Home > CountryBank USA > Income and Expense
CountryBank USA, Income and Expense
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,287,000 | 6,849 |
| Total interest expense | $781,000 | 6,517 |
| Net interest income | $1,506,000 | 6,903 |
| Provision for loan and lease losses | $36,000 | 6,995 |
| Total noninterest income | $1,170,000 | 3,032 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $161,000 | 5,037 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,009,000 | 2,133 |
| Total noninterest expense | $2,316,000 | 5,876 |
| Salaries and employee benefits | $1,512,000 | 5,165 |
| Premises and equipment expense | $201,000 | 6,476 |
| Additional noninterest expense | $603,000 | 6,438 |
| Pre-tax net operating income | $324,000 | 4,430 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $23,000 | 3,606 |
| Income before extraordinary items | $301,000 | 4,460 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $301,000 | 4,460 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $301,000 | 4,461 |
| Net charge-offs | $126,000 | 5,492 |
| Cash dividends | $32,000 | 4,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $301,000 | 4,395 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,725,000 | 6,918 |
| Total interest expense | $597,000 | 6,619 |
| Net interest income | $1,128,000 | 6,948 |
| Provision for loan and lease losses | $27,000 | 6,827 |
| Total noninterest income | $928,000 | 2,967 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $123,000 | 5,032 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $805,000 | 2,118 |
| Total noninterest expense | $1,684,000 | 5,972 |
| Salaries and employee benefits | $1,083,000 | 5,346 |
| Premises and equipment expense | $161,000 | 6,414 |
| Additional noninterest expense | $440,000 | 6,511 |
| Pre-tax net operating income | $345,000 | 4,373 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $24,000 | 3,714 |
| Income before extraordinary items | $321,000 | 4,340 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $321,000 | 4,336 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $321,000 | 4,339 |
| Net charge-offs | $73,000 | 5,362 |
| Cash dividends | $32,000 | 4,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $321,000 | 4,277 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,152,000 | 6,985 |
| Total interest expense | $405,000 | 6,696 |
| Net interest income | $747,000 | 6,984 |
| Provision for loan and lease losses | $18,000 | 6,728 |
| Total noninterest income | $528,000 | 3,287 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $77,000 | 5,132 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $451,000 | 2,369 |
| Total noninterest expense | $1,097,000 | 6,067 |
| Salaries and employee benefits | $692,000 | 5,526 |
| Premises and equipment expense | $110,000 | 6,418 |
| Additional noninterest expense | $295,000 | 6,526 |
| Pre-tax net operating income | $160,000 | 4,884 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $11,000 | 3,973 |
| Income before extraordinary items | $149,000 | 4,875 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $149,000 | 4,871 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $149,000 | 4,872 |
| Net charge-offs | $29,000 | 5,364 |
| Cash dividends | $24,000 | 3,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $149,000 | 4,788 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $582,000 | 7,016 |
| Total interest expense | $206,000 | 6,753 |
| Net interest income | $376,000 | 6,989 |
| Provision for loan and lease losses | $9,000 | 6,357 |
| Total noninterest income | $250,000 | 3,377 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $34,000 | 5,303 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $216,000 | 2,404 |
| Total noninterest expense | $535,000 | 6,094 |
| Salaries and employee benefits | $328,000 | 5,749 |
| Premises and equipment expense | $59,000 | 6,334 |
| Additional noninterest expense | $148,000 | 6,343 |
| Pre-tax net operating income | $82,000 | 5,223 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $6,000 | 4,227 |
| Income before extraordinary items | $76,000 | 5,298 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $76,000 | 5,303 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $76,000 | 5,302 |
| Net charge-offs | $-4,000 | 7,635 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $76,000 | 5,123 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,630,000 | 6,876 |
| Total interest expense | $1,075,000 | 6,643 |
| Net interest income | $1,555,000 | 6,937 |
| Provision for loan and lease losses | $161,000 | 5,477 |
| Total noninterest income | $1,273,000 | 2,940 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $168,000 | 5,103 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,105,000 | 1,992 |
| Total noninterest expense | $2,210,000 | 5,970 |
| Salaries and employee benefits | $1,479,000 | 5,379 |
| Premises and equipment expense | $213,000 | 6,573 |
| Additional noninterest expense | $518,000 | 6,555 |
| Pre-tax net operating income | $457,000 | 4,992 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $32,000 | 4,087 |
| Income before extraordinary items | $425,000 | 4,677 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $425,000 | 4,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 5,255 |
| Cash dividends | $135,000 | 4,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $425,000 | 4,845 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,007,000 | 6,907 |
| Total interest expense | $845,000 | 6,671 |
| Net interest income | $1,162,000 | 6,991 |
| Provision for loan and lease losses | $52,000 | 5,852 |
| Total noninterest income | $996,000 | 2,921 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $128,000 | 5,120 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $868,000 | 2,009 |
| Total noninterest expense | $1,595,000 | 6,063 |
| Salaries and employee benefits | $1,046,000 | 5,551 |
| Premises and equipment expense | $163,000 | 6,553 |
| Additional noninterest expense | $386,000 | 6,547 |
| Pre-tax net operating income | $511,000 | 4,907 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $36,000 | 4,301 |
| Income before extraordinary items | $475,000 | 4,531 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $475,000 | 4,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,121 |
| Cash dividends | $101,000 | 4,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $475,000 | 4,687 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,348,000 | 6,959 |
| Total interest expense | $586,000 | 6,731 |
| Net interest income | $762,000 | 7,049 |
| Provision for loan and lease losses | $18,000 | 6,030 |
| Total noninterest income | $530,000 | 3,390 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $81,000 | 5,221 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $449,000 | 2,409 |
| Total noninterest expense | $1,010,000 | 6,245 |
| Salaries and employee benefits | $660,000 | 5,769 |
| Premises and equipment expense | $108,000 | 6,602 |
| Additional noninterest expense | $242,000 | 6,716 |
| Pre-tax net operating income | $264,000 | 5,435 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $19,000 | 4,702 |
| Income before extraordinary items | $245,000 | 5,318 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $245,000 | 5,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,064 |
| Cash dividends | $62,000 | 4,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $245,000 | 5,237 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $691,000 | 7,000 |
| Total interest expense | $324,000 | 6,686 |
| Net interest income | $367,000 | 7,165 |
| Provision for loan and lease losses | $9,000 | 5,509 |
| Total noninterest income | $280,000 | 3,279 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $35,000 | 5,454 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $245,000 | 2,262 |
| Total noninterest expense | $488,000 | 6,359 |
| Salaries and employee benefits | $304,000 | 6,044 |
| Premises and equipment expense | $56,000 | 6,561 |
| Additional noninterest expense | $128,000 | 6,565 |
| Pre-tax net operating income | $150,000 | 5,436 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $11,000 | 4,747 |
| Income before extraordinary items | $139,000 | 5,339 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $139,000 | 5,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,778 |
| Cash dividends | $10,000 | 3,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $139,000 | 5,238 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,811,000 | 6,976 |
| Total interest expense | $1,336,000 | 6,664 |
| Net interest income | $1,475,000 | 7,145 |
| Provision for loan and lease losses | $300,000 | 3,174 |
| Total noninterest income | $1,160,000 | 3,201 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $187,000 | 5,028 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $973,000 | 2,259 |
| Total noninterest expense | $2,078,000 | 6,123 |
| Salaries and employee benefits | $1,368,000 | 5,586 |
| Premises and equipment expense | $206,000 | 6,667 |
| Additional noninterest expense | $504,000 | 6,554 |
| Pre-tax net operating income | $257,000 | 6,717 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-12,000 | 7,805 |
| Income before extraordinary items | $269,000 | 6,535 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $269,000 | 6,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 2,082 |
| Cash dividends | $218,000 | 4,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $269,000 | 6,517 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,082,000 | 7,038 |
| Total interest expense | $985,000 | 6,717 |
| Net interest income | $1,097,000 | 7,215 |
| Provision for loan and lease losses | $257,000 | 2,566 |
| Total noninterest income | $898,000 | 3,138 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $144,000 | 5,010 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $754,000 | 2,200 |
| Total noninterest expense | $1,504,000 | 6,204 |
| Salaries and employee benefits | $971,000 | 5,733 |
| Premises and equipment expense | $171,000 | 6,453 |
| Additional noninterest expense | $362,000 | 6,648 |
| Pre-tax net operating income | $234,000 | 6,826 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-15,000 | 8,054 |
| Income before extraordinary items | $249,000 | 6,572 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $249,000 | 6,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 1,405 |
| Cash dividends | $79,000 | 4,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $249,000 | 6,553 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,365,000 | 7,100 |
| Total interest expense | $647,000 | 6,767 |
| Net interest income | $718,000 | 7,306 |
| Provision for loan and lease losses | $248,000 | 1,829 |
| Total noninterest income | $563,000 | 3,299 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $96,000 | 5,023 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $467,000 | 2,351 |
| Total noninterest expense | $1,000,000 | 6,255 |
| Salaries and employee benefits | $657,000 | 5,754 |
| Premises and equipment expense | $106,000 | 6,656 |
| Additional noninterest expense | $237,000 | 6,720 |
| Pre-tax net operating income | $33,000 | 7,621 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-29,000 | 8,238 |
| Income before extraordinary items | $62,000 | 7,397 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $62,000 | 7,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 999 |
| Cash dividends | $40,000 | 4,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $62,000 | 7,385 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $675,000 | 7,153 |
| Total interest expense | $321,000 | 6,797 |
| Net interest income | $354,000 | 7,370 |
| Provision for loan and lease losses | $239,000 | 1,015 |
| Total noninterest income | $291,000 | 3,173 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $42,000 | 5,203 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $249,000 | 2,224 |
| Total noninterest expense | $499,000 | 6,293 |
| Salaries and employee benefits | $316,000 | 5,898 |
| Premises and equipment expense | $56,000 | 6,566 |
| Additional noninterest expense | $127,000 | 6,553 |
| Pre-tax net operating income | $-93,000 | 8,139 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-38,000 | 8,380 |
| Income before extraordinary items | $-55,000 | 8,066 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-55,000 | 8,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 568 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-55,000 | 8,051 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,631,000 | 7,046 |
| Total interest expense | $1,102,000 | 6,751 |
| Net interest income | $1,529,000 | 7,149 |
| Provision for loan and lease losses | $36,000 | 5,879 |
| Total noninterest income | $1,119,000 | 3,291 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $180,000 | 5,183 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $939,000 | 2,328 |
| Total noninterest expense | $2,057,000 | 6,087 |
| Salaries and employee benefits | $1,336,000 | 5,561 |
| Premises and equipment expense | $217,000 | 6,552 |
| Additional noninterest expense | $504,000 | 6,521 |
| Pre-tax net operating income | $555,000 | 6,314 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $51,000 | 5,432 |
| Income before extraordinary items | $504,000 | 6,148 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $504,000 | 6,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,765 |
| Cash dividends | $395,000 | 4,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $504,000 | 6,141 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,937,000 | 7,121 |
| Total interest expense | $791,000 | 6,809 |
| Net interest income | $1,146,000 | 7,218 |
| Provision for loan and lease losses | $27,000 | 5,738 |
| Total noninterest income | $892,000 | 3,158 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $138,000 | 5,198 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $754,000 | 2,215 |
| Total noninterest expense | $1,513,000 | 6,124 |
| Salaries and employee benefits | $962,000 | 5,666 |
| Premises and equipment expense | $166,000 | 6,528 |
| Additional noninterest expense | $385,000 | 6,488 |
| Pre-tax net operating income | $498,000 | 6,226 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $43,000 | 5,526 |
| Income before extraordinary items | $455,000 | 5,975 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $455,000 | 5,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,856 |
| Cash dividends | $316,000 | 3,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $455,000 | 5,972 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,237,000 | 7,207 |
| Total interest expense | $491,000 | 6,891 |
| Net interest income | $746,000 | 7,313 |
| Provision for loan and lease losses | $18,000 | 5,601 |
| Total noninterest income | $557,000 | 3,279 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $93,000 | 5,175 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $464,000 | 2,322 |
| Total noninterest expense | $1,003,000 | 6,164 |
| Salaries and employee benefits | $643,000 | 5,686 |
| Premises and equipment expense | $108,000 | 6,597 |
| Additional noninterest expense | $252,000 | 6,549 |
| Pre-tax net operating income | $282,000 | 6,576 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $25,000 | 5,675 |
| Income before extraordinary items | $257,000 | 6,325 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $257,000 | 6,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,097 |
| Cash dividends | $274,000 | 3,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $257,000 | 6,330 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $620,000 | 7,200 |
| Total interest expense | $238,000 | 6,877 |
| Net interest income | $382,000 | 7,282 |
| Provision for loan and lease losses | $9,000 | 5,345 |
| Total noninterest income | $287,000 | 3,175 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $39,000 | 5,460 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $248,000 | 2,202 |
| Total noninterest expense | $494,000 | 6,216 |
| Salaries and employee benefits | $303,000 | 5,899 |
| Premises and equipment expense | $55,000 | 6,562 |
| Additional noninterest expense | $136,000 | 6,338 |
| Pre-tax net operating income | $166,000 | 6,213 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $14,000 | 5,578 |
| Income before extraordinary items | $152,000 | 5,939 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $152,000 | 5,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $214,000 | 2,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $152,000 | 5,936 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,283,000 | 7,189 |
| Total interest expense | $759,000 | 6,885 |
| Net interest income | $1,524,000 | 7,267 |
| Provision for loan and lease losses | $61,000 | 5,436 |
| Total noninterest income | $1,111,000 | 3,308 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $161,000 | 5,484 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $950,000 | 2,284 |
| Total noninterest expense | $1,945,000 | 6,205 |
| Salaries and employee benefits | $1,240,000 | 5,687 |
| Premises and equipment expense | $225,000 | 6,471 |
| Additional noninterest expense | $480,000 | 6,695 |
| Pre-tax net operating income | $629,000 | 6,326 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $51,000 | 5,854 |
| Income before extraordinary items | $584,000 | 6,062 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $584,000 | 6,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,059 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $578,480 | 6,054 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,675,000 | 7,242 |
| Total interest expense | $550,000 | 6,895 |
| Net interest income | $1,125,000 | 7,337 |
| Provision for loan and lease losses | $52,000 | 5,144 |
| Total noninterest income | $866,000 | 3,232 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $121,000 | 5,512 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $745,000 | 2,220 |
| Total noninterest expense | $1,389,000 | 6,319 |
| Salaries and employee benefits | $863,000 | 5,888 |
| Premises and equipment expense | $170,000 | 6,427 |
| Additional noninterest expense | $356,000 | 6,692 |
| Pre-tax net operating income | $550,000 | 6,203 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $58,000 | 5,689 |
| Income before extraordinary items | $498,000 | 5,907 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $498,000 | 5,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,419 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $492,600 | 5,900 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,069,000 | 7,307 |
| Total interest expense | $352,000 | 6,883 |
| Net interest income | $717,000 | 7,437 |
| Provision for loan and lease losses | $18,000 | 5,733 |
| Total noninterest income | $547,000 | 3,310 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $83,000 | 5,411 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $464,000 | 2,299 |
| Total noninterest expense | $933,000 | 6,295 |
| Salaries and employee benefits | $586,000 | 5,829 |
| Premises and equipment expense | $115,000 | 6,391 |
| Additional noninterest expense | $232,000 | 6,756 |
| Pre-tax net operating income | $313,000 | 6,514 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $41,000 | 5,674 |
| Income before extraordinary items | $272,000 | 6,334 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $272,000 | 6,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $272,000 | 6,281 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $516,000 | 7,418 |
| Total interest expense | $168,000 | 6,944 |
| Net interest income | $348,000 | 7,543 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $284,000 | 3,179 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $39,000 | 5,509 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $245,000 | 2,187 |
| Total noninterest expense | $452,000 | 6,412 |
| Salaries and employee benefits | $273,000 | 6,106 |
| Premises and equipment expense | $59,000 | 6,380 |
| Additional noninterest expense | $120,000 | 6,679 |
| Pre-tax net operating income | $171,000 | 6,301 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $30,000 | 5,303 |
| Income before extraordinary items | $141,000 | 6,234 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $141,000 | 6,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $141,000 | 6,188 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,960,000 | 7,427 |
| Total interest expense | $589,000 | 6,986 |
| Net interest income | $1,371,000 | 7,494 |
| Provision for loan and lease losses | $36,000 | 6,265 |
| Total noninterest income | $994,000 | 3,573 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $134,000 | 5,995 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $860,000 | 2,368 |
| Total noninterest expense | $1,903,000 | 6,172 |
| Salaries and employee benefits | $1,174,000 | 5,755 |
| Premises and equipment expense | $223,000 | 6,488 |
| Additional noninterest expense | $506,000 | 6,497 |
| Pre-tax net operating income | $426,000 | 6,959 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $115,000 | 5,372 |
| Income before extraordinary items | $311,000 | 7,187 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $311,000 | 7,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,856 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $311,000 | 7,128 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,444,000 | 7,483 |
| Total interest expense | $433,000 | 7,034 |
| Net interest income | $1,011,000 | 7,555 |
| Provision for loan and lease losses | $27,000 | 6,080 |
| Total noninterest income | $736,000 | 3,612 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $101,000 | 6,037 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $635,000 | 2,425 |
| Total noninterest expense | $1,344,000 | 6,336 |
| Salaries and employee benefits | $825,000 | 5,911 |
| Premises and equipment expense | $160,000 | 6,586 |
| Additional noninterest expense | $359,000 | 6,640 |
| Pre-tax net operating income | $376,000 | 6,843 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $119,000 | 5,147 |
| Income before extraordinary items | $257,000 | 7,162 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $257,000 | 7,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,894 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $257,000 | 7,100 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $932,000 | 7,592 |
| Total interest expense | $282,000 | 7,119 |
| Net interest income | $650,000 | 7,663 |
| Provision for loan and lease losses | $18,000 | 5,953 |
| Total noninterest income | $454,000 | 3,790 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $60,000 | 6,233 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $394,000 | 2,540 |
| Total noninterest expense | $895,000 | 6,377 |
| Salaries and employee benefits | $556,000 | 5,928 |
| Premises and equipment expense | $108,000 | 6,605 |
| Additional noninterest expense | $231,000 | 6,774 |
| Pre-tax net operating income | $191,000 | 7,251 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $54,000 | 5,561 |
| Income before extraordinary items | $137,000 | 7,438 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $137,000 | 7,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $137,000 | 7,373 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $457,000 | 7,684 |
| Total interest expense | $143,000 | 7,141 |
| Net interest income | $314,000 | 7,753 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $187,000 | 4,209 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $24,000 | 6,539 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $163,000 | 2,793 |
| Total noninterest expense | $419,000 | 6,627 |
| Salaries and employee benefits | $256,000 | 6,253 |
| Premises and equipment expense | $57,000 | 6,454 |
| Additional noninterest expense | $106,000 | 6,996 |
| Pre-tax net operating income | $73,000 | 7,556 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $18,000 | 5,857 |
| Income before extraordinary items | $55,000 | 7,679 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $55,000 | 7,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $55,000 | 7,605 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,907,000 | 7,648 |
| Total interest expense | $675,000 | 7,128 |
| Net interest income | $1,232,000 | 7,759 |
| Provision for loan and lease losses | $36,000 | 6,612 |
| Total noninterest income | $731,000 | 4,442 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $139,000 | 6,007 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $592,000 | 3,285 |
| Total noninterest expense | $1,686,000 | 6,554 |
| Salaries and employee benefits | $1,036,000 | 6,137 |
| Premises and equipment expense | $247,000 | 6,209 |
| Additional noninterest expense | $403,000 | 7,136 |
| Pre-tax net operating income | $241,000 | 7,671 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $55,000 | 6,211 |
| Income before extraordinary items | $186,000 | 7,831 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $186,000 | 7,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,046 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $186,000 | 7,702 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,478,000 | 7,669 |
| Total interest expense | $525,000 | 7,195 |
| Net interest income | $953,000 | 7,763 |
| Provision for loan and lease losses | $27,000 | 6,482 |
| Total noninterest income | $476,000 | 4,871 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $106,000 | 6,016 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $370,000 | 3,679 |
| Total noninterest expense | $1,211,000 | 6,670 |
| Salaries and employee benefits | $723,000 | 6,373 |
| Premises and equipment expense | $186,000 | 6,196 |
| Additional noninterest expense | $302,000 | 7,124 |
| Pre-tax net operating income | $191,000 | 7,774 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $47,000 | 6,257 |
| Income before extraordinary items | $144,000 | 7,948 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $144,000 | 7,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,833 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $144,000 | 7,802 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $969,000 | 7,763 |
| Total interest expense | $359,000 | 7,266 |
| Net interest income | $610,000 | 7,873 |
| Provision for loan and lease losses | $18,000 | 6,396 |
| Total noninterest income | $301,000 | 4,976 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $70,000 | 6,025 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $231,000 | 3,762 |
| Total noninterest expense | $776,000 | 6,801 |
| Salaries and employee benefits | $457,000 | 6,557 |
| Premises and equipment expense | $126,000 | 6,139 |
| Additional noninterest expense | $193,000 | 7,236 |
| Pre-tax net operating income | $117,000 | 7,869 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $28,000 | 6,385 |
| Income before extraordinary items | $89,000 | 8,065 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $89,000 | 8,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,273 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $89,000 | 7,901 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $473,000 | 7,869 |
| Total interest expense | $182,000 | 7,323 |
| Net interest income | $291,000 | 7,992 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $119,000 | 5,479 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $33,000 | 6,078 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $86,000 | 4,205 |
| Total noninterest expense | $398,000 | 6,736 |
| Salaries and employee benefits | $231,000 | 6,532 |
| Premises and equipment expense | $64,000 | 6,109 |
| Additional noninterest expense | $103,000 | 7,068 |
| Pre-tax net operating income | $3,000 | 8,657 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-8,000 | 9,057 |
| Income before extraordinary items | $11,000 | 8,615 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,000 | 8,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $11,000 | 8,505 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,029,000 | 7,823 |
| Total interest expense | $818,000 | 7,460 |
| Net interest income | $1,211,000 | 7,916 |
| Provision for loan and lease losses | $36,000 | 7,011 |
| Total noninterest income | $672,000 | 4,439 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $146,000 | 5,880 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $526,000 | 3,196 |
| Total noninterest expense | $1,663,000 | 6,533 |
| Salaries and employee benefits | $1,016,000 | 6,077 |
| Premises and equipment expense | $252,000 | 6,109 |
| Additional noninterest expense | $395,000 | 7,188 |
| Pre-tax net operating income | $184,000 | 7,988 |
| Securities gains (losses) | $8,000 | 3,732 |
| Applicable income taxes | $47,000 | 6,576 |
| Income before extraordinary items | $145,000 | 8,114 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $145,000 | 8,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,133 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $138,920 | 8,040 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,451,000 | 7,803 |
| Total interest expense | $1,366,000 | 7,261 |
| Net interest income | $1,085,000 | 8,118 |
| Provision for loan and lease losses | $57,000 | 6,529 |
| Total noninterest income | $705,000 | 4,178 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $132,000 | 6,053 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $573,000 | 2,910 |
| Total noninterest expense | $1,655,000 | 6,441 |
| Salaries and employee benefits | $970,000 | 6,091 |
| Premises and equipment expense | $263,000 | 5,926 |
| Additional noninterest expense | $422,000 | 6,970 |
| Pre-tax net operating income | $78,000 | 8,430 |
| Securities gains (losses) | $32,000 | 2,761 |
| Applicable income taxes | $19,000 | 7,346 |
| Income before extraordinary items | $91,000 | 8,394 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $91,000 | 8,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,291 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $64,440 | 8,444 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,370,000 | 8,047 |
| Total interest expense | $1,342,000 | 7,480 |
| Net interest income | $1,028,000 | 8,423 |
| Provision for loan and lease losses | $115,000 | 5,030 |
| Total noninterest income | $573,000 | 4,526 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 6,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $488,000 | 2,993 |
| Total noninterest expense | $1,625,000 | 6,429 |
| Salaries and employee benefits | $958,000 | 6,095 |
| Premises and equipment expense | $279,000 | 5,663 |
| Additional noninterest expense | $388,000 | 7,244 |
| Pre-tax net operating income | $-139,000 | 9,283 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $-60,000 | 9,512 |
| Income before extraordinary items | $-80,000 | 9,243 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-80,000 | 9,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,871 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-79,360 | 9,238 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,985,000 | 8,520 |
| Total interest expense | $1,008,000 | 8,159 |
| Net interest income | $977,000 | 8,681 |
| Provision for loan and lease losses | $110,000 | 5,020 |
| Total noninterest income | $439,000 | 5,345 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 7,861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $390,000 | 3,487 |
| Total noninterest expense | $1,504,000 | 6,774 |
| Salaries and employee benefits | $892,000 | 6,346 |
| Premises and equipment expense | $181,000 | 7,111 |
| Additional noninterest expense | $431,000 | 7,042 |
| Pre-tax net operating income | $-198,000 | 9,632 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $-105,000 | 9,928 |
| Income before extraordinary items | $-94,000 | 9,565 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-94,000 | 9,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,103 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-93,360 | 9,542 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,059,000 | 8,616 |
| Total interest expense | $989,000 | 8,452 |
| Net interest income | $1,070,000 | 8,636 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $263,000 | 6,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 8,089 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 4,781 |
| Total noninterest expense | $1,046,000 | 7,974 |
| Salaries and employee benefits | $642,000 | 7,516 |
| Premises and equipment expense | $92,000 | 8,886 |
| Additional noninterest expense | $312,000 | 8,008 |
| Pre-tax net operating income | $287,000 | 8,476 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $34,000 | 8,631 |
| Income before extraordinary items | $256,000 | 8,213 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $256,000 | 8,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,124 |
| Cash dividends | $175,000 | 5,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $253,360 | 8,157 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,060,000 | 8,925 |
| Total interest expense | $969,000 | 8,776 |
| Net interest income | $1,091,000 | 8,961 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $161,000 | 8,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 8,648 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 6,280 |
| Total noninterest expense | $799,000 | 9,036 |
| Salaries and employee benefits | $502,000 | 8,592 |
| Premises and equipment expense | $91,000 | 9,188 |
| Additional noninterest expense | $206,000 | 9,333 |
| Pre-tax net operating income | $453,000 | 8,172 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $98,000 | 8,429 |
| Income before extraordinary items | $354,000 | 7,966 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $354,000 | 7,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,783 |
| Cash dividends | $175,000 | 5,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $354,780 | 7,906 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,027,000 | 9,334 |
| Total interest expense | $996,000 | 9,021 |
| Net interest income | $1,031,000 | 9,466 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $177,000 | 8,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 8,398 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,807 |
| Total noninterest expense | $787,000 | 9,480 |
| Salaries and employee benefits | $499,000 | 8,898 |
| Premises and equipment expense | $74,000 | 9,976 |
| Additional noninterest expense | $214,000 | 9,774 |
| Pre-tax net operating income | $421,000 | 8,390 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $78,000 | 9,192 |
| Income before extraordinary items | $346,000 | 8,039 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $346,000 | 8,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,621 |
| Cash dividends | $175,000 | 5,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $343,540 | 7,999 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,883,000 | 9,910 |
| Total interest expense | $867,000 | 9,741 |
| Net interest income | $1,016,000 | 9,894 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $169,000 | 8,975 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 8,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 7,393 |
| Total noninterest expense | $762,000 | 9,941 |
| Salaries and employee benefits | $472,000 | 9,337 |
| Premises and equipment expense | $64,000 | 10,656 |
| Additional noninterest expense | $226,000 | 10,112 |
| Pre-tax net operating income | $423,000 | 8,919 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $119,000 | 8,810 |
| Income before extraordinary items | $304,000 | 8,901 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $304,000 | 8,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,236 |
| Cash dividends | $175,000 | 5,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $304,000 | 8,873 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,640,000 | 10,456 |
| Total interest expense | $694,000 | 10,126 |
| Net interest income | $946,000 | 10,572 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $147,000 | 9,754 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 9,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,945 |
| Total noninterest expense | $720,000 | 10,615 |
| Salaries and employee benefits | $440,000 | 9,917 |
| Premises and equipment expense | $58,000 | 11,368 |
| Additional noninterest expense | $222,000 | 10,867 |
| Pre-tax net operating income | $373,000 | 9,556 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $100,000 | 9,363 |
| Income before extraordinary items | $276,000 | 9,414 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $276,000 | 9,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $175,000 | 5,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $273,810 | 9,503 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,688,000 | 10,833 |
| Total interest expense | $758,000 | 10,264 |
| Net interest income | $930,000 | 11,031 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $176,000 | 9,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 9,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 7,550 |
| Total noninterest expense | $705,000 | 11,134 |
| Salaries and employee benefits | $423,000 | 10,412 |
| Premises and equipment expense | $56,000 | 11,992 |
| Additional noninterest expense | $226,000 | 11,382 |
| Pre-tax net operating income | $401,000 | 9,408 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $132,000 | 9,038 |
| Income before extraordinary items | $269,000 | 9,825 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $269,000 | 9,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 7,294 |
| Cash dividends | $170,000 | 5,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $269,000 | 9,568 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,862,000 | 11,173 |
| Total interest expense | $922,000 | 10,757 |
| Net interest income | $940,000 | 11,341 |
| Provision for loan and lease losses | $40,000 | 9,471 |
| Total noninterest income | $168,000 | 10,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 9,841 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 7,856 |
| Total noninterest expense | $679,000 | 11,626 |
| Salaries and employee benefits | $407,000 | 10,778 |
| Premises and equipment expense | $54,000 | 12,540 |
| Additional noninterest expense | $218,000 | 11,987 |
| Pre-tax net operating income | $389,000 | 9,339 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $138,000 | 8,935 |
| Income before extraordinary items | $254,000 | 9,865 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $254,000 | 10,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 12,762 |
| Cash dividends | $162,000 | 5,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $252,050 | 9,527 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.