Home > Covest Banc > Assets and Liabilities
Covest Banc, Assets and Liabilities
| 2003-12-31 | Rank | |
| # of Employees: | 111 | 1,563 |
| Assets and Liabilities | ||
| Total Assets: | $586,291,000 | 945 |
| Cash and due from depository institutions | $8,506,000 | 1,563 |
| Interest-bearing balances | $15,000 | 6,482 |
| Securities | $22,337,000 | 4,516 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $528,765,000 | 682 |
| Loan loss allowance | $7,220,000 | 658 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $8,049,000 | 1,180 |
| Other real estate owned | $1,700,000 | 1,563 |
| Goodwill and other intangibles | $983,000 | 1,633 |
| All other assets | $15,951,000 | 943 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $586,291,000 | 945 |
| Total liabilities | $540,257,000 | 926 |
| Total deposits | $471,090,000 | 910 |
| Interest-bearing deposits | $430,680,000 | 859 |
| Deposits held in domestic offices | $471,090,000 | 908 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,079,000 | 915 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $50,390,000 | 857 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,698,000 | 976 |
| Total equity capital | $46,034,000 | 1,182 |
| Total bank equity capital | $46,034,000 | 1,182 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,220,000 | 1,212 |
| Surplus | $13,265,000 | 1,518 |
| Undivided profits | $29,549,000 | 1,081 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,179,000 | 607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,215,000 | 1,211 |
| Earning assets | $551,117,000 | 923 |
| Long-term assets (5+ years) | $69,203,000 | 1,492 |
| Average Assets, year-to-date | $603,934,400 | 889 |
| Average Assets, quarterly | $596,461,500 | 924 |
| Volatile liabilities | $135,676,000 | 832 |
| Insider loans | $355,000 | 6,044 |
| FHLB advances | $49,800,000 | 789 |
| Loans and leases held for sale | $223,000 | 1,466 |
| Unused loan commitments | $67,358,000 | 1,159 |
| Tier 1 (core) risk-based capital | $45,006,000 | 1,118 |
| Tier 2 risk-based capital | $5,311,000 | 863 |
| Total risk weighted assets | $419,051,000 | 918 |
| Total unused commitments | $67,358,000 | 1,160 |
| Derivatives | $10,000,000 | 386 |
| 2003-09-30 | Rank | |
| # of Employees: | 127 | 1,375 |
| Assets and Liabilities | ||
| Total Assets: | $606,632,000 | 930 |
| Cash and due from depository institutions | $11,608,000 | 1,375 |
| Interest-bearing balances | $51,000 | 5,920 |
| Securities | $29,853,000 | 3,658 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $541,169,000 | 669 |
| Loan loss allowance | $6,959,000 | 695 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,224,000 | 1,143 |
| Other real estate owned | $2,200,000 | 1,375 |
| Goodwill and other intangibles | $1,043,000 | 1,576 |
| All other assets | $12,535,000 | 1,183 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $606,632,000 | 930 |
| Total liabilities | $558,266,000 | 903 |
| Total deposits | $474,802,000 | 913 |
| Interest-bearing deposits | $433,899,000 | 872 |
| Deposits held in domestic offices | $474,802,000 | 909 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,770,000 | 603 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $51,317,000 | 825 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,377,000 | 1,074 |
| Total equity capital | $48,366,000 | 1,137 |
| Total bank equity capital | $48,366,000 | 1,137 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,220,000 | 1,206 |
| Surplus | $12,792,000 | 1,536 |
| Undivided profits | $32,354,000 | 1,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,432,000 | 1,336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,208,000 | 1,289 |
| Earning assets | $571,073,000 | 906 |
| Long-term assets (5+ years) | $85,131,000 | 1,247 |
| Average Assets, year-to-date | $608,345,250 | 906 |
| Average Assets, quarterly | $613,622,500 | 914 |
| Volatile liabilities | $144,272,000 | 780 |
| Insider loans | $417,000 | 5,811 |
| FHLB advances | $51,000,000 | 743 |
| Loans and leases held for sale | $712,000 | 1,285 |
| Unused loan commitments | $78,242,000 | 1,046 |
| Tier 1 (core) risk-based capital | $47,233,000 | 1,085 |
| Tier 2 risk-based capital | $5,273,000 | 872 |
| Total risk weighted assets | $416,468,000 | 919 |
| Total unused commitments | $78,242,000 | 1,047 |
| Derivatives | $10,000,000 | 387 |
| 2003-06-30 | Rank | |
| # of Employees: | 128 | 1,369 |
| Assets and Liabilities | ||
| Total Assets: | $620,613,000 | 901 |
| Cash and due from depository institutions | $28,187,000 | 1,369 |
| Interest-bearing balances | $15,706,000 | 543 |
| Securities | $27,845,000 | 3,745 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $542,839,000 | 655 |
| Loan loss allowance | $6,958,000 | 689 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,423,000 | 1,089 |
| Other real estate owned | $0 | 1,369 |
| Goodwill and other intangibles | $1,085,000 | 1,510 |
| All other assets | $12,234,000 | 1,161 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $620,613,000 | 901 |
| Total liabilities | $573,827,000 | 876 |
| Total deposits | $498,145,000 | 871 |
| Interest-bearing deposits | $452,895,000 | 826 |
| Deposits held in domestic offices | $498,145,000 | 868 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,916,000 | 1,123 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $61,220,000 | 721 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $5,546,000 | 937 |
| Total equity capital | $46,786,000 | 1,161 |
| Total bank equity capital | $46,786,000 | 1,161 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,220,000 | 1,193 |
| Surplus | $12,792,000 | 1,501 |
| Undivided profits | $30,774,000 | 1,064 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,823,000 | 673 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,272,000 | 1,204 |
| Earning assets | $586,390,000 | 879 |
| Long-term assets (5+ years) | $83,931,000 | 1,196 |
| Average Assets, year-to-date | $608,916,330 | 898 |
| Average Assets, quarterly | $610,377,000 | 907 |
| Volatile liabilities | $150,850,000 | 753 |
| Insider loans | $588,000 | 5,122 |
| FHLB advances | $60,000,000 | 649 |
| Loans and leases held for sale | $1,793,000 | 1,189 |
| Unused loan commitments | $82,958,000 | 979 |
| Tier 1 (core) risk-based capital | $45,379,000 | 1,093 |
| Tier 2 risk-based capital | $5,368,000 | 815 |
| Total risk weighted assets | $424,290,000 | 885 |
| Total unused commitments | $82,958,000 | 984 |
| Derivatives | $10,000,000 | 394 |
| 2003-03-31 | Rank | |
| # of Employees: | 131 | 1,295 |
| Assets and Liabilities | ||
| Total Assets: | $600,141,000 | 910 |
| Cash and due from depository institutions | $23,091,000 | 1,295 |
| Interest-bearing balances | $10,978,000 | 771 |
| Securities | $30,524,000 | 3,478 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $524,374,000 | 668 |
| Loan loss allowance | $6,945,000 | 676 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $8,610,000 | 1,054 |
| Other real estate owned | $0 | 1,295 |
| Goodwill and other intangibles | $1,183,000 | 1,444 |
| All other assets | $12,359,000 | 1,127 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $600,141,000 | 910 |
| Total liabilities | $554,201,000 | 890 |
| Total deposits | $486,176,000 | 872 |
| Interest-bearing deposits | $443,085,000 | 840 |
| Deposits held in domestic offices | $486,176,000 | 869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,628,000 | 1,145 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $54,128,000 | 757 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,269,000 | 873 |
| Total equity capital | $45,940,000 | 1,165 |
| Total bank equity capital | $45,940,000 | 1,165 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,220,000 | 1,192 |
| Surplus | $12,768,000 | 1,475 |
| Undivided profits | $29,952,000 | 1,052 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,853,000 | 680 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,468,000 | 1,119 |
| Earning assets | $565,876,000 | 898 |
| Long-term assets (5+ years) | $94,014,000 | 1,051 |
| Average Assets, year-to-date | $603,068,000 | 895 |
| Average Assets, quarterly | $603,068,000 | 895 |
| Volatile liabilities | $140,900,000 | 767 |
| Insider loans | $738,000 | 4,614 |
| FHLB advances | $54,000,000 | 681 |
| Loans and leases held for sale | $390,000 | 1,642 |
| Unused loan commitments | $85,987,000 | 917 |
| Tier 1 (core) risk-based capital | $44,558,000 | 1,102 |
| Tier 2 risk-based capital | $5,246,000 | 824 |
| Total risk weighted assets | $415,813,000 | 883 |
| Total unused commitments | $85,987,000 | 924 |
| Derivatives | $10,000,000 | 370 |
| 2002-12-31 | Rank | |
| # of Employees: | 131 | 1,279 |
| Assets and Liabilities | ||
| Total Assets: | $605,995,000 | 888 |
| Cash and due from depository institutions | $7,579,000 | 1,279 |
| Interest-bearing balances | $17,000 | 6,420 |
| Securities | $39,208,000 | 2,857 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $536,225,000 | 645 |
| Loan loss allowance | $7,039,000 | 656 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $8,824,000 | 1,007 |
| Other real estate owned | $662,000 | 1,279 |
| Goodwill and other intangibles | $1,260,000 | 1,390 |
| All other assets | $12,237,000 | 1,094 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $605,995,000 | 888 |
| Total liabilities | $559,824,000 | 863 |
| Total deposits | $480,333,000 | 867 |
| Interest-bearing deposits | $439,907,000 | 823 |
| Deposits held in domestic offices | $480,333,000 | 865 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,847,000 | 976 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $63,423,000 | 687 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,221,000 | 964 |
| Total equity capital | $46,171,000 | 1,138 |
| Total bank equity capital | $46,171,000 | 1,138 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,220,000 | 1,179 |
| Surplus | $12,716,000 | 1,447 |
| Undivided profits | $30,235,000 | 1,017 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,966,000 | 557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,618,000 | 1,093 |
| Earning assets | $575,450,000 | 866 |
| Long-term assets (5+ years) | $99,692,000 | 970 |
| Average Assets, year-to-date | $595,851,400 | 855 |
| Average Assets, quarterly | $602,061,500 | 885 |
| Volatile liabilities | $157,159,000 | 727 |
| Insider loans | $763,000 | 4,576 |
| FHLB advances | $62,200,000 | 616 |
| Loans and leases held for sale | $1,026,000 | 1,340 |
| Unused loan commitments | $86,847,000 | 883 |
| Tier 1 (core) risk-based capital | $44,601,000 | 1,072 |
| Tier 2 risk-based capital | $5,452,000 | 787 |
| Total risk weighted assets | $431,057,000 | 842 |
| Total unused commitments | $86,847,000 | 883 |
| Derivatives | $10,000,000 | 351 |
| 2001-12-31 | Rank | |
| # of Employees: | 137 | 1,189 |
| Assets and Liabilities | ||
| Total Assets: | $582,951,000 | 876 |
| Cash and due from depository institutions | $6,574,000 | 1,189 |
| Interest-bearing balances | $22,000 | 6,241 |
| Securities | $42,803,000 | 2,511 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $509,620,000 | 660 |
| Loan loss allowance | $6,547,000 | 672 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $9,466,000 | 900 |
| Other real estate owned | $662,000 | 1,189 |
| Goodwill and other intangibles | $1,560,000 | 1,205 |
| All other assets | $12,266,000 | 1,031 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $582,951,000 | 876 |
| Total liabilities | $537,046,000 | 863 |
| Total deposits | $462,654,000 | 855 |
| Interest-bearing deposits | $425,008,000 | 816 |
| Deposits held in domestic offices | $462,654,000 | 852 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,586,000 | 1,228 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $62,139,000 | 662 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $4,667,000 | 1,039 |
| Total equity capital | $45,905,000 | 1,076 |
| Total bank equity capital | $45,905,000 | 1,076 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,220,000 | 1,171 |
| Surplus | $12,491,000 | 1,399 |
| Undivided profits | $30,194,000 | 938 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,538,000 | 1,203 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,267,000 | 940 |
| Earning assets | $552,445,000 | 850 |
| Long-term assets (5+ years) | $136,795,000 | 714 |
| Average Assets, year-to-date | $580,014,800 | 845 |
| Average Assets, quarterly | $580,077,000 | 869 |
| Volatile liabilities | $120,694,000 | 851 |
| Insider loans | $380,000 | 5,981 |
| FHLB advances | $62,000,000 | 582 |
| Loans and leases held for sale | $1,065,000 | 1,152 |
| Unused loan commitments | $131,310,000 | 619 |
| Tier 1 (core) risk-based capital | $43,992,000 | 1,041 |
| Tier 2 risk-based capital | $5,277,000 | 771 |
| Total risk weighted assets | $413,155,000 | 840 |
| Total unused commitments | $131,310,000 | 619 |
| Derivatives | $10,000,000 | 315 |
| 2000-12-31 | Rank | |
| # of Employees: | 121 | 1,368 |
| Assets and Liabilities | ||
| Total Assets: | $583,644,000 | 853 |
| Cash and due from depository institutions | $10,522,000 | 1,368 |
| Interest-bearing balances | $21,000 | 5,958 |
| Securities | $55,851,000 | 1,975 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $500,431,000 | 657 |
| Loan loss allowance | $5,655,000 | 746 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $9,976,000 | 792 |
| Other real estate owned | $0 | 1,368 |
| Goodwill and other intangibles | $1,668,000 | 1,156 |
| All other assets | $5,196,000 | 1,745 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $583,644,000 | 853 |
| Total liabilities | $537,954,000 | 837 |
| Total deposits | $458,956,000 | 838 |
| Interest-bearing deposits | $424,528,000 | 782 |
| Deposits held in domestic offices | $458,956,000 | 835 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,069,000 | 934 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $61,411,000 | 651 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $4,518,000 | 1,074 |
| Total equity capital | $45,690,000 | 1,010 |
| Total bank equity capital | $45,690,000 | 1,010 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,220,000 | 1,171 |
| Surplus | $12,428,000 | 1,372 |
| Undivided profits | $30,042,000 | 892 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,499,000 | 504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $3,220,000 | 773 |
| Earning assets | $556,303,000 | 827 |
| Long-term assets (5+ years) | $232,273,000 | 443 |
| Average Assets, year-to-date | $569,103,000 | 833 |
| Average Assets, quarterly | $580,131,000 | 848 |
| Volatile liabilities | $139,655,000 | 759 |
| Insider loans | $813,000 | 4,372 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $383,000 | 1,023 |
| Unused loan commitments | $113,745,000 | 651 |
| Tier 1 (core) risk-based capital | $44,290,600 | 988 |
| Tier 2 risk-based capital | $5,154,530 | 769 |
| Total risk weighted assets | $406,648,480 | 832 |
| Total unused commitments | $113,745,000 | 651 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 130 | 1,294 |
| Assets and Liabilities | ||
| Total Assets: | $566,326,000 | 878 |
| Cash and due from depository institutions | $10,617,000 | 1,294 |
| Interest-bearing balances | $1,590,000 | 1,941 |
| Securities | $75,719,000 | 1,515 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $462,697,000 | 703 |
| Loan loss allowance | $4,833,000 | 835 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $10,669,000 | 727 |
| Other real estate owned | $0 | 1,294 |
| Goodwill and other intangibles | $1,897,000 | 1,102 |
| All other assets | $4,727,000 | 1,874 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $566,326,000 | 878 |
| Total liabilities | $522,282,000 | 862 |
| Total deposits | $405,209,000 | 916 |
| Interest-bearing deposits | $378,364,000 | 855 |
| Deposits held in domestic offices | $405,209,000 | 911 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,504,000 | 1,798 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $109,501,000 | 474 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,068,000 | 1,344 |
| Total equity capital | $44,044,000 | 1,024 |
| Total bank equity capital | $44,044,000 | 1,024 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,220,000 | 1,180 |
| Surplus | $12,428,000 | 1,341 |
| Undivided profits | $28,396,000 | 887 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $766,000 | 2,723 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,418,000 | 882 |
| Earning assets | $540,006,000 | 845 |
| Long-term assets (5+ years) | $209,003,000 | 532 |
| Average Assets, year-to-date | $549,052,600 | 857 |
| Average Assets, quarterly | $560,616,500 | 875 |
| Volatile liabilities | $147,991,000 | 740 |
| Insider loans | $272,000 | 6,664 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $106,000 | 1,316 |
| Unused loan commitments | $88,116,000 | 789 |
| Tier 1 (core) risk-based capital | $43,299,200 | 1,002 |
| Tier 2 risk-based capital | $4,833,000 | 798 |
| Total risk weighted assets | $388,392,900 | 841 |
| Total unused commitments | $88,116,000 | 789 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 164 | 1,017 |
| Assets and Liabilities | ||
| Total Assets: | $547,033,000 | 871 |
| Cash and due from depository institutions | $39,677,000 | 1,017 |
| Interest-bearing balances | $21,282,000 | 254 |
| Securities | $87,164,000 | 1,340 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $402,330,000 | 743 |
| Loan loss allowance | $4,312,000 | 902 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $11,372,000 | 642 |
| Other real estate owned | $0 | 1,017 |
| Goodwill and other intangibles | $2,158,000 | 976 |
| All other assets | $4,332,000 | 1,756 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $547,033,000 | 871 |
| Total liabilities | $501,791,000 | 859 |
| Total deposits | $371,317,000 | 985 |
| Interest-bearing deposits | $349,537,000 | 909 |
| Deposits held in domestic offices | $371,317,000 | 982 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,774,000 | 1,595 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $122,982,000 | 359 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,718,000 | 1,239 |
| Total equity capital | $45,242,000 | 989 |
| Total bank equity capital | $45,242,000 | 989 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,220,000 | 1,137 |
| Surplus | $12,428,000 | 1,276 |
| Undivided profits | $29,594,000 | 880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,021,000 | 2,341 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,229,000 | 922 |
| Earning assets | $510,776,000 | 856 |
| Long-term assets (5+ years) | $159,325,000 | 593 |
| Average Assets, year-to-date | $575,480,400 | 779 |
| Average Assets, quarterly | $563,410,500 | 833 |
| Volatile liabilities | $40,311,000 | 1,691 |
| Insider loans | $385,000 | 5,910 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $4,294,000 | 574 |
| Unused loan commitments | $91,163,000 | 758 |
| Tier 1 (core) risk-based capital | $42,893,700 | 974 |
| Tier 2 risk-based capital | $4,314,000 | 832 |
| Total risk weighted assets | $355,285,100 | 846 |
| Total unused commitments | $91,163,000 | 764 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 138 | 1,282 |
| Assets and Liabilities | ||
| Total Assets: | $583,190,000 | 817 |
| Cash and due from depository institutions | $23,701,000 | 1,282 |
| Interest-bearing balances | $17,800,000 | 219 |
| Securities | $163,764,000 | 740 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $377,234,000 | 804 |
| Loan loss allowance | $3,977,000 | 988 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $10,767,000 | 667 |
| Other real estate owned | $0 | 1,282 |
| Goodwill and other intangibles | $2,440,000 | 874 |
| All other assets | $5,284,000 | 1,454 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $583,190,000 | 817 |
| Total liabilities | $537,120,000 | 801 |
| Total deposits | $373,914,000 | 1,014 |
| Interest-bearing deposits | $357,626,000 | 907 |
| Deposits held in domestic offices | $373,914,000 | 1,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,947,000 | 937 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $139,008,000 | 321 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $11,251,000 | 583 |
| Total equity capital | $46,070,000 | 980 |
| Total bank equity capital | $46,070,000 | 980 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,230,000 | 1,118 |
| Surplus | $12,453,000 | 1,275 |
| Undivided profits | $30,387,000 | 869 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,303,000 | 1,970 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,181,000 | 997 |
| Earning assets | $558,798,000 | 793 |
| Long-term assets (5+ years) | $264,906,000 | 329 |
| Average Assets, year-to-date | $547,475,800 | 833 |
| Average Assets, quarterly | $555,357,000 | 845 |
| Volatile liabilities | $111,111,000 | 789 |
| Insider loans | $840,000 | 4,005 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $78,516,000 | 783 |
| Tier 1 (core) risk-based capital | $42,872,100 | 987 |
| Tier 2 risk-based capital | $3,977,000 | 862 |
| Total risk weighted assets | $331,022,400 | 905 |
| Total unused commitments | $78,516,000 | 787 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 125 | 1,497 |
| Assets and Liabilities | ||
| Total Assets: | $538,625,000 | 908 |
| Cash and due from depository institutions | $13,026,000 | 1,497 |
| Interest-bearing balances | $11,221,000 | 336 |
| Securities | $161,746,000 | 775 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $338,617,000 | 908 |
| Loan loss allowance | $1,424,000 | 2,551 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $9,845,000 | 774 |
| Other real estate owned | $0 | 1,497 |
| Goodwill and other intangibles | $2,629,000 | 794 |
| All other assets | $12,762,000 | 744 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $538,625,000 | 908 |
| Total liabilities | $493,796,000 | 901 |
| Total deposits | $410,023,000 | 953 |
| Interest-bearing deposits | $410,023,000 | 815 |
| Deposits held in domestic offices | $410,023,000 | 946 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,332,000 | 995 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $65,898,000 | 504 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,543,000 | 1,074 |
| Total equity capital | $44,829,000 | 1,021 |
| Total bank equity capital | $44,829,000 | 1,021 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $32,000 | 9,888 |
| Surplus | $15,616,000 | 1,106 |
| Undivided profits | $29,181,000 | 878 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $834,000 | 3,077 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,429,000 | 906 |
| Earning assets | $511,584,000 | 883 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $604,049,400 | 799 |
| Average Assets, quarterly | $570,295,000 | 858 |
| Volatile liabilities | $127,732,000 | 742 |
| Insider loans | $821,000 | 4,137 |
| FHLB advances | $62,400,000 | 181 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $83,294,000 | 747 |
| Tier 1 (core) risk-based capital | $42,272,000 | 1,014 |
| Tier 2 risk-based capital | $1,424,000 | 2,143 |
| Total risk weighted assets | $263,058,000 | 1,132 |
| Total unused commitments | $83,294,000 | 753 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 116 | 1,647 |
| Assets and Liabilities | ||
| Total Assets: | $622,604,000 | 829 |
| Cash and due from depository institutions | $19,189,000 | 1,647 |
| Interest-bearing balances | $17,349,000 | 258 |
| Securities | $249,893,000 | 562 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $331,071,000 | 922 |
| Loan loss allowance | $1,379,000 | 2,658 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $10,238,000 | 724 |
| Other real estate owned | $0 | 1,647 |
| Goodwill and other intangibles | $2,572,000 | 758 |
| All other assets | $9,641,000 | 969 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $622,604,000 | 829 |
| Total liabilities | $567,960,000 | 827 |
| Total deposits | $464,757,000 | 862 |
| Interest-bearing deposits | $450,167,000 | 785 |
| Deposits held in domestic offices | $464,757,000 | 854 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $462,000 | 3,134 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $96,700,000 | 389 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $6,041,000 | 909 |
| Total equity capital | $54,644,000 | 885 |
| Total bank equity capital | $54,644,000 | 885 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $32,000 | 10,354 |
| Surplus | $15,616,000 | 1,120 |
| Undivided profits | $38,996,000 | 675 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $734,000 | 3,317 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,274,000 | 1,013 |
| Earning assets | $598,313,000 | 796 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $571,395,800 | 856 |
| Average Assets, quarterly | $593,403,500 | 849 |
| Volatile liabilities | $141,684,000 | 671 |
| Insider loans | $676,000 | 4,786 |
| FHLB advances | $96,700,000 | 124 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $71,226,000 | 843 |
| Tier 1 (core) risk-based capital | $50,376,000 | 889 |
| Tier 2 risk-based capital | $1,379,000 | 2,175 |
| Total risk weighted assets | $262,651,000 | 1,127 |
| Total unused commitments | $71,226,000 | 848 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 118 | 1,695 |
| Assets and Liabilities | ||
| Total Assets: | $522,591,000 | 916 |
| Cash and due from depository institutions | $6,718,000 | 1,695 |
| Interest-bearing balances | $5,152,000 | 700 |
| Securities | $148,908,000 | 889 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $347,070,000 | 872 |
| Loan loss allowance | $1,524,000 | 2,501 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $7,697,000 | 959 |
| Other real estate owned | $0 | 1,695 |
| Goodwill and other intangibles | $2,778,000 | 657 |
| All other assets | $9,420,000 | 1,028 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $522,591,000 | 916 |
| Total liabilities | $468,559,000 | 938 |
| Total deposits | $418,651,000 | 925 |
| Interest-bearing deposits | $407,093,000 | 837 |
| Deposits held in domestic offices | $418,651,000 | 914 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $47,000,000 | 574 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,908,000 | 1,341 |
| Total equity capital | $54,032,000 | 832 |
| Total bank equity capital | $54,032,000 | 832 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $32,000 | 10,919 |
| Surplus | $15,616,000 | 1,048 |
| Undivided profits | $38,384,000 | 600 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $212,000 | 6,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,639,000 | 1,173 |
| Earning assets | $501,130,000 | 878 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $454,217,800 | 1,023 |
| Average Assets, quarterly | $509,741,500 | 930 |
| Volatile liabilities | $84,023,000 | 889 |
| Insider loans | $639,000 | 4,932 |
| FHLB advances | $47,000,000 | 215 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $65,036,000 | 821 |
| Tier 1 (core) risk-based capital | $51,254,000 | 845 |
| Tier 2 risk-based capital | $1,520,000 | 2,023 |
| Total risk weighted assets | $237,364,000 | 1,199 |
| Total unused commitments | $65,036,000 | 831 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 85 | 2,463 |
| Assets and Liabilities | ||
| Total Assets: | $389,339,000 | 1,229 |
| Cash and due from depository institutions | $19,986,000 | 2,463 |
| Interest-bearing balances | $18,777,000 | 333 |
| Securities | $114,784,000 | 1,207 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $244,585,000 | 1,147 |
| Loan loss allowance | $1,607,000 | 2,481 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,289,000 | 2,229 |
| Other real estate owned | $0 | 2,463 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $6,695,000 | 1,266 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $389,339,000 | 1,229 |
| Total liabilities | $334,467,000 | 1,309 |
| Total deposits | $332,470,000 | 1,194 |
| Interest-bearing deposits | $326,275,000 | 1,065 |
| Deposits held in domestic offices | $332,470,000 | 1,183 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,997,000 | 1,799 |
| Total equity capital | $54,872,000 | 784 |
| Total bank equity capital | $54,872,000 | 784 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $32,000 | 11,457 |
| Surplus | $15,616,000 | 997 |
| Undivided profits | $39,224,000 | 586 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $469,000 | 5,076 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,118,000 | 1,544 |
| Earning assets | $378,146,000 | 1,170 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $378,480,000 | 1,233 |
| Average Assets, quarterly | $382,634,500 | 1,243 |
| Volatile liabilities | $28,012,000 | 1,828 |
| Insider loans | $435,000 | 6,129 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $47,518,000 | 1,014 |
| Tier 1 (core) risk-based capital | $54,872,000 | 758 |
| Tier 2 risk-based capital | $1,581,000 | 1,944 |
| Total risk weighted assets | $165,357,000 | 1,665 |
| Total unused commitments | $47,518,000 | 1,040 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 81 | 2,676 |
| Assets and Liabilities | ||
| Total Assets: | $379,625,000 | 1,282 |
| Cash and due from depository institutions | $7,957,000 | 2,676 |
| Interest-bearing balances | $6,335,000 | 1,174 |
| Securities | $136,523,000 | 986 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $224,834,000 | 1,286 |
| Loan loss allowance | $1,567,000 | 2,609 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,406,000 | 2,174 |
| Other real estate owned | $0 | 2,676 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $6,905,000 | 1,294 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $379,625,000 | 1,282 |
| Total liabilities | $326,998,000 | 1,396 |
| Total deposits | $326,153,000 | 1,270 |
| Interest-bearing deposits | $318,289,000 | 1,156 |
| Deposits held in domestic offices | $326,153,000 | 1,262 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $845,000 | 3,762 |
| Total equity capital | $52,627,000 | 779 |
| Total bank equity capital | $52,627,000 | 779 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $32,000 | 11,987 |
| Surplus | $15,442,000 | 964 |
| Undivided profits | $37,153,000 | 574 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $538,000 | 5,410 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,053,000 | 1,855 |
| Earning assets | $367,692,000 | 1,216 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $371,152,200 | 1,288 |
| Average Assets, quarterly | $377,788,000 | 1,279 |
| Volatile liabilities | $23,127,000 | 2,090 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $20,468,000 | 1,798 |
| Tier 1 (core) risk-based capital | $52,627,000 | 747 |
| Tier 2 risk-based capital | $1,539,000 | 2,013 |
| Total risk weighted assets | $156,411,000 | 1,805 |
| Total unused commitments | $21,481,000 | 1,759 |
| Derivatives | $0 | 651 |