Home > County Bank of Chesterfield > Assets and Liabilities
County Bank of Chesterfield, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 53 | 3,277 |
| Assets and Liabilities | ||
| Total Assets: | $132,034,000 | 3,474 |
| Cash and due from depository institutions | $5,435,000 | 3,277 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $24,033,000 | 4,252 |
| Federal funds sold & reverse repurchase agreements | $3,154,000 | 2,764 |
| Net loans & leases | $94,774,000 | 3,062 |
| Loan loss allowance | $1,028,000 | 3,354 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,186,000 | 3,736 |
| Other real estate owned | $595,000 | 3,277 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,857,000 | 4,186 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,034,000 | 3,474 |
| Total liabilities | $123,070,000 | 3,365 |
| Total deposits | $122,251,000 | 3,101 |
| Interest-bearing deposits | $104,787,000 | 3,115 |
| Deposits held in domestic offices | $122,251,000 | 3,097 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $819,000 | 3,786 |
| Total equity capital | $8,964,000 | 4,656 |
| Total bank equity capital | $8,964,000 | 4,656 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,966,000 | 986 |
| Surplus | $2,609,000 | 4,702 |
| Undivided profits | $2,389,000 | 6,069 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $511,000 | 3,607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $607,000 | 3,858 |
| Earning assets | $121,961,000 | 3,444 |
| Long-term assets (5+ years) | $24,002,000 | 2,950 |
| Average Assets, year-to-date | $123,206,200 | 3,565 |
| Average Assets, quarterly | $128,781,000 | 3,516 |
| Volatile liabilities | $19,703,000 | 3,523 |
| Insider loans | $3,895,000 | 1,207 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $18,354,000 | 2,523 |
| Tier 1 (core) risk-based capital | $10,041,000 | 4,237 |
| Tier 2 risk-based capital | $1,028,000 | 3,076 |
| Total risk weighted assets | $113,713,400 | 2,661 |
| Total unused commitments | $18,354,000 | 2,526 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 49 | 3,552 |
| Assets and Liabilities | ||
| Total Assets: | $117,318,000 | 3,788 |
| Cash and due from depository institutions | $4,547,000 | 3,552 |
| Interest-bearing balances | $289,000 | 4,028 |
| Securities | $24,974,000 | 4,164 |
| Federal funds sold & reverse repurchase agreements | $10,689,000 | 1,611 |
| Net loans & leases | $73,373,000 | 3,637 |
| Loan loss allowance | $934,000 | 3,534 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,238,000 | 3,543 |
| Other real estate owned | $497,000 | 3,552 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,000,000 | 5,906 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,318,000 | 3,788 |
| Total liabilities | $107,523,000 | 3,709 |
| Total deposits | $106,880,000 | 3,501 |
| Interest-bearing deposits | $88,192,000 | 3,613 |
| Deposits held in domestic offices | $106,880,000 | 3,495 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $643,000 | 4,889 |
| Total equity capital | $9,795,000 | 4,435 |
| Total bank equity capital | $9,795,000 | 4,435 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,966,000 | 944 |
| Surplus | $2,610,000 | 4,585 |
| Undivided profits | $3,219,000 | 5,685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $515,000 | 3,905 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $466,000 | 4,873 |
| Earning assets | $109,325,000 | 3,758 |
| Long-term assets (5+ years) | $19,476,000 | 3,204 |
| Average Assets, year-to-date | $100,474,600 | 4,144 |
| Average Assets, quarterly | $109,679,000 | 3,949 |
| Volatile liabilities | $14,408,000 | 3,891 |
| Insider loans | $4,448,000 | 956 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $14,763,000 | 2,816 |
| Tier 1 (core) risk-based capital | $9,725,000 | 4,273 |
| Tier 2 risk-based capital | $940,750 | 3,196 |
| Total risk weighted assets | $91,741,750 | 3,046 |
| Total unused commitments | $14,763,000 | 2,822 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 42 | 4,197 |
| Assets and Liabilities | ||
| Total Assets: | $89,360,000 | 4,750 |
| Cash and due from depository institutions | $4,556,000 | 4,197 |
| Interest-bearing balances | $675,000 | 2,866 |
| Securities | $19,311,000 | 5,043 |
| Federal funds sold & reverse repurchase agreements | $3,321,000 | 3,698 |
| Net loans & leases | $58,186,000 | 4,432 |
| Loan loss allowance | $712,000 | 4,440 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,277,000 | 3,420 |
| Other real estate owned | $841,000 | 4,197 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $868,000 | 6,596 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,360,000 | 4,750 |
| Total liabilities | $80,188,000 | 4,771 |
| Total deposits | $79,737,000 | 4,537 |
| Interest-bearing deposits | $66,974,000 | 4,608 |
| Deposits held in domestic offices | $79,737,000 | 4,529 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $451,000 | 6,323 |
| Total equity capital | $9,172,000 | 4,644 |
| Total bank equity capital | $9,172,000 | 4,644 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,966,000 | 941 |
| Surplus | $2,610,000 | 4,572 |
| Undivided profits | $2,596,000 | 6,413 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $729,000 | 3,156 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $425,000 | 5,412 |
| Earning assets | $81,493,000 | 4,772 |
| Long-term assets (5+ years) | $15,890,000 | 3,249 |
| Average Assets, year-to-date | $84,049,000 | 4,821 |
| Average Assets, quarterly | $87,866,500 | 4,776 |
| Volatile liabilities | $9,583,000 | 5,142 |
| Insider loans | $6,118,000 | 655 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $10,579,000 | 3,320 |
| Tier 1 (core) risk-based capital | $9,135,000 | 4,519 |
| Tier 2 risk-based capital | $712,000 | 3,929 |
| Total risk weighted assets | $70,130,700 | 3,828 |
| Total unused commitments | $10,579,000 | 3,322 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 39 | 4,676 |
| Assets and Liabilities | ||
| Total Assets: | $79,496,000 | 5,357 |
| Cash and due from depository institutions | $4,723,000 | 4,676 |
| Interest-bearing balances | $1,170,000 | 2,195 |
| Securities | $19,392,000 | 5,418 |
| Federal funds sold & reverse repurchase agreements | $4,418,000 | 2,887 |
| Net loans & leases | $47,726,000 | 5,208 |
| Loan loss allowance | $754,000 | 4,429 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,802,000 | 4,089 |
| Other real estate owned | $563,000 | 4,676 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $872,000 | 6,816 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,496,000 | 5,357 |
| Total liabilities | $70,905,000 | 5,363 |
| Total deposits | $70,402,000 | 5,161 |
| Interest-bearing deposits | $59,790,000 | 5,206 |
| Deposits held in domestic offices | $70,402,000 | 5,151 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $503,000 | 5,937 |
| Total equity capital | $8,591,000 | 4,939 |
| Total bank equity capital | $8,591,000 | 4,939 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,966,000 | 995 |
| Surplus | $2,610,000 | 4,637 |
| Undivided profits | $2,015,000 | 7,241 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,017,000 | 2,642 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $287,000 | 7,095 |
| Earning assets | $72,706,000 | 5,350 |
| Long-term assets (5+ years) | $17,283,000 | 2,959 |
| Average Assets, year-to-date | $76,849,000 | 5,312 |
| Average Assets, quarterly | $77,943,500 | 5,382 |
| Volatile liabilities | $8,812,000 | 5,262 |
| Insider loans | $5,179,000 | 826 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,213,000 | 3,836 |
| Tier 1 (core) risk-based capital | $8,711,000 | 4,774 |
| Tier 2 risk-based capital | $729,070 | 3,939 |
| Total risk weighted assets | $58,300,970 | 4,499 |
| Total unused commitments | $8,213,000 | 3,851 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 36 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $73,599,000 | 5,730 |
| Cash and due from depository institutions | $3,148,000 | 5,163 |
| Interest-bearing balances | $865,000 | 2,734 |
| Securities | $22,454,000 | 5,125 |
| Federal funds sold & reverse repurchase agreements | $3,228,000 | 4,132 |
| Net loans & leases | $42,072,000 | 5,623 |
| Loan loss allowance | $615,000 | 5,205 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,285,000 | 5,160 |
| Other real estate owned | $832,000 | 5,163 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $580,000 | 8,607 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,599,000 | 5,730 |
| Total liabilities | $65,598,000 | 5,749 |
| Total deposits | $65,132,000 | 5,572 |
| Interest-bearing deposits | $56,904,000 | 5,522 |
| Deposits held in domestic offices | $65,132,000 | 5,562 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $466,000 | 6,500 |
| Total equity capital | $8,001,000 | 5,247 |
| Total bank equity capital | $8,001,000 | 5,247 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,966,000 | 1,009 |
| Surplus | $2,610,000 | 4,622 |
| Undivided profits | $1,425,000 | 8,446 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $309,000 | 5,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $259,000 | 7,760 |
| Earning assets | $68,619,000 | 5,660 |
| Long-term assets (5+ years) | $19,117,000 | 2,586 |
| Average Assets, year-to-date | $68,953,200 | 5,807 |
| Average Assets, quarterly | $72,459,500 | 5,733 |
| Volatile liabilities | $8,196,000 | 5,216 |
| Insider loans | $3,011,000 | 1,433 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,738,000 | 3,861 |
| Tier 1 (core) risk-based capital | $7,928,000 | 5,131 |
| Tier 2 risk-based capital | $615,000 | 4,480 |
| Total risk weighted assets | $52,419,700 | 4,847 |
| Total unused commitments | $7,738,000 | 3,874 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 36 | 5,348 |
| Assets and Liabilities | ||
| Total Assets: | $64,046,000 | 6,338 |
| Cash and due from depository institutions | $3,224,000 | 5,348 |
| Interest-bearing balances | $770,000 | 2,776 |
| Securities | $18,342,000 | 6,254 |
| Federal funds sold & reverse repurchase agreements | $2,285,000 | 3,474 |
| Net loans & leases | $37,219,000 | 6,088 |
| Loan loss allowance | $581,000 | 5,542 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,361,000 | 4,979 |
| Other real estate owned | $808,000 | 5,348 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $807,000 | 7,667 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,046,000 | 6,338 |
| Total liabilities | $59,527,000 | 6,205 |
| Total deposits | $59,209,000 | 5,986 |
| Interest-bearing deposits | $51,117,000 | 5,973 |
| Deposits held in domestic offices | $59,209,000 | 5,980 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $318,000 | 7,072 |
| Total equity capital | $4,519,000 | 7,634 |
| Total bank equity capital | $4,519,000 | 7,634 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,671,000 | 1,496 |
| Surplus | $1,335,000 | 7,054 |
| Undivided profits | $513,000 | 10,256 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $218,000 | 6,522 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $241,000 | 7,639 |
| Earning assets | $58,616,000 | 6,316 |
| Long-term assets (5+ years) | $17,745,000 | 2,784 |
| Average Assets, year-to-date | $62,269,000 | 6,352 |
| Average Assets, quarterly | $64,785,500 | 6,249 |
| Volatile liabilities | $6,935,000 | 5,580 |
| Insider loans | $2,192,000 | 1,911 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,554,000 | 4,600 |
| Tier 1 (core) risk-based capital | $4,760,000 | 7,473 |
| Tier 2 risk-based capital | $569,780 | 4,748 |
| Total risk weighted assets | $45,571,280 | 5,336 |
| Total unused commitments | $5,554,000 | 4,608 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 38 | 5,309 |
| Assets and Liabilities | ||
| Total Assets: | $60,560,000 | 6,804 |
| Cash and due from depository institutions | $4,561,000 | 5,309 |
| Interest-bearing balances | $1,512,000 | 2,824 |
| Securities | $14,728,000 | 7,494 |
| Federal funds sold & reverse repurchase agreements | $3,482,000 | 3,923 |
| Net loans & leases | $34,860,000 | 6,306 |
| Loan loss allowance | $576,000 | 5,753 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,464,000 | 4,765 |
| Other real estate owned | $904,000 | 5,309 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $561,000 | 8,826 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,560,000 | 6,804 |
| Total liabilities | $56,315,000 | 6,663 |
| Total deposits | $56,100,000 | 6,487 |
| Interest-bearing deposits | $47,002,000 | 6,635 |
| Deposits held in domestic offices | $56,100,000 | 6,480 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $215,000 | 8,950 |
| Total equity capital | $4,245,000 | 8,085 |
| Total bank equity capital | $4,245,000 | 8,085 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,671,000 | 1,504 |
| Surplus | $1,335,000 | 7,089 |
| Undivided profits | $239,000 | 11,595 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $723,000 | 3,929 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $218,000 | 7,704 |
| Earning assets | $54,582,000 | 6,885 |
| Long-term assets (5+ years) | $15,521,000 | 3,224 |
| Average Assets, year-to-date | $60,578,600 | 6,642 |
| Average Assets, quarterly | $61,184,500 | 6,677 |
| Volatile liabilities | $6,789,000 | 5,431 |
| Insider loans | $2,686,000 | 1,546 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,343,000 | 4,687 |
| Tier 1 (core) risk-based capital | $4,245,000 | 8,011 |
| Tier 2 risk-based capital | $528,130 | 5,038 |
| Total risk weighted assets | $42,202,430 | 5,649 |
| Total unused commitments | $5,343,000 | 4,712 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 38 | 5,417 |
| Assets and Liabilities | ||
| Total Assets: | $57,304,000 | 7,173 |
| Cash and due from depository institutions | $5,189,000 | 5,417 |
| Interest-bearing balances | $2,583,000 | 2,317 |
| Securities | $11,399,000 | 8,612 |
| Federal funds sold & reverse repurchase agreements | $4,193,000 | 3,837 |
| Net loans & leases | $33,310,000 | 6,535 |
| Loan loss allowance | $489,000 | 6,588 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,554,000 | 4,533 |
| Other real estate owned | $1,052,000 | 5,417 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $607,000 | 8,788 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,304,000 | 7,173 |
| Total liabilities | $53,376,000 | 7,050 |
| Total deposits | $53,160,000 | 6,886 |
| Interest-bearing deposits | $45,926,000 | 6,919 |
| Deposits held in domestic offices | $53,160,000 | 6,879 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $216,000 | 9,684 |
| Total equity capital | $3,928,000 | 8,356 |
| Total bank equity capital | $3,928,000 | 8,356 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,671,000 | 1,541 |
| Surplus | $1,335,000 | 7,053 |
| Undivided profits | $-78,000 | 12,743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $944,000 | 3,835 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $225,000 | 8,079 |
| Earning assets | $51,485,000 | 7,261 |
| Long-term assets (5+ years) | $13,096,000 | 3,598 |
| Average Assets, year-to-date | $54,559,600 | 7,258 |
| Average Assets, quarterly | $57,036,500 | 7,122 |
| Volatile liabilities | $5,794,000 | 6,005 |
| Insider loans | $387,000 | 2,349 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,957,000 | 6,132 |
| Tier 1 (core) risk-based capital | $3,928,000 | 8,291 |
| Tier 2 risk-based capital | $489,000 | 5,324 |
| Total risk weighted assets | $39,854,200 | 5,950 |
| Total unused commitments | $2,957,000 | 6,162 |
| Derivatives | $0 | 651 |