Home > County National Bank > Income and Expense
County National Bank, Income and Expense
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,391,000 | 3,899 |
| Total interest expense | $886,000 | 4,314 |
| Net interest income | $1,505,000 | 3,532 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $307,000 | 3,064 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $168,000 | 2,378 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $139,000 | 3,154 |
| Total noninterest expense | $1,185,000 | 3,606 |
| Salaries and employee benefits | $650,000 | 3,663 |
| Premises and equipment expense | $204,000 | 3,055 |
| Additional noninterest expense | $331,000 | 3,674 |
| Pre-tax net operating income | $612,000 | 3,082 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $216,000 | 2,291 |
| Income before extraordinary items | $396,000 | 3,528 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $396,000 | 3,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $396,000 | 3,501 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,597,000 | 4,004 |
| Total interest expense | $2,843,000 | 4,462 |
| Net interest income | $5,754,000 | 3,632 |
| Provision for loan and lease losses | $163,000 | 3,917 |
| Total noninterest income | $1,327,000 | 2,932 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $772,000 | 2,183 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $555,000 | 3,159 |
| Total noninterest expense | $4,749,000 | 3,488 |
| Salaries and employee benefits | $2,590,000 | 3,524 |
| Premises and equipment expense | $780,000 | 3,072 |
| Additional noninterest expense | $1,379,000 | 3,527 |
| Pre-tax net operating income | $2,169,000 | 3,465 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $758,000 | 2,553 |
| Income before extraordinary items | $1,411,000 | 3,921 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,411,000 | 3,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,171 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,411,000 | 3,899 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,245,000 | 4,065 |
| Total interest expense | $1,992,000 | 4,558 |
| Net interest income | $4,253,000 | 3,689 |
| Provision for loan and lease losses | $138,000 | 3,538 |
| Total noninterest income | $987,000 | 2,943 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $586,000 | 2,164 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $401,000 | 3,216 |
| Total noninterest expense | $3,510,000 | 3,522 |
| Salaries and employee benefits | $1,914,000 | 3,557 |
| Premises and equipment expense | $576,000 | 3,103 |
| Additional noninterest expense | $1,020,000 | 3,552 |
| Pre-tax net operating income | $1,592,000 | 3,658 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $559,000 | 2,703 |
| Income before extraordinary items | $1,033,000 | 4,097 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,033,000 | 4,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,656 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,033,000 | 4,080 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,997,000 | 4,134 |
| Total interest expense | $1,231,000 | 4,636 |
| Net interest income | $2,766,000 | 3,766 |
| Provision for loan and lease losses | $102,000 | 3,281 |
| Total noninterest income | $673,000 | 2,901 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $393,000 | 2,128 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $280,000 | 3,139 |
| Total noninterest expense | $2,302,000 | 3,572 |
| Salaries and employee benefits | $1,262,000 | 3,601 |
| Premises and equipment expense | $370,000 | 3,187 |
| Additional noninterest expense | $670,000 | 3,611 |
| Pre-tax net operating income | $1,035,000 | 3,728 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $359,000 | 2,789 |
| Income before extraordinary items | $676,000 | 4,158 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $676,000 | 4,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,889 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $676,000 | 4,148 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,924,000 | 4,190 |
| Total interest expense | $580,000 | 4,669 |
| Net interest income | $1,344,000 | 3,849 |
| Provision for loan and lease losses | $49,000 | 3,187 |
| Total noninterest income | $341,000 | 2,839 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $186,000 | 2,168 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $155,000 | 2,918 |
| Total noninterest expense | $1,132,000 | 3,641 |
| Salaries and employee benefits | $617,000 | 3,679 |
| Premises and equipment expense | $183,000 | 3,224 |
| Additional noninterest expense | $332,000 | 3,593 |
| Pre-tax net operating income | $504,000 | 3,709 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $176,000 | 2,795 |
| Income before extraordinary items | $328,000 | 4,189 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $328,000 | 4,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,017 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $328,000 | 4,169 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,833,000 | 4,223 |
| Total interest expense | $1,950,000 | 4,506 |
| Net interest income | $4,883,000 | 4,024 |
| Provision for loan and lease losses | $184,000 | 3,722 |
| Total noninterest income | $1,283,000 | 2,988 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $771,000 | 2,176 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $512,000 | 3,329 |
| Total noninterest expense | $4,391,000 | 3,601 |
| Salaries and employee benefits | $2,350,000 | 3,653 |
| Premises and equipment expense | $779,000 | 2,969 |
| Additional noninterest expense | $1,262,000 | 3,712 |
| Pre-tax net operating income | $1,591,000 | 4,238 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $544,000 | 3,230 |
| Income before extraordinary items | $1,047,000 | 4,707 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,047,000 | 4,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,059 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,047,000 | 4,674 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,974,000 | 4,256 |
| Total interest expense | $1,391,000 | 4,527 |
| Net interest income | $3,583,000 | 4,085 |
| Provision for loan and lease losses | $113,000 | 3,996 |
| Total noninterest income | $944,000 | 3,031 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $555,000 | 2,241 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $389,000 | 3,328 |
| Total noninterest expense | $3,292,000 | 3,577 |
| Salaries and employee benefits | $1,736,000 | 3,673 |
| Premises and equipment expense | $594,000 | 2,905 |
| Additional noninterest expense | $962,000 | 3,607 |
| Pre-tax net operating income | $1,122,000 | 4,492 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $381,000 | 3,408 |
| Income before extraordinary items | $741,000 | 4,943 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $741,000 | 4,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,251 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $741,000 | 4,904 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,192,000 | 4,307 |
| Total interest expense | $883,000 | 4,496 |
| Net interest income | $2,309,000 | 4,169 |
| Provision for loan and lease losses | $77,000 | 3,794 |
| Total noninterest income | $603,000 | 3,079 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $337,000 | 2,390 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $266,000 | 3,275 |
| Total noninterest expense | $2,187,000 | 3,564 |
| Salaries and employee benefits | $1,153,000 | 3,682 |
| Premises and equipment expense | $394,000 | 2,878 |
| Additional noninterest expense | $640,000 | 3,616 |
| Pre-tax net operating income | $648,000 | 4,806 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $220,000 | 3,629 |
| Income before extraordinary items | $428,000 | 5,279 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $428,000 | 5,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,562 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $428,000 | 5,236 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,541,000 | 4,392 |
| Total interest expense | $425,000 | 4,486 |
| Net interest income | $1,116,000 | 4,278 |
| Provision for loan and lease losses | $36,000 | 3,732 |
| Total noninterest income | $295,000 | 3,093 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $156,000 | 2,474 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $139,000 | 3,113 |
| Total noninterest expense | $1,092,000 | 3,585 |
| Salaries and employee benefits | $569,000 | 3,719 |
| Premises and equipment expense | $201,000 | 2,871 |
| Additional noninterest expense | $322,000 | 3,592 |
| Pre-tax net operating income | $283,000 | 5,146 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $98,000 | 3,788 |
| Income before extraordinary items | $185,000 | 5,618 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $185,000 | 5,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $185,000 | 5,574 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,626,000 | 4,472 |
| Total interest expense | $1,243,000 | 5,022 |
| Net interest income | $4,383,000 | 4,201 |
| Provision for loan and lease losses | $151,000 | 4,218 |
| Total noninterest income | $963,000 | 3,647 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $659,000 | 2,512 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $304,000 | 4,238 |
| Total noninterest expense | $4,316,000 | 3,524 |
| Salaries and employee benefits | $2,250,000 | 3,632 |
| Premises and equipment expense | $817,000 | 2,735 |
| Additional noninterest expense | $1,249,000 | 3,630 |
| Pre-tax net operating income | $879,000 | 5,557 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $297,000 | 4,182 |
| Income before extraordinary items | $582,000 | 6,015 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $582,000 | 6,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,147 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $582,000 | 5,949 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,105,000 | 4,530 |
| Total interest expense | $854,000 | 5,242 |
| Net interest income | $3,251,000 | 4,223 |
| Provision for loan and lease losses | $118,000 | 4,014 |
| Total noninterest income | $683,000 | 3,797 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $487,000 | 2,558 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $196,000 | 4,541 |
| Total noninterest expense | $3,241,000 | 3,502 |
| Salaries and employee benefits | $1,688,000 | 3,615 |
| Premises and equipment expense | $613,000 | 2,731 |
| Additional noninterest expense | $940,000 | 3,591 |
| Pre-tax net operating income | $575,000 | 5,999 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $188,000 | 4,544 |
| Income before extraordinary items | $387,000 | 6,407 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $387,000 | 6,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,941 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $387,000 | 6,332 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,680,000 | 4,597 |
| Total interest expense | $530,000 | 5,485 |
| Net interest income | $2,150,000 | 4,260 |
| Provision for loan and lease losses | $77,000 | 3,961 |
| Total noninterest income | $440,000 | 3,878 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $317,000 | 2,597 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $123,000 | 4,730 |
| Total noninterest expense | $2,133,000 | 3,556 |
| Salaries and employee benefits | $1,103,000 | 3,689 |
| Premises and equipment expense | $402,000 | 2,777 |
| Additional noninterest expense | $628,000 | 3,612 |
| Pre-tax net operating income | $380,000 | 5,982 |
| Securities gains (losses) | $-1,000 | 8,365 |
| Applicable income taxes | $123,000 | 4,574 |
| Income before extraordinary items | $256,000 | 6,392 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $256,000 | 6,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,596 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $256,680 | 6,300 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,318,000 | 4,674 |
| Total interest expense | $270,000 | 5,490 |
| Net interest income | $1,048,000 | 4,345 |
| Provision for loan and lease losses | $37,000 | 3,840 |
| Total noninterest income | $208,000 | 3,974 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $153,000 | 2,629 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $55,000 | 4,930 |
| Total noninterest expense | $1,073,000 | 3,560 |
| Salaries and employee benefits | $544,000 | 3,755 |
| Premises and equipment expense | $200,000 | 2,811 |
| Additional noninterest expense | $329,000 | 3,475 |
| Pre-tax net operating income | $146,000 | 6,492 |
| Securities gains (losses) | $-1,000 | 8,686 |
| Applicable income taxes | $44,000 | 5,008 |
| Income before extraordinary items | $101,000 | 6,861 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $101,000 | 6,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,637 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $101,700 | 6,754 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,985,000 | 4,906 |
| Total interest expense | $1,251,000 | 5,429 |
| Net interest income | $3,734,000 | 4,592 |
| Provision for loan and lease losses | $135,000 | 4,750 |
| Total noninterest income | $827,000 | 4,159 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $599,000 | 2,691 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $228,000 | 5,025 |
| Total noninterest expense | $3,725,000 | 3,911 |
| Salaries and employee benefits | $1,926,000 | 4,056 |
| Premises and equipment expense | $656,000 | 3,261 |
| Additional noninterest expense | $1,143,000 | 3,874 |
| Pre-tax net operating income | $701,000 | 6,011 |
| Securities gains (losses) | $44,000 | 2,634 |
| Applicable income taxes | $241,000 | 4,637 |
| Income before extraordinary items | $504,000 | 6,321 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $504,000 | 6,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 3,241 |
| Cash dividends | $71,000 | 5,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $474,080 | 6,293 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,696,000 | 5,007 |
| Total interest expense | $969,000 | 5,476 |
| Net interest income | $2,727,000 | 4,692 |
| Provision for loan and lease losses | $96,000 | 4,730 |
| Total noninterest income | $612,000 | 4,237 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $437,000 | 2,758 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $175,000 | 5,035 |
| Total noninterest expense | $2,789,000 | 3,906 |
| Salaries and employee benefits | $1,430,000 | 4,080 |
| Premises and equipment expense | $506,000 | 3,190 |
| Additional noninterest expense | $853,000 | 3,883 |
| Pre-tax net operating income | $454,000 | 6,489 |
| Securities gains (losses) | $44,000 | 2,422 |
| Applicable income taxes | $152,000 | 5,073 |
| Income before extraordinary items | $346,000 | 6,675 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $346,000 | 6,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 2,824 |
| Cash dividends | $71,000 | 4,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $315,640 | 6,688 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,473,000 | 5,025 |
| Total interest expense | $688,000 | 5,405 |
| Net interest income | $1,785,000 | 4,741 |
| Provision for loan and lease losses | $62,000 | 4,661 |
| Total noninterest income | $403,000 | 4,230 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $285,000 | 2,762 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $118,000 | 5,021 |
| Total noninterest expense | $1,820,000 | 3,961 |
| Salaries and employee benefits | $928,000 | 4,155 |
| Premises and equipment expense | $326,000 | 3,270 |
| Additional noninterest expense | $566,000 | 3,873 |
| Pre-tax net operating income | $306,000 | 6,466 |
| Securities gains (losses) | $44,000 | 2,102 |
| Applicable income taxes | $108,000 | 5,017 |
| Income before extraordinary items | $242,000 | 6,595 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $242,000 | 6,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,091 |
| Cash dividends | $71,000 | 4,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $211,640 | 6,669 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,226,000 | 5,077 |
| Total interest expense | $361,000 | 5,353 |
| Net interest income | $865,000 | 4,823 |
| Provision for loan and lease losses | $28,000 | 4,838 |
| Total noninterest income | $187,000 | 4,326 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $132,000 | 2,861 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $55,000 | 5,085 |
| Total noninterest expense | $895,000 | 4,004 |
| Salaries and employee benefits | $457,000 | 4,194 |
| Premises and equipment expense | $165,000 | 3,224 |
| Additional noninterest expense | $273,000 | 3,941 |
| Pre-tax net operating income | $129,000 | 6,771 |
| Securities gains (losses) | $44,000 | 1,461 |
| Applicable income taxes | $54,000 | 4,991 |
| Income before extraordinary items | $119,000 | 6,565 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $119,000 | 6,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $42,000 | 3,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $88,640 | 6,969 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,210,000 | 5,037 |
| Total interest expense | $1,688,000 | 5,349 |
| Net interest income | $3,522,000 | 4,735 |
| Provision for loan and lease losses | $125,000 | 5,264 |
| Total noninterest income | $755,000 | 4,136 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $552,000 | 2,737 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $203,000 | 4,991 |
| Total noninterest expense | $3,461,000 | 4,005 |
| Salaries and employee benefits | $1,745,000 | 4,185 |
| Premises and equipment expense | $625,000 | 3,294 |
| Additional noninterest expense | $1,091,000 | 3,914 |
| Pre-tax net operating income | $691,000 | 6,124 |
| Securities gains (losses) | $54,000 | 2,339 |
| Applicable income taxes | $237,000 | 4,847 |
| Income before extraordinary items | $508,000 | 6,362 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $508,000 | 6,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 3,384 |
| Cash dividends | $222,000 | 4,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $471,280 | 6,387 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,685,000 | 5,175 |
| Total interest expense | $2,234,000 | 5,772 |
| Net interest income | $3,451,000 | 4,603 |
| Provision for loan and lease losses | $138,000 | 4,959 |
| Total noninterest income | $488,000 | 5,134 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $365,000 | 3,652 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $123,000 | 5,948 |
| Total noninterest expense | $3,265,000 | 4,057 |
| Salaries and employee benefits | $1,616,000 | 4,278 |
| Premises and equipment expense | $623,000 | 3,271 |
| Additional noninterest expense | $1,026,000 | 3,979 |
| Pre-tax net operating income | $536,000 | 6,419 |
| Securities gains (losses) | $19,000 | 3,188 |
| Applicable income taxes | $186,000 | 5,148 |
| Income before extraordinary items | $369,000 | 6,741 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $369,000 | 6,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,963 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $356,460 | 6,679 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,693,000 | 5,274 |
| Total interest expense | $2,460,000 | 5,608 |
| Net interest income | $3,233,000 | 4,888 |
| Provision for loan and lease losses | $172,000 | 4,119 |
| Total noninterest income | $380,000 | 5,666 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 7,707 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $333,000 | 3,712 |
| Total noninterest expense | $2,929,000 | 4,318 |
| Salaries and employee benefits | $1,466,000 | 4,439 |
| Premises and equipment expense | $581,000 | 3,358 |
| Additional noninterest expense | $882,000 | 4,410 |
| Pre-tax net operating income | $512,000 | 6,936 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $198,000 | 5,412 |
| Income before extraordinary items | $314,000 | 7,388 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $314,000 | 7,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,352 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $314,000 | 7,390 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,175,000 | 6,216 |
| Total interest expense | $1,514,000 | 6,938 |
| Net interest income | $2,661,000 | 5,586 |
| Provision for loan and lease losses | $138,000 | 4,462 |
| Total noninterest income | $307,000 | 6,382 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 8,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $269,000 | 4,272 |
| Total noninterest expense | $2,598,000 | 4,737 |
| Salaries and employee benefits | $1,291,000 | 4,897 |
| Premises and equipment expense | $497,000 | 3,780 |
| Additional noninterest expense | $810,000 | 4,738 |
| Pre-tax net operating income | $232,000 | 8,419 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $90,000 | 7,066 |
| Income before extraordinary items | $142,000 | 8,697 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $142,000 | 8,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $142,000 | 8,653 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,300,000 | 7,170 |
| Total interest expense | $1,239,000 | 7,813 |
| Net interest income | $2,061,000 | 6,562 |
| Provision for loan and lease losses | $213,000 | 3,385 |
| Total noninterest income | $181,000 | 7,809 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 8,609 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 5,579 |
| Total noninterest expense | $2,198,000 | 5,219 |
| Salaries and employee benefits | $1,136,000 | 5,272 |
| Premises and equipment expense | $421,000 | 4,248 |
| Additional noninterest expense | $641,000 | 5,502 |
| Pre-tax net operating income | $-169,000 | 9,978 |
| Securities gains (losses) | $26,000 | 2,229 |
| Applicable income taxes | $-69,000 | 10,170 |
| Income before extraordinary items | $-74,000 | 9,934 |
| Extraordinary gains, net | $-77,000 | 10,423 |
| Net income | $-151,000 | 9,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-90,640 | 9,912 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,585,000 | 9,571 |
| Total interest expense | $454,000 | 10,217 |
| Net interest income | $1,131,000 | 8,865 |
| Provision for loan and lease losses | $152,000 | 4,098 |
| Total noninterest income | $58,000 | 10,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 9,432 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,171 |
| Total noninterest expense | $1,551,000 | 6,661 |
| Salaries and employee benefits | $706,000 | 7,285 |
| Premises and equipment expense | $212,000 | 6,635 |
| Additional noninterest expense | $633,000 | 5,600 |
| Pre-tax net operating income | $-514,000 | 10,749 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-198,000 | 10,791 |
| Income before extraordinary items | $-316,000 | 10,678 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-316,000 | 10,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-316,000 | 10,659 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $23,000 | 11,445 |
| Total interest expense | $1,000 | 11,430 |
| Net interest income | $22,000 | 11,440 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $0 | 11,410 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 11,390 |
| Total noninterest expense | $44,000 | 11,444 |
| Salaries and employee benefits | $19,000 | 11,433 |
| Premises and equipment expense | $0 | 11,418 |
| Additional noninterest expense | $25,000 | 11,436 |
| Pre-tax net operating income | $-22,000 | 10,848 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-7,000 | 10,932 |
| Income before extraordinary items | $-15,000 | 10,862 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-15,000 | 10,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $8,246,000 | 74 |
| Net operating income | $-15,000 | 10,814 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.