Home > Cowenton Federal Savings and Loan Association > Income and Expense
Cowenton Federal Savings and Loan Association, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,227,000 | 11,294 |
| Total interest expense | $950,000 | 8,908 |
| Net interest income | $277,000 | 12,433 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $14,000 | 12,437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $14,000 | 11,845 |
| Total noninterest expense | $269,000 | 12,411 |
| Salaries and employee benefits | $164,000 | 12,287 |
| Premises and equipment expense | $4,000 | 12,566 |
| Additional noninterest expense | $101,000 | 12,280 |
| Pre-tax net operating income | $22,000 | 12,014 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $3,000 | 11,532 |
| Income before extraordinary items | $19,000 | 11,971 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $19,000 | 11,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $19,000 | 12,005 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,311,000 | 11,662 |
| Total interest expense | $1,206,000 | 8,224 |
| Net interest income | $105,000 | 13,201 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $15,000 | 13,115 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $15,000 | 12,399 |
| Total noninterest expense | $307,000 | 12,965 |
| Salaries and employee benefits | $199,000 | 12,651 |
| Premises and equipment expense | $8,000 | 13,220 |
| Additional noninterest expense | $100,000 | 12,934 |
| Pre-tax net operating income | $-187,000 | 12,689 |
| Securities gains (losses) | $306,000 | 1,281 |
| Applicable income taxes | $18,000 | 11,644 |
| Income before extraordinary items | $101,000 | 11,793 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $101,000 | 11,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-159,100 | 12,635 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,779,000 | 11,357 |
| Total interest expense | $980,000 | 10,483 |
| Net interest income | $799,000 | 11,914 |
| Provision for loan and lease losses | $5,000 | 11,499 |
| Total noninterest income | $26,000 | 13,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $26,000 | 12,093 |
| Total noninterest expense | $306,000 | 13,544 |
| Salaries and employee benefits | $212,000 | 13,023 |
| Premises and equipment expense | $8,000 | 13,854 |
| Additional noninterest expense | $86,000 | 13,638 |
| Pre-tax net operating income | $514,000 | 8,310 |
| Securities gains (losses) | $203,000 | 1,995 |
| Applicable income taxes | $240,000 | 6,828 |
| Income before extraordinary items | $477,000 | 7,530 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $477,000 | 7,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $340,990 | 8,451 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.