Home > Country Bank > Income and Expense
Country Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,607,000 | 3,083 |
| Total interest expense | $101,000 | 5,055 |
| Net interest income | $3,506,000 | 2,893 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $468,000 | 3,150 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $78,000 | 3,953 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $390,000 | 2,689 |
| Total noninterest expense | $2,740,000 | 3,031 |
| Salaries and employee benefits | $1,563,000 | 2,971 |
| Premises and equipment expense | $235,000 | 3,538 |
| Additional noninterest expense | $942,000 | 2,869 |
| Pre-tax net operating income | $1,234,000 | 2,721 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,234,000 | 2,452 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,234,000 | 2,451 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,234,000 | 2,451 |
| Net charge-offs | $-80,000 | 5,641 |
| Cash dividends | $1,133,000 | 1,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,234,000 | 2,393 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,746,000 | 3,149 |
| Total interest expense | $50,000 | 5,105 |
| Net interest income | $1,696,000 | 2,971 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $216,000 | 3,239 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $38,000 | 3,981 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $178,000 | 2,776 |
| Total noninterest expense | $1,405,000 | 3,003 |
| Salaries and employee benefits | $813,000 | 2,919 |
| Premises and equipment expense | $117,000 | 3,560 |
| Additional noninterest expense | $475,000 | 2,864 |
| Pre-tax net operating income | $507,000 | 3,022 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $507,000 | 2,726 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $507,000 | 2,725 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $507,000 | 2,726 |
| Net charge-offs | $-3,000 | 4,617 |
| Cash dividends | $1,133,000 | 668 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $507,000 | 2,678 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,605,000 | 3,242 |
| Total interest expense | $199,000 | 5,176 |
| Net interest income | $6,406,000 | 3,059 |
| Provision for loan and lease losses | $-9,000 | 5,605 |
| Total noninterest income | $963,000 | 3,140 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $138,000 | 4,256 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $825,000 | 2,611 |
| Total noninterest expense | $5,112,000 | 3,161 |
| Salaries and employee benefits | $3,314,000 | 2,843 |
| Premises and equipment expense | $471,000 | 3,590 |
| Additional noninterest expense | $1,327,000 | 3,687 |
| Pre-tax net operating income | $2,266,000 | 2,796 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $2,266,000 | 2,507 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,266,000 | 2,509 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,266,000 | 2,509 |
| Net charge-offs | $-136,000 | 5,786 |
| Cash dividends | $714,000 | 2,524 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 519 |
| Net operating income | $2,266,000 | 2,456 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,866,000 | 3,307 |
| Total interest expense | $149,000 | 5,249 |
| Net interest income | $4,717,000 | 3,111 |
| Provision for loan and lease losses | $-9,000 | 5,804 |
| Total noninterest income | $695,000 | 3,214 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $98,000 | 4,379 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $597,000 | 2,676 |
| Total noninterest expense | $3,639,000 | 3,306 |
| Salaries and employee benefits | $2,279,000 | 3,032 |
| Premises and equipment expense | $358,000 | 3,616 |
| Additional noninterest expense | $1,002,000 | 3,681 |
| Pre-tax net operating income | $1,782,000 | 2,770 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,782,000 | 2,460 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,782,000 | 2,461 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,782,000 | 2,461 |
| Net charge-offs | $-83,000 | 5,760 |
| Cash dividends | $714,000 | 1,956 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 533 |
| Net operating income | $1,782,000 | 2,423 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,191,000 | 3,358 |
| Total interest expense | $98,000 | 5,324 |
| Net interest income | $3,093,000 | 3,151 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $449,000 | 3,272 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $60,000 | 4,503 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $389,000 | 2,711 |
| Total noninterest expense | $2,377,000 | 3,384 |
| Salaries and employee benefits | $1,516,000 | 3,065 |
| Premises and equipment expense | $236,000 | 3,677 |
| Additional noninterest expense | $625,000 | 3,870 |
| Pre-tax net operating income | $1,165,000 | 2,792 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,165,000 | 2,484 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,165,000 | 2,486 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,165,000 | 2,486 |
| Net charge-offs | $-80,000 | 5,872 |
| Cash dividends | $714,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,165,000 | 2,427 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,563,000 | 3,403 |
| Total interest expense | $49,000 | 5,367 |
| Net interest income | $1,514,000 | 3,200 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $230,000 | 3,178 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $31,000 | 4,446 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $199,000 | 2,640 |
| Total noninterest expense | $1,188,000 | 3,386 |
| Salaries and employee benefits | $753,000 | 3,096 |
| Premises and equipment expense | $118,000 | 3,697 |
| Additional noninterest expense | $317,000 | 3,833 |
| Pre-tax net operating income | $556,000 | 2,833 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $556,000 | 2,526 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $556,000 | 2,529 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $556,000 | 2,528 |
| Net charge-offs | $-78,000 | 6,062 |
| Cash dividends | $714,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $556,000 | 2,453 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,095,000 | 3,491 |
| Total interest expense | $210,000 | 5,445 |
| Net interest income | $5,885,000 | 3,301 |
| Provision for loan and lease losses | $-55,000 | 5,977 |
| Total noninterest income | $794,000 | 3,492 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $126,000 | 4,659 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $668,000 | 2,891 |
| Total noninterest expense | $4,948,000 | 3,338 |
| Salaries and employee benefits | $3,229,000 | 2,939 |
| Premises and equipment expense | $475,000 | 3,760 |
| Additional noninterest expense | $1,244,000 | 3,985 |
| Pre-tax net operating income | $1,786,000 | 3,190 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,786,000 | 2,902 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,786,000 | 2,901 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,786,000 | 2,902 |
| Net charge-offs | $-317,000 | 6,327 |
| Cash dividends | $504,000 | 2,831 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 726 |
| Net operating income | $1,786,000 | 2,861 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,549,000 | 3,532 |
| Total interest expense | $159,000 | 5,506 |
| Net interest income | $4,390,000 | 3,333 |
| Provision for loan and lease losses | $100,000 | 2,760 |
| Total noninterest income | $584,000 | 3,563 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $95,000 | 4,714 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $489,000 | 2,942 |
| Total noninterest expense | $3,453,000 | 3,512 |
| Salaries and employee benefits | $2,188,000 | 3,156 |
| Premises and equipment expense | $352,000 | 3,834 |
| Additional noninterest expense | $913,000 | 4,041 |
| Pre-tax net operating income | $1,421,000 | 3,135 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,421,000 | 2,831 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,421,000 | 2,832 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,421,000 | 2,832 |
| Net charge-offs | $-130,000 | 6,259 |
| Cash dividends | $504,000 | 2,188 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 655 |
| Net operating income | $1,421,000 | 2,784 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,966,000 | 3,587 |
| Total interest expense | $107,000 | 5,548 |
| Net interest income | $2,859,000 | 3,381 |
| Provision for loan and lease losses | $100,000 | 2,327 |
| Total noninterest income | $374,000 | 3,608 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $65,000 | 4,660 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $309,000 | 2,999 |
| Total noninterest expense | $2,264,000 | 3,564 |
| Salaries and employee benefits | $1,462,000 | 3,172 |
| Premises and equipment expense | $230,000 | 3,896 |
| Additional noninterest expense | $572,000 | 4,205 |
| Pre-tax net operating income | $869,000 | 3,219 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $869,000 | 2,933 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $869,000 | 2,939 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $869,000 | 2,939 |
| Net charge-offs | $46,000 | 2,857 |
| Cash dividends | $504,000 | 1,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $869,000 | 2,871 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,442,000 | 3,667 |
| Total interest expense | $55,000 | 5,588 |
| Net interest income | $1,387,000 | 3,463 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $176,000 | 3,687 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $31,000 | 4,724 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $145,000 | 3,020 |
| Total noninterest expense | $1,188,000 | 3,494 |
| Salaries and employee benefits | $745,000 | 3,153 |
| Premises and equipment expense | $114,000 | 3,948 |
| Additional noninterest expense | $329,000 | 3,904 |
| Pre-tax net operating income | $375,000 | 3,396 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $375,000 | 3,136 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $375,000 | 3,138 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $375,000 | 3,139 |
| Net charge-offs | $62,000 | 1,700 |
| Cash dividends | $504,000 | 1,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $375,000 | 3,098 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,596,000 | 3,798 |
| Total interest expense | $261,000 | 5,603 |
| Net interest income | $5,335,000 | 3,550 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $727,000 | 3,796 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $132,000 | 4,797 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $595,000 | 3,128 |
| Total noninterest expense | $4,803,000 | 3,505 |
| Salaries and employee benefits | $2,938,000 | 3,161 |
| Premises and equipment expense | $488,000 | 3,786 |
| Additional noninterest expense | $1,377,000 | 3,865 |
| Pre-tax net operating income | $1,259,000 | 3,689 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,259,000 | 3,456 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,259,000 | 3,457 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,259,000 | 3,459 |
| Net charge-offs | $455,000 | 2,115 |
| Cash dividends | $335,000 | 3,184 |
| Sale, conversion, retirement of capital stock, net | $270,000 | 377 |
| Net operating income | $1,259,000 | 3,413 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,164,000 | 3,849 |
| Total interest expense | $198,000 | 5,677 |
| Net interest income | $3,966,000 | 3,586 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $581,000 | 3,739 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $99,000 | 4,835 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $482,000 | 3,072 |
| Total noninterest expense | $3,560,000 | 3,548 |
| Salaries and employee benefits | $2,118,000 | 3,261 |
| Premises and equipment expense | $382,000 | 3,725 |
| Additional noninterest expense | $1,060,000 | 3,798 |
| Pre-tax net operating income | $987,000 | 3,707 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $987,000 | 3,450 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $987,000 | 3,453 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $987,000 | 3,454 |
| Net charge-offs | $297,000 | 2,127 |
| Cash dividends | $335,000 | 2,506 |
| Sale, conversion, retirement of capital stock, net | $270,000 | 295 |
| Net operating income | $987,000 | 3,376 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,768,000 | 3,865 |
| Total interest expense | $131,000 | 5,756 |
| Net interest income | $2,637,000 | 3,580 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $411,000 | 3,669 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $66,000 | 4,822 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $345,000 | 3,007 |
| Total noninterest expense | $2,393,000 | 3,550 |
| Salaries and employee benefits | $1,422,000 | 3,266 |
| Premises and equipment expense | $256,000 | 3,728 |
| Additional noninterest expense | $715,000 | 3,773 |
| Pre-tax net operating income | $655,000 | 3,678 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $655,000 | 3,442 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $655,000 | 3,443 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $655,000 | 3,445 |
| Net charge-offs | $213,000 | 2,035 |
| Cash dividends | $335,000 | 2,096 |
| Sale, conversion, retirement of capital stock, net | $270,000 | 232 |
| Net operating income | $655,000 | 3,349 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,373,000 | 3,913 |
| Total interest expense | $64,000 | 5,857 |
| Net interest income | $1,309,000 | 3,631 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $195,000 | 3,701 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $32,000 | 4,852 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $163,000 | 3,064 |
| Total noninterest expense | $1,225,000 | 3,509 |
| Salaries and employee benefits | $733,000 | 3,217 |
| Premises and equipment expense | $121,000 | 3,879 |
| Additional noninterest expense | $371,000 | 3,706 |
| Pre-tax net operating income | $279,000 | 3,931 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $279,000 | 3,701 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $279,000 | 3,700 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $279,000 | 3,702 |
| Net charge-offs | $129,000 | 1,702 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 331 |
| Net operating income | $279,000 | 3,600 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,024,000 | 3,831 |
| Total interest expense | $344,000 | 5,785 |
| Net interest income | $5,680,000 | 3,500 |
| Provision for loan and lease losses | $730,000 | 2,211 |
| Total noninterest income | $769,000 | 3,721 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $147,000 | 4,814 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $622,000 | 3,053 |
| Total noninterest expense | $4,882,000 | 3,531 |
| Salaries and employee benefits | $2,957,000 | 3,156 |
| Premises and equipment expense | $484,000 | 3,893 |
| Additional noninterest expense | $1,441,000 | 3,889 |
| Pre-tax net operating income | $837,000 | 4,281 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $837,000 | 4,212 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $837,000 | 4,211 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $837,000 | 4,213 |
| Net charge-offs | $980,000 | 1,839 |
| Cash dividends | $261,000 | 3,411 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 692 |
| Net operating income | $837,000 | 4,035 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,581,000 | 3,854 |
| Total interest expense | $278,000 | 5,806 |
| Net interest income | $4,303,000 | 3,537 |
| Provision for loan and lease losses | $610,000 | 2,016 |
| Total noninterest income | $569,000 | 3,780 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $112,000 | 4,866 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $457,000 | 3,079 |
| Total noninterest expense | $3,448,000 | 3,717 |
| Salaries and employee benefits | $1,997,000 | 3,425 |
| Premises and equipment expense | $373,000 | 3,883 |
| Additional noninterest expense | $1,078,000 | 3,912 |
| Pre-tax net operating income | $814,000 | 3,997 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $814,000 | 3,831 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $814,000 | 3,831 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $814,000 | 3,832 |
| Net charge-offs | $866,000 | 1,601 |
| Cash dividends | $261,000 | 2,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $814,000 | 3,667 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,084,000 | 3,850 |
| Total interest expense | $189,000 | 5,872 |
| Net interest income | $2,895,000 | 3,527 |
| Provision for loan and lease losses | $390,000 | 2,110 |
| Total noninterest income | $375,000 | 3,786 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $75,000 | 4,853 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $300,000 | 3,067 |
| Total noninterest expense | $2,213,000 | 3,830 |
| Salaries and employee benefits | $1,330,000 | 3,446 |
| Premises and equipment expense | $250,000 | 3,870 |
| Additional noninterest expense | $633,000 | 4,259 |
| Pre-tax net operating income | $667,000 | 3,622 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $667,000 | 3,425 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $667,000 | 3,426 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $667,000 | 3,426 |
| Net charge-offs | $444,000 | 1,903 |
| Cash dividends | $261,000 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $667,000 | 3,245 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,559,000 | 3,869 |
| Total interest expense | $96,000 | 5,945 |
| Net interest income | $1,463,000 | 3,521 |
| Provision for loan and lease losses | $275,000 | 1,672 |
| Total noninterest income | $215,000 | 3,509 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $36,000 | 4,904 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $179,000 | 2,813 |
| Total noninterest expense | $1,130,000 | 3,792 |
| Salaries and employee benefits | $682,000 | 3,408 |
| Premises and equipment expense | $121,000 | 3,968 |
| Additional noninterest expense | $327,000 | 4,170 |
| Pre-tax net operating income | $273,000 | 3,997 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $273,000 | 3,808 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $273,000 | 3,811 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $273,000 | 3,811 |
| Net charge-offs | $231,000 | 1,720 |
| Cash dividends | $261,000 | 1,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $273,000 | 3,646 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,496,000 | 3,861 |
| Total interest expense | $509,000 | 5,820 |
| Net interest income | $5,987,000 | 3,469 |
| Provision for loan and lease losses | $1,500,000 | 1,877 |
| Total noninterest income | $569,000 | 4,173 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $143,000 | 4,978 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $426,000 | 3,340 |
| Total noninterest expense | $4,780,000 | 3,650 |
| Salaries and employee benefits | $2,671,000 | 3,392 |
| Premises and equipment expense | $601,000 | 3,571 |
| Additional noninterest expense | $1,508,000 | 3,851 |
| Pre-tax net operating income | $276,000 | 5,309 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $276,000 | 5,324 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $276,000 | 5,326 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $276,000 | 5,326 |
| Net charge-offs | $1,096,000 | 2,257 |
| Cash dividends | $420,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $3,465,000 | 188 |
| Net operating income | $276,000 | 5,213 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,887,000 | 3,894 |
| Total interest expense | $402,000 | 5,834 |
| Net interest income | $4,485,000 | 3,488 |
| Provision for loan and lease losses | $990,000 | 1,980 |
| Total noninterest income | $366,000 | 4,487 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $105,000 | 5,045 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $261,000 | 3,678 |
| Total noninterest expense | $3,483,000 | 3,734 |
| Salaries and employee benefits | $1,980,000 | 3,425 |
| Premises and equipment expense | $467,000 | 3,518 |
| Additional noninterest expense | $1,036,000 | 4,077 |
| Pre-tax net operating income | $378,000 | 4,836 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $378,000 | 4,748 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $378,000 | 4,749 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $378,000 | 4,749 |
| Net charge-offs | $591,000 | 2,487 |
| Cash dividends | $420,000 | 1,978 |
| Sale, conversion, retirement of capital stock, net | $3,465,000 | 155 |
| Net operating income | $378,000 | 4,617 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,275,000 | 3,908 |
| Total interest expense | $279,000 | 5,874 |
| Net interest income | $2,996,000 | 3,486 |
| Provision for loan and lease losses | $585,000 | 2,137 |
| Total noninterest income | $243,000 | 4,518 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $66,000 | 5,116 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $177,000 | 3,686 |
| Total noninterest expense | $2,435,000 | 3,647 |
| Salaries and employee benefits | $1,319,000 | 3,445 |
| Premises and equipment expense | $339,000 | 3,337 |
| Additional noninterest expense | $777,000 | 3,823 |
| Pre-tax net operating income | $219,000 | 5,016 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $219,000 | 4,886 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $219,000 | 4,885 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $219,000 | 4,886 |
| Net charge-offs | $247,000 | 2,892 |
| Cash dividends | $420,000 | 1,568 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 225 |
| Net operating income | $219,000 | 4,796 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,639,000 | 3,935 |
| Total interest expense | $144,000 | 5,915 |
| Net interest income | $1,495,000 | 3,473 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $106,000 | 4,809 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $27,000 | 5,395 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $79,000 | 3,929 |
| Total noninterest expense | $1,249,000 | 3,588 |
| Salaries and employee benefits | $667,000 | 3,445 |
| Premises and equipment expense | $191,000 | 3,106 |
| Additional noninterest expense | $391,000 | 3,791 |
| Pre-tax net operating income | $52,000 | 5,726 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $52,000 | 5,669 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $52,000 | 5,668 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $52,000 | 5,669 |
| Net charge-offs | $34,000 | 3,663 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $52,000 | 5,627 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,667,000 | 4,036 |
| Total interest expense | $804,000 | 5,698 |
| Net interest income | $5,863,000 | 3,532 |
| Provision for loan and lease losses | $902,000 | 3,209 |
| Total noninterest income | $689,000 | 3,973 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $92,000 | 5,581 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $597,000 | 2,930 |
| Total noninterest expense | $5,169,000 | 3,514 |
| Salaries and employee benefits | $2,608,000 | 3,479 |
| Premises and equipment expense | $813,000 | 2,952 |
| Additional noninterest expense | $1,748,000 | 3,602 |
| Pre-tax net operating income | $481,000 | 4,420 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $481,000 | 4,365 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $481,000 | 4,367 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $481,000 | 4,366 |
| Net charge-offs | $633,000 | 3,320 |
| Cash dividends | $240,000 | 3,136 |
| Sale, conversion, retirement of capital stock, net | $175,000 | 650 |
| Net operating income | $481,000 | 4,234 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,003,000 | 4,110 |
| Total interest expense | $637,000 | 5,744 |
| Net interest income | $4,366,000 | 3,586 |
| Provision for loan and lease losses | $635,000 | 3,161 |
| Total noninterest income | $437,000 | 4,342 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $65,000 | 5,750 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $372,000 | 3,211 |
| Total noninterest expense | $3,672,000 | 3,689 |
| Salaries and employee benefits | $1,908,000 | 3,573 |
| Premises and equipment expense | $624,000 | 2,943 |
| Additional noninterest expense | $1,140,000 | 3,943 |
| Pre-tax net operating income | $496,000 | 4,222 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $496,000 | 4,124 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $496,000 | 4,127 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $496,000 | 4,127 |
| Net charge-offs | $225,000 | 4,086 |
| Cash dividends | $240,000 | 2,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $496,000 | 3,978 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,341,000 | 4,146 |
| Total interest expense | $439,000 | 5,767 |
| Net interest income | $2,902,000 | 3,604 |
| Provision for loan and lease losses | $360,000 | 3,339 |
| Total noninterest income | $228,000 | 4,798 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $43,000 | 5,791 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $185,000 | 3,630 |
| Total noninterest expense | $2,477,000 | 3,650 |
| Salaries and employee benefits | $1,275,000 | 3,586 |
| Premises and equipment expense | $426,000 | 2,901 |
| Additional noninterest expense | $776,000 | 3,868 |
| Pre-tax net operating income | $293,000 | 4,445 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $293,000 | 4,353 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $293,000 | 4,352 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $293,000 | 4,352 |
| Net charge-offs | $222,000 | 3,417 |
| Cash dividends | $240,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $293,000 | 4,202 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,674,000 | 4,194 |
| Total interest expense | $225,000 | 5,844 |
| Net interest income | $1,449,000 | 3,649 |
| Provision for loan and lease losses | $280,000 | 2,540 |
| Total noninterest income | $102,000 | 5,007 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $22,000 | 5,793 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $80,000 | 3,909 |
| Total noninterest expense | $1,192,000 | 3,782 |
| Salaries and employee benefits | $632,000 | 3,666 |
| Premises and equipment expense | $213,000 | 2,978 |
| Additional noninterest expense | $347,000 | 4,183 |
| Pre-tax net operating income | $79,000 | 5,306 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $79,000 | 5,281 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $79,000 | 5,281 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $79,000 | 5,281 |
| Net charge-offs | $33,000 | 4,071 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $79,000 | 5,161 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,299,000 | 4,064 |
| Total interest expense | $1,362,000 | 5,376 |
| Net interest income | $5,937,000 | 3,501 |
| Provision for loan and lease losses | $1,290,000 | 3,104 |
| Total noninterest income | $534,000 | 4,618 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $87,000 | 5,935 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $447,000 | 3,384 |
| Total noninterest expense | $4,851,000 | 3,786 |
| Salaries and employee benefits | $2,600,000 | 3,582 |
| Premises and equipment expense | $792,000 | 3,145 |
| Additional noninterest expense | $1,459,000 | 4,162 |
| Pre-tax net operating income | $330,000 | 4,420 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $330,000 | 4,378 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $330,000 | 4,379 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $330,000 | 4,380 |
| Net charge-offs | $1,061,000 | 2,789 |
| Cash dividends | $600,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 951 |
| Net operating income | $330,000 | 4,299 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,549,000 | 4,083 |
| Total interest expense | $1,111,000 | 5,315 |
| Net interest income | $4,438,000 | 3,507 |
| Provision for loan and lease losses | $885,000 | 2,961 |
| Total noninterest income | $469,000 | 4,352 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $62,000 | 6,042 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $407,000 | 3,148 |
| Total noninterest expense | $3,517,000 | 3,890 |
| Salaries and employee benefits | $1,942,000 | 3,632 |
| Premises and equipment expense | $590,000 | 3,201 |
| Additional noninterest expense | $985,000 | 4,439 |
| Pre-tax net operating income | $505,000 | 3,880 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $505,000 | 3,673 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $505,000 | 3,672 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $505,000 | 3,673 |
| Net charge-offs | $515,000 | 3,005 |
| Cash dividends | $600,000 | 1,788 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 857 |
| Net operating income | $505,000 | 3,581 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,678,000 | 4,140 |
| Total interest expense | $791,000 | 5,306 |
| Net interest income | $2,887,000 | 3,566 |
| Provision for loan and lease losses | $565,000 | 2,797 |
| Total noninterest income | $349,000 | 4,133 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $41,000 | 6,055 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $308,000 | 2,962 |
| Total noninterest expense | $2,358,000 | 3,905 |
| Salaries and employee benefits | $1,303,000 | 3,652 |
| Premises and equipment expense | $393,000 | 3,228 |
| Additional noninterest expense | $662,000 | 4,418 |
| Pre-tax net operating income | $313,000 | 4,087 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $313,000 | 3,902 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $313,000 | 3,901 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $313,000 | 3,901 |
| Net charge-offs | $278,000 | 3,027 |
| Cash dividends | $600,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 922 |
| Net operating income | $313,000 | 3,779 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,843,000 | 4,167 |
| Total interest expense | $435,000 | 5,174 |
| Net interest income | $1,408,000 | 3,627 |
| Provision for loan and lease losses | $390,000 | 2,019 |
| Total noninterest income | $154,000 | 4,329 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $19,000 | 6,115 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $135,000 | 3,146 |
| Total noninterest expense | $1,162,000 | 3,864 |
| Salaries and employee benefits | $652,000 | 3,681 |
| Premises and equipment expense | $197,000 | 3,262 |
| Additional noninterest expense | $313,000 | 4,270 |
| Pre-tax net operating income | $10,000 | 6,126 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $10,000 | 6,276 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $10,000 | 6,278 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $10,000 | 6,278 |
| Net charge-offs | $264,000 | 1,893 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 797 |
| Net operating income | $10,000 | 6,126 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,105,000 | 4,097 |
| Total interest expense | $2,580,000 | 4,659 |
| Net interest income | $5,525,000 | 3,679 |
| Provision for loan and lease losses | $370,000 | 4,259 |
| Total noninterest income | $497,000 | 4,853 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $80,000 | 6,195 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $417,000 | 3,511 |
| Total noninterest expense | $4,490,000 | 3,888 |
| Salaries and employee benefits | $2,632,000 | 3,616 |
| Premises and equipment expense | $806,000 | 3,166 |
| Additional noninterest expense | $1,052,000 | 4,673 |
| Pre-tax net operating income | $1,162,000 | 3,475 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,162,000 | 2,989 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,162,000 | 2,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 5,391 |
| Cash dividends | $828,000 | 2,596 |
| Sale, conversion, retirement of capital stock, net | $550,000 | 536 |
| Net operating income | $1,162,000 | 3,132 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,104,000 | 4,155 |
| Total interest expense | $2,008,000 | 4,699 |
| Net interest income | $4,096,000 | 3,744 |
| Provision for loan and lease losses | $120,000 | 4,934 |
| Total noninterest income | $428,000 | 4,682 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $59,000 | 6,247 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $369,000 | 3,315 |
| Total noninterest expense | $3,263,000 | 3,956 |
| Salaries and employee benefits | $1,921,000 | 3,731 |
| Premises and equipment expense | $585,000 | 3,263 |
| Additional noninterest expense | $757,000 | 4,720 |
| Pre-tax net operating income | $1,141,000 | 3,415 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,141,000 | 2,844 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,141,000 | 2,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,121 |
| Cash dividends | $828,000 | 2,058 |
| Sale, conversion, retirement of capital stock, net | $532,000 | 370 |
| Net operating income | $1,141,000 | 2,987 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,079,000 | 4,190 |
| Total interest expense | $1,391,000 | 4,724 |
| Net interest income | $2,688,000 | 3,784 |
| Provision for loan and lease losses | $80,000 | 4,586 |
| Total noninterest income | $304,000 | 4,594 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $40,000 | 6,240 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $264,000 | 3,244 |
| Total noninterest expense | $2,196,000 | 3,956 |
| Salaries and employee benefits | $1,292,000 | 3,747 |
| Premises and equipment expense | $395,000 | 3,244 |
| Additional noninterest expense | $509,000 | 4,683 |
| Pre-tax net operating income | $716,000 | 3,663 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $716,000 | 3,282 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $716,000 | 3,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,124 |
| Cash dividends | $828,000 | 1,647 |
| Sale, conversion, retirement of capital stock, net | $560,000 | 252 |
| Net operating income | $716,000 | 3,220 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,091,000 | 4,193 |
| Total interest expense | $749,000 | 4,693 |
| Net interest income | $1,342,000 | 3,780 |
| Provision for loan and lease losses | $55,000 | 3,686 |
| Total noninterest income | $139,000 | 4,779 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $19,000 | 6,289 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $120,000 | 3,442 |
| Total noninterest expense | $1,118,000 | 3,913 |
| Salaries and employee benefits | $639,000 | 3,790 |
| Premises and equipment expense | $199,000 | 3,248 |
| Additional noninterest expense | $280,000 | 4,333 |
| Pre-tax net operating income | $308,000 | 4,089 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $308,000 | 3,746 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $308,000 | 3,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,249 |
| Cash dividends | $828,000 | 889 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 172 |
| Net operating income | $308,000 | 3,661 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,727,000 | 4,128 |
| Total interest expense | $3,360,000 | 4,455 |
| Net interest income | $5,367,000 | 3,795 |
| Provision for loan and lease losses | $100,000 | 4,892 |
| Total noninterest income | $773,000 | 4,076 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $70,000 | 6,442 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $703,000 | 2,750 |
| Total noninterest expense | $4,588,000 | 3,702 |
| Salaries and employee benefits | $2,797,000 | 3,419 |
| Premises and equipment expense | $782,000 | 3,134 |
| Additional noninterest expense | $1,009,000 | 4,640 |
| Pre-tax net operating income | $1,452,000 | 3,969 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,452,000 | 3,523 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,452,000 | 3,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $779,000 | 3,019 |
| Sale, conversion, retirement of capital stock, net | $945,000 | 442 |
| Net operating income | $1,452,000 | 3,512 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,531,000 | 4,148 |
| Total interest expense | $2,505,000 | 4,481 |
| Net interest income | $4,026,000 | 3,808 |
| Provision for loan and lease losses | $70,000 | 4,664 |
| Total noninterest income | $619,000 | 3,963 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $52,000 | 6,491 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $567,000 | 2,646 |
| Total noninterest expense | $3,085,000 | 4,011 |
| Salaries and employee benefits | $1,816,000 | 3,806 |
| Premises and equipment expense | $554,000 | 3,280 |
| Additional noninterest expense | $715,000 | 4,734 |
| Pre-tax net operating income | $1,490,000 | 3,494 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,490,000 | 2,986 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,490,000 | 2,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $779,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $380,000 | 458 |
| Net operating income | $1,490,000 | 2,971 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,313,000 | 4,195 |
| Total interest expense | $1,664,000 | 4,483 |
| Net interest income | $2,649,000 | 3,862 |
| Provision for loan and lease losses | $20,000 | 5,312 |
| Total noninterest income | $410,000 | 3,983 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $33,000 | 6,573 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $377,000 | 2,657 |
| Total noninterest expense | $2,036,000 | 4,084 |
| Salaries and employee benefits | $1,201,000 | 3,869 |
| Premises and equipment expense | $359,000 | 3,363 |
| Additional noninterest expense | $476,000 | 4,728 |
| Pre-tax net operating income | $1,003,000 | 3,527 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,003,000 | 3,035 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,003,000 | 3,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $779,000 | 1,845 |
| Sale, conversion, retirement of capital stock, net | $380,000 | 337 |
| Net operating income | $1,003,000 | 3,018 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,138,000 | 4,203 |
| Total interest expense | $848,000 | 4,426 |
| Net interest income | $1,290,000 | 3,931 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $195,000 | 4,084 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $16,000 | 6,601 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $179,000 | 2,716 |
| Total noninterest expense | $1,019,000 | 4,084 |
| Salaries and employee benefits | $596,000 | 3,915 |
| Premises and equipment expense | $178,000 | 3,422 |
| Additional noninterest expense | $245,000 | 4,603 |
| Pre-tax net operating income | $466,000 | 3,674 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $466,000 | 3,179 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $466,000 | 3,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $779,000 | 1,001 |
| Sale, conversion, retirement of capital stock, net | $-120,000 | 8,609 |
| Net operating income | $466,000 | 3,151 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,385,000 | 4,413 |
| Total interest expense | $2,688,000 | 4,605 |
| Net interest income | $4,697,000 | 4,216 |
| Provision for loan and lease losses | $165,000 | 3,897 |
| Total noninterest income | $819,000 | 3,995 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $52,000 | 6,858 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $767,000 | 2,640 |
| Total noninterest expense | $3,694,000 | 4,216 |
| Salaries and employee benefits | $2,322,000 | 3,832 |
| Premises and equipment expense | $627,000 | 3,636 |
| Additional noninterest expense | $745,000 | 5,459 |
| Pre-tax net operating income | $1,657,000 | 4,066 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,657,000 | 3,546 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,657,000 | 3,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $564,000 | 3,536 |
| Sale, conversion, retirement of capital stock, net | $-115,000 | 8,601 |
| Net operating income | $1,657,000 | 3,525 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,307,000 | 4,530 |
| Total interest expense | $1,894,000 | 4,712 |
| Net interest income | $3,413,000 | 4,334 |
| Provision for loan and lease losses | $165,000 | 3,241 |
| Total noninterest income | $654,000 | 3,853 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $37,000 | 6,990 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $617,000 | 2,530 |
| Total noninterest expense | $2,611,000 | 4,398 |
| Salaries and employee benefits | $1,636,000 | 3,990 |
| Premises and equipment expense | $451,000 | 3,768 |
| Additional noninterest expense | $524,000 | 5,630 |
| Pre-tax net operating income | $1,291,000 | 4,124 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,291,000 | 3,558 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,291,000 | 3,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $564,000 | 2,765 |
| Sale, conversion, retirement of capital stock, net | $-115,000 | 8,686 |
| Net operating income | $1,291,000 | 3,545 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,329,000 | 4,656 |
| Total interest expense | $1,148,000 | 4,855 |
| Net interest income | $2,181,000 | 4,475 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $443,000 | 3,808 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $23,000 | 7,073 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $420,000 | 2,487 |
| Total noninterest expense | $1,747,000 | 4,405 |
| Salaries and employee benefits | $1,091,000 | 4,006 |
| Premises and equipment expense | $295,000 | 3,818 |
| Additional noninterest expense | $361,000 | 5,521 |
| Pre-tax net operating income | $727,000 | 4,545 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $727,000 | 3,975 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $727,000 | 3,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $564,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $-115,000 | 8,731 |
| Net operating income | $727,000 | 3,964 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,563,000 | 4,777 |
| Total interest expense | $505,000 | 5,092 |
| Net interest income | $1,058,000 | 4,552 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $192,000 | 4,076 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $10,000 | 7,160 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $182,000 | 2,657 |
| Total noninterest expense | $865,000 | 4,448 |
| Salaries and employee benefits | $543,000 | 4,045 |
| Premises and equipment expense | $149,000 | 3,811 |
| Additional noninterest expense | $173,000 | 5,628 |
| Pre-tax net operating income | $310,000 | 4,884 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $310,000 | 4,336 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $310,000 | 4,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $564,000 | 1,221 |
| Sale, conversion, retirement of capital stock, net | $-115,000 | 8,750 |
| Net operating income | $310,000 | 4,324 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,838,000 | 5,263 |
| Total interest expense | $1,281,000 | 5,657 |
| Net interest income | $3,557,000 | 4,969 |
| Provision for loan and lease losses | $243,000 | 3,221 |
| Total noninterest income | $737,000 | 4,241 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $36,000 | 7,288 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $701,000 | 2,769 |
| Total noninterest expense | $2,746,000 | 5,068 |
| Salaries and employee benefits | $1,705,000 | 4,649 |
| Premises and equipment expense | $500,000 | 4,174 |
| Additional noninterest expense | $541,000 | 6,344 |
| Pre-tax net operating income | $1,305,000 | 4,716 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,305,000 | 4,137 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,305,000 | 4,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,381 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,305,000 | 4,108 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,407,000 | 5,423 |
| Total interest expense | $863,000 | 5,819 |
| Net interest income | $2,544,000 | 5,123 |
| Provision for loan and lease losses | $190,000 | 3,039 |
| Total noninterest income | $481,000 | 4,652 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $26,000 | 7,351 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $455,000 | 3,047 |
| Total noninterest expense | $1,870,000 | 5,362 |
| Salaries and employee benefits | $1,119,000 | 5,046 |
| Premises and equipment expense | $356,000 | 4,318 |
| Additional noninterest expense | $395,000 | 6,393 |
| Pre-tax net operating income | $965,000 | 4,863 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $965,000 | 4,260 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $965,000 | 4,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,271 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $965,000 | 4,210 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,097,000 | 5,602 |
| Total interest expense | $510,000 | 5,993 |
| Net interest income | $1,587,000 | 5,313 |
| Provision for loan and lease losses | $125,000 | 2,939 |
| Total noninterest income | $234,000 | 5,383 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $16,000 | 7,398 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $218,000 | 3,620 |
| Total noninterest expense | $1,179,000 | 5,527 |
| Salaries and employee benefits | $679,000 | 5,339 |
| Premises and equipment expense | $238,000 | 4,284 |
| Additional noninterest expense | $262,000 | 6,382 |
| Pre-tax net operating income | $517,000 | 5,401 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $517,000 | 4,816 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $517,000 | 4,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $517,000 | 4,762 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $968,000 | 5,823 |
| Total interest expense | $234,000 | 6,144 |
| Net interest income | $734,000 | 5,597 |
| Provision for loan and lease losses | $34,000 | 3,829 |
| Total noninterest income | $55,000 | 6,909 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $8,000 | 7,454 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $47,000 | 5,321 |
| Total noninterest expense | $550,000 | 5,778 |
| Salaries and employee benefits | $308,000 | 5,709 |
| Premises and equipment expense | $108,000 | 4,611 |
| Additional noninterest expense | $134,000 | 6,370 |
| Pre-tax net operating income | $205,000 | 5,914 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $205,000 | 5,351 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $205,000 | 5,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $205,000 | 5,322 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,801,000 | 6,614 |
| Total interest expense | $681,000 | 6,658 |
| Net interest income | $2,120,000 | 6,466 |
| Provision for loan and lease losses | $181,000 | 3,878 |
| Total noninterest income | $291,000 | 6,471 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $30,000 | 7,548 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $261,000 | 4,540 |
| Total noninterest expense | $1,645,000 | 6,633 |
| Salaries and employee benefits | $988,000 | 6,309 |
| Premises and equipment expense | $306,000 | 5,633 |
| Additional noninterest expense | $351,000 | 7,403 |
| Pre-tax net operating income | $585,000 | 6,429 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $585,000 | 6,007 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $585,000 | 6,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,745 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $585,000 | 5,941 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,920,000 | 6,857 |
| Total interest expense | $460,000 | 6,906 |
| Net interest income | $1,460,000 | 6,706 |
| Provision for loan and lease losses | $130,000 | 3,854 |
| Total noninterest income | $176,000 | 6,924 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $23,000 | 7,593 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $153,000 | 5,081 |
| Total noninterest expense | $1,127,000 | 6,851 |
| Salaries and employee benefits | $645,000 | 6,712 |
| Premises and equipment expense | $226,000 | 5,632 |
| Additional noninterest expense | $256,000 | 7,446 |
| Pre-tax net operating income | $379,000 | 6,830 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $379,000 | 6,448 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $379,000 | 6,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $379,000 | 6,371 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,161,000 | 7,121 |
| Total interest expense | $281,000 | 7,129 |
| Net interest income | $880,000 | 6,991 |
| Provision for loan and lease losses | $104,000 | 3,413 |
| Total noninterest income | $95,000 | 7,328 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $17,000 | 7,603 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $78,000 | 5,644 |
| Total noninterest expense | $710,000 | 7,046 |
| Salaries and employee benefits | $396,000 | 6,971 |
| Premises and equipment expense | $144,000 | 5,789 |
| Additional noninterest expense | $170,000 | 7,485 |
| Pre-tax net operating income | $161,000 | 7,477 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $161,000 | 7,254 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $161,000 | 7,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $161,000 | 7,182 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $518,000 | 7,412 |
| Total interest expense | $141,000 | 7,178 |
| Net interest income | $377,000 | 7,395 |
| Provision for loan and lease losses | $31,000 | 4,037 |
| Total noninterest income | $44,000 | 7,434 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $7,000 | 7,665 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $37,000 | 5,724 |
| Total noninterest expense | $343,000 | 7,178 |
| Salaries and employee benefits | $187,000 | 7,164 |
| Premises and equipment expense | $68,000 | 5,967 |
| Additional noninterest expense | $88,000 | 7,433 |
| Pre-tax net operating income | $47,000 | 7,956 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $47,000 | 7,842 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $47,000 | 7,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $47,000 | 7,783 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $994,000 | 8,586 |
| Total interest expense | $332,000 | 8,355 |
| Net interest income | $662,000 | 8,618 |
| Provision for loan and lease losses | $234,000 | 3,734 |
| Total noninterest income | $59,000 | 8,711 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $12,000 | 7,913 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $47,000 | 7,633 |
| Total noninterest expense | $1,058,000 | 7,761 |
| Salaries and employee benefits | $598,000 | 7,699 |
| Premises and equipment expense | $220,000 | 6,535 |
| Additional noninterest expense | $240,000 | 8,149 |
| Pre-tax net operating income | $-571,000 | 8,852 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-571,000 | 8,929 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-571,000 | 8,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $8,887,000 | 103 |
| Net operating income | $-571,000 | 8,872 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $544,000 | 8,891 |
| Total interest expense | $213,000 | 8,616 |
| Net interest income | $331,000 | 8,945 |
| Provision for loan and lease losses | $182,000 | 3,490 |
| Total noninterest income | $24,000 | 9,003 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $6,000 | 8,015 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 8,330 |
| Total noninterest expense | $792,000 | 7,757 |
| Salaries and employee benefits | $442,000 | 7,701 |
| Premises and equipment expense | $145,000 | 6,860 |
| Additional noninterest expense | $205,000 | 7,953 |
| Pre-tax net operating income | $-619,000 | 9,001 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-619,000 | 9,061 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-619,000 | 9,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $8,927,000 | 70 |
| Net operating income | $-619,000 | 9,005 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $228,000 | 9,106 |
| Total interest expense | $111,000 | 8,857 |
| Net interest income | $117,000 | 9,151 |
| Provision for loan and lease losses | $124,000 | 3,416 |
| Total noninterest income | $8,000 | 9,128 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $2,000 | 8,080 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $6,000 | 8,732 |
| Total noninterest expense | $504,000 | 7,876 |
| Salaries and employee benefits | $273,000 | 7,911 |
| Premises and equipment expense | $113,000 | 6,446 |
| Additional noninterest expense | $118,000 | 8,195 |
| Pre-tax net operating income | $-503,000 | 9,066 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-503,000 | 9,132 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-503,000 | 9,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $8,927,000 | 46 |
| Net operating income | $-503,000 | 9,075 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $43,000 | 9,251 |
| Total interest expense | $26,000 | 9,136 |
| Net interest income | $17,000 | 9,271 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $0 | 9,248 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 9,145 |
| Total noninterest expense | $235,000 | 8,062 |
| Salaries and employee benefits | $133,000 | 7,988 |
| Premises and equipment expense | $41,000 | 7,269 |
| Additional noninterest expense | $61,000 | 8,180 |
| Pre-tax net operating income | $-248,000 | 9,119 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-248,000 | 9,160 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-248,000 | 9,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $4,827,000 | 42 |
| Net operating income | $-248,000 | 9,106 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.