Home > County Bank of Chesterfield > Income and Expense
County Bank of Chesterfield, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,817,000 | 3,273 |
| Total interest expense | $4,327,000 | 3,359 |
| Net interest income | $5,490,000 | 3,161 |
| Provision for loan and lease losses | $165,000 | 4,039 |
| Total noninterest income | $833,000 | 3,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $549,000 | 2,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $284,000 | 4,136 |
| Total noninterest expense | $3,809,000 | 3,461 |
| Salaries and employee benefits | $2,263,000 | 3,074 |
| Premises and equipment expense | $480,000 | 3,901 |
| Additional noninterest expense | $1,066,000 | 3,806 |
| Pre-tax net operating income | $2,349,000 | 2,935 |
| Securities gains (losses) | $-6,000 | 9,143 |
| Applicable income taxes | $712,000 | 2,876 |
| Income before extraordinary items | $1,631,000 | 3,043 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,631,000 | 3,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,227 |
| Cash dividends | $1,200,000 | 1,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,635,200 | 2,997 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,113,000 | 3,885 |
| Total interest expense | $3,626,000 | 3,998 |
| Net interest income | $4,487,000 | 3,746 |
| Provision for loan and lease losses | $180,000 | 3,728 |
| Total noninterest income | $665,000 | 4,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $450,000 | 2,814 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 4,781 |
| Total noninterest expense | $3,104,000 | 3,996 |
| Salaries and employee benefits | $1,831,000 | 3,616 |
| Premises and equipment expense | $384,000 | 4,575 |
| Additional noninterest expense | $889,000 | 4,332 |
| Pre-tax net operating income | $1,868,000 | 3,526 |
| Securities gains (losses) | $46,000 | 1,806 |
| Applicable income taxes | $513,000 | 3,769 |
| Income before extraordinary items | $1,401,000 | 3,438 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,401,000 | 3,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 10,055 |
| Cash dividends | $811,000 | 2,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,367,420 | 3,424 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,821,000 | 4,596 |
| Total interest expense | $3,157,000 | 4,505 |
| Net interest income | $3,664,000 | 4,563 |
| Provision for loan and lease losses | $25,000 | 7,608 |
| Total noninterest income | $510,000 | 4,946 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $330,000 | 3,780 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,208 |
| Total noninterest expense | $2,794,000 | 4,346 |
| Salaries and employee benefits | $1,502,000 | 4,249 |
| Premises and equipment expense | $383,000 | 4,595 |
| Additional noninterest expense | $909,000 | 4,266 |
| Pre-tax net operating income | $1,355,000 | 4,822 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $359,000 | 5,222 |
| Income before extraordinary items | $1,002,000 | 4,705 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,002,000 | 4,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,572 |
| Cash dividends | $578,000 | 3,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $997,560 | 4,654 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,167,000 | 5,075 |
| Total interest expense | $2,992,000 | 4,796 |
| Net interest income | $3,175,000 | 5,216 |
| Provision for loan and lease losses | $130,000 | 4,417 |
| Total noninterest income | $465,000 | 5,421 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $337,000 | 3,878 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 6,422 |
| Total noninterest expense | $2,392,000 | 5,190 |
| Salaries and employee benefits | $1,313,000 | 4,814 |
| Premises and equipment expense | $309,000 | 5,469 |
| Additional noninterest expense | $770,000 | 5,352 |
| Pre-tax net operating income | $1,118,000 | 5,353 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $290,000 | 5,940 |
| Income before extraordinary items | $831,000 | 5,162 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $831,000 | 5,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,349 |
| Cash dividends | $48,000 | 7,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $828,780 | 5,115 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,494,000 | 5,595 |
| Total interest expense | $2,806,000 | 5,052 |
| Net interest income | $2,688,000 | 5,982 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $460,000 | 5,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $329,000 | 3,972 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 6,381 |
| Total noninterest expense | $2,292,000 | 5,371 |
| Salaries and employee benefits | $1,121,000 | 5,519 |
| Premises and equipment expense | $320,000 | 5,351 |
| Additional noninterest expense | $851,000 | 4,986 |
| Pre-tax net operating income | $806,000 | 6,811 |
| Securities gains (losses) | $9,000 | 2,462 |
| Applicable income taxes | $190,000 | 7,597 |
| Income before extraordinary items | $625,000 | 6,458 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $625,000 | 6,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,953 |
| Cash dividends | $27,000 | 8,247 |
| Sale, conversion, retirement of capital stock, net | $2,570,000 | 178 |
| Net operating income | $618,070 | 6,498 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,702,000 | 5,954 |
| Total interest expense | $2,147,000 | 5,284 |
| Net interest income | $2,555,000 | 6,356 |
| Provision for loan and lease losses | $245,000 | 2,637 |
| Total noninterest income | $429,000 | 5,866 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $288,000 | 4,516 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 6,387 |
| Total noninterest expense | $2,074,000 | 6,021 |
| Salaries and employee benefits | $1,053,000 | 5,834 |
| Premises and equipment expense | $280,000 | 6,002 |
| Additional noninterest expense | $741,000 | 6,047 |
| Pre-tax net operating income | $665,000 | 7,618 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $155,000 | 8,217 |
| Income before extraordinary items | $515,000 | 7,192 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $515,000 | 7,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,213 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $511,150 | 7,260 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,293,000 | 6,528 |
| Total interest expense | $2,070,000 | 5,675 |
| Net interest income | $2,223,000 | 7,121 |
| Provision for loan and lease losses | $240,000 | 3,470 |
| Total noninterest income | $351,000 | 7,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 5,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 7,420 |
| Total noninterest expense | $1,917,000 | 6,573 |
| Salaries and employee benefits | $956,000 | 6,382 |
| Premises and equipment expense | $298,000 | 5,887 |
| Additional noninterest expense | $663,000 | 6,838 |
| Pre-tax net operating income | $417,000 | 9,278 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $43,000 | 11,097 |
| Income before extraordinary items | $382,000 | 8,619 |
| Extraordinary gains, net | $-65,000 | 12,801 |
| Net income | $317,000 | 9,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 3,626 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $374,800 | 8,433 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,362,000 | 7,055 |
| Total interest expense | $2,327,000 | 6,341 |
| Net interest income | $2,035,000 | 7,657 |
| Provision for loan and lease losses | $453,000 | 3,209 |
| Total noninterest income | $313,000 | 7,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 5,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 8,026 |
| Total noninterest expense | $1,812,000 | 6,904 |
| Salaries and employee benefits | $911,000 | 6,555 |
| Premises and equipment expense | $284,000 | 6,214 |
| Additional noninterest expense | $617,000 | 7,358 |
| Pre-tax net operating income | $83,000 | 12,177 |
| Securities gains (losses) | $42,000 | 4,413 |
| Applicable income taxes | $32,000 | 11,754 |
| Income before extraordinary items | $93,000 | 12,026 |
| Extraordinary gains, net | $32,000 | 1,112 |
| Net income | $125,000 | 11,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $888,000 | 1,683 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $61,920 | 12,169 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.