Home > Country Bank for Savings > Net charge- offs to loans
Country Bank for Savings, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0046% | 3,815 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 3,848 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0163% | 4,067 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0076% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0205% | 4,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2512% | 1,786 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2512% | 1,659 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0071% | 3,833 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0088% | 3,967 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0217% | 4,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0101% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0273% | 4,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1912% | 1,787 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1912% | 1,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0004% | 2,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0673% | 2,052 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0673% | 2,007 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0018% | 1,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2778% | 1,281 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2778% | 1,205 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0034% | 2,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 912 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0062% | 662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0393% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1197% | 2,037 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1197% | 1,960 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0042% | 2,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 707 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0084% | 516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0529% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1086% | 1,899 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1086% | 1,810 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0009% | 2,118 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 2,964 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 3,283 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0027% | 3,165 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1636% | 1,552 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1636% | 1,479 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0011% | 1,801 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,186 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 3,464 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0054% | 3,246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2158% | 1,256 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2158% | 1,175 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0130% | 3,822 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0106% | 3,825 |
| Percentage Net Loans Charged-off:Construction & development | 0.0028% | 214 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0428% | 4,409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0125% | 768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1048% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 3,481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0509% | 3,924 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1265% | 4,272 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1265% | 4,221 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0010% | 2,411 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 1,137 |
| Percentage Net Loans Charged-off:Construction & development | 0.0047% | 183 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0035% | 818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0497% | 138 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 3,591 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1335% | 4,238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1335% | 4,193 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0032% | 2,068 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0041% | 967 |
| Percentage Net Loans Charged-off:Construction & development | 0.0050% | 147 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0080% | 670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0783% | 109 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 3,630 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0989% | 4,062 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0989% | 4,029 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0056% | 1,705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0101% | 104 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0117% | 457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0952% | 77 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 3,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0486% | 3,835 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0486% | 3,796 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0149% | 2,824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 1,557 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0432% | 742 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 3,837 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0893% | 3,588 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0072% | 1,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0524% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0814% | 2,593 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0814% | 2,483 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0154% | 2,574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 1,361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0576% | 523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0136% | 4,178 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1174% | 3,640 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 3,703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0753% | 1,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0770% | 2,487 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0770% | 2,370 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0046% | 3,992 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0091% | 4,199 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0195% | 4,309 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1730% | 3,681 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1330% | 1,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0460% | 2,483 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0460% | 2,383 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0181% | 4,305 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0180% | 4,434 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0381% | 4,555 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3389% | 3,734 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 3,867 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0473% | 4,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0454% | 2,219 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0454% | 2,125 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0122% | 3,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0104% | 1,839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0581% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 4,309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0115% | 1,605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0898% | 287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 1,717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0238% | 2,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2368% | 2,325 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2368% | 2,188 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0123% | 2,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 1,596 |
| Percentage Net Loans Charged-off:Construction & development | 0.0852% | 188 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0047% | 1,488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1053% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 4,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0484% | 1,631 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2718% | 2,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2718% | 1,930 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0165% | 2,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 1,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0450% | 169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0184% | 1,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1583% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0011% | 1,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0822% | 1,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3414% | 1,722 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3414% | 1,605 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0019% | 2,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 1,232 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0013% | 985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0242% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 4,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0390% | 4,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3454% | 1,560 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3454% | 1,448 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0007% | 4,169 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 3,965 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 4,199 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1053% | 319 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0177% | 4,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0369% | 4,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3025% | 2,079 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3025% | 1,972 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0061% | 4,262 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 4,117 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0101% | 4,393 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0019% | 3,509 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0113% | 4,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0369% | 4,303 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0188% | 4,541 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0188% | 4,496 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0089% | 4,280 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 4,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0146% | 4,523 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0028% | 3,556 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0162% | 4,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0377% | 4,321 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1161% | 4,781 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1161% | 4,742 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0020% | 3,813 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,871 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 4,185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 4,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0334% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0592% | 4,597 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0592% | 4,556 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0093% | 4,775 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0121% | 4,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0128% | 472 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0497% | 5,129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 2,209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0315% | 578 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 2,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0366% | 4,521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6091% | 1,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6091% | 1,367 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0218% | 3,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0189% | 1,825 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0095% | 4,813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0431% | 1,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0420% | 480 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0433% | 1,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0375% | 4,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8495% | 973 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8495% | 879 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0179% | 2,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0134% | 1,701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0257% | 1,501 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0628% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0201% | 1,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0259% | 4,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0239% | 765 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0239% | 678 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0284% | 2,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0237% | 1,185 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0452% | 1,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0871% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0387% | 979 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0417% | 4,475 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2058% | 678 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2058% | 603 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0669% | 2,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0638% | 1,580 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1172% | 1,206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2101% | 363 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1023% | 1,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1734% | 1,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0854% | 3,318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0854% | 3,178 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0640% | 2,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0581% | 1,425 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1057% | 1,186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0729% | 531 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1109% | 1,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2551% | 1,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1607% | 2,643 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1608% | 2,486 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0781% | 2,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0828% | 1,134 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1483% | 910 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1096% | 410 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1545% | 852 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0613% | 4,819 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0692% | 5,038 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0692% | 4,975 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0604% | 1,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0632% | 1,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1114% | 881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1069% | 330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1121% | 843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1384% | 5,157 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1384% | 5,094 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0641% | 2,942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0628% | 2,089 |
| Percentage Net Loans Charged-off:Construction & development | 0.4312% | 381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0061% | 1,588 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0591% | 2,226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0347% | 837 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0631% | 2,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0046% | 2,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5216% | 1,588 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5216% | 1,456 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0579% | 2,771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0575% | 1,970 |
| Percentage Net Loans Charged-off:Construction & development | 0.5702% | 311 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0083% | 1,325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0337% | 2,353 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0036% | 4,098 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0397% | 2,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0063% | 2,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3402% | 1,922 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3402% | 1,789 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0807% | 2,247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0815% | 1,576 |
| Percentage Net Loans Charged-off:Construction & development | 0.8639% | 223 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0125% | 1,102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0415% | 2,046 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0027% | 4,132 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0487% | 1,855 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0100% | 1,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2234% | 2,153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2234% | 2,020 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0310% | 2,566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0270% | 1,728 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 5,255 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0467% | 1,483 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0054% | 4,195 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0554% | 1,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0208% | 4,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8927% | 825 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8927% | 749 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0824% | 3,324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0787% | 2,603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0143% | 1,106 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0107% | 2,093 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5003% | 215 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1229% | 2,170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2539% | 620 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1011% | 2,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1393% | 2,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5230% | 1,767 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5230% | 1,627 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1034% | 2,762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0996% | 2,129 |
| Percentage Net Loans Charged-off:Construction & development | 0.0202% | 941 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0143% | 1,749 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0407% | 322 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1586% | 1,756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2916% | 556 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1364% | 1,808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2000% | 1,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4455% | 1,817 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4455% | 1,670 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1091% | 2,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1094% | 1,959 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0217% | 1,445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1714% | 1,592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3628% | 460 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1396% | 1,682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0909% | 1,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1198% | 2,799 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1198% | 2,643 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0493% | 2,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0500% | 1,976 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0079% | 5,704 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0879% | 1,635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3072% | 406 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0524% | 1,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0257% | 4,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1614% | 2,283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1614% | 2,149 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1683% | 3,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1692% | 2,550 |
| Percentage Net Loans Charged-off:Construction & development | 0.0143% | 1,604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1034% | 2,066 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2171% | 2,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2666% | 944 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2092% | 2,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0453% | 5,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7023% | 1,612 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7023% | 1,489 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1884% | 2,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1898% | 2,231 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0792% | 1,909 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2650% | 1,763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3967% | 728 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2439% | 1,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0525% | 5,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7211% | 1,418 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7211% | 1,312 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2551% | 2,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2584% | 1,824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1237% | 1,529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3526% | 1,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4142% | 674 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3427% | 1,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0395% | 5,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6253% | 1,526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6253% | 1,406 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0414% | 3,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0366% | 2,713 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0592% | 2,248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0687% | 2,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0522% | 5,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1586% | 892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1586% | 802 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5345% | 2,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5326% | 1,863 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1765% | 778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2598% | 2,673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8036% | 777 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1761% | 3,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6615% | 1,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4718% | 2,456 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4718% | 2,298 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6811% | 1,623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6784% | 1,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5837% | 513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2965% | 2,376 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0888% | 576 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1753% | 2,785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9257% | 1,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3968% | 2,446 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3968% | 2,282 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7296% | 1,518 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7381% | 1,354 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0367% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1775% | 2,718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4898% | 853 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1301% | 2,817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4193% | 1,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3299% | 2,499 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3299% | 2,321 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0638% | 3,857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0477% | 3,339 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0108% | 1,691 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0703% | 2,677 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0116% | 4,992 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0826% | 2,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8721% | 1,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2866% | 2,280 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2866% | 2,108 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6721% | 2,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6843% | 2,209 |
| Percentage Net Loans Charged-off:Construction & development | 0.6660% | 2,318 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7743% | 672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2015% | 3,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6356% | 1,111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1413% | 3,645 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1045% | 3,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4532% | 2,956 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4106% | 2,823 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8057% | 1,947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8216% | 1,750 |
| Percentage Net Loans Charged-off:Construction & development | 0.2806% | 2,330 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5271% | 344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1279% | 3,570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8587% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0283% | 4,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1383% | 3,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3944% | 2,919 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3485% | 2,777 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0666% | 1,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0909% | 1,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.4159% | 1,967 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4523% | 242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1460% | 3,136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9675% | 731 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0356% | 3,590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2070% | 2,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1346% | 3,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1144% | 3,461 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7944% | 724 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8360% | 636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0239% | 1,671 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.3441% | 106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1112% | 2,615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4267% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0692% | 2,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4073% | 1,738 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1531% | 2,980 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1212% | 2,839 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1162% | 5,717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0864% | 4,967 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2610% | 2,621 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0273% | 4,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0308% | 4,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0731% | 2,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8206% | 2,493 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1578% | 5,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1169% | 4,395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3585% | 2,024 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0368% | 4,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0414% | 4,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4052% | 1,843 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1102% | 1,814 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2058% | 4,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1652% | 3,730 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5705% | 1,405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0279% | 3,901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0313% | 3,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6530% | 1,514 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6977% | 2,446 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0933% | 4,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2904% | 717 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3303% | 1,458 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1148% | 6,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0658% | 5,140 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2158% | 2,396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0142% | 4,808 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0157% | 4,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2359% | 2,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0972% | 2,507 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1470% | 5,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0880% | 4,442 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2879% | 1,721 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0185% | 4,254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0205% | 3,990 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4732% | 1,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2739% | 2,008 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0974% | 5,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 4,683 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0237% | 3,638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0262% | 3,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9456% | 1,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5592% | 1,556 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1502% | 3,762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0613% | 3,186 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1112% | 1,091 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0486% | 2,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0536% | 2,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8329% | 1,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0350% | 1,121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0461% | 6,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0394% | 4,507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1318% | 1,631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0084% | 4,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0092% | 3,833 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2988% | 4,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0194% | 5,958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0144% | 4,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0565% | 1,422 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1848% | 4,544 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0237% | 5,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 3,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0617% | 1,045 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2727% | 3,722 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0065% | 4,817 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 7,677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0183% | 7,940 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3054% | 2,990 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0498% | 4,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0324% | 3,214 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0682% | 1,201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0236% | 2,862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0262% | 2,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4900% | 3,108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0179% | 5,194 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 7,570 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0123% | 7,876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4317% | 2,949 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0170% | 4,664 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 7,512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0125% | 7,912 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3968% | 2,774 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0110% | 4,063 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 7,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0124% | 7,995 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2683% | 2,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0365% | 4,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0025% | 3,323 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0189% | 7,970 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0118% | 2,628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0982% | 468 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5276% | 2,756 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0402% | 4,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 2,727 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0222% | 8,023 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0160% | 2,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1298% | 323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5365% | 2,386 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0338% | 3,884 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 7,771 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0261% | 8,113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5621% | 2,159 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0207% | 3,584 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 7,764 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0242% | 8,150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3524% | 2,564 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0132% | 5,946 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 7,787 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0236% | 8,111 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1485% | 7,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2994% | 4,555 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0069% | 5,789 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 7,726 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0240% | 8,114 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2516% | 7,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2720% | 4,207 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0143% | 5,008 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 7,692 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0242% | 8,166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2425% | 3,952 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0208% | 3,956 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 7,806 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0235% | 8,290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3197% | 3,131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0621% | 4,977 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 8,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0235% | 8,332 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1228% | 6,429 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4222% | 2,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5944% | 3,387 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0565% | 4,535 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0125% | 8,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0534% | 8,454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2745% | 2,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6102% | 2,966 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0471% | 4,460 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0160% | 8,179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0691% | 8,544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1916% | 2,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5730% | 2,964 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0407% | 3,921 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0270% | 8,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1181% | 8,641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0341% | 7,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7122% | 2,379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0581% | 5,680 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 8,161 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0294% | 8,546 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0046% | 6,469 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 8,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 8,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0874% | 4,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5883% | 3,823 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0538% | 5,272 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 8,175 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0312% | 8,601 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0062% | 6,456 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 8,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 8,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0605% | 3,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5528% | 3,606 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0515% | 4,932 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 8,230 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0345% | 8,630 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0092% | 6,410 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 8,134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 8,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0975% | 3,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5142% | 3,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0619% | 3,946 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0090% | 8,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0351% | 8,715 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0180% | 6,356 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 8,291 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 8,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0803% | 2,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6199% | 2,815 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0689% | 5,756 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0114% | 8,449 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0634% | 8,766 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0219% | 6,545 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 3,377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 3,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0444% | 7,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6871% | 3,435 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0654% | 5,772 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 8,505 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0600% | 8,967 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0562% | 6,633 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 2,998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0098% | 2,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1361% | 8,503 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5685% | 3,826 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0344% | 6,253 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0469% | 1,488 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2673% | 1,498 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3714% | 1,422 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0204% | 641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1041% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0120% | 681 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0311% | 1,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5536% | 734 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0774% | 5,332 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 1,231 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1321% | 1,406 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3974% | 1,409 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0449% | 530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1582% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0360% | 582 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2465% | 1,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7897% | 571 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2205% | 3,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1396% | 215 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1308% | 1,342 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3373% | 1,350 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2198% | 124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2364% | 108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3891% | 432 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7807% | 627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5529% | 1,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3647% | 79 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0968% | 280 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9264% | 19 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3336% | 75 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0179% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3556% | 65 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7109% | 50 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0674% | 514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4488% | 1,971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4396% | 116 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1152% | 345 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0528% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4176% | 92 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4407% | 75 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3809% | 1,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9116% | 583 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4312% | 2,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4062% | 186 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1352% | 1,381 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.8949% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3289% | 133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0150% | 368 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3462% | 129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5771% | 277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6608% | 617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7721% | 1,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7825% | 129 |
| Percentage Net Loans Charged-off:Construction & development | 0.1193% | 276 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7941% | 54 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0445% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2176% | 243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1383% | 196 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2233% | 241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9761% | 218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3809% | 764 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6418% | 2,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5996% | 289 |
| Percentage Net Loans Charged-off:Construction & development | 0.4424% | 337 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5839% | 206 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3925% | 136 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3264% | 223 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3513% | 213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2439% | 329 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7078% | 552 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3413% | 1,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9280% | 270 |
| Percentage Net Loans Charged-off:Construction & development | 1.0141% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9450% | 232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3813% | 325 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7357% | 95 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4504% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7589% | 106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.3318% | 84 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2926% | 1,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |