Home > Country Bank > Income and Expense
Country Bank, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,702,000 | 3,503 |
| Total interest expense | $2,410,000 | 1,919 |
| Net interest income | $3,292,000 | 4,303 |
| Provision for loan and lease losses | $13,416,000 | 253 |
| Total noninterest income | $238,000 | 5,196 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $94,000 | 5,214 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $144,000 | 4,584 |
| Total noninterest expense | $3,658,000 | 3,616 |
| Salaries and employee benefits | $874,000 | 5,586 |
| Premises and equipment expense | $737,000 | 2,464 |
| Additional noninterest expense | $2,047,000 | 2,406 |
| Pre-tax net operating income | $-13,544,000 | 7,373 |
| Securities gains (losses) | $779,000 | 440 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-12,765,000 | 7,364 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-12,765,000 | 7,364 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-12,765,000 | 7,364 |
| Net charge-offs | $7,796,000 | 433 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-13,544,000 | 7,368 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,934,000 | 3,445 |
| Total interest expense | $1,614,000 | 1,971 |
| Net interest income | $2,320,000 | 4,152 |
| Provision for loan and lease losses | $6,091,000 | 352 |
| Total noninterest income | $153,000 | 5,274 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $61,000 | 5,245 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $92,000 | 4,668 |
| Total noninterest expense | $1,703,000 | 4,599 |
| Salaries and employee benefits | $389,000 | 6,388 |
| Premises and equipment expense | $282,000 | 3,810 |
| Additional noninterest expense | $1,032,000 | 3,126 |
| Pre-tax net operating income | $-5,321,000 | 7,377 |
| Securities gains (losses) | $779,000 | 246 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-4,542,000 | 7,359 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,542,000 | 7,359 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-4,542,000 | 7,359 |
| Net charge-offs | $7,511,000 | 335 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-5,321,000 | 7,383 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,499,000 | 2,827 |
| Total interest expense | $817,000 | 2,016 |
| Net interest income | $1,682,000 | 3,190 |
| Provision for loan and lease losses | $450,000 | 1,516 |
| Total noninterest income | $74,000 | 5,393 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $28,000 | 5,334 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $46,000 | 4,790 |
| Total noninterest expense | $1,157,000 | 3,792 |
| Salaries and employee benefits | $602,000 | 3,716 |
| Premises and equipment expense | $106,000 | 4,564 |
| Additional noninterest expense | $449,000 | 3,456 |
| Pre-tax net operating income | $149,000 | 4,647 |
| Securities gains (losses) | $130,000 | 457 |
| Applicable income taxes | $62,000 | 2,658 |
| Income before extraordinary items | $217,000 | 3,840 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $217,000 | 3,838 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $217,000 | 3,840 |
| Net charge-offs | $8,000 | 4,474 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $115,600 | 4,759 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,293,000 | 2,659 |
| Total interest expense | $3,514,000 | 2,250 |
| Net interest income | $7,779,000 | 2,796 |
| Provision for loan and lease losses | $20,482,000 | 364 |
| Total noninterest income | $127,000 | 6,462 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $112,000 | 5,342 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $15,000 | 6,702 |
| Total noninterest expense | $4,420,000 | 3,945 |
| Salaries and employee benefits | $2,303,000 | 3,822 |
| Premises and equipment expense | $557,000 | 3,924 |
| Additional noninterest expense | $1,560,000 | 3,897 |
| Pre-tax net operating income | $-16,996,000 | 7,488 |
| Securities gains (losses) | $52,000 | 2,628 |
| Applicable income taxes | $-407,000 | 7,116 |
| Income before extraordinary items | $-16,537,000 | 7,488 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-16,537,000 | 7,488 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-16,537,000 | 7,488 |
| Net charge-offs | $4,742,000 | 1,072 |
| Cash dividends | $545,000 | 2,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-16,587,960 | 7,485 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,199,000 | 2,505 |
| Total interest expense | $2,662,000 | 2,323 |
| Net interest income | $6,537,000 | 2,546 |
| Provision for loan and lease losses | $920,000 | 2,624 |
| Total noninterest income | $145,000 | 6,112 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $85,000 | 5,397 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $60,000 | 5,807 |
| Total noninterest expense | $3,252,000 | 3,998 |
| Salaries and employee benefits | $1,924,000 | 3,547 |
| Premises and equipment expense | $410,000 | 4,036 |
| Additional noninterest expense | $918,000 | 4,542 |
| Pre-tax net operating income | $2,510,000 | 1,568 |
| Securities gains (losses) | $52,000 | 2,384 |
| Applicable income taxes | $872,000 | 1,120 |
| Income before extraordinary items | $1,690,000 | 1,950 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,690,000 | 1,951 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,690,000 | 1,952 |
| Net charge-offs | $111,000 | 4,804 |
| Cash dividends | $345,000 | 2,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,655,680 | 1,882 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,039,000 | 2,572 |
| Total interest expense | $1,784,000 | 2,412 |
| Net interest income | $4,255,000 | 2,604 |
| Provision for loan and lease losses | $360,000 | 3,339 |
| Total noninterest income | $94,000 | 6,166 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $56,000 | 5,427 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $38,000 | 5,906 |
| Total noninterest expense | $2,128,000 | 4,061 |
| Salaries and employee benefits | $1,228,000 | 3,694 |
| Premises and equipment expense | $296,000 | 3,841 |
| Additional noninterest expense | $604,000 | 4,575 |
| Pre-tax net operating income | $1,861,000 | 1,401 |
| Securities gains (losses) | $52,000 | 1,856 |
| Applicable income taxes | $640,000 | 1,009 |
| Income before extraordinary items | $1,273,000 | 1,703 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,273,000 | 1,702 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,273,000 | 1,703 |
| Net charge-offs | $106,000 | 4,176 |
| Cash dividends | $235,000 | 2,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,238,160 | 1,679 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,022,000 | 2,621 |
| Total interest expense | $891,000 | 2,515 |
| Net interest income | $2,131,000 | 2,629 |
| Provision for loan and lease losses | $180,000 | 3,129 |
| Total noninterest income | $53,000 | 6,045 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $29,000 | 5,402 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $24,000 | 5,720 |
| Total noninterest expense | $1,066,000 | 4,096 |
| Salaries and employee benefits | $598,000 | 3,828 |
| Premises and equipment expense | $150,000 | 3,885 |
| Additional noninterest expense | $318,000 | 4,430 |
| Pre-tax net operating income | $938,000 | 1,387 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $316,000 | 1,009 |
| Income before extraordinary items | $622,000 | 1,772 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $622,000 | 1,771 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $622,000 | 1,773 |
| Net charge-offs | $48,000 | 3,740 |
| Cash dividends | $75,000 | 2,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $622,000 | 1,692 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,645,000 | 2,839 |
| Total interest expense | $3,705,000 | 2,915 |
| Net interest income | $7,940,000 | 2,750 |
| Provision for loan and lease losses | $1,240,000 | 3,167 |
| Total noninterest income | $182,000 | 6,357 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $105,000 | 5,687 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $77,000 | 5,962 |
| Total noninterest expense | $3,965,000 | 4,361 |
| Salaries and employee benefits | $2,338,000 | 3,884 |
| Premises and equipment expense | $426,000 | 4,818 |
| Additional noninterest expense | $1,201,000 | 4,742 |
| Pre-tax net operating income | $2,917,000 | 1,372 |
| Securities gains (losses) | $86,000 | 2,267 |
| Applicable income taxes | $976,000 | 983 |
| Income before extraordinary items | $2,027,000 | 1,651 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,027,000 | 1,649 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,027,000 | 1,650 |
| Net charge-offs | $245,000 | 4,751 |
| Cash dividends | $330,000 | 3,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,969,380 | 1,654 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,425,000 | 2,962 |
| Total interest expense | $2,804,000 | 3,015 |
| Net interest income | $5,621,000 | 2,885 |
| Provision for loan and lease losses | $1,018,000 | 2,757 |
| Total noninterest income | $155,000 | 6,284 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $78,000 | 5,742 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $77,000 | 5,751 |
| Total noninterest expense | $2,990,000 | 4,363 |
| Salaries and employee benefits | $1,685,000 | 4,034 |
| Premises and equipment expense | $330,000 | 4,778 |
| Additional noninterest expense | $975,000 | 4,471 |
| Pre-tax net operating income | $1,768,000 | 1,792 |
| Securities gains (losses) | $77,000 | 2,006 |
| Applicable income taxes | $580,000 | 1,284 |
| Income before extraordinary items | $1,265,000 | 2,090 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,265,000 | 2,088 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,265,000 | 2,090 |
| Net charge-offs | $187,000 | 4,324 |
| Cash dividends | $180,000 | 3,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,211,870 | 2,111 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,088,000 | 3,267 |
| Total interest expense | $1,876,000 | 3,124 |
| Net interest income | $3,212,000 | 3,272 |
| Provision for loan and lease losses | $673,000 | 2,543 |
| Total noninterest income | $140,000 | 5,844 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $50,000 | 5,799 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $90,000 | 4,981 |
| Total noninterest expense | $1,897,000 | 4,532 |
| Salaries and employee benefits | $1,083,000 | 4,185 |
| Premises and equipment expense | $251,000 | 4,437 |
| Additional noninterest expense | $563,000 | 4,913 |
| Pre-tax net operating income | $782,000 | 2,550 |
| Securities gains (losses) | $77,000 | 1,648 |
| Applicable income taxes | $239,000 | 1,775 |
| Income before extraordinary items | $620,000 | 2,714 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $620,000 | 2,712 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $620,000 | 2,714 |
| Net charge-offs | $122,000 | 4,024 |
| Cash dividends | $105,000 | 3,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $564,560 | 2,761 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,416,000 | 3,427 |
| Total interest expense | $946,000 | 3,202 |
| Net interest income | $1,470,000 | 3,501 |
| Provision for loan and lease losses | $216,000 | 2,751 |
| Total noninterest income | $50,000 | 6,383 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $22,000 | 5,942 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $28,000 | 5,720 |
| Total noninterest expense | $847,000 | 4,777 |
| Salaries and employee benefits | $514,000 | 4,373 |
| Premises and equipment expense | $87,000 | 5,464 |
| Additional noninterest expense | $246,000 | 4,991 |
| Pre-tax net operating income | $457,000 | 2,540 |
| Securities gains (losses) | $68,000 | 1,165 |
| Applicable income taxes | $159,000 | 1,694 |
| Income before extraordinary items | $366,000 | 2,743 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $366,000 | 2,741 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $366,000 | 2,744 |
| Net charge-offs | $86,000 | 3,034 |
| Cash dividends | $105,000 | 2,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $318,400 | 2,867 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,476,000 | 3,673 |
| Total interest expense | $4,381,000 | 3,286 |
| Net interest income | $5,095,000 | 3,905 |
| Provision for loan and lease losses | $420,000 | 4,065 |
| Total noninterest income | $48,000 | 7,752 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $103,000 | 5,867 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-55,000 | 8,092 |
| Total noninterest expense | $3,146,000 | 4,967 |
| Salaries and employee benefits | $1,789,000 | 4,811 |
| Premises and equipment expense | $430,000 | 4,891 |
| Additional noninterest expense | $927,000 | 5,062 |
| Pre-tax net operating income | $1,577,000 | 2,926 |
| Securities gains (losses) | $62,000 | 1,458 |
| Applicable income taxes | $481,000 | 1,893 |
| Income before extraordinary items | $1,158,000 | 2,998 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,158,000 | 2,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 5,333 |
| Cash dividends | $339,000 | 3,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,113,980 | 3,236 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,943,000 | 3,790 |
| Total interest expense | $3,364,000 | 3,329 |
| Net interest income | $3,579,000 | 4,100 |
| Provision for loan and lease losses | $113,000 | 5,017 |
| Total noninterest income | $23,000 | 7,994 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $66,000 | 6,104 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-43,000 | 8,239 |
| Total noninterest expense | $2,256,000 | 5,094 |
| Salaries and employee benefits | $1,296,000 | 4,941 |
| Premises and equipment expense | $287,000 | 5,222 |
| Additional noninterest expense | $673,000 | 5,082 |
| Pre-tax net operating income | $1,233,000 | 3,266 |
| Securities gains (losses) | $42,000 | 1,531 |
| Applicable income taxes | $361,000 | 2,276 |
| Income before extraordinary items | $914,000 | 3,284 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $914,000 | 3,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,799 |
| Cash dividends | $197,000 | 3,923 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $883,760 | 3,499 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,638,000 | 3,840 |
| Total interest expense | $2,313,000 | 3,379 |
| Net interest income | $2,325,000 | 4,169 |
| Provision for loan and lease losses | $75,000 | 4,654 |
| Total noninterest income | $70,000 | 7,132 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $37,000 | 6,331 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $33,000 | 6,662 |
| Total noninterest expense | $1,442,000 | 5,252 |
| Salaries and employee benefits | $839,000 | 5,070 |
| Premises and equipment expense | $183,000 | 5,376 |
| Additional noninterest expense | $420,000 | 5,277 |
| Pre-tax net operating income | $878,000 | 3,228 |
| Securities gains (losses) | $39,000 | 1,619 |
| Applicable income taxes | $271,000 | 2,330 |
| Income before extraordinary items | $646,000 | 3,481 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $646,000 | 3,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 8,297 |
| Cash dividends | $160,000 | 3,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $618,700 | 3,523 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,330,000 | 3,905 |
| Total interest expense | $1,191,000 | 3,474 |
| Net interest income | $1,139,000 | 4,236 |
| Provision for loan and lease losses | $37,000 | 4,177 |
| Total noninterest income | $20,000 | 7,703 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $18,000 | 6,345 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,000 | 8,025 |
| Total noninterest expense | $687,000 | 5,427 |
| Salaries and employee benefits | $386,000 | 5,348 |
| Premises and equipment expense | $92,000 | 5,397 |
| Additional noninterest expense | $209,000 | 5,244 |
| Pre-tax net operating income | $435,000 | 3,349 |
| Securities gains (losses) | $22,000 | 1,537 |
| Applicable income taxes | $146,000 | 2,358 |
| Income before extraordinary items | $311,000 | 3,721 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $311,000 | 3,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,217 |
| Cash dividends | $75,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $296,040 | 3,741 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,720,000 | 4,132 |
| Total interest expense | $4,682,000 | 3,617 |
| Net interest income | $4,038,000 | 4,598 |
| Provision for loan and lease losses | $390,000 | 2,739 |
| Total noninterest income | $93,000 | 7,635 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $88,000 | 6,198 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $5,000 | 8,181 |
| Total noninterest expense | $2,627,000 | 5,454 |
| Salaries and employee benefits | $1,492,000 | 5,320 |
| Premises and equipment expense | $360,000 | 5,327 |
| Additional noninterest expense | $775,000 | 5,453 |
| Pre-tax net operating income | $1,114,000 | 4,514 |
| Securities gains (losses) | $4,000 | 1,644 |
| Applicable income taxes | $366,000 | 3,139 |
| Income before extraordinary items | $752,000 | 4,916 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $752,000 | 4,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $613,000 | 1,465 |
| Cash dividends | $214,000 | 4,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $749,320 | 4,898 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,452,000 | 4,186 |
| Total interest expense | $3,434,000 | 3,692 |
| Net interest income | $3,018,000 | 4,623 |
| Provision for loan and lease losses | $267,000 | 2,507 |
| Total noninterest income | $148,000 | 6,795 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $68,000 | 6,177 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $80,000 | 6,158 |
| Total noninterest expense | $1,933,000 | 5,479 |
| Salaries and employee benefits | $1,120,000 | 5,297 |
| Premises and equipment expense | $260,000 | 5,434 |
| Additional noninterest expense | $553,000 | 5,546 |
| Pre-tax net operating income | $966,000 | 4,434 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $292,000 | 3,237 |
| Income before extraordinary items | $674,000 | 4,761 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $674,000 | 4,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,106 |
| Cash dividends | $164,000 | 4,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $674,000 | 4,747 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,134,000 | 4,312 |
| Total interest expense | $2,191,000 | 3,777 |
| Net interest income | $1,943,000 | 4,753 |
| Provision for loan and lease losses | $267,000 | 1,714 |
| Total noninterest income | $83,000 | 7,083 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $48,000 | 6,141 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $35,000 | 6,783 |
| Total noninterest expense | $1,243,000 | 5,618 |
| Salaries and employee benefits | $753,000 | 5,319 |
| Premises and equipment expense | $154,000 | 5,739 |
| Additional noninterest expense | $336,000 | 5,800 |
| Pre-tax net operating income | $516,000 | 4,974 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $163,000 | 3,535 |
| Income before extraordinary items | $353,000 | 5,327 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $353,000 | 5,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,673 |
| Cash dividends | $114,000 | 4,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $353,000 | 5,316 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,004,000 | 4,397 |
| Total interest expense | $1,078,000 | 3,808 |
| Net interest income | $926,000 | 4,917 |
| Provision for loan and lease losses | $167,000 | 1,327 |
| Total noninterest income | $37,000 | 7,221 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $24,000 | 6,111 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $13,000 | 7,127 |
| Total noninterest expense | $620,000 | 5,649 |
| Salaries and employee benefits | $359,000 | 5,504 |
| Premises and equipment expense | $75,000 | 5,852 |
| Additional noninterest expense | $186,000 | 5,504 |
| Pre-tax net operating income | $176,000 | 5,757 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $41,000 | 4,335 |
| Income before extraordinary items | $135,000 | 5,860 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $135,000 | 5,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 1,697 |
| Cash dividends | $37,000 | 3,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $135,000 | 5,840 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,861,000 | 4,626 |
| Total interest expense | $3,411,000 | 3,990 |
| Net interest income | $3,450,000 | 5,098 |
| Provision for loan and lease losses | $890,000 | 1,163 |
| Total noninterest income | $182,000 | 7,072 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $83,000 | 6,393 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $99,000 | 6,345 |
| Total noninterest expense | $2,374,000 | 5,655 |
| Salaries and employee benefits | $1,419,000 | 5,382 |
| Premises and equipment expense | $323,000 | 5,549 |
| Additional noninterest expense | $632,000 | 5,912 |
| Pre-tax net operating income | $368,000 | 6,885 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $67,000 | 5,254 |
| Income before extraordinary items | $302,000 | 6,911 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $302,000 | 6,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,252 |
| Cash dividends | $55,000 | 5,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $301,180 | 6,914 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,911,000 | 4,732 |
| Total interest expense | $2,395,000 | 4,077 |
| Net interest income | $2,516,000 | 5,238 |
| Provision for loan and lease losses | $150,000 | 3,386 |
| Total noninterest income | $117,000 | 7,312 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $60,000 | 6,508 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $57,000 | 6,753 |
| Total noninterest expense | $1,746,000 | 5,692 |
| Salaries and employee benefits | $1,053,000 | 5,388 |
| Premises and equipment expense | $239,000 | 5,613 |
| Additional noninterest expense | $454,000 | 6,042 |
| Pre-tax net operating income | $737,000 | 5,399 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $223,000 | 3,995 |
| Income before extraordinary items | $514,000 | 5,696 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $514,000 | 5,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 2,867 |
| Cash dividends | $18,000 | 5,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $514,000 | 5,689 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,196,000 | 4,767 |
| Total interest expense | $1,512,000 | 4,097 |
| Net interest income | $1,684,000 | 5,255 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $77,000 | 7,373 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $39,000 | 6,568 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $38,000 | 6,794 |
| Total noninterest expense | $1,134,000 | 5,786 |
| Salaries and employee benefits | $688,000 | 5,482 |
| Premises and equipment expense | $156,000 | 5,678 |
| Additional noninterest expense | $290,000 | 6,171 |
| Pre-tax net operating income | $507,000 | 5,374 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $154,000 | 3,968 |
| Income before extraordinary items | $353,000 | 5,666 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $353,000 | 5,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,363 |
| Cash dividends | $18,000 | 4,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $353,000 | 5,664 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,567,000 | 4,767 |
| Total interest expense | $698,000 | 4,180 |
| Net interest income | $869,000 | 5,143 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $40,000 | 7,310 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $19,000 | 6,578 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,631 |
| Total noninterest expense | $549,000 | 5,904 |
| Salaries and employee benefits | $335,000 | 5,581 |
| Premises and equipment expense | $76,000 | 5,765 |
| Additional noninterest expense | $138,000 | 6,297 |
| Pre-tax net operating income | $300,000 | 4,972 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $87,000 | 3,781 |
| Income before extraordinary items | $213,000 | 5,215 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $213,000 | 5,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,694 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $213,000 | 5,208 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,192,000 | 5,033 |
| Total interest expense | $2,033,000 | 4,380 |
| Net interest income | $3,159,000 | 5,347 |
| Provision for loan and lease losses | $150,000 | 4,107 |
| Total noninterest income | $173,000 | 7,284 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $82,000 | 6,555 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $91,000 | 6,549 |
| Total noninterest expense | $2,246,000 | 5,717 |
| Salaries and employee benefits | $1,323,000 | 5,465 |
| Premises and equipment expense | $356,000 | 5,228 |
| Additional noninterest expense | $567,000 | 6,222 |
| Pre-tax net operating income | $936,000 | 5,538 |
| Securities gains (losses) | $7,000 | 1,594 |
| Applicable income taxes | $278,000 | 4,223 |
| Income before extraordinary items | $665,000 | 5,772 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $665,000 | 5,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,327 |
| Cash dividends | $238,000 | 4,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $660,030 | 5,763 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,781,000 | 5,096 |
| Total interest expense | $1,418,000 | 4,476 |
| Net interest income | $2,363,000 | 5,358 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $137,000 | 7,237 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $65,000 | 6,511 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $72,000 | 6,477 |
| Total noninterest expense | $1,649,000 | 5,747 |
| Salaries and employee benefits | $983,000 | 5,470 |
| Premises and equipment expense | $257,000 | 5,347 |
| Additional noninterest expense | $409,000 | 6,295 |
| Pre-tax net operating income | $761,000 | 5,455 |
| Securities gains (losses) | $7,000 | 1,597 |
| Applicable income taxes | $233,000 | 4,187 |
| Income before extraordinary items | $535,000 | 5,746 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $535,000 | 5,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 2,542 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $530,100 | 5,734 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,416,000 | 5,171 |
| Total interest expense | $875,000 | 4,518 |
| Net interest income | $1,541,000 | 5,412 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $90,000 | 7,231 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $42,000 | 6,539 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $48,000 | 6,470 |
| Total noninterest expense | $1,086,000 | 5,780 |
| Salaries and employee benefits | $658,000 | 5,439 |
| Premises and equipment expense | $168,000 | 5,393 |
| Additional noninterest expense | $260,000 | 6,402 |
| Pre-tax net operating income | $485,000 | 5,546 |
| Securities gains (losses) | $7,000 | 1,472 |
| Applicable income taxes | $148,000 | 4,269 |
| Income before extraordinary items | $344,000 | 5,832 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $344,000 | 5,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 1,800 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $339,100 | 5,813 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,117,000 | 5,399 |
| Total interest expense | $398,000 | 4,703 |
| Net interest income | $719,000 | 5,654 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $43,000 | 7,298 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $19,000 | 6,673 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,543 |
| Total noninterest expense | $519,000 | 5,977 |
| Salaries and employee benefits | $315,000 | 5,618 |
| Premises and equipment expense | $83,000 | 5,458 |
| Additional noninterest expense | $121,000 | 6,644 |
| Pre-tax net operating income | $213,000 | 5,813 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $61,000 | 4,498 |
| Income before extraordinary items | $153,000 | 6,049 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $153,000 | 6,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 1,427 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $152,290 | 6,026 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,098,000 | 5,481 |
| Total interest expense | $1,385,000 | 4,734 |
| Net interest income | $2,713,000 | 5,736 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $190,000 | 7,233 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $89,000 | 6,629 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $101,000 | 6,408 |
| Total noninterest expense | $2,046,000 | 5,926 |
| Salaries and employee benefits | $1,247,000 | 5,576 |
| Premises and equipment expense | $341,000 | 5,302 |
| Additional noninterest expense | $458,000 | 6,805 |
| Pre-tax net operating income | $737,000 | 5,990 |
| Securities gains (losses) | $8,000 | 2,935 |
| Applicable income taxes | $211,000 | 4,688 |
| Income before extraordinary items | $534,000 | 6,233 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $534,000 | 6,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,147 |
| Cash dividends | $227,000 | 4,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $528,240 | 6,177 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,021,000 | 5,531 |
| Total interest expense | $1,024,000 | 4,727 |
| Net interest income | $1,997,000 | 5,801 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $144,000 | 7,260 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $68,000 | 6,656 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $76,000 | 6,394 |
| Total noninterest expense | $1,533,000 | 5,887 |
| Salaries and employee benefits | $932,000 | 5,548 |
| Premises and equipment expense | $256,000 | 5,274 |
| Additional noninterest expense | $345,000 | 6,760 |
| Pre-tax net operating income | $518,000 | 6,248 |
| Securities gains (losses) | $8,000 | 2,829 |
| Applicable income taxes | $145,000 | 4,899 |
| Income before extraordinary items | $381,000 | 6,439 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $381,000 | 6,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 3,278 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $375,240 | 6,386 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,954,000 | 5,621 |
| Total interest expense | $678,000 | 4,763 |
| Net interest income | $1,276,000 | 5,954 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $95,000 | 7,328 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $43,000 | 6,739 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $52,000 | 6,365 |
| Total noninterest expense | $1,013,000 | 5,953 |
| Salaries and employee benefits | $610,000 | 5,643 |
| Premises and equipment expense | $173,000 | 5,252 |
| Additional noninterest expense | $230,000 | 6,788 |
| Pre-tax net operating income | $298,000 | 6,513 |
| Securities gains (losses) | $6,000 | 2,670 |
| Applicable income taxes | $80,000 | 5,115 |
| Income before extraordinary items | $224,000 | 6,677 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $224,000 | 6,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,991 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $219,560 | 6,637 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $962,000 | 5,695 |
| Total interest expense | $343,000 | 4,766 |
| Net interest income | $619,000 | 6,048 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $44,000 | 7,434 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $18,000 | 6,945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $26,000 | 6,361 |
| Total noninterest expense | $503,000 | 6,029 |
| Salaries and employee benefits | $312,000 | 5,616 |
| Premises and equipment expense | $87,000 | 5,269 |
| Additional noninterest expense | $104,000 | 7,045 |
| Pre-tax net operating income | $130,000 | 6,724 |
| Securities gains (losses) | $6,000 | 2,267 |
| Applicable income taxes | $37,000 | 5,183 |
| Income before extraordinary items | $99,000 | 6,896 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $99,000 | 6,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,502 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $94,620 | 6,896 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,552,000 | 6,002 |
| Total interest expense | $1,477,000 | 4,915 |
| Net interest income | $2,075,000 | 6,474 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $101,000 | 8,298 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $67,000 | 7,147 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $34,000 | 7,994 |
| Total noninterest expense | $1,681,000 | 6,561 |
| Salaries and employee benefits | $950,000 | 6,440 |
| Premises and equipment expense | $303,000 | 5,636 |
| Additional noninterest expense | $428,000 | 6,979 |
| Pre-tax net operating income | $375,000 | 7,139 |
| Securities gains (losses) | $11,000 | 3,560 |
| Applicable income taxes | $127,000 | 5,469 |
| Income before extraordinary items | $259,000 | 7,475 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $259,000 | 7,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,130 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $251,630 | 7,379 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,619,000 | 6,129 |
| Total interest expense | $1,127,000 | 4,994 |
| Net interest income | $1,492,000 | 6,654 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $69,000 | 8,455 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $49,000 | 7,238 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 8,256 |
| Total noninterest expense | $1,204,000 | 6,694 |
| Salaries and employee benefits | $691,000 | 6,508 |
| Premises and equipment expense | $209,000 | 5,874 |
| Additional noninterest expense | $304,000 | 7,104 |
| Pre-tax net operating income | $267,000 | 7,346 |
| Securities gains (losses) | $10,000 | 3,326 |
| Applicable income taxes | $108,000 | 5,485 |
| Income before extraordinary items | $169,000 | 7,793 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $169,000 | 7,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,436 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $162,600 | 7,675 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,748,000 | 6,163 |
| Total interest expense | $771,000 | 5,040 |
| Net interest income | $977,000 | 6,707 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $44,000 | 8,498 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $30,000 | 7,331 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $14,000 | 8,211 |
| Total noninterest expense | $762,000 | 6,862 |
| Salaries and employee benefits | $441,000 | 6,666 |
| Premises and equipment expense | $140,000 | 5,867 |
| Additional noninterest expense | $181,000 | 7,379 |
| Pre-tax net operating income | $199,000 | 7,226 |
| Securities gains (losses) | $2,000 | 3,460 |
| Applicable income taxes | $75,000 | 5,484 |
| Income before extraordinary items | $126,000 | 7,685 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $126,000 | 7,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,273 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $124,720 | 7,529 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $876,000 | 6,185 |
| Total interest expense | $390,000 | 5,113 |
| Net interest income | $486,000 | 6,729 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $21,000 | 8,569 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $14,000 | 7,374 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $359,000 | 7,051 |
| Salaries and employee benefits | $207,000 | 6,875 |
| Premises and equipment expense | $70,000 | 5,840 |
| Additional noninterest expense | $82,000 | 7,612 |
| Pre-tax net operating income | $118,000 | 6,932 |
| Securities gains (losses) | $2,000 | 2,590 |
| Applicable income taxes | $43,000 | 5,304 |
| Income before extraordinary items | $77,000 | 7,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $77,000 | 7,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $75,720 | 7,235 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,637,000 | 6,206 |
| Total interest expense | $1,769,000 | 5,204 |
| Net interest income | $1,868,000 | 6,835 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $77,000 | 8,672 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $56,000 | 7,422 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 8,496 |
| Total noninterest expense | $1,469,000 | 6,903 |
| Salaries and employee benefits | $814,000 | 6,836 |
| Premises and equipment expense | $301,000 | 5,570 |
| Additional noninterest expense | $354,000 | 7,448 |
| Pre-tax net operating income | $356,000 | 7,342 |
| Securities gains (losses) | $52,000 | 2,371 |
| Applicable income taxes | $-154,000 | 9,113 |
| Income before extraordinary items | $562,000 | 6,135 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $562,000 | 6,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,834 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $510,000 | 6,198 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,906,000 | 7,353 |
| Total interest expense | $1,820,000 | 6,386 |
| Net interest income | $1,086,000 | 8,114 |
| Provision for loan and lease losses | $31,000 | 7,199 |
| Total noninterest income | $89,000 | 8,667 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $39,000 | 7,812 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $50,000 | 7,689 |
| Total noninterest expense | $1,320,000 | 7,190 |
| Salaries and employee benefits | $728,000 | 7,074 |
| Premises and equipment expense | $217,000 | 6,533 |
| Additional noninterest expense | $375,000 | 7,327 |
| Pre-tax net operating income | $-176,000 | 8,944 |
| Securities gains (losses) | $57,000 | 2,222 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-119,000 | 8,974 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-119,000 | 8,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,195 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-176,000 | 8,970 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,353,000 | 9,090 |
| Total interest expense | $713,000 | 8,836 |
| Net interest income | $640,000 | 9,225 |
| Provision for loan and lease losses | $177,000 | 4,055 |
| Total noninterest income | $24,000 | 9,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 8,357 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,421 |
| Total noninterest expense | $1,197,000 | 7,511 |
| Salaries and employee benefits | $528,000 | 8,108 |
| Premises and equipment expense | $93,000 | 8,565 |
| Additional noninterest expense | $576,000 | 5,926 |
| Pre-tax net operating income | $-710,000 | 9,641 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-708,000 | 9,661 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-708,000 | 9,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $5,400,000 | 190 |
| Net operating income | $-710,000 | 9,662 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.