Home > Countryside Bank > Income and Expense

Countryside Bank, Income and Expense

2019-09-30 (YTD Data)		Rank
Total interest income	$23,839,000	1,040
Total interest expense	$2,980,000	1,493
Net interest income	$20,859,000	965
Provision for loan and lease losses	$315,000	1,553
Total noninterest income	$3,631,000	1,145
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$543,000	1,450
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,088,000	934
Total noninterest expense	$15,265,000	1,071
Salaries and employee benefits	$8,534,000	1,092
Premises and equipment expense	$1,926,000	962
Additional noninterest expense	$4,805,000	1,034
Pre-tax net operating income	$8,910,000	927
Securities gains (losses)	$-9,000	4,884
Applicable income taxes	$63,000	3,156
Income before extraordinary items	$8,838,000	823
Extraordinary gains, net	$0	11
Net income	$8,838,000	824
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,838,000	824
Net charge-offs	$58,000	2,124
Cash dividends	$5,550,000	561
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$8,846,910	804
2019-06-30 (YTD Data)		Rank
Total interest income	$15,813,000	1,039
Total interest expense	$1,975,000	1,475
Net interest income	$13,838,000	967
Provision for loan and lease losses	$210,000	1,506
Total noninterest income	$2,010,000	1,268
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$354,000	1,463
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,656,000	1,081
Total noninterest expense	$9,991,000	1,085
Salaries and employee benefits	$5,478,000	1,121
Premises and equipment expense	$1,257,000	980
Additional noninterest expense	$3,256,000	1,023
Pre-tax net operating income	$5,647,000	953
Securities gains (losses)	$-9,000	4,923
Applicable income taxes	$42,000	3,166
Income before extraordinary items	$5,596,000	841
Extraordinary gains, net	$0	11
Net income	$5,596,000	841
Minority interest net income	$0	69
Net income of bank and minority interests.	$5,596,000	841
Net charge-offs	$32,000	2,131
Cash dividends	$3,300,000	599
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$5,604,910	822
2019-03-31 (YTD Data)		Rank
Total interest income	$7,837,000	1,032
Total interest expense	$955,000	1,478
Net interest income	$6,882,000	974
Provision for loan and lease losses	$105,000	1,424
Total noninterest income	$846,000	1,384
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$177,000	1,462
Trading account gains and fees	NA	NA
Additional Noninterest Income	$669,000	1,203
Total noninterest expense	$4,916,000	1,089
Salaries and employee benefits	$2,766,000	1,115
Premises and equipment expense	$650,000	955
Additional noninterest expense	$1,500,000	1,074
Pre-tax net operating income	$2,707,000	950
Securities gains (losses)	$0	1,087
Applicable income taxes	$21,000	3,140
Income before extraordinary items	$2,686,000	861
Extraordinary gains, net	$0	5
Net income	$2,686,000	860
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,686,000	860
Net charge-offs	$35,000	1,407
Cash dividends	$1,150,000	746
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$2,686,000	844
2018-12-31 (YTD Data)		Rank
Total interest income	$27,643,000	1,081
Total interest expense	$2,310,000	1,750
Net interest income	$25,333,000	1,019
Provision for loan and lease losses	$-70,000	5,158
Total noninterest income	$4,346,000	1,196
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$584,000	1,767
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,762,000	963
Total noninterest expense	$19,631,000	1,080
Salaries and employee benefits	$10,574,000	1,128
Premises and equipment expense	$2,627,000	940
Additional noninterest expense	$6,430,000	1,034
Pre-tax net operating income	$10,118,000	1,025
Securities gains (losses)	$-28,000	4,694
Applicable income taxes	$50,000	3,363
Income before extraordinary items	$10,040,000	913
Extraordinary gains, net	$0	6
Net income	$10,040,000	912
Minority interest net income	$0	72
Net income of bank and minority interests.	$10,040,000	912
Net charge-offs	$489,000	968
Cash dividends	$4,600,000	792
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$10,068,000	914
2018-09-30 (YTD Data)		Rank
Total interest income	$20,233,000	1,095
Total interest expense	$1,625,000	1,760
Net interest income	$18,608,000	1,036
Provision for loan and lease losses	$-160,000	5,315
Total noninterest income	$3,543,000	1,137
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$425,000	1,834
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,118,000	903
Total noninterest expense	$14,878,000	1,077
Salaries and employee benefits	$8,052,000	1,116
Premises and equipment expense	$1,990,000	930
Additional noninterest expense	$4,836,000	1,026
Pre-tax net operating income	$7,433,000	1,051
Securities gains (losses)	$0	1,118
Applicable income taxes	$90,000	3,067
Income before extraordinary items	$7,343,000	944
Extraordinary gains, net	$0	5
Net income	$7,343,000	942
Minority interest net income	$0	66
Net income of bank and minority interests.	$7,343,000	943
Net charge-offs	$220,000	1,175
Cash dividends	$3,450,000	719
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$7,343,000	940
2018-06-30 (YTD Data)		Rank
Total interest income	$13,358,000	1,092
Total interest expense	$1,020,000	1,749
Net interest income	$12,338,000	1,041
Provision for loan and lease losses	$0	3,782
Total noninterest income	$2,505,000	1,096
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$258,000	1,938
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,247,000	867
Total noninterest expense	$9,915,000	1,074
Salaries and employee benefits	$5,402,000	1,116
Premises and equipment expense	$1,311,000	936
Additional noninterest expense	$3,202,000	1,028
Pre-tax net operating income	$4,928,000	1,033
Securities gains (losses)	$0	961
Applicable income taxes	$60,000	3,036
Income before extraordinary items	$4,868,000	933
Extraordinary gains, net	$0	6
Net income	$4,868,000	931
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,868,000	932
Net charge-offs	$352,000	662
Cash dividends	$2,300,000	679
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$4,868,000	926
2018-03-31 (YTD Data)		Rank
Total interest income	$6,586,000	1,098
Total interest expense	$473,000	1,784
Net interest income	$6,113,000	1,049
Provision for loan and lease losses	$90,000	1,532
Total noninterest income	$1,052,000	1,226
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$127,000	1,962
Trading account gains and fees	NA	NA
Additional Noninterest Income	$925,000	977
Total noninterest expense	$4,901,000	1,086
Salaries and employee benefits	$2,708,000	1,116
Premises and equipment expense	$647,000	951
Additional noninterest expense	$1,546,000	1,049
Pre-tax net operating income	$2,174,000	1,121
Securities gains (losses)	$0	735
Applicable income taxes	$30,000	3,020
Income before extraordinary items	$2,144,000	1,012
Extraordinary gains, net	$0	7
Net income	$2,144,000	1,011
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,144,000	1,012
Net charge-offs	$-15,000	4,895
Cash dividends	$1,150,000	645
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$2,144,000	1,001
2017-12-31 (YTD Data)		Rank
Total interest income	$27,291,000	1,040
Total interest expense	$1,805,000	1,663
Net interest income	$25,486,000	995
Provision for loan and lease losses	$-165,000	5,420
Total noninterest income	$3,624,000	1,377
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$598,000	1,780
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,026,000	1,152
Total noninterest expense	$18,506,000	1,127
Salaries and employee benefits	$9,877,000	1,175
Premises and equipment expense	$2,414,000	985
Additional noninterest expense	$6,215,000	1,039
Pre-tax net operating income	$10,769,000	933
Securities gains (losses)	$3,000	1,912
Applicable income taxes	$30,000	3,668
Income before extraordinary items	$10,742,000	703
Extraordinary gains, net	$0	9
Net income	$10,742,000	702
Minority interest net income	$0	76
Net income of bank and minority interests.	$10,742,000	703
Net charge-offs	$652,000	924
Cash dividends	$6,750,000	513
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$10,739,000	693
2017-09-30 (YTD Data)		Rank
Total interest income	$20,307,000	1,052
Total interest expense	$1,358,000	1,640
Net interest income	$18,949,000	1,002
Provision for loan and lease losses	$-300,000	5,592
Total noninterest income	$2,884,000	1,345
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$457,000	1,760
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,427,000	1,112
Total noninterest expense	$13,488,000	1,159
Salaries and employee benefits	$7,234,000	1,201
Premises and equipment expense	$1,782,000	1,010
Additional noninterest expense	$4,472,000	1,081
Pre-tax net operating income	$8,645,000	893
Securities gains (losses)	$3,000	1,944
Applicable income taxes	$90,000	3,203
Income before extraordinary items	$8,558,000	728
Extraordinary gains, net	$0	9
Net income	$8,558,000	728
Minority interest net income	$0	71
Net income of bank and minority interests.	$8,558,000	728
Net charge-offs	$170,000	1,522
Cash dividends	$5,500,000	464
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$8,555,030	710
2017-06-30 (YTD Data)		Rank
Total interest income	$13,285,000	1,061
Total interest expense	$907,000	1,599
Net interest income	$12,378,000	1,012
Provision for loan and lease losses	$-100,000	5,616
Total noninterest income	$1,825,000	1,395
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$308,000	1,727
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,517,000	1,177
Total noninterest expense	$8,908,000	1,169
Salaries and employee benefits	$4,800,000	1,204
Premises and equipment expense	$1,155,000	1,034
Additional noninterest expense	$2,953,000	1,101
Pre-tax net operating income	$5,395,000	936
Securities gains (losses)	$3,000	1,556
Applicable income taxes	$60,000	3,218
Income before extraordinary items	$5,338,000	754
Extraordinary gains, net	$0	11
Net income	$5,338,000	753
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,338,000	754
Net charge-offs	$191,000	1,082
Cash dividends	$3,650,000	466
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$5,335,030	736
2017-03-31 (YTD Data)		Rank
Total interest income	$6,540,000	1,064
Total interest expense	$451,000	1,583
Net interest income	$6,089,000	1,022
Provision for loan and lease losses	$0	3,537
Total noninterest income	$951,000	1,349
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$161,000	1,662
Trading account gains and fees	NA	NA
Additional Noninterest Income	$790,000	1,128
Total noninterest expense	$4,396,000	1,192
Salaries and employee benefits	$2,401,000	1,216
Premises and equipment expense	$595,000	1,017
Additional noninterest expense	$1,400,000	1,141
Pre-tax net operating income	$2,644,000	914
Securities gains (losses)	$3,000	889
Applicable income taxes	$30,000	3,166
Income before extraordinary items	$2,617,000	740
Extraordinary gains, net	$0	8
Net income	$2,617,000	740
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,617,000	740
Net charge-offs	$-6,000	4,769
Cash dividends	$1,800,000	441
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$2,614,030	729
2016-12-31 (YTD Data)		Rank
Total interest income	$26,762,000	1,014
Total interest expense	$2,135,000	1,332
Net interest income	$24,627,000	985
Provision for loan and lease losses	$1,000,000	889
Total noninterest income	$3,226,000	1,571
Gross Fiduciary activities income	$62,000	851
Service charges on deposit accounts	$751,000	1,524
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,413,000	1,406
Total noninterest expense	$17,268,000	1,185
Salaries and employee benefits	$9,153,000	1,234
Premises and equipment expense	$2,429,000	977
Additional noninterest expense	$5,686,000	1,142
Pre-tax net operating income	$9,585,000	956
Securities gains (losses)	$651,000	339
Applicable income taxes	$154,000	3,078
Income before extraordinary items	$10,082,000	763
Extraordinary gains, net	$0	5
Net income	$10,082,000	762
Minority interest net income	$0	82
Net income of bank and minority interests.	$10,082,000	762
Net charge-offs	$1,671,000	442
Cash dividends	$7,500,000	486
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$9,444,020	782
2016-09-30 (YTD Data)		Rank
Total interest income	$19,728,000	1,025
Total interest expense	$1,655,000	1,294
Net interest income	$18,073,000	1,006
Provision for loan and lease losses	$1,500,000	507
Total noninterest income	$2,614,000	1,470
Gross Fiduciary activities income	$62,000	826
Service charges on deposit accounts	$570,000	1,505
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,982,000	1,317
Total noninterest expense	$12,893,000	1,190
Salaries and employee benefits	$6,839,000	1,237
Premises and equipment expense	$1,802,000	990
Additional noninterest expense	$4,252,000	1,154
Pre-tax net operating income	$6,294,000	1,069
Securities gains (losses)	$701,000	280
Applicable income taxes	$93,000	3,259
Income before extraordinary items	$6,902,000	819
Extraordinary gains, net	$0	5
Net income	$6,902,000	818
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,902,000	819
Net charge-offs	$1,834,000	320
Cash dividends	$5,600,000	460
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$6,208,010	867
2016-06-30 (YTD Data)		Rank
Total interest income	$13,016,000	1,037
Total interest expense	$1,088,000	1,314
Net interest income	$11,928,000	1,019
Provision for loan and lease losses	$350,000	1,119
Total noninterest income	$1,557,000	1,581
Gross Fiduciary activities income	$46,000	831
Service charges on deposit accounts	$367,000	1,536
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,144,000	1,413
Total noninterest expense	$8,696,000	1,186
Salaries and employee benefits	$4,599,000	1,238
Premises and equipment expense	$1,191,000	998
Additional noninterest expense	$2,906,000	1,127
Pre-tax net operating income	$4,439,000	1,015
Securities gains (losses)	$701,000	202
Applicable income taxes	$75,000	3,167
Income before extraordinary items	$5,065,000	749
Extraordinary gains, net	$0	16
Net income	$5,065,000	747
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,065,000	748
Net charge-offs	$393,000	711
Cash dividends	$3,700,000	483
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$4,371,010	819
2016-03-31 (YTD Data)		Rank
Total interest income	$6,471,000	1,041
Total interest expense	$534,000	1,331
Net interest income	$5,937,000	1,013
Provision for loan and lease losses	$200,000	957
Total noninterest income	$782,000	1,544
Gross Fiduciary activities income	$26,000	814
Service charges on deposit accounts	$175,000	1,591
Trading account gains and fees	$0	142
Additional Noninterest Income	$581,000	1,373
Total noninterest expense	$4,451,000	1,168
Salaries and employee benefits	$2,307,000	1,235
Premises and equipment expense	$587,000	1,027
Additional noninterest expense	$1,557,000	1,052
Pre-tax net operating income	$2,068,000	1,058
Securities gains (losses)	$627,000	112
Applicable income taxes	$37,000	3,155
Income before extraordinary items	$2,658,000	695
Extraordinary gains, net	$0	12
Net income	$2,658,000	694
Minority interest net income	$0	62
Net income of bank and minority interests.	$2,658,000	695
Net charge-offs	$225,000	606
Cash dividends	$1,900,000	457
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,037,270	847
2015-12-31 (YTD Data)		Rank
Total interest income	$26,739,000	980
Total interest expense	$2,167,000	1,283
Net interest income	$24,572,000	927
Provision for loan and lease losses	$600,000	1,174
Total noninterest income	$3,046,000	1,585
Gross Fiduciary activities income	$96,000	829
Service charges on deposit accounts	$684,000	1,681
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,266,000	1,393
Total noninterest expense	$16,182,000	1,230
Salaries and employee benefits	$8,745,000	1,255
Premises and equipment expense	$2,170,000	1,093
Additional noninterest expense	$5,267,000	1,217
Pre-tax net operating income	$10,836,000	830
Securities gains (losses)	$-100,000	6,078
Applicable income taxes	$-772,000	6,099
Income before extraordinary items	$11,508,000	639
Extraordinary gains, net	$0	23
Net income	$11,508,000	637
Minority interest net income	$0	81
Net income of bank and minority interests.	$11,508,000	640
Net charge-offs	$1,890,000	393
Cash dividends	$19,035,000	236
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$11,608,000	618
2015-09-30 (YTD Data)		Rank
Total interest income	$20,283,000	977
Total interest expense	$1,655,000	1,270
Net interest income	$18,628,000	921
Provision for loan and lease losses	$450,000	1,115
Total noninterest income	$2,511,000	1,499
Gross Fiduciary activities income	$72,000	825
Service charges on deposit accounts	$508,000	1,699
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,931,000	1,298
Total noninterest expense	$12,142,000	1,238
Salaries and employee benefits	$6,465,000	1,282
Premises and equipment expense	$1,642,000	1,101
Additional noninterest expense	$4,035,000	1,190
Pre-tax net operating income	$8,547,000	793
Securities gains (losses)	$-1,000	5,801
Applicable income taxes	$-838,000	6,228
Income before extraordinary items	$9,384,000	596
Extraordinary gains, net	$0	21
Net income	$9,384,000	595
Minority interest net income	$0	78
Net income of bank and minority interests.	$9,384,000	596
Net charge-offs	$595,000	758
Cash dividends	$13,200,000	234
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$9,385,000	581
2015-06-30 (YTD Data)		Rank
Total interest income	$13,618,000	955
Total interest expense	$1,138,000	1,235
Net interest income	$12,480,000	910
Provision for loan and lease losses	$450,000	841
Total noninterest income	$1,647,000	1,510
Gross Fiduciary activities income	$46,000	848
Service charges on deposit accounts	$338,000	1,689
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,263,000	1,327
Total noninterest expense	$7,930,000	1,264
Salaries and employee benefits	$4,236,000	1,304
Premises and equipment expense	$1,027,000	1,177
Additional noninterest expense	$2,667,000	1,198
Pre-tax net operating income	$5,747,000	789
Securities gains (losses)	$-1,000	5,919
Applicable income taxes	$-838,000	6,317
Income before extraordinary items	$6,584,000	572
Extraordinary gains, net	$0	22
Net income	$6,584,000	569
Minority interest net income	$0	75
Net income of bank and minority interests.	$6,584,000	572
Net charge-offs	$718,000	465
Cash dividends	$10,100,000	217
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$6,585,000	556
2015-03-31 (YTD Data)		Rank
Total interest income	$6,830,000	948
Total interest expense	$596,000	1,183
Net interest income	$6,234,000	908
Provision for loan and lease losses	$450,000	443
Total noninterest income	$936,000	1,356
Gross Fiduciary activities income	$23,000	851
Service charges on deposit accounts	$151,000	1,808
Trading account gains and fees	$0	152
Additional Noninterest Income	$762,000	1,128
Total noninterest expense	$4,081,000	1,239
Salaries and employee benefits	$2,059,000	1,344
Premises and equipment expense	$426,000	1,410
Additional noninterest expense	$1,596,000	1,016
Pre-tax net operating income	$2,639,000	821
Securities gains (losses)	$-1,000	6,051
Applicable income taxes	$0	4,400
Income before extraordinary items	$2,638,000	684
Extraordinary gains, net	$0	13
Net income	$2,638,000	681
Minority interest net income	$0	64
Net income of bank and minority interests.	$2,638,000	684
Net charge-offs	$419,000	415
Cash dividends	$8,000,000	146
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$2,639,000	659
2014-12-31 (YTD Data)		Rank
Total interest income	$28,903,000	872
Total interest expense	$2,279,000	1,273
Net interest income	$26,624,000	833
Provision for loan and lease losses	$3,100,000	319
Total noninterest income	$2,171,000	1,988
Gross Fiduciary activities income	$91,000	869
Service charges on deposit accounts	$814,000	1,553
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,266,000	2,001
Total noninterest expense	$15,165,000	1,299
Salaries and employee benefits	$7,779,000	1,359
Premises and equipment expense	$1,637,000	1,457
Additional noninterest expense	$5,749,000	1,136
Pre-tax net operating income	$10,530,000	788
Securities gains (losses)	$10,000	2,652
Applicable income taxes	$0	4,531
Income before extraordinary items	$10,540,000	645
Extraordinary gains, net	$0	17
Net income	$10,540,000	644
Minority interest net income	$0	84
Net income of bank and minority interests.	$10,540,000	645
Net charge-offs	$2,865,000	364
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$10,530,000	636
2014-09-30 (YTD Data)		Rank
Total interest income	$21,544,000	878
Total interest expense	$1,710,000	1,289
Net interest income	$19,834,000	838
Provision for loan and lease losses	$2,500,000	286
Total noninterest income	$1,596,000	2,024
Gross Fiduciary activities income	$70,000	859
Service charges on deposit accounts	$630,000	1,518
Trading account gains and fees	$0	174
Additional Noninterest Income	$896,000	2,092
Total noninterest expense	$11,332,000	1,315
Salaries and employee benefits	$5,839,000	1,357
Premises and equipment expense	$1,241,000	1,443
Additional noninterest expense	$4,252,000	1,162
Pre-tax net operating income	$7,598,000	826
Securities gains (losses)	$10,000	2,341
Applicable income taxes	$0	4,583
Income before extraordinary items	$7,608,000	675
Extraordinary gains, net	$0	15
Net income	$7,608,000	672
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,608,000	673
Net charge-offs	$2,387,000	327
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$7,598,000	662
2014-06-30 (YTD Data)		Rank
Total interest income	$14,147,000	892
Total interest expense	$1,149,000	1,286
Net interest income	$12,998,000	844
Provision for loan and lease losses	$1,200,000	387
Total noninterest income	$856,000	2,316
Gross Fiduciary activities income	$48,000	865
Service charges on deposit accounts	$417,000	1,511
Trading account gains and fees	$0	172
Additional Noninterest Income	$391,000	2,660
Total noninterest expense	$7,632,000	1,307
Salaries and employee benefits	$3,986,000	1,338
Premises and equipment expense	$858,000	1,397
Additional noninterest expense	$2,788,000	1,169
Pre-tax net operating income	$5,022,000	808
Securities gains (losses)	$10,000	1,948
Applicable income taxes	$0	4,568
Income before extraordinary items	$5,032,000	651
Extraordinary gains, net	$0	20
Net income	$5,032,000	649
Minority interest net income	$0	80
Net income of bank and minority interests.	$5,032,000	651
Net charge-offs	$1,191,000	429
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$5,022,000	636
2014-03-31 (YTD Data)		Rank
Total interest income	$6,845,000	928
Total interest expense	$580,000	1,292
Net interest income	$6,265,000	871
Provision for loan and lease losses	$600,000	384
Total noninterest income	$369,000	2,494
Gross Fiduciary activities income	$25,000	871
Service charges on deposit accounts	$198,000	1,564
Trading account gains and fees	$0	147
Additional Noninterest Income	$146,000	3,007
Total noninterest expense	$3,848,000	1,304
Salaries and employee benefits	$1,953,000	1,370
Premises and equipment expense	$428,000	1,424
Additional noninterest expense	$1,467,000	1,092
Pre-tax net operating income	$2,186,000	904
Securities gains (losses)	$9,000	1,195
Applicable income taxes	$0	4,445
Income before extraordinary items	$2,195,000	716
Extraordinary gains, net	$0	16
Net income	$2,195,000	716
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,195,000	717
Net charge-offs	$723,000	376
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$2,186,000	706
2013-12-31 (YTD Data)		Rank
Total interest income	$26,844,000	945
Total interest expense	$3,008,000	1,121
Net interest income	$23,836,000	901
Provision for loan and lease losses	$3,650,000	363
Total noninterest income	$3,183,000	1,545
Gross Fiduciary activities income	$102,000	861
Service charges on deposit accounts	$972,000	1,396
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,109,000	1,454
Total noninterest expense	$16,105,000	1,250
Salaries and employee benefits	$7,144,000	1,459
Premises and equipment expense	$1,642,000	1,446
Additional noninterest expense	$7,319,000	929
Pre-tax net operating income	$7,264,000	1,048
Securities gains (losses)	$1,178,000	200
Applicable income taxes	$0	4,631
Income before extraordinary items	$8,442,000	757
Extraordinary gains, net	$0	29
Net income	$8,442,000	757
Minority interest net income	$0	90
Net income of bank and minority interests.	$8,442,000	758
Net charge-offs	$5,560,000	306
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$7,264,000	846
2013-09-30 (YTD Data)		Rank
Total interest income	$19,874,000	959
Total interest expense	$2,381,000	1,099
Net interest income	$17,493,000	925
Provision for loan and lease losses	$2,850,000	349
Total noninterest income	$2,592,000	1,490
Gross Fiduciary activities income	$77,000	856
Service charges on deposit accounts	$749,000	1,368
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,766,000	1,385
Total noninterest expense	$12,279,000	1,239
Salaries and employee benefits	$5,190,000	1,505
Premises and equipment expense	$1,310,000	1,376
Additional noninterest expense	$5,779,000	875
Pre-tax net operating income	$4,956,000	1,150
Securities gains (losses)	$13,000	2,404
Applicable income taxes	$0	4,713
Income before extraordinary items	$4,969,000	937
Extraordinary gains, net	$0	25
Net income	$4,969,000	939
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,969,000	939
Net charge-offs	$5,169,000	258
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$4,956,000	915
2013-06-30 (YTD Data)		Rank
Total interest income	$13,099,000	968
Total interest expense	$1,719,000	1,039
Net interest income	$11,380,000	938
Provision for loan and lease losses	$2,450,000	305
Total noninterest income	$2,239,000	1,263
Gross Fiduciary activities income	$53,000	862
Service charges on deposit accounts	$506,000	1,322
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,680,000	1,103
Total noninterest expense	$8,313,000	1,221
Salaries and employee benefits	$3,506,000	1,486
Premises and equipment expense	$928,000	1,283
Additional noninterest expense	$3,879,000	872
Pre-tax net operating income	$2,856,000	1,291
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$2,856,000	1,085
Extraordinary gains, net	$0	22
Net income	$2,856,000	1,086
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,856,000	1,088
Net charge-offs	$3,590,000	273
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,856,000	1,044
2013-03-31 (YTD Data)		Rank
Total interest income	$6,444,000	982
Total interest expense	$932,000	1,003
Net interest income	$5,512,000	975
Provision for loan and lease losses	$1,650,000	242
Total noninterest income	$356,000	2,738
Gross Fiduciary activities income	$25,000	883
Service charges on deposit accounts	$252,000	1,326
Trading account gains and fees	$0	148
Additional Noninterest Income	$79,000	4,117
Total noninterest expense	$4,219,000	1,213
Salaries and employee benefits	$1,751,000	1,511
Premises and equipment expense	$485,000	1,252
Additional noninterest expense	$1,983,000	856
Pre-tax net operating income	$-1,000	6,350
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$-1,000	6,421
Extraordinary gains, net	$0	10
Net income	$-1,000	6,422
Minority interest net income	$0	76
Net income of bank and minority interests.	$-1,000	6,422
Net charge-offs	$1,435,000	344
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$-1,000	6,347
2012-12-31 (YTD Data)		Rank
Total interest income	$28,228,000	926
Total interest expense	$5,202,000	868
Net interest income	$23,026,000	945
Provision for loan and lease losses	$13,800,000	214
Total noninterest income	$-1,566,000	7,042
Gross Fiduciary activities income	$97,000	887
Service charges on deposit accounts	$1,048,000	1,359
Trading account gains and fees	$0	166
Additional Noninterest Income	$-2,711,000	7,053
Total noninterest expense	$18,756,000	1,070
Salaries and employee benefits	$6,975,000	1,466
Premises and equipment expense	$1,937,000	1,220
Additional noninterest expense	$9,844,000	723
Pre-tax net operating income	$-11,096,000	7,032
Securities gains (losses)	$309,000	1,349
Applicable income taxes	$0	4,751
Income before extraordinary items	$-10,787,000	7,031
Extraordinary gains, net	$0	29
Net income	$-10,787,000	7,031
Minority interest net income	$0	93
Net income of bank and minority interests.	$-10,787,000	7,031
Net charge-offs	$16,823,000	213
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-11,096,000	7,026
2012-09-30 (YTD Data)		Rank
Total interest income	$21,354,000	944
Total interest expense	$4,159,000	848
Net interest income	$17,195,000	959
Provision for loan and lease losses	$11,550,000	203
Total noninterest income	$-1,939,000	7,156
Gross Fiduciary activities income	$72,000	878
Service charges on deposit accounts	$770,000	1,390
Trading account gains and fees	$0	157
Additional Noninterest Income	$-2,781,000	7,166
Total noninterest expense	$14,413,000	1,037
Salaries and employee benefits	$5,267,000	1,451
Premises and equipment expense	$1,586,000	1,126
Additional noninterest expense	$7,560,000	699
Pre-tax net operating income	$-10,707,000	7,147
Securities gains (losses)	$309,000	1,091
Applicable income taxes	$0	4,802
Income before extraordinary items	$-10,398,000	7,142
Extraordinary gains, net	$0	20
Net income	$-10,398,000	7,142
Minority interest net income	$0	86
Net income of bank and minority interests.	$-10,398,000	7,142
Net charge-offs	$13,904,000	196
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-10,707,000	7,141
2012-06-30 (YTD Data)		Rank
Total interest income	$14,693,000	907
Total interest expense	$3,013,000	798
Net interest income	$11,680,000	939
Provision for loan and lease losses	$9,750,000	170
Total noninterest income	$-1,470,000	7,223
Gross Fiduciary activities income	$53,000	882
Service charges on deposit accounts	$517,000	1,377
Trading account gains and fees	$0	153
Additional Noninterest Income	$-2,040,000	7,232
Total noninterest expense	$9,831,000	1,013
Salaries and employee benefits	$3,765,000	1,370
Premises and equipment expense	$1,064,000	1,126
Additional noninterest expense	$5,002,000	696
Pre-tax net operating income	$-9,371,000	7,221
Securities gains (losses)	$309,000	839
Applicable income taxes	$0	4,770
Income before extraordinary items	$-9,062,000	7,215
Extraordinary gains, net	$0	19
Net income	$-9,062,000	7,215
Minority interest net income	$0	84
Net income of bank and minority interests.	$-9,062,000	7,215
Net charge-offs	$11,504,000	172
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-9,371,000	7,213
2012-03-31 (YTD Data)		Rank
Total interest income	$7,616,000	880
Total interest expense	$1,579,000	791
Net interest income	$6,037,000	912
Provision for loan and lease losses	$3,450,000	226
Total noninterest income	$364,000	2,619
Gross Fiduciary activities income	$25,000	893
Service charges on deposit accounts	$257,000	1,365
Trading account gains and fees	$0	148
Additional Noninterest Income	$82,000	4,000
Total noninterest expense	$5,000,000	996
Salaries and employee benefits	$1,932,000	1,334
Premises and equipment expense	$533,000	1,128
Additional noninterest expense	$2,535,000	678
Pre-tax net operating income	$-2,049,000	7,242
Securities gains (losses)	$10,000	1,776
Applicable income taxes	$0	4,704
Income before extraordinary items	$-2,039,000	7,248
Extraordinary gains, net	$0	19
Net income	$-2,039,000	7,248
Minority interest net income	$0	78
Net income of bank and minority interests.	$-2,039,000	7,248
Net charge-offs	$3,196,000	272
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$-2,049,000	7,243
2011-12-31 (YTD Data)		Rank
Total interest income	$32,214,000	866
Total interest expense	$8,076,000	718
Net interest income	$24,138,000	900
Provision for loan and lease losses	$20,660,000	224
Total noninterest income	$-7,709,000	7,341
Gross Fiduciary activities income	$91,000	853
Service charges on deposit accounts	$1,212,000	1,216
Trading account gains and fees	$0	146
Additional Noninterest Income	$-9,012,000	7,350
Total noninterest expense	$21,536,000	914
Salaries and employee benefits	$7,085,000	1,393
Premises and equipment expense	$1,846,000	1,346
Additional noninterest expense	$12,605,000	578
Pre-tax net operating income	$-25,767,000	7,315
Securities gains (losses)	$631,000	664
Applicable income taxes	$0	4,719
Income before extraordinary items	$-25,136,000	7,311
Extraordinary gains, net	$0	29
Net income	$-25,136,000	7,311
Minority interest net income	$0	96
Net income of bank and minority interests.	$-25,136,000	7,311
Net charge-offs	$22,456,000	229
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-25,767,000	7,308
2011-09-30 (YTD Data)		Rank
Total interest income	$24,493,000	867
Total interest expense	$6,408,000	704
Net interest income	$18,085,000	913
Provision for loan and lease losses	$16,908,000	205
Total noninterest income	$-7,653,000	7,424
Gross Fiduciary activities income	$65,000	846
Service charges on deposit accounts	$937,000	1,180
Trading account gains and fees	$0	145
Additional Noninterest Income	$-8,655,000	7,433
Total noninterest expense	$15,511,000	956
Salaries and employee benefits	$5,365,000	1,390
Premises and equipment expense	$1,397,000	1,349
Additional noninterest expense	$8,749,000	622
Pre-tax net operating income	$-21,987,000	7,406
Securities gains (losses)	$631,000	535
Applicable income taxes	$0	4,740
Income before extraordinary items	$-21,356,000	7,403
Extraordinary gains, net	$0	21
Net income	$-21,356,000	7,402
Minority interest net income	$0	87
Net income of bank and minority interests.	$-21,356,000	7,402
Net charge-offs	$19,226,000	202
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-21,987,000	7,402
2011-06-30 (YTD Data)		Rank
Total interest income	$16,548,000	866
Total interest expense	$4,489,000	708
Net interest income	$12,059,000	922
Provision for loan and lease losses	$11,104,000	218
Total noninterest income	$-2,136,000	7,484
Gross Fiduciary activities income	$41,000	870
Service charges on deposit accounts	$609,000	1,190
Trading account gains and fees	$0	153
Additional Noninterest Income	$-2,786,000	7,489
Total noninterest expense	$10,824,000	927
Salaries and employee benefits	$3,566,000	1,406
Premises and equipment expense	$916,000	1,380
Additional noninterest expense	$6,342,000	572
Pre-tax net operating income	$-12,005,000	7,458
Securities gains (losses)	$657,000	285
Applicable income taxes	$0	4,697
Income before extraordinary items	$-11,348,000	7,451
Extraordinary gains, net	$0	15
Net income	$-11,348,000	7,451
Minority interest net income	$0	89
Net income of bank and minority interests.	$-11,348,000	7,451
Net charge-offs	$9,521,000	272
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$-12,005,000	7,451
2011-03-31 (YTD Data)		Rank
Total interest income	$8,402,000	860
Total interest expense	$2,338,000	710
Net interest income	$6,064,000	915
Provision for loan and lease losses	$4,000,000	296
Total noninterest income	$482,000	2,049
Gross Fiduciary activities income	$20,000	878
Service charges on deposit accounts	$304,000	1,177
Trading account gains and fees	$0	158
Additional Noninterest Income	$158,000	2,815
Total noninterest expense	$4,975,000	1,001
Salaries and employee benefits	$1,807,000	1,400
Premises and equipment expense	$472,000	1,373
Additional noninterest expense	$2,696,000	671
Pre-tax net operating income	$-2,429,000	7,420
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$-2,429,000	7,423
Extraordinary gains, net	$0	9
Net income	$-2,429,000	7,422
Minority interest net income	$0	86
Net income of bank and minority interests.	$-2,429,000	7,423
Net charge-offs	$2,615,000	454
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$-2,429,000	7,424
2010-12-31 (YTD Data)		Rank
Total interest income	$36,123,000	830
Total interest expense	$12,046,000	659
Net interest income	$24,077,000	920
Provision for loan and lease losses	$18,290,000	404
Total noninterest income	$-2,003,000	7,597
Gross Fiduciary activities income	$90,000	885
Service charges on deposit accounts	$1,523,000	998
Trading account gains and fees	$0	175
Additional Noninterest Income	$-3,616,000	7,613
Total noninterest expense	$19,378,000	1,024
Salaries and employee benefits	$6,943,000	1,421
Premises and equipment expense	$1,986,000	1,301
Additional noninterest expense	$10,449,000	718
Pre-tax net operating income	$-15,594,000	7,463
Securities gains (losses)	$-200,000	7,308
Applicable income taxes	$0	4,655
Income before extraordinary items	$-15,794,000	7,480
Extraordinary gains, net	$0	29
Net income	$-15,794,000	7,480
Minority interest net income	$0	111
Net income of bank and minority interests.	$-15,794,000	7,480
Net charge-offs	$19,111,000	349
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-15,594,000	7,471
2010-09-30 (YTD Data)		Rank
Total interest income	$27,573,000	828
Total interest expense	$9,443,000	656
Net interest income	$18,130,000	916
Provision for loan and lease losses	$14,300,000	375
Total noninterest income	$-2,300,000	7,728
Gross Fiduciary activities income	$67,000	875
Service charges on deposit accounts	$1,165,000	1,004
Trading account gains and fees	$0	165
Additional Noninterest Income	$-3,532,000	7,737
Total noninterest expense	$13,961,000	1,054
Salaries and employee benefits	$5,247,000	1,415
Premises and equipment expense	$1,610,000	1,215
Additional noninterest expense	$7,104,000	765
Pre-tax net operating income	$-12,431,000	7,596
Securities gains (losses)	$196,000	1,390
Applicable income taxes	$0	4,726
Income before extraordinary items	$-12,235,000	7,612
Extraordinary gains, net	$0	23
Net income	$-12,235,000	7,612
Minority interest net income	$0	110
Net income of bank and minority interests.	$-12,235,000	7,612
Net charge-offs	$18,229,000	283
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-12,431,000	7,613
2010-06-30 (YTD Data)		Rank
Total interest income	$19,014,000	814
Total interest expense	$6,572,000	650
Net interest income	$12,442,000	888
Provision for loan and lease losses	$10,400,000	348
Total noninterest income	$-344,000	7,717
Gross Fiduciary activities income	$43,000	893
Service charges on deposit accounts	$787,000	1,001
Trading account gains and fees	$0	152
Additional Noninterest Income	$-1,174,000	7,772
Total noninterest expense	$9,525,000	1,034
Salaries and employee benefits	$3,618,000	1,366
Premises and equipment expense	$1,136,000	1,166
Additional noninterest expense	$4,771,000	760
Pre-tax net operating income	$-7,827,000	7,641
Securities gains (losses)	$196,000	964
Applicable income taxes	$0	4,691
Income before extraordinary items	$-7,631,000	7,658
Extraordinary gains, net	$0	19
Net income	$-7,631,000	7,658
Minority interest net income	$0	105
Net income of bank and minority interests.	$-7,631,000	7,658
Net charge-offs	$12,792,000	268
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-7,827,000	7,663
2010-03-31 (YTD Data)		Rank
Total interest income	$9,585,000	823
Total interest expense	$3,474,000	653
Net interest income	$6,111,000	913
Provision for loan and lease losses	$7,400,000	285
Total noninterest income	$879,000	1,362
Gross Fiduciary activities income	$22,000	898
Service charges on deposit accounts	$397,000	993
Trading account gains and fees	$0	175
Additional Noninterest Income	$460,000	1,380
Total noninterest expense	$4,622,000	1,076
Salaries and employee benefits	$1,827,000	1,370
Premises and equipment expense	$543,000	1,258
Additional noninterest expense	$2,252,000	797
Pre-tax net operating income	$-5,032,000	7,762
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$-5,032,000	7,792
Extraordinary gains, net	$0	16
Net income	$-5,032,000	7,793
Minority interest net income	$0	91
Net income of bank and minority interests.	$-5,032,000	7,793
Net charge-offs	$2,657,000	534
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-5,032,000	7,782
2009-12-31 (YTD Data)		Rank
Total interest income	$45,282,000	733
Total interest expense	$20,052,000	567
Net interest income	$25,230,000	858
Provision for loan and lease losses	$25,350,000	415
Total noninterest income	$4,624,000	1,171
Gross Fiduciary activities income	$111,000	860
Service charges on deposit accounts	$1,402,000	1,233
Trading account gains and fees	$0	211
Additional Noninterest Income	$3,111,000	1,017
Total noninterest expense	$18,290,000	1,136
Salaries and employee benefits	$7,832,000	1,251
Premises and equipment expense	$2,166,000	1,259
Additional noninterest expense	$8,292,000	950
Pre-tax net operating income	$-13,786,000	7,602
Securities gains (losses)	$-2,394,000	7,828
Applicable income taxes	$-166,000	6,704
Income before extraordinary items	$-16,014,000	7,690
Extraordinary gains, net	$0	34
Net income	$-16,014,000	7,689
Minority interest net income	$0	115
Net income of bank and minority interests.	$-16,014,000	7,689
Net charge-offs	$28,083,000	312
Cash dividends	$100,000	4,111
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-13,643,940	7,643
2009-09-30 (YTD Data)		Rank
Total interest income	$35,765,000	712
Total interest expense	$15,540,000	585
Net interest income	$20,225,000	802
Provision for loan and lease losses	$18,450,000	411
Total noninterest income	$1,997,000	1,777
Gross Fiduciary activities income	$88,000	836
Service charges on deposit accounts	$959,000	1,344
Trading account gains and fees	$0	212
Additional Noninterest Income	$950,000	1,893
Total noninterest expense	$14,132,000	1,101
Salaries and employee benefits	$6,301,000	1,178
Premises and equipment expense	$1,638,000	1,261
Additional noninterest expense	$6,193,000	909
Pre-tax net operating income	$-10,360,000	7,750
Securities gains (losses)	$-715,000	7,803
Applicable income taxes	$-25,000	6,734
Income before extraordinary items	$-11,050,000	7,800
Extraordinary gains, net	$0	27
Net income	$-11,050,000	7,799
Minority interest net income	$0	118
Net income of bank and minority interests.	$-11,050,000	7,799
Net charge-offs	$18,504,000	325
Cash dividends	$100,000	3,575
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-10,335,000	7,789
2009-06-30 (YTD Data)		Rank
Total interest income	$24,977,000	685
Total interest expense	$10,460,000	610
Net interest income	$14,517,000	734
Provision for loan and lease losses	$5,400,000	703
Total noninterest income	$1,520,000	1,632
Gross Fiduciary activities income	$62,000	836
Service charges on deposit accounts	$637,000	1,329
Trading account gains and fees	$0	193
Additional Noninterest Income	$821,000	1,618
Total noninterest expense	$9,586,000	1,103
Salaries and employee benefits	$4,638,000	1,087
Premises and equipment expense	$1,111,000	1,262
Additional noninterest expense	$3,837,000	1,001
Pre-tax net operating income	$1,051,000	2,030
Securities gains (losses)	$-12,000	7,492
Applicable income taxes	$-40,000	6,972
Income before extraordinary items	$1,079,000	1,729
Extraordinary gains, net	$0	21
Net income	$1,079,000	1,726
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,079,000	1,728
Net charge-offs	$4,284,000	654
Cash dividends	$100,000	3,245
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,091,000	1,669
2009-03-31 (YTD Data)		Rank
Total interest income	$12,388,000	696
Total interest expense	$5,405,000	613
Net interest income	$6,983,000	760
Provision for loan and lease losses	$2,700,000	608
Total noninterest income	$654,000	1,776
Gross Fiduciary activities income	$34,000	838
Service charges on deposit accounts	$328,000	1,256
Trading account gains and fees	$0	171
Additional Noninterest Income	$292,000	1,998
Total noninterest expense	$4,697,000	1,070
Salaries and employee benefits	$2,337,000	1,088
Premises and equipment expense	$581,000	1,229
Additional noninterest expense	$1,779,000	938
Pre-tax net operating income	$240,000	3,715
Securities gains (losses)	$0	2,434
Applicable income taxes	$15,000	3,758
Income before extraordinary items	$225,000	3,661
Extraordinary gains, net	$0	15
Net income	$225,000	3,661
Minority interest net income	$0	102
Net income of bank and minority interests.	$225,000	3,662
Net charge-offs	$3,172,000	436
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$225,000	3,516
2008-12-31 (YTD Data)		Rank
Total interest income	$57,663,000	642
Total interest expense	$25,225,000	629
Net interest income	$32,438,000	672
Provision for loan and lease losses	$14,405,000	464
Total noninterest income	$3,075,000	1,541
Gross Fiduciary activities income	$101,000	885
Service charges on deposit accounts	$1,485,000	1,214
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,489,000	1,610
Total noninterest expense	$16,013,000	1,226
Salaries and employee benefits	$8,560,000	1,155
Premises and equipment expense	$2,410,000	1,151
Additional noninterest expense	$5,043,000	1,260
Pre-tax net operating income	$5,095,000	1,086
Securities gains (losses)	$-2,190,000	7,916
Applicable income taxes	$193,000	2,849
Income before extraordinary items	$2,712,000	1,501
Extraordinary gains, net	$0	39
Net income	$2,712,000	1,502
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,698,000	547
Cash dividends	$13,500,000	231
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$4,748,700	920
2008-09-30 (YTD Data)		Rank
Total interest income	$45,295,000	639
Total interest expense	$19,289,000	651
Net interest income	$26,006,000	634
Provision for loan and lease losses	$300,000	3,542
Total noninterest income	$2,459,000	1,519
Gross Fiduciary activities income	$80,000	880
Service charges on deposit accounts	$1,475,000	900
Trading account gains and fees	$0	148
Additional Noninterest Income	$904,000	1,958
Total noninterest expense	$13,686,000	1,074
Salaries and employee benefits	$8,008,000	964
Premises and equipment expense	$1,859,000	1,124
Additional noninterest expense	$3,819,000	1,200
Pre-tax net operating income	$14,479,000	366
Securities gains (losses)	$-607,000	7,815
Applicable income taxes	$193,000	2,951
Income before extraordinary items	$13,679,000	273
Extraordinary gains, net	$0	31
Net income	$13,679,000	272
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	4,182
Cash dividends	$13,500,000	187
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$14,279,930	284
2008-06-30 (YTD Data)		Rank
Total interest income	$30,938,000	634
Total interest expense	$13,196,000	657
Net interest income	$17,742,000	620
Provision for loan and lease losses	$0	6,671
Total noninterest income	$1,725,000	1,478
Gross Fiduciary activities income	$55,000	889
Service charges on deposit accounts	$791,000	1,120
Trading account gains and fees	$0	149
Additional Noninterest Income	$879,000	1,542
Total noninterest expense	$9,328,000	1,051
Salaries and employee benefits	$5,494,000	947
Premises and equipment expense	$1,262,000	1,096
Additional noninterest expense	$2,572,000	1,157
Pre-tax net operating income	$10,139,000	364
Securities gains (losses)	$0	3,233
Applicable income taxes	$142,000	3,088
Income before extraordinary items	$9,997,000	291
Extraordinary gains, net	$0	21
Net income	$9,997,000	290
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	3,371
Cash dividends	$9,500,000	195
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$9,997,000	287
2008-03-31 (YTD Data)		Rank
Total interest income	$16,088,000	630
Total interest expense	$7,034,000	656
Net interest income	$9,054,000	609
Provision for loan and lease losses	$0	6,080
Total noninterest income	$848,000	1,503
Gross Fiduciary activities income	$26,000	914
Service charges on deposit accounts	$391,000	1,114
Trading account gains and fees	$0	158
Additional Noninterest Income	$431,000	1,561
Total noninterest expense	$4,777,000	1,023
Salaries and employee benefits	$2,871,000	899
Premises and equipment expense	$641,000	1,084
Additional noninterest expense	$1,265,000	1,141
Pre-tax net operating income	$5,125,000	393
Securities gains (losses)	$0	2,688
Applicable income taxes	$81,000	3,035
Income before extraordinary items	$5,044,000	317
Extraordinary gains, net	$0	15
Net income	$5,044,000	318
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	3,724
Cash dividends	$5,000,000	181
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$5,044,000	295
2007-12-31 (YTD Data)		Rank
Total interest income	$78,723,000	548
Total interest expense	$33,080,000	608
Net interest income	$45,643,000	495
Provision for loan and lease losses	$975,000	1,452
Total noninterest income	$3,516,000	1,452
Gross Fiduciary activities income	$129,000	877
Service charges on deposit accounts	$1,631,000	1,089
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,756,000	1,494
Total noninterest expense	$17,061,000	1,097
Salaries and employee benefits	$10,893,000	907
Premises and equipment expense	$2,043,000	1,306
Additional noninterest expense	$4,125,000	1,362
Pre-tax net operating income	$31,123,000	340
Securities gains (losses)	$-82,000	8,103
Applicable income taxes	$376,000	3,106
Income before extraordinary items	$30,665,000	262
Extraordinary gains, net	$0	39
Net income	$30,665,000	259
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$800,000	1,213
Cash dividends	$25,997,000	202
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$30,746,180	261
2007-09-30 (YTD Data)		Rank
Total interest income	$60,941,000	530
Total interest expense	$25,338,000	595
Net interest income	$35,603,000	483
Provision for loan and lease losses	$975,000	921
Total noninterest income	$2,580,000	1,481
Gross Fiduciary activities income	$97,000	877
Service charges on deposit accounts	$1,222,000	1,079
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,261,000	1,544
Total noninterest expense	$13,006,000	1,071
Salaries and employee benefits	$8,498,000	874
Premises and equipment expense	$1,530,000	1,295
Additional noninterest expense	$2,978,000	1,359
Pre-tax net operating income	$24,202,000	356
Securities gains (losses)	$0	1,655
Applicable income taxes	$326,000	3,083
Income before extraordinary items	$23,876,000	272
Extraordinary gains, net	$0	33
Net income	$23,876,000	270
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-23,000	8,065
Cash dividends	$20,293,000	197
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$23,876,000	269
2007-06-30 (YTD Data)		Rank
Total interest income	$41,456,000	540
Total interest expense	$17,212,000	596
Net interest income	$24,244,000	491
Provision for loan and lease losses	$900,000	635
Total noninterest income	$1,711,000	1,511
Gross Fiduciary activities income	$67,000	882
Service charges on deposit accounts	$812,000	1,087
Trading account gains and fees	$0	168
Additional Noninterest Income	$832,000	1,577
Total noninterest expense	$8,855,000	1,067
Salaries and employee benefits	$5,850,000	865
Premises and equipment expense	$1,059,000	1,263
Additional noninterest expense	$1,946,000	1,389
Pre-tax net operating income	$16,200,000	382
Securities gains (losses)	$0	1,444
Applicable income taxes	$224,000	3,116
Income before extraordinary items	$15,976,000	289
Extraordinary gains, net	$0	29
Net income	$15,976,000	288
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-39,000	8,215
Cash dividends	$13,793,000	209
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$15,976,000	286
2007-03-31 (YTD Data)		Rank
Total interest income	$21,397,000	518
Total interest expense	$9,032,000	556
Net interest income	$12,365,000	473
Provision for loan and lease losses	$450,000	568
Total noninterest income	$812,000	1,563
Gross Fiduciary activities income	$35,000	885
Service charges on deposit accounts	$394,000	1,093
Trading account gains and fees	$0	195
Additional Noninterest Income	$383,000	1,640
Total noninterest expense	$4,439,000	1,060
Salaries and employee benefits	$2,900,000	881
Premises and equipment expense	$532,000	1,267
Additional noninterest expense	$1,007,000	1,331
Pre-tax net operating income	$8,288,000	367
Securities gains (losses)	$0	1,187
Applicable income taxes	$122,000	3,012
Income before extraordinary items	$8,166,000	285
Extraordinary gains, net	$0	22
Net income	$8,166,000	284
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	3,384
Cash dividends	$7,138,000	187
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$8,166,000	282
2006-12-31 (YTD Data)		Rank
Total interest income	$89,838,000	462
Total interest expense	$34,976,000	500
Net interest income	$54,862,000	423
Provision for loan and lease losses	$1,800,000	610
Total noninterest income	$3,247,000	1,507
Gross Fiduciary activities income	$149,000	869
Service charges on deposit accounts	$1,658,000	1,066
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,440,000	1,721
Total noninterest expense	$16,871,000	1,062
Salaries and employee benefits	$10,810,000	890
Premises and equipment expense	$1,987,000	1,303
Additional noninterest expense	$4,074,000	1,308
Pre-tax net operating income	$39,438,000	328
Securities gains (losses)	$122,000	494
Applicable income taxes	$549,000	3,012
Income before extraordinary items	$39,011,000	243
Extraordinary gains, net	$0	51
Net income	$39,011,000	242
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$149,000	2,593
Cash dividends	$32,889,000	179
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$38,890,220	243
2006-09-30 (YTD Data)		Rank
Total interest income	$66,599,000	473
Total interest expense	$25,305,000	512
Net interest income	$41,294,000	435
Provision for loan and lease losses	$1,350,000	578
Total noninterest income	$2,425,000	1,524
Gross Fiduciary activities income	$114,000	856
Service charges on deposit accounts	$1,237,000	1,076
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,074,000	1,734
Total noninterest expense	$12,525,000	1,084
Salaries and employee benefits	$8,101,000	904
Premises and equipment expense	$1,399,000	1,390
Additional noninterest expense	$3,025,000	1,322
Pre-tax net operating income	$29,844,000	341
Securities gains (losses)	$0	1,388
Applicable income taxes	$406,000	3,156
Income before extraordinary items	$29,438,000	258
Extraordinary gains, net	$0	45
Net income	$29,438,000	258
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	3,644
Cash dividends	$17,889,000	205
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$29,438,000	257
2006-06-30 (YTD Data)		Rank
Total interest income	$43,342,000	472
Total interest expense	$16,079,000	512
Net interest income	$27,263,000	443
Provision for loan and lease losses	$900,000	570
Total noninterest income	$1,599,000	1,539
Gross Fiduciary activities income	$80,000	853
Service charges on deposit accounts	$814,000	1,091
Trading account gains and fees	$0	126
Additional Noninterest Income	$705,000	1,756
Total noninterest expense	$8,456,000	1,067
Salaries and employee benefits	$5,506,000	896
Premises and equipment expense	$916,000	1,421
Additional noninterest expense	$2,034,000	1,314
Pre-tax net operating income	$19,506,000	343
Securities gains (losses)	$0	1,185
Applicable income taxes	$237,000	3,397
Income before extraordinary items	$19,269,000	268
Extraordinary gains, net	$0	39
Net income	$19,269,000	268
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	3,182
Cash dividends	$10,050,000	221
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$19,269,000	264
2006-03-31 (YTD Data)		Rank
Total interest income	$20,592,000	480
Total interest expense	$7,629,000	508
Net interest income	$12,963,000	455
Provision for loan and lease losses	$450,000	528
Total noninterest income	$780,000	1,551
Gross Fiduciary activities income	$39,000	862
Service charges on deposit accounts	$388,000	1,115
Trading account gains and fees	$0	115
Additional Noninterest Income	$353,000	1,718
Total noninterest expense	$4,120,000	1,098
Salaries and employee benefits	$2,640,000	924
Premises and equipment expense	$450,000	1,448
Additional noninterest expense	$1,030,000	1,286
Pre-tax net operating income	$9,173,000	354
Securities gains (losses)	$0	955
Applicable income taxes	$119,000	3,354
Income before extraordinary items	$9,054,000	277
Extraordinary gains, net	$0	21
Net income	$9,054,000	276
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	6,875
Cash dividends	$5,000,000	202
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$9,054,000	273
2005-12-31 (YTD Data)		Rank
Total interest income	$70,029,000	493
Total interest expense	$22,914,000	523
Net interest income	$47,115,000	477
Provision for loan and lease losses	$2,000,000	548
Total noninterest income	$2,900,000	1,666
Gross Fiduciary activities income	$184,000	821
Service charges on deposit accounts	$1,551,000	1,149
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,165,000	2,010
Total noninterest expense	$14,388,000	1,211
Salaries and employee benefits	$8,981,000	1,033
Premises and equipment expense	$1,530,000	1,593
Additional noninterest expense	$3,877,000	1,320
Pre-tax net operating income	$33,627,000	368
Securities gains (losses)	$-170,000	8,550
Applicable income taxes	$411,000	3,660
Income before extraordinary items	$33,046,000	286
Extraordinary gains, net	$0	46
Net income	$33,046,000	287
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$707,000	881
Cash dividends	$18,361,000	256
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$33,214,300	283
2005-09-30 (YTD Data)		Rank
Total interest income	$50,643,000	495
Total interest expense	$16,387,000	512
Net interest income	$34,256,000	477
Provision for loan and lease losses	$1,550,000	490
Total noninterest income	$2,125,000	1,697
Gross Fiduciary activities income	$145,000	794
Service charges on deposit accounts	$1,143,000	1,158
Trading account gains and fees	$0	126
Additional Noninterest Income	$837,000	2,060
Total noninterest expense	$10,304,000	1,250
Salaries and employee benefits	$6,614,000	1,035
Premises and equipment expense	$879,000	2,027
Additional noninterest expense	$2,811,000	1,354
Pre-tax net operating income	$24,527,000	374
Securities gains (losses)	$0	2,317
Applicable income taxes	$292,000	3,846
Income before extraordinary items	$24,235,000	295
Extraordinary gains, net	$0	35
Net income	$24,235,000	296
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$712,000	639
Cash dividends	$12,311,000	258
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$24,235,000	288
2005-06-30 (YTD Data)		Rank
Total interest income	$31,942,000	509
Total interest expense	$10,326,000	505
Net interest income	$21,616,000	503
Provision for loan and lease losses	$900,000	570
Total noninterest income	$1,407,000	1,680
Gross Fiduciary activities income	$98,000	803
Service charges on deposit accounts	$748,000	1,147
Trading account gains and fees	$0	116
Additional Noninterest Income	$561,000	2,024
Total noninterest expense	$6,781,000	1,250
Salaries and employee benefits	$4,431,000	1,020
Premises and equipment expense	$583,000	2,029
Additional noninterest expense	$1,767,000	1,414
Pre-tax net operating income	$15,342,000	389
Securities gains (losses)	$0	2,146
Applicable income taxes	$187,000	3,899
Income before extraordinary items	$15,155,000	306
Extraordinary gains, net	$0	30
Net income	$15,155,000	306
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	7,825
Cash dividends	$6,022,000	291
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$15,155,000	300
2005-03-31 (YTD Data)		Rank
Total interest income	$15,098,000	527
Total interest expense	$4,541,000	540
Net interest income	$10,557,000	506
Provision for loan and lease losses	$450,000	520
Total noninterest income	$675,000	1,701
Gross Fiduciary activities income	$48,000	817
Service charges on deposit accounts	$339,000	1,211
Trading account gains and fees	$0	115
Additional Noninterest Income	$288,000	1,935
Total noninterest expense	$3,412,000	1,244
Salaries and employee benefits	$2,223,000	1,009
Premises and equipment expense	$285,000	2,096
Additional noninterest expense	$904,000	1,374
Pre-tax net operating income	$7,370,000	399
Securities gains (losses)	$0	1,685
Applicable income taxes	$88,000	3,973
Income before extraordinary items	$7,282,000	300
Extraordinary gains, net	$0	24
Net income	$7,282,000	300
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$3,829,000	212
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$7,282,000	295
2004-12-31 (YTD Data)		Rank
Total interest income	$50,431,000	574
Total interest expense	$14,765,000	558
Net interest income	$35,666,000	571
Provision for loan and lease losses	$1,600,000	675
Total noninterest income	$2,832,000	1,690
Gross Fiduciary activities income	$188,000	806
Service charges on deposit accounts	$1,508,000	1,185
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,136,000	1,980
Total noninterest expense	$12,242,000	1,340
Salaries and employee benefits	$7,959,000	1,086
Premises and equipment expense	$1,221,000	1,879
Additional noninterest expense	$3,062,000	1,593
Pre-tax net operating income	$24,656,000	426
Securities gains (losses)	$166,000	930
Applicable income taxes	$317,000	4,097
Income before extraordinary items	$24,505,000	339
Extraordinary gains, net	$0	34
Net income	$24,505,000	338
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-82,000	8,758
Cash dividends	$14,279,000	271
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$24,340,660	328
2004-09-30 (YTD Data)		Rank
Total interest income	$36,422,000	588
Total interest expense	$10,556,000	574
Net interest income	$25,866,000	582
Provision for loan and lease losses	$900,000	852
Total noninterest income	$2,149,000	1,675
Gross Fiduciary activities income	$137,000	806
Service charges on deposit accounts	$1,143,000	1,169
Trading account gains and fees	$0	134
Additional Noninterest Income	$869,000	1,967
Total noninterest expense	$9,014,000	1,362
Salaries and employee benefits	$5,899,000	1,091
Premises and equipment expense	$898,000	1,914
Additional noninterest expense	$2,217,000	1,627
Pre-tax net operating income	$18,101,000	433
Securities gains (losses)	$166,000	868
Applicable income taxes	$227,000	4,249
Income before extraordinary items	$18,040,000	347
Extraordinary gains, net	$0	26
Net income	$18,040,000	346
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-81,000	8,761
Cash dividends	$10,963,000	257
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$17,875,660	336
2004-06-30 (YTD Data)		Rank
Total interest income	$23,530,000	594
Total interest expense	$6,809,000	586
Net interest income	$16,721,000	593
Provision for loan and lease losses	$600,000	825
Total noninterest income	$1,466,000	1,636
Gross Fiduciary activities income	$88,000	826
Service charges on deposit accounts	$759,000	1,160
Trading account gains and fees	$0	130
Additional Noninterest Income	$619,000	1,881
Total noninterest expense	$5,947,000	1,371
Salaries and employee benefits	$3,919,000	1,092
Premises and equipment expense	$608,000	1,875
Additional noninterest expense	$1,420,000	1,686
Pre-tax net operating income	$11,640,000	437
Securities gains (losses)	$166,000	732
Applicable income taxes	$151,000	4,236
Income before extraordinary items	$11,655,000	345
Extraordinary gains, net	$0	21
Net income	$11,655,000	344
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-38,000	8,656
Cash dividends	$7,263,000	246
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$11,490,660	336
2004-03-31 (YTD Data)		Rank
Total interest income	$11,543,000	612
Total interest expense	$3,316,000	615
Net interest income	$8,227,000	600
Provision for loan and lease losses	$300,000	782
Total noninterest income	$756,000	1,558
Gross Fiduciary activities income	$41,000	849
Service charges on deposit accounts	$370,000	1,156
Trading account gains and fees	$0	121
Additional Noninterest Income	$345,000	1,702
Total noninterest expense	$2,979,000	1,379
Salaries and employee benefits	$1,957,000	1,112
Premises and equipment expense	$311,000	1,864
Additional noninterest expense	$711,000	1,671
Pre-tax net operating income	$5,704,000	436
Securities gains (losses)	$177,000	560
Applicable income taxes	$76,000	4,215
Income before extraordinary items	$5,805,000	346
Extraordinary gains, net	$0	16
Net income	$5,805,000	347
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,741
Cash dividends	$3,618,000	224
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$5,629,770	333
2003-12-31 (YTD Data)		Rank
Total interest income	$44,889,000	625
Total interest expense	$13,962,000	637
Net interest income	$30,927,000	620
Provision for loan and lease losses	$1,175,000	1,020
Total noninterest income	$2,841,000	1,767
Gross Fiduciary activities income	$187,000	822
Service charges on deposit accounts	$1,494,000	1,154
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,160,000	2,166
Total noninterest expense	$11,254,000	1,436
Salaries and employee benefits	$7,304,000	1,170
Premises and equipment expense	$1,267,000	1,794
Additional noninterest expense	$2,683,000	1,804
Pre-tax net operating income	$21,339,000	468
Securities gains (losses)	$155,000	1,534
Applicable income taxes	$217,000	4,803
Income before extraordinary items	$21,277,000	368
Extraordinary gains, net	$0	54
Net income	$21,277,000	369
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$263,000	2,436
Cash dividends	$13,846,000	302
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$21,123,550	341
2003-09-30 (YTD Data)		Rank
Total interest income	$33,194,000	646
Total interest expense	$10,624,000	659
Net interest income	$22,570,000	646
Provision for loan and lease losses	$775,000	1,118
Total noninterest income	$2,120,000	1,821
Gross Fiduciary activities income	$139,000	819
Service charges on deposit accounts	$1,116,000	1,169
Trading account gains and fees	$0	153
Additional Noninterest Income	$865,000	2,248
Total noninterest expense	$8,179,000	1,469
Salaries and employee benefits	$5,208,000	1,246
Premises and equipment expense	$954,000	1,799
Additional noninterest expense	$2,017,000	1,793
Pre-tax net operating income	$15,736,000	471
Securities gains (losses)	$284,000	1,004
Applicable income taxes	$169,000	4,927
Income before extraordinary items	$15,851,000	384
Extraordinary gains, net	$0	40
Net income	$15,851,000	385
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	6,184
Cash dividends	$10,182,000	299
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$15,569,840	354
2003-06-30 (YTD Data)		Rank
Total interest income	$21,944,000	656
Total interest expense	$7,159,000	673
Net interest income	$14,785,000	651
Provision for loan and lease losses	$475,000	1,201
Total noninterest income	$1,390,000	1,827
Gross Fiduciary activities income	$91,000	829
Service charges on deposit accounts	$715,000	1,205
Trading account gains and fees	$0	150
Additional Noninterest Income	$584,000	2,223
Total noninterest expense	$5,388,000	1,489
Salaries and employee benefits	$3,461,000	1,240
Premises and equipment expense	$622,000	1,835
Additional noninterest expense	$1,305,000	1,849
Pre-tax net operating income	$10,312,000	481
Securities gains (losses)	$242,000	934
Applicable income taxes	$120,000	4,860
Income before extraordinary items	$10,434,000	389
Extraordinary gains, net	$0	30
Net income	$10,434,000	390
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	5,737
Cash dividends	$7,035,000	261
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$10,194,420	360
2003-03-31 (YTD Data)		Rank
Total interest income	$10,768,000	675
Total interest expense	$3,585,000	681
Net interest income	$7,183,000	666
Provision for loan and lease losses	$225,000	1,208
Total noninterest income	$679,000	1,821
Gross Fiduciary activities income	$46,000	835
Service charges on deposit accounts	$341,000	1,222
Trading account gains and fees	$0	134
Additional Noninterest Income	$292,000	2,150
Total noninterest expense	$2,675,000	1,488
Salaries and employee benefits	$1,721,000	1,251
Premises and equipment expense	$308,000	1,854
Additional noninterest expense	$646,000	1,823
Pre-tax net operating income	$4,962,000	499
Securities gains (losses)	$239,000	596
Applicable income taxes	$63,000	4,744
Income before extraordinary items	$5,138,000	378
Extraordinary gains, net	$0	21
Net income	$5,138,000	378
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,853
Cash dividends	$3,163,000	268
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$4,901,390	363
2002-12-31 (YTD Data)		Rank
Total interest income	$43,403,000	701
Total interest expense	$15,904,000	710
Net interest income	$27,499,000	687
Provision for loan and lease losses	$600,000	2,054
Total noninterest income	$2,637,000	1,727
Gross Fiduciary activities income	$185,000	856
Service charges on deposit accounts	$1,330,000	1,216
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,122,000	2,021
Total noninterest expense	$10,424,000	1,476
Salaries and employee benefits	$6,502,000	1,241
Premises and equipment expense	$1,289,000	1,708
Additional noninterest expense	$2,633,000	1,775
Pre-tax net operating income	$19,112,000	492
Securities gains (losses)	$67,000	2,139
Applicable income taxes	$250,000	4,762
Income before extraordinary items	$18,929,000	387
Extraordinary gains, net	$0	70
Net income	$18,929,000	387
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-13,000	8,875
Cash dividends	$12,049,000	319
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$18,862,670	364
2001-12-31 (YTD Data)		Rank
Total interest income	$47,340,000	732
Total interest expense	$22,309,000	742
Net interest income	$25,031,000	703
Provision for loan and lease losses	$1,200,000	1,082
Total noninterest income	$2,183,000	1,886
Gross Fiduciary activities income	$161,000	893
Service charges on deposit accounts	$1,255,000	1,184
Trading account gains and fees	$0	177
Additional Noninterest Income	$767,000	2,449
Total noninterest expense	$9,490,000	1,544
Salaries and employee benefits	$5,860,000	1,269
Premises and equipment expense	$1,265,000	1,713
Additional noninterest expense	$2,365,000	1,902
Pre-tax net operating income	$16,524,000	503
Securities gains (losses)	$89,000	1,844
Applicable income taxes	$204,000	4,990
Income before extraordinary items	$16,409,000	380
Extraordinary gains, net	$0	105
Net income	$16,409,000	381
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$85,000	4,323
Cash dividends	$10,297,000	358
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$16,320,890	365
2000-12-31 (YTD Data)		Rank
Total interest income	$47,554,000	751
Total interest expense	$23,021,000	788
Net interest income	$24,533,000	727
Provision for loan and lease losses	$1,460,000	787
Total noninterest income	$1,480,000	2,371
Gross Fiduciary activities income	$136,000	874
Service charges on deposit accounts	$1,087,000	1,243
Trading account gains and fees	$0	180
Additional Noninterest Income	$257,000	4,239
Total noninterest expense	$8,713,000	1,609
Salaries and employee benefits	$5,465,000	1,299
Premises and equipment expense	$1,239,000	1,682
Additional noninterest expense	$2,009,000	2,146
Pre-tax net operating income	$15,840,000	537
Securities gains (losses)	$14,000	1,057
Applicable income taxes	$113,000	6,358
Income before extraordinary items	$15,741,000	399
Extraordinary gains, net	$0	38
Net income	$15,741,000	400
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	4,135
Cash dividends	$8,941,000	414
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$15,727,140	397
1999-12-31 (YTD Data)		Rank
Total interest income	$36,996,000	909
Total interest expense	$16,500,000	943
Net interest income	$20,496,000	866
Provision for loan and lease losses	$600,000	1,498
Total noninterest income	$1,373,000	2,442
Gross Fiduciary activities income	$148,000	925
Service charges on deposit accounts	$865,000	1,522
Trading account gains and fees	$0	173
Additional Noninterest Income	$360,000	3,640
Total noninterest expense	$8,314,000	1,658
Salaries and employee benefits	$4,841,000	1,424
Premises and equipment expense	$1,045,000	1,959
Additional noninterest expense	$2,428,000	1,816
Pre-tax net operating income	$12,955,000	676
Securities gains (losses)	$0	3,155
Applicable income taxes	$0	8,765
Income before extraordinary items	$12,955,000	503
Extraordinary gains, net	$0	35
Net income	$12,955,000	503
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$876,000	778
Cash dividends	$7,343,000	506
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$12,955,000	497
1998-12-31 (YTD Data)		Rank
Total interest income	$33,624,000	977
Total interest expense	$16,808,000	940
Net interest income	$16,816,000	1,001
Provision for loan and lease losses	$300,000	2,562
Total noninterest income	$1,156,000	2,769
Gross Fiduciary activities income	$132,000	957
Service charges on deposit accounts	$817,000	1,549
Trading account gains and fees	$0	224
Additional Noninterest Income	$207,000	4,877
Total noninterest expense	$7,650,000	1,715
Salaries and employee benefits	$4,268,000	1,548
Premises and equipment expense	$1,061,000	1,857
Additional noninterest expense	$2,321,000	1,819
Pre-tax net operating income	$10,022,000	775
Securities gains (losses)	$0	4,449
Applicable income taxes	$0	9,340
Income before extraordinary items	$10,022,000	595
Extraordinary gains, net	$0	32
Net income	$10,022,000	594
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	4,028
Cash dividends	$6,355,000	536
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$10,022,000	563
1997-12-31 (YTD Data)		Rank
Total interest income	$29,271,000	1,152
Total interest expense	$14,438,000	1,124
Net interest income	$14,833,000	1,184
Provision for loan and lease losses	$450,000	1,925
Total noninterest income	$4,429,000	1,006
Gross Fiduciary activities income	$117,000	1,017
Service charges on deposit accounts	$629,000	2,088
Trading account gains and fees	$0	239
Additional Noninterest Income	$3,683,000	746
Total noninterest expense	$9,419,000	1,398
Salaries and employee benefits	$6,499,000	1,020
Premises and equipment expense	$1,023,000	1,935
Additional noninterest expense	$1,897,000	2,202
Pre-tax net operating income	$9,393,000	860
Securities gains (losses)	$-35,000	10,557
Applicable income taxes	$978,000	2,478
Income before extraordinary items	$8,380,000	684
Extraordinary gains, net	$0	44
Net income	$8,380,000	684
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$304,000	1,943
Cash dividends	$3,117,000	905
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$8,411,500	662
1996-12-31 (YTD Data)		Rank
Total interest income	$25,422,000	1,346
Total interest expense	$11,678,000	1,389
Net interest income	$13,744,000	1,289
Provision for loan and lease losses	$500,000	1,732
Total noninterest income	$935,000	3,304
Gross Fiduciary activities income	$115,000	1,077
Service charges on deposit accounts	$618,000	2,186
Trading account gains and fees	$0	262
Additional Noninterest Income	$202,000	5,130
Total noninterest expense	$6,220,000	2,209
Salaries and employee benefits	$3,568,000	1,851
Premises and equipment expense	$947,000	2,108
Additional noninterest expense	$1,705,000	2,810
Pre-tax net operating income	$7,959,000	962
Securities gains (losses)	$130,000	855
Applicable income taxes	$2,070,000	1,194
Income before extraordinary items	$6,019,000	889
Extraordinary gains, net	$0	53
Net income	$6,019,000	891
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$320,000	1,980
Cash dividends	$2,600,000	1,059
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$5,922,800	885
1995-12-31 (YTD Data)		Rank
Total interest income	$22,620,000	1,510
Total interest expense	$9,576,000	1,658
Net interest income	$13,044,000	1,376
Provision for loan and lease losses	$600,000	1,345
Total noninterest income	$1,098,000	2,897
Gross Fiduciary activities income	$109,000	1,145
Service charges on deposit accounts	$606,000	2,245
Trading account gains and fees	$0	522
Additional Noninterest Income	$383,000	3,402
Total noninterest expense	$5,996,000	2,270
Salaries and employee benefits	$3,685,000	1,799
Premises and equipment expense	$741,000	2,660
Additional noninterest expense	$1,570,000	2,979
Pre-tax net operating income	$7,546,000	1,033
Securities gains (losses)	$-130,000	11,581
Applicable income taxes	$2,125,000	1,217
Income before extraordinary items	$5,291,000	1,007
Extraordinary gains, net	$0	65
Net income	$5,291,000	1,005
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	4,931
Cash dividends	$1,700,000	1,365
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$5,383,300	979
1994-12-31 (YTD Data)		Rank
Total interest income	$17,676,000	1,737
Total interest expense	$6,246,000	2,005
Net interest income	$11,430,000	1,580
Provision for loan and lease losses	$800,000	1,087
Total noninterest income	$807,000	3,698
Gross Fiduciary activities income	$113,000	1,158
Service charges on deposit accounts	$570,000	2,382
Trading account gains and fees	$0	475
Additional Noninterest Income	$124,000	6,824
Total noninterest expense	$5,780,000	2,433
Salaries and employee benefits	$2,878,000	2,330
Premises and equipment expense	$742,000	2,695
Additional noninterest expense	$2,160,000	2,424
Pre-tax net operating income	$5,657,000	1,322
Securities gains (losses)	$-2,000	9,023
Applicable income taxes	$1,490,000	1,565
Income before extraordinary items	$4,165,000	1,217
Extraordinary gains, net	$0	249
Net income	$4,165,000	1,216
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	4,684
Cash dividends	$1,600,000	1,328
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$4,166,480	1,224
1993-12-31 (YTD Data)		Rank
Total interest income	$15,804,000	1,983
Total interest expense	$5,624,000	2,305
Net interest income	$10,180,000	1,772
Provision for loan and lease losses	$1,000,000	1,300
Total noninterest income	$829,000	3,876
Gross Fiduciary activities income	$100,000	1,209
Service charges on deposit accounts	$581,000	2,368
Trading account gains and fees	$0	532
Additional Noninterest Income	$148,000	6,604
Total noninterest expense	$5,171,000	2,763
Salaries and employee benefits	$2,343,000	2,816
Premises and equipment expense	$732,000	2,762
Additional noninterest expense	$2,096,000	2,621
Pre-tax net operating income	$4,838,000	1,446
Securities gains (losses)	$0	7,477
Applicable income taxes	$1,287,000	1,815
Income before extraordinary items	$3,551,000	1,433
Extraordinary gains, net	$0	3,149
Net income	$3,551,000	1,472
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$954,000	1,184
Cash dividends	$1,600,000	1,208
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$3,551,000	1,345
1992-12-31 (YTD Data)		Rank
Total interest income	$14,255,000	2,464
Total interest expense	$5,822,000	2,866
Net interest income	$8,433,000	2,159
Provision for loan and lease losses	$730,000	2,296
Total noninterest income	$767,000	4,087
Gross Fiduciary activities income	$81,000	1,294
Service charges on deposit accounts	$582,000	2,371
Trading account gains and fees	$0	504
Additional Noninterest Income	$104,000	7,922
Total noninterest expense	$4,455,000	3,190
Salaries and employee benefits	$2,109,000	3,063
Premises and equipment expense	$670,000	3,039
Additional noninterest expense	$1,676,000	3,262
Pre-tax net operating income	$4,015,000	1,564
Securities gains (losses)	$-30,000	13,581
Applicable income taxes	$1,015,000	2,085
Income before extraordinary items	$2,970,000	1,553
Extraordinary gains, net	$0	1,422
Net income	$2,970,000	1,568
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$490,000	2,497
Cash dividends	$1,300,000	1,226
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$2,992,500	1,433

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.