Home > Countryside Bank > Income and Expense
Countryside Bank, Income and Expense
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $404,000 | 7,881 |
| Total interest expense | $79,000 | 8,191 |
| Net interest income | $325,000 | 7,693 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $56,000 | 7,006 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $47,000 | 5,338 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,000 | 7,855 |
| Total noninterest expense | $453,000 | 6,387 |
| Salaries and employee benefits | $195,000 | 7,054 |
| Premises and equipment expense | $110,000 | 4,512 |
| Additional noninterest expense | $148,000 | 6,044 |
| Pre-tax net operating income | $-72,000 | 8,757 |
| Securities gains (losses) | $-2,000 | 8,748 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-74,000 | 8,794 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-74,000 | 8,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,556 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-72,000 | 8,758 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $873,000 | 8,695 |
| Total interest expense | $172,000 | 8,806 |
| Net interest income | $701,000 | 8,561 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $351,000 | 6,252 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $119,000 | 6,292 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $232,000 | 4,987 |
| Total noninterest expense | $1,076,000 | 7,719 |
| Salaries and employee benefits | $413,000 | 8,368 |
| Premises and equipment expense | $251,000 | 6,171 |
| Additional noninterest expense | $412,000 | 7,087 |
| Pre-tax net operating income | $-24,000 | 8,570 |
| Securities gains (losses) | $3,000 | 4,078 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-21,000 | 8,657 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-21,000 | 8,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-80,000 | 9,011 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-24,000 | 8,575 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $466,000 | 8,973 |
| Total interest expense | $77,000 | 9,044 |
| Net interest income | $389,000 | 8,871 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $278,000 | 6,172 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $69,000 | 6,736 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $209,000 | 4,713 |
| Total noninterest expense | $590,000 | 8,308 |
| Salaries and employee benefits | $227,000 | 8,772 |
| Premises and equipment expense | $174,000 | 6,404 |
| Additional noninterest expense | $189,000 | 8,096 |
| Pre-tax net operating income | $77,000 | 8,340 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $78,000 | 8,368 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $78,000 | 8,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-79,000 | 9,043 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $77,000 | 8,252 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $95,000 | 9,204 |
| Total interest expense | $21,000 | 9,177 |
| Net interest income | $74,000 | 9,192 |
| Provision for loan and lease losses | $7,000 | 6,972 |
| Total noninterest income | $111,000 | 7,204 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $13,000 | 7,851 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $98,000 | 5,351 |
| Total noninterest expense | $83,000 | 9,232 |
| Salaries and employee benefits | $36,000 | 9,233 |
| Premises and equipment expense | $32,000 | 8,620 |
| Additional noninterest expense | $15,000 | 9,237 |
| Pre-tax net operating income | $95,000 | 8,051 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $95,000 | 8,007 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $95,000 | 8,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,405 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $95,000 | 7,842 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $487,000 | 7,802 |
| Total interest expense | $123,000 | 8,135 |
| Net interest income | $364,000 | 7,513 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $82,000 | 6,373 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $56,000 | 4,926 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $26,000 | 6,499 |
| Total noninterest expense | $602,000 | 5,323 |
| Salaries and employee benefits | $259,000 | 6,127 |
| Premises and equipment expense | $70,000 | 5,840 |
| Additional noninterest expense | $273,000 | 3,941 |
| Pre-tax net operating income | $-156,000 | 9,044 |
| Securities gains (losses) | $-2,000 | 9,046 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-158,000 | 9,104 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-158,000 | 9,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,727 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-156,000 | 9,038 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,166,000 | 7,674 |
| Total interest expense | $693,000 | 7,840 |
| Net interest income | $1,473,000 | 7,477 |
| Provision for loan and lease losses | $8,000 | 7,885 |
| Total noninterest income | $238,000 | 6,964 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $217,000 | 5,027 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 8,496 |
| Total noninterest expense | $1,643,000 | 6,575 |
| Salaries and employee benefits | $858,000 | 6,667 |
| Premises and equipment expense | $357,000 | 5,034 |
| Additional noninterest expense | $428,000 | 6,949 |
| Pre-tax net operating income | $60,000 | 8,440 |
| Securities gains (losses) | $-6,000 | 8,842 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $54,000 | 8,535 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $54,000 | 8,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,572 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $-194,000 | 9,267 |
| Net operating income | $60,000 | 8,422 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,463,000 | 7,786 |
| Total interest expense | $928,000 | 8,159 |
| Net interest income | $1,535,000 | 7,265 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $593,000 | 4,610 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $202,000 | 5,142 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $391,000 | 3,580 |
| Total noninterest expense | $2,025,000 | 5,683 |
| Salaries and employee benefits | $849,000 | 6,587 |
| Premises and equipment expense | $456,000 | 4,192 |
| Additional noninterest expense | $720,000 | 5,180 |
| Pre-tax net operating income | $103,000 | 8,315 |
| Securities gains (losses) | $32,000 | 2,761 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $135,000 | 8,125 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $135,000 | 8,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,370 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $-194,000 | 9,516 |
| Net operating income | $103,000 | 8,200 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,420,000 | 7,998 |
| Total interest expense | $1,155,000 | 7,901 |
| Net interest income | $1,265,000 | 7,934 |
| Provision for loan and lease losses | $118,000 | 4,994 |
| Total noninterest income | $220,000 | 7,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,070 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,043 |
| Total noninterest expense | $1,563,000 | 6,575 |
| Salaries and employee benefits | $608,000 | 7,663 |
| Premises and equipment expense | $334,000 | 5,094 |
| Additional noninterest expense | $621,000 | 5,646 |
| Pre-tax net operating income | $-196,000 | 9,336 |
| Securities gains (losses) | $-135,000 | 9,493 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-331,000 | 9,466 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-331,000 | 9,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,956 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-196,000 | 9,369 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,240,000 | 8,202 |
| Total interest expense | $955,000 | 8,297 |
| Net interest income | $1,285,000 | 8,017 |
| Provision for loan and lease losses | $175,000 | 3,893 |
| Total noninterest income | $230,000 | 7,140 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 5,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 8,198 |
| Total noninterest expense | $1,262,000 | 7,394 |
| Salaries and employee benefits | $521,000 | 8,219 |
| Premises and equipment expense | $354,000 | 4,940 |
| Additional noninterest expense | $387,000 | 7,379 |
| Pre-tax net operating income | $78,000 | 9,152 |
| Securities gains (losses) | $14,000 | 1,577 |
| Applicable income taxes | $24,000 | 8,144 |
| Income before extraordinary items | $68,000 | 9,150 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $68,000 | 9,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,975 |
| Cash dividends | $5,000 | 7,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $57,640 | 9,179 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,146,000 | 8,508 |
| Total interest expense | $957,000 | 8,536 |
| Net interest income | $1,189,000 | 8,347 |
| Provision for loan and lease losses | $75,000 | 5,712 |
| Total noninterest income | $245,000 | 7,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 6,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,342 |
| Total noninterest expense | $1,023,000 | 8,041 |
| Salaries and employee benefits | $524,000 | 8,209 |
| Premises and equipment expense | $227,000 | 6,307 |
| Additional noninterest expense | $272,000 | 8,387 |
| Pre-tax net operating income | $335,000 | 8,200 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $335,000 | 7,619 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $335,000 | 7,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,217 |
| Cash dividends | $5,000 | 7,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $335,000 | 7,535 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,039,000 | 8,963 |
| Total interest expense | $895,000 | 8,982 |
| Net interest income | $1,144,000 | 8,822 |
| Provision for loan and lease losses | $94,000 | 5,314 |
| Total noninterest income | $221,000 | 7,577 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 6,310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,409 |
| Total noninterest expense | $947,000 | 8,522 |
| Salaries and employee benefits | $539,000 | 8,340 |
| Premises and equipment expense | $134,000 | 8,154 |
| Additional noninterest expense | $274,000 | 8,594 |
| Pre-tax net operating income | $324,000 | 8,856 |
| Securities gains (losses) | $-12,000 | 10,127 |
| Applicable income taxes | $134,000 | 7,847 |
| Income before extraordinary items | $178,000 | 9,348 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $178,000 | 9,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,659 |
| Cash dividends | $5,000 | 7,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $185,680 | 9,251 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,937,000 | 9,460 |
| Total interest expense | $935,000 | 9,224 |
| Net interest income | $1,002,000 | 9,551 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $186,000 | 8,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 6,678 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,021 |
| Total noninterest expense | $817,000 | 9,370 |
| Salaries and employee benefits | $478,000 | 9,040 |
| Premises and equipment expense | $104,000 | 9,176 |
| Additional noninterest expense | $235,000 | 9,561 |
| Pre-tax net operating income | $371,000 | 8,683 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $104,000 | 8,690 |
| Income before extraordinary items | $267,000 | 8,692 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $267,000 | 8,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,158 |
| Cash dividends | $5,000 | 8,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $267,000 | 8,626 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,191,000 | 9,429 |
| Total interest expense | $1,148,000 | 8,763 |
| Net interest income | $1,043,000 | 9,800 |
| Provision for loan and lease losses | $40,000 | 6,618 |
| Total noninterest income | $148,000 | 9,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 7,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 10,525 |
| Total noninterest expense | $778,000 | 9,873 |
| Salaries and employee benefits | $448,000 | 9,547 |
| Premises and equipment expense | $100,000 | 9,626 |
| Additional noninterest expense | $230,000 | 10,065 |
| Pre-tax net operating income | $373,000 | 9,239 |
| Securities gains (losses) | $-29,000 | 10,820 |
| Applicable income taxes | $100,000 | 9,180 |
| Income before extraordinary items | $244,000 | 9,468 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $244,000 | 9,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,445 |
| Cash dividends | $5,000 | 8,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $264,590 | 9,257 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,596,000 | 10,536 |
| Total interest expense | $706,000 | 10,059 |
| Net interest income | $890,000 | 10,751 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $176,000 | 9,181 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 7,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 9,662 |
| Total noninterest expense | $785,000 | 10,305 |
| Salaries and employee benefits | $441,000 | 9,905 |
| Premises and equipment expense | $88,000 | 10,406 |
| Additional noninterest expense | $256,000 | 10,457 |
| Pre-tax net operating income | $281,000 | 10,274 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $90,000 | 9,572 |
| Income before extraordinary items | $191,000 | 10,382 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $191,000 | 10,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $5,000 | 8,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $191,000 | 10,434 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,579,000 | 11,037 |
| Total interest expense | $661,000 | 10,819 |
| Net interest income | $918,000 | 11,091 |
| Provision for loan and lease losses | $40,000 | 7,927 |
| Total noninterest income | $160,000 | 10,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 7,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,982 |
| Total noninterest expense | $752,000 | 10,908 |
| Salaries and employee benefits | $413,000 | 10,500 |
| Premises and equipment expense | $95,000 | 10,609 |
| Additional noninterest expense | $244,000 | 11,157 |
| Pre-tax net operating income | $286,000 | 10,353 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $95,000 | 9,865 |
| Income before extraordinary items | $191,000 | 10,753 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $191,000 | 10,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 6,048 |
| Cash dividends | $5,000 | 8,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $191,000 | 10,533 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,786,000 | 11,338 |
| Total interest expense | $849,000 | 11,096 |
| Net interest income | $937,000 | 11,352 |
| Provision for loan and lease losses | $170,000 | 5,731 |
| Total noninterest income | $274,000 | 8,113 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 7,416 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 7,019 |
| Total noninterest expense | $733,000 | 11,338 |
| Salaries and employee benefits | $411,000 | 10,733 |
| Premises and equipment expense | $86,000 | 11,263 |
| Additional noninterest expense | $236,000 | 11,725 |
| Pre-tax net operating income | $308,000 | 10,062 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $49,000 | 11,284 |
| Income before extraordinary items | $259,000 | 9,796 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $259,000 | 9,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 6,549 |
| Cash dividends | $5,000 | 8,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $259,000 | 9,428 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.