Home > Courtland State Bank > Assets and Liabilities
Courtland State Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 4 | 10,050 |
| Assets and Liabilities | ||
| Total Assets: | $14,750,000 | 9,758 |
| Cash and due from depository institutions | $531,000 | 10,050 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $2,963,000 | 9,341 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,889 |
| Net loans & leases | $10,008,000 | 9,321 |
| Loan loss allowance | $224,000 | 8,175 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $87,000 | 9,705 |
| Other real estate owned | $13,000 | 10,050 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $148,000 | 9,956 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $14,750,000 | 9,758 |
| Total liabilities | $13,164,000 | 9,704 |
| Total deposits | $13,039,000 | 9,647 |
| Interest-bearing deposits | $11,442,000 | 9,563 |
| Deposits held in domestic offices | $13,039,000 | 9,646 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $125,000 | 9,077 |
| Total equity capital | $1,586,000 | 9,798 |
| Total bank equity capital | $1,586,000 | 9,798 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $25,000 | 8,865 |
| Surplus | $825,000 | 7,625 |
| Undivided profits | $736,000 | 8,073 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $109,000 | 9,030 |
| Earning assets | $13,971,000 | 9,688 |
| Long-term assets (5+ years) | $1,581,000 | 7,936 |
| Average Assets, year-to-date | $15,321,600 | 9,667 |
| Average Assets, quarterly | $15,465,500 | 9,694 |
| Volatile liabilities | $3,106,000 | 8,325 |
| Insider loans | $408,000 | 5,847 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $449,000 | 9,249 |
| Tier 1 (core) risk-based capital | $1,635,000 | 9,789 |
| Tier 2 risk-based capital | $124,530 | 9,094 |
| Total risk weighted assets | $9,862,830 | 9,524 |
| Total unused commitments | $449,000 | 9,254 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 4 | 10,295 |
| Assets and Liabilities | ||
| Total Assets: | $15,075,000 | 9,936 |
| Cash and due from depository institutions | $507,000 | 10,295 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $2,453,000 | 9,673 |
| Federal funds sold & reverse repurchase agreements | $2,225,000 | 5,565 |
| Net loans & leases | $9,591,000 | 9,536 |
| Loan loss allowance | $216,000 | 8,344 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $102,000 | 9,801 |
| Other real estate owned | $14,000 | 10,295 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $183,000 | 9,984 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,075,000 | 9,936 |
| Total liabilities | $13,591,000 | 9,869 |
| Total deposits | $13,491,000 | 9,818 |
| Interest-bearing deposits | $12,026,000 | 9,714 |
| Deposits held in domestic offices | $13,491,000 | 9,818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $100,000 | 9,739 |
| Total equity capital | $1,484,000 | 10,063 |
| Total bank equity capital | $1,484,000 | 10,063 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $25,000 | 9,070 |
| Surplus | $825,000 | 7,702 |
| Undivided profits | $634,000 | 8,785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $163,000 | 8,449 |
| Earning assets | $14,269,000 | 9,870 |
| Long-term assets (5+ years) | $1,697,000 | 7,925 |
| Average Assets, year-to-date | $16,263,400 | 9,770 |
| Average Assets, quarterly | $17,275,000 | 9,718 |
| Volatile liabilities | $2,458,000 | 8,673 |
| Insider loans | $334,000 | 6,217 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $502,000 | 9,335 |
| Tier 1 (core) risk-based capital | $1,479,000 | 10,037 |
| Tier 2 risk-based capital | $114,300 | 9,357 |
| Total risk weighted assets | $9,042,000 | 9,811 |
| Total unused commitments | $502,000 | 9,340 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 4 | 10,726 |
| Assets and Liabilities | ||
| Total Assets: | $15,708,000 | 10,275 |
| Cash and due from depository institutions | $351,000 | 10,726 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $2,645,000 | 10,106 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 5,626 |
| Net loans & leases | $10,889,000 | 9,723 |
| Loan loss allowance | $216,000 | 8,585 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $41,000 | 10,621 |
| Other real estate owned | $15,000 | 10,726 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $267,000 | 9,991 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,708,000 | 10,275 |
| Total liabilities | $14,390,000 | 10,187 |
| Total deposits | $14,187,000 | 10,133 |
| Interest-bearing deposits | $13,000,000 | 9,961 |
| Deposits held in domestic offices | $14,187,000 | 10,133 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $203,000 | 8,947 |
| Total equity capital | $1,318,000 | 10,564 |
| Total bank equity capital | $1,318,000 | 10,564 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $25,000 | 9,463 |
| Surplus | $725,000 | 8,232 |
| Undivided profits | $568,000 | 9,343 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $185,000 | 8,484 |
| Earning assets | $15,034,000 | 10,172 |
| Long-term assets (5+ years) | $809,000 | 8,699 |
| Average Assets, year-to-date | $14,443,800 | 10,318 |
| Average Assets, quarterly | $15,133,500 | 10,294 |
| Volatile liabilities | $4,567,000 | 7,387 |
| Insider loans | $292,000 | 6,707 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $225,000 | 10,086 |
| Tier 1 (core) risk-based capital | $1,314,000 | 10,551 |
| Tier 2 risk-based capital | $130,220 | 9,444 |
| Total risk weighted assets | $10,331,820 | 9,976 |
| Total unused commitments | $225,000 | 10,090 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 4 | 11,246 |
| Assets and Liabilities | ||
| Total Assets: | $14,161,000 | 10,887 |
| Cash and due from depository institutions | $535,000 | 11,246 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $2,868,000 | 10,595 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 7,632 |
| Net loans & leases | $10,043,000 | 10,239 |
| Loan loss allowance | $204,000 | 9,093 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $48,000 | 11,099 |
| Other real estate owned | $16,000 | 11,246 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $251,000 | 10,558 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $14,161,000 | 10,887 |
| Total liabilities | $12,995,000 | 10,826 |
| Total deposits | $12,823,000 | 10,764 |
| Interest-bearing deposits | $11,251,000 | 10,672 |
| Deposits held in domestic offices | $12,823,000 | 10,763 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $172,000 | 9,653 |
| Total equity capital | $1,166,000 | 11,112 |
| Total bank equity capital | $1,166,000 | 11,112 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $25,000 | 9,928 |
| Surplus | $725,000 | 8,550 |
| Undivided profits | $416,000 | 9,983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,000 | 9,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $172,000 | 8,943 |
| Earning assets | $13,311,000 | 10,810 |
| Long-term assets (5+ years) | $950,000 | 8,828 |
| Average Assets, year-to-date | $13,222,600 | 10,923 |
| Average Assets, quarterly | $13,959,500 | 10,888 |
| Volatile liabilities | $3,446,000 | 8,199 |
| Insider loans | $167,000 | 8,035 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $135,000 | 10,587 |
| Tier 1 (core) risk-based capital | $1,174,000 | 11,094 |
| Tier 2 risk-based capital | $117,900 | 10,020 |
| Total risk weighted assets | $9,345,800 | 10,541 |
| Total unused commitments | $135,000 | 10,592 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 3 | 11,879 |
| Assets and Liabilities | ||
| Total Assets: | $12,019,000 | 11,540 |
| Cash and due from depository institutions | $432,000 | 11,879 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $2,544,000 | 11,193 |
| Federal funds sold & reverse repurchase agreements | $750,000 | 7,813 |
| Net loans & leases | $8,062,000 | 11,012 |
| Loan loss allowance | $178,000 | 9,804 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $14,000 | 11,848 |
| Other real estate owned | $17,000 | 11,879 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $200,000 | 11,345 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $12,019,000 | 11,540 |
| Total liabilities | $10,948,000 | 11,501 |
| Total deposits | $10,804,000 | 11,458 |
| Interest-bearing deposits | $9,533,000 | 11,372 |
| Deposits held in domestic offices | $10,804,000 | 11,458 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $144,000 | 10,526 |
| Total equity capital | $1,071,000 | 11,646 |
| Total bank equity capital | $1,071,000 | 11,646 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $25,000 | 10,392 |
| Surplus | $725,000 | 8,829 |
| Undivided profits | $321,000 | 10,706 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 9,842 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $143,000 | 9,861 |
| Earning assets | $11,356,000 | 11,472 |
| Long-term assets (5+ years) | $889,000 | 9,142 |
| Average Assets, year-to-date | $12,041,200 | 11,494 |
| Average Assets, quarterly | $12,313,500 | 11,506 |
| Volatile liabilities | $1,957,000 | 9,663 |
| Insider loans | $311,000 | 6,954 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $180,000 | 10,811 |
| Tier 1 (core) risk-based capital | $1,065,000 | 11,643 |
| Tier 2 risk-based capital | $97,730 | 10,757 |
| Total risk weighted assets | $7,738,430 | 11,242 |
| Total unused commitments | $180,000 | 10,816 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 4 | 12,405 |
| Assets and Liabilities | ||
| Total Assets: | $11,530,000 | 12,154 |
| Cash and due from depository institutions | $331,000 | 12,405 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $2,668,000 | 11,822 |
| Federal funds sold & reverse repurchase agreements | $225,000 | 7,660 |
| Net loans & leases | $8,086,000 | 11,461 |
| Loan loss allowance | $138,000 | 10,911 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $27,000 | 12,357 |
| Other real estate owned | $17,000 | 12,405 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $176,000 | 12,076 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $11,530,000 | 12,154 |
| Total liabilities | $10,478,000 | 12,122 |
| Total deposits | $10,344,000 | 12,073 |
| Interest-bearing deposits | $9,247,000 | 11,970 |
| Deposits held in domestic offices | $10,344,000 | 12,073 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $134,000 | 10,341 |
| Total equity capital | $1,052,000 | 12,155 |
| Total bank equity capital | $1,052,000 | 12,155 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $25,000 | 10,957 |
| Surplus | $575,000 | 9,688 |
| Undivided profits | $452,000 | 10,417 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,000 | 10,328 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $115,000 | 10,489 |
| Earning assets | $10,979,000 | 12,062 |
| Long-term assets (5+ years) | $1,093,000 | 9,320 |
| Average Assets, year-to-date | $12,039,000 | 12,105 |
| Average Assets, quarterly | $12,014,000 | 12,115 |
| Volatile liabilities | $1,345,000 | 10,580 |
| Insider loans | $25,000 | 10,724 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $53,000 | 11,671 |
| Tier 1 (core) risk-based capital | $1,052,000 | 12,186 |
| Tier 2 risk-based capital | $92,540 | 11,363 |
| Total risk weighted assets | $7,357,840 | 11,831 |
| Total unused commitments | $53,000 | 11,672 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 4 | 13,075 |
| Assets and Liabilities | ||
| Total Assets: | $11,356,000 | 12,813 |
| Cash and due from depository institutions | $344,000 | 13,075 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $1,903,000 | 12,614 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 9,883 |
| Net loans & leases | $8,705,000 | 11,724 |
| Loan loss allowance | $115,000 | 11,825 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $40,000 | 12,876 |
| Other real estate owned | $18,000 | 13,075 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $146,000 | 12,776 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $11,356,000 | 12,813 |
| Total liabilities | $10,385,000 | 12,775 |
| Total deposits | $10,298,000 | 12,723 |
| Interest-bearing deposits | $9,318,000 | 12,586 |
| Deposits held in domestic offices | $10,298,000 | 12,723 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $87,000 | 11,874 |
| Total equity capital | $971,000 | 12,798 |
| Total bank equity capital | $971,000 | 12,798 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $25,000 | 11,499 |
| Surplus | $575,000 | 10,018 |
| Undivided profits | $371,000 | 11,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $86,000 | 9,525 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $96,000 | 11,137 |
| Earning assets | $10,808,000 | 12,690 |
| Long-term assets (5+ years) | $821,000 | 10,213 |
| Average Assets, year-to-date | $10,444,600 | 12,874 |
| Average Assets, quarterly | $10,927,500 | 12,841 |
| Volatile liabilities | $1,237,000 | 10,922 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $47,000 | 12,042 |
| Tier 1 (core) risk-based capital | $971,000 | 12,793 |
| Tier 2 risk-based capital | $99,970 | 11,633 |
| Total risk weighted assets | $7,982,570 | 12,198 |
| Total unused commitments | $47,000 | 12,045 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 4 | 13,692 |
| Assets and Liabilities | ||
| Total Assets: | $10,332,000 | 13,472 |
| Cash and due from depository institutions | $379,000 | 13,692 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $2,218,000 | 12,963 |
| Federal funds sold & reverse repurchase agreements | $350,000 | 10,513 |
| Net loans & leases | $7,204,000 | 12,568 |
| Loan loss allowance | $98,000 | 12,602 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $58,000 | 13,269 |
| Other real estate owned | $18,000 | 13,692 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $105,000 | 13,673 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $10,332,000 | 13,472 |
| Total liabilities | $9,435,000 | 13,439 |
| Total deposits | $9,330,000 | 13,401 |
| Interest-bearing deposits | $8,513,000 | 13,264 |
| Deposits held in domestic offices | $9,330,000 | 13,400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $105,000 | 12,210 |
| Total equity capital | $897,000 | 13,363 |
| Total bank equity capital | $897,000 | 13,363 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $25,000 | 12,034 |
| Surplus | $475,000 | 10,850 |
| Undivided profits | $397,000 | 11,322 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $70,000 | 12,461 |
| Earning assets | $9,772,000 | 13,374 |
| Long-term assets (5+ years) | $307,000 | 11,299 |
| Average Assets, year-to-date | $10,021,600 | 13,484 |
| Average Assets, quarterly | $10,359,500 | 13,450 |
| Volatile liabilities | $966,000 | 11,852 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $47,000 | 12,353 |
| Tier 1 (core) risk-based capital | $897,000 | 13,348 |
| Tier 2 risk-based capital | $83,860 | 12,382 |
| Total risk weighted assets | $6,694,460 | 13,013 |
| Total unused commitments | $47,000 | 12,357 |
| Derivatives | $0 | 651 |