Home > County Savings Bank > Assets and Liabilities
County Savings Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 140 | 1,249 |
| Assets and Liabilities | ||
| Total Assets: | $564,570,000 | 843 |
| Cash and due from depository institutions | $8,376,000 | 1,249 |
| Interest-bearing balances | $4,307,000 | 1,039 |
| Securities | $77,239,000 | 1,499 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $449,580,000 | 688 |
| Loan loss allowance | $2,945,000 | 1,272 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,130,000 | 1,917 |
| Other real estate owned | $785,000 | 1,249 |
| Goodwill and other intangibles | $11,281,000 | 350 |
| All other assets | $13,179,000 | 695 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $564,570,000 | 843 |
| Total liabilities | $515,501,000 | 838 |
| Total deposits | $362,935,000 | 1,037 |
| Interest-bearing deposits | $350,503,000 | 928 |
| Deposits held in domestic offices | $362,935,000 | 1,031 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $150,275,000 | 297 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,291,000 | 1,819 |
| Total equity capital | $49,069,000 | 926 |
| Total bank equity capital | $49,069,000 | 926 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $600,000 | 4,375 |
| Surplus | $44,511,000 | 481 |
| Undivided profits | $3,958,000 | 5,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $584,000 | 3,665 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,937,000 | 746 |
| Earning assets | $531,126,000 | 825 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $569,202,200 | 797 |
| Average Assets, quarterly | $575,435,500 | 812 |
| Volatile liabilities | $208,810,000 | 518 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $150,275,000 | 90 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $45,836,000 | 1,162 |
| Tier 1 (core) risk-based capital | $38,094,000 | 1,101 |
| Tier 2 risk-based capital | $2,945,000 | 1,084 |
| Total risk weighted assets | $351,216,000 | 852 |
| Total unused commitments | $45,836,000 | 1,166 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 131 | 1,417 |
| Assets and Liabilities | ||
| Total Assets: | $551,463,000 | 888 |
| Cash and due from depository institutions | $3,248,000 | 1,417 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $91,359,000 | 1,306 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $428,242,000 | 745 |
| Loan loss allowance | $2,911,000 | 1,367 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,241,000 | 2,430 |
| Other real estate owned | $539,000 | 1,417 |
| Goodwill and other intangibles | $12,147,000 | 326 |
| All other assets | $12,687,000 | 752 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $551,463,000 | 888 |
| Total liabilities | $505,894,000 | 882 |
| Total deposits | $365,578,000 | 1,069 |
| Interest-bearing deposits | $355,799,000 | 942 |
| Deposits held in domestic offices | $365,578,000 | 1,061 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $136,900,000 | 320 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,416,000 | 1,335 |
| Total equity capital | $45,569,000 | 1,005 |
| Total bank equity capital | $45,569,000 | 1,005 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $600,000 | 4,663 |
| Surplus | $44,511,000 | 482 |
| Undivided profits | $458,000 | 9,913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $462,000 | 4,498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,685,000 | 829 |
| Earning assets | $519,601,000 | 872 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $524,225,000 | 902 |
| Average Assets, quarterly | $553,598,500 | 880 |
| Volatile liabilities | $198,629,000 | 566 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $136,900,000 | 101 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $20,195,000 | 2,036 |
| Tier 1 (core) risk-based capital | $34,005,000 | 1,257 |
| Tier 2 risk-based capital | $2,845,000 | 1,154 |
| Total risk weighted assets | $331,781,000 | 927 |
| Total unused commitments | $20,195,000 | 2,050 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 133 | 1,436 |
| Assets and Liabilities | ||
| Total Assets: | $521,786,000 | 957 |
| Cash and due from depository institutions | $5,194,000 | 1,436 |
| Interest-bearing balances | $731,000 | 2,880 |
| Securities | $138,135,000 | 924 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $364,261,000 | 853 |
| Loan loss allowance | $2,022,000 | 1,909 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,058,000 | 3,615 |
| Other real estate owned | $286,000 | 1,436 |
| Goodwill and other intangibles | $972,000 | 1,195 |
| All other assets | $10,880,000 | 888 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $521,786,000 | 957 |
| Total liabilities | $487,833,000 | 933 |
| Total deposits | $365,287,000 | 1,085 |
| Interest-bearing deposits | $353,157,000 | 990 |
| Deposits held in domestic offices | $365,287,000 | 1,075 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,435,000 | 926 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $105,500,000 | 364 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,611,000 | 1,706 |
| Total equity capital | $33,953,000 | 1,343 |
| Total bank equity capital | $33,953,000 | 1,343 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $600,000 | 4,909 |
| Surplus | $0 | 11,041 |
| Undivided profits | $33,353,000 | 782 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $90,000 | 8,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,477,000 | 927 |
| Earning assets | $503,127,000 | 926 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $468,231,200 | 1,013 |
| Average Assets, quarterly | $502,548,000 | 977 |
| Volatile liabilities | $170,241,000 | 611 |
| Insider loans | $20,000 | 10,392 |
| FHLB advances | $105,500,000 | 118 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $14,974,000 | 2,431 |
| Tier 1 (core) risk-based capital | $33,540,000 | 1,288 |
| Tier 2 risk-based capital | $1,853,000 | 1,703 |
| Total risk weighted assets | $306,177,000 | 979 |
| Total unused commitments | $14,974,000 | 2,444 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 135 | 1,456 |
| Assets and Liabilities | ||
| Total Assets: | $425,738,000 | 1,119 |
| Cash and due from depository institutions | $2,661,000 | 1,456 |
| Interest-bearing balances | $82,000 | 5,888 |
| Securities | $132,112,000 | 990 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $267,736,000 | 1,072 |
| Loan loss allowance | $2,327,000 | 1,748 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,102,000 | 3,493 |
| Other real estate owned | $775,000 | 1,456 |
| Goodwill and other intangibles | $1,157,000 | 1,013 |
| All other assets | $19,195,000 | 611 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $425,738,000 | 1,119 |
| Total liabilities | $395,992,000 | 1,101 |
| Total deposits | $318,973,000 | 1,192 |
| Interest-bearing deposits | $309,827,000 | 1,076 |
| Deposits held in domestic offices | $318,973,000 | 1,182 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,729,000 | 1,301 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $65,100,000 | 469 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,190,000 | 1,678 |
| Total equity capital | $29,746,000 | 1,380 |
| Total bank equity capital | $29,746,000 | 1,380 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $600,000 | 5,160 |
| Surplus | $0 | 11,565 |
| Undivided profits | $29,146,000 | 801 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $888,000 | 2,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,868,000 | 1,034 |
| Earning assets | $399,930,000 | 1,092 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $420,735,400 | 1,090 |
| Average Assets, quarterly | $434,793,500 | 1,088 |
| Volatile liabilities | $113,589,000 | 757 |
| Insider loans | $20,000 | 10,822 |
| FHLB advances | $65,100,000 | 166 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $25,581,000 | 1,601 |
| Tier 1 (core) risk-based capital | $30,224,000 | 1,363 |
| Tier 2 risk-based capital | $2,065,000 | 1,527 |
| Total risk weighted assets | $266,944,000 | 1,080 |
| Total unused commitments | $25,581,000 | 1,613 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 141 | 1,492 |
| Assets and Liabilities | ||
| Total Assets: | $402,536,000 | 1,194 |
| Cash and due from depository institutions | $6,439,000 | 1,492 |
| Interest-bearing balances | $2,136,000 | 2,300 |
| Securities | $102,227,000 | 1,346 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $271,133,000 | 1,045 |
| Loan loss allowance | $3,272,000 | 1,362 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,872,000 | 3,861 |
| Other real estate owned | $451,000 | 1,492 |
| Goodwill and other intangibles | $1,380,000 | 859 |
| All other assets | $19,034,000 | 599 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $402,536,000 | 1,194 |
| Total liabilities | $374,957,000 | 1,173 |
| Total deposits | $333,056,000 | 1,189 |
| Interest-bearing deposits | $318,849,000 | 1,090 |
| Deposits held in domestic offices | $333,056,000 | 1,178 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $40,000,000 | 534 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,901,000 | 1,875 |
| Total equity capital | $27,579,000 | 1,496 |
| Total bank equity capital | $27,579,000 | 1,496 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $600,000 | 5,380 |
| Surplus | $0 | 12,104 |
| Undivided profits | $26,979,000 | 857 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,432,000 | 913 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $2,254,000 | 790 |
| Earning assets | $375,496,000 | 1,177 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $400,452,800 | 1,159 |
| Average Assets, quarterly | $407,764,000 | 1,162 |
| Volatile liabilities | $83,190,000 | 866 |
| Insider loans | $472,000 | 5,893 |
| FHLB advances | $40,000,000 | 206 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,545,000 | 2,487 |
| Tier 1 (core) risk-based capital | $26,825,000 | 1,493 |
| Tier 2 risk-based capital | $2,025,000 | 1,561 |
| Total risk weighted assets | $275,975,000 | 1,030 |
| Total unused commitments | $14,905,000 | 2,351 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 132 | 1,641 |
| Assets and Liabilities | ||
| Total Assets: | $391,400,000 | 1,247 |
| Cash and due from depository institutions | $3,361,000 | 1,641 |
| Interest-bearing balances | $471,000 | 5,122 |
| Securities | $63,153,000 | 2,135 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $289,510,000 | 1,019 |
| Loan loss allowance | $3,913,000 | 1,228 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,950,000 | 3,701 |
| Other real estate owned | $201,000 | 1,641 |
| Goodwill and other intangibles | $445,000 | 1,409 |
| All other assets | $32,780,000 | 472 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $391,400,000 | 1,247 |
| Total liabilities | $366,817,000 | 1,229 |
| Total deposits | $302,290,000 | 1,394 |
| Interest-bearing deposits | $294,837,000 | 1,244 |
| Deposits held in domestic offices | $302,290,000 | 1,383 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $61,709,000 | 386 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,818,000 | 1,444 |
| Total equity capital | $24,583,000 | 1,574 |
| Total bank equity capital | $24,583,000 | 1,574 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $600,000 | 5,656 |
| Surplus | $0 | 12,588 |
| Undivided profits | $23,983,000 | 903 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,627,000 | 555 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,297,000 | 863 |
| Earning assets | $353,134,000 | 1,265 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $412,042,200 | 1,174 |
| Average Assets, quarterly | $399,986,000 | 1,214 |
| Volatile liabilities | $104,113,000 | 731 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $15,000,000 | 329 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $11,104,000 | 2,738 |
| Tier 1 (core) risk-based capital | $23,913,000 | 1,578 |
| Tier 2 risk-based capital | $2,900,000 | 1,162 |
| Total risk weighted assets | $293,291,000 | 1,007 |
| Total unused commitments | $12,104,000 | 2,600 |
| Derivatives | $0 | 651 |