Home > County Bank > Income and Expense

County Bank, Income and Expense

Basic Info Reviews History Routing Number Locations

2025-03-31 (YTD Data)		Rank
Total interest income	$8,696,000	1,407
Total interest expense	$1,710,000	2,074
Net interest income	$6,986,000	1,190
Provision for loan and lease losses	$165,000	1,128
Total noninterest income	$2,747,000	696
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$145,000	1,482
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,602,000	528
Total noninterest expense	$4,094,000	1,496
Salaries and employee benefits	$2,552,000	1,385
Premises and equipment expense	$321,000	1,790
Additional noninterest expense	$2,602,000	528
Pre-tax net operating income	$5,474,000	676
Securities gains (losses)	$-232,000	4,350
Applicable income taxes	$1,333,000	549
Income before extraordinary items	$3,909,000	748
Extraordinary gains, net	$0	47
Net income	$3,909,000	760
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,909,000	748
Net charge-offs	$30,000	1,251
Cash dividends	$596,000	1,247
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$4,092,280	729
2024-12-31 (YTD Data)		Rank
Total interest income	$31,353,000	1,515
Total interest expense	$5,892,000	2,295
Net interest income	$25,461,000	1,211
Provision for loan and lease losses	$633,000	1,205
Total noninterest income	$7,113,000	938
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$602,000	1,473
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,511,000	738
Total noninterest expense	$15,615,000	1,525
Salaries and employee benefits	$9,831,000	1,401
Premises and equipment expense	$1,183,000	1,866
Additional noninterest expense	$6,511,000	738
Pre-tax net operating income	$16,326,000	793
Securities gains (losses)	$-23,000	3,723
Applicable income taxes	$3,876,000	625
Income before extraordinary items	$12,427,000	851
Extraordinary gains, net	$0	53
Net income	$12,427,000	858
Minority interest net income	$0	90
Net income of bank and minority interests.	$12,427,000	851
Net charge-offs	$522,000	897
Cash dividends	$2,293,000	1,500
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$12,445,170	857
2024-09-30 (YTD Data)		Rank
Total interest income	$22,957,000	1,525
Total interest expense	$4,320,000	2,309
Net interest income	$18,637,000	1,228
Provision for loan and lease losses	$515,000	1,065
Total noninterest income	$4,505,000	1,038
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$454,000	1,471
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,051,000	819
Total noninterest expense	$11,556,000	1,522
Salaries and employee benefits	$7,295,000	1,401
Premises and equipment expense	$908,000	1,825
Additional noninterest expense	$4,051,000	819
Pre-tax net operating income	$11,071,000	847
Securities gains (losses)	$-23,000	3,947
Applicable income taxes	$2,777,000	648
Income before extraordinary items	$8,271,000	933
Extraordinary gains, net	$0	51
Net income	$8,271,000	948
Minority interest net income	$0	82
Net income of bank and minority interests.	$8,271,000	935
Net charge-offs	$383,000	823
Cash dividends	$1,515,000	1,401
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$8,289,170	927
2024-06-30 (YTD Data)		Rank
Total interest income	$14,869,000	1,536
Total interest expense	$2,798,000	2,311
Net interest income	$12,071,000	1,250
Provision for loan and lease losses	$184,000	1,421
Total noninterest income	$2,550,000	1,162
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$305,000	1,444
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,245,000	934
Total noninterest expense	$7,597,000	1,537
Salaries and employee benefits	$4,837,000	1,411
Premises and equipment expense	$569,000	1,887
Additional noninterest expense	$2,245,000	934
Pre-tax net operating income	$6,840,000	898
Securities gains (losses)	$-23,000	3,956
Applicable income taxes	$1,705,000	681
Income before extraordinary items	$5,112,000	989
Extraordinary gains, net	$0	52
Net income	$5,112,000	1,004
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,112,000	991
Net charge-offs	$268,000	717
Cash dividends	$1,010,000	1,418
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$5,130,170	983
2024-03-31 (YTD Data)		Rank
Total interest income	$7,278,000	1,555
Total interest expense	$1,281,000	2,400
Net interest income	$5,997,000	1,258
Provision for loan and lease losses	$211,000	820
Total noninterest income	$1,149,000	1,218
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$158,000	1,408
Trading account gains and fees	NA	NA
Additional Noninterest Income	$991,000	996
Total noninterest expense	$3,717,000	1,564
Salaries and employee benefits	$2,379,000	1,436
Premises and equipment expense	$281,000	1,919
Additional noninterest expense	$991,000	996
Pre-tax net operating income	$3,218,000	924
Securities gains (losses)	$-23,000	4,165
Applicable income taxes	$792,000	704
Income before extraordinary items	$2,403,000	1,022
Extraordinary gains, net	$0	51
Net income	$2,403,000	1,033
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,403,000	1,022
Net charge-offs	$151,000	600
Cash dividends	$505,000	1,271
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$2,421,170	1,011
2023-12-31 (YTD Data)		Rank
Total interest income	$26,920,000	1,533
Total interest expense	$3,113,000	2,569
Net interest income	$23,807,000	1,255
Provision for loan and lease losses	$1,122,000	778
Total noninterest income	$4,715,000	1,239
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$574,000	1,504
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,141,000	998
Total noninterest expense	$14,256,000	1,599
Salaries and employee benefits	$9,037,000	1,452
Premises and equipment expense	$1,127,000	1,889
Additional noninterest expense	$4,141,000	998
Pre-tax net operating income	$13,144,000	953
Securities gains (losses)	$-202,000	3,960
Applicable income taxes	$2,808,000	775
Income before extraordinary items	$10,134,000	996
Extraordinary gains, net	$0	54
Net income	$10,134,000	1,010
Minority interest net income	$0	88
Net income of bank and minority interests.	$10,134,000	999
Net charge-offs	$866,000	576
Cash dividends	$2,034,000	1,508
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$10,293,580	1,003
2023-09-30 (YTD Data)		Rank
Total interest income	$19,917,000	1,509
Total interest expense	$2,153,000	2,563
Net interest income	$17,764,000	1,261
Provision for loan and lease losses	$766,000	778
Total noninterest income	$3,427,000	1,256
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$435,000	1,496
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,992,000	1,038
Total noninterest expense	$10,624,000	1,588
Salaries and employee benefits	$6,809,000	1,441
Premises and equipment expense	$795,000	1,969
Additional noninterest expense	$2,992,000	1,038
Pre-tax net operating income	$9,801,000	980
Securities gains (losses)	$55,000	243
Applicable income taxes	$2,393,000	747
Income before extraordinary items	$7,463,000	1,056
Extraordinary gains, net	$0	52
Net income	$7,463,000	1,062
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,463,000	1,056
Net charge-offs	$581,000	535
Cash dividends	$1,460,000	1,406
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$7,419,550	1,080
2023-06-30 (YTD Data)		Rank
Total interest income	$13,083,000	1,501
Total interest expense	$1,223,000	2,597
Net interest income	$11,860,000	1,267
Provision for loan and lease losses	$419,000	865
Total noninterest income	$2,055,000	1,275
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$300,000	1,452
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,755,000	1,075
Total noninterest expense	$7,185,000	1,553
Salaries and employee benefits	$4,586,000	1,423
Premises and equipment expense	$540,000	1,927
Additional noninterest expense	$1,755,000	1,074
Pre-tax net operating income	$6,311,000	1,011
Securities gains (losses)	$55,000	264
Applicable income taxes	$1,535,000	774
Income before extraordinary items	$4,831,000	1,084
Extraordinary gains, net	$0	51
Net income	$4,831,000	1,097
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,831,000	1,084
Net charge-offs	$402,000	492
Cash dividends	$831,000	1,535
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$4,787,550	1,100
2023-03-31 (YTD Data)		Rank
Total interest income	$6,400,000	1,505
Total interest expense	$383,000	2,918
Net interest income	$6,017,000	1,262
Provision for loan and lease losses	$135,000	1,121
Total noninterest income	$971,000	1,322
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$160,000	1,406
Trading account gains and fees	NA	NA
Additional Noninterest Income	$811,000	1,121
Total noninterest expense	$3,601,000	1,569
Salaries and employee benefits	$2,266,000	1,467
Premises and equipment expense	$259,000	2,007
Additional noninterest expense	$811,000	1,121
Pre-tax net operating income	$3,252,000	1,015
Securities gains (losses)	$0	950
Applicable income taxes	$782,000	785
Income before extraordinary items	$2,470,000	1,086
Extraordinary gains, net	$0	4
Net income	$2,470,000	1,085
Minority interest net income	$0	48
Net income of bank and minority interests.	$2,470,000	1,085
Net charge-offs	$238,000	402
Cash dividends	$415,000	1,374
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$2,470,000	1,099
2022-12-31 (YTD Data)		Rank
Total interest income	$21,710,000	1,471
Total interest expense	$426,000	3,407
Net interest income	$21,284,000	1,364
Provision for loan and lease losses	$150,000	1,951
Total noninterest income	$3,940,000	1,386
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$514,000	1,652
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,426,000	1,163
Total noninterest expense	$13,777,000	1,600
Salaries and employee benefits	$8,316,000	1,512
Premises and equipment expense	$984,000	2,024
Additional noninterest expense	$3,426,000	1,163
Pre-tax net operating income	$11,297,000	1,172
Securities gains (losses)	$-296,000	4,205
Applicable income taxes	$2,510,000	931
Income before extraordinary items	$8,491,000	1,247
Extraordinary gains, net	$0	5
Net income	$8,491,000	1,245
Minority interest net income	$0	63
Net income of bank and minority interests.	$8,491,000	1,247
Net charge-offs	$127,000	1,128
Cash dividends	$1,570,000	1,720
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$8,724,840	1,246
2022-09-30 (YTD Data)		Rank
Total interest income	$15,544,000	1,469
Total interest expense	$308,000	3,262
Net interest income	$15,236,000	1,393
Provision for loan and lease losses	$150,000	1,628
Total noninterest income	$2,809,000	1,441
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$962,000	846
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,847,000	1,455
Total noninterest expense	$10,100,000	1,618
Salaries and employee benefits	$6,043,000	1,563
Premises and equipment expense	$738,000	2,035
Additional noninterest expense	$1,847,000	1,455
Pre-tax net operating income	$7,795,000	1,230
Securities gains (losses)	$0	740
Applicable income taxes	$1,932,000	909
Income before extraordinary items	$5,863,000	1,311
Extraordinary gains, net	$0	4
Net income	$5,863,000	1,310
Minority interest net income	$0	57
Net income of bank and minority interests.	$5,863,000	1,311
Net charge-offs	$76,000	1,040
Cash dividends	$1,109,000	1,574
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$5,863,000	1,339
2022-06-30 (YTD Data)		Rank
Total interest income	$9,613,000	1,520
Total interest expense	$207,000	3,160
Net interest income	$9,406,000	1,454
Provision for loan and lease losses	$125,000	1,397
Total noninterest income	$1,622,000	1,567
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$629,000	852
Trading account gains and fees	NA	NA
Additional Noninterest Income	$993,000	1,688
Total noninterest expense	$6,591,000	1,628
Salaries and employee benefits	$3,977,000	1,585
Premises and equipment expense	$508,000	2,005
Additional noninterest expense	$2,106,000	1,544
Pre-tax net operating income	$4,312,000	1,335
Securities gains (losses)	$0	687
Applicable income taxes	$1,067,000	971
Income before extraordinary items	$3,245,000	1,441
Extraordinary gains, net	$0	4
Net income	$3,245,000	1,440
Minority interest net income	$0	60
Net income of bank and minority interests.	$3,245,000	1,441
Net charge-offs	$15,000	1,434
Cash dividends	$740,000	1,571
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$3,245,000	1,478
2022-03-31 (YTD Data)		Rank
Total interest income	$4,565,000	1,540
Total interest expense	$107,000	3,096
Net interest income	$4,458,000	1,481
Provision for loan and lease losses	$50,000	1,338
Total noninterest income	$751,000	1,644
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$296,000	883
Trading account gains and fees	NA	NA
Additional Noninterest Income	$455,000	1,770
Total noninterest expense	$3,246,000	1,631
Salaries and employee benefits	$1,949,000	1,599
Premises and equipment expense	$278,000	1,939
Additional noninterest expense	$1,019,000	1,553
Pre-tax net operating income	$1,913,000	1,392
Securities gains (losses)	$0	623
Applicable income taxes	$481,000	992
Income before extraordinary items	$1,432,000	1,502
Extraordinary gains, net	$0	4
Net income	$1,432,000	1,501
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,432,000	1,502
Net charge-offs	$20,000	954
Cash dividends	$370,000	1,370
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,432,000	1,519
2021-12-31 (YTD Data)		Rank
Total interest income	$16,773,000	1,712
Total interest expense	$486,000	3,204
Net interest income	$16,287,000	1,614
Provision for loan and lease losses	$-300,000	4,359
Total noninterest income	$2,642,000	1,943
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$1,324,000	772
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,318,000	2,359
Total noninterest expense	$12,424,000	1,699
Salaries and employee benefits	$7,338,000	1,658
Premises and equipment expense	$965,000	2,083
Additional noninterest expense	$4,121,000	1,551
Pre-tax net operating income	$6,805,000	1,668
Securities gains (losses)	$0	2,062
Applicable income taxes	$1,555,000	1,288
Income before extraordinary items	$5,250,000	1,825
Extraordinary gains, net	$0	10
Net income	$5,250,000	1,825
Minority interest net income	$0	74
Net income of bank and minority interests.	$5,250,000	1,826
Net charge-offs	$-1,119,000	4,788
Cash dividends	$1,360,000	1,908
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$5,250,000	1,785
2021-09-30 (YTD Data)		Rank
Total interest income	$12,262,000	1,776
Total interest expense	$373,000	3,276
Net interest income	$11,889,000	1,675
Provision for loan and lease losses	$-300,000	4,489
Total noninterest income	$1,883,000	2,038
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$982,000	778
Trading account gains and fees	NA	NA
Additional Noninterest Income	$901,000	2,497
Total noninterest expense	$9,162,000	1,723
Salaries and employee benefits	$5,364,000	1,697
Premises and equipment expense	$720,000	2,107
Additional noninterest expense	$3,078,000	1,560
Pre-tax net operating income	$4,910,000	1,787
Securities gains (losses)	$0	2,015
Applicable income taxes	$1,224,000	1,309
Income before extraordinary items	$3,686,000	1,983
Extraordinary gains, net	$0	8
Net income	$3,686,000	1,982
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,686,000	1,983
Net charge-offs	$-1,109,000	4,871
Cash dividends	$968,000	1,779
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,686,000	1,959
2021-06-30 (YTD Data)		Rank
Total interest income	$8,147,000	1,786
Total interest expense	$246,000	3,365
Net interest income	$7,901,000	1,667
Provision for loan and lease losses	$-300,000	4,568
Total noninterest income	$1,189,000	2,049
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$646,000	757
Trading account gains and fees	NA	NA
Additional Noninterest Income	$543,000	2,546
Total noninterest expense	$5,959,000	1,747
Salaries and employee benefits	$3,470,000	1,725
Premises and equipment expense	$488,000	2,089
Additional noninterest expense	$2,001,000	1,572
Pre-tax net operating income	$3,431,000	1,695
Securities gains (losses)	$0	1,818
Applicable income taxes	$857,000	1,263
Income before extraordinary items	$2,574,000	1,900
Extraordinary gains, net	$0	6
Net income	$2,574,000	1,899
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,574,000	1,900
Net charge-offs	$-755,000	4,899
Cash dividends	$643,000	1,737
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,574,000	1,865
2021-03-31 (YTD Data)		Rank
Total interest income	$4,056,000	1,786
Total interest expense	$119,000	3,478
Net interest income	$3,937,000	1,667
Provision for loan and lease losses	$0	2,741
Total noninterest income	$544,000	2,146
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$103,000	1,750
Trading account gains and fees	NA	NA
Additional Noninterest Income	$441,000	2,044
Total noninterest expense	$2,917,000	1,755
Salaries and employee benefits	$1,735,000	1,717
Premises and equipment expense	$252,000	2,057
Additional noninterest expense	$930,000	1,627
Pre-tax net operating income	$1,564,000	1,826
Securities gains (losses)	$0	1,392
Applicable income taxes	$403,000	1,301
Income before extraordinary items	$1,161,000	2,033
Extraordinary gains, net	$0	3
Net income	$1,161,000	2,032
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,161,000	2,033
Net charge-offs	$-464,000	4,926
Cash dividends	$324,000	1,517
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,161,000	1,993
2020-12-31 (YTD Data)		Rank
Total interest income	$16,069,000	1,786
Total interest expense	$519,000	3,800
Net interest income	$15,550,000	1,602
Provision for loan and lease losses	$603,000	2,048
Total noninterest income	$2,077,000	2,081
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$460,000	1,699
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,617,000	2,015
Total noninterest expense	$10,950,000	1,825
Salaries and employee benefits	$6,629,000	1,754
Premises and equipment expense	$881,000	2,200
Additional noninterest expense	$3,440,000	1,723
Pre-tax net operating income	$6,074,000	1,554
Securities gains (losses)	$170,000	1,112
Applicable income taxes	$1,429,000	1,171
Income before extraordinary items	$4,815,000	1,675
Extraordinary gains, net	$0	4
Net income	$4,815,000	1,675
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,815,000	1,675
Net charge-offs	$153,000	1,714
Cash dividends	$935,000	2,295
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$4,680,700	1,678
2020-09-30 (YTD Data)		Rank
Total interest income	$11,845,000	1,821
Total interest expense	$388,000	3,881
Net interest income	$11,457,000	1,612
Provision for loan and lease losses	$603,000	1,809
Total noninterest income	$1,542,000	2,061
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$342,000	1,712
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,200,000	1,971
Total noninterest expense	$8,084,000	1,832
Salaries and employee benefits	$4,990,000	1,732
Premises and equipment expense	$643,000	2,234
Additional noninterest expense	$2,451,000	1,766
Pre-tax net operating income	$4,312,000	1,591
Securities gains (losses)	$169,000	971
Applicable income taxes	$1,156,000	1,076
Income before extraordinary items	$3,325,000	1,767
Extraordinary gains, net	$0	4
Net income	$3,325,000	1,767
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,325,000	1,767
Net charge-offs	$-47,000	4,635
Cash dividends	$615,000	2,127
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,191,490	1,765
2020-06-30 (YTD Data)		Rank
Total interest income	$7,791,000	1,868
Total interest expense	$258,000	3,969
Net interest income	$7,533,000	1,631
Provision for loan and lease losses	$325,000	1,964
Total noninterest income	$1,009,000	2,013
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$242,000	1,665
Trading account gains and fees	NA	NA
Additional Noninterest Income	$767,000	1,948
Total noninterest expense	$5,212,000	1,878
Salaries and employee benefits	$3,209,000	1,782
Premises and equipment expense	$423,000	2,249
Additional noninterest expense	$1,580,000	1,807
Pre-tax net operating income	$3,005,000	1,445
Securities gains (losses)	$42,000	1,369
Applicable income taxes	$786,000	996
Income before extraordinary items	$2,261,000	1,671
Extraordinary gains, net	$0	4
Net income	$2,261,000	1,672
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,261,000	1,672
Net charge-offs	$-35,000	4,660
Cash dividends	$319,000	2,346
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,227,820	1,640
2020-03-31 (YTD Data)		Rank
Total interest income	$3,926,000	1,838
Total interest expense	$130,000	4,072
Net interest income	$3,796,000	1,577
Provision for loan and lease losses	$0	3,711
Total noninterest income	$518,000	1,905
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$153,000	1,607
Trading account gains and fees	NA	NA
Additional Noninterest Income	$365,000	1,819
Total noninterest expense	$2,656,000	1,857
Salaries and employee benefits	$1,733,000	1,688
Premises and equipment expense	$201,000	2,343
Additional noninterest expense	$722,000	1,984
Pre-tax net operating income	$1,658,000	1,228
Securities gains (losses)	$0	1,705
Applicable income taxes	$428,000	826
Income before extraordinary items	$1,230,000	1,398
Extraordinary gains, net	$0	4
Net income	$1,230,000	1,396
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,230,000	1,398
Net charge-offs	$-59,000	4,894
Cash dividends	$205,000	1,902
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,230,000	1,377
2019-12-31 (YTD Data)		Rank
Total interest income	$15,764,000	1,854
Total interest expense	$457,000	4,223
Net interest income	$15,307,000	1,562
Provision for loan and lease losses	$-367,000	5,080
Total noninterest income	$2,087,000	1,926
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$645,000	1,595
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,442,000	1,832
Total noninterest expense	$10,607,000	1,832
Salaries and employee benefits	$6,542,000	1,719
Premises and equipment expense	$861,000	2,242
Additional noninterest expense	$3,204,000	1,804
Pre-tax net operating income	$7,154,000	1,339
Securities gains (losses)	$-50,000	5,014
Applicable income taxes	$1,677,000	1,012
Income before extraordinary items	$5,427,000	1,500
Extraordinary gains, net	$0	11
Net income	$5,427,000	1,501
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,427,000	1,502
Net charge-offs	$-119,000	4,927
Cash dividends	$1,700,000	1,741
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$5,466,500	1,457
2019-09-30 (YTD Data)		Rank
Total interest income	$11,909,000	1,865
Total interest expense	$339,000	4,285
Net interest income	$11,570,000	1,571
Provision for loan and lease losses	$10,000	3,687
Total noninterest income	$1,572,000	1,922
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$491,000	1,584
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,081,000	1,828
Total noninterest expense	$8,010,000	1,818
Salaries and employee benefits	$4,894,000	1,732
Premises and equipment expense	$640,000	2,266
Additional noninterest expense	$2,476,000	1,774
Pre-tax net operating income	$5,122,000	1,413
Securities gains (losses)	$-50,000	5,104
Applicable income taxes	$1,308,000	1,027
Income before extraordinary items	$3,764,000	1,612
Extraordinary gains, net	$0	11
Net income	$3,764,000	1,613
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,764,000	1,613
Net charge-offs	$-72,000	4,895
Cash dividends	$1,200,000	1,625
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,803,500	1,568
2019-06-30 (YTD Data)		Rank
Total interest income	$7,919,000	1,864
Total interest expense	$229,000	4,293
Net interest income	$7,690,000	1,579
Provision for loan and lease losses	$10,000	3,472
Total noninterest income	$1,085,000	1,876
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$333,000	1,550
Trading account gains and fees	NA	NA
Additional Noninterest Income	$752,000	1,774
Total noninterest expense	$5,414,000	1,802
Salaries and employee benefits	$3,285,000	1,733
Premises and equipment expense	$422,000	2,292
Additional noninterest expense	$1,707,000	1,723
Pre-tax net operating income	$3,351,000	1,412
Securities gains (losses)	$0	1,702
Applicable income taxes	$864,000	997
Income before extraordinary items	$2,487,000	1,614
Extraordinary gains, net	$0	11
Net income	$2,487,000	1,615
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,487,000	1,615
Net charge-offs	$-60,000	4,956
Cash dividends	$790,000	1,663
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,487,000	1,581
2019-03-31 (YTD Data)		Rank
Total interest income	$3,946,000	1,871
Total interest expense	$118,000	4,271
Net interest income	$3,828,000	1,593
Provision for loan and lease losses	$10,000	3,068
Total noninterest income	$514,000	1,893
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$167,000	1,530
Trading account gains and fees	NA	NA
Additional Noninterest Income	$347,000	1,817
Total noninterest expense	$2,703,000	1,803
Salaries and employee benefits	$1,613,000	1,762
Premises and equipment expense	$211,000	2,323
Additional noninterest expense	$879,000	1,686
Pre-tax net operating income	$1,629,000	1,425
Securities gains (losses)	$0	1,087
Applicable income taxes	$420,000	1,007
Income before extraordinary items	$1,209,000	1,610
Extraordinary gains, net	$0	5
Net income	$1,209,000	1,608
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,209,000	1,609
Net charge-offs	$-51,000	5,076
Cash dividends	$400,000	1,497
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,209,000	1,590
2018-12-31 (YTD Data)		Rank
Total interest income	$14,947,000	1,868
Total interest expense	$301,000	4,484
Net interest income	$14,646,000	1,642
Provision for loan and lease losses	$45,000	3,544
Total noninterest income	$2,111,000	1,931
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$751,000	1,446
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,360,000	1,897
Total noninterest expense	$10,578,000	1,811
Salaries and employee benefits	$6,378,000	1,725
Premises and equipment expense	$927,000	2,148
Additional noninterest expense	$3,273,000	1,775
Pre-tax net operating income	$6,134,000	1,483
Securities gains (losses)	$-51,000	4,856
Applicable income taxes	$1,403,000	1,096
Income before extraordinary items	$4,680,000	1,672
Extraordinary gains, net	$0	6
Net income	$4,680,000	1,671
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,680,000	1,671
Net charge-offs	$65,000	2,448
Cash dividends	$1,280,000	1,937
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$4,720,290	1,652
2018-09-30 (YTD Data)		Rank
Total interest income	$10,985,000	1,883
Total interest expense	$212,000	4,543
Net interest income	$10,773,000	1,672
Provision for loan and lease losses	$45,000	3,238
Total noninterest income	$1,552,000	1,965
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$565,000	1,450
Trading account gains and fees	NA	NA
Additional Noninterest Income	$987,000	1,955
Total noninterest expense	$7,917,000	1,816
Salaries and employee benefits	$4,744,000	1,740
Premises and equipment expense	$686,000	2,187
Additional noninterest expense	$2,487,000	1,762
Pre-tax net operating income	$4,363,000	1,570
Securities gains (losses)	$13,000	656
Applicable income taxes	$1,127,000	1,075
Income before extraordinary items	$3,249,000	1,799
Extraordinary gains, net	$0	5
Net income	$3,249,000	1,798
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,249,000	1,798
Net charge-offs	$77,000	1,925
Cash dividends	$960,000	1,712
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,238,730	1,789
2018-06-30 (YTD Data)		Rank
Total interest income	$7,193,000	1,898
Total interest expense	$143,000	4,519
Net interest income	$7,050,000	1,696
Provision for loan and lease losses	$45,000	2,895
Total noninterest income	$1,022,000	1,990
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$377,000	1,443
Trading account gains and fees	NA	NA
Additional Noninterest Income	$645,000	1,968
Total noninterest expense	$5,264,000	1,831
Salaries and employee benefits	$3,165,000	1,752
Premises and equipment expense	$451,000	2,230
Additional noninterest expense	$1,648,000	1,769
Pre-tax net operating income	$2,763,000	1,612
Securities gains (losses)	$13,000	554
Applicable income taxes	$715,000	1,103
Income before extraordinary items	$2,061,000	1,839
Extraordinary gains, net	$0	6
Net income	$2,061,000	1,837
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,061,000	1,838
Net charge-offs	$68,000	1,558
Cash dividends	$640,000	1,719
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,050,730	1,838
2018-03-31 (YTD Data)		Rank
Total interest income	$3,598,000	1,886
Total interest expense	$67,000	4,599
Net interest income	$3,531,000	1,686
Provision for loan and lease losses	$30,000	2,415
Total noninterest income	$506,000	1,983
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$188,000	1,453
Trading account gains and fees	NA	NA
Additional Noninterest Income	$318,000	1,958
Total noninterest expense	$2,646,000	1,842
Salaries and employee benefits	$1,603,000	1,756
Premises and equipment expense	$229,000	2,232
Additional noninterest expense	$814,000	1,791
Pre-tax net operating income	$1,361,000	1,604
Securities gains (losses)	$13,000	406
Applicable income taxes	$354,000	1,086
Income before extraordinary items	$1,020,000	1,817
Extraordinary gains, net	$0	7
Net income	$1,020,000	1,816
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,020,000	1,817
Net charge-offs	$64,000	1,060
Cash dividends	$320,000	1,545
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,009,730	1,826
2017-12-31 (YTD Data)		Rank
Total interest income	$13,745,000	1,900
Total interest expense	$245,000	4,657
Net interest income	$13,500,000	1,725
Provision for loan and lease losses	$150,000	2,647
Total noninterest income	$1,951,000	2,060
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$770,000	1,465
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,181,000	2,080
Total noninterest expense	$10,344,000	1,857
Salaries and employee benefits	$6,219,000	1,760
Premises and equipment expense	$885,000	2,283
Additional noninterest expense	$3,240,000	1,828
Pre-tax net operating income	$4,957,000	1,728
Securities gains (losses)	$-29,000	5,220
Applicable income taxes	$2,407,000	1,144
Income before extraordinary items	$2,521,000	2,318
Extraordinary gains, net	$0	9
Net income	$2,521,000	2,318
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,521,000	2,318
Net charge-offs	$261,000	1,595
Cash dividends	$1,025,000	2,153
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,539,560	2,285
2017-09-30 (YTD Data)		Rank
Total interest income	$10,065,000	1,938
Total interest expense	$180,000	4,706
Net interest income	$9,885,000	1,765
Provision for loan and lease losses	$150,000	2,287
Total noninterest income	$1,436,000	2,111
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$583,000	1,460
Trading account gains and fees	NA	NA
Additional Noninterest Income	$853,000	2,156
Total noninterest expense	$7,722,000	1,859
Salaries and employee benefits	$4,595,000	1,799
Premises and equipment expense	$672,000	2,279
Additional noninterest expense	$2,455,000	1,811
Pre-tax net operating income	$3,449,000	1,856
Securities gains (losses)	$0	2,274
Applicable income taxes	$1,194,000	1,300
Income before extraordinary items	$2,255,000	2,193
Extraordinary gains, net	$0	9
Net income	$2,255,000	2,194
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,255,000	2,194
Net charge-offs	$247,000	1,247
Cash dividends	$725,000	2,034
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,255,000	2,164
2017-06-30 (YTD Data)		Rank
Total interest income	$6,535,000	1,966
Total interest expense	$119,000	4,711
Net interest income	$6,416,000	1,789
Provision for loan and lease losses	$150,000	1,808
Total noninterest income	$923,000	2,158
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$398,000	1,418
Trading account gains and fees	NA	NA
Additional Noninterest Income	$525,000	2,268
Total noninterest expense	$5,108,000	1,875
Salaries and employee benefits	$3,034,000	1,812
Premises and equipment expense	$445,000	2,297
Additional noninterest expense	$1,629,000	1,806
Pre-tax net operating income	$2,081,000	1,969
Securities gains (losses)	$0	1,906
Applicable income taxes	$711,000	1,381
Income before extraordinary items	$1,370,000	2,314
Extraordinary gains, net	$0	11
Net income	$1,370,000	2,315
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,370,000	2,315
Net charge-offs	$79,000	1,693
Cash dividends	$425,000	2,187
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,370,000	2,278
2017-03-31 (YTD Data)		Rank
Total interest income	$3,215,000	1,980
Total interest expense	$59,000	4,747
Net interest income	$3,156,000	1,810
Provision for loan and lease losses	$90,000	1,522
Total noninterest income	$506,000	2,033
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$197,000	1,427
Trading account gains and fees	NA	NA
Additional Noninterest Income	$309,000	2,058
Total noninterest expense	$2,546,000	1,898
Salaries and employee benefits	$1,500,000	1,850
Premises and equipment expense	$214,000	2,398
Additional noninterest expense	$832,000	1,777
Pre-tax net operating income	$1,026,000	1,927
Securities gains (losses)	$0	1,153
Applicable income taxes	$356,000	1,350
Income before extraordinary items	$670,000	2,269
Extraordinary gains, net	$0	8
Net income	$670,000	2,268
Minority interest net income	$0	55
Net income of bank and minority interests.	$670,000	2,269
Net charge-offs	$-23,000	5,304
Cash dividends	$175,000	2,044
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$670,000	2,238
2016-12-31 (YTD Data)		Rank
Total interest income	$12,814,000	1,959
Total interest expense	$308,000	4,420
Net interest income	$12,506,000	1,796
Provision for loan and lease losses	$1,460,000	662
Total noninterest income	$2,673,000	1,770
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$747,000	1,527
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,926,000	1,630
Total noninterest expense	$10,386,000	1,840
Salaries and employee benefits	$6,284,000	1,711
Premises and equipment expense	$904,000	2,306
Additional noninterest expense	$3,198,000	1,867
Pre-tax net operating income	$3,333,000	2,212
Securities gains (losses)	$41,000	1,967
Applicable income taxes	$1,241,000	1,445
Income before extraordinary items	$2,133,000	2,683
Extraordinary gains, net	$0	5
Net income	$2,133,000	2,681
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,133,000	2,682
Net charge-offs	$2,811,000	305
Cash dividends	$440,000	3,111
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,106,760	2,646
2016-09-30 (YTD Data)		Rank
Total interest income	$9,622,000	1,959
Total interest expense	$241,000	4,406
Net interest income	$9,381,000	1,793
Provision for loan and lease losses	$1,360,000	548
Total noninterest income	$2,070,000	1,738
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$551,000	1,550
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,519,000	1,580
Total noninterest expense	$7,775,000	1,841
Salaries and employee benefits	$4,728,000	1,708
Premises and equipment expense	$668,000	2,332
Additional noninterest expense	$2,379,000	1,880
Pre-tax net operating income	$2,316,000	2,379
Securities gains (losses)	$41,000	1,907
Applicable income taxes	$776,000	1,652
Income before extraordinary items	$1,581,000	2,740
Extraordinary gains, net	$0	5
Net income	$1,581,000	2,740
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,581,000	2,740
Net charge-offs	$2,724,000	237
Cash dividends	$289,000	2,935
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,553,530	2,711
2016-06-30 (YTD Data)		Rank
Total interest income	$6,407,000	1,965
Total interest expense	$165,000	4,396
Net interest income	$6,242,000	1,803
Provision for loan and lease losses	$1,210,000	434
Total noninterest income	$1,415,000	1,686
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$357,000	1,568
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,058,000	1,489
Total noninterest expense	$5,268,000	1,813
Salaries and employee benefits	$3,169,000	1,699
Premises and equipment expense	$455,000	2,299
Additional noninterest expense	$1,644,000	1,825
Pre-tax net operating income	$1,179,000	2,785
Securities gains (losses)	$41,000	1,569
Applicable income taxes	$403,000	1,880
Income before extraordinary items	$817,000	3,151
Extraordinary gains, net	$0	16
Net income	$817,000	3,148
Minority interest net income	$0	71
Net income of bank and minority interests.	$817,000	3,149
Net charge-offs	$2,785,000	175
Cash dividends	$114,000	3,192
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$789,530	3,146
2016-03-31 (YTD Data)		Rank
Total interest income	$3,207,000	1,966
Total interest expense	$86,000	4,373
Net interest income	$3,121,000	1,798
Provision for loan and lease losses	$150,000	1,146
Total noninterest income	$727,000	1,630
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$165,000	1,666
Trading account gains and fees	$0	142
Additional Noninterest Income	$562,000	1,406
Total noninterest expense	$2,655,000	1,808
Salaries and employee benefits	$1,593,000	1,707
Premises and equipment expense	$226,000	2,321
Additional noninterest expense	$836,000	1,775
Pre-tax net operating income	$1,043,000	1,861
Securities gains (losses)	$0	2,077
Applicable income taxes	$347,000	1,357
Income before extraordinary items	$696,000	2,215
Extraordinary gains, net	$0	12
Net income	$696,000	2,215
Minority interest net income	$0	62
Net income of bank and minority interests.	$696,000	2,215
Net charge-offs	$0	3,094
Cash dividends	$114,000	2,313
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$696,000	2,150
2015-12-31 (YTD Data)		Rank
Total interest income	$12,720,000	1,935
Total interest expense	$827,000	2,759
Net interest income	$11,893,000	1,842
Provision for loan and lease losses	$560,000	1,236
Total noninterest income	$2,556,000	1,801
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$827,000	1,434
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,729,000	1,687
Total noninterest expense	$10,468,000	1,808
Salaries and employee benefits	$6,099,000	1,724
Premises and equipment expense	$985,000	2,196
Additional noninterest expense	$3,384,000	1,791
Pre-tax net operating income	$3,421,000	2,106
Securities gains (losses)	$0	3,216
Applicable income taxes	$1,302,000	1,343
Income before extraordinary items	$2,119,000	2,615
Extraordinary gains, net	$2,000,000	3
Net income	$4,119,000	1,567
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,119,000	1,567
Net charge-offs	$260,000	1,737
Cash dividends	$1,414,000	1,716
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,119,000	2,564
2015-09-30 (YTD Data)		Rank
Total interest income	$9,535,000	1,950
Total interest expense	$722,000	2,507
Net interest income	$8,813,000	1,870
Provision for loan and lease losses	$420,000	1,191
Total noninterest income	$1,858,000	1,849
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$643,000	1,411
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,215,000	1,786
Total noninterest expense	$7,733,000	1,841
Salaries and employee benefits	$4,468,000	1,759
Premises and equipment expense	$733,000	2,240
Additional noninterest expense	$2,532,000	1,785
Pre-tax net operating income	$2,518,000	2,178
Securities gains (losses)	$0	3,031
Applicable income taxes	$770,000	1,620
Income before extraordinary items	$1,748,000	2,499
Extraordinary gains, net	$0	21
Net income	$1,748,000	2,500
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,748,000	2,500
Net charge-offs	$257,000	1,323
Cash dividends	$313,000	2,756
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,748,000	2,456
2015-06-30 (YTD Data)		Rank
Total interest income	$6,311,000	1,953
Total interest expense	$567,000	2,245
Net interest income	$5,744,000	1,906
Provision for loan and lease losses	$210,000	1,436
Total noninterest income	$1,115,000	1,993
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$423,000	1,396
Trading account gains and fees	$0	157
Additional Noninterest Income	$692,000	1,982
Total noninterest expense	$5,099,000	1,868
Salaries and employee benefits	$3,004,000	1,761
Premises and equipment expense	$473,000	2,311
Additional noninterest expense	$1,622,000	1,864
Pre-tax net operating income	$1,550,000	2,286
Securities gains (losses)	$0	2,636
Applicable income taxes	$454,000	1,721
Income before extraordinary items	$1,096,000	2,590
Extraordinary gains, net	$0	22
Net income	$1,096,000	2,592
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,096,000	2,592
Net charge-offs	$-4,000	4,963
Cash dividends	$248,000	2,610
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,096,000	2,533
2015-03-31 (YTD Data)		Rank
Total interest income	$3,157,000	1,953
Total interest expense	$301,000	2,162
Net interest income	$2,856,000	1,920
Provision for loan and lease losses	$0	3,703
Total noninterest income	$381,000	2,457
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$201,000	1,441
Trading account gains and fees	$0	152
Additional Noninterest Income	$180,000	2,768
Total noninterest expense	$2,561,000	1,860
Salaries and employee benefits	$1,572,000	1,699
Premises and equipment expense	$230,000	2,386
Additional noninterest expense	$759,000	1,962
Pre-tax net operating income	$676,000	2,480
Securities gains (losses)	$0	2,027
Applicable income taxes	$192,000	1,867
Income before extraordinary items	$484,000	2,783
Extraordinary gains, net	$0	13
Net income	$484,000	2,786
Minority interest net income	$0	64
Net income of bank and minority interests.	$484,000	2,786
Net charge-offs	$-2,000	4,668
Cash dividends	$70,000	2,495
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$484,000	2,707
2014-12-31 (YTD Data)		Rank
Total interest income	$13,131,000	1,895
Total interest expense	$1,349,000	2,068
Net interest income	$11,782,000	1,859
Provision for loan and lease losses	$840,000	994
Total noninterest income	$1,984,000	2,117
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$800,000	1,588
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,184,000	2,092
Total noninterest expense	$10,621,000	1,796
Salaries and employee benefits	$5,974,000	1,730
Premises and equipment expense	$1,133,000	2,019
Additional noninterest expense	$3,514,000	1,767
Pre-tax net operating income	$2,305,000	2,741
Securities gains (losses)	$0	3,259
Applicable income taxes	$574,000	2,070
Income before extraordinary items	$1,731,000	2,973
Extraordinary gains, net	$0	17
Net income	$1,731,000	2,972
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,731,000	2,973
Net charge-offs	$1,316,000	719
Cash dividends	$228,000	3,627
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,731,000	2,928
2014-09-30 (YTD Data)		Rank
Total interest income	$9,669,000	1,936
Total interest expense	$1,030,000	2,073
Net interest income	$8,639,000	1,901
Provision for loan and lease losses	$630,000	958
Total noninterest income	$1,465,000	2,147
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$587,000	1,623
Trading account gains and fees	$0	174
Additional Noninterest Income	$878,000	2,114
Total noninterest expense	$8,103,000	1,767
Salaries and employee benefits	$4,588,000	1,692
Premises and equipment expense	$843,000	2,052
Additional noninterest expense	$2,672,000	1,726
Pre-tax net operating income	$1,371,000	3,203
Securities gains (losses)	$0	2,980
Applicable income taxes	$364,000	2,283
Income before extraordinary items	$1,007,000	3,487
Extraordinary gains, net	$0	15
Net income	$1,007,000	3,487
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,007,000	3,488
Net charge-offs	$1,282,000	560
Cash dividends	$228,000	2,976
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,007,000	3,431
2014-06-30 (YTD Data)		Rank
Total interest income	$6,391,000	1,948
Total interest expense	$693,000	2,068
Net interest income	$5,698,000	1,902
Provision for loan and lease losses	$420,000	963
Total noninterest income	$912,000	2,212
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$385,000	1,617
Trading account gains and fees	$0	172
Additional Noninterest Income	$527,000	2,246
Total noninterest expense	$5,370,000	1,769
Salaries and employee benefits	$2,988,000	1,727
Premises and equipment expense	$577,000	2,023
Additional noninterest expense	$1,805,000	1,705
Pre-tax net operating income	$820,000	3,324
Securities gains (losses)	$0	2,580
Applicable income taxes	$186,000	2,484
Income before extraordinary items	$634,000	3,527
Extraordinary gains, net	$0	20
Net income	$634,000	3,532
Minority interest net income	$0	80
Net income of bank and minority interests.	$634,000	3,533
Net charge-offs	$181,000	1,677
Cash dividends	$158,000	2,894
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$634,000	3,471
2014-03-31 (YTD Data)		Rank
Total interest income	$3,186,000	1,943
Total interest expense	$351,000	2,067
Net interest income	$2,835,000	1,908
Provision for loan and lease losses	$210,000	953
Total noninterest income	$437,000	2,236
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$194,000	1,592
Trading account gains and fees	$0	147
Additional Noninterest Income	$243,000	2,290
Total noninterest expense	$2,753,000	1,736
Salaries and employee benefits	$1,580,000	1,646
Premises and equipment expense	$304,000	1,962
Additional noninterest expense	$869,000	1,757
Pre-tax net operating income	$309,000	3,767
Securities gains (losses)	$0	1,715
Applicable income taxes	$40,000	3,106
Income before extraordinary items	$269,000	3,734
Extraordinary gains, net	$0	16
Net income	$269,000	3,737
Minority interest net income	$0	66
Net income of bank and minority interests.	$269,000	3,737
Net charge-offs	$62,000	1,700
Cash dividends	$94,000	2,301
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$269,000	3,683
2013-12-31 (YTD Data)		Rank
Total interest income	$12,569,000	1,968
Total interest expense	$1,503,000	2,158
Net interest income	$11,066,000	1,920
Provision for loan and lease losses	$1,240,000	920
Total noninterest income	$2,238,000	1,995
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$710,000	1,810
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,528,000	1,820
Total noninterest expense	$10,569,000	1,808
Salaries and employee benefits	$5,942,000	1,726
Premises and equipment expense	$1,121,000	2,030
Additional noninterest expense	$3,506,000	1,817
Pre-tax net operating income	$1,495,000	3,417
Securities gains (losses)	$0	3,182
Applicable income taxes	$72,000	3,595
Income before extraordinary items	$1,423,000	3,254
Extraordinary gains, net	$0	29
Net income	$1,423,000	3,256
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,423,000	3,257
Net charge-offs	$2,468,000	637
Cash dividends	$241,000	3,463
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,423,000	3,199
2013-09-30 (YTD Data)		Rank
Total interest income	$9,730,000	1,930
Total interest expense	$1,141,000	2,199
Net interest income	$8,589,000	1,872
Provision for loan and lease losses	$1,600,000	604
Total noninterest income	$1,459,000	2,253
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$527,000	1,832
Trading account gains and fees	$0	180
Additional Noninterest Income	$932,000	2,145
Total noninterest expense	$7,972,000	1,805
Salaries and employee benefits	$4,456,000	1,733
Premises and equipment expense	$825,000	2,088
Additional noninterest expense	$2,691,000	1,759
Pre-tax net operating income	$476,000	4,827
Securities gains (losses)	$0	3,040
Applicable income taxes	$27,000	3,985
Income before extraordinary items	$449,000	4,754
Extraordinary gains, net	$0	25
Net income	$449,000	4,756
Minority interest net income	$0	84
Net income of bank and minority interests.	$449,000	4,757
Net charge-offs	$1,709,000	672
Cash dividends	$93,000	3,367
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$449,000	4,669
2013-06-30 (YTD Data)		Rank
Total interest income	$6,698,000	1,865
Total interest expense	$771,000	2,215
Net interest income	$5,927,000	1,800
Provision for loan and lease losses	$1,460,000	492
Total noninterest income	$982,000	2,244
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$359,000	1,771
Trading account gains and fees	$0	157
Additional Noninterest Income	$623,000	2,183
Total noninterest expense	$5,287,000	1,808
Salaries and employee benefits	$2,962,000	1,747
Premises and equipment expense	$555,000	2,066
Additional noninterest expense	$1,770,000	1,788
Pre-tax net operating income	$162,000	5,540
Securities gains (losses)	$0	2,791
Applicable income taxes	$-2,000	6,540
Income before extraordinary items	$164,000	5,480
Extraordinary gains, net	$0	22
Net income	$164,000	5,483
Minority interest net income	$0	82
Net income of bank and minority interests.	$164,000	5,483
Net charge-offs	$1,724,000	512
Cash dividends	$47,000	3,308
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$164,000	5,358
2013-03-31 (YTD Data)		Rank
Total interest income	$3,519,000	1,797
Total interest expense	$400,000	2,196
Net interest income	$3,119,000	1,725
Provision for loan and lease losses	$1,250,000	313
Total noninterest income	$457,000	2,352
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$180,000	1,757
Trading account gains and fees	$0	148
Additional Noninterest Income	$277,000	2,331
Total noninterest expense	$2,724,000	1,777
Salaries and employee benefits	$1,642,000	1,604
Premises and equipment expense	$262,000	2,226
Additional noninterest expense	$820,000	1,913
Pre-tax net operating income	$-398,000	6,832
Securities gains (losses)	$0	1,966
Applicable income taxes	$-176,000	6,951
Income before extraordinary items	$-222,000	6,765
Extraordinary gains, net	$0	10
Net income	$-222,000	6,765
Minority interest net income	$0	76
Net income of bank and minority interests.	$-222,000	6,765
Net charge-offs	$903,000	511
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$-222,000	6,745
2012-12-31 (YTD Data)		Rank
Total interest income	$13,656,000	1,930
Total interest expense	$1,891,000	2,233
Net interest income	$11,765,000	1,865
Provision for loan and lease losses	$462,000	2,828
Total noninterest income	$1,962,000	2,212
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$765,000	1,754
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,197,000	2,148
Total noninterest expense	$10,562,000	1,822
Salaries and employee benefits	$5,494,000	1,835
Premises and equipment expense	$1,107,000	2,079
Additional noninterest expense	$3,961,000	1,684
Pre-tax net operating income	$2,703,000	2,277
Securities gains (losses)	$0	3,810
Applicable income taxes	$736,000	1,787
Income before extraordinary items	$1,967,000	2,612
Extraordinary gains, net	$0	29
Net income	$1,967,000	2,615
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,967,000	2,613
Net charge-offs	$1,108,000	1,720
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,967,000	2,494
2012-09-30 (YTD Data)		Rank
Total interest income	$10,392,000	1,928
Total interest expense	$1,455,000	2,267
Net interest income	$8,937,000	1,857
Provision for loan and lease losses	$360,000	2,719
Total noninterest income	$1,496,000	2,179
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$569,000	1,793
Trading account gains and fees	$0	157
Additional Noninterest Income	$927,000	2,086
Total noninterest expense	$7,898,000	1,820
Salaries and employee benefits	$4,346,000	1,735
Premises and equipment expense	$811,000	2,147
Additional noninterest expense	$2,741,000	1,805
Pre-tax net operating income	$2,175,000	2,198
Securities gains (losses)	$0	3,575
Applicable income taxes	$576,000	1,786
Income before extraordinary items	$1,599,000	2,527
Extraordinary gains, net	$0	20
Net income	$1,599,000	2,528
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,599,000	2,528
Net charge-offs	$303,000	2,806
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,599,000	2,400
2012-06-30 (YTD Data)		Rank
Total interest income	$7,080,000	1,895
Total interest expense	$985,000	2,310
Net interest income	$6,095,000	1,819
Provision for loan and lease losses	$360,000	2,203
Total noninterest income	$967,000	2,206
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$373,000	1,812
Trading account gains and fees	$0	153
Additional Noninterest Income	$594,000	2,120
Total noninterest expense	$5,257,000	1,827
Salaries and employee benefits	$2,880,000	1,739
Premises and equipment expense	$540,000	2,136
Additional noninterest expense	$1,837,000	1,809
Pre-tax net operating income	$1,445,000	2,198
Securities gains (losses)	$0	3,178
Applicable income taxes	$391,000	1,742
Income before extraordinary items	$1,054,000	2,523
Extraordinary gains, net	$0	19
Net income	$1,054,000	2,523
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,054,000	2,523
Net charge-offs	$113,000	3,296
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,054,000	2,387
2012-03-31 (YTD Data)		Rank
Total interest income	$3,643,000	1,866
Total interest expense	$500,000	2,378
Net interest income	$3,143,000	1,782
Provision for loan and lease losses	$180,000	2,114
Total noninterest income	$461,000	2,272
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$180,000	1,852
Trading account gains and fees	$0	148
Additional Noninterest Income	$281,000	2,191
Total noninterest expense	$2,671,000	1,799
Salaries and employee benefits	$1,569,000	1,612
Premises and equipment expense	$245,000	2,326
Additional noninterest expense	$857,000	1,922
Pre-tax net operating income	$753,000	2,116
Securities gains (losses)	$0	2,210
Applicable income taxes	$296,000	1,314
Income before extraordinary items	$457,000	2,800
Extraordinary gains, net	$0	19
Net income	$457,000	2,802
Minority interest net income	$0	78
Net income of bank and minority interests.	$457,000	2,803
Net charge-offs	$-67,000	7,125
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$457,000	2,655
2011-12-31 (YTD Data)		Rank
Total interest income	$15,781,000	1,788
Total interest expense	$2,465,000	2,346
Net interest income	$13,316,000	1,678
Provision for loan and lease losses	$9,462,000	437
Total noninterest income	$1,870,000	2,113
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$784,000	1,811
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,086,000	2,024
Total noninterest expense	$12,472,000	1,568
Salaries and employee benefits	$6,580,000	1,505
Premises and equipment expense	$1,150,000	2,136
Additional noninterest expense	$4,742,000	1,446
Pre-tax net operating income	$-6,748,000	7,136
Securities gains (losses)	$0	3,838
Applicable income taxes	$-543,000	7,074
Income before extraordinary items	$-6,205,000	7,121
Extraordinary gains, net	$0	29
Net income	$-6,205,000	7,120
Minority interest net income	$0	96
Net income of bank and minority interests.	$-6,205,000	7,122
Net charge-offs	$8,118,000	557
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-6,205,000	7,109
2011-09-30 (YTD Data)		Rank
Total interest income	$12,076,000	1,767
Total interest expense	$1,934,000	2,339
Net interest income	$10,142,000	1,653
Provision for loan and lease losses	$3,588,000	804
Total noninterest income	$1,486,000	2,018
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$593,000	1,808
Trading account gains and fees	$0	145
Additional Noninterest Income	$893,000	1,903
Total noninterest expense	$9,210,000	1,590
Salaries and employee benefits	$5,186,000	1,429
Premises and equipment expense	$879,000	2,123
Additional noninterest expense	$3,145,000	1,621
Pre-tax net operating income	$-1,170,000	6,842
Securities gains (losses)	$0	3,555
Applicable income taxes	$-538,000	7,228
Income before extraordinary items	$-632,000	6,738
Extraordinary gains, net	$0	21
Net income	$-632,000	6,739
Minority interest net income	$0	87
Net income of bank and minority interests.	$-632,000	6,739
Net charge-offs	$2,762,000	995
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-632,000	6,700
2011-06-30 (YTD Data)		Rank
Total interest income	$8,102,000	1,774
Total interest expense	$1,327,000	2,365
Net interest income	$6,775,000	1,652
Provision for loan and lease losses	$3,010,000	676
Total noninterest income	$948,000	2,070
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$399,000	1,772
Trading account gains and fees	$0	153
Additional Noninterest Income	$549,000	1,967
Total noninterest expense	$6,057,000	1,617
Salaries and employee benefits	$3,408,000	1,466
Premises and equipment expense	$580,000	2,159
Additional noninterest expense	$2,069,000	1,667
Pre-tax net operating income	$-1,344,000	7,061
Securities gains (losses)	$0	2,914
Applicable income taxes	$-566,000	7,357
Income before extraordinary items	$-778,000	6,961
Extraordinary gains, net	$0	15
Net income	$-778,000	6,960
Minority interest net income	$0	89
Net income of bank and minority interests.	$-778,000	6,961
Net charge-offs	$2,238,000	848
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$-778,000	6,945
2011-03-31 (YTD Data)		Rank
Total interest income	$4,113,000	1,764
Total interest expense	$678,000	2,378
Net interest income	$3,435,000	1,630
Provision for loan and lease losses	$1,955,000	530
Total noninterest income	$466,000	2,113
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$192,000	1,803
Trading account gains and fees	$0	158
Additional Noninterest Income	$274,000	2,027
Total noninterest expense	$2,893,000	1,710
Salaries and employee benefits	$1,559,000	1,602
Premises and equipment expense	$307,000	2,084
Additional noninterest expense	$1,027,000	1,676
Pre-tax net operating income	$-947,000	7,250
Securities gains (losses)	$0	1,772
Applicable income taxes	$-386,000	7,448
Income before extraordinary items	$-561,000	7,157
Extraordinary gains, net	$0	9
Net income	$-561,000	7,158
Minority interest net income	$0	86
Net income of bank and minority interests.	$-561,000	7,158
Net charge-offs	$718,000	1,067
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$-561,000	7,149
2010-12-31 (YTD Data)		Rank
Total interest income	$18,676,000	1,633
Total interest expense	$3,742,000	2,118
Net interest income	$14,934,000	1,500
Provision for loan and lease losses	$3,050,000	1,597
Total noninterest income	$1,811,000	2,215
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$865,000	1,697
Trading account gains and fees	$0	175
Additional Noninterest Income	$946,000	2,238
Total noninterest expense	$12,919,000	1,525
Salaries and employee benefits	$6,505,000	1,515
Premises and equipment expense	$1,249,000	2,030
Additional noninterest expense	$5,165,000	1,409
Pre-tax net operating income	$776,000	3,785
Securities gains (losses)	$90,000	2,248
Applicable income taxes	$74,000	3,421
Income before extraordinary items	$792,000	3,627
Extraordinary gains, net	$0	29
Net income	$792,000	3,624
Minority interest net income	$0	111
Net income of bank and minority interests.	$792,000	3,627
Net charge-offs	$3,584,000	1,306
Cash dividends	$284,000	2,974
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$710,100	3,698
2010-09-30 (YTD Data)		Rank
Total interest income	$14,138,000	1,650
Total interest expense	$2,978,000	2,087
Net interest income	$11,160,000	1,521
Provision for loan and lease losses	$1,350,000	2,120
Total noninterest income	$1,343,000	2,256
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$669,000	1,700
Trading account gains and fees	$0	165
Additional Noninterest Income	$674,000	2,324
Total noninterest expense	$9,159,000	1,616
Salaries and employee benefits	$4,838,000	1,526
Premises and equipment expense	$901,000	2,126
Additional noninterest expense	$3,420,000	1,549
Pre-tax net operating income	$1,994,000	1,903
Securities gains (losses)	$90,000	2,019
Applicable income taxes	$499,000	1,679
Income before extraordinary items	$1,585,000	2,052
Extraordinary gains, net	$0	23
Net income	$1,585,000	2,054
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,585,000	2,054
Net charge-offs	$388,000	3,407
Cash dividends	$284,000	2,406
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,516,600	2,029
2010-06-30 (YTD Data)		Rank
Total interest income	$9,567,000	1,655
Total interest expense	$2,208,000	1,970
Net interest income	$7,359,000	1,539
Provision for loan and lease losses	$1,200,000	1,743
Total noninterest income	$798,000	2,381
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$461,000	1,666
Trading account gains and fees	$0	152
Additional Noninterest Income	$337,000	2,665
Total noninterest expense	$6,270,000	1,578
Salaries and employee benefits	$3,306,000	1,504
Premises and equipment expense	$602,000	2,147
Additional noninterest expense	$2,362,000	1,503
Pre-tax net operating income	$687,000	3,069
Securities gains (losses)	$63,000	1,740
Applicable income taxes	$78,000	2,989
Income before extraordinary items	$672,000	2,843
Extraordinary gains, net	$0	19
Net income	$672,000	2,840
Minority interest net income	$0	105
Net income of bank and minority interests.	$672,000	2,842
Net charge-offs	$377,000	2,782
Cash dividends	$71,000	3,041
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$615,300	2,909
2010-03-31 (YTD Data)		Rank
Total interest income	$4,810,000	1,678
Total interest expense	$1,252,000	1,851
Net interest income	$3,558,000	1,610
Provision for loan and lease losses	$600,000	1,610
Total noninterest income	$483,000	2,085
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$215,000	1,764
Trading account gains and fees	$0	175
Additional Noninterest Income	$268,000	1,980
Total noninterest expense	$3,174,000	1,580
Salaries and employee benefits	$1,573,000	1,590
Premises and equipment expense	$318,000	2,097
Additional noninterest expense	$1,283,000	1,390
Pre-tax net operating income	$267,000	3,568
Securities gains (losses)	$0	2,284
Applicable income taxes	$13,000	3,663
Income before extraordinary items	$254,000	3,453
Extraordinary gains, net	$0	16
Net income	$254,000	3,450
Minority interest net income	$0	91
Net income of bank and minority interests.	$254,000	3,452
Net charge-offs	$259,000	2,188
Cash dividends	$47,000	2,311
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$254,000	3,329
2009-12-31 (YTD Data)		Rank
Total interest income	$20,888,000	1,635
Total interest expense	$6,908,000	1,709
Net interest income	$13,980,000	1,601
Provision for loan and lease losses	$6,515,000	1,178
Total noninterest income	$2,129,000	2,026
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$936,000	1,789
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,193,000	1,916
Total noninterest expense	$11,472,000	1,777
Salaries and employee benefits	$6,525,000	1,531
Premises and equipment expense	$1,257,000	2,125
Additional noninterest expense	$3,690,000	1,980
Pre-tax net operating income	$-1,878,000	6,598
Securities gains (losses)	$0	3,754
Applicable income taxes	$-1,026,000	7,289
Income before extraordinary items	$-852,000	6,288
Extraordinary gains, net	$0	34
Net income	$-852,000	6,287
Minority interest net income	$0	115
Net income of bank and minority interests.	$-852,000	6,287
Net charge-offs	$3,374,000	1,497
Cash dividends	$379,000	2,935
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-852,000	6,298
2009-09-30 (YTD Data)		Rank
Total interest income	$15,878,000	1,649
Total interest expense	$5,442,000	1,709
Net interest income	$10,436,000	1,614
Provision for loan and lease losses	$1,950,000	1,938
Total noninterest income	$1,585,000	2,080
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$698,000	1,795
Trading account gains and fees	$0	212
Additional Noninterest Income	$887,000	1,983
Total noninterest expense	$8,879,000	1,701
Salaries and employee benefits	$5,157,000	1,480
Premises and equipment expense	$957,000	2,119
Additional noninterest expense	$2,765,000	1,917
Pre-tax net operating income	$1,192,000	2,450
Securities gains (losses)	$0	3,497
Applicable income taxes	$142,000	2,611
Income before extraordinary items	$1,050,000	2,408
Extraordinary gains, net	$0	27
Net income	$1,050,000	2,406
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,050,000	2,409
Net charge-offs	$960,000	2,241
Cash dividends	$331,000	2,515
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,050,000	2,354
2009-06-30 (YTD Data)		Rank
Total interest income	$10,645,000	1,663
Total interest expense	$3,933,000	1,655
Net interest income	$6,712,000	1,671
Provision for loan and lease losses	$950,000	2,132
Total noninterest income	$1,053,000	2,097
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$447,000	1,841
Trading account gains and fees	$0	193
Additional Noninterest Income	$606,000	1,980
Total noninterest expense	$5,990,000	1,716
Salaries and employee benefits	$3,488,000	1,490
Premises and equipment expense	$658,000	2,079
Additional noninterest expense	$1,844,000	1,938
Pre-tax net operating income	$825,000	2,468
Securities gains (losses)	$0	3,136
Applicable income taxes	$106,000	2,577
Income before extraordinary items	$719,000	2,429
Extraordinary gains, net	$0	21
Net income	$719,000	2,427
Minority interest net income	$0	112
Net income of bank and minority interests.	$719,000	2,429
Net charge-offs	$861,000	1,761
Cash dividends	$284,000	2,290
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$719,000	2,353
2009-03-31 (YTD Data)		Rank
Total interest income	$5,318,000	1,683
Total interest expense	$1,959,000	1,729
Net interest income	$3,359,000	1,664
Provision for loan and lease losses	$225,000	2,683
Total noninterest income	$525,000	2,060
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$222,000	1,801
Trading account gains and fees	$0	171
Additional Noninterest Income	$303,000	1,946
Total noninterest expense	$2,807,000	1,761
Salaries and employee benefits	$1,648,000	1,579
Premises and equipment expense	$324,000	2,152
Additional noninterest expense	$835,000	1,919
Pre-tax net operating income	$852,000	1,505
Securities gains (losses)	$0	2,434
Applicable income taxes	$216,000	1,368
Income before extraordinary items	$636,000	1,692
Extraordinary gains, net	$0	15
Net income	$636,000	1,693
Minority interest net income	$0	102
Net income of bank and minority interests.	$636,000	1,694
Net charge-offs	$-41,000	8,115
Cash dividends	$142,000	1,987
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$636,000	1,604
2008-12-31 (YTD Data)		Rank
Total interest income	$20,822,000	1,839
Total interest expense	$7,298,000	2,126
Net interest income	$13,524,000	1,647
Provision for loan and lease losses	$1,585,000	2,090
Total noninterest income	$2,071,000	2,089
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$912,000	1,898
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,159,000	1,924
Total noninterest expense	$16,785,000	1,164
Salaries and employee benefits	$6,678,000	1,544
Premises and equipment expense	$1,502,000	1,814
Additional noninterest expense	$8,605,000	764
Pre-tax net operating income	$-2,775,000	7,541
Securities gains (losses)	$-5,000	6,965
Applicable income taxes	$-1,304,000	7,797
Income before extraordinary items	$-1,476,000	7,202
Extraordinary gains, net	$0	39
Net income	$-1,476,000	7,200
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$780,000	2,235
Cash dividends	$3,923,000	716
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-1,472,800	7,310
2008-09-30 (YTD Data)		Rank
Total interest income	$15,564,000	1,884
Total interest expense	$5,549,000	2,181
Net interest income	$10,015,000	1,674
Provision for loan and lease losses	$235,000	3,938
Total noninterest income	$1,599,000	2,104
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$681,000	1,908
Trading account gains and fees	$0	148
Additional Noninterest Income	$918,000	1,941
Total noninterest expense	$13,838,000	1,065
Salaries and employee benefits	$4,882,000	1,608
Premises and equipment expense	$1,086,000	1,881
Additional noninterest expense	$7,870,000	615
Pre-tax net operating income	$-2,459,000	7,938
Securities gains (losses)	$0	3,106
Applicable income taxes	$-12,000	7,313
Income before extraordinary items	$-2,447,000	7,946
Extraordinary gains, net	$0	31
Net income	$-2,447,000	7,945
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$437,000	2,121
Cash dividends	$3,781,000	597
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-2,447,000	8,011
2008-06-30 (YTD Data)		Rank
Total interest income	$10,677,000	1,864
Total interest expense	$4,078,000	2,095
Net interest income	$6,599,000	1,694
Provision for loan and lease losses	$150,000	3,592
Total noninterest income	$1,050,000	2,161
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$454,000	1,891
Trading account gains and fees	$0	149
Additional Noninterest Income	$596,000	2,007
Total noninterest expense	$5,409,000	1,782
Salaries and employee benefits	$3,261,000	1,612
Premises and equipment expense	$655,000	2,066
Additional noninterest expense	$1,493,000	1,932
Pre-tax net operating income	$2,090,000	1,625
Securities gains (losses)	$0	3,233
Applicable income taxes	$572,000	1,451
Income before extraordinary items	$1,518,000	1,787
Extraordinary gains, net	$0	21
Net income	$1,518,000	1,788
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	4,769
Cash dividends	$3,639,000	461
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,518,000	1,759
2008-03-31 (YTD Data)		Rank
Total interest income	$5,553,000	1,849
Total interest expense	$2,214,000	2,065
Net interest income	$3,339,000	1,664
Provision for loan and lease losses	$75,000	3,123
Total noninterest income	$535,000	2,137
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$231,000	1,836
Trading account gains and fees	$0	158
Additional Noninterest Income	$304,000	1,952
Total noninterest expense	$2,611,000	1,843
Salaries and employee benefits	$1,516,000	1,735
Premises and equipment expense	$342,000	1,994
Additional noninterest expense	$753,000	1,870
Pre-tax net operating income	$1,188,000	1,536
Securities gains (losses)	$0	2,688
Applicable income taxes	$336,000	1,361
Income before extraordinary items	$852,000	1,729
Extraordinary gains, net	$0	15
Net income	$852,000	1,731
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,488
Cash dividends	$426,000	1,525
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$852,000	1,668
2007-12-31 (YTD Data)		Rank
Total interest income	$22,769,000	1,857
Total interest expense	$8,396,000	2,236
Net interest income	$14,373,000	1,576
Provision for loan and lease losses	$0	6,851
Total noninterest income	$2,032,000	2,187
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$862,000	2,005
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,170,000	2,001
Total noninterest expense	$10,449,000	1,776
Salaries and employee benefits	$6,031,000	1,663
Premises and equipment expense	$1,377,000	1,899
Additional noninterest expense	$3,041,000	1,814
Pre-tax net operating income	$5,956,000	1,404
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,855,000	1,197
Income before extraordinary items	$4,101,000	1,553
Extraordinary gains, net	$0	39
Net income	$4,101,000	1,553
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	4,156
Cash dividends	$1,348,000	2,180
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$4,101,000	1,537
2007-09-30 (YTD Data)		Rank
Total interest income	$16,944,000	1,876
Total interest expense	$6,201,000	2,256
Net interest income	$10,743,000	1,590
Provision for loan and lease losses	$0	6,528
Total noninterest income	$1,470,000	2,250
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$629,000	2,028
Trading account gains and fees	$0	184
Additional Noninterest Income	$841,000	2,062
Total noninterest expense	$7,517,000	1,820
Salaries and employee benefits	$4,368,000	1,724
Premises and equipment expense	$1,017,000	1,919
Additional noninterest expense	$2,132,000	1,889
Pre-tax net operating income	$4,696,000	1,446
Securities gains (losses)	$0	1,655
Applicable income taxes	$1,473,000	1,242
Income before extraordinary items	$3,223,000	1,569
Extraordinary gains, net	$0	33
Net income	$3,223,000	1,568
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$69,000	3,281
Cash dividends	$852,000	2,235
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$3,223,000	1,555
2007-06-30 (YTD Data)		Rank
Total interest income	$11,158,000	1,915
Total interest expense	$4,106,000	2,279
Net interest income	$7,052,000	1,634
Provision for loan and lease losses	$0	6,209
Total noninterest income	$980,000	2,275
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$428,000	1,999
Trading account gains and fees	$0	168
Additional Noninterest Income	$552,000	2,106
Total noninterest expense	$4,916,000	1,882
Salaries and employee benefits	$2,931,000	1,754
Premises and equipment expense	$690,000	1,897
Additional noninterest expense	$1,295,000	2,074
Pre-tax net operating income	$3,116,000	1,484
Securities gains (losses)	$0	1,444
Applicable income taxes	$978,000	1,294
Income before extraordinary items	$2,138,000	1,623
Extraordinary gains, net	$0	29
Net income	$2,138,000	1,623
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	2,506
Cash dividends	$567,000	2,289
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$2,138,000	1,607
2007-03-31 (YTD Data)		Rank
Total interest income	$5,584,000	1,912
Total interest expense	$2,116,000	2,210
Net interest income	$3,468,000	1,658
Provision for loan and lease losses	$0	5,779
Total noninterest income	$480,000	2,272
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$209,000	1,981
Trading account gains and fees	$0	195
Additional Noninterest Income	$271,000	2,105
Total noninterest expense	$2,339,000	1,975
Salaries and employee benefits	$1,370,000	1,878
Premises and equipment expense	$337,000	1,938
Additional noninterest expense	$632,000	2,079
Pre-tax net operating income	$1,609,000	1,444
Securities gains (losses)	$0	1,187
Applicable income taxes	$509,000	1,268
Income before extraordinary items	$1,100,000	1,565
Extraordinary gains, net	$0	22
Net income	$1,100,000	1,566
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	1,475
Cash dividends	$284,000	2,080
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,100,000	1,552
2006-12-31 (YTD Data)		Rank
Total interest income	$21,152,000	1,896
Total interest expense	$7,104,000	2,255
Net interest income	$14,048,000	1,631
Provision for loan and lease losses	$0	6,850
Total noninterest income	$1,886,000	2,326
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$761,000	2,208
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,125,000	2,051
Total noninterest expense	$9,976,000	1,789
Salaries and employee benefits	$5,860,000	1,670
Premises and equipment expense	$1,388,000	1,817
Additional noninterest expense	$2,728,000	1,934
Pre-tax net operating income	$5,958,000	1,615
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,831,000	1,422
Income before extraordinary items	$4,127,000	1,740
Extraordinary gains, net	$0	51
Net income	$4,127,000	1,741
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	5,843
Cash dividends	$1,348,000	2,096
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$4,127,000	1,726
2006-09-30 (YTD Data)		Rank
Total interest income	$15,501,000	1,926
Total interest expense	$5,008,000	2,318
Net interest income	$10,493,000	1,651
Provision for loan and lease losses	$0	6,685
Total noninterest income	$1,460,000	2,272
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$564,000	2,241
Trading account gains and fees	$0	126
Additional Noninterest Income	$896,000	1,983
Total noninterest expense	$7,317,000	1,823
Salaries and employee benefits	$4,227,000	1,731
Premises and equipment expense	$1,050,000	1,807
Additional noninterest expense	$2,040,000	1,911
Pre-tax net operating income	$4,636,000	1,606
Securities gains (losses)	$0	1,388
Applicable income taxes	$1,412,000	1,458
Income before extraordinary items	$3,224,000	1,728
Extraordinary gains, net	$0	45
Net income	$3,224,000	1,729
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	4,781
Cash dividends	$851,000	2,164
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$3,224,000	1,715
2006-06-30 (YTD Data)		Rank
Total interest income	$9,969,000	1,950
Total interest expense	$3,068,000	2,388
Net interest income	$6,901,000	1,670
Provision for loan and lease losses	$0	6,419
Total noninterest income	$1,001,000	2,225
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$380,000	2,194
Trading account gains and fees	$0	126
Additional Noninterest Income	$621,000	1,916
Total noninterest expense	$4,913,000	1,811
Salaries and employee benefits	$2,888,000	1,698
Premises and equipment expense	$696,000	1,815
Additional noninterest expense	$1,329,000	1,971
Pre-tax net operating income	$2,989,000	1,655
Securities gains (losses)	$0	1,185
Applicable income taxes	$936,000	1,472
Income before extraordinary items	$2,053,000	1,778
Extraordinary gains, net	$0	39
Net income	$2,053,000	1,779
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,074
Cash dividends	$567,000	2,205
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$2,053,000	1,765
2006-03-31 (YTD Data)		Rank
Total interest income	$4,788,000	1,985
Total interest expense	$1,426,000	2,423
Net interest income	$3,362,000	1,715
Provision for loan and lease losses	$0	6,013
Total noninterest income	$526,000	2,114
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$183,000	2,197
Trading account gains and fees	$0	115
Additional Noninterest Income	$343,000	1,754
Total noninterest expense	$2,395,000	1,858
Salaries and employee benefits	$1,373,000	1,797
Premises and equipment expense	$367,000	1,741
Additional noninterest expense	$655,000	1,987
Pre-tax net operating income	$1,493,000	1,636
Securities gains (losses)	$0	955
Applicable income taxes	$481,000	1,444
Income before extraordinary items	$1,012,000	1,769
Extraordinary gains, net	$0	21
Net income	$1,012,000	1,768
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-20,000	8,154
Cash dividends	$284,000	2,027
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,012,000	1,753
2005-12-31 (YTD Data)		Rank
Total interest income	$24,966,000	1,339
Total interest expense	$4,077,000	2,617
Net interest income	$20,889,000	1,021
Provision for loan and lease losses	$-1,100,000	8,781
Total noninterest income	$1,679,000	2,502
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$618,000	2,602
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,061,000	2,122
Total noninterest expense	$11,693,000	1,474
Salaries and employee benefits	$5,911,000	1,579
Premises and equipment expense	$1,457,000	1,680
Additional noninterest expense	$4,325,000	1,195
Pre-tax net operating income	$11,975,000	819
Securities gains (losses)	$0	2,296
Applicable income taxes	$4,109,000	757
Income before extraordinary items	$7,866,000	919
Extraordinary gains, net	$0	46
Net income	$7,866,000	919
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$857,000	766
Cash dividends	$2,650,000	1,146
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$7,866,000	901
2005-09-30 (YTD Data)		Rank
Total interest income	$20,205,000	1,200
Total interest expense	$2,801,000	2,679
Net interest income	$17,404,000	915
Provision for loan and lease losses	$0	6,899
Total noninterest income	$1,283,000	2,458
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$458,000	2,622
Trading account gains and fees	$0	126
Additional Noninterest Income	$825,000	2,075
Total noninterest expense	$9,003,000	1,421
Salaries and employee benefits	$4,466,000	1,557
Premises and equipment expense	$1,101,000	1,655
Additional noninterest expense	$3,436,000	1,100
Pre-tax net operating income	$9,684,000	764
Securities gains (losses)	$0	2,317
Applicable income taxes	$3,325,000	717
Income before extraordinary items	$6,359,000	847
Extraordinary gains, net	$0	35
Net income	$6,359,000	848
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,015,000	487
Cash dividends	$1,845,000	1,138
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$6,359,000	829
2005-06-30 (YTD Data)		Rank
Total interest income	$14,418,000	1,075
Total interest expense	$1,712,000	2,731
Net interest income	$12,706,000	825
Provision for loan and lease losses	$350,000	1,336
Total noninterest income	$850,000	2,443
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$311,000	2,555
Trading account gains and fees	$0	116
Additional Noninterest Income	$539,000	2,080
Total noninterest expense	$6,138,000	1,383
Salaries and employee benefits	$2,909,000	1,592
Premises and equipment expense	$728,000	1,646
Additional noninterest expense	$2,501,000	1,009
Pre-tax net operating income	$7,068,000	691
Securities gains (losses)	$0	2,146
Applicable income taxes	$2,507,000	643
Income before extraordinary items	$4,561,000	778
Extraordinary gains, net	$0	30
Net income	$4,561,000	778
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$804,000	427
Cash dividends	$1,230,000	1,100
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$4,561,000	757
2005-03-31 (YTD Data)		Rank
Total interest income	$7,224,000	1,050
Total interest expense	$810,000	2,753
Net interest income	$6,414,000	811
Provision for loan and lease losses	$350,000	668
Total noninterest income	$425,000	2,398
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$150,000	2,558
Trading account gains and fees	$0	115
Additional Noninterest Income	$275,000	2,003
Total noninterest expense	$3,061,000	1,383
Salaries and employee benefits	$1,429,000	1,617
Premises and equipment expense	$381,000	1,600
Additional noninterest expense	$1,251,000	993
Pre-tax net operating income	$3,428,000	713
Securities gains (losses)	$0	1,685
Applicable income taxes	$1,214,000	658
Income before extraordinary items	$2,214,000	792
Extraordinary gains, net	$0	24
Net income	$2,214,000	793
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$251,000	588
Cash dividends	$615,000	1,011
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$2,214,000	772
2004-12-31 (YTD Data)		Rank
Total interest income	$27,634,000	1,021
Total interest expense	$3,017,000	2,622
Net interest income	$24,617,000	807
Provision for loan and lease losses	$2,525,000	445
Total noninterest income	$1,616,000	2,545
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$657,000	2,518
Trading account gains and fees	$0	138
Additional Noninterest Income	$959,000	2,208
Total noninterest expense	$12,267,000	1,338
Salaries and employee benefits	$5,497,000	1,601
Premises and equipment expense	$1,332,000	1,729
Additional noninterest expense	$5,438,000	919
Pre-tax net operating income	$11,441,000	772
Securities gains (losses)	$0	3,819
Applicable income taxes	$4,017,000	703
Income before extraordinary items	$7,424,000	888
Extraordinary gains, net	$0	34
Net income	$7,424,000	889
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,224,000	421
Cash dividends	$2,460,000	1,153
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$7,424,000	853
2004-09-30 (YTD Data)		Rank
Total interest income	$20,190,000	1,034
Total interest expense	$2,263,000	2,578
Net interest income	$17,927,000	829
Provision for loan and lease losses	$1,875,000	433
Total noninterest income	$1,190,000	2,589
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$497,000	2,510
Trading account gains and fees	$0	134
Additional Noninterest Income	$693,000	2,286
Total noninterest expense	$9,229,000	1,327
Salaries and employee benefits	$4,149,000	1,601
Premises and equipment expense	$993,000	1,753
Additional noninterest expense	$4,087,000	908
Pre-tax net operating income	$8,013,000	830
Securities gains (losses)	$0	3,710
Applicable income taxes	$2,825,000	761
Income before extraordinary items	$5,188,000	952
Extraordinary gains, net	$0	26
Net income	$5,188,000	953
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,479,000	431
Cash dividends	$1,685,000	1,150
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$5,188,000	924
2004-06-30 (YTD Data)		Rank
Total interest income	$13,116,000	1,053
Total interest expense	$1,499,000	2,573
Net interest income	$11,617,000	843
Provision for loan and lease losses	$1,300,000	432
Total noninterest income	$823,000	2,540
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$340,000	2,456
Trading account gains and fees	$0	130
Additional Noninterest Income	$483,000	2,242
Total noninterest expense	$6,224,000	1,313
Salaries and employee benefits	$2,878,000	1,536
Premises and equipment expense	$661,000	1,749
Additional noninterest expense	$2,685,000	929
Pre-tax net operating income	$4,916,000	889
Securities gains (losses)	$0	3,413
Applicable income taxes	$1,721,000	819
Income before extraordinary items	$3,195,000	1,033
Extraordinary gains, net	$0	21
Net income	$3,195,000	1,034
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$774,000	523
Cash dividends	$1,124,000	1,140
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$3,195,000	993
2004-03-31 (YTD Data)		Rank
Total interest income	$6,664,000	1,046
Total interest expense	$751,000	2,604
Net interest income	$5,913,000	835
Provision for loan and lease losses	$775,000	373
Total noninterest income	$413,000	2,486
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$169,000	2,416
Trading account gains and fees	$0	121
Additional Noninterest Income	$244,000	2,166
Total noninterest expense	$3,109,000	1,320
Salaries and employee benefits	$1,428,000	1,568
Premises and equipment expense	$338,000	1,721
Additional noninterest expense	$1,343,000	921
Pre-tax net operating income	$2,442,000	882
Securities gains (losses)	$0	2,934
Applicable income taxes	$861,000	837
Income before extraordinary items	$1,581,000	1,042
Extraordinary gains, net	$0	16
Net income	$1,581,000	1,042
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$323,000	584
Cash dividends	$562,000	1,083
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,581,000	977
2003-12-31 (YTD Data)		Rank
Total interest income	$26,818,000	1,053
Total interest expense	$3,445,000	2,528
Net interest income	$23,373,000	815
Provision for loan and lease losses	$2,935,000	488
Total noninterest income	$1,538,000	2,795
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$563,000	2,824
Trading account gains and fees	$0	160
Additional Noninterest Income	$975,000	2,426
Total noninterest expense	$11,703,000	1,368
Salaries and employee benefits	$4,737,000	1,819
Premises and equipment expense	$1,263,000	1,807
Additional noninterest expense	$5,703,000	894
Pre-tax net operating income	$10,273,000	835
Securities gains (losses)	$0	4,500
Applicable income taxes	$3,502,000	816
Income before extraordinary items	$6,771,000	955
Extraordinary gains, net	$0	54
Net income	$6,771,000	958
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,975,000	565
Cash dividends	$2,247,000	1,259
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$6,771,000	895
2003-09-30 (YTD Data)		Rank
Total interest income	$19,599,000	1,110
Total interest expense	$2,681,000	2,536
Net interest income	$16,918,000	860
Provision for loan and lease losses	$2,175,000	498
Total noninterest income	$1,166,000	2,844
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$403,000	2,931
Trading account gains and fees	$0	153
Additional Noninterest Income	$763,000	2,440
Total noninterest expense	$8,390,000	1,444
Salaries and employee benefits	$3,391,000	1,905
Premises and equipment expense	$949,000	1,812
Additional noninterest expense	$4,050,000	947
Pre-tax net operating income	$7,519,000	891
Securities gains (losses)	$0	4,204
Applicable income taxes	$2,591,000	873
Income before extraordinary items	$4,928,000	1,025
Extraordinary gains, net	$0	40
Net income	$4,928,000	1,025
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,328,000	579
Cash dividends	$1,331,000	1,407
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$4,928,000	958
2003-06-30 (YTD Data)		Rank
Total interest income	$12,957,000	1,125
Total interest expense	$1,887,000	2,509
Net interest income	$11,070,000	887
Provision for loan and lease losses	$1,490,000	489
Total noninterest income	$771,000	2,829
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$255,000	3,019
Trading account gains and fees	$0	150
Additional Noninterest Income	$516,000	2,404
Total noninterest expense	$5,431,000	1,476
Salaries and employee benefits	$2,157,000	1,980
Premises and equipment expense	$623,000	1,831
Additional noninterest expense	$2,651,000	954
Pre-tax net operating income	$4,920,000	899
Securities gains (losses)	$0	3,782
Applicable income taxes	$1,735,000	875
Income before extraordinary items	$3,185,000	1,046
Extraordinary gains, net	$0	30
Net income	$3,185,000	1,046
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$740,000	639
Cash dividends	$887,000	1,467
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$3,185,000	972
2003-03-31 (YTD Data)		Rank
Total interest income	$6,704,000	1,093
Total interest expense	$1,011,000	2,417
Net interest income	$5,693,000	857
Provision for loan and lease losses	$900,000	403
Total noninterest income	$403,000	2,659
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$123,000	3,020
Trading account gains and fees	$0	134
Additional Noninterest Income	$280,000	2,211
Total noninterest expense	$2,668,000	1,497
Salaries and employee benefits	$1,077,000	1,972
Premises and equipment expense	$310,000	1,843
Additional noninterest expense	$1,281,000	961
Pre-tax net operating income	$2,528,000	897
Securities gains (losses)	$0	2,891
Applicable income taxes	$909,000	863
Income before extraordinary items	$1,619,000	1,034
Extraordinary gains, net	$0	21
Net income	$1,619,000	1,032
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$428,000	554
Cash dividends	$444,000	1,353
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$1,619,000	959
2002-12-31 (YTD Data)		Rank
Total interest income	$23,563,000	1,297
Total interest expense	$5,559,000	2,032
Net interest income	$18,004,000	1,063
Provision for loan and lease losses	$2,700,000	591
Total noninterest income	$1,350,000	2,828
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$511,000	2,923
Trading account gains and fees	$0	153
Additional Noninterest Income	$839,000	2,435
Total noninterest expense	$8,472,000	1,788
Salaries and employee benefits	$3,894,000	2,055
Premises and equipment expense	$1,095,000	2,003
Additional noninterest expense	$3,483,000	1,368
Pre-tax net operating income	$8,182,000	1,031
Securities gains (losses)	$0	4,537
Applicable income taxes	$2,762,000	998
Income before extraordinary items	$5,420,000	1,161
Extraordinary gains, net	$0	70
Net income	$5,420,000	1,160
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,898,000	590
Cash dividends	$1,774,000	1,454
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$5,420,000	1,116
2001-12-31 (YTD Data)		Rank
Total interest income	$19,026,000	1,793
Total interest expense	$5,953,000	2,689
Net interest income	$13,073,000	1,361
Provision for loan and lease losses	$1,800,000	767
Total noninterest income	$1,328,000	2,739
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$471,000	2,973
Trading account gains and fees	$0	177
Additional Noninterest Income	$857,000	2,280
Total noninterest expense	$6,615,000	2,172
Salaries and employee benefits	$3,048,000	2,472
Premises and equipment expense	$953,000	2,242
Additional noninterest expense	$2,614,000	1,753
Pre-tax net operating income	$5,986,000	1,251
Securities gains (losses)	$2,000	4,242
Applicable income taxes	$2,052,000	1,156
Income before extraordinary items	$3,936,000	1,385
Extraordinary gains, net	$0	105
Net income	$3,936,000	1,385
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,058,000	902
Cash dividends	$1,277,000	1,883
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$3,934,680	1,327
2000-12-31 (YTD Data)		Rank
Total interest income	$11,890,000	2,921
Total interest expense	$3,926,000	4,031
Net interest income	$7,964,000	2,237
Provision for loan and lease losses	$630,000	1,542
Total noninterest income	$1,119,000	2,910
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$395,000	3,280
Trading account gains and fees	NA	NA
Additional Noninterest Income	$724,000	2,302
Total noninterest expense	$5,185,000	2,629
Salaries and employee benefits	$2,517,000	2,816
Premises and equipment expense	$827,000	2,502
Additional noninterest expense	$1,841,000	2,335
Pre-tax net operating income	$3,268,000	2,203
Securities gains (losses)	$0	1,956
Applicable income taxes	$1,093,000	1,973
Income before extraordinary items	$2,175,000	2,348
Extraordinary gains, net	$0	38
Net income	$2,175,000	2,348
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$404,000	1,465
Cash dividends	$725,000	2,850
Sale, conversion, retirement of capital stock, net	$175,000	651
Net operating income	$2,175,000	2,360
1999-12-31 (YTD Data)		Rank
Total interest income	$7,842,000	3,985
Total interest expense	$2,691,000	4,984
Net interest income	$5,151,000	3,364
Provision for loan and lease losses	$276,000	2,856
Total noninterest income	$1,166,000	2,756
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$341,000	3,626
Trading account gains and fees	NA	NA
Additional Noninterest Income	$825,000	2,119
Total noninterest expense	$3,347,000	3,849
Salaries and employee benefits	$1,684,000	3,960
Premises and equipment expense	$497,000	3,780
Additional noninterest expense	$1,166,000	3,526
Pre-tax net operating income	$2,694,000	2,633
Securities gains (losses)	$0	3,155
Applicable income taxes	$843,000	2,527
Income before extraordinary items	$1,851,000	2,750
Extraordinary gains, net	$0	35
Net income	$1,851,000	2,751
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	6,803
Cash dividends	$604,000	3,122
Sale, conversion, retirement of capital stock, net	$391,000	643
Net operating income	$1,851,000	2,718
1998-12-31 (YTD Data)		Rank
Total interest income	$6,685,000	4,564
Total interest expense	$2,666,000	5,146
Net interest income	$4,019,000	4,107
Provision for loan and lease losses	$270,000	2,850
Total noninterest income	$865,000	3,414
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$311,000	3,830
Trading account gains and fees	NA	NA
Additional Noninterest Income	$554,000	2,797
Total noninterest expense	$2,808,000	4,370
Salaries and employee benefits	$1,330,000	4,677
Premises and equipment expense	$445,000	4,054
Additional noninterest expense	$1,033,000	3,855
Pre-tax net operating income	$1,806,000	3,621
Securities gains (losses)	$2,000	3,909
Applicable income taxes	$594,000	3,434
Income before extraordinary items	$1,214,000	3,894
Extraordinary gains, net	$0	32
Net income	$1,214,000	3,892
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$112,000	3,434
Cash dividends	$397,000	4,051
Sale, conversion, retirement of capital stock, net	$107,000	764
Net operating income	$1,212,660	3,807
1997-12-31 (YTD Data)		Rank
Total interest income	$5,660,000	5,291
Total interest expense	$2,214,000	5,851
Net interest income	$3,446,000	4,788
Provision for loan and lease losses	$120,000	4,629
Total noninterest income	$625,000	4,298
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$250,000	4,664
Trading account gains and fees	NA	NA
Additional Noninterest Income	$375,000	3,427
Total noninterest expense	$2,412,000	4,926
Salaries and employee benefits	$1,217,000	5,031
Premises and equipment expense	$396,000	4,482
Additional noninterest expense	$799,000	4,725
Pre-tax net operating income	$1,539,000	4,399
Securities gains (losses)	$0	3,944
Applicable income taxes	$526,000	4,064
Income before extraordinary items	$1,013,000	4,658
Extraordinary gains, net	$0	44
Net income	$1,013,000	4,657
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	5,007
Cash dividends	$340,000	4,302
Sale, conversion, retirement of capital stock, net	$72,000	810
Net operating income	$1,013,000	4,589
1996-12-31 (YTD Data)		Rank
Total interest income	$5,238,000	5,736
Total interest expense	$2,120,000	6,185
Net interest income	$3,118,000	5,299
Provision for loan and lease losses	$82,000	5,565
Total noninterest income	$487,000	5,258
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$213,000	5,342
Trading account gains and fees	NA	NA
Additional Noninterest Income	$274,000	4,293
Total noninterest expense	$2,018,000	5,911
Salaries and employee benefits	$1,001,000	5,982
Premises and equipment expense	$339,000	5,126
Additional noninterest expense	$678,000	5,867
Pre-tax net operating income	$1,505,000	4,332
Securities gains (losses)	$0	4,148
Applicable income taxes	$546,000	3,866
Income before extraordinary items	$959,000	4,643
Extraordinary gains, net	$0	53
Net income	$959,000	4,644
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,805
Cash dividends	$289,000	4,651
Sale, conversion, retirement of capital stock, net	$10,000	869
Net operating income	$959,000	4,592
1995-12-31 (YTD Data)		Rank
Total interest income	$4,612,000	6,337
Total interest expense	$1,840,000	6,811
Net interest income	$2,772,000	5,859
Provision for loan and lease losses	$53,000	6,095
Total noninterest income	$426,000	5,749
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$189,000	5,888
Trading account gains and fees	NA	NA
Additional Noninterest Income	$237,000	4,638
Total noninterest expense	$1,848,000	6,355
Salaries and employee benefits	$923,000	6,442
Premises and equipment expense	$293,000	5,735
Additional noninterest expense	$632,000	6,321
Pre-tax net operating income	$1,297,000	4,977
Securities gains (losses)	$0	3,831
Applicable income taxes	$466,000	4,417
Income before extraordinary items	$831,000	5,298
Extraordinary gains, net	$0	65
Net income	$831,000	5,295
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	6,638
Cash dividends	$206,000	5,398
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$831,000	5,279
1994-12-31 (YTD Data)		Rank
Total interest income	$4,024,000	6,671
Total interest expense	$1,460,000	7,012
Net interest income	$2,564,000	6,335
Provision for loan and lease losses	$68,000	5,388
Total noninterest income	$364,000	6,497
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$149,000	6,913
Trading account gains and fees	NA	NA
Additional Noninterest Income	$215,000	5,040
Total noninterest expense	$1,709,000	6,956
Salaries and employee benefits	$801,000	7,206
Premises and equipment expense	$238,000	6,721
Additional noninterest expense	$670,000	6,534
Pre-tax net operating income	$1,151,000	5,389
Securities gains (losses)	$-2,000	9,023
Applicable income taxes	$412,000	4,665
Income before extraordinary items	$737,000	5,681
Extraordinary gains, net	$0	249
Net income	$737,000	5,698
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	8,352
Cash dividends	$165,000	5,872
Sale, conversion, retirement of capital stock, net	$40,000	929
Net operating income	$738,280	5,751
1993-12-31 (YTD Data)		Rank
Total interest income	$3,541,000	7,474
Total interest expense	$1,446,000	7,387
Net interest income	$2,095,000	7,431
Provision for loan and lease losses	$73,000	6,535
Total noninterest income	$309,000	7,535
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$132,000	7,532
Trading account gains and fees	NA	NA
Additional Noninterest Income	$177,000	6,042
Total noninterest expense	$1,510,000	7,800
Salaries and employee benefits	$670,000	8,224
Premises and equipment expense	$256,000	6,582
Additional noninterest expense	$584,000	7,479
Pre-tax net operating income	$821,000	6,711
Securities gains (losses)	$2,000	6,773
Applicable income taxes	$295,000	6,142
Income before extraordinary items	$528,000	7,320
Extraordinary gains, net	$0	3,149
Net income	$528,000	7,496
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	9,413
Cash dividends	$102,000	6,819
Sale, conversion, retirement of capital stock, net	$40,000	1,009
Net operating income	$526,720	7,080
1992-12-31 (YTD Data)		Rank
Total interest income	$3,386,000	8,351
Total interest expense	$1,552,000	8,358
Net interest income	$1,834,000	8,240
Provision for loan and lease losses	$167,000	5,802
Total noninterest income	$157,000	10,353
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$74,000	9,405
Trading account gains and fees	NA	NA
Additional Noninterest Income	$83,000	8,724
Total noninterest expense	$1,443,000	8,122
Salaries and employee benefits	$664,000	8,268
Premises and equipment expense	$306,000	5,879
Additional noninterest expense	$473,000	8,717
Pre-tax net operating income	$381,000	9,414
Securities gains (losses)	$36,000	4,684
Applicable income taxes	$154,000	8,513
Income before extraordinary items	$263,000	9,745
Extraordinary gains, net	$123,000	642
Net income	$386,000	8,479
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$95,000	6,045
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$239,960	9,691

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.