Home > County National Bank > Income and Expense
County National Bank, Income and Expense
1994-12-31 (YTD Data) | Rank | |
Total interest income | $3,904,000 | 6,826 |
Total interest expense | $1,761,000 | 6,173 |
Net interest income | $2,143,000 | 7,219 |
Provision for loan and lease losses | $84,000 | 4,941 |
Total noninterest income | $181,000 | 9,083 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $122,000 | 7,537 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $59,000 | 9,142 |
Total noninterest expense | $1,402,000 | 7,910 |
Salaries and employee benefits | $771,000 | 7,371 |
Premises and equipment expense | $156,000 | 8,394 |
Additional noninterest expense | $475,000 | 8,101 |
Pre-tax net operating income | $838,000 | 6,687 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $273,000 | 6,220 |
Income before extraordinary items | $565,000 | 6,800 |
Extraordinary gains, net | $0 | 249 |
Net income | $565,000 | 6,815 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $28,000 | 6,088 |
Cash dividends | $336,000 | 4,181 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $565,000 | 6,850 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $3,742,000 | 7,209 |
Total interest expense | $1,737,000 | 6,518 |
Net interest income | $2,005,000 | 7,653 |
Provision for loan and lease losses | $84,000 | 6,228 |
Total noninterest income | $147,000 | 10,263 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $100,000 | 8,366 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $47,000 | 10,262 |
Total noninterest expense | $1,250,000 | 8,700 |
Salaries and employee benefits | $704,000 | 7,973 |
Premises and equipment expense | $172,000 | 8,328 |
Additional noninterest expense | $374,000 | 9,548 |
Pre-tax net operating income | $818,000 | 6,718 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $273,000 | 6,440 |
Income before extraordinary items | $545,000 | 7,183 |
Extraordinary gains, net | $63,000 | 1,988 |
Net income | $608,000 | 6,880 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 10,864 |
Cash dividends | $319,000 | 4,245 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $545,000 | 6,939 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $4,032,000 | 7,462 |
Total interest expense | $2,178,000 | 6,671 |
Net interest income | $1,854,000 | 8,184 |
Provision for loan and lease losses | $84,000 | 7,767 |
Total noninterest income | $196,000 | 9,494 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $110,000 | 8,216 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $86,000 | 8,594 |
Total noninterest expense | $1,116,000 | 9,427 |
Salaries and employee benefits | $630,000 | 8,552 |
Premises and equipment expense | $155,000 | 8,970 |
Additional noninterest expense | $331,000 | 10,429 |
Pre-tax net operating income | $850,000 | 6,334 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $228,000 | 7,031 |
Income before extraordinary items | $622,000 | 6,421 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $622,000 | 6,488 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $52,000 | 7,468 |
Cash dividends | $289,000 | 4,144 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $622,000 | 6,061 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.