County National Bank of South Florida, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$18,132,0001,866
Total interest expense$5,245,0002,882
Net interest income$12,887,0001,392
Provision for loan and lease losses$24,0007,740
Total noninterest income$2,792,0001,433
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$2,425,000565
Trading account gains and fees$0262
Additional Noninterest Income$367,0003,581
Total noninterest expense$14,720,0001,033
Salaries and employee benefits$5,541,0001,198
Premises and equipment expense$2,200,000964
Additional noninterest expense$6,979,000899
Pre-tax net operating income$935,0005,971
Securities gains (losses)$-11,00010,330
Applicable income taxes$010,572
Income before extraordinary items$924,0004,779
Extraordinary gains, net$053
Net income$924,0004,780
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$540,0001,346
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$935,0004,691
1995-12-31 (YTD Data)Rank
Total interest income$13,951,0002,401
Total interest expense$4,157,0003,569
Net interest income$9,794,0001,825
Provision for loan and lease losses$24,0007,406
Total noninterest income$2,560,0001,516
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$2,219,000618
Trading account gains and fees$0522
Additional Noninterest Income$341,0003,678
Total noninterest expense$9,718,0001,461
Salaries and employee benefits$4,593,0001,444
Premises and equipment expense$1,708,0001,221
Additional noninterest expense$3,417,0001,511
Pre-tax net operating income$2,612,0002,722
Securities gains (losses)$-12,00010,219
Applicable income taxes$980,0002,429
Income before extraordinary items$1,620,0003,025
Extraordinary gains, net$065
Net income$1,620,0003,021
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,00010,943
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,627,6802,981
1994-12-31 (YTD Data)Rank
Total interest income$12,433,0002,439
Total interest expense$3,417,0003,520
Net interest income$9,016,0002,012
Provision for loan and lease losses$24,0007,499
Total noninterest income$2,774,0001,446
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,395,000577
Trading account gains and fees$0475
Additional Noninterest Income$379,0003,526
Total noninterest expense$8,598,0001,703
Salaries and employee benefits$4,134,0001,621
Premises and equipment expense$1,474,0001,419
Additional noninterest expense$2,990,0001,810
Pre-tax net operating income$3,168,0002,237
Securities gains (losses)$03,600
Applicable income taxes$1,186,0001,898
Income before extraordinary items$1,982,0002,452
Extraordinary gains, net$0249
Net income$1,982,0002,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0002,950
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,982,0002,465
1993-12-31 (YTD Data)Rank
Total interest income$12,040,0002,563
Total interest expense$3,388,0003,703
Net interest income$8,652,0002,083
Provision for loan and lease losses$288,0003,104
Total noninterest income$3,132,0001,412
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$2,511,000550
Trading account gains and fees$0532
Additional Noninterest Income$621,0002,818
Total noninterest expense$8,370,0001,797
Salaries and employee benefits$4,089,0001,646
Premises and equipment expense$1,575,0001,353
Additional noninterest expense$2,706,0002,074
Pre-tax net operating income$3,126,0002,181
Securities gains (losses)$-2,00012,373
Applicable income taxes$1,143,0002,002
Income before extraordinary items$1,981,0002,545
Extraordinary gains, net$-207,00013,055
Net income$1,774,0002,883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$346,0002,257
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,982,2802,391
1992-12-31 (YTD Data)Rank
Total interest income$12,888,0002,732
Total interest expense$4,728,0003,471
Net interest income$8,160,0002,225
Provision for loan and lease losses$706,0002,357
Total noninterest income$2,717,0001,563
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$2,368,000574
Trading account gains and fees$0504
Additional Noninterest Income$349,0004,042
Total noninterest expense$9,918,0001,554
Salaries and employee benefits$4,058,0001,631
Premises and equipment expense$1,518,0001,428
Additional noninterest expense$4,342,0001,510
Pre-tax net operating income$253,00010,574
Securities gains (losses)$1,025,000637
Applicable income taxes$207,0007,418
Income before extraordinary items$1,071,0004,233
Extraordinary gains, net$01,422
Net income$1,071,0004,279
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,417,0001,247
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$210,00010,112

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.