Home > County Savings Bank > Net charge- offs to loans
County Savings Bank, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0336% | 7,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0280% | 665 |
| Percentage Net Loans Charged-off:Construction & development | 0.3906% | 89 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2100% | 183 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0186% | 1,296 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 1,256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 1,262 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4088% | 1,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4040% | 979 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0921% | 5,947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0212% | 774 |
| Percentage Net Loans Charged-off:Construction & development | -0.0722% | 1,345 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0176% | 1,217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0099% | 223 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0414% | 588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0432% | 545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0105% | 30 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9915% | 529 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0847% | 6,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0568% | 650 |
| Percentage Net Loans Charged-off:Construction & development | -0.1111% | 1,368 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2140% | 375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0023% | 278 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0152% | 831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0161% | 784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3912% | 362 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1050% | 337 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5421% | 1,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4375% | 223 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9838% | 180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0599% | 293 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3330% | 165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3651% | 152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9584% | 58 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2643% | 4,603 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 1,358 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0219% | 1,357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0143% | 958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1716% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 1,350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1997% | 79 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1079% | 168 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3661% | 5,387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2609% | 675 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8546% | 439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0021% | 1,155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 1,096 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1838% | 325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4165% | 1,044 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9791% | 888 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |