Home > County Commerce Bank > Income and Expense

County Commerce Bank, Income and Expense

2015-12-31 (YTD Data)Rank
Total interest income$8,597,0002,705
Total interest expense$433,0003,998
Net interest income$8,164,0002,553
Provision for loan and lease losses$3,0004,335
Total noninterest income$483,0004,219
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$280,0003,162
Trading account gains and fees$0159
Additional Noninterest Income$203,0004,445
Total noninterest expense$5,232,0003,121
Salaries and employee benefits$2,811,0003,158
Premises and equipment expense$686,0002,850
Additional noninterest expense$1,735,0003,089
Pre-tax net operating income$3,412,0002,113
Securities gains (losses)$03,216
Applicable income taxes$1,511,0001,228
Income before extraordinary items$1,901,0002,824
Extraordinary gains, net$023
Net income$1,901,0002,826
Minority interest net income$081
Net income of bank and minority interests.$1,901,0002,827
Net charge-offs$-3,0004,981
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$363,000352
Net operating income$1,901,0002,771
2015-09-30 (YTD Data)Rank
Total interest income$6,313,0002,760
Total interest expense$325,0004,057
Net interest income$5,988,0002,616
Provision for loan and lease losses$3,0004,186
Total noninterest income$385,0004,170
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$213,0003,155
Trading account gains and fees$0153
Additional Noninterest Income$172,0004,326
Total noninterest expense$3,581,0003,348
Salaries and employee benefits$2,017,0003,266
Premises and equipment expense$485,0003,004
Additional noninterest expense$1,079,0003,506
Pre-tax net operating income$2,789,0002,023
Securities gains (losses)$03,031
Applicable income taxes$1,185,0001,220
Income before extraordinary items$1,604,0002,652
Extraordinary gains, net$021
Net income$1,604,0002,652
Minority interest net income$078
Net income of bank and minority interests.$1,604,0002,653
Net charge-offs$-2,0004,778
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$51,000531
Net operating income$1,604,0002,604
2015-06-30 (YTD Data)Rank
Total interest income$4,119,0002,799
Total interest expense$217,0004,086
Net interest income$3,902,0002,665
Provision for loan and lease losses$3,0003,981
Total noninterest income$220,0004,399
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$142,0003,126
Trading account gains and fees$0157
Additional Noninterest Income$78,0004,772
Total noninterest expense$2,311,0003,452
Salaries and employee benefits$1,314,0003,329
Premises and equipment expense$310,0003,089
Additional noninterest expense$687,0003,634
Pre-tax net operating income$1,808,0002,045
Securities gains (losses)$02,636
Applicable income taxes$768,0001,258
Income before extraordinary items$1,040,0002,687
Extraordinary gains, net$022
Net income$1,040,0002,688
Minority interest net income$075
Net income of bank and minority interests.$1,040,0002,689
Net charge-offs$-2,0004,729
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$34,000512
Net operating income$1,040,0002,634
2015-03-31 (YTD Data)Rank
Total interest income$2,000,0002,861
Total interest expense$107,0004,170
Net interest income$1,893,0002,720
Provision for loan and lease losses$03,703
Total noninterest income$110,0004,388
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$69,0003,159
Trading account gains and fees$0152
Additional Noninterest Income$41,0004,730
Total noninterest expense$1,163,0003,456
Salaries and employee benefits$642,0003,421
Premises and equipment expense$153,0003,155
Additional noninterest expense$368,0003,466
Pre-tax net operating income$840,0002,132
Securities gains (losses)$02,027
Applicable income taxes$357,0001,284
Income before extraordinary items$483,0002,788
Extraordinary gains, net$013
Net income$483,0002,791
Minority interest net income$064
Net income of bank and minority interests.$483,0002,791
Net charge-offs$03,288
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$17,000491
Net operating income$483,0002,712
2014-12-31 (YTD Data)Rank
Total interest income$7,407,0003,047
Total interest expense$446,0004,231
Net interest income$6,961,0002,904
Provision for loan and lease losses$-250,0006,154
Total noninterest income$362,0004,768
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$247,0003,566
Trading account gains and fees$0180
Additional Noninterest Income$115,0005,133
Total noninterest expense$4,280,0003,672
Salaries and employee benefits$2,416,0003,552
Premises and equipment expense$619,0003,152
Additional noninterest expense$1,245,0003,981
Pre-tax net operating income$3,293,0002,121
Securities gains (losses)$03,259
Applicable income taxes$1,386,0001,260
Income before extraordinary items$1,907,0002,792
Extraordinary gains, net$017
Net income$1,907,0002,790
Minority interest net income$084
Net income of bank and minority interests.$1,907,0002,792
Net charge-offs$-3,0005,476
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$69,000589
Net operating income$1,907,0002,744
2014-09-30 (YTD Data)Rank
Total interest income$5,462,0003,116
Total interest expense$337,0004,275
Net interest income$5,125,0002,972
Provision for loan and lease losses$-250,0006,297
Total noninterest income$274,0004,800
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$188,0003,580
Trading account gains and fees$0174
Additional Noninterest Income$86,0005,177
Total noninterest expense$3,226,0003,665
Salaries and employee benefits$1,788,0003,599
Premises and equipment expense$466,0003,194
Additional noninterest expense$972,0003,901
Pre-tax net operating income$2,423,0002,190
Securities gains (losses)$02,980
Applicable income taxes$1,020,0001,294
Income before extraordinary items$1,403,0002,860
Extraordinary gains, net$015
Net income$1,403,0002,861
Minority interest net income$081
Net income of bank and minority interests.$1,403,0002,861
Net charge-offs$-2,0005,291
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$51,000560
Net operating income$1,403,0002,808
2014-06-30 (YTD Data)Rank
Total interest income$3,576,0003,157
Total interest expense$226,0004,309
Net interest income$3,350,0003,006
Provision for loan and lease losses$-250,0006,432
Total noninterest income$182,0004,806
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$128,0003,522
Trading account gains and fees$0172
Additional Noninterest Income$54,0005,259
Total noninterest expense$2,150,0003,688
Salaries and employee benefits$1,195,0003,624
Premises and equipment expense$310,0003,224
Additional noninterest expense$645,0003,932
Pre-tax net operating income$1,632,0002,140
Securities gains (losses)$02,580
Applicable income taxes$687,0001,270
Income before extraordinary items$945,0002,749
Extraordinary gains, net$020
Net income$945,0002,753
Minority interest net income$080
Net income of bank and minority interests.$945,0002,753
Net charge-offs$-1,0005,059
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$34,000527
Net operating income$945,0002,700
2014-03-31 (YTD Data)Rank
Total interest income$1,782,0003,177
Total interest expense$111,0004,410
Net interest income$1,671,0003,020
Provision for loan and lease losses$03,817
Total noninterest income$86,0004,861
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$65,0003,474
Trading account gains and fees$0147
Additional Noninterest Income$21,0005,497
Total noninterest expense$1,014,0003,869
Salaries and employee benefits$556,0003,843
Premises and equipment expense$152,0003,313
Additional noninterest expense$306,0004,058
Pre-tax net operating income$743,0002,219
Securities gains (losses)$01,715
Applicable income taxes$313,0001,306
Income before extraordinary items$430,0002,866
Extraordinary gains, net$016
Net income$430,0002,869
Minority interest net income$066
Net income of bank and minority interests.$430,0002,869
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$17,000493
Net operating income$430,0002,825
2013-12-31 (YTD Data)Rank
Total interest income$7,193,0003,185
Total interest expense$478,0004,561
Net interest income$6,715,0002,996
Provision for loan and lease losses$-227,0006,482
Total noninterest income$309,0005,099
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$205,0004,054
Trading account gains and fees$0184
Additional Noninterest Income$104,0005,336
Total noninterest expense$4,184,0003,819
Salaries and employee benefits$2,394,0003,646
Premises and equipment expense$628,0003,209
Additional noninterest expense$1,162,0004,268
Pre-tax net operating income$3,067,0002,136
Securities gains (losses)$03,182
Applicable income taxes$1,262,0001,265
Income before extraordinary items$1,805,0002,803
Extraordinary gains, net$029
Net income$1,805,0002,805
Minority interest net income$090
Net income of bank and minority interests.$1,805,0002,806
Net charge-offs$138,0003,418
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$168,000463
Net operating income$1,805,0002,742
2013-09-30 (YTD Data)Rank
Total interest income$5,363,0003,226
Total interest expense$360,0004,641
Net interest income$5,003,0003,026
Provision for loan and lease losses$23,0004,446
Total noninterest income$234,0005,154
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$148,0004,153
Trading account gains and fees$0180
Additional Noninterest Income$86,0005,323
Total noninterest expense$3,112,0003,857
Salaries and employee benefits$1,742,0003,730
Premises and equipment expense$471,0003,244
Additional noninterest expense$899,0004,204
Pre-tax net operating income$2,102,0002,335
Securities gains (losses)$03,040
Applicable income taxes$865,0001,380
Income before extraordinary items$1,237,0003,018
Extraordinary gains, net$025
Net income$1,237,0003,022
Minority interest net income$084
Net income of bank and minority interests.$1,237,0003,022
Net charge-offs$140,0002,942
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$111,000448
Net operating income$1,237,0002,949
2013-06-30 (YTD Data)Rank
Total interest income$3,585,0003,226
Total interest expense$241,0004,702
Net interest income$3,344,0003,030
Provision for loan and lease losses$23,0004,212
Total noninterest income$171,0005,064
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$103,0004,057
Trading account gains and fees$0157
Additional Noninterest Income$68,0005,192
Total noninterest expense$2,095,0003,851
Salaries and employee benefits$1,169,0003,732
Premises and equipment expense$316,0003,246
Additional noninterest expense$610,0004,152
Pre-tax net operating income$1,397,0002,324
Securities gains (losses)$02,791
Applicable income taxes$575,0001,390
Income before extraordinary items$822,0003,015
Extraordinary gains, net$022
Net income$822,0003,017
Minority interest net income$082
Net income of bank and minority interests.$822,0003,018
Net charge-offs$31,0003,734
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$91,000385
Net operating income$822,0002,926
2013-03-31 (YTD Data)Rank
Total interest income$1,721,0003,358
Total interest expense$120,0004,782
Net interest income$1,601,0003,142
Provision for loan and lease losses$04,409
Total noninterest income$100,0004,842
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$49,0004,134
Trading account gains and fees$0148
Additional Noninterest Income$51,0004,683
Total noninterest expense$1,006,0003,975
Salaries and employee benefits$567,0003,845
Premises and equipment expense$159,0003,251
Additional noninterest expense$280,0004,380
Pre-tax net operating income$695,0002,284
Securities gains (losses)$01,966
Applicable income taxes$286,0001,380
Income before extraordinary items$409,0002,987
Extraordinary gains, net$010
Net income$409,0002,987
Minority interest net income$076
Net income of bank and minority interests.$409,0002,989
Net charge-offs$04,145
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$71,000280
Net operating income$409,0002,906
2012-12-31 (YTD Data)Rank
Total interest income$7,083,0003,426
Total interest expense$578,0004,834
Net interest income$6,505,0003,175
Provision for loan and lease losses$4,0005,856
Total noninterest income$322,0005,106
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$213,0004,144
Trading account gains and fees$0166
Additional Noninterest Income$109,0005,264
Total noninterest expense$3,893,0004,101
Salaries and employee benefits$2,211,0003,885
Premises and equipment expense$590,0003,428
Additional noninterest expense$1,092,0004,582
Pre-tax net operating income$2,930,0002,129
Securities gains (losses)$03,810
Applicable income taxes$1,206,0001,293
Income before extraordinary items$1,724,0002,880
Extraordinary gains, net$029
Net income$1,724,0002,883
Minority interest net income$093
Net income of bank and minority interests.$1,724,0002,882
Net charge-offs$12,0005,553
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$628,000275
Net operating income$1,724,0002,752
2012-09-30 (YTD Data)Rank
Total interest income$5,295,0003,492
Total interest expense$452,0004,876
Net interest income$4,843,0003,231
Provision for loan and lease losses$4,0005,716
Total noninterest income$259,0005,085
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$166,0004,125
Trading account gains and fees$0157
Additional Noninterest Income$93,0005,212
Total noninterest expense$3,004,0004,066
Salaries and employee benefits$1,656,0003,892
Premises and equipment expense$427,0003,558
Additional noninterest expense$921,0004,319
Pre-tax net operating income$2,094,0002,268
Securities gains (losses)$03,575
Applicable income taxes$862,0001,376
Income before extraordinary items$1,232,0003,009
Extraordinary gains, net$020
Net income$1,232,0003,009
Minority interest net income$086
Net income of bank and minority interests.$1,232,0003,008
Net charge-offs$05,771
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$97,000472
Net operating income$1,232,0002,869
2012-06-30 (YTD Data)Rank
Total interest income$3,526,0003,511
Total interest expense$321,0004,849
Net interest income$3,205,0003,253
Provision for loan and lease losses$05,619
Total noninterest income$192,0004,930
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$117,0004,012
Trading account gains and fees$0153
Additional Noninterest Income$75,0005,011
Total noninterest expense$1,962,0004,127
Salaries and employee benefits$1,098,0003,924
Premises and equipment expense$276,0003,630
Additional noninterest expense$588,0004,443
Pre-tax net operating income$1,435,0002,214
Securities gains (losses)$03,178
Applicable income taxes$590,0001,339
Income before extraordinary items$845,0002,926
Extraordinary gains, net$019
Net income$845,0002,926
Minority interest net income$084
Net income of bank and minority interests.$845,0002,926
Net charge-offs$05,507
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$60,000461
Net operating income$845,0002,786
2012-03-31 (YTD Data)Rank
Total interest income$1,779,0003,523
Total interest expense$166,0004,887
Net interest income$1,613,0003,253
Provision for loan and lease losses$05,254
Total noninterest income$71,0005,415
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$57,0004,043
Trading account gains and fees$0148
Additional Noninterest Income$14,0006,009
Total noninterest expense$996,0004,108
Salaries and employee benefits$578,0003,826
Premises and equipment expense$131,0003,785
Additional noninterest expense$287,0004,495
Pre-tax net operating income$688,0002,297
Securities gains (losses)$02,210
Applicable income taxes$283,0001,354
Income before extraordinary items$405,0003,033
Extraordinary gains, net$019
Net income$405,0003,036
Minority interest net income$078
Net income of bank and minority interests.$405,0003,037
Net charge-offs$04,730
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$6,000688
Net operating income$405,0002,877
2011-12-31 (YTD Data)Rank
Total interest income$7,267,0003,578
Total interest expense$779,0004,972
Net interest income$6,488,0003,265
Provision for loan and lease losses$299,0004,147
Total noninterest income$315,0005,124
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$182,0004,547
Trading account gains and fees$0146
Additional Noninterest Income$133,0004,999
Total noninterest expense$3,901,0004,182
Salaries and employee benefits$2,082,0004,072
Premises and equipment expense$488,0004,109
Additional noninterest expense$1,331,0004,179
Pre-tax net operating income$2,603,0002,068
Securities gains (losses)$03,838
Applicable income taxes$1,070,0001,281
Income before extraordinary items$1,533,0002,733
Extraordinary gains, net$029
Net income$1,533,0002,735
Minority interest net income$096
Net income of bank and minority interests.$1,533,0002,735
Net charge-offs$3,0006,306
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$182,000541
Net operating income$1,533,0002,646
2011-09-30 (YTD Data)Rank
Total interest income$5,448,0003,620
Total interest expense$600,0005,044
Net interest income$4,848,0003,294
Provision for loan and lease losses$214,0004,066
Total noninterest income$251,0005,106
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$136,0004,571
Trading account gains and fees$0145
Additional Noninterest Income$115,0004,924
Total noninterest expense$3,006,0004,113
Salaries and employee benefits$1,599,0003,996
Premises and equipment expense$362,0004,170
Additional noninterest expense$1,045,0004,056
Pre-tax net operating income$1,879,0002,187
Securities gains (losses)$03,555
Applicable income taxes$773,0001,318
Income before extraordinary items$1,106,0002,858
Extraordinary gains, net$021
Net income$1,106,0002,861
Minority interest net income$087
Net income of bank and minority interests.$1,106,0002,861
Net charge-offs$3,0006,024
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$176,000470
Net operating income$1,106,0002,766
2011-06-30 (YTD Data)Rank
Total interest income$3,623,0003,659
Total interest expense$407,0005,103
Net interest income$3,216,0003,309
Provision for loan and lease losses$149,0003,970
Total noninterest income$186,0004,978
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$89,0004,601
Trading account gains and fees$0153
Additional Noninterest Income$97,0004,589
Total noninterest expense$2,059,0004,082
Salaries and employee benefits$1,119,0003,903
Premises and equipment expense$240,0004,221
Additional noninterest expense$700,0004,109
Pre-tax net operating income$1,194,0002,245
Securities gains (losses)$02,914
Applicable income taxes$491,0001,338
Income before extraordinary items$703,0002,909
Extraordinary gains, net$015
Net income$703,0002,911
Minority interest net income$089
Net income of bank and minority interests.$703,0002,911
Net charge-offs$3,0005,649
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$65,000488
Net operating income$703,0002,839
2011-03-31 (YTD Data)Rank
Total interest income$1,791,0003,702
Total interest expense$211,0005,125
Net interest income$1,580,0003,338
Provision for loan and lease losses$67,0003,867
Total noninterest income$73,0005,414
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$42,0004,666
Trading account gains and fees$0158
Additional Noninterest Income$31,0005,357
Total noninterest expense$1,032,0004,097
Salaries and employee benefits$570,0003,871
Premises and equipment expense$120,0004,272
Additional noninterest expense$342,0004,156
Pre-tax net operating income$554,0002,378
Securities gains (losses)$01,772
Applicable income taxes$228,0001,366
Income before extraordinary items$326,0003,054
Extraordinary gains, net$09
Net income$326,0003,053
Minority interest net income$086
Net income of bank and minority interests.$326,0003,054
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$5,000788
Net operating income$326,0003,000
2010-12-31 (YTD Data)Rank
Total interest income$7,389,0003,771
Total interest expense$1,041,0005,127
Net interest income$6,348,0003,335
Provision for loan and lease losses$745,0003,499
Total noninterest income$422,0004,877
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$156,0004,840
Trading account gains and fees$0175
Additional Noninterest Income$266,0004,154
Total noninterest expense$3,965,0004,239
Salaries and employee benefits$2,170,0003,999
Premises and equipment expense$525,0004,046
Additional noninterest expense$1,270,0004,456
Pre-tax net operating income$2,060,0002,184
Securities gains (losses)$03,793
Applicable income taxes$848,0001,386
Income before extraordinary items$1,212,0002,892
Extraordinary gains, net$029
Net income$1,212,0002,889
Minority interest net income$0111
Net income of bank and minority interests.$1,212,0002,893
Net charge-offs$10,0006,564
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$25,0001,066
Net operating income$1,212,0002,784
2010-09-30 (YTD Data)Rank
Total interest income$5,557,0003,834
Total interest expense$808,0005,204
Net interest income$4,749,0003,390
Provision for loan and lease losses$410,0003,866
Total noninterest income$258,0005,280
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$116,0004,926
Trading account gains and fees$0165
Additional Noninterest Income$142,0004,726
Total noninterest expense$3,083,0004,141
Salaries and employee benefits$1,642,0004,009
Premises and equipment expense$395,0004,122
Additional noninterest expense$1,046,0004,187
Pre-tax net operating income$1,514,0002,357
Securities gains (losses)$03,651
Applicable income taxes$623,0001,438
Income before extraordinary items$891,0003,098
Extraordinary gains, net$023
Net income$891,0003,096
Minority interest net income$0110
Net income of bank and minority interests.$891,0003,098
Net charge-offs$5,0006,437
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$18,0001,010
Net operating income$891,0002,966
2010-06-30 (YTD Data)Rank
Total interest income$3,672,0003,889
Total interest expense$543,0005,286
Net interest income$3,129,0003,421
Provision for loan and lease losses$200,0004,223
Total noninterest income$142,0005,572
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$77,0004,938
Trading account gains and fees$0152
Additional Noninterest Income$65,0005,260
Total noninterest expense$2,119,0004,075
Salaries and employee benefits$1,157,0003,877
Premises and equipment expense$261,0004,166
Additional noninterest expense$701,0004,158
Pre-tax net operating income$952,0002,472
Securities gains (losses)$03,184
Applicable income taxes$392,0001,467
Income before extraordinary items$560,0003,198
Extraordinary gains, net$019
Net income$560,0003,193
Minority interest net income$0105
Net income of bank and minority interests.$560,0003,196
Net charge-offs$5,0006,051
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$12,000935
Net operating income$560,0003,090
2010-03-31 (YTD Data)Rank
Total interest income$1,801,0003,997
Total interest expense$275,0005,387
Net interest income$1,526,0003,506
Provision for loan and lease losses$75,0004,293
Total noninterest income$71,0005,623
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$41,0004,830
Trading account gains and fees$0175
Additional Noninterest Income$30,0005,438
Total noninterest expense$1,064,0004,099
Salaries and employee benefits$584,0003,906
Premises and equipment expense$132,0004,226
Additional noninterest expense$348,0004,175
Pre-tax net operating income$458,0002,574
Securities gains (losses)$02,284
Applicable income taxes$188,0001,483
Income before extraordinary items$270,0003,337
Extraordinary gains, net$016
Net income$270,0003,335
Minority interest net income$091
Net income of bank and minority interests.$270,0003,337
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$6,000885
Net operating income$270,0003,225
2009-12-31 (YTD Data)Rank
Total interest income$7,093,0004,138
Total interest expense$1,409,0005,292
Net interest income$5,684,0003,614
Provision for loan and lease losses$685,0004,072
Total noninterest income$286,0005,677
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$181,0004,823
Trading account gains and fees$0211
Additional Noninterest Income$105,0005,585
Total noninterest expense$3,580,0004,640
Salaries and employee benefits$1,898,0004,534
Premises and equipment expense$507,0004,338
Additional noninterest expense$1,175,0004,800
Pre-tax net operating income$1,705,0002,173
Securities gains (losses)$03,754
Applicable income taxes$702,0001,243
Income before extraordinary items$1,003,0002,781
Extraordinary gains, net$034
Net income$1,003,0002,780
Minority interest net income$0115
Net income of bank and minority interests.$1,003,0002,781
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$30,0001,154
Net operating income$1,003,0002,722
2009-09-30 (YTD Data)Rank
Total interest income$5,215,0004,241
Total interest expense$1,091,0005,364
Net interest income$4,124,0003,715
Provision for loan and lease losses$350,0004,373
Total noninterest income$195,0005,933
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$131,0004,917
Trading account gains and fees$0212
Additional Noninterest Income$64,0005,963
Total noninterest expense$2,679,0004,665
Salaries and employee benefits$1,389,0004,623
Premises and equipment expense$378,0004,399
Additional noninterest expense$912,0004,685
Pre-tax net operating income$1,290,0002,321
Securities gains (losses)$03,497
Applicable income taxes$532,0001,339
Income before extraordinary items$758,0002,974
Extraordinary gains, net$027
Net income$758,0002,972
Minority interest net income$0118
Net income of bank and minority interests.$758,0002,975
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$758,0002,900
2009-06-30 (YTD Data)Rank
Total interest income$3,403,0004,349
Total interest expense$751,0005,414
Net interest income$2,652,0003,781
Provision for loan and lease losses$165,0004,608
Total noninterest income$120,0006,107
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$86,0004,941
Trading account gains and fees$0193
Additional Noninterest Income$34,0006,268
Total noninterest expense$1,728,0004,813
Salaries and employee benefits$917,0004,691
Premises and equipment expense$250,0004,454
Additional noninterest expense$561,0004,925
Pre-tax net operating income$879,0002,340
Securities gains (losses)$03,136
Applicable income taxes$362,0001,362
Income before extraordinary items$517,0003,029
Extraordinary gains, net$021
Net income$517,0003,027
Minority interest net income$0112
Net income of bank and minority interests.$517,0003,028
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$517,0002,928
2009-03-31 (YTD Data)Rank
Total interest income$1,651,0004,478
Total interest expense$392,0005,427
Net interest income$1,259,0003,913
Provision for loan and lease losses$51,0004,871
Total noninterest income$51,0006,357
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$43,0004,885
Trading account gains and fees$0171
Additional Noninterest Income$8,0007,040
Total noninterest expense$869,0004,717
Salaries and employee benefits$475,0004,640
Premises and equipment expense$125,0004,516
Additional noninterest expense$269,0004,742
Pre-tax net operating income$390,0002,849
Securities gains (losses)$02,434
Applicable income taxes$160,0001,686
Income before extraordinary items$230,0003,618
Extraordinary gains, net$015
Net income$230,0003,618
Minority interest net income$0102
Net income of bank and minority interests.$230,0003,619
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$230,0003,477
2008-12-31 (YTD Data)Rank
Total interest income$6,862,0004,537
Total interest expense$2,111,0005,176
Net interest income$4,751,0004,086
Provision for loan and lease losses$320,0004,511
Total noninterest income$271,0005,994
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$203,0004,757
Trading account gains and fees$0154
Additional Noninterest Income$68,0006,415
Total noninterest expense$3,173,0004,938
Salaries and employee benefits$1,713,0004,947
Premises and equipment expense$473,0004,610
Additional noninterest expense$987,0004,863
Pre-tax net operating income$1,529,0002,989
Securities gains (losses)$03,220
Applicable income taxes$629,0001,617
Income before extraordinary items$900,0003,484
Extraordinary gains, net$039
Net income$900,0003,485
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$230,000732
Net operating income$900,0003,629
2008-09-30 (YTD Data)Rank
Total interest income$5,216,0004,580
Total interest expense$1,646,0005,200
Net interest income$3,570,0004,107
Provision for loan and lease losses$97,0005,196
Total noninterest income$212,0006,012
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$151,0004,805
Trading account gains and fees$0148
Additional Noninterest Income$61,0006,335
Total noninterest expense$2,427,0004,858
Salaries and employee benefits$1,336,0004,830
Premises and equipment expense$351,0004,660
Additional noninterest expense$740,0004,789
Pre-tax net operating income$1,258,0003,220
Securities gains (losses)$03,106
Applicable income taxes$517,0001,858
Income before extraordinary items$741,0003,711
Extraordinary gains, net$031
Net income$741,0003,710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$229,000535
Net operating income$741,0003,853
2008-06-30 (YTD Data)Rank
Total interest income$3,516,0004,616
Total interest expense$1,149,0005,237
Net interest income$2,367,0004,115
Provision for loan and lease losses$40,0005,379
Total noninterest income$159,0005,872
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$105,0004,751
Trading account gains and fees$0149
Additional Noninterest Income$54,0006,025
Total noninterest expense$1,636,0004,850
Salaries and employee benefits$919,0004,781
Premises and equipment expense$233,0004,700
Additional noninterest expense$484,0004,838
Pre-tax net operating income$850,0003,305
Securities gains (losses)$03,233
Applicable income taxes$349,0002,025
Income before extraordinary items$501,0004,012
Extraordinary gains, net$021
Net income$501,0004,013
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$230,000389
Net operating income$501,0003,957
2008-03-31 (YTD Data)Rank
Total interest income$1,807,0004,613
Total interest expense$621,0005,192
Net interest income$1,186,0004,134
Provision for loan and lease losses$06,080
Total noninterest income$100,0005,420
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$52,0004,734
Trading account gains and fees$0158
Additional Noninterest Income$48,0005,134
Total noninterest expense$900,0004,565
Salaries and employee benefits$498,0004,564
Premises and equipment expense$129,0004,432
Additional noninterest expense$273,0004,411
Pre-tax net operating income$386,0003,616
Securities gains (losses)$02,688
Applicable income taxes$159,0002,248
Income before extraordinary items$227,0004,409
Extraordinary gains, net$015
Net income$227,0004,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$20,000699
Net operating income$227,0004,306
2007-12-31 (YTD Data)Rank
Total interest income$7,214,0004,659
Total interest expense$2,414,0005,363
Net interest income$4,800,0004,118
Provision for loan and lease losses$17,0006,406
Total noninterest income$359,0005,713
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$168,0005,227
Trading account gains and fees$0178
Additional Noninterest Income$191,0005,161
Total noninterest expense$3,167,0004,837
Salaries and employee benefits$1,871,0004,616
Premises and equipment expense$462,0004,596
Additional noninterest expense$834,0005,212
Pre-tax net operating income$1,975,0003,338
Securities gains (losses)$02,146
Applicable income taxes$813,0002,120
Income before extraordinary items$1,162,0004,004
Extraordinary gains, net$039
Net income$1,162,0004,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$301,000645
Net operating income$1,162,0003,998
2007-09-30 (YTD Data)Rank
Total interest income$5,373,0004,701
Total interest expense$1,796,0005,393
Net interest income$3,577,0004,154
Provision for loan and lease losses$17,0005,963
Total noninterest income$295,0005,573
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$116,0005,394
Trading account gains and fees$0184
Additional Noninterest Income$179,0004,720
Total noninterest expense$2,462,0004,713
Salaries and employee benefits$1,401,0004,587
Premises and equipment expense$369,0004,399
Additional noninterest expense$692,0004,831
Pre-tax net operating income$1,393,0003,631
Securities gains (losses)$01,655
Applicable income taxes$573,0002,358
Income before extraordinary items$820,0004,300
Extraordinary gains, net$033
Net income$820,0004,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$36,000950
Net operating income$820,0004,287
2007-06-30 (YTD Data)Rank
Total interest income$3,530,0004,735
Total interest expense$1,167,0005,463
Net interest income$2,363,0004,221
Provision for loan and lease losses$17,0005,470
Total noninterest income$241,0005,158
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$75,0005,454
Trading account gains and fees$0168
Additional Noninterest Income$166,0004,131
Total noninterest expense$1,633,0004,745
Salaries and employee benefits$928,0004,653
Premises and equipment expense$236,0004,542
Additional noninterest expense$469,0004,786
Pre-tax net operating income$954,0003,638
Securities gains (losses)$01,444
Applicable income taxes$392,0002,405
Income before extraordinary items$562,0004,300
Extraordinary gains, net$029
Net income$562,0004,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$36,000799
Net operating income$562,0004,298
2007-03-31 (YTD Data)Rank
Total interest income$1,743,0004,763
Total interest expense$568,0005,528
Net interest income$1,175,0004,228
Provision for loan and lease losses$8,0005,190
Total noninterest income$125,0005,031
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$38,0005,408
Trading account gains and fees$0195
Additional Noninterest Income$87,0004,037
Total noninterest expense$771,0004,914
Salaries and employee benefits$459,0004,718
Premises and equipment expense$103,0004,951
Additional noninterest expense$209,0005,128
Pre-tax net operating income$521,0003,429
Securities gains (losses)$01,187
Applicable income taxes$214,0002,306
Income before extraordinary items$307,0004,113
Extraordinary gains, net$022
Net income$307,0004,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$36,000558
Net operating income$307,0004,088
2006-12-31 (YTD Data)Rank
Total interest income$6,122,0004,942
Total interest expense$1,513,0006,095
Net interest income$4,609,0004,280
Provision for loan and lease losses$111,0004,589
Total noninterest income$264,0006,433
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$128,0005,788
Trading account gains and fees$0130
Additional Noninterest Income$136,0005,815
Total noninterest expense$2,921,0004,977
Salaries and employee benefits$1,610,0004,970
Premises and equipment expense$421,0004,763
Additional noninterest expense$890,0004,896
Pre-tax net operating income$1,841,0003,838
Securities gains (losses)$01,687
Applicable income taxes$690,0002,690
Income before extraordinary items$1,151,0004,374
Extraordinary gains, net$051
Net income$1,151,0004,374
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$6,0001,193
Net operating income$1,151,0004,354
2006-09-30 (YTD Data)Rank
Total interest income$4,428,0005,057
Total interest expense$1,024,0006,271
Net interest income$3,404,0004,345
Provision for loan and lease losses$86,0004,427
Total noninterest income$135,0007,117
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$90,0005,964
Trading account gains and fees$0126
Additional Noninterest Income$45,0007,069
Total noninterest expense$2,189,0004,959
Salaries and employee benefits$1,191,0004,988
Premises and equipment expense$328,0004,650
Additional noninterest expense$670,0004,859
Pre-tax net operating income$1,264,0004,172
Securities gains (losses)$01,388
Applicable income taxes$452,0003,001
Income before extraordinary items$812,0004,663
Extraordinary gains, net$045
Net income$812,0004,667
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$6,000987
Net operating income$812,0004,656
2006-06-30 (YTD Data)Rank
Total interest income$2,839,0005,143
Total interest expense$630,0006,358
Net interest income$2,209,0004,427
Provision for loan and lease losses$77,0003,767
Total noninterest income$90,0007,160
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$57,0006,055
Trading account gains and fees$0126
Additional Noninterest Income$33,0006,993
Total noninterest expense$1,451,0004,998
Salaries and employee benefits$777,0005,076
Premises and equipment expense$217,0004,682
Additional noninterest expense$457,0004,768
Pre-tax net operating income$771,0004,407
Securities gains (losses)$01,185
Applicable income taxes$249,0003,314
Income before extraordinary items$522,0004,776
Extraordinary gains, net$039
Net income$522,0004,780
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$6,000822
Net operating income$522,0004,765
2006-03-31 (YTD Data)Rank
Total interest income$1,375,0005,197
Total interest expense$299,0006,387
Net interest income$1,076,0004,487
Provision for loan and lease losses$23,0004,400
Total noninterest income$40,0007,310
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$26,0006,158
Trading account gains and fees$0115
Additional Noninterest Income$14,0007,173
Total noninterest expense$724,0005,023
Salaries and employee benefits$390,0005,098
Premises and equipment expense$107,0004,746
Additional noninterest expense$227,0004,767
Pre-tax net operating income$369,0004,464
Securities gains (losses)$0955
Applicable income taxes$152,0003,026
Income before extraordinary items$217,0005,152
Extraordinary gains, net$021
Net income$217,0005,152
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$217,0005,147
2005-12-31 (YTD Data)Rank
Total interest income$4,528,0005,469
Total interest expense$870,0006,603
Net interest income$3,658,0004,892
Provision for loan and lease losses$265,0003,058
Total noninterest income$393,0005,749
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$89,0006,442
Trading account gains and fees$0138
Additional Noninterest Income$304,0004,306
Total noninterest expense$2,255,0005,705
Salaries and employee benefits$1,274,0005,583
Premises and equipment expense$303,0005,706
Additional noninterest expense$678,0005,685
Pre-tax net operating income$1,531,0004,324
Securities gains (losses)$02,296
Applicable income taxes$527,0003,286
Income before extraordinary items$1,004,0004,826
Extraordinary gains, net$046
Net income$1,004,0004,827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$66,000772
Net operating income$1,004,0004,799
2005-09-30 (YTD Data)Rank
Total interest income$3,190,0005,619
Total interest expense$605,0006,695
Net interest income$2,585,0005,077
Provision for loan and lease losses$172,0003,285
Total noninterest income$351,0005,424
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$62,0006,577
Trading account gains and fees$0126
Additional Noninterest Income$289,0003,861
Total noninterest expense$1,595,0005,861
Salaries and employee benefits$893,0005,797
Premises and equipment expense$219,0005,809
Additional noninterest expense$483,0005,816
Pre-tax net operating income$1,169,0004,374
Securities gains (losses)$02,317
Applicable income taxes$362,0003,478
Income before extraordinary items$807,0004,732
Extraordinary gains, net$035
Net income$807,0004,734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$66,000604
Net operating income$807,0004,695
2005-06-30 (YTD Data)Rank
Total interest income$1,947,0005,819
Total interest expense$364,0006,817
Net interest income$1,583,0005,325
Provision for loan and lease losses$116,0003,158
Total noninterest income$316,0004,657
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$40,0006,599
Trading account gains and fees$0116
Additional Noninterest Income$276,0003,220
Total noninterest expense$1,063,0005,862
Salaries and employee benefits$601,0005,740
Premises and equipment expense$145,0005,799
Additional noninterest expense$317,0005,827
Pre-tax net operating income$720,0004,545
Securities gains (losses)$02,146
Applicable income taxes$94,0004,889
Income before extraordinary items$626,0004,309
Extraordinary gains, net$030
Net income$626,0004,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$66,000474
Net operating income$626,0004,249
2005-03-31 (YTD Data)Rank
Total interest income$912,0006,006
Total interest expense$160,0007,042
Net interest income$752,0005,522
Provision for loan and lease losses$44,0003,508
Total noninterest income$30,0007,797
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$19,0006,673
Trading account gains and fees$0115
Additional Noninterest Income$11,0007,631
Total noninterest expense$527,0005,924
Salaries and employee benefits$298,0005,800
Premises and equipment expense$73,0005,831
Additional noninterest expense$156,0005,872
Pre-tax net operating income$211,0005,849
Securities gains (losses)$01,685
Applicable income taxes$1,0006,740
Income before extraordinary items$210,0005,300
Extraordinary gains, net$024
Net income$210,0005,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$14,000416
Net operating income$210,0005,266
2004-12-31 (YTD Data)Rank
Total interest income$2,681,0006,731
Total interest expense$535,0007,178
Net interest income$2,146,0006,434
Provision for loan and lease losses$279,0003,058
Total noninterest income$157,0007,547
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$116,0006,239
Trading account gains and fees$0138
Additional Noninterest Income$41,0007,647
Total noninterest expense$1,651,0006,624
Salaries and employee benefits$861,0006,755
Premises and equipment expense$268,0006,007
Additional noninterest expense$522,0006,414
Pre-tax net operating income$373,0007,190
Securities gains (losses)$-15,0008,316
Applicable income taxes$1,0007,085
Income before extraordinary items$357,0006,986
Extraordinary gains, net$034
Net income$357,0006,987
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$129,000625
Net operating income$372,0006,858
2004-09-30 (YTD Data)Rank
Total interest income$1,821,0006,975
Total interest expense$367,0007,363
Net interest income$1,454,0006,715
Provision for loan and lease losses$177,0003,265
Total noninterest income$119,0007,568
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$90,0006,213
Trading account gains and fees$0134
Additional Noninterest Income$29,0007,742
Total noninterest expense$1,216,0006,640
Salaries and employee benefits$618,0006,826
Premises and equipment expense$202,0005,949
Additional noninterest expense$396,0006,340
Pre-tax net operating income$180,0007,783
Securities gains (losses)$-15,0008,589
Applicable income taxes$1,0007,130
Income before extraordinary items$164,0007,699
Extraordinary gains, net$026
Net income$164,0007,699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$129,000492
Net operating income$178,8507,549
2004-06-30 (YTD Data)Rank
Total interest income$1,124,0007,194
Total interest expense$225,0007,596
Net interest income$899,0006,955
Provision for loan and lease losses$100,0003,453
Total noninterest income$76,0007,672
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$57,0006,308
Trading account gains and fees$0130
Additional Noninterest Income$19,0007,792
Total noninterest expense$784,0006,775
Salaries and employee benefits$389,0007,011
Premises and equipment expense$133,0006,029
Additional noninterest expense$262,0006,389
Pre-tax net operating income$91,0007,990
Securities gains (losses)$-15,0008,750
Applicable income taxes$1,0007,109
Income before extraordinary items$75,0008,031
Extraordinary gains, net$021
Net income$75,0008,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$127,000386
Net operating income$89,8507,825
2004-03-31 (YTD Data)Rank
Total interest income$524,0007,385
Total interest expense$105,0007,759
Net interest income$419,0007,159
Provision for loan and lease losses$47,0003,399
Total noninterest income$36,0007,745
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$27,0006,373
Trading account gains and fees$0121
Additional Noninterest Income$9,0007,855
Total noninterest expense$383,0006,876
Salaries and employee benefits$190,0007,115
Premises and equipment expense$67,0006,015
Additional noninterest expense$126,0006,532
Pre-tax net operating income$25,0008,253
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$25,0008,233
Extraordinary gains, net$016
Net income$25,0008,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$72,000284
Net operating income$25,0008,167
2003-12-31 (YTD Data)Rank
Total interest income$935,0008,643
Total interest expense$223,0008,683
Net interest income$712,0008,544
Provision for loan and lease losses$258,0003,483
Total noninterest income$57,0008,734
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$43,0007,535
Trading account gains and fees$0160
Additional Noninterest Income$14,0008,625
Total noninterest expense$1,312,0007,243
Salaries and employee benefits$618,0007,621
Premises and equipment expense$243,0006,261
Additional noninterest expense$451,0006,839
Pre-tax net operating income$-801,0008,924
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$-801,0008,995
Extraordinary gains, net$054
Net income$-801,0008,995
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$7,665,000137
Net operating income$-801,0008,944
2003-09-30 (YTD Data)Rank
Total interest income$495,0008,947
Total interest expense$130,0008,910
Net interest income$365,0008,898
Provision for loan and lease losses$203,0003,311
Total noninterest income$24,0009,003
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$20,0007,825
Trading account gains and fees$0153
Additional Noninterest Income$4,0008,966
Total noninterest expense$992,0007,221
Salaries and employee benefits$441,0007,708
Premises and equipment expense$181,0006,279
Additional noninterest expense$370,0006,570
Pre-tax net operating income$-806,0009,043
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$-806,0009,098
Extraordinary gains, net$040
Net income$-806,0009,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$7,665,00093
Net operating income$-806,0009,056
2003-06-30 (YTD Data)Rank
Total interest income$193,0009,133
Total interest expense$57,0009,065
Net interest income$136,0009,134
Provision for loan and lease losses$113,0003,672
Total noninterest income$8,0009,128
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$6,0008,002
Trading account gains and fees$0150
Additional Noninterest Income$2,0009,014
Total noninterest expense$665,0007,237
Salaries and employee benefits$288,0007,788
Premises and equipment expense$120,0006,262
Additional noninterest expense$257,0006,440
Pre-tax net operating income$-634,0009,112
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$-634,0009,162
Extraordinary gains, net$030
Net income$-634,0009,160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$7,665,00058
Net operating income$-634,0009,110
2003-03-31 (YTD Data)Rank
Total interest income$23,0009,275
Total interest expense$4,0009,242
Net interest income$19,0009,269
Provision for loan and lease losses$21,0005,171
Total noninterest income$1,0009,226
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,0008,100
Trading account gains and fees$0134
Additional Noninterest Income$09,145
Total noninterest expense$359,0007,051
Salaries and employee benefits$164,0007,494
Premises and equipment expense$59,0006,332
Additional noninterest expense$136,0006,282
Pre-tax net operating income$-360,0009,169
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$-360,0009,210
Extraordinary gains, net$021
Net income$-360,0009,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$7,665,00027
Net operating income$-360,0009,158

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.