Home > County Bank > Income and Expense
County Bank, Income and Expense
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $117,175,000 | 345 |
| Total interest expense | $40,462,000 | 400 |
| Net interest income | $76,713,000 | 308 |
| Provision for loan and lease losses | $55,370,000 | 176 |
| Total noninterest income | $7,668,000 | 739 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $9,863,000 | 197 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-2,195,000 | 8,280 |
| Total noninterest expense | $115,774,000 | 220 |
| Salaries and employee benefits | $35,492,000 | 275 |
| Premises and equipment expense | $15,153,000 | 192 |
| Additional noninterest expense | $65,129,000 | 186 |
| Pre-tax net operating income | $-86,763,000 | 8,232 |
| Securities gains (losses) | $-1,893,000 | 7,878 |
| Applicable income taxes | $7,381,000 | 230 |
| Income before extraordinary items | $-96,037,000 | 8,229 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-96,037,000 | 8,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,940,000 | 131 |
| Cash dividends | $2,775,000 | 993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-94,144,000 | 8,234 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $91,110,000 | 347 |
| Total interest expense | $32,249,000 | 392 |
| Net interest income | $58,861,000 | 312 |
| Provision for loan and lease losses | $26,827,000 | 206 |
| Total noninterest income | $5,537,000 | 800 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $7,399,000 | 204 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-1,862,000 | 8,367 |
| Total noninterest expense | $89,896,000 | 210 |
| Salaries and employee benefits | $27,338,000 | 277 |
| Premises and equipment expense | $11,233,000 | 198 |
| Additional noninterest expense | $51,325,000 | 164 |
| Pre-tax net operating income | $-52,325,000 | 8,331 |
| Securities gains (losses) | $-934,000 | 7,899 |
| Applicable income taxes | $7,642,000 | 225 |
| Income before extraordinary items | $-60,901,000 | 8,327 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-60,901,000 | 8,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,317,000 | 149 |
| Cash dividends | $2,775,000 | 765 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-59,967,000 | 8,330 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $62,644,000 | 346 |
| Total interest expense | $22,605,000 | 387 |
| Net interest income | $40,039,000 | 314 |
| Provision for loan and lease losses | $15,327,000 | 196 |
| Total noninterest income | $7,782,000 | 468 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $4,764,000 | 203 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $3,018,000 | 616 |
| Total noninterest expense | $51,172,000 | 228 |
| Salaries and employee benefits | $18,146,000 | 284 |
| Premises and equipment expense | $7,355,000 | 203 |
| Additional noninterest expense | $25,671,000 | 190 |
| Pre-tax net operating income | $-18,678,000 | 8,389 |
| Securities gains (losses) | $-570,000 | 8,350 |
| Applicable income taxes | $-10,172,000 | 8,398 |
| Income before extraordinary items | $-9,076,000 | 8,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-9,076,000 | 8,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,318,000 | 131 |
| Cash dividends | $2,775,000 | 592 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-8,711,200 | 8,357 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $32,834,000 | 344 |
| Total interest expense | $12,604,000 | 378 |
| Net interest income | $20,230,000 | 314 |
| Provision for loan and lease losses | $1,407,000 | 504 |
| Total noninterest income | $3,874,000 | 479 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $2,240,000 | 211 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,634,000 | 587 |
| Total noninterest expense | $19,997,000 | 270 |
| Salaries and employee benefits | $9,237,000 | 283 |
| Premises and equipment expense | $3,730,000 | 201 |
| Additional noninterest expense | $7,030,000 | 273 |
| Pre-tax net operating income | $2,700,000 | 709 |
| Securities gains (losses) | $733,000 | 180 |
| Applicable income taxes | $816,000 | 679 |
| Income before extraordinary items | $2,617,000 | 575 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,617,000 | 576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $907,000 | 493 |
| Cash dividends | $2,775,000 | 316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,059,920 | 705 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $131,628,000 | 356 |
| Total interest expense | $57,645,000 | 375 |
| Net interest income | $73,983,000 | 337 |
| Provision for loan and lease losses | $29,803,000 | 119 |
| Total noninterest income | $12,963,000 | 512 |
| Gross Fiduciary activities income | $336,000 | 678 |
| Service charges on deposit accounts | $8,033,000 | 229 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $4,594,000 | 732 |
| Total noninterest expense | $68,451,000 | 303 |
| Salaries and employee benefits | $31,241,000 | 314 |
| Premises and equipment expense | $12,728,000 | 211 |
| Additional noninterest expense | $24,482,000 | 295 |
| Pre-tax net operating income | $-11,308,000 | 8,484 |
| Securities gains (losses) | $835,000 | 196 |
| Applicable income taxes | $-7,823,000 | 8,505 |
| Income before extraordinary items | $-2,650,000 | 8,383 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,650,000 | 8,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,934,000 | 179 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-3,184,400 | 8,398 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $95,696,000 | 367 |
| Total interest expense | $42,681,000 | 383 |
| Net interest income | $53,015,000 | 352 |
| Provision for loan and lease losses | $4,645,000 | 265 |
| Total noninterest income | $10,900,000 | 477 |
| Gross Fiduciary activities income | $218,000 | 711 |
| Service charges on deposit accounts | $5,834,000 | 227 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,848,000 | 560 |
| Total noninterest expense | $45,764,000 | 326 |
| Salaries and employee benefits | $22,837,000 | 327 |
| Premises and equipment expense | $9,374,000 | 213 |
| Additional noninterest expense | $13,553,000 | 359 |
| Pre-tax net operating income | $13,506,000 | 541 |
| Securities gains (losses) | $835,000 | 165 |
| Applicable income taxes | $2,669,000 | 761 |
| Income before extraordinary items | $11,672,000 | 480 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $11,672,000 | 478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,391,000 | 274 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $10,995,650 | 491 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $62,522,000 | 381 |
| Total interest expense | $27,875,000 | 394 |
| Net interest income | $34,647,000 | 366 |
| Provision for loan and lease losses | $3,913,000 | 207 |
| Total noninterest income | $6,609,000 | 530 |
| Gross Fiduciary activities income | $139,000 | 731 |
| Service charges on deposit accounts | $3,793,000 | 235 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,677,000 | 668 |
| Total noninterest expense | $30,279,000 | 335 |
| Salaries and employee benefits | $15,243,000 | 339 |
| Premises and equipment expense | $6,024,000 | 231 |
| Additional noninterest expense | $9,012,000 | 368 |
| Pre-tax net operating income | $7,064,000 | 698 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,694,000 | 835 |
| Income before extraordinary items | $5,370,000 | 684 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,370,000 | 683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 1,069 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $5,370,000 | 670 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $31,209,000 | 384 |
| Total interest expense | $14,028,000 | 383 |
| Net interest income | $17,181,000 | 368 |
| Provision for loan and lease losses | $200,000 | 1,154 |
| Total noninterest income | $2,967,000 | 556 |
| Gross Fiduciary activities income | $42,000 | 852 |
| Service charges on deposit accounts | $1,705,000 | 258 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,220,000 | 698 |
| Total noninterest expense | $14,095,000 | 358 |
| Salaries and employee benefits | $7,835,000 | 331 |
| Premises and equipment expense | $2,846,000 | 249 |
| Additional noninterest expense | $3,414,000 | 444 |
| Pre-tax net operating income | $5,853,000 | 475 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,576,000 | 523 |
| Income before extraordinary items | $4,277,000 | 468 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,277,000 | 467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 1,512 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $4,277,000 | 461 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $122,203,000 | 359 |
| Total interest expense | $46,633,000 | 392 |
| Net interest income | $75,570,000 | 325 |
| Provision for loan and lease losses | $400,000 | 2,257 |
| Total noninterest income | $11,538,000 | 550 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $6,122,000 | 291 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,416,000 | 641 |
| Total noninterest expense | $53,181,000 | 360 |
| Salaries and employee benefits | $29,276,000 | 329 |
| Premises and equipment expense | $10,326,000 | 252 |
| Additional noninterest expense | $13,579,000 | 431 |
| Pre-tax net operating income | $33,527,000 | 368 |
| Securities gains (losses) | $622,000 | 228 |
| Applicable income taxes | $10,619,000 | 376 |
| Income before extraordinary items | $23,530,000 | 368 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $23,530,000 | 367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,145,000 | 614 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $23,100,820 | 367 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $89,110,000 | 373 |
| Total interest expense | $32,052,000 | 420 |
| Net interest income | $57,058,000 | 338 |
| Provision for loan and lease losses | $400,000 | 1,696 |
| Total noninterest income | $8,608,000 | 562 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $4,475,000 | 301 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,133,000 | 634 |
| Total noninterest expense | $39,030,000 | 375 |
| Salaries and employee benefits | $21,572,000 | 345 |
| Premises and equipment expense | $7,325,000 | 278 |
| Additional noninterest expense | $10,133,000 | 445 |
| Pre-tax net operating income | $26,236,000 | 375 |
| Securities gains (losses) | $622,000 | 194 |
| Applicable income taxes | $8,570,000 | 378 |
| Income before extraordinary items | $18,288,000 | 382 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $18,288,000 | 381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $381,000 | 979 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $17,865,040 | 380 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $58,074,000 | 375 |
| Total interest expense | $19,606,000 | 433 |
| Net interest income | $38,468,000 | 339 |
| Provision for loan and lease losses | $200,000 | 2,096 |
| Total noninterest income | $5,450,000 | 587 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,925,000 | 303 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,525,000 | 676 |
| Total noninterest expense | $25,867,000 | 382 |
| Salaries and employee benefits | $14,246,000 | 357 |
| Premises and equipment expense | $4,700,000 | 289 |
| Additional noninterest expense | $6,921,000 | 437 |
| Pre-tax net operating income | $17,851,000 | 365 |
| Securities gains (losses) | $622,000 | 146 |
| Applicable income taxes | $6,397,000 | 348 |
| Income before extraordinary items | $12,076,000 | 385 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $12,076,000 | 384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-108,000 | 8,593 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $11,671,700 | 388 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $27,656,000 | 380 |
| Total interest expense | $8,993,000 | 443 |
| Net interest income | $18,663,000 | 346 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $2,642,000 | 592 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,421,000 | 297 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,221,000 | 696 |
| Total noninterest expense | $12,625,000 | 388 |
| Salaries and employee benefits | $6,886,000 | 368 |
| Premises and equipment expense | $2,295,000 | 294 |
| Additional noninterest expense | $3,444,000 | 439 |
| Pre-tax net operating income | $8,680,000 | 372 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,003,000 | 360 |
| Income before extraordinary items | $5,677,000 | 394 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,677,000 | 393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-365,000 | 8,752 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $5,677,000 | 390 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $90,214,000 | 399 |
| Total interest expense | $23,613,000 | 510 |
| Net interest income | $66,601,000 | 367 |
| Provision for loan and lease losses | $2,051,000 | 534 |
| Total noninterest income | $10,231,000 | 615 |
| Gross Fiduciary activities income | $65,000 | 1,011 |
| Service charges on deposit accounts | $5,859,000 | 287 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,307,000 | 757 |
| Total noninterest expense | $42,935,000 | 445 |
| Salaries and employee benefits | $22,727,000 | 423 |
| Premises and equipment expense | $8,877,000 | 296 |
| Additional noninterest expense | $11,331,000 | 501 |
| Pre-tax net operating income | $31,846,000 | 383 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $10,318,000 | 390 |
| Income before extraordinary items | $21,528,000 | 400 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $21,528,000 | 400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $880,000 | 751 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $21,528,000 | 391 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $65,189,000 | 399 |
| Total interest expense | $16,442,000 | 510 |
| Net interest income | $48,747,000 | 367 |
| Provision for loan and lease losses | $1,356,000 | 563 |
| Total noninterest income | $7,689,000 | 621 |
| Gross Fiduciary activities income | $33,000 | 1,049 |
| Service charges on deposit accounts | $4,447,000 | 281 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,209,000 | 763 |
| Total noninterest expense | $31,401,000 | 451 |
| Salaries and employee benefits | $16,714,000 | 423 |
| Premises and equipment expense | $6,491,000 | 299 |
| Additional noninterest expense | $8,196,000 | 517 |
| Pre-tax net operating income | $23,679,000 | 387 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $7,645,000 | 402 |
| Income before extraordinary items | $16,034,000 | 400 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $16,034,000 | 401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $363,000 | 1,091 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $16,034,000 | 390 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $41,688,000 | 404 |
| Total interest expense | $10,183,000 | 519 |
| Net interest income | $31,505,000 | 375 |
| Provision for loan and lease losses | $321,000 | 1,430 |
| Total noninterest income | $5,008,000 | 624 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $2,892,000 | 285 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,116,000 | 779 |
| Total noninterest expense | $21,006,000 | 443 |
| Salaries and employee benefits | $11,184,000 | 421 |
| Premises and equipment expense | $4,128,000 | 305 |
| Additional noninterest expense | $5,694,000 | 501 |
| Pre-tax net operating income | $15,186,000 | 392 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,724,000 | 418 |
| Income before extraordinary items | $10,462,000 | 404 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $10,462,000 | 404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $523,000 | 575 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $10,462,000 | 395 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $20,026,000 | 404 |
| Total interest expense | $4,809,000 | 515 |
| Net interest income | $15,217,000 | 382 |
| Provision for loan and lease losses | $220,000 | 1,052 |
| Total noninterest income | $2,677,000 | 581 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,367,000 | 283 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,310,000 | 651 |
| Total noninterest expense | $10,276,000 | 444 |
| Salaries and employee benefits | $5,532,000 | 413 |
| Premises and equipment expense | $1,949,000 | 325 |
| Additional noninterest expense | $2,795,000 | 498 |
| Pre-tax net operating income | $7,398,000 | 398 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,213,000 | 441 |
| Income before extraordinary items | $5,185,000 | 387 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $5,185,000 | 387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $467,000 | 365 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $5,185,000 | 382 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $70,643,000 | 421 |
| Total interest expense | $16,053,000 | 520 |
| Net interest income | $54,590,000 | 396 |
| Provision for loan and lease losses | $1,992,000 | 551 |
| Total noninterest income | $9,521,000 | 632 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $6,134,000 | 276 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,387,000 | 902 |
| Total noninterest expense | $38,235,000 | 471 |
| Salaries and employee benefits | $20,301,000 | 443 |
| Premises and equipment expense | $7,042,000 | 331 |
| Additional noninterest expense | $10,892,000 | 504 |
| Pre-tax net operating income | $23,884,000 | 434 |
| Securities gains (losses) | $-3,665,000 | 8,943 |
| Applicable income taxes | $7,411,000 | 451 |
| Income before extraordinary items | $12,808,000 | 548 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $12,808,000 | 549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,649,000 | 535 |
| Cash dividends | $2,000 | 6,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $15,153,600 | 461 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $51,845,000 | 420 |
| Total interest expense | $11,735,000 | 518 |
| Net interest income | $40,110,000 | 403 |
| Provision for loan and lease losses | $1,444,000 | 547 |
| Total noninterest income | $7,104,000 | 643 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $4,655,000 | 281 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,449,000 | 934 |
| Total noninterest expense | $28,195,000 | 467 |
| Salaries and employee benefits | $15,128,000 | 449 |
| Premises and equipment expense | $5,188,000 | 341 |
| Additional noninterest expense | $7,879,000 | 513 |
| Pre-tax net operating income | $17,575,000 | 440 |
| Securities gains (losses) | $44,000 | 1,759 |
| Applicable income taxes | $5,751,000 | 437 |
| Income before extraordinary items | $11,868,000 | 457 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $11,868,000 | 457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $903,000 | 617 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $11,838,520 | 443 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $34,240,000 | 422 |
| Total interest expense | $7,742,000 | 515 |
| Net interest income | $26,498,000 | 404 |
| Provision for loan and lease losses | $681,000 | 751 |
| Total noninterest income | $4,697,000 | 648 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $3,014,000 | 284 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,683,000 | 904 |
| Total noninterest expense | $18,944,000 | 469 |
| Salaries and employee benefits | $10,223,000 | 448 |
| Premises and equipment expense | $3,316,000 | 355 |
| Additional noninterest expense | $5,405,000 | 502 |
| Pre-tax net operating income | $11,570,000 | 441 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $3,708,000 | 456 |
| Income before extraordinary items | $7,864,000 | 455 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,864,000 | 455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $747,000 | 534 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $7,862,640 | 439 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $16,927,000 | 432 |
| Total interest expense | $3,865,000 | 525 |
| Net interest income | $13,062,000 | 414 |
| Provision for loan and lease losses | $620,000 | 434 |
| Total noninterest income | $2,272,000 | 658 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,434,000 | 296 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $838,000 | 893 |
| Total noninterest expense | $9,280,000 | 482 |
| Salaries and employee benefits | $4,944,000 | 463 |
| Premises and equipment expense | $1,708,000 | 354 |
| Additional noninterest expense | $2,628,000 | 508 |
| Pre-tax net operating income | $5,434,000 | 451 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $1,688,000 | 489 |
| Income before extraordinary items | $3,747,000 | 481 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,747,000 | 480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 606 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $3,746,310 | 446 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $62,497,000 | 460 |
| Total interest expense | $15,609,000 | 576 |
| Net interest income | $46,888,000 | 434 |
| Provision for loan and lease losses | $2,455,000 | 564 |
| Total noninterest income | $9,694,000 | 668 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $5,480,000 | 304 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $4,214,000 | 863 |
| Total noninterest expense | $34,890,000 | 511 |
| Salaries and employee benefits | $18,575,000 | 478 |
| Premises and equipment expense | $6,670,000 | 366 |
| Additional noninterest expense | $9,645,000 | 572 |
| Pre-tax net operating income | $19,237,000 | 494 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $5,143,000 | 603 |
| Income before extraordinary items | $14,094,000 | 504 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $14,094,000 | 506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,326,000 | 738 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $14,094,000 | 476 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $46,259,000 | 478 |
| Total interest expense | $11,852,000 | 596 |
| Net interest income | $34,407,000 | 454 |
| Provision for loan and lease losses | $1,904,000 | 542 |
| Total noninterest income | $6,921,000 | 725 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $4,064,000 | 320 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,857,000 | 953 |
| Total noninterest expense | $25,765,000 | 530 |
| Salaries and employee benefits | $13,786,000 | 494 |
| Premises and equipment expense | $4,723,000 | 389 |
| Additional noninterest expense | $7,256,000 | 579 |
| Pre-tax net operating income | $13,659,000 | 525 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $3,238,000 | 723 |
| Income before extraordinary items | $10,421,000 | 527 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $10,421,000 | 527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $861,000 | 768 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $10,421,000 | 493 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $30,181,000 | 499 |
| Total interest expense | $7,868,000 | 619 |
| Net interest income | $22,313,000 | 465 |
| Provision for loan and lease losses | $1,153,000 | 586 |
| Total noninterest income | $4,513,000 | 726 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $2,634,000 | 324 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,879,000 | 956 |
| Total noninterest expense | $16,820,000 | 541 |
| Salaries and employee benefits | $9,175,000 | 495 |
| Premises and equipment expense | $3,022,000 | 409 |
| Additional noninterest expense | $4,623,000 | 601 |
| Pre-tax net operating income | $8,853,000 | 534 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $2,120,000 | 737 |
| Income before extraordinary items | $6,733,000 | 542 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,733,000 | 542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $661,000 | 697 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $6,733,000 | 502 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $14,661,000 | 516 |
| Total interest expense | $3,854,000 | 644 |
| Net interest income | $10,807,000 | 482 |
| Provision for loan and lease losses | $671,000 | 507 |
| Total noninterest income | $2,227,000 | 729 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,277,000 | 329 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $950,000 | 923 |
| Total noninterest expense | $8,177,000 | 548 |
| Salaries and employee benefits | $4,359,000 | 515 |
| Premises and equipment expense | $1,510,000 | 411 |
| Additional noninterest expense | $2,308,000 | 602 |
| Pre-tax net operating income | $4,186,000 | 570 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,005,000 | 790 |
| Income before extraordinary items | $3,181,000 | 557 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,181,000 | 555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 1,365 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $3,181,000 | 522 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $58,851,000 | 543 |
| Total interest expense | $18,229,000 | 623 |
| Net interest income | $40,622,000 | 504 |
| Provision for loan and lease losses | $4,151,000 | 439 |
| Total noninterest income | $7,918,000 | 734 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $5,076,000 | 330 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,842,000 | 1,027 |
| Total noninterest expense | $30,756,000 | 553 |
| Salaries and employee benefits | $16,282,000 | 521 |
| Premises and equipment expense | $5,831,000 | 413 |
| Additional noninterest expense | $8,643,000 | 623 |
| Pre-tax net operating income | $13,633,000 | 648 |
| Securities gains (losses) | $180,000 | 1,243 |
| Applicable income taxes | $2,819,000 | 973 |
| Income before extraordinary items | $10,994,000 | 586 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $10,994,000 | 587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,760,000 | 610 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $1,859,000 | 308 |
| Net operating income | $10,850,000 | 567 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $58,231,000 | 604 |
| Total interest expense | $22,589,000 | 738 |
| Net interest income | $35,642,000 | 530 |
| Provision for loan and lease losses | $4,115,000 | 404 |
| Total noninterest income | $6,386,000 | 814 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $3,981,000 | 382 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,405,000 | 1,095 |
| Total noninterest expense | $27,023,000 | 606 |
| Salaries and employee benefits | $13,558,000 | 580 |
| Premises and equipment expense | $5,670,000 | 411 |
| Additional noninterest expense | $7,795,000 | 684 |
| Pre-tax net operating income | $10,890,000 | 717 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,841,000 | 877 |
| Income before extraordinary items | $8,049,000 | 697 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $8,049,000 | 699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,580,000 | 475 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $6,000,000 | 145 |
| Net operating income | $8,049,000 | 672 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $50,968,000 | 717 |
| Total interest expense | $20,488,000 | 864 |
| Net interest income | $30,480,000 | 604 |
| Provision for loan and lease losses | $3,286,000 | 430 |
| Total noninterest income | $5,519,000 | 867 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $3,527,000 | 382 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,992,000 | 1,136 |
| Total noninterest expense | $22,679,000 | 688 |
| Salaries and employee benefits | $10,682,000 | 670 |
| Premises and equipment expense | $4,380,000 | 516 |
| Additional noninterest expense | $7,617,000 | 699 |
| Pre-tax net operating income | $10,034,000 | 777 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,973,000 | 834 |
| Income before extraordinary items | $7,061,000 | 765 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $7,061,000 | 765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,621,000 | 537 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $7,061,000 | 765 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $39,433,000 | 864 |
| Total interest expense | $13,786,000 | 1,100 |
| Net interest income | $25,647,000 | 714 |
| Provision for loan and lease losses | $2,659,000 | 444 |
| Total noninterest income | $5,202,000 | 921 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,254,000 | 426 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,948,000 | 1,181 |
| Total noninterest expense | $20,338,000 | 755 |
| Salaries and employee benefits | $9,202,000 | 757 |
| Premises and equipment expense | $3,477,000 | 628 |
| Additional noninterest expense | $7,659,000 | 729 |
| Pre-tax net operating income | $7,852,000 | 1,004 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,323,000 | 1,083 |
| Income before extraordinary items | $5,529,000 | 1,000 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,529,000 | 1,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $892,000 | 765 |
| Cash dividends | $1,243,000 | 1,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $5,529,000 | 984 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $30,735,000 | 1,064 |
| Total interest expense | $11,783,000 | 1,320 |
| Net interest income | $18,952,000 | 905 |
| Provision for loan and lease losses | $3,671,000 | 402 |
| Total noninterest income | $4,839,000 | 958 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $2,806,000 | 468 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,033,000 | 1,149 |
| Total noninterest expense | $16,649,000 | 860 |
| Salaries and employee benefits | $5,938,000 | 1,098 |
| Premises and equipment expense | $3,323,000 | 644 |
| Additional noninterest expense | $7,388,000 | 732 |
| Pre-tax net operating income | $3,471,000 | 2,083 |
| Securities gains (losses) | $-3,000 | 9,968 |
| Applicable income taxes | $803,000 | 2,735 |
| Income before extraordinary items | $2,665,000 | 1,964 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,665,000 | 1,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,744,000 | 396 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,667,310 | 1,895 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $22,884,000 | 1,435 |
| Total interest expense | $8,865,000 | 1,748 |
| Net interest income | $14,019,000 | 1,234 |
| Provision for loan and lease losses | $5,662,000 | 300 |
| Total noninterest income | $3,691,000 | 1,138 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,709,000 | 747 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,982,000 | 1,113 |
| Total noninterest expense | $12,171,000 | 1,096 |
| Salaries and employee benefits | $5,490,000 | 1,202 |
| Premises and equipment expense | $2,400,000 | 839 |
| Additional noninterest expense | $4,281,000 | 1,082 |
| Pre-tax net operating income | $-123,000 | 10,509 |
| Securities gains (losses) | $-26,000 | 10,459 |
| Applicable income taxes | $-272,000 | 10,818 |
| Income before extraordinary items | $123,000 | 9,811 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $123,000 | 9,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,776,000 | 288 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $14,000,000 | 60 |
| Net operating income | $139,640 | 9,636 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $17,968,000 | 1,887 |
| Total interest expense | $6,282,000 | 2,457 |
| Net interest income | $11,686,000 | 1,525 |
| Provision for loan and lease losses | $1,506,000 | 753 |
| Total noninterest income | $2,859,000 | 1,412 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,274,000 | 1,033 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,585,000 | 1,350 |
| Total noninterest expense | $9,732,000 | 1,468 |
| Salaries and employee benefits | $4,612,000 | 1,462 |
| Premises and equipment expense | $1,744,000 | 1,200 |
| Additional noninterest expense | $3,376,000 | 1,568 |
| Pre-tax net operating income | $3,307,000 | 2,168 |
| Securities gains (losses) | $11,000 | 2,431 |
| Applicable income taxes | $1,223,000 | 1,965 |
| Income before extraordinary items | $2,095,000 | 2,352 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,095,000 | 2,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $572,000 | 1,287 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,087,960 | 2,313 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,873,000 | 2,115 |
| Total interest expense | $5,717,000 | 2,687 |
| Net interest income | $10,156,000 | 1,762 |
| Provision for loan and lease losses | $228,000 | 2,771 |
| Total noninterest income | $1,644,000 | 2,141 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $920,000 | 1,486 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $724,000 | 2,246 |
| Total noninterest expense | $11,011,000 | 1,296 |
| Salaries and employee benefits | $4,161,000 | 1,597 |
| Premises and equipment expense | $1,401,000 | 1,468 |
| Additional noninterest expense | $5,449,000 | 1,047 |
| Pre-tax net operating income | $561,000 | 8,114 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $223,000 | 7,049 |
| Income before extraordinary items | $335,000 | 8,610 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $335,000 | 8,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,012 |
| Cash dividends | $130,000 | 6,332 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 741 |
| Net operating income | $336,920 | 8,571 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,806,000 | 2,361 |
| Total interest expense | $3,849,000 | 3,175 |
| Net interest income | $8,957,000 | 2,021 |
| Provision for loan and lease losses | $18,000 | 7,907 |
| Total noninterest income | $1,598,000 | 2,179 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $900,000 | 1,498 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $698,000 | 2,337 |
| Total noninterest expense | $7,699,000 | 1,882 |
| Salaries and employee benefits | $3,545,000 | 1,882 |
| Premises and equipment expense | $1,105,000 | 1,853 |
| Additional noninterest expense | $3,049,000 | 1,780 |
| Pre-tax net operating income | $2,838,000 | 2,495 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,102,000 | 2,046 |
| Income before extraordinary items | $1,736,000 | 2,787 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,736,000 | 2,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,040 |
| Cash dividends | $5,000 | 8,858 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 865 |
| Net operating income | $1,736,000 | 2,801 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,483,000 | 2,696 |
| Total interest expense | $3,061,000 | 4,049 |
| Net interest income | $8,422,000 | 2,143 |
| Provision for loan and lease losses | $254,000 | 3,349 |
| Total noninterest income | $1,532,000 | 2,409 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $831,000 | 1,653 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $701,000 | 2,599 |
| Total noninterest expense | $7,340,000 | 2,009 |
| Salaries and employee benefits | $3,240,000 | 2,046 |
| Premises and equipment expense | $1,024,000 | 2,005 |
| Additional noninterest expense | $3,076,000 | 1,875 |
| Pre-tax net operating income | $2,360,000 | 2,853 |
| Securities gains (losses) | $28,000 | 4,186 |
| Applicable income taxes | $905,000 | 2,507 |
| Income before extraordinary items | $1,483,000 | 3,281 |
| Extraordinary gains, net | $300,000 | 714 |
| Net income | $1,783,000 | 2,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 4,097 |
| Cash dividends | $3,000 | 9,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,465,080 | 3,136 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,370,000 | 3,095 |
| Total interest expense | $3,948,000 | 4,127 |
| Net interest income | $7,422,000 | 2,440 |
| Provision for loan and lease losses | $162,000 | 5,880 |
| Total noninterest income | $1,216,000 | 2,832 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $751,000 | 1,802 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $465,000 | 3,344 |
| Total noninterest expense | $6,664,000 | 2,212 |
| Salaries and employee benefits | $3,258,000 | 2,016 |
| Premises and equipment expense | $991,000 | 2,108 |
| Additional noninterest expense | $2,415,000 | 2,390 |
| Pre-tax net operating income | $1,812,000 | 3,409 |
| Securities gains (losses) | $30,000 | 4,989 |
| Applicable income taxes | $676,000 | 3,084 |
| Income before extraordinary items | $1,166,000 | 3,904 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,166,000 | 3,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 3,766 |
| Cash dividends | $6,000 | 8,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,146,800 | 3,684 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.