Home > Country Trust Bank > Performance and Condition Ratios
Country Trust Bank, Performance and Condition Ratios
2023-12-31 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 46 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.5182% | 3,066 |
Cost of funding earning assets | 0.0000% | 4,519 |
Net interest margin | 4.5182% | 600 |
Noninterest income to average assets | 207.4500% | 5 |
Noninterest expense to average assets | 186.4609% | 4 |
Loan and lease loss provision to assets | 0.0000% | 3,179 |
Net operating income to assets | 17.8745% | 31 |
Return on assets (ROA) | 17.7566% | 32 |
Pretax return on assets | 24.1285% | 26 |
Return on Equity (ROE) | 20.1000% | 612 |
Retained earnings to average equity (ytd only) | 4.5770% | 2,764 |
Net charge-offs to loans | 0.0000% | 2,917 |
Credit loss provision to net charge-offs | 0.0000% | 2,397 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,831 |
Efficiency ratio | 88.4797% | 469 |
Assets per employee ($millions) | 0.2726% | 4,538 |
Cash dividends to net income (ytd only)* | 77.2267% | 642 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,458 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,805 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,871 |
Noncurrent loans to loans | 0.0000% | 3,821 |
Net loans and leases to total assets | 0.0000% | 4,475 |
Net loans and leases to deposits | 0.0000% | 4,474 |
Net loans and leases to core deposits | 0.0000% | 4,493 |
Total domestic deposits to total assets | 2.1500% | 4,527 |
Equity capital to assets | 88.7379% | 76 |
Core capital (leverage) ratio | 101.2752% | 7 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 119.4685% | 60 |
Memoranda: | ||
Average total assets | $32,816,000 | 4,448 |
Average earning assets | $23,858,800 | 4,457 |
Average equity | $28,993,000 | 2,316 |
Average total loans | $0 | 4,477 |
2023-09-30 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 10 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.3921% | 3,117 |
Cost of funding earning assets | 0.0000% | 4,547 |
Net interest margin | 4.3921% | 709 |
Noninterest income to average assets | 208.7800% | 4 |
Noninterest expense to average assets | 188.6414% | 3 |
Loan and lease loss provision to assets | 0.0000% | 2,992 |
Net operating income to assets | 17.1267% | 29 |
Return on assets (ROA) | 16.9624% | 29 |
Pretax return on assets | 23.0976% | 27 |
Return on Equity (ROE) | 19.2200% | 799 |
Retained earnings to average equity (ytd only) | 9.9821% | 1,405 |
Net charge-offs to loans | 0.0000% | 2,666 |
Credit loss provision to net charge-offs | 0.0000% | 2,098 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,572 |
Efficiency ratio | 89.0024% | 410 |
Assets per employee ($millions) | 0.2835% | 4,572 |
Cash dividends to net income (ytd only)* | 48.0654% | 1,329 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,482 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,833 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,901 |
Noncurrent loans to loans | 0.0000% | 3,847 |
Net loans and leases to total assets | 0.0000% | 4,500 |
Net loans and leases to deposits | 0.0000% | 4,499 |
Net loans and leases to core deposits | 0.0000% | 4,490 |
Total domestic deposits to total assets | 2.0700% | 4,556 |
Equity capital to assets | 86.9348% | 86 |
Core capital (leverage) ratio | 101.0040% | 6 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 115.7684% | 60 |
Memoranda: | ||
Average total assets | $32,706,750 | 4,470 |
Average earning assets | $23,647,750 | 4,485 |
Average equity | $28,864,250 | 2,302 |
Average total loans | $0 | 4,502 |
2023-03-31 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 1 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 3.8603% | 3,756 |
Cost of funding earning assets | 0.0000% | 4,615 |
Net interest margin | 3.8603% | 1,559 |
Noninterest income to average assets | 212.4000% | 6 |
Noninterest expense to average assets | 198.6022% | 4 |
Loan and lease loss provision to assets | 0.0300% | 2,084 |
Net operating income to assets | 12.1548% | 38 |
Return on assets (ROA) | 12.1647% | 38 |
Pretax return on assets | 16.6100% | 37 |
Return on Equity (ROE) | 13.6500% | 1,845 |
Retained earnings to average equity (ytd only) | 13.6450% | 988 |
Net charge-offs to loans | 0.0000% | 2,062 |
Credit loss provision to net charge-offs | 0.0000% | 1,422 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,008 |
Efficiency ratio | 92.2766% | 298 |
Assets per employee ($millions) | 0.2692% | 4,656 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,306 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,580 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,881 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,959 |
Noncurrent loans to loans | 0.0000% | 3,889 |
Net loans and leases to total assets | 0.0000% | 4,605 |
Net loans and leases to deposits | 0.0000% | 4,604 |
Net loans and leases to core deposits | 0.0000% | 4,587 |
Total domestic deposits to total assets | 2.1300% | 4,625 |
Equity capital to assets | 89.4316% | 34 |
Core capital (leverage) ratio | 103.2585% | 4 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 111.5345% | 57 |
Memoranda: | ||
Average total assets | $31,764,000 | 4,563 |
Average earning assets | $23,210,500 | 4,579 |
Average equity | $28,318,000 | 2,370 |
Average total loans | $0 | 4,605 |
2022-12-31 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 1 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.8998% | 4,239 |
Cost of funding earning assets | 0.0000% | 4,648 |
Net interest margin | 2.8998% | 3,681 |
Noninterest income to average assets | 221.3900% | 4 |
Noninterest expense to average assets | 195.8834% | 4 |
Loan and lease loss provision to assets | 0.0000% | 2,926 |
Net operating income to assets | 20.1851% | 24 |
Return on assets (ROA) | 19.7636% | 26 |
Pretax return on assets | 27.0543% | 23 |
Return on Equity (ROE) | 22.4600% | 307 |
Retained earnings to average equity (ytd only) | 4.0560% | 3,378 |
Net charge-offs to loans | 0.0000% | 2,620 |
Credit loss provision to net charge-offs | 0.0000% | 1,979 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,564 |
Efficiency ratio | 87.6549% | 369 |
Assets per employee ($millions) | 0.2669% | 4,688 |
Cash dividends to net income (ytd only)* | 81.9409% | 409 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,606 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,900 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,976 |
Noncurrent loans to loans | 0.0000% | 3,914 |
Net loans and leases to total assets | 0.0000% | 4,635 |
Net loans and leases to deposits | 0.0000% | 4,634 |
Net loans and leases to core deposits | 0.0000% | 4,617 |
Total domestic deposits to total assets | 2.1800% | 4,659 |
Equity capital to assets | 88.8611% | 35 |
Core capital (leverage) ratio | 103.1370% | 2 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 110.1111% | 60 |
Memoranda: | ||
Average total assets | $31,492,200 | 4,599 |
Average earning assets | $22,553,400 | 4,621 |
Average equity | $27,712,000 | 2,441 |
Average total loans | $0 | 4,639 |
2022-09-30 | Rank | |
Percentage of unprofitable institutions | 0.0000% | 1 |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.6700% | 4,314 |
Cost of funding earning assets | 0.0000% | 4,686 |
Net interest margin | 2.6700% | 3,990 |
Noninterest income to average assets | 223.3400% | 4 |
Noninterest expense to average assets | 195.8722% | 3 |
Loan and lease loss provision to assets | 0.0000% | 2,752 |
Net operating income to assets | 21.6126% | 21 |
Return on assets (ROA) | 21.0519% | 23 |
Pretax return on assets | 28.6734% | 21 |
Return on Equity (ROE) | 23.9800% | 220 |
Retained earnings to average equity (ytd only) | -0.5631% | 4,394 |
Net charge-offs to loans | 0.0000% | 2,349 |
Credit loss provision to net charge-offs | 0.0000% | 1,679 |
Earnings coverage of net charge-offs (x) | 0.0000% | 2,297 |
Efficiency ratio | 86.9556% | 420 |
Assets per employee ($millions) | 0.2543% | 4,729 |
Cash dividends to net income (ytd only)* | 102.3480% | 214 |
Condition Ratios (%) | ||
Loss allowance to loans | 0.0000% | 4,653 |
Loan loss allowance to noncurrent loans | 0.0000% | 3,983 |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,052 |
Noncurrent loans to loans | 0.0000% | 3,992 |
Net loans and leases to total assets | 0.0000% | 4,679 |
Net loans and leases to deposits | 0.0000% | 4,678 |
Net loans and leases to core deposits | 0.0000% | 4,661 |
Total domestic deposits to total assets | 2.2700% | 4,700 |
Equity capital to assets | 89.0121% | 37 |
Core capital (leverage) ratio | 93.7894% | 30 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 112.3066% | 60 |
Memoranda: | ||
Average total assets | $31,559,250 | 4,633 |
Average earning assets | $22,671,250 | 4,656 |
Average equity | $27,703,500 | 2,477 |
Average total loans | $0 | 4,681 |
2022-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.3268% | 4,501 |
Cost of funding earning assets | 0.0000% | 4,753 |
Net interest margin | 2.3268% | 4,306 |
Noninterest income to average assets | 224.8989% | 3 |
Noninterest expense to average assets | 194.2976% | 3 |
Loan and lease loss provision to assets | 0.0000% | 2,599 |
Net operating income to assets | 23.2943% | 10 |
Return on assets (ROA) | 23.2697% | 11 |
Pretax return on assets | 32.2555% | 11 |
Return on Equity (ROE) | 26.6233% | 92 |
Retained earnings to average equity (ytd only) | 4.5677% | 2,856 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 85.7507% | 588 |
Assets per employee ($millions) | 0.2590% | 4,759 |
Cash dividends to net income (ytd only)* | 82.8434% | 561 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,093 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 4,740 |
Net loans and leases to deposits | 0.0000% | 4,740 |
Net loans and leases to core deposits | 0.0000% | 4,730 |
Total domestic deposits to total assets | 2.1061% | 4,762 |
Equity capital to assets | 87.3101% | 18 |
Core capital (leverage) ratio | 102.9404% | 4 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 109.4680% | 27 |
Memoranda: | ||
Average total assets | $32,162,000 | 4,664 |
Average earning assets | $23,294,000 | 4,699 |
Average equity | $28,110,667 | 2,521 |
Average total loans | NA | NA |
2022-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.2099% | 4,525 |
Cost of funding earning assets | 0.0000% | 4,770 |
Net interest margin | 2.2099% | 4,337 |
Noninterest income to average assets | 224.4669% | 3 |
Noninterest expense to average assets | 196.5153% | 2 |
Loan and lease loss provision to assets | 0.0000% | 2,285 |
Net operating income to assets | 21.7296% | 13 |
Return on assets (ROA) | 21.7002% | 13 |
Pretax return on assets | 29.4990% | 12 |
Return on Equity (ROE) | 24.8147% | 100 |
Retained earnings to average equity (ytd only) | 6.4125% | 2,105 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 86.9339% | 683 |
Assets per employee ($millions) | 0.3251% | 4,781 |
Cash dividends to net income (ytd only)* | 74.1586% | 796 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,139 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 4,768 |
Net loans and leases to deposits | 0.0000% | 4,768 |
Net loans and leases to core deposits | 0.0000% | 4,758 |
Total domestic deposits to total assets | 2.1031% | 4,790 |
Equity capital to assets | 88.3762% | 15 |
Core capital (leverage) ratio | 112.4509% | 3 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 112.8006% | 26 |
Memoranda: | ||
Average total assets | $32,313,000 | 4,691 |
Average earning assets | $23,168,000 | 4,721 |
Average equity | $28,257,500 | 2,585 |
Average total loans | NA | NA |
2021-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.2606% | 4,604 |
Cost of funding earning assets | 0.0000% | 4,821 |
Net interest margin | 2.2606% | 4,444 |
Noninterest income to average assets | 228.3354% | 3 |
Noninterest expense to average assets | 190.2639% | 3 |
Loan and lease loss provision to assets | 0.0000% | 3,064 |
Net operating income to assets | 29.0684% | 8 |
Return on assets (ROA) | 29.0537% | 8 |
Pretax return on assets | 39.6598% | 8 |
Return on Equity (ROE) | 32.9236% | 55 |
Retained earnings to average equity (ytd only) | 2.6025% | 3,798 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 82.7442% | 632 |
Assets per employee ($millions) | 0.3562% | 4,824 |
Cash dividends to net income (ytd only)* | 92.0954% | 302 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,222 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 4,813 |
Net loans and leases to deposits | 0.0000% | 4,812 |
Net loans and leases to core deposits | 0.0000% | 4,801 |
Total domestic deposits to total assets | 2.0446% | 4,833 |
Equity capital to assets | 86.5483% | 14 |
Core capital (leverage) ratio | 94.6159% | 7 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 115.0567% | 25 |
Memoranda: | ||
Average total assets | $32,047,600 | 4,730 |
Average earning assets | $22,782,000 | 4,764 |
Average equity | $28,280,600 | 2,632 |
Average total loans | NA | NA |
2021-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.2935% | 4,675 |
Cost of funding earning assets | 0.0000% | 4,892 |
Net interest margin | 2.2935% | 4,496 |
Noninterest income to average assets | 225.1492% | 3 |
Noninterest expense to average assets | 186.5066% | 3 |
Loan and lease loss provision to assets | 0.0000% | 2,963 |
Net operating income to assets | 29.6354% | 9 |
Return on assets (ROA) | 29.6221% | 9 |
Pretax return on assets | 40.2535% | 8 |
Return on Equity (ROE) | 33.4027% | 66 |
Retained earnings to average equity (ytd only) | 4.6943% | 3,334 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 82.2424% | 620 |
Assets per employee ($millions) | 0.3434% | 4,899 |
Cash dividends to net income (ytd only)* | 85.9463% | 320 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,311 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 4,885 |
Net loans and leases to deposits | 0.0000% | 4,885 |
Net loans and leases to core deposits | 0.0000% | 4,874 |
Total domestic deposits to total assets | 2.0325% | 4,908 |
Equity capital to assets | 87.2289% | 15 |
Core capital (leverage) ratio | 96.5405% | 7 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 116.8137% | 27 |
Memoranda: | ||
Average total assets | $31,867,250 | 4,803 |
Average earning assets | $22,614,500 | 4,839 |
Average equity | $28,260,500 | 2,660 |
Average total loans | NA | NA |
2021-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.3285% | 4,710 |
Cost of funding earning assets | 0.0000% | 4,930 |
Net interest margin | 2.3285% | 4,491 |
Noninterest income to average assets | 224.0096% | 3 |
Noninterest expense to average assets | 189.2809% | 3 |
Loan and lease loss provision to assets | 0.0000% | 2,862 |
Net operating income to assets | 26.8025% | 11 |
Return on assets (ROA) | 26.7925% | 11 |
Pretax return on assets | 36.3667% | 10 |
Return on Equity (ROE) | 30.0402% | 95 |
Retained earnings to average equity (ytd only) | 3.7728% | 3,591 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 83.8787% | 562 |
Assets per employee ($millions) | 0.3254% | 4,935 |
Cash dividends to net income (ytd only)* | 87.4408% | 387 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,353 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 4,922 |
Net loans and leases to deposits | 0.0000% | 4,922 |
Net loans and leases to core deposits | 0.0000% | 4,911 |
Total domestic deposits to total assets | 2.1007% | 4,944 |
Equity capital to assets | 88.9917% | 14 |
Core capital (leverage) ratio | 97.2525% | 10 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 123.4905% | 24 |
Memoranda: | ||
Average total assets | $31,501,333 | 4,838 |
Average earning assets | $22,332,000 | 4,874 |
Average equity | $28,095,667 | 2,668 |
Average total loans | NA | NA |
2021-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.0753% | 4,818 |
Cost of funding earning assets | 0.0000% | 4,958 |
Net interest margin | 2.0753% | 4,691 |
Noninterest income to average assets | 218.2782% | 3 |
Noninterest expense to average assets | 199.2142% | 2 |
Loan and lease loss provision to assets | 0.0000% | 2,741 |
Net operating income to assets | 15.1514% | 13 |
Return on assets (ROA) | 15.1414% | 13 |
Pretax return on assets | 20.5207% | 13 |
Return on Equity (ROE) | 16.9576% | 856 |
Retained earnings to average equity (ytd only) | 1.0733% | 4,198 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 90.6559% | 353 |
Assets per employee ($millions) | 0.3111% | 4,963 |
Cash dividends to net income (ytd only)* | 93.6709% | 461 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,422 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 4,950 |
Net loans and leases to deposits | 0.0000% | 4,950 |
Net loans and leases to core deposits | 0.0000% | 4,939 |
Total domestic deposits to total assets | 2.1321% | 4,972 |
Equity capital to assets | 88.8115% | 11 |
Core capital (leverage) ratio | 98.2940% | 7 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 121.7228% | 28 |
Memoranda: | ||
Average total assets | $31,305,000 | 4,861 |
Average earning assets | $22,165,000 | 4,900 |
Average equity | $27,952,000 | 2,674 |
Average total loans | NA | NA |
2020-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.5252% | 4,837 |
Cost of funding earning assets | 0.0000% | 4,991 |
Net interest margin | 2.5252% | 4,566 |
Noninterest income to average assets | 200.7772% | 4 |
Noninterest expense to average assets | 184.1242% | 3 |
Loan and lease loss provision to assets | 0.0000% | 4,319 |
Net operating income to assets | 13.6237% | 14 |
Return on assets (ROA) | 13.6392% | 14 |
Pretax return on assets | 18.4698% | 13 |
Return on Equity (ROE) | 15.1567% | 615 |
Retained earnings to average equity (ytd only) | 2.4016% | 3,662 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 90.8922% | 343 |
Assets per employee ($millions) | 0.2970% | 4,987 |
Cash dividends to net income (ytd only)* | 84.1548% | 533 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,492 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 4,974 |
Net loans and leases to deposits | 0.0000% | 4,974 |
Net loans and leases to core deposits | 0.0000% | 4,963 |
Total domestic deposits to total assets | 2.1485% | 4,995 |
Equity capital to assets | 89.7707% | 11 |
Core capital (leverage) ratio | 98.6745% | 3 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 125.7278% | 23 |
Memoranda: | ||
Average total assets | $30,493,000 | 4,870 |
Average earning assets | $21,701,400 | 4,910 |
Average equity | $27,440,000 | 2,644 |
Average total loans | NA | NA |
2020-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.5795% | 4,888 |
Cost of funding earning assets | 0.0000% | 5,023 |
Net interest margin | 2.5795% | 4,590 |
Noninterest income to average assets | 196.9124% | 4 |
Noninterest expense to average assets | 182.4229% | 3 |
Loan and lease loss provision to assets | 0.0000% | 4,239 |
Net operating income to assets | 11.9860% | 17 |
Return on assets (ROA) | 12.0138% | 17 |
Pretax return on assets | 16.3628% | 14 |
Return on Equity (ROE) | 13.3422% | 1,020 |
Retained earnings to average equity (ytd only) | 4.8934% | 2,603 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 91.7849% | 321 |
Assets per employee ($millions) | 0.3046% | 5,017 |
Cash dividends to net income (ytd only)* | 63.3236% | 1,009 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,543 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,006 |
Net loans and leases to deposits | 0.0000% | 5,006 |
Net loans and leases to core deposits | 0.0000% | 4,995 |
Total domestic deposits to total assets | 2.0558% | 5,026 |
Equity capital to assets | 87.0175% | 16 |
Core capital (leverage) ratio | 100.6259% | 4 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 121.6498% | 28 |
Memoranda: | ||
Average total assets | $30,320,000 | 4,900 |
Average earning assets | $21,605,750 | 4,944 |
Average equity | $27,301,250 | 2,638 |
Average total loans | NA | NA |
2020-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.7389% | 4,926 |
Cost of funding earning assets | 0.0000% | 5,057 |
Net interest margin | 2.7389% | 4,519 |
Noninterest income to average assets | 196.8993% | 3 |
Noninterest expense to average assets | 185.5136% | 3 |
Loan and lease loss provision to assets | 0.0000% | 4,134 |
Net operating income to assets | 9.8318% | 19 |
Return on assets (ROA) | 9.8906% | 20 |
Pretax return on assets | 13.4085% | 18 |
Return on Equity (ROE) | 10.8503% | 1,683 |
Retained earnings to average equity (ytd only) | 2.4639% | 3,595 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 93.2943% | 314 |
Assets per employee ($millions) | 0.2535% | 5,051 |
Cash dividends to net income (ytd only)* | 77.2914% | 802 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,603 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,039 |
Net loans and leases to deposits | 0.0000% | 5,039 |
Net loans and leases to core deposits | 0.0000% | 5,027 |
Total domestic deposits to total assets | 2.2023% | 5,060 |
Equity capital to assets | 91.0002% | 11 |
Core capital (leverage) ratio | 108.3343% | 1 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 131.1033% | 27 |
Memoranda: | ||
Average total assets | $29,563,333 | 4,934 |
Average earning assets | $21,030,667 | 4,978 |
Average equity | $26,948,667 | 2,650 |
Average total loans | NA | NA |
2020-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.9840% | 4,960 |
Cost of funding earning assets | 0.0000% | 5,101 |
Net interest margin | 2.9840% | 4,308 |
Noninterest income to average assets | 196.9966% | 3 |
Noninterest expense to average assets | 197.1064% | 3 |
Loan and lease loss provision to assets | 0.0000% | 3,711 |
Net operating income to assets | 1.5211% | 744 |
Return on assets (ROA) | 1.5103% | 832 |
Pretax return on assets | 2.0046% | 441 |
Return on Equity (ROE) | 1.6553% | 4,519 |
Retained earnings to average equity (ytd only) | -15.3496% | 4,904 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 98.9864% | 256 |
Assets per employee ($millions) | 0.2316% | 5,100 |
Cash dividends to net income (ytd only)* | 1,027.2727% | 18 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,662 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,086 |
Net loans and leases to deposits | 0.0000% | 5,086 |
Net loans and leases to core deposits | 0.0000% | 5,074 |
Total domestic deposits to total assets | 2.3709% | 5,108 |
Equity capital to assets | 92.2113% | 13 |
Core capital (leverage) ratio | 95.7919% | 11 |
Tier 1 risk-based capital ratio | NA | NA |
Total risk-based capital ratio | 134.7563% | 30 |
Memoranda: | ||
Average total assets | $29,133,500 | 4,980 |
Average earning assets | $20,777,500 | 5,024 |
Average equity | $26,580,500 | 2,666 |
Average total loans | NA | NA |
2019-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.9636% | 5,066 |
Cost of funding earning assets | 0.0000% | 5,167 |
Net interest margin | 2.9636% | 4,558 |
Noninterest income to average assets | 191.2617% | 3 |
Noninterest expense to average assets | 172.7428% | 2 |
Loan and lease loss provision to assets | 0.0000% | 3,973 |
Net operating income to assets | 15.1895% | 12 |
Return on assets (ROA) | 15.2562% | 13 |
Pretax return on assets | 20.7649% | 13 |
Return on Equity (ROE) | 17.0536% | 415 |
Retained earnings to average equity (ytd only) | 4.2172% | 2,849 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 89.3082% | 377 |
Assets per employee ($millions) | 0.2239% | 5,162 |
Cash dividends to net income (ytd only)* | 75.2712% | 941 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,701 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,149 |
Net loans and leases to deposits | 0.0000% | 5,149 |
Net loans and leases to core deposits | 0.0000% | 5,138 |
Total domestic deposits to total assets | 2.2261% | 5,170 |
Equity capital to assets | 90.3192% | 18 |
Core capital (leverage) ratio | 98.0258% | 7 |
Tier 1 risk-based capital ratio | 128.4517% | 38 |
Total risk-based capital ratio | 128.4517% | 38 |
Memoranda: | ||
Average total assets | $29,607,600 | 5,029 |
Average earning assets | $21,595,200 | 5,073 |
Average equity | $26,487,000 | 2,593 |
Average total loans | NA | NA |
2019-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.9818% | 5,155 |
Cost of funding earning assets | 0.0000% | 5,247 |
Net interest margin | 2.9818% | 4,644 |
Noninterest income to average assets | 189.1359% | 3 |
Noninterest expense to average assets | 172.1056% | 2 |
Loan and lease loss provision to assets | 0.0000% | 3,836 |
Net operating income to assets | 14.1179% | 11 |
Return on assets (ROA) | 14.2107% | 12 |
Pretax return on assets | 19.3302% | 12 |
Return on Equity (ROE) | 15.9239% | 618 |
Retained earnings to average equity (ytd only) | 5.2911% | 2,739 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 89.9577% | 325 |
Assets per employee ($millions) | 0.2339% | 5,240 |
Cash dividends to net income (ytd only)* | 66.7726% | 1,049 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,789 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,226 |
Net loans and leases to deposits | 0.0000% | 5,226 |
Net loans and leases to core deposits | 0.0000% | 5,215 |
Total domestic deposits to total assets | 2.1536% | 5,250 |
Equity capital to assets | 87.8392% | 16 |
Core capital (leverage) ratio | 98.2653% | 7 |
Tier 1 risk-based capital ratio | 134.1680% | 36 |
Total risk-based capital ratio | 134.1680% | 36 |
Memoranda: | ||
Average total assets | $29,507,500 | 5,107 |
Average earning assets | $21,597,000 | 5,151 |
Average equity | $26,333,000 | 2,618 |
Average total loans | NA | NA |
2019-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.9834% | 5,213 |
Cost of funding earning assets | 0.0000% | 5,294 |
Net interest margin | 2.9834% | 4,719 |
Noninterest income to average assets | 190.8045% | 3 |
Noninterest expense to average assets | 176.4985% | 2 |
Loan and lease loss provision to assets | 0.0000% | 3,685 |
Net operating income to assets | 12.0801% | 14 |
Return on assets (ROA) | 12.2269% | 15 |
Pretax return on assets | 16.6674% | 15 |
Return on Equity (ROE) | 13.6250% | 1,071 |
Retained earnings to average equity (ytd only) | 5.9533% | 2,299 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 91.4595% | 297 |
Assets per employee ($millions) | 0.2284% | 5,288 |
Cash dividends to net income (ytd only)* | 56.3063% | 1,525 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,834 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,274 |
Net loans and leases to deposits | 0.0000% | 5,274 |
Net loans and leases to core deposits | 0.0000% | 5,263 |
Total domestic deposits to total assets | 2.1927% | 5,297 |
Equity capital to assets | 88.8609% | 15 |
Core capital (leverage) ratio | 102.2202% | 4 |
Tier 1 risk-based capital ratio | 133.6396% | 33 |
Total risk-based capital ratio | 133.6396% | 33 |
Memoranda: | ||
Average total assets | $29,050,670 | 5,155 |
Average earning assets | $21,184,000 | 5,202 |
Average equity | $26,069,670 | 2,631 |
Average total loans | NA | NA |
2019-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 3.1122% | 5,237 |
Cost of funding earning assets | 0.0000% | 5,351 |
Net interest margin | 3.1122% | 4,570 |
Noninterest income to average assets | 191.0255% | 3 |
Noninterest expense to average assets | 182.1563% | 2 |
Loan and lease loss provision to assets | 0.0000% | 3,406 |
Net operating income to assets | 8.1927% | 24 |
Return on assets (ROA) | 8.1816% | 26 |
Pretax return on assets | 11.1006% | 23 |
Return on Equity (ROE) | 9.0702% | 2,780 |
Retained earnings to average equity (ytd only) | 1.2913% | 4,258 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 94.2492% | 267 |
Assets per employee ($millions) | 0.2196% | 5,348 |
Cash dividends to net income (ytd only)* | 85.7633% | 823 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,905 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,335 |
Net loans and leases to deposits | 0.0000% | 5,334 |
Net loans and leases to core deposits | 0.0000% | 5,323 |
Total domestic deposits to total assets | 2.3046% | 5,355 |
Equity capital to assets | 90.5117% | 13 |
Core capital (leverage) ratio | 102.6075% | 2 |
Tier 1 risk-based capital ratio | 139.2265% | 33 |
Total risk-based capital ratio | 139.2265% | 33 |
Memoranda: | ||
Average total assets | $28,503,000 | 5,217 |
Average earning assets | $20,564,000 | 5,264 |
Average equity | $25,710,500 | 2,665 |
Average total loans | NA | NA |
2018-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.7635% | 5,301 |
Cost of funding earning assets | 0.0000% | 5,396 |
Net interest margin | 2.7635% | 5,057 |
Noninterest income to average assets | 185.9114% | 4 |
Noninterest expense to average assets | 172.9090% | 2 |
Loan and lease loss provision to assets | 0.0000% | 4,082 |
Net operating income to assets | 11.1793% | 15 |
Return on assets (ROA) | 11.1655% | 15 |
Pretax return on assets | 15.0109% | 14 |
Return on Equity (ROE) | 12.3450% | 1,600 |
Retained earnings to average equity (ytd only) | -1.9692% | 5,127 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 92.0035% | 277 |
Assets per employee ($millions) | 0.2313% | 5,392 |
Cash dividends to net income (ytd only)* | 115.9511% | 167 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,937 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,379 |
Net loans and leases to deposits | 0.0000% | 5,379 |
Net loans and leases to core deposits | 0.0000% | 5,367 |
Total domestic deposits to total assets | 2.2984% | 5,398 |
Equity capital to assets | 89.8928% | 16 |
Core capital (leverage) ratio | 98.6044% | 7 |
Tier 1 risk-based capital ratio | 146.8285% | 33 |
Total risk-based capital ratio | 146.8285% | 33 |
Memoranda: | ||
Average total assets | $28,579,200 | 5,260 |
Average earning assets | $20,951,600 | 5,303 |
Average equity | $25,848,600 | 2,576 |
Average total loans | NA | NA |
2018-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.8289% | 5,348 |
Cost of funding earning assets | 0.0000% | 5,467 |
Net interest margin | 2.8289% | 5,055 |
Noninterest income to average assets | 186.5206% | 4 |
Noninterest expense to average assets | 171.0300% | 2 |
Loan and lease loss provision to assets | 0.0000% | 3,948 |
Net operating income to assets | 12.9515% | 11 |
Return on assets (ROA) | 12.9368% | 11 |
Pretax return on assets | 17.5504% | 11 |
Return on Equity (ROE) | 14.2817% | 1,042 |
Retained earnings to average equity (ytd only) | 0.9055% | 4,881 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 90.6845% | 310 |
Assets per employee ($millions) | 0.2461% | 5,463 |
Cash dividends to net income (ytd only)* | 93.6600% | 329 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,046 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,450 |
Net loans and leases to deposits | 0.0000% | 5,450 |
Net loans and leases to core deposits | 0.0000% | 5,439 |
Total domestic deposits to total assets | 2.2386% | 5,470 |
Equity capital to assets | 89.7679% | 14 |
Core capital (leverage) ratio | 101.9631% | 2 |
Tier 1 risk-based capital ratio | 149.0097% | 31 |
Total risk-based capital ratio | 149.0097% | 32 |
Memoranda: | ||
Average total assets | $28,610,250 | 5,330 |
Average earning assets | $21,020,750 | 5,374 |
Average equity | $25,916,000 | 2,588 |
Average total loans | NA | NA |
2018-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.6487% | 5,446 |
Cost of funding earning assets | 0.0000% | 5,529 |
Net interest margin | 2.6487% | 5,252 |
Noninterest income to average assets | 186.3404% | 4 |
Noninterest expense to average assets | 172.8728% | 2 |
Loan and lease loss provision to assets | 0.0000% | 3,782 |
Net operating income to assets | 11.3556% | 13 |
Return on assets (ROA) | 11.3389% | 13 |
Pretax return on assets | 15.3996% | 14 |
Return on Equity (ROE) | 12.4795% | 1,549 |
Retained earnings to average equity (ytd only) | -2.9846% | 5,208 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 91.8103% | 316 |
Assets per employee ($millions) | 0.2412% | 5,527 |
Cash dividends to net income (ytd only)* | 123.9157% | 217 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,076 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,515 |
Net loans and leases to deposits | 0.0000% | 5,515 |
Net loans and leases to core deposits | 0.0000% | 5,504 |
Total domestic deposits to total assets | 2.3330% | 5,534 |
Equity capital to assets | 92.2403% | 13 |
Core capital (leverage) ratio | 103.5145% | 3 |
Tier 1 risk-based capital ratio | 154.1295% | 33 |
Total risk-based capital ratio | 154.1295% | 33 |
Memoranda: | ||
Average total assets | $28,468,330 | 5,392 |
Average earning assets | $20,991,670 | 5,437 |
Average equity | $25,866,330 | 2,605 |
Average total loans | NA | NA |
2018-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.6835% | 5,486 |
Cost of funding earning assets | 0.0000% | 5,593 |
Net interest margin | 2.6835% | 5,265 |
Noninterest income to average assets | 182.8409% | 4 |
Noninterest expense to average assets | 166.7360% | 2 |
Loan and lease loss provision to assets | 0.0000% | 3,508 |
Net operating income to assets | 13.3693% | 12 |
Return on assets (ROA) | 13.3583% | 12 |
Pretax return on assets | 18.0746% | 12 |
Return on Equity (ROE) | 14.8103% | 832 |
Retained earnings to average equity (ytd only) | -2.1070% | 5,018 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 90.2131% | 436 |
Assets per employee ($millions) | 0.2514% | 5,589 |
Cash dividends to net income (ytd only)* | 114.2264% | 478 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,153 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,578 |
Net loans and leases to deposits | 0.0000% | 5,578 |
Net loans and leases to core deposits | 0.0000% | 5,567 |
Total domestic deposits to total assets | 2.2309% | 5,599 |
Equity capital to assets | 89.5165% | 14 |
Core capital (leverage) ratio | 99.8925% | 5 |
Tier 1 risk-based capital ratio | 150.5090% | 31 |
Total risk-based capital ratio | 150.5090% | 31 |
Memoranda: | ||
Average total assets | $28,836,000 | 5,450 |
Average earning assets | $21,315,500 | 5,493 |
Average equity | $26,009,000 | 2,616 |
Average total loans | NA | NA |
2017-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.4993% | 5,553 |
Cost of funding earning assets | 0.0000% | 5,660 |
Net interest margin | 2.4993% | 5,412 |
Noninterest income to average assets | 168.1319% | 4 |
Noninterest expense to average assets | 149.4235% | 3 |
Loan and lease loss provision to assets | 0.0000% | 4,227 |
Net operating income to assets | 12.9635% | 11 |
Return on assets (ROA) | 12.9367% | 11 |
Pretax return on assets | 20.5336% | 12 |
Return on Equity (ROE) | 14.3093% | 716 |
Retained earnings to average equity (ytd only) | 1.5951% | 4,354 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 87.8967% | 538 |
Assets per employee ($millions) | 0.2663% | 5,652 |
Cash dividends to net income (ytd only)* | 88.8530% | 565 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,206 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,643 |
Net loans and leases to deposits | 0.0000% | 5,643 |
Net loans and leases to core deposits | 0.0000% | 5,632 |
Total domestic deposits to total assets | 2.2357% | 5,663 |
Equity capital to assets | 90.8797% | 10 |
Core capital (leverage) ratio | 91.1333% | 12 |
Tier 1 risk-based capital ratio | 152.3560% | 28 |
Total risk-based capital ratio | 152.3560% | 28 |
Memoranda: | ||
Average total assets | $28,709,000 | 5,509 |
Average earning assets | $21,446,400 | 5,549 |
Average equity | $25,955,200 | 2,607 |
Average total loans | NA | NA |
2017-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.4784% | 5,627 |
Cost of funding earning assets | 0.0000% | 5,725 |
Net interest margin | 2.4784% | 5,487 |
Noninterest income to average assets | 164.9466% | 4 |
Noninterest expense to average assets | 146.0085% | 3 |
Loan and lease loss provision to assets | 0.0000% | 4,088 |
Net operating income to assets | 12.8276% | 15 |
Return on assets (ROA) | 12.8097% | 15 |
Pretax return on assets | 20.7687% | 13 |
Return on Equity (ROE) | 14.1874% | 797 |
Retained earnings to average equity (ytd only) | 2.3517% | 4,473 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 87.5324% | 536 |
Assets per employee ($millions) | 0.2626% | 5,719 |
Cash dividends to net income (ytd only)* | 83.4240% | 560 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,287 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,709 |
Net loans and leases to deposits | 0.0000% | 5,709 |
Net loans and leases to core deposits | 0.0000% | 5,698 |
Total domestic deposits to total assets | 2.2188% | 5,729 |
Equity capital to assets | 90.9311% | 15 |
Core capital (leverage) ratio | 91.5293% | 14 |
Tier 1 risk-based capital ratio | 162.3381% | 30 |
Total risk-based capital ratio | 162.3381% | 30 |
Memoranda: | ||
Average total assets | $28,696,250 | 5,567 |
Average earning assets | $21,518,750 | 5,614 |
Average equity | $25,909,750 | 2,633 |
Average total loans | NA | NA |
2017-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.4829% | 5,665 |
Cost of funding earning assets | 0.0000% | 5,773 |
Net interest margin | 2.4829% | 5,515 |
Noninterest income to average assets | 162.9804% | 4 |
Noninterest expense to average assets | 145.5870% | 3 |
Loan and lease loss provision to assets | 0.0000% | 3,871 |
Net operating income to assets | 11.8554% | 16 |
Return on assets (ROA) | 11.8331% | 16 |
Pretax return on assets | 19.2025% | 14 |
Return on Equity (ROE) | 13.1370% | 1,001 |
Retained earnings to average equity (ytd only) | 0.7290% | 4,913 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 88.3285% | 530 |
Assets per employee ($millions) | 0.2599% | 5,771 |
Cash dividends to net income (ytd only)* | 94.4510% | 557 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,332 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,758 |
Net loans and leases to deposits | 0.0000% | 5,758 |
Net loans and leases to core deposits | 0.0000% | 5,747 |
Total domestic deposits to total assets | 2.2315% | 5,781 |
Equity capital to assets | 90.5876% | 11 |
Core capital (leverage) ratio | 95.6506% | 8 |
Tier 1 risk-based capital ratio | 152.8904% | 30 |
Total risk-based capital ratio | 152.8904% | 30 |
Memoranda: | ||
Average total assets | $28,631,670 | 5,613 |
Average earning assets | $21,265,670 | 5,662 |
Average equity | $25,789,670 | 2,648 |
Average total loans | NA | NA |
2017-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.4512% | 5,735 |
Cost of funding earning assets | 0.0000% | 5,834 |
Net interest margin | 2.4512% | 5,582 |
Noninterest income to average assets | 159.4695% | 4 |
Noninterest expense to average assets | 141.0697% | 3 |
Loan and lease loss provision to assets | 0.0000% | 3,537 |
Net operating income to assets | 12.4806% | 15 |
Return on assets (ROA) | 12.4806% | 15 |
Pretax return on assets | 20.2286% | 14 |
Return on Equity (ROE) | 13.8955% | 825 |
Retained earnings to average equity (ytd only) | 1.4610% | 4,520 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 87.4589% | 701 |
Assets per employee ($millions) | 0.2629% | 5,840 |
Cash dividends to net income (ytd only)* | 89.4855% | 832 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,400 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,827 |
Net loans and leases to deposits | 0.0000% | 5,825 |
Net loans and leases to core deposits | 0.0000% | 5,814 |
Total domestic deposits to total assets | 2.2094% | 5,847 |
Equity capital to assets | 89.2573% | 16 |
Core capital (leverage) ratio | 97.1465% | 5 |
Tier 1 risk-based capital ratio | 152.8180% | 30 |
Total risk-based capital ratio | 152.8180% | 31 |
Memoranda: | ||
Average total assets | $28,652,500 | 5,682 |
Average earning assets | $21,377,000 | 5,727 |
Average equity | $25,735,000 | 2,668 |
Average total loans | NA | NA |
2016-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.2823% | 5,805 |
Cost of funding earning assets | 0.0000% | 5,897 |
Net interest margin | 2.2823% | 5,716 |
Noninterest income to average assets | 147.4734% | 5 |
Noninterest expense to average assets | 131.9448% | 4 |
Loan and lease loss provision to assets | 0.0000% | 4,332 |
Net operating income to assets | 11.3311% | 13 |
Return on assets (ROA) | 11.3288% | 13 |
Pretax return on assets | 17.3161% | 15 |
Return on Equity (ROE) | 12.6281% | 1,083 |
Retained earnings to average equity (ytd only) | 3.6775% | 3,293 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 88.3967% | 645 |
Assets per employee ($millions) | 0.2756% | 5,894 |
Cash dividends to net income (ytd only)* | 70.8783% | 1,276 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,456 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,884 |
Net loans and leases to deposits | 0.0000% | 5,883 |
Net loans and leases to core deposits | 0.0000% | 5,872 |
Total domestic deposits to total assets | 2.2478% | 5,904 |
Equity capital to assets | 90.3886% | 11 |
Core capital (leverage) ratio | 97.0152% | 4 |
Tier 1 risk-based capital ratio | 157.7715% | 28 |
Total risk-based capital ratio | 157.7715% | 28 |
Memoranda: | ||
Average total assets | $28,643,800 | 5,731 |
Average earning assets | $22,477,400 | 5,765 |
Average equity | $25,696,600 | 2,663 |
Average total loans | NA | NA |
2016-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.2373% | 5,884 |
Cost of funding earning assets | 0.0000% | 5,963 |
Net interest margin | 2.2373% | 5,803 |
Noninterest income to average assets | 145.1727% | 6 |
Noninterest expense to average assets | 127.8824% | 4 |
Loan and lease loss provision to assets | 0.0000% | 4,186 |
Net operating income to assets | 11.5872% | 12 |
Return on assets (ROA) | 11.5872% | 14 |
Pretax return on assets | 19.0644% | 14 |
Return on Equity (ROE) | 12.9404% | 1,076 |
Retained earnings to average equity (ytd only) | 5.1606% | 2,720 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 87.0263% | 732 |
Assets per employee ($millions) | 0.2880% | 5,961 |
Cash dividends to net income (ytd only)* | 60.1203% | 1,416 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,556 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 5,950 |
Net loans and leases to deposits | 0.0000% | 5,950 |
Net loans and leases to core deposits | 0.0000% | 5,939 |
Total domestic deposits to total assets | 2.2121% | 5,973 |
Equity capital to assets | 90.4883% | 11 |
Core capital (leverage) ratio | 97.0792% | 6 |
Tier 1 risk-based capital ratio | 172.9034% | 27 |
Total risk-based capital ratio | 172.9034% | 27 |
Memoranda: | ||
Average total assets | $28,709,000 | 5,790 |
Average earning assets | $22,764,750 | 5,825 |
Average equity | $25,707,000 | 2,677 |
Average total loans | NA | NA |
2016-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.2787% | 5,959 |
Cost of funding earning assets | 0.0000% | 6,040 |
Net interest margin | 2.2787% | 5,872 |
Noninterest income to average assets | 142.6081% | 6 |
Noninterest expense to average assets | 126.2483% | 5 |
Loan and lease loss provision to assets | 0.0000% | 4,017 |
Net operating income to assets | 11.0530% | 12 |
Return on assets (ROA) | 11.0530% | 13 |
Pretax return on assets | 18.1590% | 13 |
Return on Equity (ROE) | 12.3875% | 1,188 |
Retained earnings to average equity (ytd only) | 7.6982% | 1,290 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 87.4251% | 761 |
Assets per employee ($millions) | 0.2937% | 6,039 |
Cash dividends to net income (ytd only)* | 37.8549% | 2,520 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,652 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,029 |
Net loans and leases to deposits | 0.0000% | 6,029 |
Net loans and leases to core deposits | 0.0000% | 6,018 |
Total domestic deposits to total assets | 2.2360% | 6,051 |
Equity capital to assets | 91.6424% | 10 |
Core capital (leverage) ratio | 97.8630% | 5 |
Tier 1 risk-based capital ratio | 182.9030% | 28 |
Total risk-based capital ratio | 182.9030% | 28 |
Memoranda: | ||
Average total assets | $28,680,000 | 5,865 |
Average earning assets | $22,644,330 | 5,902 |
Average equity | $25,590,330 | 2,699 |
Average total loans | NA | NA |
2016-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.3338% | 6,014 |
Cost of funding earning assets | 0.0000% | 6,095 |
Net interest margin | 2.3338% | 5,909 |
Noninterest income to average assets | 139.9663% | 6 |
Noninterest expense to average assets | 126.2324% | 6 |
Loan and lease loss provision to assets | 0.0000% | 3,656 |
Net operating income to assets | 9.4942% | 18 |
Return on assets (ROA) | 9.4942% | 17 |
Pretax return on assets | 15.5549% | 14 |
Return on Equity (ROE) | 10.7850% | 1,681 |
Retained earnings to average equity (ytd only) | 10.7850% | 694 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 89.0294% | 743 |
Assets per employee ($millions) | 0.2908% | 6,102 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,863 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,696 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,091 |
Net loans and leases to deposits | 0.0000% | 6,091 |
Net loans and leases to core deposits | 0.0000% | 6,080 |
Total domestic deposits to total assets | 2.2785% | 6,114 |
Equity capital to assets | 92.2079% | 12 |
Core capital (leverage) ratio | 94.7919% | 8 |
Tier 1 risk-based capital ratio | 179.0402% | 28 |
Total risk-based capital ratio | 179.0402% | 28 |
Memoranda: | ||
Average total assets | $28,775,500 | 5,926 |
Average earning assets | $22,453,000 | 5,963 |
Average equity | $25,331,500 | 2,720 |
Average total loans | NA | NA |
2015-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.2922% | 6,055 |
Cost of funding earning assets | 0.0000% | 6,168 |
Net interest margin | 2.2922% | 5,949 |
Noninterest income to average assets | 141.5606% | 6 |
Noninterest expense to average assets | 133.2188% | 4 |
Loan and lease loss provision to assets | 0.0000% | 4,380 |
Net operating income to assets | 6.3101% | 32 |
Return on assets (ROA) | 6.3101% | 31 |
Pretax return on assets | 10.1754% | 26 |
Return on Equity (ROE) | 7.0638% | 3,478 |
Retained earnings to average equity (ytd only) | -8.6081% | 6,013 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 92.9039% | 533 |
Assets per employee ($millions) | 0.3153% | 6,162 |
Cash dividends to net income (ytd only)* | 221.8615% | 83 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,750 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,149 |
Net loans and leases to deposits | 0.0000% | 6,149 |
Net loans and leases to core deposits | 0.0000% | 6,137 |
Total domestic deposits to total assets | 2.1425% | 6,172 |
Equity capital to assets | 84.0981% | 23 |
Core capital (leverage) ratio | 92.2800% | 11 |
Tier 1 risk-based capital ratio | 166.6823% | 29 |
Total risk-based capital ratio | 166.6823% | 29 |
Memoranda: | ||
Average total assets | $29,286,400 | 5,967 |
Average earning assets | $23,426,800 | 6,006 |
Average equity | $26,161,400 | 2,613 |
Average total loans | NA | NA |
2015-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.2858% | 6,145 |
Cost of funding earning assets | 0.0000% | 6,253 |
Net interest margin | 2.2858% | 6,040 |
Noninterest income to average assets | 140.8941% | 5 |
Noninterest expense to average assets | 125.3458% | 5 |
Loan and lease loss provision to assets | 0.0000% | 4,232 |
Net operating income to assets | 10.6350% | 17 |
Return on assets (ROA) | 10.6350% | 17 |
Pretax return on assets | 17.3886% | 16 |
Return on Equity (ROE) | 11.7310% | 1,451 |
Retained earnings to average equity (ytd only) | -4.8908% | 6,020 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 87.8175% | 856 |
Assets per employee ($millions) | 0.3103% | 6,251 |
Cash dividends to net income (ytd only)* | 141.6915% | 141 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,840 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,236 |
Net loans and leases to deposits | 0.0000% | 6,236 |
Net loans and leases to core deposits | 0.0000% | 6,224 |
Total domestic deposits to total assets | 2.2001% | 6,260 |
Equity capital to assets | 91.1371% | 11 |
Core capital (leverage) ratio | 97.3173% | 6 |
Tier 1 risk-based capital ratio | 188.3129% | 29 |
Total risk-based capital ratio | 188.3129% | 29 |
Memoranda: | ||
Average total assets | $29,198,500 | 6,051 |
Average earning assets | $23,507,000 | 6,086 |
Average equity | $26,470,500 | 2,614 |
Average total loans | NA | NA |
2015-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.2868% | 6,219 |
Cost of funding earning assets | 0.0000% | 6,327 |
Net interest margin | 2.2868% | 6,103 |
Noninterest income to average assets | 140.2288% | 5 |
Noninterest expense to average assets | 124.8692% | 4 |
Loan and lease loss provision to assets | 0.0000% | 4,069 |
Net operating income to assets | 10.5286% | 18 |
Return on assets (ROA) | 10.5286% | 18 |
Pretax return on assets | 17.2019% | 17 |
Return on Equity (ROE) | 11.6339% | 1,489 |
Retained earnings to average equity (ytd only) | -7.2156% | 6,099 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 87.8920% | 913 |
Assets per employee ($millions) | 0.3102% | 6,330 |
Cash dividends to net income (ytd only)* | 162.0220% | 164 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,929 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,313 |
Net loans and leases to deposits | 0.0000% | 6,313 |
Net loans and leases to core deposits | 0.0000% | 6,300 |
Total domestic deposits to total assets | 2.2014% | 6,336 |
Equity capital to assets | 90.9690% | 10 |
Core capital (leverage) ratio | 92.8051% | 11 |
Tier 1 risk-based capital ratio | 113.7751% | 41 |
Total risk-based capital ratio | 113.7751% | 41 |
Memoranda: | ||
Average total assets | $29,310,670 | 6,117 |
Average earning assets | $23,613,330 | 6,154 |
Average equity | $26,526,000 | 2,611 |
Average total loans | NA | NA |
2015-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.3282% | 6,276 |
Cost of funding earning assets | 0.0000% | 6,393 |
Net interest margin | 2.3282% | 6,143 |
Noninterest income to average assets | 136.8423% | 6 |
Noninterest expense to average assets | 123.2894% | 4 |
Loan and lease loss provision to assets | 0.0000% | 3,703 |
Net operating income to assets | 9.4640% | 22 |
Return on assets (ROA) | 9.4640% | 22 |
Pretax return on assets | 15.4349% | 21 |
Return on Equity (ROE) | 10.4841% | 1,800 |
Retained earnings to average equity (ytd only) | -18.0134% | 6,255 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 88.8737% | 949 |
Assets per employee ($millions) | 0.3407% | 6,398 |
Cash dividends to net income (ytd only)* | 271.8169% | 136 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,987 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,384 |
Net loans and leases to deposits | 0.0000% | 6,384 |
Net loans and leases to core deposits | 0.0000% | 6,371 |
Total domestic deposits to total assets | 2.2190% | 6,407 |
Equity capital to assets | 91.2287% | 9 |
Core capital (leverage) ratio | 92.9721% | 10 |
Tier 1 risk-based capital ratio | 124.7843% | 42 |
Total risk-based capital ratio | 124.7843% | 43 |
Memoranda: | ||
Average total assets | $29,543,500 | 6,181 |
Average earning assets | $23,881,500 | 6,217 |
Average equity | $26,669,000 | 2,613 |
Average total loans | NA | NA |
2014-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.3169% | 6,373 |
Cost of funding earning assets | 0.0000% | 6,493 |
Net interest margin | 2.3169% | 6,260 |
Noninterest income to average assets | 143.4691% | 5 |
Noninterest expense to average assets | 104.2598% | 8 |
Loan and lease loss provision to assets | 0.0000% | 4,603 |
Net operating income to assets | 24.8276% | 9 |
Return on assets (ROA) | 24.8276% | 9 |
Pretax return on assets | 41.1275% | 9 |
Return on Equity (ROE) | 27.8062% | 74 |
Retained earnings to average equity (ytd only) | 1.8330% | 4,887 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 71.7118% | 3,252 |
Assets per employee ($millions) | 0.3671% | 6,484 |
Cash dividends to net income (ytd only)* | 93.4081% | 495 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,115 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,475 |
Net loans and leases to deposits | 0.0000% | 6,475 |
Net loans and leases to core deposits | 0.0000% | 6,462 |
Total domestic deposits to total assets | 2.0839% | 6,497 |
Equity capital to assets | 89.3702% | 12 |
Core capital (leverage) ratio | 89.3205% | 9 |
Tier 1 risk-based capital ratio | 185.7133% | 30 |
Total risk-based capital ratio | 185.7133% | 30 |
Memoranda: | ||
Average total assets | $30,184,200 | 6,249 |
Average earning assets | $24,990,800 | 6,275 |
Average equity | $26,950,800 | 2,494 |
Average total loans | NA | NA |
2014-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.3337% | 6,451 |
Cost of funding earning assets | 0.0000% | 6,574 |
Net interest margin | 2.3337% | 6,323 |
Noninterest income to average assets | 141.7892% | 5 |
Noninterest expense to average assets | 102.5994% | 8 |
Loan and lease loss provision to assets | 0.0000% | 4,401 |
Net operating income to assets | 24.4986% | 9 |
Return on assets (ROA) | 24.4986% | 9 |
Pretax return on assets | 41.1292% | 9 |
Return on Equity (ROE) | 27.4442% | 75 |
Retained earnings to average equity (ytd only) | 2.6437% | 4,711 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 71.3841% | 3,286 |
Assets per employee ($millions) | 0.3601% | 6,562 |
Cash dividends to net income (ytd only)* | 90.3669% | 515 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,218 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,554 |
Net loans and leases to deposits | 0.0000% | 6,554 |
Net loans and leases to core deposits | 0.0000% | 6,541 |
Total domestic deposits to total assets | 2.1247% | 6,577 |
Equity capital to assets | 91.0092% | 9 |
Core capital (leverage) ratio | 90.9881% | 8 |
Tier 1 risk-based capital ratio | 191.4808% | 28 |
Total risk-based capital ratio | 191.4808% | 28 |
Memoranda: | ||
Average total assets | $30,112,500 | 6,322 |
Average earning assets | $25,023,750 | 6,350 |
Average equity | $26,880,500 | 2,503 |
Average total loans | NA | NA |
2014-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.2789% | 6,536 |
Cost of funding earning assets | 0.0000% | 6,634 |
Net interest margin | 2.2789% | 6,420 |
Noninterest income to average assets | 139.5588% | 6 |
Noninterest expense to average assets | 101.9147% | 8 |
Loan and lease loss provision to assets | 0.0000% | 4,196 |
Net operating income to assets | 23.3603% | 9 |
Return on assets (ROA) | 23.3603% | 9 |
Pretax return on assets | 39.5389% | 9 |
Return on Equity (ROE) | 26.3387% | 89 |
Retained earnings to average equity (ytd only) | 3.1822% | 4,174 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 72.0481% | 3,330 |
Assets per employee ($millions) | 0.3525% | 6,632 |
Cash dividends to net income (ytd only)* | 87.9183% | 728 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,288 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,622 |
Net loans and leases to deposits | 0.0000% | 6,622 |
Net loans and leases to core deposits | 0.0000% | 6,609 |
Total domestic deposits to total assets | 2.0241% | 6,644 |
Equity capital to assets | 86.4178% | 14 |
Core capital (leverage) ratio | 86.3787% | 13 |
Tier 1 risk-based capital ratio | 194.9286% | 27 |
Total risk-based capital ratio | 194.9286% | 27 |
Memoranda: | ||
Average total assets | $30,188,000 | 6,379 |
Average earning assets | $25,100,000 | 6,408 |
Average equity | $26,774,330 | 2,498 |
Average total loans | NA | NA |
2014-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.3548% | 6,585 |
Cost of funding earning assets | 0.0000% | 6,699 |
Net interest margin | 2.3548% | 6,446 |
Noninterest income to average assets | 137.8024% | 6 |
Noninterest expense to average assets | 103.2437% | 10 |
Loan and lease loss provision to assets | 0.0000% | 3,817 |
Net operating income to assets | 21.5570% | 10 |
Return on assets (ROA) | 21.5570% | 10 |
Pretax return on assets | 36.5049% | 10 |
Return on Equity (ROE) | 23.9796% | 146 |
Retained earnings to average equity (ytd only) | 1.4282% | 5,047 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 73.8781% | 3,165 |
Assets per employee ($millions) | 0.3649% | 6,700 |
Cash dividends to net income (ytd only)* | 94.0439% | 769 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,361 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,692 |
Net loans and leases to deposits | 0.0000% | 6,692 |
Net loans and leases to core deposits | 0.0000% | 6,679 |
Total domestic deposits to total assets | 2.1223% | 6,714 |
Equity capital to assets | 89.2714% | 14 |
Core capital (leverage) ratio | 89.2649% | 14 |
Tier 1 risk-based capital ratio | 195.1170% | 32 |
Total risk-based capital ratio | 195.1170% | 32 |
Memoranda: | ||
Average total assets | $29,596,000 | 6,456 |
Average earning assets | $24,460,500 | 6,489 |
Average equity | $26,606,000 | 2,502 |
Average total loans | NA | NA |
2013-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.4388% | 6,632 |
Cost of funding earning assets | 0.0000% | 6,798 |
Net interest margin | 2.4388% | 6,417 |
Noninterest income to average assets | 124.1916% | 8 |
Noninterest expense to average assets | 95.5368% | 10 |
Loan and lease loss provision to assets | 0.0000% | 5,091 |
Net operating income to assets | 18.1043% | 10 |
Return on assets (ROA) | 18.1043% | 10 |
Pretax return on assets | 30.6931% | 10 |
Return on Equity (ROE) | 19.8273% | 286 |
Retained earnings to average equity (ytd only) | -7.2198% | 6,474 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 75.2674% | 2,904 |
Assets per employee ($millions) | 0.3659% | 6,782 |
Cash dividends to net income (ytd only)* | 136.4132% | 181 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,461 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,772 |
Net loans and leases to deposits | 0.0000% | 6,772 |
Net loans and leases to core deposits | 0.0000% | 6,760 |
Total domestic deposits to total assets | 2.1693% | 6,797 |
Equity capital to assets | 90.5370% | 12 |
Core capital (leverage) ratio | 90.5673% | 11 |
Tier 1 risk-based capital ratio | 201.0128% | 28 |
Total risk-based capital ratio | 201.0128% | 28 |
Memoranda: | ||
Average total assets | $30,368,400 | 6,507 |
Average earning assets | $25,381,600 | 6,542 |
Average equity | $27,729,400 | 2,400 |
Average total loans | NA | NA |
2013-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.4448% | 6,715 |
Cost of funding earning assets | 0.0000% | 6,877 |
Net interest margin | 2.4448% | 6,475 |
Noninterest income to average assets | 119.7914% | 10 |
Noninterest expense to average assets | 92.5271% | 10 |
Loan and lease loss provision to assets | 0.0000% | 4,941 |
Net operating income to assets | 17.2914% | 10 |
Return on assets (ROA) | 17.2914% | 11 |
Pretax return on assets | 29.3137% | 9 |
Return on Equity (ROE) | 18.8989% | 377 |
Retained earnings to average equity (ytd only) | -10.5860% | 6,651 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 75.5589% | 2,794 |
Assets per employee ($millions) | 0.3603% | 6,862 |
Cash dividends to net income (ytd only)* | 156.0142% | 125 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,542 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,855 |
Net loans and leases to deposits | 0.0000% | 6,854 |
Net loans and leases to core deposits | 0.0000% | 6,842 |
Total domestic deposits to total assets | 2.2307% | 6,875 |
Equity capital to assets | 92.7141% | 8 |
Core capital (leverage) ratio | 92.6962% | 6 |
Tier 1 risk-based capital ratio | 208.8385% | 27 |
Total risk-based capital ratio | 208.8385% | 27 |
Memoranda: | ||
Average total assets | $30,642,500 | 6,576 |
Average earning assets | $25,686,750 | 6,614 |
Average equity | $28,036,250 | 2,406 |
Average total loans | NA | NA |
2013-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.4229% | 6,759 |
Cost of funding earning assets | 0.0000% | 6,924 |
Net interest margin | 2.4229% | 6,533 |
Noninterest income to average assets | 114.1864% | 12 |
Noninterest expense to average assets | 87.9623% | 9 |
Loan and lease loss provision to assets | 0.0000% | 4,788 |
Net operating income to assets | 16.6730% | 9 |
Return on assets (ROA) | 16.6730% | 9 |
Pretax return on assets | 28.2645% | 9 |
Return on Equity (ROE) | 18.2967% | 439 |
Retained earnings to average equity (ytd only) | -14.5884% | 6,751 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 75.6816% | 2,832 |
Assets per employee ($millions) | 0.3684% | 6,913 |
Cash dividends to net income (ytd only)* | 179.7323% | 128 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,597 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,904 |
Net loans and leases to deposits | 0.0000% | 6,904 |
Net loans and leases to core deposits | 0.0000% | 6,892 |
Total domestic deposits to total assets | 2.2065% | 6,927 |
Equity capital to assets | 92.5486% | 9 |
Core capital (leverage) ratio | 92.4867% | 7 |
Tier 1 risk-based capital ratio | 200.9225% | 26 |
Total risk-based capital ratio | 200.9225% | 26 |
Memoranda: | ||
Average total assets | $31,368,000 | 6,615 |
Average earning assets | $26,414,330 | 6,645 |
Average equity | $28,584,330 | 2,378 |
Average total loans | NA | NA |
2013-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.2690% | 6,875 |
Cost of funding earning assets | 0.0000% | 6,994 |
Net interest margin | 2.2690% | 6,704 |
Noninterest income to average assets | 106.6283% | 12 |
Noninterest expense to average assets | 84.1596% | 11 |
Loan and lease loss provision to assets | 0.0000% | 4,409 |
Net operating income to assets | 14.3917% | 12 |
Return on assets (ROA) | 14.3917% | 12 |
Pretax return on assets | 24.4145% | 11 |
Return on Equity (ROE) | 15.9024% | 621 |
Retained earnings to average equity (ytd only) | 15.9024% | 285 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 77.5135% | 2,690 |
Assets per employee ($millions) | 0.4305% | 6,983 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,673 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,664 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 6,982 |
Net loans and leases to deposits | 0.0000% | 6,982 |
Net loans and leases to core deposits | 0.0000% | 6,969 |
Total domestic deposits to total assets | 1.8883% | 7,003 |
Equity capital to assets | 89.7873% | 12 |
Core capital (leverage) ratio | 89.6232% | 11 |
Tier 1 risk-based capital ratio | 222.1256% | 27 |
Total risk-based capital ratio | 222.1256% | 27 |
Memoranda: | ||
Average total assets | $32,685,500 | 6,650 |
Average earning assets | $28,029,500 | 6,675 |
Average equity | $29,580,500 | 2,331 |
Average total loans | NA | NA |
2012-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.8526% | 6,838 |
Cost of funding earning assets | 0.0000% | 7,072 |
Net interest margin | 2.8526% | 6,304 |
Noninterest income to average assets | 101.4631% | 12 |
Noninterest expense to average assets | 84.3009% | 12 |
Loan and lease loss provision to assets | 0.0000% | 5,905 |
Net operating income to assets | 11.6845% | 17 |
Return on assets (ROA) | 11.6845% | 17 |
Pretax return on assets | 19.5910% | 16 |
Return on Equity (ROE) | 12.8336% | 1,276 |
Retained earnings to average equity (ytd only) | 2.2477% | 4,659 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 81.1429% | 1,991 |
Assets per employee ($millions) | 0.4184% | 7,046 |
Cash dividends to net income (ytd only)* | 82.4856% | 921 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,725 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,047 |
Net loans and leases to deposits | 0.0000% | 7,047 |
Net loans and leases to core deposits | 0.0000% | 7,034 |
Total domestic deposits to total assets | 1.9940% | 7,067 |
Equity capital to assets | 91.2533% | 11 |
Core capital (leverage) ratio | 91.0922% | 7 |
Tier 1 risk-based capital ratio | 219.6910% | 32 |
Total risk-based capital ratio | 219.6910% | 32 |
Memoranda: | ||
Average total assets | $31,126,600 | 6,731 |
Average earning assets | $26,501,800 | 6,754 |
Average equity | $28,339,600 | 2,367 |
Average total loans | NA | NA |
2012-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.9515% | 6,918 |
Cost of funding earning assets | 0.0000% | 7,171 |
Net interest margin | 2.9515% | 6,268 |
Noninterest income to average assets | 99.8182% | 13 |
Noninterest expense to average assets | 82.7986% | 11 |
Loan and lease loss provision to assets | 0.0000% | 5,790 |
Net operating income to assets | 11.7613% | 16 |
Return on assets (ROA) | 11.7613% | 16 |
Pretax return on assets | 19.5304% | 14 |
Return on Equity (ROE) | 12.9255% | 1,357 |
Retained earnings to average equity (ytd only) | -1.2732% | 6,304 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 80.9141% | 1,950 |
Assets per employee ($millions) | 0.3989% | 7,148 |
Cash dividends to net income (ytd only)* | 109.8499% | 248 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,825 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,148 |
Net loans and leases to deposits | 0.0000% | 7,147 |
Net loans and leases to core deposits | 0.0000% | 7,135 |
Total domestic deposits to total assets | 2.0914% | 7,169 |
Equity capital to assets | 92.7989% | 7 |
Core capital (leverage) ratio | 92.6533% | 7 |
Tier 1 risk-based capital ratio | 207.8125% | 33 |
Total risk-based capital ratio | 207.8125% | 33 |
Memoranda: | ||
Average total assets | $30,959,500 | 6,817 |
Average earning assets | $26,336,250 | 6,839 |
Average equity | $28,171,000 | 2,401 |
Average total loans | NA | NA |
2012-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 2.9596% | 6,991 |
Cost of funding earning assets | 0.0000% | 7,233 |
Net interest margin | 2.9596% | 6,319 |
Noninterest income to average assets | 97.4712% | 12 |
Noninterest expense to average assets | 81.8109% | 12 |
Loan and lease loss provision to assets | 0.0000% | 5,619 |
Net operating income to assets | 10.7717% | 15 |
Return on assets (ROA) | 10.7717% | 15 |
Pretax return on assets | 18.1752% | 15 |
Return on Equity (ROE) | 11.9146% | 1,691 |
Retained earnings to average equity (ytd only) | -9.3741% | 6,820 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 81.8223% | 1,904 |
Assets per employee ($millions) | 0.4053% | 7,210 |
Cash dividends to net income (ytd only)* | 178.6778% | 107 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,881 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,209 |
Net loans and leases to deposits | 0.0000% | 7,209 |
Net loans and leases to core deposits | 0.0000% | 7,197 |
Total domestic deposits to total assets | 2.0855% | 7,236 |
Equity capital to assets | 88.9938% | 11 |
Core capital (leverage) ratio | 88.7824% | 8 |
Tier 1 risk-based capital ratio | 196.4977% | 28 |
Total risk-based capital ratio | 196.4977% | 28 |
Memoranda: | ||
Average total assets | $31,174,330 | 6,863 |
Average earning assets | $26,489,670 | 6,887 |
Average equity | $28,184,000 | 2,376 |
Average total loans | NA | NA |
2012-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 3.0309% | 7,032 |
Cost of funding earning assets | 0.0000% | 7,293 |
Net interest margin | 3.0309% | 6,228 |
Noninterest income to average assets | 95.0287% | 12 |
Noninterest expense to average assets | 81.9492% | 11 |
Loan and lease loss provision to assets | 0.0000% | 5,254 |
Net operating income to assets | 9.2899% | 22 |
Return on assets (ROA) | 9.2899% | 23 |
Pretax return on assets | 15.6396% | 20 |
Return on Equity (ROE) | 10.1988% | 2,327 |
Retained earnings to average equity (ytd only) | 10.1988% | 1,215 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 83.9740% | 1,688 |
Assets per employee ($millions) | 0.4312% | 7,275 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,732 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,966 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,271 |
Net loans and leases to deposits | 0.0000% | 7,271 |
Net loans and leases to core deposits | 0.0000% | 7,258 |
Total domestic deposits to total assets | 1.9605% | 7,300 |
Equity capital to assets | 90.0489% | 10 |
Core capital (leverage) ratio | 89.8649% | 7 |
Tier 1 risk-based capital ratio | 199.3224% | 24 |
Total risk-based capital ratio | 199.3224% | 24 |
Memoranda: | ||
Average total assets | $31,561,000 | 6,912 |
Average earning assets | $26,659,000 | 6,941 |
Average equity | $28,748,500 | 2,340 |
Average total loans | NA | NA |
2011-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 3.5079% | 6,990 |
Cost of funding earning assets | 0.0000% | 7,346 |
Net interest margin | 3.5079% | 5,114 |
Noninterest income to average assets | 94.8243% | 12 |
Noninterest expense to average assets | 80.6265% | 12 |
Loan and lease loss provision to assets | 0.0000% | 6,496 |
Net operating income to assets | 10.0843% | 17 |
Return on assets (ROA) | 10.1317% | 18 |
Pretax return on assets | 17.1348% | 15 |
Return on Equity (ROE) | 10.9980% | 1,699 |
Retained earnings to average equity (ytd only) | 5.5264% | 2,284 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 82.5353% | 1,949 |
Assets per employee ($millions) | 0.3998% | 7,324 |
Cash dividends to net income (ytd only)* | 49.7512% | 2,058 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,026 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,320 |
Net loans and leases to deposits | 0.0000% | 7,320 |
Net loans and leases to core deposits | 0.0000% | 7,305 |
Total domestic deposits to total assets | 2.1017% | 7,346 |
Equity capital to assets | 92.1810% | 4 |
Core capital (leverage) ratio | 92.9149% | 4 |
Tier 1 risk-based capital ratio | 191.4238% | 25 |
Total risk-based capital ratio | 191.4238% | 25 |
Memoranda: | ||
Average total assets | $29,758,200 | 6,976 |
Average earning assets | $24,288,200 | 7,030 |
Average equity | $27,414,000 | 2,363 |
Average total loans | NA | NA |
2011-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 3.5782% | 7,044 |
Cost of funding earning assets | 0.0000% | 7,423 |
Net interest margin | 3.5782% | 4,857 |
Noninterest income to average assets | 94.9299% | 12 |
Noninterest expense to average assets | 79.8577% | 14 |
Loan and lease loss provision to assets | 0.0000% | 6,393 |
Net operating income to assets | 10.6022% | 17 |
Return on assets (ROA) | 10.6658% | 18 |
Pretax return on assets | 18.0821% | 14 |
Return on Equity (ROE) | 11.5797% | 1,654 |
Retained earnings to average equity (ytd only) | 4.2197% | 3,726 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 81.6204% | 2,027 |
Assets per employee ($millions) | 0.3883% | 7,405 |
Cash dividends to net income (ytd only)* | 63.5593% | 1,086 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,097 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,401 |
Net loans and leases to deposits | 0.0000% | 7,400 |
Net loans and leases to core deposits | 0.0000% | 7,385 |
Total domestic deposits to total assets | 2.5522% | 7,424 |
Equity capital to assets | 91.5973% | 8 |
Core capital (leverage) ratio | 92.3553% | 7 |
Tier 1 risk-based capital ratio | 191.8411% | 33 |
Total risk-based capital ratio | 191.8411% | 33 |
Memoranda: | ||
Average total assets | $29,501,750 | 7,050 |
Average earning assets | $23,996,750 | 7,115 |
Average equity | $27,173,250 | 2,383 |
Average total loans | NA | NA |
2011-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 3.6962% | 7,019 |
Cost of funding earning assets | 0.0000% | 7,493 |
Net interest margin | 3.6962% | 4,281 |
Noninterest income to average assets | 95.9313% | 12 |
Noninterest expense to average assets | 80.9585% | 14 |
Loan and lease loss provision to assets | 0.0000% | 6,217 |
Net operating income to assets | 10.5262% | 21 |
Return on assets (ROA) | 10.6226% | 22 |
Pretax return on assets | 18.0987% | 14 |
Return on Equity (ROE) | 11.5108% | 1,634 |
Retained earnings to average equity (ytd only) | 0.3928% | 5,686 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 81.8534% | 2,122 |
Assets per employee ($millions) | 0.3604% | 7,481 |
Cash dividends to net income (ytd only)* | 96.5873% | 522 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,147 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,475 |
Net loans and leases to deposits | 0.0000% | 7,474 |
Net loans and leases to core deposits | 0.0000% | 7,460 |
Total domestic deposits to total assets | 2.1956% | 7,502 |
Equity capital to assets | 93.0489% | 7 |
Core capital (leverage) ratio | 93.6604% | 8 |
Tier 1 risk-based capital ratio | 189.9769% | 33 |
Total risk-based capital ratio | 189.9769% | 34 |
Memoranda: | ||
Average total assets | $29,239,670 | 7,124 |
Average earning assets | $23,537,670 | 7,200 |
Average equity | $26,983,330 | 2,386 |
Average total loans | NA | NA |
2011-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 3.6226% | 7,121 |
Cost of funding earning assets | 0.0000% | 7,555 |
Net interest margin | 3.6226% | 4,474 |
Noninterest income to average assets | 93.3553% | 12 |
Noninterest expense to average assets | 79.8927% | 14 |
Loan and lease loss provision to assets | 0.0000% | 5,840 |
Net operating income to assets | 9.5909% | 22 |
Return on assets (ROA) | 9.5909% | 23 |
Pretax return on assets | 16.4105% | 18 |
Return on Equity (ROE) | 10.4353% | 1,941 |
Retained earnings to average equity (ytd only) | 10.4353% | 1,012 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 82.9595% | 2,089 |
Assets per employee ($millions) | 0.3699% | 7,540 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,514 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,222 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,537 |
Net loans and leases to deposits | 0.0000% | 7,537 |
Net loans and leases to core deposits | 0.0000% | 7,521 |
Total domestic deposits to total assets | 2.1125% | 7,565 |
Equity capital to assets | 91.3997% | 6 |
Core capital (leverage) ratio | 91.7750% | 7 |
Tier 1 risk-based capital ratio | 184.5039% | 32 |
Total risk-based capital ratio | 184.5039% | 33 |
Memoranda: | ||
Average total assets | $29,444,500 | 7,167 |
Average earning assets | $23,961,000 | 7,226 |
Average equity | $27,062,000 | 2,371 |
Average total loans | NA | NA |
2010-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 3.8754% | 7,218 |
Cost of funding earning assets | 0.0000% | 7,641 |
Net interest margin | 3.8754% | 3,612 |
Noninterest income to average assets | 86.6939% | 14 |
Noninterest expense to average assets | 81.2404% | 13 |
Loan and lease loss provision to assets | 0.0000% | 7,042 |
Net operating income to assets | 5.3951% | 31 |
Return on assets (ROA) | 5.3973% | 31 |
Pretax return on assets | 8.7403% | 23 |
Return on Equity (ROE) | 5.8229% | 3,686 |
Retained earnings to average equity (ytd only) | 2.0344% | 4,448 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 90.2900% | 1,301 |
Assets per employee ($millions) | 0.3363% | 7,623 |
Cash dividends to net income (ytd only)* | 65.0618% | 1,422 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,281 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,616 |
Net loans and leases to deposits | 0.0000% | 7,616 |
Net loans and leases to core deposits | 0.0000% | 7,598 |
Total domestic deposits to total assets | 2.2921% | 7,643 |
Equity capital to assets | 92.4356% | 8 |
Core capital (leverage) ratio | 92.9125% | 9 |
Tier 1 risk-based capital ratio | 186.2663% | 36 |
Total risk-based capital ratio | 186.2663% | 36 |
Memoranda: | ||
Average total assets | $28,477,200 | 7,257 |
Average earning assets | $24,126,600 | 7,283 |
Average equity | $26,396,000 | 2,425 |
Average total loans | NA | NA |
2010-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 3.9128% | 7,329 |
Cost of funding earning assets | 0.0000% | 7,745 |
Net interest margin | 3.9128% | 3,474 |
Noninterest income to average assets | 83.8047% | 17 |
Noninterest expense to average assets | 79.0102% | 15 |
Loan and lease loss provision to assets | 0.0000% | 6,977 |
Net operating income to assets | 5.0389% | 29 |
Return on assets (ROA) | 5.0389% | 28 |
Pretax return on assets | 8.1271% | 23 |
Return on Equity (ROE) | 5.4324% | 4,067 |
Retained earnings to average equity (ytd only) | 0.3649% | 5,646 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 90.6732% | 1,230 |
Assets per employee ($millions) | 0.3302% | 7,727 |
Cash dividends to net income (ytd only)* | 93.2834% | 424 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,384 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,720 |
Net loans and leases to deposits | 0.0000% | 7,720 |
Net loans and leases to core deposits | 0.0000% | 7,701 |
Total domestic deposits to total assets | 2.2259% | 7,749 |
Equity capital to assets | 93.2659% | 6 |
Core capital (leverage) ratio | 94.1778% | 6 |
Tier 1 risk-based capital ratio | 198.0350% | 39 |
Total risk-based capital ratio | 198.0350% | 39 |
Memoranda: | ||
Average total assets | $28,365,250 | 7,349 |
Average earning assets | $24,159,250 | 7,373 |
Average equity | $26,310,750 | 2,469 |
Average total loans | NA | NA |
2010-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 3.9409% | 7,402 |
Cost of funding earning assets | 0.0000% | 7,814 |
Net interest margin | 3.9409% | 3,279 |
Noninterest income to average assets | 82.7479% | 17 |
Noninterest expense to average assets | 78.3820% | 16 |
Loan and lease loss provision to assets | 0.0000% | 6,857 |
Net operating income to assets | 4.7891% | 38 |
Return on assets (ROA) | 4.7891% | 37 |
Pretax return on assets | 7.7162% | 31 |
Return on Equity (ROE) | 5.1725% | 4,205 |
Retained earnings to average equity (ytd only) | -2.4453% | 6,215 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 91.0379% | 1,263 |
Assets per employee ($millions) | 0.3251% | 7,798 |
Cash dividends to net income (ytd only)* | 147.2754% | 186 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,438 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,788 |
Net loans and leases to deposits | 0.0000% | 7,788 |
Net loans and leases to core deposits | 0.0000% | 7,770 |
Total domestic deposits to total assets | 2.2606% | 7,816 |
Equity capital to assets | 92.9320% | 10 |
Core capital (leverage) ratio | 93.6394% | 7 |
Tier 1 risk-based capital ratio | 204.8037% | 37 |
Total risk-based capital ratio | 204.8037% | 37 |
Memoranda: | ||
Average total assets | $28,356,000 | 7,404 |
Average earning assets | $24,106,000 | 7,435 |
Average equity | $26,254,000 | 2,472 |
Average total loans | NA | NA |
2010-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 3.8512% | 7,552 |
Cost of funding earning assets | 0.0000% | 7,914 |
Net interest margin | 3.8512% | 3,559 |
Noninterest income to average assets | 80.5029% | 18 |
Noninterest expense to average assets | 73.5410% | 16 |
Loan and lease loss provision to assets | 0.0000% | 6,552 |
Net operating income to assets | 6.3455% | 30 |
Return on assets (ROA) | 6.3455% | 32 |
Pretax return on assets | 10.2817% | 26 |
Return on Equity (ROE) | 6.8661% | 3,410 |
Retained earnings to average equity (ytd only) | 6.8661% | 2,189 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 87.7340% | 1,615 |
Assets per employee ($millions) | 0.3336% | 7,904 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,528 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,514 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,889 |
Net loans and leases to deposits | 0.0000% | 7,889 |
Net loans and leases to core deposits | 0.0000% | 7,870 |
Total domestic deposits to total assets | 2.1813% | 7,917 |
Equity capital to assets | 91.7227% | 9 |
Core capital (leverage) ratio | 92.1169% | 8 |
Tier 1 risk-based capital ratio | 205.1951% | 33 |
Total risk-based capital ratio | 205.1951% | 33 |
Memoranda: | ||
Average total assets | $28,555,500 | 7,492 |
Average earning assets | $24,616,000 | 7,510 |
Average equity | $26,390,500 | 2,474 |
Average total loans | NA | NA |
2009-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.1616% | 7,621 |
Cost of funding earning assets | 0.0041% | 7,997 |
Net interest margin | 4.1575% | 2,215 |
Noninterest income to average assets | 72.7788% | 18 |
Noninterest expense to average assets | 70.5093% | 17 |
Loan and lease loss provision to assets | 0.0000% | 7,427 |
Net operating income to assets | 3.6326% | 40 |
Return on assets (ROA) | 3.6462% | 41 |
Pretax return on assets | 5.9016% | 33 |
Return on Equity (ROE) | 3.9315% | 4,119 |
Retained earnings to average equity (ytd only) | -2.2055% | 5,560 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 92.3023% | 1,540 |
Assets per employee ($millions) | 0.3305% | 7,984 |
Cash dividends to net income (ytd only)* | 156.0976% | 274 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,553 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 7,964 |
Net loans and leases to deposits | 0.0000% | 7,964 |
Net loans and leases to core deposits | 0.0000% | 7,957 |
Total domestic deposits to total assets | 2.3779% | 7,994 |
Equity capital to assets | 93.1368% | 7 |
Core capital (leverage) ratio | 93.5748% | 4 |
Tier 1 risk-based capital ratio | 209.2706% | 33 |
Total risk-based capital ratio | 209.2706% | 33 |
Memoranda: | ||
Average total assets | $28,111,200 | 7,542 |
Average earning assets | $24,413,800 | 7,565 |
Average equity | $26,071,400 | 2,523 |
Average total loans | NA | NA |
2009-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.1808% | 7,732 |
Cost of funding earning assets | 0.0054% | 8,081 |
Net interest margin | 4.1754% | 2,134 |
Noninterest income to average assets | 70.6389% | 18 |
Noninterest expense to average assets | 69.1072% | 17 |
Loan and lease loss provision to assets | 0.0000% | 7,284 |
Net operating income to assets | 3.1780% | 55 |
Return on assets (ROA) | 3.1962% | 57 |
Pretax return on assets | 5.1974% | 38 |
Return on Equity (ROE) | 3.4499% | 4,598 |
Retained earnings to average equity (ytd only) | -4.7398% | 6,220 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 93.0409% | 1,462 |
Assets per employee ($millions) | 0.3366% | 8,070 |
Cash dividends to net income (ytd only)* | 237.3898% | 150 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,619 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 8,051 |
Net loans and leases to deposits | 0.0000% | 8,051 |
Net loans and leases to core deposits | 0.0000% | 8,041 |
Total domestic deposits to total assets | 2.2194% | 8,083 |
Equity capital to assets | 90.3638% | 13 |
Core capital (leverage) ratio | 90.8057% | 14 |
Tier 1 risk-based capital ratio | 205.7388% | 36 |
Total risk-based capital ratio | 205.7388% | 36 |
Memoranda: | ||
Average total assets | $28,116,000 | 7,608 |
Average earning assets | $24,492,250 | 7,630 |
Average equity | $26,048,250 | 2,553 |
Average total loans | NA | NA |
2009-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.2636% | 7,792 |
Cost of funding earning assets | 0.0082% | 8,175 |
Net interest margin | 4.2554% | 1,797 |
Noninterest income to average assets | 68.7489% | 17 |
Noninterest expense to average assets | 68.8705% | 17 |
Loan and lease loss provision to assets | 0.0000% | 7,158 |
Net operating income to assets | 2.3262% | 152 |
Return on assets (ROA) | 2.3541% | 159 |
Pretax return on assets | 3.6349% | 65 |
Return on Equity (ROE) | 2.5198% | 5,092 |
Retained earnings to average equity (ytd only) | -9.7346% | 6,848 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 95.0430% | 1,437 |
Assets per employee ($millions) | 0.3199% | 8,163 |
Cash dividends to net income (ytd only)* | 486.3222% | 74 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,675 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 8,143 |
Net loans and leases to deposits | 0.0000% | 8,143 |
Net loans and leases to core deposits | 0.0000% | 8,133 |
Total domestic deposits to total assets | 2.4532% | 8,180 |
Equity capital to assets | 92.1279% | 9 |
Core capital (leverage) ratio | 92.3304% | 11 |
Tier 1 risk-based capital ratio | 214.0903% | 33 |
Total risk-based capital ratio | 214.0903% | 33 |
Memoranda: | ||
Average total assets | $27,951,000 | 7,679 |
Average earning assets | $24,392,670 | 7,707 |
Average equity | $26,113,000 | 2,549 |
Average total loans | NA | NA |
2009-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.3533% | 7,823 |
Cost of funding earning assets | 0.0163% | 8,227 |
Net interest margin | 4.3370% | 1,495 |
Noninterest income to average assets | 65.2206% | 19 |
Noninterest expense to average assets | 68.6996% | 19 |
Loan and lease loss provision to assets | 0.0000% | 6,744 |
Net operating income to assets | 0.3408% | 5,109 |
Return on assets (ROA) | 0.3408% | 5,292 |
Pretax return on assets | 0.2982% | 5,689 |
Return on Equity (ROE) | 0.3623% | 6,319 |
Retained earnings to average equity (ytd only) | 0.3623% | 5,511 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 99.5678% | 1,150 |
Assets per employee ($millions) | 0.3392% | 8,213 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,832 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,674 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 8,196 |
Net loans and leases to deposits | 0.0000% | 8,196 |
Net loans and leases to core deposits | 0.0000% | 8,185 |
Total domestic deposits to total assets | 2.1587% | 8,232 |
Equity capital to assets | 93.1625% | 5 |
Core capital (leverage) ratio | 93.1718% | 6 |
Tier 1 risk-based capital ratio | 204.9097% | 38 |
Total risk-based capital ratio | 204.9097% | 38 |
Memoranda: | ||
Average total assets | $28,169,000 | 7,722 |
Average earning assets | $24,533,000 | 7,740 |
Average equity | $26,495,000 | 2,526 |
Average total loans | NA | NA |
2008-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.6552% | 7,989 |
Cost of funding earning assets | 0.0571% | 8,271 |
Net interest margin | 4.5982% | 1,182 |
Noninterest income to average assets | 72.4385% | 20 |
Noninterest expense to average assets | 65.6723% | 18 |
Loan and lease loss provision to assets | 0.0000% | 7,334 |
Net operating income to assets | 5.7147% | 30 |
Return on assets (ROA) | 5.7466% | 31 |
Pretax return on assets | 10.8372% | 25 |
Return on Equity (ROE) | 6.0253% | 3,932 |
Retained earnings to average equity (ytd only) | -2.5716% | 6,009 |
Net charge-offs to loans | NA | NA |
Credit loss provision to net charge-offs | NA | NA |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 85.8915% | 1,858 |
Assets per employee ($millions) | 0.3396% | 8,265 |
Cash dividends to net income (ytd only)* | 142.6799% | 508 |
Condition Ratios (%) | ||
Loss allowance to loans | NA | NA |
Loan loss allowance to noncurrent loans | NA | NA |
Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,674 |
Noncurrent loans to loans | NA | NA |
Net loans and leases to total assets | 0.0000% | 8,249 |
Net loans and leases to deposits | 0.0000% | 8,249 |
Net loans and leases to core deposits | 0.0000% | 8,238 |
Total domestic deposits to total assets | 2.2910% | 8,287 |
Equity capital to assets | 94.9727% | 6 |
Core capital (leverage) ratio | 94.8697% | 9 |
Tier 1 risk-based capital ratio | 205.4497% | 39 |
Total risk-based capital ratio | 205.4497% | 39 |
Memoranda: | ||
Average total assets | $28,051,400 | 7,726 |
Average earning assets | $24,531,600 | 7,763 |
Average equity | $26,754,000 | 2,496 |
Average total loans | NA | NA |