Home > Country Club Bank > Income and Expense
Country Club Bank, Income and Expense
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,641,000 | 1,184 |
| Total interest expense | $1,335,000 | 2,382 |
| Net interest income | $6,306,000 | 854 |
| Provision for loan and lease losses | $2,250,000 | 691 |
| Total noninterest income | $7,123,000 | 284 |
| Gross Fiduciary activities income | $1,222,000 | 144 |
| Service charges on deposit accounts | $342,000 | 1,210 |
| Trading account gains and fees | $3,948,000 | 46 |
| Additional Noninterest Income | $1,611,000 | 600 |
| Total noninterest expense | $10,808,000 | 483 |
| Salaries and employee benefits | $6,552,000 | 385 |
| Premises and equipment expense | $1,108,000 | 640 |
| Additional noninterest expense | $3,148,000 | 559 |
| Pre-tax net operating income | $371,000 | 2,957 |
| Securities gains (losses) | $1,444,000 | 142 |
| Applicable income taxes | $95,000 | 2,238 |
| Income before extraordinary items | $1,720,000 | 578 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,717,000 | 581 |
| Minority interest net income | $3,000 | 90 |
| Net income of bank and minority interests. | $1,720,000 | 581 |
| Net charge-offs | $1,285,000 | 823 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $348,200 | 2,688 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $30,926,000 | 1,240 |
| Total interest expense | $8,333,000 | 1,889 |
| Net interest income | $22,593,000 | 944 |
| Provision for loan and lease losses | $1,725,000 | 1,983 |
| Total noninterest income | $26,262,000 | 290 |
| Gross Fiduciary activities income | $5,274,000 | 148 |
| Service charges on deposit accounts | $1,282,000 | 1,403 |
| Trading account gains and fees | $11,991,000 | 38 |
| Additional Noninterest Income | $7,715,000 | 464 |
| Total noninterest expense | $38,161,000 | 530 |
| Salaries and employee benefits | $25,051,000 | 388 |
| Premises and equipment expense | $4,637,000 | 597 |
| Additional noninterest expense | $8,473,000 | 779 |
| Pre-tax net operating income | $8,969,000 | 615 |
| Securities gains (losses) | $775,000 | 261 |
| Applicable income taxes | $422,000 | 2,020 |
| Income before extraordinary items | $9,322,000 | 412 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,322,000 | 412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $509,000 | 2,774 |
| Cash dividends | $4,900,000 | 577 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $8,578,000 | 475 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $22,955,000 | 1,281 |
| Total interest expense | $6,541,000 | 1,888 |
| Net interest income | $16,414,000 | 997 |
| Provision for loan and lease losses | $750,000 | 2,169 |
| Total noninterest income | $19,301,000 | 317 |
| Gross Fiduciary activities income | $4,056,000 | 151 |
| Service charges on deposit accounts | $929,000 | 1,456 |
| Trading account gains and fees | $8,682,000 | 39 |
| Additional Noninterest Income | $5,634,000 | 505 |
| Total noninterest expense | $27,562,000 | 542 |
| Salaries and employee benefits | $18,559,000 | 411 |
| Premises and equipment expense | $3,369,000 | 618 |
| Additional noninterest expense | $5,634,000 | 829 |
| Pre-tax net operating income | $7,403,000 | 674 |
| Securities gains (losses) | $768,000 | 213 |
| Applicable income taxes | $633,000 | 1,637 |
| Income before extraordinary items | $7,538,000 | 483 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $7,538,000 | 482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 2,716 |
| Cash dividends | $2,500,000 | 832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $6,831,440 | 563 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $15,220,000 | 1,313 |
| Total interest expense | $4,411,000 | 1,955 |
| Net interest income | $10,809,000 | 1,008 |
| Provision for loan and lease losses | $750,000 | 1,462 |
| Total noninterest income | $13,562,000 | 316 |
| Gross Fiduciary activities income | $2,737,000 | 152 |
| Service charges on deposit accounts | $608,000 | 1,458 |
| Trading account gains and fees | $6,637,000 | 37 |
| Additional Noninterest Income | $3,580,000 | 549 |
| Total noninterest expense | $18,464,000 | 541 |
| Salaries and employee benefits | $12,511,000 | 409 |
| Premises and equipment expense | $2,242,000 | 611 |
| Additional noninterest expense | $3,711,000 | 809 |
| Pre-tax net operating income | $5,157,000 | 679 |
| Securities gains (losses) | $721,000 | 235 |
| Applicable income taxes | $519,000 | 1,561 |
| Income before extraordinary items | $5,359,000 | 520 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,359,000 | 519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 1,916 |
| Cash dividends | $2,500,000 | 650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $4,702,890 | 568 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,748,000 | 1,322 |
| Total interest expense | $2,334,000 | 1,983 |
| Net interest income | $5,414,000 | 991 |
| Provision for loan and lease losses | $250,000 | 1,575 |
| Total noninterest income | $6,936,000 | 310 |
| Gross Fiduciary activities income | $1,299,000 | 152 |
| Service charges on deposit accounts | $292,000 | 1,496 |
| Trading account gains and fees | $3,579,000 | 40 |
| Additional Noninterest Income | $1,766,000 | 548 |
| Total noninterest expense | $9,296,000 | 532 |
| Salaries and employee benefits | $6,336,000 | 401 |
| Premises and equipment expense | $1,135,000 | 615 |
| Additional noninterest expense | $1,825,000 | 788 |
| Pre-tax net operating income | $2,804,000 | 685 |
| Securities gains (losses) | $721,000 | 183 |
| Applicable income taxes | $266,000 | 1,608 |
| Income before extraordinary items | $3,259,000 | 460 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,259,000 | 461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 1,966 |
| Cash dividends | $2,500,000 | 349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,595,680 | 553 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $31,955,000 | 1,336 |
| Total interest expense | $10,159,000 | 1,926 |
| Net interest income | $21,796,000 | 1,017 |
| Provision for loan and lease losses | $1,350,000 | 1,144 |
| Total noninterest income | $21,432,000 | 361 |
| Gross Fiduciary activities income | $5,248,000 | 155 |
| Service charges on deposit accounts | $1,063,000 | 1,681 |
| Trading account gains and fees | $8,102,000 | 44 |
| Additional Noninterest Income | $7,019,000 | 520 |
| Total noninterest expense | $33,251,000 | 561 |
| Salaries and employee benefits | $21,811,000 | 442 |
| Premises and equipment expense | $4,203,000 | 636 |
| Additional noninterest expense | $7,237,000 | 799 |
| Pre-tax net operating income | $8,627,000 | 986 |
| Securities gains (losses) | $138,000 | 525 |
| Applicable income taxes | $910,000 | 1,972 |
| Income before extraordinary items | $7,855,000 | 822 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,855,000 | 820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,026,000 | 1,004 |
| Cash dividends | $4,300,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $7,730,800 | 827 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $23,949,000 | 1,344 |
| Total interest expense | $7,566,000 | 1,941 |
| Net interest income | $16,383,000 | 1,010 |
| Provision for loan and lease losses | $1,125,000 | 817 |
| Total noninterest income | $15,752,000 | 366 |
| Gross Fiduciary activities income | $3,869,000 | 153 |
| Service charges on deposit accounts | $804,000 | 1,643 |
| Trading account gains and fees | $5,921,000 | 44 |
| Additional Noninterest Income | $5,158,000 | 536 |
| Total noninterest expense | $24,721,000 | 560 |
| Salaries and employee benefits | $16,378,000 | 442 |
| Premises and equipment expense | $3,144,000 | 630 |
| Additional noninterest expense | $5,199,000 | 797 |
| Pre-tax net operating income | $6,289,000 | 1,095 |
| Securities gains (losses) | $89,000 | 515 |
| Applicable income taxes | $664,000 | 2,156 |
| Income before extraordinary items | $5,714,000 | 907 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,714,000 | 905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,017,000 | 647 |
| Cash dividends | $1,800,000 | 1,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $5,633,900 | 902 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $15,942,000 | 1,345 |
| Total interest expense | $5,037,000 | 1,948 |
| Net interest income | $10,905,000 | 1,028 |
| Provision for loan and lease losses | $900,000 | 635 |
| Total noninterest income | $10,349,000 | 383 |
| Gross Fiduciary activities income | $2,549,000 | 160 |
| Service charges on deposit accounts | $549,000 | 1,604 |
| Trading account gains and fees | $3,757,000 | 50 |
| Additional Noninterest Income | $3,494,000 | 554 |
| Total noninterest expense | $16,503,000 | 571 |
| Salaries and employee benefits | $10,895,000 | 465 |
| Premises and equipment expense | $2,127,000 | 643 |
| Additional noninterest expense | $3,481,000 | 809 |
| Pre-tax net operating income | $3,851,000 | 1,231 |
| Securities gains (losses) | $51,000 | 530 |
| Applicable income taxes | $414,000 | 2,332 |
| Income before extraordinary items | $3,488,000 | 1,035 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,488,000 | 1,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,094,000 | 423 |
| Cash dividends | $1,500,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,442,610 | 1,029 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,971,000 | 1,338 |
| Total interest expense | $2,458,000 | 1,975 |
| Net interest income | $5,513,000 | 1,011 |
| Provision for loan and lease losses | $500,000 | 524 |
| Total noninterest income | $4,793,000 | 407 |
| Gross Fiduciary activities income | $1,209,000 | 162 |
| Service charges on deposit accounts | $271,000 | 1,581 |
| Trading account gains and fees | $1,621,000 | 55 |
| Additional Noninterest Income | $1,692,000 | 558 |
| Total noninterest expense | $7,943,000 | 592 |
| Salaries and employee benefits | $5,307,000 | 481 |
| Premises and equipment expense | $1,017,000 | 661 |
| Additional noninterest expense | $1,619,000 | 848 |
| Pre-tax net operating income | $1,863,000 | 1,252 |
| Securities gains (losses) | $7,000 | 755 |
| Applicable income taxes | $191,000 | 2,458 |
| Income before extraordinary items | $1,679,000 | 1,054 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,679,000 | 1,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 1,426 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,672,700 | 1,040 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $29,869,000 | 1,328 |
| Total interest expense | $8,923,000 | 1,867 |
| Net interest income | $20,946,000 | 1,059 |
| Provision for loan and lease losses | $200,000 | 3,517 |
| Total noninterest income | $17,651,000 | 417 |
| Gross Fiduciary activities income | $4,410,000 | 169 |
| Service charges on deposit accounts | $932,000 | 1,855 |
| Trading account gains and fees | $6,147,000 | 51 |
| Additional Noninterest Income | $6,162,000 | 583 |
| Total noninterest expense | $29,852,000 | 602 |
| Salaries and employee benefits | $18,826,000 | 501 |
| Premises and equipment expense | $4,368,000 | 580 |
| Additional noninterest expense | $6,658,000 | 809 |
| Pre-tax net operating income | $8,545,000 | 1,160 |
| Securities gains (losses) | $-17,000 | 7,486 |
| Applicable income taxes | $4,623,000 | 679 |
| Income before extraordinary items | $3,905,000 | 1,831 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,905,000 | 1,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-996,000 | 8,662 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $-1,304,000 | 8,665 |
| Net operating income | $3,915,880 | 1,800 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $22,034,000 | 1,343 |
| Total interest expense | $6,539,000 | 1,851 |
| Net interest income | $15,495,000 | 1,093 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $13,031,000 | 439 |
| Gross Fiduciary activities income | $3,275,000 | 174 |
| Service charges on deposit accounts | $673,000 | 1,915 |
| Trading account gains and fees | $4,630,000 | 52 |
| Additional Noninterest Income | $4,453,000 | 606 |
| Total noninterest expense | $21,866,000 | 627 |
| Salaries and employee benefits | $13,965,000 | 527 |
| Premises and equipment expense | $3,109,000 | 628 |
| Additional noninterest expense | $4,792,000 | 844 |
| Pre-tax net operating income | $6,660,000 | 1,147 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $3,794,000 | 663 |
| Income before extraordinary items | $2,866,000 | 1,904 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,866,000 | 1,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-994,000 | 8,718 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $-1,304,000 | 8,734 |
| Net operating income | $2,866,000 | 1,892 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $14,167,000 | 1,361 |
| Total interest expense | $4,103,000 | 1,866 |
| Net interest income | $10,064,000 | 1,120 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $8,155,000 | 456 |
| Gross Fiduciary activities income | $2,185,000 | 180 |
| Service charges on deposit accounts | $442,000 | 1,929 |
| Trading account gains and fees | $2,677,000 | 51 |
| Additional Noninterest Income | $2,851,000 | 616 |
| Total noninterest expense | $14,170,000 | 651 |
| Salaries and employee benefits | $9,135,000 | 544 |
| Premises and equipment expense | $2,022,000 | 653 |
| Additional noninterest expense | $3,013,000 | 882 |
| Pre-tax net operating income | $4,049,000 | 1,254 |
| Securities gains (losses) | $-5,000 | 7,694 |
| Applicable income taxes | $1,387,000 | 1,072 |
| Income before extraordinary items | $2,657,000 | 1,411 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,657,000 | 1,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,001,000 | 8,752 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $-1,304,000 | 8,770 |
| Net operating income | $2,660,300 | 1,401 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,790,000 | 1,388 |
| Total interest expense | $1,894,000 | 1,917 |
| Net interest income | $4,896,000 | 1,150 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $3,792,000 | 470 |
| Gross Fiduciary activities income | $1,024,000 | 187 |
| Service charges on deposit accounts | $225,000 | 1,852 |
| Trading account gains and fees | $1,138,000 | 53 |
| Additional Noninterest Income | $1,405,000 | 624 |
| Total noninterest expense | $7,033,000 | 651 |
| Salaries and employee benefits | $4,543,000 | 547 |
| Premises and equipment expense | $975,000 | 673 |
| Additional noninterest expense | $1,515,000 | 876 |
| Pre-tax net operating income | $1,655,000 | 1,495 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $553,000 | 1,279 |
| Income before extraordinary items | $1,102,000 | 1,626 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,102,000 | 1,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-980,000 | 8,771 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $-1,304,000 | 8,785 |
| Net operating income | $1,102,000 | 1,607 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $22,995,000 | 1,453 |
| Total interest expense | $5,333,000 | 2,079 |
| Net interest income | $17,662,000 | 1,228 |
| Provision for loan and lease losses | $905,000 | 1,136 |
| Total noninterest income | $15,856,000 | 462 |
| Gross Fiduciary activities income | $3,886,000 | 186 |
| Service charges on deposit accounts | $1,043,000 | 1,662 |
| Trading account gains and fees | $4,835,000 | 50 |
| Additional Noninterest Income | $6,092,000 | 601 |
| Total noninterest expense | $27,170,000 | 634 |
| Salaries and employee benefits | $17,606,000 | 530 |
| Premises and equipment expense | $3,616,000 | 687 |
| Additional noninterest expense | $5,948,000 | 862 |
| Pre-tax net operating income | $5,443,000 | 1,713 |
| Securities gains (losses) | $-6,000 | 7,363 |
| Applicable income taxes | $1,767,000 | 1,504 |
| Income before extraordinary items | $3,670,000 | 1,871 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,670,000 | 1,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,220,000 | 584 |
| Cash dividends | $1,148,000 | 2,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,674,080 | 1,853 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $16,677,000 | 1,462 |
| Total interest expense | $3,701,000 | 2,118 |
| Net interest income | $12,976,000 | 1,247 |
| Provision for loan and lease losses | $465,000 | 1,494 |
| Total noninterest income | $11,987,000 | 461 |
| Gross Fiduciary activities income | $2,866,000 | 184 |
| Service charges on deposit accounts | $793,000 | 1,631 |
| Trading account gains and fees | $3,692,000 | 46 |
| Additional Noninterest Income | $4,636,000 | 593 |
| Total noninterest expense | $19,997,000 | 642 |
| Salaries and employee benefits | $13,262,000 | 517 |
| Premises and equipment expense | $2,567,000 | 709 |
| Additional noninterest expense | $4,168,000 | 915 |
| Pre-tax net operating income | $4,501,000 | 1,585 |
| Securities gains (losses) | $-4,000 | 7,604 |
| Applicable income taxes | $1,472,000 | 1,400 |
| Income before extraordinary items | $3,025,000 | 1,741 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,025,000 | 1,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,534 |
| Cash dividends | $861,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,027,680 | 1,710 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,672,000 | 1,472 |
| Total interest expense | $2,251,000 | 2,184 |
| Net interest income | $8,421,000 | 1,269 |
| Provision for loan and lease losses | $255,000 | 1,746 |
| Total noninterest income | $8,233,000 | 451 |
| Gross Fiduciary activities income | $1,909,000 | 182 |
| Service charges on deposit accounts | $524,000 | 1,604 |
| Trading account gains and fees | $2,735,000 | 45 |
| Additional Noninterest Income | $3,065,000 | 587 |
| Total noninterest expense | $13,327,000 | 645 |
| Salaries and employee benefits | $8,855,000 | 513 |
| Premises and equipment expense | $1,686,000 | 711 |
| Additional noninterest expense | $2,786,000 | 902 |
| Pre-tax net operating income | $3,072,000 | 1,516 |
| Securities gains (losses) | $-4,000 | 7,869 |
| Applicable income taxes | $1,029,000 | 1,347 |
| Income before extraordinary items | $2,039,000 | 1,676 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,039,000 | 1,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $574,000 | 2,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,041,640 | 1,647 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,182,000 | 1,492 |
| Total interest expense | $1,026,000 | 2,287 |
| Net interest income | $4,156,000 | 1,280 |
| Provision for loan and lease losses | $95,000 | 2,131 |
| Total noninterest income | $4,262,000 | 428 |
| Gross Fiduciary activities income | $933,000 | 184 |
| Service charges on deposit accounts | $257,000 | 1,591 |
| Trading account gains and fees | $1,544,000 | 52 |
| Additional Noninterest Income | $1,528,000 | 576 |
| Total noninterest expense | $6,709,000 | 634 |
| Salaries and employee benefits | $4,478,000 | 503 |
| Premises and equipment expense | $832,000 | 720 |
| Additional noninterest expense | $1,399,000 | 896 |
| Pre-tax net operating income | $1,614,000 | 1,415 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $548,000 | 1,241 |
| Income before extraordinary items | $1,066,000 | 1,580 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,066,000 | 1,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,576 |
| Cash dividends | $287,000 | 1,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,066,000 | 1,558 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $17,855,000 | 1,623 |
| Total interest expense | $2,952,000 | 2,670 |
| Net interest income | $14,903,000 | 1,359 |
| Provision for loan and lease losses | $502,000 | 1,949 |
| Total noninterest income | $16,660,000 | 437 |
| Gross Fiduciary activities income | $3,385,000 | 194 |
| Service charges on deposit accounts | $1,257,000 | 1,406 |
| Trading account gains and fees | $6,299,000 | 44 |
| Additional Noninterest Income | $5,719,000 | 608 |
| Total noninterest expense | $25,001,000 | 659 |
| Salaries and employee benefits | $16,577,000 | 530 |
| Premises and equipment expense | $3,156,000 | 730 |
| Additional noninterest expense | $5,268,000 | 952 |
| Pre-tax net operating income | $6,060,000 | 1,418 |
| Securities gains (losses) | $66,000 | 1,527 |
| Applicable income taxes | $2,024,000 | 1,262 |
| Income before extraordinary items | $4,102,000 | 1,578 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,102,000 | 1,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,036 |
| Cash dividends | $1,435,000 | 1,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,057,780 | 1,549 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $13,005,000 | 1,648 |
| Total interest expense | $2,084,000 | 2,751 |
| Net interest income | $10,921,000 | 1,373 |
| Provision for loan and lease losses | $245,000 | 2,606 |
| Total noninterest income | $12,967,000 | 439 |
| Gross Fiduciary activities income | $2,528,000 | 192 |
| Service charges on deposit accounts | $971,000 | 1,372 |
| Trading account gains and fees | $5,097,000 | 44 |
| Additional Noninterest Income | $4,371,000 | 604 |
| Total noninterest expense | $18,695,000 | 655 |
| Salaries and employee benefits | $12,541,000 | 526 |
| Premises and equipment expense | $2,352,000 | 733 |
| Additional noninterest expense | $3,802,000 | 989 |
| Pre-tax net operating income | $4,948,000 | 1,323 |
| Securities gains (losses) | $83,000 | 1,307 |
| Applicable income taxes | $1,673,000 | 1,173 |
| Income before extraordinary items | $3,358,000 | 1,467 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,358,000 | 1,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-201,000 | 8,916 |
| Cash dividends | $861,000 | 1,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,302,390 | 1,444 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,426,000 | 1,668 |
| Total interest expense | $1,317,000 | 2,861 |
| Net interest income | $7,109,000 | 1,386 |
| Provision for loan and lease losses | $210,000 | 2,090 |
| Total noninterest income | $9,073,000 | 421 |
| Gross Fiduciary activities income | $1,654,000 | 196 |
| Service charges on deposit accounts | $657,000 | 1,353 |
| Trading account gains and fees | $3,666,000 | 44 |
| Additional Noninterest Income | $3,096,000 | 585 |
| Total noninterest expense | $12,671,000 | 650 |
| Salaries and employee benefits | $8,540,000 | 525 |
| Premises and equipment expense | $1,529,000 | 747 |
| Additional noninterest expense | $2,602,000 | 958 |
| Pre-tax net operating income | $3,301,000 | 1,293 |
| Securities gains (losses) | $83,000 | 1,145 |
| Applicable income taxes | $1,130,000 | 1,158 |
| Income before extraordinary items | $2,254,000 | 1,434 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,254,000 | 1,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-169,000 | 8,967 |
| Cash dividends | $574,000 | 1,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,198,390 | 1,406 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,181,000 | 1,684 |
| Total interest expense | $657,000 | 2,908 |
| Net interest income | $3,524,000 | 1,403 |
| Provision for loan and lease losses | $105,000 | 2,016 |
| Total noninterest income | $4,269,000 | 435 |
| Gross Fiduciary activities income | $791,000 | 198 |
| Service charges on deposit accounts | $333,000 | 1,292 |
| Trading account gains and fees | $2,042,000 | 44 |
| Additional Noninterest Income | $1,103,000 | 739 |
| Total noninterest expense | $6,209,000 | 660 |
| Salaries and employee benefits | $4,138,000 | 543 |
| Premises and equipment expense | $788,000 | 751 |
| Additional noninterest expense | $1,283,000 | 965 |
| Pre-tax net operating income | $1,479,000 | 1,401 |
| Securities gains (losses) | $83,000 | 902 |
| Applicable income taxes | $512,000 | 1,272 |
| Income before extraordinary items | $1,050,000 | 1,526 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,050,000 | 1,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-106,000 | 8,974 |
| Cash dividends | $287,000 | 1,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $994,390 | 1,518 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,988,000 | 1,784 |
| Total interest expense | $2,933,000 | 2,931 |
| Net interest income | $13,055,000 | 1,489 |
| Provision for loan and lease losses | $943,000 | 1,260 |
| Total noninterest income | $17,080,000 | 444 |
| Gross Fiduciary activities income | $2,784,000 | 210 |
| Service charges on deposit accounts | $1,267,000 | 1,369 |
| Trading account gains and fees | $8,766,000 | 48 |
| Additional Noninterest Income | $4,263,000 | 858 |
| Total noninterest expense | $23,529,000 | 692 |
| Salaries and employee benefits | $15,836,000 | 551 |
| Premises and equipment expense | $2,892,000 | 779 |
| Additional noninterest expense | $4,801,000 | 1,061 |
| Pre-tax net operating income | $5,663,000 | 1,455 |
| Securities gains (losses) | $180,000 | 1,411 |
| Applicable income taxes | $1,824,000 | 1,373 |
| Income before extraordinary items | $4,019,000 | 1,562 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,019,000 | 1,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $364,000 | 1,985 |
| Cash dividends | $1,435,000 | 1,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,894,800 | 1,530 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,860,000 | 1,829 |
| Total interest expense | $2,267,000 | 2,935 |
| Net interest income | $9,593,000 | 1,533 |
| Provision for loan and lease losses | $620,000 | 1,367 |
| Total noninterest income | $13,286,000 | 458 |
| Gross Fiduciary activities income | $2,060,000 | 221 |
| Service charges on deposit accounts | $938,000 | 1,392 |
| Trading account gains and fees | $7,052,000 | 46 |
| Additional Noninterest Income | $3,236,000 | 882 |
| Total noninterest expense | $17,601,000 | 711 |
| Salaries and employee benefits | $12,009,000 | 553 |
| Premises and equipment expense | $2,140,000 | 800 |
| Additional noninterest expense | $3,452,000 | 1,110 |
| Pre-tax net operating income | $4,658,000 | 1,390 |
| Securities gains (losses) | $301,000 | 954 |
| Applicable income taxes | $1,561,000 | 1,300 |
| Income before extraordinary items | $3,398,000 | 1,447 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,398,000 | 1,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,434 |
| Cash dividends | $861,000 | 1,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,190,310 | 1,454 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,770,000 | 1,882 |
| Total interest expense | $1,579,000 | 2,907 |
| Net interest income | $6,191,000 | 1,577 |
| Provision for loan and lease losses | $515,000 | 1,116 |
| Total noninterest income | $8,964,000 | 456 |
| Gross Fiduciary activities income | $1,327,000 | 231 |
| Service charges on deposit accounts | $626,000 | 1,368 |
| Trading account gains and fees | $4,841,000 | 47 |
| Additional Noninterest Income | $2,170,000 | 869 |
| Total noninterest expense | $11,776,000 | 708 |
| Salaries and employee benefits | $8,138,000 | 544 |
| Premises and equipment expense | $1,403,000 | 810 |
| Additional noninterest expense | $2,235,000 | 1,133 |
| Pre-tax net operating income | $2,864,000 | 1,476 |
| Securities gains (losses) | $301,000 | 803 |
| Applicable income taxes | $961,000 | 1,417 |
| Income before extraordinary items | $2,204,000 | 1,491 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,204,000 | 1,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 1,812 |
| Cash dividends | $574,000 | 1,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,993,300 | 1,517 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,885,000 | 1,892 |
| Total interest expense | $815,000 | 2,891 |
| Net interest income | $3,070,000 | 1,595 |
| Provision for loan and lease losses | $260,000 | 1,076 |
| Total noninterest income | $4,129,000 | 481 |
| Gross Fiduciary activities income | $656,000 | 238 |
| Service charges on deposit accounts | $318,000 | 1,314 |
| Trading account gains and fees | $2,163,000 | 45 |
| Additional Noninterest Income | $992,000 | 895 |
| Total noninterest expense | $5,863,000 | 704 |
| Salaries and employee benefits | $3,989,000 | 557 |
| Premises and equipment expense | $695,000 | 835 |
| Additional noninterest expense | $1,179,000 | 1,048 |
| Pre-tax net operating income | $1,076,000 | 1,910 |
| Securities gains (losses) | $350,000 | 461 |
| Applicable income taxes | $450,000 | 1,498 |
| Income before extraordinary items | $976,000 | 1,649 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $976,000 | 1,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 972 |
| Cash dividends | $287,000 | 1,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $738,000 | 2,004 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,996,000 | 1,924 |
| Total interest expense | $3,431,000 | 3,164 |
| Net interest income | $12,565,000 | 1,542 |
| Provision for loan and lease losses | $558,000 | 2,196 |
| Total noninterest income | $14,066,000 | 506 |
| Gross Fiduciary activities income | $2,088,000 | 280 |
| Service charges on deposit accounts | $1,188,000 | 1,365 |
| Trading account gains and fees | $7,120,000 | 42 |
| Additional Noninterest Income | $3,670,000 | 880 |
| Total noninterest expense | $22,119,000 | 732 |
| Salaries and employee benefits | $14,461,000 | 567 |
| Premises and equipment expense | $2,901,000 | 758 |
| Additional noninterest expense | $4,757,000 | 1,037 |
| Pre-tax net operating income | $3,954,000 | 2,007 |
| Securities gains (losses) | $1,868,000 | 293 |
| Applicable income taxes | $1,805,000 | 1,408 |
| Income before extraordinary items | $4,017,000 | 1,524 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,017,000 | 1,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,616 |
| Cash dividends | $1,435,000 | 1,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,728,080 | 2,115 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $19,461,000 | 1,752 |
| Total interest expense | $6,460,000 | 2,483 |
| Net interest income | $13,001,000 | 1,368 |
| Provision for loan and lease losses | $465,000 | 2,340 |
| Total noninterest income | $12,596,000 | 523 |
| Gross Fiduciary activities income | $1,712,000 | 314 |
| Service charges on deposit accounts | $921,000 | 1,638 |
| Trading account gains and fees | $6,823,000 | 46 |
| Additional Noninterest Income | $3,140,000 | 913 |
| Total noninterest expense | $19,682,000 | 767 |
| Salaries and employee benefits | $13,190,000 | 592 |
| Premises and equipment expense | $2,160,000 | 972 |
| Additional noninterest expense | $4,332,000 | 1,100 |
| Pre-tax net operating income | $5,450,000 | 1,348 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,654,000 | 1,375 |
| Income before extraordinary items | $3,796,000 | 1,427 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,796,000 | 1,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,161 |
| Cash dividends | $1,435,000 | 1,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,796,000 | 1,371 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $19,542,000 | 1,774 |
| Total interest expense | $7,676,000 | 2,218 |
| Net interest income | $11,866,000 | 1,480 |
| Provision for loan and lease losses | $578,000 | 1,680 |
| Total noninterest income | $10,322,000 | 569 |
| Gross Fiduciary activities income | $1,651,000 | 321 |
| Service charges on deposit accounts | $976,000 | 1,395 |
| Trading account gains and fees | $5,457,000 | 48 |
| Additional Noninterest Income | $2,238,000 | 1,052 |
| Total noninterest expense | $16,859,000 | 843 |
| Salaries and employee benefits | $11,096,000 | 645 |
| Premises and equipment expense | $1,857,000 | 1,076 |
| Additional noninterest expense | $3,906,000 | 1,174 |
| Pre-tax net operating income | $4,751,000 | 1,560 |
| Securities gains (losses) | $-330,000 | 9,651 |
| Applicable income taxes | $1,370,000 | 1,631 |
| Income before extraordinary items | $3,051,000 | 1,719 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,051,000 | 1,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 2,989 |
| Cash dividends | $1,435,000 | 1,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,278,700 | 1,603 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,837,000 | 2,200 |
| Total interest expense | $5,509,000 | 2,682 |
| Net interest income | $9,328,000 | 1,878 |
| Provision for loan and lease losses | $500,000 | 1,756 |
| Total noninterest income | $9,835,000 | 632 |
| Gross Fiduciary activities income | $1,372,000 | 390 |
| Service charges on deposit accounts | $898,000 | 1,438 |
| Trading account gains and fees | $5,524,000 | 52 |
| Additional Noninterest Income | $2,041,000 | 1,134 |
| Total noninterest expense | $14,494,000 | 968 |
| Salaries and employee benefits | $9,601,000 | 736 |
| Premises and equipment expense | $1,628,000 | 1,245 |
| Additional noninterest expense | $3,265,000 | 1,414 |
| Pre-tax net operating income | $4,169,000 | 1,779 |
| Securities gains (losses) | $-85,000 | 9,925 |
| Applicable income taxes | $1,063,000 | 2,119 |
| Income before extraordinary items | $3,021,000 | 1,757 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,021,000 | 1,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,548 |
| Cash dividends | $1,435,000 | 1,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,083,900 | 1,697 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,368,000 | 2,264 |
| Total interest expense | $5,878,000 | 2,577 |
| Net interest income | $8,490,000 | 2,016 |
| Provision for loan and lease losses | $90,000 | 5,311 |
| Total noninterest income | $11,055,000 | 566 |
| Gross Fiduciary activities income | $1,221,000 | 413 |
| Service charges on deposit accounts | $723,000 | 1,765 |
| Trading account gains and fees | $7,384,000 | 46 |
| Additional Noninterest Income | $1,727,000 | 1,282 |
| Total noninterest expense | $14,727,000 | 934 |
| Salaries and employee benefits | $10,168,000 | 681 |
| Premises and equipment expense | $1,524,000 | 1,261 |
| Additional noninterest expense | $3,035,000 | 1,434 |
| Pre-tax net operating income | $4,728,000 | 1,567 |
| Securities gains (losses) | $91,000 | 1,343 |
| Applicable income taxes | $1,425,000 | 1,713 |
| Income before extraordinary items | $3,394,000 | 1,555 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,394,000 | 1,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,698 |
| Cash dividends | $1,005,000 | 2,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,330,300 | 1,525 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,433,000 | 2,438 |
| Total interest expense | $5,300,000 | 2,826 |
| Net interest income | $8,133,000 | 2,149 |
| Provision for loan and lease losses | $265,000 | 2,849 |
| Total noninterest income | $7,913,000 | 669 |
| Gross Fiduciary activities income | $965,000 | 481 |
| Service charges on deposit accounts | $728,000 | 1,783 |
| Trading account gains and fees | $5,219,000 | 51 |
| Additional Noninterest Income | $1,001,000 | 1,736 |
| Total noninterest expense | $11,518,000 | 1,156 |
| Salaries and employee benefits | $7,610,000 | 873 |
| Premises and equipment expense | $1,213,000 | 1,612 |
| Additional noninterest expense | $2,695,000 | 1,593 |
| Pre-tax net operating income | $4,263,000 | 1,789 |
| Securities gains (losses) | $-2,000 | 9,246 |
| Applicable income taxes | $1,239,000 | 2,015 |
| Income before extraordinary items | $3,022,000 | 1,763 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,022,000 | 1,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,606 |
| Cash dividends | $1,148,000 | 1,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,023,420 | 1,722 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,025,000 | 2,979 |
| Total interest expense | $4,268,000 | 3,493 |
| Net interest income | $6,757,000 | 2,606 |
| Provision for loan and lease losses | $238,000 | 3,065 |
| Total noninterest income | $7,545,000 | 719 |
| Gross Fiduciary activities income | $763,000 | 590 |
| Service charges on deposit accounts | $555,000 | 2,454 |
| Trading account gains and fees | $4,940,000 | 51 |
| Additional Noninterest Income | $1,287,000 | 1,522 |
| Total noninterest expense | $11,209,000 | 1,280 |
| Salaries and employee benefits | $7,211,000 | 945 |
| Premises and equipment expense | $1,104,000 | 1,820 |
| Additional noninterest expense | $2,894,000 | 1,795 |
| Pre-tax net operating income | $2,855,000 | 2,474 |
| Securities gains (losses) | $-45,000 | 10,998 |
| Applicable income taxes | $786,000 | 2,889 |
| Income before extraordinary items | $2,024,000 | 2,436 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,024,000 | 2,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,914 |
| Cash dividends | $1,435,000 | 1,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,056,400 | 2,348 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,666,000 | 3,386 |
| Total interest expense | $3,667,000 | 3,987 |
| Net interest income | $5,999,000 | 2,971 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $6,588,000 | 795 |
| Gross Fiduciary activities income | $532,000 | 725 |
| Service charges on deposit accounts | $479,000 | 2,829 |
| Trading account gains and fees | $4,327,000 | 65 |
| Additional Noninterest Income | $1,250,000 | 1,555 |
| Total noninterest expense | $9,822,000 | 1,444 |
| Salaries and employee benefits | $5,930,000 | 1,133 |
| Premises and equipment expense | $951,000 | 2,107 |
| Additional noninterest expense | $2,941,000 | 1,722 |
| Pre-tax net operating income | $2,665,000 | 2,683 |
| Securities gains (losses) | $-47,000 | 11,138 |
| Applicable income taxes | $704,000 | 3,220 |
| Income before extraordinary items | $1,914,000 | 2,612 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,914,000 | 2,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,018 |
| Cash dividends | $1,435,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,948,310 | 2,540 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,742,000 | 3,849 |
| Total interest expense | $2,674,000 | 4,371 |
| Net interest income | $5,068,000 | 3,514 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $5,703,000 | 847 |
| Gross Fiduciary activities income | $502,000 | 730 |
| Service charges on deposit accounts | $475,000 | 2,910 |
| Trading account gains and fees | $3,542,000 | 62 |
| Additional Noninterest Income | $1,184,000 | 1,640 |
| Total noninterest expense | $9,326,000 | 1,572 |
| Salaries and employee benefits | $5,391,000 | 1,244 |
| Premises and equipment expense | $916,000 | 2,203 |
| Additional noninterest expense | $3,019,000 | 1,796 |
| Pre-tax net operating income | $1,435,000 | 4,580 |
| Securities gains (losses) | $-208,000 | 11,967 |
| Applicable income taxes | $199,000 | 7,360 |
| Income before extraordinary items | $1,028,000 | 4,432 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,028,000 | 4,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $861,000 | 2,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,202,720 | 3,879 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,426,000 | 4,079 |
| Total interest expense | $2,515,000 | 4,783 |
| Net interest income | $4,911,000 | 3,629 |
| Provision for loan and lease losses | $160,000 | 4,468 |
| Total noninterest income | $7,987,000 | 707 |
| Gross Fiduciary activities income | $234,000 | 1,020 |
| Service charges on deposit accounts | $427,000 | 3,252 |
| Trading account gains and fees | $6,345,000 | 59 |
| Additional Noninterest Income | $981,000 | 2,054 |
| Total noninterest expense | $10,281,000 | 1,491 |
| Salaries and employee benefits | $6,679,000 | 1,027 |
| Premises and equipment expense | $893,000 | 2,292 |
| Additional noninterest expense | $2,709,000 | 2,073 |
| Pre-tax net operating income | $2,457,000 | 2,750 |
| Securities gains (losses) | $488,000 | 913 |
| Applicable income taxes | $810,000 | 2,730 |
| Income before extraordinary items | $2,135,000 | 2,344 |
| Extraordinary gains, net | $24,000 | 2,616 |
| Net income | $2,159,000 | 2,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 6,565 |
| Cash dividends | $718,000 | 2,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,783,640 | 2,639 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,369,000 | 4,613 |
| Total interest expense | $2,858,000 | 5,373 |
| Net interest income | $4,511,000 | 3,998 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $7,555,000 | 726 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $388,000 | 3,586 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,167,000 | 528 |
| Total noninterest expense | $9,028,000 | 1,678 |
| Salaries and employee benefits | $5,531,000 | 1,209 |
| Premises and equipment expense | $882,000 | 2,346 |
| Additional noninterest expense | $2,615,000 | 2,245 |
| Pre-tax net operating income | $3,028,000 | 2,051 |
| Securities gains (losses) | $60,000 | 3,829 |
| Applicable income taxes | $975,000 | 2,159 |
| Income before extraordinary items | $2,113,000 | 2,169 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,113,000 | 2,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 13,472 |
| Cash dividends | $718,000 | 2,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,072,200 | 2,027 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.