Home > Countryside Bank > Income and Expense
Countryside Bank, Income and Expense
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,925,000 | 5,147 |
| Total interest expense | $1,561,000 | 4,406 |
| Net interest income | $1,364,000 | 5,753 |
| Provision for loan and lease losses | $587,000 | 1,736 |
| Total noninterest income | $-100,000 | 8,391 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $175,000 | 3,751 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-275,000 | 8,410 |
| Total noninterest expense | $1,290,000 | 5,593 |
| Salaries and employee benefits | $735,000 | 5,458 |
| Premises and equipment expense | $129,000 | 6,213 |
| Additional noninterest expense | $426,000 | 5,223 |
| Pre-tax net operating income | $-613,000 | 7,691 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-613,000 | 7,775 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-613,000 | 7,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $397,000 | 1,514 |
| Cash dividends | $12,000 | 4,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-613,000 | 7,752 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,531,000 | 5,116 |
| Total interest expense | $831,000 | 4,411 |
| Net interest income | $700,000 | 5,697 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $77,000 | 5,937 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $81,000 | 3,870 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-4,000 | 8,387 |
| Total noninterest expense | $649,000 | 5,593 |
| Salaries and employee benefits | $375,000 | 5,439 |
| Premises and equipment expense | $64,000 | 6,286 |
| Additional noninterest expense | $210,000 | 5,226 |
| Pre-tax net operating income | $53,000 | 6,574 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $20,000 | 4,373 |
| Income before extraordinary items | $33,000 | 6,827 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $33,000 | 6,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 2,029 |
| Cash dividends | $12,000 | 3,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $33,000 | 6,734 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,488,000 | 4,964 |
| Total interest expense | $3,420,000 | 4,403 |
| Net interest income | $3,068,000 | 5,437 |
| Provision for loan and lease losses | $104,000 | 4,861 |
| Total noninterest income | $396,000 | 5,516 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $282,000 | 4,200 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $114,000 | 6,012 |
| Total noninterest expense | $2,491,000 | 5,619 |
| Salaries and employee benefits | $1,422,000 | 5,466 |
| Premises and equipment expense | $250,000 | 6,258 |
| Additional noninterest expense | $819,000 | 5,273 |
| Pre-tax net operating income | $869,000 | 5,019 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $320,000 | 3,301 |
| Income before extraordinary items | $549,000 | 5,519 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $549,000 | 5,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,332 |
| Cash dividends | $83,000 | 5,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $549,000 | 5,504 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,873,000 | 4,973 |
| Total interest expense | $2,552,000 | 4,420 |
| Net interest income | $2,321,000 | 5,446 |
| Provision for loan and lease losses | $59,000 | 4,893 |
| Total noninterest income | $289,000 | 5,616 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $208,000 | 4,259 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $81,000 | 6,140 |
| Total noninterest expense | $1,830,000 | 5,642 |
| Salaries and employee benefits | $1,087,000 | 5,390 |
| Premises and equipment expense | $189,000 | 6,213 |
| Additional noninterest expense | $554,000 | 5,536 |
| Pre-tax net operating income | $721,000 | 5,064 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $264,000 | 3,366 |
| Income before extraordinary items | $457,000 | 5,544 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $457,000 | 5,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,329 |
| Cash dividends | $83,000 | 4,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $457,000 | 5,534 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,213,000 | 5,030 |
| Total interest expense | $1,671,000 | 4,474 |
| Net interest income | $1,542,000 | 5,494 |
| Provision for loan and lease losses | $35,000 | 4,774 |
| Total noninterest income | $194,000 | 5,634 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $134,000 | 4,337 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $60,000 | 5,996 |
| Total noninterest expense | $1,219,000 | 5,678 |
| Salaries and employee benefits | $730,000 | 5,419 |
| Premises and equipment expense | $130,000 | 6,176 |
| Additional noninterest expense | $359,000 | 5,615 |
| Pre-tax net operating income | $482,000 | 5,115 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $176,000 | 3,426 |
| Income before extraordinary items | $306,000 | 5,614 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $306,000 | 5,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,719 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $306,000 | 5,588 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,578,000 | 5,078 |
| Total interest expense | $817,000 | 4,518 |
| Net interest income | $761,000 | 5,549 |
| Provision for loan and lease losses | $5,000 | 5,396 |
| Total noninterest income | $92,000 | 5,714 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $64,000 | 4,392 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $28,000 | 6,096 |
| Total noninterest expense | $616,000 | 5,670 |
| Salaries and employee benefits | $368,000 | 5,428 |
| Premises and equipment expense | $67,000 | 6,138 |
| Additional noninterest expense | $181,000 | 5,576 |
| Pre-tax net operating income | $232,000 | 5,212 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $85,000 | 3,492 |
| Income before extraordinary items | $147,000 | 5,685 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $147,000 | 5,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,748 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $147,000 | 5,670 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,796,000 | 5,125 |
| Total interest expense | $2,798,000 | 4,503 |
| Net interest income | $2,998,000 | 5,527 |
| Provision for loan and lease losses | $50,000 | 5,567 |
| Total noninterest income | $378,000 | 5,728 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $275,000 | 4,287 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $103,000 | 6,283 |
| Total noninterest expense | $2,347,000 | 5,688 |
| Salaries and employee benefits | $1,383,000 | 5,448 |
| Premises and equipment expense | $261,000 | 6,097 |
| Additional noninterest expense | $703,000 | 5,630 |
| Pre-tax net operating income | $979,000 | 5,249 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $358,000 | 3,571 |
| Income before extraordinary items | $621,000 | 5,747 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $621,000 | 5,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,186 |
| Cash dividends | $96,000 | 5,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $621,000 | 5,734 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,217,000 | 5,204 |
| Total interest expense | $1,994,000 | 4,555 |
| Net interest income | $2,223,000 | 5,621 |
| Provision for loan and lease losses | $45,000 | 5,149 |
| Total noninterest income | $279,000 | 5,787 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $190,000 | 4,510 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $89,000 | 6,050 |
| Total noninterest expense | $1,765,000 | 5,664 |
| Salaries and employee benefits | $1,047,000 | 5,404 |
| Premises and equipment expense | $192,000 | 6,184 |
| Additional noninterest expense | $526,000 | 5,622 |
| Pre-tax net operating income | $692,000 | 5,560 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $252,000 | 3,828 |
| Income before extraordinary items | $440,000 | 6,032 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $440,000 | 6,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,782 |
| Cash dividends | $54,000 | 4,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $440,000 | 6,027 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,722,000 | 5,269 |
| Total interest expense | $1,253,000 | 4,590 |
| Net interest income | $1,469,000 | 5,669 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $180,000 | 5,854 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $124,000 | 4,534 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $56,000 | 6,195 |
| Total noninterest expense | $1,171,000 | 5,690 |
| Salaries and employee benefits | $701,000 | 5,421 |
| Premises and equipment expense | $124,000 | 6,267 |
| Additional noninterest expense | $346,000 | 5,652 |
| Pre-tax net operating income | $448,000 | 5,653 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $163,000 | 3,894 |
| Income before extraordinary items | $285,000 | 6,118 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $285,000 | 6,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,137 |
| Cash dividends | $30,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $285,000 | 6,122 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,303,000 | 5,347 |
| Total interest expense | $589,000 | 4,630 |
| Net interest income | $714,000 | 5,748 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $91,000 | 5,791 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $58,000 | 4,612 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $33,000 | 5,895 |
| Total noninterest expense | $581,000 | 5,724 |
| Salaries and employee benefits | $350,000 | 5,440 |
| Premises and equipment expense | $64,000 | 6,199 |
| Additional noninterest expense | $167,000 | 5,734 |
| Pre-tax net operating income | $209,000 | 5,749 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $76,000 | 3,933 |
| Income before extraordinary items | $133,000 | 6,200 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $133,000 | 6,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,550 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $133,000 | 6,200 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,588,000 | 5,429 |
| Total interest expense | $1,769,000 | 4,789 |
| Net interest income | $2,819,000 | 5,694 |
| Provision for loan and lease losses | $130,000 | 4,334 |
| Total noninterest income | $383,000 | 5,815 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $260,000 | 4,501 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $123,000 | 6,081 |
| Total noninterest expense | $2,196,000 | 5,785 |
| Salaries and employee benefits | $1,281,000 | 5,570 |
| Premises and equipment expense | $244,000 | 6,277 |
| Additional noninterest expense | $671,000 | 5,716 |
| Pre-tax net operating income | $876,000 | 5,692 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $327,000 | 4,017 |
| Income before extraordinary items | $549,000 | 6,183 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $549,000 | 6,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,059 |
| Cash dividends | $92,000 | 5,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $549,000 | 6,150 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,352,000 | 5,481 |
| Total interest expense | $1,259,000 | 4,809 |
| Net interest income | $2,093,000 | 5,746 |
| Provision for loan and lease losses | $100,000 | 4,154 |
| Total noninterest income | $298,000 | 5,775 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $198,000 | 4,476 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $100,000 | 5,941 |
| Total noninterest expense | $1,616,000 | 5,825 |
| Salaries and employee benefits | $945,000 | 5,612 |
| Premises and equipment expense | $178,000 | 6,312 |
| Additional noninterest expense | $493,000 | 5,743 |
| Pre-tax net operating income | $675,000 | 5,721 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $248,000 | 4,101 |
| Income before extraordinary items | $427,000 | 6,231 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $427,000 | 6,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 2,367 |
| Cash dividends | $50,000 | 5,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $427,000 | 6,190 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,169,000 | 5,496 |
| Total interest expense | $798,000 | 4,788 |
| Net interest income | $1,371,000 | 5,789 |
| Provision for loan and lease losses | $75,000 | 3,815 |
| Total noninterest income | $199,000 | 5,743 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $134,000 | 4,409 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $65,000 | 6,001 |
| Total noninterest expense | $1,064,000 | 5,858 |
| Salaries and employee benefits | $623,000 | 5,631 |
| Premises and equipment expense | $117,000 | 6,347 |
| Additional noninterest expense | $324,000 | 5,772 |
| Pre-tax net operating income | $431,000 | 5,795 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $157,000 | 4,180 |
| Income before extraordinary items | $274,000 | 6,315 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $274,000 | 6,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 2,115 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $274,000 | 6,264 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,054,000 | 5,571 |
| Total interest expense | $374,000 | 4,858 |
| Net interest income | $680,000 | 5,819 |
| Provision for loan and lease losses | $28,000 | 4,295 |
| Total noninterest income | $76,000 | 6,278 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $65,000 | 4,425 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,631 |
| Total noninterest expense | $526,000 | 5,934 |
| Salaries and employee benefits | $305,000 | 5,739 |
| Premises and equipment expense | $58,000 | 6,415 |
| Additional noninterest expense | $163,000 | 5,744 |
| Pre-tax net operating income | $202,000 | 5,939 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $72,000 | 4,250 |
| Income before extraordinary items | $130,000 | 6,396 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $130,000 | 6,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 1,959 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $130,000 | 6,354 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,801,000 | 5,716 |
| Total interest expense | $1,273,000 | 4,948 |
| Net interest income | $2,528,000 | 5,968 |
| Provision for loan and lease losses | $202,000 | 3,667 |
| Total noninterest income | $278,000 | 6,562 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $229,000 | 4,927 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $49,000 | 7,440 |
| Total noninterest expense | $1,958,000 | 6,066 |
| Salaries and employee benefits | $1,128,000 | 5,896 |
| Premises and equipment expense | $217,000 | 6,566 |
| Additional noninterest expense | $613,000 | 5,907 |
| Pre-tax net operating income | $646,000 | 6,269 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $240,000 | 4,500 |
| Income before extraordinary items | $406,000 | 6,737 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $406,000 | 6,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,850 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $406,000 | 6,677 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,762,000 | 5,815 |
| Total interest expense | $933,000 | 4,980 |
| Net interest income | $1,829,000 | 6,090 |
| Provision for loan and lease losses | $112,000 | 4,102 |
| Total noninterest income | $205,000 | 6,627 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $171,000 | 4,982 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $34,000 | 7,563 |
| Total noninterest expense | $1,456,000 | 6,069 |
| Salaries and employee benefits | $839,000 | 5,867 |
| Premises and equipment expense | $162,000 | 6,555 |
| Additional noninterest expense | $455,000 | 5,908 |
| Pre-tax net operating income | $466,000 | 6,478 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $155,000 | 4,807 |
| Income before extraordinary items | $311,000 | 6,832 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $311,000 | 6,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,894 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $311,000 | 6,754 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,802,000 | 5,884 |
| Total interest expense | $606,000 | 5,072 |
| Net interest income | $1,196,000 | 6,157 |
| Provision for loan and lease losses | $77,000 | 3,961 |
| Total noninterest income | $133,000 | 6,717 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $105,000 | 5,166 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $28,000 | 7,329 |
| Total noninterest expense | $958,000 | 6,149 |
| Salaries and employee benefits | $555,000 | 5,937 |
| Premises and equipment expense | $106,000 | 6,654 |
| Additional noninterest expense | $297,000 | 6,004 |
| Pre-tax net operating income | $294,000 | 6,550 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $91,000 | 4,952 |
| Income before extraordinary items | $203,000 | 6,872 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $203,000 | 6,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,069 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $203,000 | 6,790 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $880,000 | 5,991 |
| Total interest expense | $300,000 | 5,164 |
| Net interest income | $580,000 | 6,253 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $64,000 | 6,737 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $50,000 | 5,207 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $14,000 | 7,349 |
| Total noninterest expense | $473,000 | 6,229 |
| Salaries and employee benefits | $278,000 | 5,970 |
| Premises and equipment expense | $51,000 | 6,740 |
| Additional noninterest expense | $144,000 | 6,129 |
| Pre-tax net operating income | $141,000 | 6,564 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $49,000 | 4,865 |
| Income before extraordinary items | $92,000 | 7,028 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $92,000 | 7,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $92,000 | 6,942 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,333,000 | 6,182 |
| Total interest expense | $1,287,000 | 5,347 |
| Net interest income | $2,046,000 | 6,530 |
| Provision for loan and lease losses | $216,000 | 3,884 |
| Total noninterest income | $172,000 | 7,592 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $141,000 | 5,980 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $31,000 | 8,089 |
| Total noninterest expense | $1,720,000 | 6,488 |
| Salaries and employee benefits | $979,000 | 6,336 |
| Premises and equipment expense | $222,000 | 6,520 |
| Additional noninterest expense | $519,000 | 6,432 |
| Pre-tax net operating income | $282,000 | 7,499 |
| Securities gains (losses) | $49,000 | 2,531 |
| Applicable income taxes | $48,000 | 6,313 |
| Income before extraordinary items | $283,000 | 7,364 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $283,000 | 7,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,676 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $241,350 | 7,432 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,466,000 | 6,295 |
| Total interest expense | $982,000 | 5,436 |
| Net interest income | $1,484,000 | 6,662 |
| Provision for loan and lease losses | $130,000 | 4,216 |
| Total noninterest income | $121,000 | 7,764 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $98,000 | 6,163 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 8,129 |
| Total noninterest expense | $1,276,000 | 6,506 |
| Salaries and employee benefits | $721,000 | 6,382 |
| Premises and equipment expense | $166,000 | 6,526 |
| Additional noninterest expense | $389,000 | 6,421 |
| Pre-tax net operating income | $199,000 | 7,735 |
| Securities gains (losses) | $31,000 | 2,671 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $230,000 | 7,393 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $230,000 | 7,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,318 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $199,000 | 7,443 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,606,000 | 6,415 |
| Total interest expense | $666,000 | 5,496 |
| Net interest income | $940,000 | 6,828 |
| Provision for loan and lease losses | $72,000 | 4,482 |
| Total noninterest income | $74,000 | 7,888 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $59,000 | 6,330 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $15,000 | 8,141 |
| Total noninterest expense | $842,000 | 6,553 |
| Salaries and employee benefits | $478,000 | 6,420 |
| Premises and equipment expense | $109,000 | 6,544 |
| Additional noninterest expense | $255,000 | 6,472 |
| Pre-tax net operating income | $100,000 | 8,007 |
| Securities gains (losses) | $31,000 | 2,340 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $131,000 | 7,646 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $131,000 | 7,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,662 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $100,000 | 7,784 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $771,000 | 6,594 |
| Total interest expense | $335,000 | 5,579 |
| Net interest income | $436,000 | 7,046 |
| Provision for loan and lease losses | $38,000 | 4,186 |
| Total noninterest income | $33,000 | 8,028 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $27,000 | 6,433 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,357 |
| Total noninterest expense | $414,000 | 6,604 |
| Salaries and employee benefits | $235,000 | 6,482 |
| Premises and equipment expense | $53,000 | 6,622 |
| Additional noninterest expense | $126,000 | 6,497 |
| Pre-tax net operating income | $17,000 | 8,494 |
| Securities gains (losses) | $19,000 | 1,926 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $36,000 | 8,167 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $36,000 | 8,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $17,000 | 8,413 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,033,000 | 6,826 |
| Total interest expense | $1,487,000 | 5,749 |
| Net interest income | $1,546,000 | 7,356 |
| Provision for loan and lease losses | $99,000 | 5,759 |
| Total noninterest income | $136,000 | 7,997 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $96,000 | 6,642 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 7,875 |
| Total noninterest expense | $1,531,000 | 6,779 |
| Salaries and employee benefits | $821,000 | 6,808 |
| Premises and equipment expense | $209,000 | 6,671 |
| Additional noninterest expense | $501,000 | 6,490 |
| Pre-tax net operating income | $52,000 | 8,467 |
| Securities gains (losses) | $53,000 | 2,352 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $105,000 | 8,309 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $105,000 | 8,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,321 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $52,000 | 8,460 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,808,000 | 7,442 |
| Total interest expense | $1,769,000 | 6,470 |
| Net interest income | $1,039,000 | 8,208 |
| Provision for loan and lease losses | $90,000 | 5,778 |
| Total noninterest income | $92,000 | 8,625 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $69,000 | 7,188 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $23,000 | 8,600 |
| Total noninterest expense | $1,054,000 | 7,818 |
| Salaries and employee benefits | $564,000 | 7,834 |
| Premises and equipment expense | $152,000 | 7,483 |
| Additional noninterest expense | $338,000 | 7,591 |
| Pre-tax net operating income | $-13,000 | 8,758 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-13,000 | 8,845 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-13,000 | 8,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,867 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 343 |
| Net operating income | $-13,000 | 8,762 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,150,000 | 8,270 |
| Total interest expense | $1,305,000 | 7,572 |
| Net interest income | $845,000 | 8,801 |
| Provision for loan and lease losses | $91,000 | 5,498 |
| Total noninterest income | $75,000 | 8,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 7,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 8,999 |
| Total noninterest expense | $802,000 | 8,565 |
| Salaries and employee benefits | $457,000 | 8,457 |
| Premises and equipment expense | $92,000 | 8,578 |
| Additional noninterest expense | $253,000 | 8,313 |
| Pre-tax net operating income | $27,000 | 9,028 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $27,000 | 9,042 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $27,000 | 9,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,122 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $27,000 | 9,025 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,278,000 | 9,336 |
| Total interest expense | $766,000 | 8,767 |
| Net interest income | $512,000 | 9,666 |
| Provision for loan and lease losses | $101,000 | 5,190 |
| Total noninterest income | $41,000 | 9,718 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 8,416 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,383 |
| Total noninterest expense | $636,000 | 9,210 |
| Salaries and employee benefits | $352,000 | 9,176 |
| Premises and equipment expense | $98,000 | 8,667 |
| Additional noninterest expense | $186,000 | 9,170 |
| Pre-tax net operating income | $-184,000 | 9,610 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-184,000 | 9,664 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-184,000 | 9,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-184,000 | 9,639 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $352,000 | 10,292 |
| Total interest expense | $187,000 | 10,204 |
| Net interest income | $165,000 | 10,330 |
| Provision for loan and lease losses | $57,000 | 6,384 |
| Total noninterest income | $7,000 | 10,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 8,992 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 10,240 |
| Total noninterest expense | $276,000 | 10,303 |
| Salaries and employee benefits | $143,000 | 10,282 |
| Premises and equipment expense | $35,000 | 10,109 |
| Additional noninterest expense | $98,000 | 10,142 |
| Pre-tax net operating income | $-161,000 | 9,970 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-161,000 | 10,021 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-161,000 | 10,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 324 |
| Net operating income | $-161,000 | 9,984 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.