Home > Country Bank > Income and Expense
Country Bank, Income and Expense
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $38,863,000 | 873 |
| Total interest expense | $11,040,000 | 635 |
| Net interest income | $27,823,000 | 961 |
| Provision for loan and lease losses | $500,000 | 1,469 |
| Total noninterest income | $498,000 | 3,681 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $234,000 | 2,965 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $264,000 | 3,697 |
| Total noninterest expense | $15,832,000 | 1,300 |
| Salaries and employee benefits | $6,893,000 | 1,660 |
| Premises and equipment expense | $3,005,000 | 853 |
| Additional noninterest expense | $5,934,000 | 1,090 |
| Pre-tax net operating income | $11,989,000 | 908 |
| Securities gains (losses) | $110,000 | 887 |
| Applicable income taxes | $2,146,000 | 854 |
| Income before extraordinary items | $9,953,000 | 941 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $9,953,000 | 942 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $9,953,000 | 942 |
| Net charge-offs | $43,000 | 2,739 |
| Cash dividends | $4,800,000 | 828 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $9,862,800 | 927 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $29,217,000 | 875 |
| Total interest expense | $8,215,000 | 642 |
| Net interest income | $21,002,000 | 958 |
| Provision for loan and lease losses | $280,000 | 1,656 |
| Total noninterest income | $385,000 | 3,670 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $184,000 | 2,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 3,715 |
| Total noninterest expense | $11,346,000 | 1,357 |
| Salaries and employee benefits | $4,862,000 | 1,743 |
| Premises and equipment expense | $2,243,000 | 860 |
| Additional noninterest expense | $4,241,000 | 1,136 |
| Pre-tax net operating income | $9,761,000 | 858 |
| Securities gains (losses) | $66,000 | 965 |
| Applicable income taxes | $1,800,000 | 826 |
| Income before extraordinary items | $8,027,000 | 903 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $8,027,000 | 904 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $8,027,000 | 904 |
| Net charge-offs | $18,000 | 2,752 |
| Cash dividends | $3,000,000 | 869 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $7,972,880 | 886 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $19,539,000 | 872 |
| Total interest expense | $5,327,000 | 646 |
| Net interest income | $14,212,000 | 945 |
| Provision for loan and lease losses | $150,000 | 1,792 |
| Total noninterest income | $242,000 | 3,724 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $113,000 | 3,052 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 3,745 |
| Total noninterest expense | $7,540,000 | 1,360 |
| Salaries and employee benefits | $3,198,000 | 1,762 |
| Premises and equipment expense | $1,509,000 | 851 |
| Additional noninterest expense | $2,833,000 | 1,137 |
| Pre-tax net operating income | $6,764,000 | 813 |
| Securities gains (losses) | $66,000 | 654 |
| Applicable income taxes | $1,228,000 | 789 |
| Income before extraordinary items | $5,602,000 | 839 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,602,000 | 839 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,602,000 | 839 |
| Net charge-offs | $49,000 | 1,840 |
| Cash dividends | $2,000,000 | 856 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $5,547,880 | 830 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $9,796,000 | 866 |
| Total interest expense | $2,566,000 | 653 |
| Net interest income | $7,230,000 | 931 |
| Provision for loan and lease losses | $50,000 | 2,037 |
| Total noninterest income | $116,000 | 3,761 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $59,000 | 2,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 3,870 |
| Total noninterest expense | $3,697,000 | 1,391 |
| Salaries and employee benefits | $1,578,000 | 1,795 |
| Premises and equipment expense | $773,000 | 835 |
| Additional noninterest expense | $1,346,000 | 1,169 |
| Pre-tax net operating income | $3,599,000 | 752 |
| Securities gains (losses) | $66,000 | 341 |
| Applicable income taxes | $700,000 | 704 |
| Income before extraordinary items | $2,965,000 | 782 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,965,000 | 782 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,965,000 | 781 |
| Net charge-offs | $43,000 | 1,301 |
| Cash dividends | $1,000,000 | 809 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $2,911,540 | 781 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $36,447,000 | 867 |
| Total interest expense | $8,252,000 | 616 |
| Net interest income | $28,195,000 | 938 |
| Provision for loan and lease losses | $700,000 | 1,152 |
| Total noninterest income | $514,000 | 3,740 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $247,000 | 3,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 3,800 |
| Total noninterest expense | $15,520,000 | 1,311 |
| Salaries and employee benefits | $6,616,000 | 1,681 |
| Premises and equipment expense | $2,987,000 | 841 |
| Additional noninterest expense | $5,917,000 | 1,094 |
| Pre-tax net operating income | $12,489,000 | 870 |
| Securities gains (losses) | $79,000 | 351 |
| Applicable income taxes | $2,206,000 | 824 |
| Income before extraordinary items | $10,362,000 | 883 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $10,362,000 | 882 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $10,362,000 | 882 |
| Net charge-offs | $97,000 | 2,166 |
| Cash dividends | $4,000,000 | 866 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $10,297,220 | 885 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $26,667,000 | 874 |
| Total interest expense | $5,920,000 | 607 |
| Net interest income | $20,747,000 | 942 |
| Provision for loan and lease losses | $600,000 | 982 |
| Total noninterest income | $381,000 | 3,791 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $180,000 | 3,105 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 3,837 |
| Total noninterest expense | $11,525,000 | 1,320 |
| Salaries and employee benefits | $4,920,000 | 1,690 |
| Premises and equipment expense | $2,231,000 | 841 |
| Additional noninterest expense | $4,374,000 | 1,101 |
| Pre-tax net operating income | $9,003,000 | 912 |
| Securities gains (losses) | $79,000 | 339 |
| Applicable income taxes | $1,591,000 | 857 |
| Income before extraordinary items | $7,491,000 | 921 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,491,000 | 919 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $7,491,000 | 920 |
| Net charge-offs | $101,000 | 1,722 |
| Cash dividends | $3,000,000 | 778 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $7,426,220 | 924 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $17,532,000 | 874 |
| Total interest expense | $3,699,000 | 598 |
| Net interest income | $13,833,000 | 940 |
| Provision for loan and lease losses | $600,000 | 688 |
| Total noninterest income | $252,000 | 3,823 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $113,000 | 3,176 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 3,813 |
| Total noninterest expense | $7,673,000 | 1,320 |
| Salaries and employee benefits | $3,279,000 | 1,699 |
| Premises and equipment expense | $1,488,000 | 843 |
| Additional noninterest expense | $2,906,000 | 1,100 |
| Pre-tax net operating income | $5,812,000 | 925 |
| Securities gains (losses) | $79,000 | 283 |
| Applicable income taxes | $1,067,000 | 847 |
| Income before extraordinary items | $4,824,000 | 940 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,824,000 | 938 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,824,000 | 939 |
| Net charge-offs | $105,000 | 1,291 |
| Cash dividends | $2,000,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $4,759,220 | 945 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $8,855,000 | 853 |
| Total interest expense | $1,783,000 | 584 |
| Net interest income | $7,072,000 | 922 |
| Provision for loan and lease losses | $400,000 | 550 |
| Total noninterest income | $135,000 | 3,725 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $57,000 | 3,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 3,669 |
| Total noninterest expense | $3,739,000 | 1,365 |
| Salaries and employee benefits | $1,603,000 | 1,756 |
| Premises and equipment expense | $754,000 | 839 |
| Additional noninterest expense | $1,382,000 | 1,138 |
| Pre-tax net operating income | $3,068,000 | 846 |
| Securities gains (losses) | $10,000 | 437 |
| Applicable income taxes | $541,000 | 816 |
| Income before extraordinary items | $2,537,000 | 867 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $2,537,000 | 868 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,537,000 | 867 |
| Net charge-offs | $110,000 | 799 |
| Cash dividends | $1,000,000 | 704 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $2,528,800 | 863 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $32,531,000 | 885 |
| Total interest expense | $6,882,000 | 510 |
| Net interest income | $25,649,000 | 988 |
| Provision for loan and lease losses | $540,000 | 1,377 |
| Total noninterest income | $459,000 | 4,042 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $222,000 | 3,317 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 4,049 |
| Total noninterest expense | $14,779,000 | 1,345 |
| Salaries and employee benefits | $6,588,000 | 1,678 |
| Premises and equipment expense | $2,906,000 | 837 |
| Additional noninterest expense | $5,285,000 | 1,202 |
| Pre-tax net operating income | $10,789,000 | 928 |
| Securities gains (losses) | $-371,000 | 5,563 |
| Applicable income taxes | $2,029,000 | 1,268 |
| Income before extraordinary items | $8,389,000 | 869 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $8,389,000 | 870 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $8,389,000 | 869 |
| Net charge-offs | $131,000 | 2,196 |
| Cash dividends | $750,000 | 2,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $8,689,510 | 832 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $23,521,000 | 915 |
| Total interest expense | $5,085,000 | 506 |
| Net interest income | $18,436,000 | 1,021 |
| Provision for loan and lease losses | $440,000 | 1,288 |
| Total noninterest income | $346,000 | 4,081 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $160,000 | 3,386 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 4,048 |
| Total noninterest expense | $10,613,000 | 1,409 |
| Salaries and employee benefits | $4,432,000 | 1,846 |
| Premises and equipment expense | $2,213,000 | 839 |
| Additional noninterest expense | $3,968,000 | 1,184 |
| Pre-tax net operating income | $7,729,000 | 990 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $2,097,000 | 888 |
| Income before extraordinary items | $5,632,000 | 1,056 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,632,000 | 1,055 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,632,000 | 1,056 |
| Net charge-offs | $57,000 | 2,367 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $5,632,000 | 1,042 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $15,339,000 | 929 |
| Total interest expense | $3,307,000 | 504 |
| Net interest income | $12,032,000 | 1,033 |
| Provision for loan and lease losses | $220,000 | 1,478 |
| Total noninterest income | $229,000 | 4,100 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $100,000 | 3,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 4,036 |
| Total noninterest expense | $7,039,000 | 1,421 |
| Salaries and employee benefits | $2,914,000 | 1,873 |
| Premises and equipment expense | $1,471,000 | 846 |
| Additional noninterest expense | $2,654,000 | 1,186 |
| Pre-tax net operating income | $5,002,000 | 994 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,345,000 | 907 |
| Income before extraordinary items | $3,657,000 | 1,064 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,657,000 | 1,064 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,657,000 | 1,064 |
| Net charge-offs | $64,000 | 1,820 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $3,657,000 | 1,054 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $7,578,000 | 927 |
| Total interest expense | $1,639,000 | 491 |
| Net interest income | $5,939,000 | 1,040 |
| Provision for loan and lease losses | $120,000 | 1,315 |
| Total noninterest income | $106,000 | 4,208 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $52,000 | 3,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 4,216 |
| Total noninterest expense | $3,433,000 | 1,462 |
| Salaries and employee benefits | $1,413,000 | 1,946 |
| Premises and equipment expense | $723,000 | 869 |
| Additional noninterest expense | $1,297,000 | 1,203 |
| Pre-tax net operating income | $2,492,000 | 965 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $683,000 | 865 |
| Income before extraordinary items | $1,809,000 | 1,044 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,809,000 | 1,044 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,809,000 | 1,044 |
| Net charge-offs | $97,000 | 948 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,809,000 | 1,024 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $30,658,000 | 879 |
| Total interest expense | $7,222,000 | 416 |
| Net interest income | $23,436,000 | 1,028 |
| Provision for loan and lease losses | $1,025,000 | 873 |
| Total noninterest income | $137,000 | 5,325 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $251,000 | 3,262 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $-114,000 | 5,877 |
| Total noninterest expense | $14,450,000 | 1,361 |
| Salaries and employee benefits | $6,408,000 | 1,680 |
| Premises and equipment expense | $2,842,000 | 867 |
| Additional noninterest expense | $5,200,000 | 1,218 |
| Pre-tax net operating income | $8,098,000 | 1,091 |
| Securities gains (losses) | $-67,000 | 5,771 |
| Applicable income taxes | $1,947,000 | 1,070 |
| Income before extraordinary items | $6,084,000 | 1,181 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,084,000 | 1,180 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $6,084,000 | 1,180 |
| Net charge-offs | $-134,000 | 5,580 |
| Cash dividends | $1,500,000 | 1,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $6,134,920 | 1,142 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $22,848,000 | 879 |
| Total interest expense | $5,439,000 | 411 |
| Net interest income | $17,409,000 | 1,039 |
| Provision for loan and lease losses | $575,000 | 1,050 |
| Total noninterest income | $27,000 | 5,827 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $208,000 | 3,089 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $-181,000 | 5,960 |
| Total noninterest expense | $10,584,000 | 1,375 |
| Salaries and employee benefits | $5,035,000 | 1,611 |
| Premises and equipment expense | $2,120,000 | 875 |
| Additional noninterest expense | $3,429,000 | 1,360 |
| Pre-tax net operating income | $6,277,000 | 1,071 |
| Securities gains (losses) | $-67,000 | 5,900 |
| Applicable income taxes | $1,862,000 | 917 |
| Income before extraordinary items | $4,348,000 | 1,250 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,348,000 | 1,249 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,348,000 | 1,250 |
| Net charge-offs | $-134,000 | 5,648 |
| Cash dividends | $1,500,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $4,394,900 | 1,201 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $15,659,000 | 853 |
| Total interest expense | $3,650,000 | 403 |
| Net interest income | $12,009,000 | 1,010 |
| Provision for loan and lease losses | $275,000 | 1,345 |
| Total noninterest income | $-39,000 | 6,026 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $121,000 | 3,326 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-160,000 | 6,039 |
| Total noninterest expense | $6,869,000 | 1,433 |
| Salaries and employee benefits | $3,272,000 | 1,659 |
| Premises and equipment expense | $1,404,000 | 884 |
| Additional noninterest expense | $2,193,000 | 1,413 |
| Pre-tax net operating income | $4,826,000 | 961 |
| Securities gains (losses) | $15,000 | 2,089 |
| Applicable income taxes | $1,484,000 | 802 |
| Income before extraordinary items | $3,357,000 | 1,097 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,357,000 | 1,097 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,357,000 | 1,097 |
| Net charge-offs | $-119,000 | 5,739 |
| Cash dividends | $1,000,000 | 1,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $3,346,650 | 1,074 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $7,024,000 | 958 |
| Total interest expense | $1,833,000 | 395 |
| Net interest income | $5,191,000 | 1,135 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $133,000 | 4,009 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $63,000 | 3,235 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $70,000 | 4,016 |
| Total noninterest expense | $3,394,000 | 1,444 |
| Salaries and employee benefits | $1,548,000 | 1,738 |
| Premises and equipment expense | $705,000 | 885 |
| Additional noninterest expense | $1,141,000 | 1,356 |
| Pre-tax net operating income | $1,930,000 | 1,118 |
| Securities gains (losses) | $11,000 | 1,476 |
| Applicable income taxes | $584,000 | 948 |
| Income before extraordinary items | $1,357,000 | 1,276 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,357,000 | 1,277 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,357,000 | 1,277 |
| Net charge-offs | $-104,000 | 5,884 |
| Cash dividends | $500,000 | 1,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,349,300 | 1,242 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $25,766,000 | 1,008 |
| Total interest expense | $6,449,000 | 421 |
| Net interest income | $19,317,000 | 1,187 |
| Provision for loan and lease losses | $1,179,000 | 702 |
| Total noninterest income | $553,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $256,000 | 3,315 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $297,000 | 3,995 |
| Total noninterest expense | $13,972,000 | 1,394 |
| Salaries and employee benefits | $6,251,000 | 1,689 |
| Premises and equipment expense | $2,734,000 | 896 |
| Additional noninterest expense | $4,987,000 | 1,271 |
| Pre-tax net operating income | $4,719,000 | 1,646 |
| Securities gains (losses) | $1,316,000 | 163 |
| Applicable income taxes | $1,825,000 | 1,066 |
| Income before extraordinary items | $4,210,000 | 1,539 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,210,000 | 1,539 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,210,000 | 1,539 |
| Net charge-offs | $-109,000 | 5,740 |
| Cash dividends | $2,080,000 | 1,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,288,800 | 1,853 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $19,190,000 | 1,025 |
| Total interest expense | $4,759,000 | 429 |
| Net interest income | $14,431,000 | 1,195 |
| Provision for loan and lease losses | $773,000 | 728 |
| Total noninterest income | $395,000 | 4,127 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $195,000 | 3,309 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $200,000 | 4,139 |
| Total noninterest expense | $10,279,000 | 1,417 |
| Salaries and employee benefits | $4,441,000 | 1,773 |
| Premises and equipment expense | $2,042,000 | 912 |
| Additional noninterest expense | $3,796,000 | 1,263 |
| Pre-tax net operating income | $3,774,000 | 1,597 |
| Securities gains (losses) | $518,000 | 300 |
| Applicable income taxes | $1,339,000 | 1,129 |
| Income before extraordinary items | $2,953,000 | 1,645 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,953,000 | 1,647 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,953,000 | 1,647 |
| Net charge-offs | $-162,000 | 5,919 |
| Cash dividends | $1,580,000 | 1,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,595,580 | 1,800 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $12,920,000 | 1,013 |
| Total interest expense | $3,106,000 | 437 |
| Net interest income | $9,814,000 | 1,165 |
| Provision for loan and lease losses | $467,000 | 818 |
| Total noninterest income | $264,000 | 4,144 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $128,000 | 3,323 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $136,000 | 4,142 |
| Total noninterest expense | $6,839,000 | 1,432 |
| Salaries and employee benefits | $2,895,000 | 1,812 |
| Premises and equipment expense | $1,340,000 | 922 |
| Additional noninterest expense | $2,604,000 | 1,227 |
| Pre-tax net operating income | $2,772,000 | 1,468 |
| Securities gains (losses) | $8,000 | 2,109 |
| Applicable income taxes | $865,000 | 1,131 |
| Income before extraordinary items | $1,915,000 | 1,680 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,915,000 | 1,684 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,915,000 | 1,684 |
| Net charge-offs | $-153,000 | 6,017 |
| Cash dividends | $1,080,000 | 1,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,909,480 | 1,632 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $6,000,000 | 1,083 |
| Total interest expense | $1,500,000 | 447 |
| Net interest income | $4,500,000 | 1,261 |
| Provision for loan and lease losses | $267,000 | 712 |
| Total noninterest income | $136,000 | 4,081 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $70,000 | 3,131 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $66,000 | 4,181 |
| Total noninterest expense | $3,300,000 | 1,481 |
| Salaries and employee benefits | $1,466,000 | 1,802 |
| Premises and equipment expense | $629,000 | 979 |
| Additional noninterest expense | $1,205,000 | 1,303 |
| Pre-tax net operating income | $1,069,000 | 1,750 |
| Securities gains (losses) | $6,000 | 1,607 |
| Applicable income taxes | $299,000 | 1,443 |
| Income before extraordinary items | $776,000 | 1,969 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $776,000 | 1,972 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $776,000 | 1,971 |
| Net charge-offs | $-31,000 | 5,819 |
| Cash dividends | $550,000 | 1,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $771,680 | 1,920 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $24,147,000 | 1,060 |
| Total interest expense | $5,839,000 | 477 |
| Net interest income | $18,308,000 | 1,224 |
| Provision for loan and lease losses | $878,000 | 966 |
| Total noninterest income | $608,000 | 3,962 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $330,000 | 3,036 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $278,000 | 4,113 |
| Total noninterest expense | $12,742,000 | 1,495 |
| Salaries and employee benefits | $5,949,000 | 1,738 |
| Premises and equipment expense | $2,035,000 | 1,171 |
| Additional noninterest expense | $4,758,000 | 1,351 |
| Pre-tax net operating income | $5,296,000 | 1,445 |
| Securities gains (losses) | $177,000 | 870 |
| Applicable income taxes | $2,021,000 | 975 |
| Income before extraordinary items | $3,452,000 | 1,789 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,452,000 | 1,789 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,452,000 | 1,788 |
| Net charge-offs | $1,165,000 | 794 |
| Cash dividends | $1,986,000 | 1,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,338,720 | 1,815 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $17,956,000 | 1,074 |
| Total interest expense | $4,352,000 | 480 |
| Net interest income | $13,604,000 | 1,238 |
| Provision for loan and lease losses | $778,000 | 820 |
| Total noninterest income | $458,000 | 4,002 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $251,000 | 3,037 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $207,000 | 4,159 |
| Total noninterest expense | $9,085,000 | 1,587 |
| Salaries and employee benefits | $4,105,000 | 1,883 |
| Premises and equipment expense | $1,406,000 | 1,280 |
| Additional noninterest expense | $3,574,000 | 1,351 |
| Pre-tax net operating income | $4,199,000 | 1,401 |
| Securities gains (losses) | $88,000 | 1,079 |
| Applicable income taxes | $1,493,000 | 1,002 |
| Income before extraordinary items | $2,794,000 | 1,685 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,794,000 | 1,686 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,794,000 | 1,685 |
| Net charge-offs | $548,000 | 1,072 |
| Cash dividends | $1,451,000 | 1,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,736,800 | 1,677 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $11,861,000 | 1,081 |
| Total interest expense | $2,881,000 | 487 |
| Net interest income | $8,980,000 | 1,240 |
| Provision for loan and lease losses | $609,000 | 707 |
| Total noninterest income | $294,000 | 4,061 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $158,000 | 3,127 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $136,000 | 4,170 |
| Total noninterest expense | $6,072,000 | 1,574 |
| Salaries and employee benefits | $2,702,000 | 1,907 |
| Premises and equipment expense | $883,000 | 1,360 |
| Additional noninterest expense | $2,487,000 | 1,300 |
| Pre-tax net operating income | $2,593,000 | 1,448 |
| Securities gains (losses) | $88,000 | 861 |
| Applicable income taxes | $956,000 | 1,003 |
| Income before extraordinary items | $1,725,000 | 1,744 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,725,000 | 1,747 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,725,000 | 1,746 |
| Net charge-offs | $564,000 | 795 |
| Cash dividends | $966,000 | 1,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,668,680 | 1,761 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $5,921,000 | 1,082 |
| Total interest expense | $1,414,000 | 497 |
| Net interest income | $4,507,000 | 1,243 |
| Provision for loan and lease losses | $300,000 | 685 |
| Total noninterest income | $160,000 | 3,884 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $86,000 | 2,964 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $74,000 | 4,014 |
| Total noninterest expense | $3,093,000 | 1,552 |
| Salaries and employee benefits | $1,320,000 | 1,964 |
| Premises and equipment expense | $427,000 | 1,428 |
| Additional noninterest expense | $1,346,000 | 1,187 |
| Pre-tax net operating income | $1,274,000 | 1,439 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $469,000 | 974 |
| Income before extraordinary items | $805,000 | 1,806 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $805,000 | 1,810 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $805,000 | 1,809 |
| Net charge-offs | $364,000 | 631 |
| Cash dividends | $482,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $805,000 | 1,774 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $21,132,000 | 1,217 |
| Total interest expense | $5,648,000 | 569 |
| Net interest income | $15,484,000 | 1,390 |
| Provision for loan and lease losses | $1,148,000 | 985 |
| Total noninterest income | $700,000 | 3,862 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $379,000 | 2,934 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $321,000 | 4,005 |
| Total noninterest expense | $11,606,000 | 1,660 |
| Salaries and employee benefits | $5,439,000 | 1,877 |
| Premises and equipment expense | $1,748,000 | 1,360 |
| Additional noninterest expense | $4,419,000 | 1,497 |
| Pre-tax net operating income | $3,430,000 | 1,938 |
| Securities gains (losses) | $1,135,000 | 208 |
| Applicable income taxes | $1,534,000 | 1,107 |
| Income before extraordinary items | $3,031,000 | 1,884 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,031,000 | 1,886 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,031,000 | 1,886 |
| Net charge-offs | $1,205,000 | 1,094 |
| Cash dividends | $1,783,000 | 1,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,281,900 | 2,306 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $15,096,000 | 1,261 |
| Total interest expense | $4,228,000 | 578 |
| Net interest income | $10,868,000 | 1,496 |
| Provision for loan and lease losses | $1,048,000 | 849 |
| Total noninterest income | $30,000 | 6,611 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $286,000 | 2,923 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-256,000 | 6,805 |
| Total noninterest expense | $8,386,000 | 1,721 |
| Salaries and employee benefits | $3,780,000 | 2,036 |
| Premises and equipment expense | $1,305,000 | 1,381 |
| Additional noninterest expense | $3,301,000 | 1,508 |
| Pre-tax net operating income | $1,464,000 | 2,957 |
| Securities gains (losses) | $1,135,000 | 184 |
| Applicable income taxes | $946,000 | 1,305 |
| Income before extraordinary items | $1,653,000 | 2,455 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,653,000 | 2,460 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,653,000 | 2,460 |
| Net charge-offs | $477,000 | 1,641 |
| Cash dividends | $1,405,000 | 1,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $926,600 | 3,485 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,450,000 | 1,339 |
| Total interest expense | $2,835,000 | 594 |
| Net interest income | $6,615,000 | 1,627 |
| Provision for loan and lease losses | $642,000 | 938 |
| Total noninterest income | $233,000 | 4,624 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $183,000 | 2,977 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $50,000 | 5,498 |
| Total noninterest expense | $5,568,000 | 1,728 |
| Salaries and employee benefits | $2,555,000 | 2,016 |
| Premises and equipment expense | $873,000 | 1,378 |
| Additional noninterest expense | $2,140,000 | 1,525 |
| Pre-tax net operating income | $638,000 | 3,723 |
| Securities gains (losses) | $1,135,000 | 160 |
| Applicable income taxes | $660,000 | 1,249 |
| Income before extraordinary items | $1,113,000 | 2,415 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,113,000 | 2,424 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,113,000 | 2,422 |
| Net charge-offs | $142,000 | 2,422 |
| Cash dividends | $1,055,000 | 1,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $386,600 | 4,262 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,789,000 | 1,329 |
| Total interest expense | $1,461,000 | 599 |
| Net interest income | $3,328,000 | 1,624 |
| Provision for loan and lease losses | $300,000 | 980 |
| Total noninterest income | $105,000 | 4,771 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $104,000 | 2,709 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,000 | 6,628 |
| Total noninterest expense | $2,728,000 | 1,773 |
| Salaries and employee benefits | $1,290,000 | 2,011 |
| Premises and equipment expense | $445,000 | 1,369 |
| Additional noninterest expense | $993,000 | 1,625 |
| Pre-tax net operating income | $405,000 | 3,276 |
| Securities gains (losses) | $385,000 | 265 |
| Applicable income taxes | $298,000 | 1,332 |
| Income before extraordinary items | $492,000 | 2,618 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $492,000 | 2,621 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $492,000 | 2,620 |
| Net charge-offs | $32,000 | 2,752 |
| Cash dividends | $707,000 | 728 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $245,600 | 3,825 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $21,801,000 | 1,220 |
| Total interest expense | $7,257,000 | 582 |
| Net interest income | $14,544,000 | 1,507 |
| Provision for loan and lease losses | $3,777,000 | 637 |
| Total noninterest income | $312,000 | 5,150 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $463,000 | 2,637 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-151,000 | 6,777 |
| Total noninterest expense | $11,569,000 | 1,669 |
| Salaries and employee benefits | $5,429,000 | 1,857 |
| Premises and equipment expense | $1,678,000 | 1,418 |
| Additional noninterest expense | $4,462,000 | 1,514 |
| Pre-tax net operating income | $-490,000 | 6,500 |
| Securities gains (losses) | $4,918,000 | 95 |
| Applicable income taxes | $1,419,000 | 1,142 |
| Income before extraordinary items | $3,009,000 | 1,856 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,009,000 | 1,854 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,009,000 | 1,856 |
| Net charge-offs | $4,477,000 | 627 |
| Cash dividends | $2,120,000 | 1,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-335,240 | 6,457 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $16,968,000 | 1,206 |
| Total interest expense | $5,655,000 | 587 |
| Net interest income | $11,313,000 | 1,468 |
| Provision for loan and lease losses | $3,477,000 | 553 |
| Total noninterest income | $157,000 | 5,717 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $362,000 | 2,583 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-205,000 | 6,984 |
| Total noninterest expense | $8,431,000 | 1,719 |
| Salaries and employee benefits | $3,754,000 | 2,012 |
| Premises and equipment expense | $1,242,000 | 1,444 |
| Additional noninterest expense | $3,435,000 | 1,475 |
| Pre-tax net operating income | $-438,000 | 6,659 |
| Securities gains (losses) | $4,045,000 | 92 |
| Applicable income taxes | $1,276,000 | 1,019 |
| Income before extraordinary items | $2,331,000 | 1,846 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,331,000 | 1,845 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,331,000 | 1,847 |
| Net charge-offs | $1,684,000 | 1,030 |
| Cash dividends | $1,680,000 | 919 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-298,250 | 6,602 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $11,457,000 | 1,195 |
| Total interest expense | $3,845,000 | 600 |
| Net interest income | $7,612,000 | 1,456 |
| Provision for loan and lease losses | $2,449,000 | 551 |
| Total noninterest income | $184,000 | 5,007 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $231,000 | 2,662 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-47,000 | 6,949 |
| Total noninterest expense | $5,741,000 | 1,691 |
| Salaries and employee benefits | $2,513,000 | 2,003 |
| Premises and equipment expense | $828,000 | 1,432 |
| Additional noninterest expense | $2,400,000 | 1,419 |
| Pre-tax net operating income | $-394,000 | 6,751 |
| Securities gains (losses) | $2,388,000 | 115 |
| Applicable income taxes | $635,000 | 1,266 |
| Income before extraordinary items | $1,359,000 | 2,058 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,359,000 | 2,055 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,359,000 | 2,058 |
| Net charge-offs | $1,777,000 | 755 |
| Cash dividends | $1,240,000 | 818 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-264,840 | 6,693 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,898,000 | 1,170 |
| Total interest expense | $1,962,000 | 605 |
| Net interest income | $3,936,000 | 1,409 |
| Provision for loan and lease losses | $2,105,000 | 333 |
| Total noninterest income | $51,000 | 5,811 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $112,000 | 2,689 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-61,000 | 7,115 |
| Total noninterest expense | $2,758,000 | 1,753 |
| Salaries and employee benefits | $1,276,000 | 1,965 |
| Premises and equipment expense | $418,000 | 1,433 |
| Additional noninterest expense | $1,064,000 | 1,575 |
| Pre-tax net operating income | $-876,000 | 7,141 |
| Securities gains (losses) | $1,763,000 | 82 |
| Applicable income taxes | $246,000 | 1,505 |
| Income before extraordinary items | $641,000 | 2,146 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $641,000 | 2,147 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $641,000 | 2,148 |
| Net charge-offs | $43,000 | 3,131 |
| Cash dividends | $800,000 | 568 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-628,360 | 7,098 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $24,841,000 | 1,143 |
| Total interest expense | $9,244,000 | 625 |
| Net interest income | $15,597,000 | 1,428 |
| Provision for loan and lease losses | $3,200,000 | 1,138 |
| Total noninterest income | $248,000 | 5,472 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $438,000 | 2,853 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-190,000 | 6,949 |
| Total noninterest expense | $12,366,000 | 1,584 |
| Salaries and employee benefits | $5,842,000 | 1,666 |
| Premises and equipment expense | $1,672,000 | 1,485 |
| Additional noninterest expense | $4,852,000 | 1,418 |
| Pre-tax net operating income | $279,000 | 5,299 |
| Securities gains (losses) | $3,747,000 | 126 |
| Applicable income taxes | $1,176,000 | 1,203 |
| Income before extraordinary items | $2,850,000 | 1,685 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,850,000 | 1,685 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,850,000 | 1,685 |
| Net charge-offs | $2,153,000 | 1,487 |
| Cash dividends | $2,250,000 | 872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $189,630 | 5,478 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $18,548,000 | 1,165 |
| Total interest expense | $7,165,000 | 632 |
| Net interest income | $11,383,000 | 1,469 |
| Provision for loan and lease losses | $1,400,000 | 1,576 |
| Total noninterest income | $8,000 | 7,060 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $339,000 | 2,784 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-331,000 | 7,190 |
| Total noninterest expense | $8,978,000 | 1,628 |
| Salaries and employee benefits | $4,042,000 | 1,812 |
| Premises and equipment expense | $1,272,000 | 1,484 |
| Additional noninterest expense | $3,664,000 | 1,409 |
| Pre-tax net operating income | $1,013,000 | 3,292 |
| Securities gains (losses) | $2,238,000 | 172 |
| Applicable income taxes | $1,033,000 | 1,061 |
| Income before extraordinary items | $2,218,000 | 1,689 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,218,000 | 1,690 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,218,000 | 1,690 |
| Net charge-offs | $772,000 | 2,187 |
| Cash dividends | $1,800,000 | 704 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $696,160 | 3,653 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $12,541,000 | 1,158 |
| Total interest expense | $4,835,000 | 656 |
| Net interest income | $7,706,000 | 1,455 |
| Provision for loan and lease losses | $700,000 | 1,888 |
| Total noninterest income | $-166,000 | 7,334 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $220,000 | 2,825 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-386,000 | 7,350 |
| Total noninterest expense | $6,257,000 | 1,577 |
| Salaries and employee benefits | $2,726,000 | 1,798 |
| Premises and equipment expense | $847,000 | 1,490 |
| Additional noninterest expense | $2,684,000 | 1,314 |
| Pre-tax net operating income | $583,000 | 3,522 |
| Securities gains (losses) | $2,167,000 | 98 |
| Applicable income taxes | $917,000 | 819 |
| Income before extraordinary items | $1,833,000 | 1,360 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,833,000 | 1,360 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,833,000 | 1,360 |
| Net charge-offs | $786,000 | 1,681 |
| Cash dividends | $1,350,000 | 625 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $381,110 | 3,971 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $6,021,000 | 1,219 |
| Total interest expense | $2,478,000 | 663 |
| Net interest income | $3,543,000 | 1,576 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $229,000 | 3,319 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $112,000 | 2,743 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $117,000 | 3,308 |
| Total noninterest expense | $3,849,000 | 1,299 |
| Salaries and employee benefits | $1,405,000 | 1,755 |
| Premises and equipment expense | $405,000 | 1,587 |
| Additional noninterest expense | $2,039,000 | 877 |
| Pre-tax net operating income | $-377,000 | 7,012 |
| Securities gains (losses) | $1,599,000 | 67 |
| Applicable income taxes | $323,000 | 1,054 |
| Income before extraordinary items | $899,000 | 1,343 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $899,000 | 1,343 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $899,000 | 1,343 |
| Net charge-offs | $352,000 | 1,620 |
| Cash dividends | $700,000 | 540 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-284,260 | 6,962 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $25,776,000 | 1,204 |
| Total interest expense | $11,499,000 | 697 |
| Net interest income | $14,277,000 | 1,567 |
| Provision for loan and lease losses | $2,258,000 | 1,921 |
| Total noninterest income | $972,000 | 3,270 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $433,000 | 2,925 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $539,000 | 3,079 |
| Total noninterest expense | $13,467,000 | 1,469 |
| Salaries and employee benefits | $5,945,000 | 1,633 |
| Premises and equipment expense | $1,668,000 | 1,529 |
| Additional noninterest expense | $5,854,000 | 1,262 |
| Pre-tax net operating income | $-476,000 | 6,241 |
| Securities gains (losses) | $4,805,000 | 108 |
| Applicable income taxes | $1,779,000 | 794 |
| Income before extraordinary items | $2,550,000 | 1,614 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,550,000 | 1,615 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,550,000 | 1,617 |
| Net charge-offs | $1,999,000 | 1,862 |
| Cash dividends | $2,869,000 | 573 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-525,200 | 6,335 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $19,636,000 | 1,205 |
| Total interest expense | $8,827,000 | 705 |
| Net interest income | $10,809,000 | 1,565 |
| Provision for loan and lease losses | $1,758,000 | 1,806 |
| Total noninterest income | $530,000 | 3,954 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $329,000 | 2,965 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $201,000 | 4,172 |
| Total noninterest expense | $9,552,000 | 1,549 |
| Salaries and employee benefits | $4,122,000 | 1,780 |
| Premises and equipment expense | $1,251,000 | 1,551 |
| Additional noninterest expense | $4,179,000 | 1,293 |
| Pre-tax net operating income | $29,000 | 5,872 |
| Securities gains (losses) | $3,888,000 | 106 |
| Applicable income taxes | $1,597,000 | 710 |
| Income before extraordinary items | $2,320,000 | 1,435 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,320,000 | 1,438 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,320,000 | 1,438 |
| Net charge-offs | $1,248,000 | 1,958 |
| Cash dividends | $1,646,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-168,320 | 6,306 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $13,030,000 | 1,221 |
| Total interest expense | $5,971,000 | 717 |
| Net interest income | $7,059,000 | 1,604 |
| Provision for loan and lease losses | $1,157,000 | 1,789 |
| Total noninterest income | $362,000 | 3,843 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $226,000 | 2,916 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $136,000 | 4,151 |
| Total noninterest expense | $6,478,000 | 1,523 |
| Salaries and employee benefits | $2,720,000 | 1,815 |
| Premises and equipment expense | $836,000 | 1,571 |
| Additional noninterest expense | $2,922,000 | 1,216 |
| Pre-tax net operating income | $-214,000 | 6,459 |
| Securities gains (losses) | $3,678,000 | 72 |
| Applicable income taxes | $1,419,000 | 527 |
| Income before extraordinary items | $2,045,000 | 1,092 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,045,000 | 1,094 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,045,000 | 1,093 |
| Net charge-offs | $34,000 | 5,177 |
| Cash dividends | $1,100,000 | 635 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-308,920 | 6,656 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,705,000 | 1,213 |
| Total interest expense | $3,006,000 | 752 |
| Net interest income | $3,699,000 | 1,550 |
| Provision for loan and lease losses | $557,000 | 1,721 |
| Total noninterest income | $191,000 | 3,748 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $123,000 | 2,742 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $68,000 | 4,171 |
| Total noninterest expense | $3,397,000 | 1,480 |
| Salaries and employee benefits | $1,363,000 | 1,834 |
| Premises and equipment expense | $405,000 | 1,675 |
| Additional noninterest expense | $1,629,000 | 1,072 |
| Pre-tax net operating income | $-64,000 | 6,553 |
| Securities gains (losses) | $2,889,000 | 60 |
| Applicable income taxes | $1,158,000 | 347 |
| Income before extraordinary items | $1,667,000 | 673 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,667,000 | 675 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,667,000 | 677 |
| Net charge-offs | $32,000 | 4,097 |
| Cash dividends | $600,000 | 554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-181,960 | 6,865 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $29,890,000 | 1,146 |
| Total interest expense | $14,595,000 | 798 |
| Net interest income | $15,295,000 | 1,463 |
| Provision for loan and lease losses | $892,000 | 3,687 |
| Total noninterest income | $791,000 | 3,794 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $484,000 | 2,966 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $307,000 | 3,942 |
| Total noninterest expense | $12,115,000 | 1,681 |
| Salaries and employee benefits | $5,849,000 | 1,694 |
| Premises and equipment expense | $1,531,000 | 1,761 |
| Additional noninterest expense | $4,735,000 | 1,576 |
| Pre-tax net operating income | $3,079,000 | 1,297 |
| Securities gains (losses) | $4,418,000 | 136 |
| Applicable income taxes | $3,072,000 | 391 |
| Income before extraordinary items | $4,425,000 | 778 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,425,000 | 775 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,425,000 | 778 |
| Net charge-offs | $199,000 | 5,015 |
| Cash dividends | $2,100,000 | 866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,597,480 | 1,977 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $22,896,000 | 1,142 |
| Total interest expense | $11,283,000 | 814 |
| Net interest income | $11,613,000 | 1,437 |
| Provision for loan and lease losses | $592,000 | 3,553 |
| Total noninterest income | $605,000 | 3,828 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $370,000 | 2,925 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $235,000 | 4,004 |
| Total noninterest expense | $8,472,000 | 1,787 |
| Salaries and employee benefits | $4,036,000 | 1,857 |
| Premises and equipment expense | $1,120,000 | 1,828 |
| Additional noninterest expense | $3,316,000 | 1,636 |
| Pre-tax net operating income | $3,154,000 | 1,041 |
| Securities gains (losses) | $2,434,000 | 186 |
| Applicable income taxes | $2,306,000 | 415 |
| Income before extraordinary items | $3,282,000 | 835 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,282,000 | 836 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,282,000 | 836 |
| Net charge-offs | $198,000 | 4,265 |
| Cash dividends | $1,600,000 | 793 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,724,240 | 1,516 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $15,507,000 | 1,155 |
| Total interest expense | $7,701,000 | 842 |
| Net interest income | $7,806,000 | 1,428 |
| Provision for loan and lease losses | $292,000 | 3,783 |
| Total noninterest income | $414,000 | 3,776 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $258,000 | 2,795 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $156,000 | 4,039 |
| Total noninterest expense | $5,453,000 | 1,886 |
| Salaries and employee benefits | $2,648,000 | 1,913 |
| Premises and equipment expense | $733,000 | 1,890 |
| Additional noninterest expense | $2,072,000 | 1,758 |
| Pre-tax net operating income | $2,475,000 | 925 |
| Securities gains (losses) | $125,000 | 1,327 |
| Applicable income taxes | $1,086,000 | 567 |
| Income before extraordinary items | $1,514,000 | 1,243 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,514,000 | 1,241 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,514,000 | 1,242 |
| Net charge-offs | $38,000 | 5,146 |
| Cash dividends | $1,100,000 | 816 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,434,000 | 1,278 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,700,000 | 1,178 |
| Total interest expense | $3,848,000 | 880 |
| Net interest income | $3,852,000 | 1,448 |
| Provision for loan and lease losses | $142,000 | 3,406 |
| Total noninterest income | $229,000 | 3,552 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $149,000 | 2,488 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $80,000 | 4,007 |
| Total noninterest expense | $2,699,000 | 1,844 |
| Salaries and employee benefits | $1,435,000 | 1,808 |
| Premises and equipment expense | $365,000 | 1,925 |
| Additional noninterest expense | $899,000 | 1,795 |
| Pre-tax net operating income | $1,240,000 | 1,026 |
| Securities gains (losses) | $101,000 | 987 |
| Applicable income taxes | $570,000 | 588 |
| Income before extraordinary items | $771,000 | 1,425 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $771,000 | 1,424 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $771,000 | 1,427 |
| Net charge-offs | $-4,000 | 7,635 |
| Cash dividends | $600,000 | 715 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $706,360 | 1,462 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $32,074,000 | 1,192 |
| Total interest expense | $15,494,000 | 1,036 |
| Net interest income | $16,580,000 | 1,343 |
| Provision for loan and lease losses | $322,000 | 4,503 |
| Total noninterest income | $1,008,000 | 3,385 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $526,000 | 2,899 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $482,000 | 3,232 |
| Total noninterest expense | $11,358,000 | 1,712 |
| Salaries and employee benefits | $5,718,000 | 1,789 |
| Premises and equipment expense | $1,487,000 | 1,840 |
| Additional noninterest expense | $4,153,000 | 1,487 |
| Pre-tax net operating income | $5,908,000 | 946 |
| Securities gains (losses) | $-2,093,000 | 7,909 |
| Applicable income taxes | $1,528,000 | 858 |
| Income before extraordinary items | $2,287,000 | 1,743 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,287,000 | 1,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,714 |
| Cash dividends | $1,500,000 | 1,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,626,520 | 1,216 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $24,152,000 | 1,217 |
| Total interest expense | $11,498,000 | 1,096 |
| Net interest income | $12,654,000 | 1,340 |
| Provision for loan and lease losses | $460,000 | 2,854 |
| Total noninterest income | $819,000 | 3,285 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $399,000 | 2,892 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $420,000 | 3,103 |
| Total noninterest expense | $8,445,000 | 1,722 |
| Salaries and employee benefits | $4,342,000 | 1,788 |
| Premises and equipment expense | $1,108,000 | 1,839 |
| Additional noninterest expense | $2,995,000 | 1,485 |
| Pre-tax net operating income | $4,568,000 | 1,109 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,854,000 | 692 |
| Income before extraordinary items | $2,714,000 | 1,368 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,714,000 | 1,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,747 |
| Cash dividends | $1,400,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,714,000 | 1,437 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $15,713,000 | 1,264 |
| Total interest expense | $7,535,000 | 1,156 |
| Net interest income | $8,178,000 | 1,360 |
| Provision for loan and lease losses | $310,000 | 2,477 |
| Total noninterest income | $389,000 | 4,065 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $271,000 | 2,845 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $118,000 | 4,762 |
| Total noninterest expense | $5,476,000 | 1,760 |
| Salaries and employee benefits | $2,893,000 | 1,803 |
| Premises and equipment expense | $733,000 | 1,862 |
| Additional noninterest expense | $1,850,000 | 1,586 |
| Pre-tax net operating income | $2,781,000 | 1,267 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,124,000 | 856 |
| Income before extraordinary items | $1,657,000 | 1,633 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,657,000 | 1,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,912 |
| Cash dividends | $1,400,000 | 1,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,657,000 | 1,605 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,867,000 | 1,302 |
| Total interest expense | $3,826,000 | 1,223 |
| Net interest income | $4,041,000 | 1,375 |
| Provision for loan and lease losses | $160,000 | 2,060 |
| Total noninterest income | $193,000 | 4,074 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $138,000 | 2,792 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $55,000 | 4,866 |
| Total noninterest expense | $2,755,000 | 1,747 |
| Salaries and employee benefits | $1,456,000 | 1,805 |
| Premises and equipment expense | $376,000 | 1,817 |
| Additional noninterest expense | $923,000 | 1,556 |
| Pre-tax net operating income | $1,319,000 | 1,417 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $542,000 | 943 |
| Income before extraordinary items | $777,000 | 1,862 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $777,000 | 1,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,496 |
| Cash dividends | $900,000 | 823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $777,000 | 1,797 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $31,098,000 | 1,376 |
| Total interest expense | $14,764,000 | 1,357 |
| Net interest income | $16,334,000 | 1,367 |
| Provision for loan and lease losses | $566,000 | 2,143 |
| Total noninterest income | $761,000 | 4,109 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $519,000 | 2,968 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $242,000 | 4,661 |
| Total noninterest expense | $10,045,000 | 1,845 |
| Salaries and employee benefits | $5,037,000 | 1,990 |
| Premises and equipment expense | $1,445,000 | 1,820 |
| Additional noninterest expense | $3,563,000 | 1,559 |
| Pre-tax net operating income | $6,484,000 | 1,302 |
| Securities gains (losses) | $132,000 | 536 |
| Applicable income taxes | $2,822,000 | 859 |
| Income before extraordinary items | $3,794,000 | 1,669 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,794,000 | 1,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,175 |
| Cash dividends | $1,300,000 | 2,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,709,520 | 1,693 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $22,550,000 | 1,437 |
| Total interest expense | $10,710,000 | 1,403 |
| Net interest income | $11,840,000 | 1,420 |
| Provision for loan and lease losses | $408,000 | 1,826 |
| Total noninterest income | $582,000 | 4,084 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $395,000 | 2,922 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $187,000 | 4,625 |
| Total noninterest expense | $7,460,000 | 1,835 |
| Salaries and employee benefits | $3,814,000 | 1,975 |
| Premises and equipment expense | $1,064,000 | 1,836 |
| Additional noninterest expense | $2,582,000 | 1,564 |
| Pre-tax net operating income | $4,554,000 | 1,485 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,939,000 | 987 |
| Income before extraordinary items | $2,615,000 | 1,935 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,615,000 | 1,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,701 |
| Cash dividends | $1,000,000 | 1,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,615,000 | 1,920 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $14,660,000 | 1,483 |
| Total interest expense | $6,852,000 | 1,457 |
| Net interest income | $7,808,000 | 1,467 |
| Provision for loan and lease losses | $289,000 | 1,615 |
| Total noninterest income | $396,000 | 4,058 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $273,000 | 2,852 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $123,000 | 4,702 |
| Total noninterest expense | $4,946,000 | 1,863 |
| Salaries and employee benefits | $2,536,000 | 2,009 |
| Premises and equipment expense | $702,000 | 1,870 |
| Additional noninterest expense | $1,708,000 | 1,586 |
| Pre-tax net operating income | $2,969,000 | 1,558 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,273,000 | 1,053 |
| Income before extraordinary items | $1,696,000 | 2,017 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,696,000 | 2,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,510 |
| Cash dividends | $1,000,000 | 1,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,696,000 | 1,996 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,359,000 | 1,476 |
| Total interest expense | $3,317,000 | 1,501 |
| Net interest income | $4,042,000 | 1,411 |
| Provision for loan and lease losses | $154,000 | 1,405 |
| Total noninterest income | $207,000 | 3,932 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $140,000 | 2,738 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $67,000 | 4,543 |
| Total noninterest expense | $2,537,000 | 1,818 |
| Salaries and employee benefits | $1,307,000 | 1,963 |
| Premises and equipment expense | $354,000 | 1,866 |
| Additional noninterest expense | $876,000 | 1,520 |
| Pre-tax net operating income | $1,558,000 | 1,487 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $676,000 | 1,010 |
| Income before extraordinary items | $882,000 | 1,905 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $882,000 | 1,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $882,000 | 1,896 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $25,165,000 | 1,607 |
| Total interest expense | $10,514,000 | 1,605 |
| Net interest income | $14,651,000 | 1,568 |
| Provision for loan and lease losses | $528,000 | 1,816 |
| Total noninterest income | $989,000 | 3,573 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $722,000 | 2,309 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $267,000 | 4,518 |
| Total noninterest expense | $9,442,000 | 1,890 |
| Salaries and employee benefits | $4,321,000 | 2,263 |
| Premises and equipment expense | $1,450,000 | 1,752 |
| Additional noninterest expense | $3,671,000 | 1,446 |
| Pre-tax net operating income | $5,670,000 | 1,700 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,489,000 | 1,105 |
| Income before extraordinary items | $3,181,000 | 2,172 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,181,000 | 2,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,576 |
| Cash dividends | $1,000,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,181,000 | 2,162 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $18,281,000 | 1,631 |
| Total interest expense | $7,369,000 | 1,666 |
| Net interest income | $10,912,000 | 1,593 |
| Provision for loan and lease losses | $287,000 | 2,236 |
| Total noninterest income | $793,000 | 3,415 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $581,000 | 2,184 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $212,000 | 4,415 |
| Total noninterest expense | $7,159,000 | 1,855 |
| Salaries and employee benefits | $3,355,000 | 2,185 |
| Premises and equipment expense | $1,088,000 | 1,747 |
| Additional noninterest expense | $2,716,000 | 1,460 |
| Pre-tax net operating income | $4,259,000 | 1,751 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,895,000 | 1,135 |
| Income before extraordinary items | $2,364,000 | 2,251 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,364,000 | 2,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,745 |
| Cash dividends | $1,000,000 | 1,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,364,000 | 2,237 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,752,000 | 1,659 |
| Total interest expense | $4,651,000 | 1,673 |
| Net interest income | $7,101,000 | 1,632 |
| Provision for loan and lease losses | $207,000 | 2,065 |
| Total noninterest income | $584,000 | 3,178 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $428,000 | 1,979 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $156,000 | 4,229 |
| Total noninterest expense | $4,673,000 | 1,899 |
| Salaries and employee benefits | $2,166,000 | 2,267 |
| Premises and equipment expense | $726,000 | 1,748 |
| Additional noninterest expense | $1,781,000 | 1,490 |
| Pre-tax net operating income | $2,805,000 | 1,766 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,256,000 | 1,151 |
| Income before extraordinary items | $1,549,000 | 2,285 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,549,000 | 2,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,549,000 | 2,265 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,828,000 | 1,628 |
| Total interest expense | $2,236,000 | 1,651 |
| Net interest income | $3,592,000 | 1,598 |
| Provision for loan and lease losses | $102,000 | 1,973 |
| Total noninterest income | $321,000 | 2,948 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $238,000 | 1,765 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $83,000 | 4,074 |
| Total noninterest expense | $2,373,000 | 1,879 |
| Salaries and employee benefits | $1,108,000 | 2,222 |
| Premises and equipment expense | $367,000 | 1,741 |
| Additional noninterest expense | $898,000 | 1,466 |
| Pre-tax net operating income | $1,438,000 | 1,680 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $649,000 | 1,116 |
| Income before extraordinary items | $789,000 | 2,223 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $789,000 | 2,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $789,000 | 2,200 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $19,645,000 | 1,714 |
| Total interest expense | $7,406,000 | 1,532 |
| Net interest income | $12,239,000 | 1,788 |
| Provision for loan and lease losses | $278,000 | 2,988 |
| Total noninterest income | $1,149,000 | 3,233 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $824,000 | 2,061 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $325,000 | 4,166 |
| Total noninterest expense | $8,702,000 | 1,932 |
| Salaries and employee benefits | $3,904,000 | 2,343 |
| Premises and equipment expense | $1,356,000 | 1,786 |
| Additional noninterest expense | $3,442,000 | 1,475 |
| Pre-tax net operating income | $4,408,000 | 2,067 |
| Securities gains (losses) | $-121,000 | 8,479 |
| Applicable income taxes | $1,847,000 | 1,450 |
| Income before extraordinary items | $2,440,000 | 2,647 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,440,000 | 2,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,419 |
| Cash dividends | $1,000,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,517,440 | 2,566 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $14,306,000 | 1,714 |
| Total interest expense | $5,361,000 | 1,493 |
| Net interest income | $8,945,000 | 1,826 |
| Provision for loan and lease losses | $274,000 | 2,364 |
| Total noninterest income | $837,000 | 3,313 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $589,000 | 2,139 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $248,000 | 4,151 |
| Total noninterest expense | $6,454,000 | 1,937 |
| Salaries and employee benefits | $2,912,000 | 2,328 |
| Premises and equipment expense | $999,000 | 1,803 |
| Additional noninterest expense | $2,543,000 | 1,479 |
| Pre-tax net operating income | $3,054,000 | 2,199 |
| Securities gains (losses) | $-60,000 | 8,529 |
| Applicable income taxes | $1,271,000 | 1,576 |
| Income before extraordinary items | $1,723,000 | 2,788 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,723,000 | 2,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,341 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,761,400 | 2,711 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,307,000 | 1,715 |
| Total interest expense | $3,443,000 | 1,459 |
| Net interest income | $5,864,000 | 1,851 |
| Provision for loan and lease losses | $300,000 | 1,505 |
| Total noninterest income | $528,000 | 3,392 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $381,000 | 2,154 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $147,000 | 4,371 |
| Total noninterest expense | $4,160,000 | 1,978 |
| Salaries and employee benefits | $1,830,000 | 2,438 |
| Premises and equipment expense | $658,000 | 1,814 |
| Additional noninterest expense | $1,672,000 | 1,498 |
| Pre-tax net operating income | $1,932,000 | 2,249 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $831,000 | 1,570 |
| Income before extraordinary items | $1,101,000 | 2,875 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,101,000 | 2,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,101,000 | 2,830 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,534,000 | 1,720 |
| Total interest expense | $1,693,000 | 1,413 |
| Net interest income | $2,841,000 | 1,890 |
| Provision for loan and lease losses | $150,000 | 1,379 |
| Total noninterest income | $270,000 | 3,293 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $193,000 | 2,068 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $77,000 | 4,262 |
| Total noninterest expense | $1,871,000 | 2,203 |
| Salaries and employee benefits | $780,000 | 2,823 |
| Premises and equipment expense | $342,000 | 1,755 |
| Additional noninterest expense | $749,000 | 1,644 |
| Pre-tax net operating income | $1,090,000 | 2,021 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $474,000 | 1,412 |
| Income before extraordinary items | $616,000 | 2,555 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $616,000 | 2,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $616,000 | 2,519 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,275,000 | 1,982 |
| Total interest expense | $5,523,000 | 1,490 |
| Net interest income | $8,752,000 | 2,332 |
| Provision for loan and lease losses | $300,000 | 2,900 |
| Total noninterest income | $1,090,000 | 3,342 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $748,000 | 2,262 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $342,000 | 4,018 |
| Total noninterest expense | $7,196,000 | 2,212 |
| Salaries and employee benefits | $3,110,000 | 2,753 |
| Premises and equipment expense | $1,493,000 | 1,555 |
| Additional noninterest expense | $2,593,000 | 1,873 |
| Pre-tax net operating income | $2,346,000 | 3,154 |
| Securities gains (losses) | $53,000 | 1,691 |
| Applicable income taxes | $1,012,000 | 2,129 |
| Income before extraordinary items | $1,387,000 | 3,821 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,387,000 | 3,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,650 |
| Cash dividends | $929,000 | 2,464 |
| Sale, conversion, retirement of capital stock, net | $1,100,000 | 392 |
| Net operating income | $1,353,080 | 3,830 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,293,000 | 2,036 |
| Total interest expense | $4,073,000 | 1,490 |
| Net interest income | $6,220,000 | 2,433 |
| Provision for loan and lease losses | $225,000 | 2,754 |
| Total noninterest income | $811,000 | 3,374 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $558,000 | 2,285 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $253,000 | 4,046 |
| Total noninterest expense | $5,382,000 | 2,203 |
| Salaries and employee benefits | $2,456,000 | 2,613 |
| Premises and equipment expense | $1,040,000 | 1,679 |
| Additional noninterest expense | $1,886,000 | 1,908 |
| Pre-tax net operating income | $1,424,000 | 3,703 |
| Securities gains (losses) | $53,000 | 1,616 |
| Applicable income taxes | $616,000 | 2,526 |
| Income before extraordinary items | $861,000 | 4,402 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $861,000 | 4,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,455 |
| Cash dividends | $618,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $1,100,000 | 296 |
| Net operating income | $827,080 | 4,448 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,838,000 | 2,026 |
| Total interest expense | $2,705,000 | 1,470 |
| Net interest income | $4,133,000 | 2,422 |
| Provision for loan and lease losses | $150,000 | 2,691 |
| Total noninterest income | $549,000 | 3,363 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $377,000 | 2,255 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $172,000 | 4,044 |
| Total noninterest expense | $3,618,000 | 2,187 |
| Salaries and employee benefits | $1,662,000 | 2,587 |
| Premises and equipment expense | $672,000 | 1,719 |
| Additional noninterest expense | $1,284,000 | 1,860 |
| Pre-tax net operating income | $914,000 | 3,755 |
| Securities gains (losses) | $55,000 | 1,393 |
| Applicable income taxes | $404,000 | 2,539 |
| Income before extraordinary items | $565,000 | 4,401 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $565,000 | 4,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,426 |
| Cash dividends | $459,000 | 2,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $529,800 | 4,501 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,508,000 | 1,997 |
| Total interest expense | $1,373,000 | 1,458 |
| Net interest income | $2,135,000 | 2,333 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $280,000 | 3,264 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $190,000 | 2,180 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $90,000 | 3,932 |
| Total noninterest expense | $1,803,000 | 2,214 |
| Salaries and employee benefits | $876,000 | 2,474 |
| Premises and equipment expense | $338,000 | 1,721 |
| Additional noninterest expense | $589,000 | 2,008 |
| Pre-tax net operating income | $537,000 | 3,344 |
| Securities gains (losses) | $50,000 | 1,193 |
| Applicable income taxes | $253,000 | 2,182 |
| Income before extraordinary items | $334,000 | 3,973 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $334,000 | 3,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,966 |
| Cash dividends | $300,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $302,000 | 4,125 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,897,000 | 2,402 |
| Total interest expense | $5,415,000 | 1,669 |
| Net interest income | $6,482,000 | 2,967 |
| Provision for loan and lease losses | $75,000 | 5,722 |
| Total noninterest income | $1,147,000 | 3,400 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $752,000 | 2,230 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $395,000 | 4,000 |
| Total noninterest expense | $7,059,000 | 2,231 |
| Salaries and employee benefits | $3,355,000 | 2,506 |
| Premises and equipment expense | $1,343,000 | 1,689 |
| Additional noninterest expense | $2,361,000 | 2,042 |
| Pre-tax net operating income | $495,000 | 6,697 |
| Securities gains (losses) | $657,000 | 637 |
| Applicable income taxes | $422,000 | 3,673 |
| Income before extraordinary items | $730,000 | 5,469 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $730,000 | 5,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,770 |
| Cash dividends | $750,000 | 2,818 |
| Sale, conversion, retirement of capital stock, net | $1,041,000 | 408 |
| Net operating income | $309,520 | 7,095 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,666,000 | 2,500 |
| Total interest expense | $3,994,000 | 1,756 |
| Net interest income | $4,672,000 | 3,092 |
| Provision for loan and lease losses | $75,000 | 5,202 |
| Total noninterest income | $831,000 | 3,552 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $550,000 | 2,280 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $281,000 | 4,146 |
| Total noninterest expense | $5,340,000 | 2,201 |
| Salaries and employee benefits | $2,558,000 | 2,469 |
| Premises and equipment expense | $991,000 | 1,729 |
| Additional noninterest expense | $1,791,000 | 2,000 |
| Pre-tax net operating income | $88,000 | 8,298 |
| Securities gains (losses) | $452,000 | 735 |
| Applicable income taxes | $230,000 | 4,431 |
| Income before extraordinary items | $310,000 | 6,898 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $310,000 | 6,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,484 |
| Cash dividends | $750,000 | 2,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $20,720 | 8,554 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,621,000 | 2,599 |
| Total interest expense | $2,512,000 | 1,911 |
| Net interest income | $3,109,000 | 3,086 |
| Provision for loan and lease losses | $85,000 | 4,219 |
| Total noninterest income | $537,000 | 3,598 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $357,000 | 2,304 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $180,000 | 4,224 |
| Total noninterest expense | $3,614,000 | 2,170 |
| Salaries and employee benefits | $1,737,000 | 2,423 |
| Premises and equipment expense | $659,000 | 1,721 |
| Additional noninterest expense | $1,218,000 | 1,963 |
| Pre-tax net operating income | $-53,000 | 8,778 |
| Securities gains (losses) | $354,000 | 723 |
| Applicable income taxes | $138,000 | 4,635 |
| Income before extraordinary items | $163,000 | 7,316 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $163,000 | 7,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,455 |
| Cash dividends | $600,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-63,560 | 8,780 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,678,000 | 2,724 |
| Total interest expense | $1,131,000 | 2,162 |
| Net interest income | $1,547,000 | 3,091 |
| Provision for loan and lease losses | $55,000 | 3,535 |
| Total noninterest income | $261,000 | 3,540 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $169,000 | 2,346 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $92,000 | 4,085 |
| Total noninterest expense | $1,829,000 | 2,146 |
| Salaries and employee benefits | $913,000 | 2,300 |
| Premises and equipment expense | $319,000 | 1,794 |
| Additional noninterest expense | $597,000 | 1,980 |
| Pre-tax net operating income | $-76,000 | 8,938 |
| Securities gains (losses) | $151,000 | 794 |
| Applicable income taxes | $47,000 | 5,201 |
| Income before extraordinary items | $28,000 | 8,320 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $28,000 | 8,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $300,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-68,640 | 8,906 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,743,000 | 3,085 |
| Total interest expense | $3,804,000 | 2,872 |
| Net interest income | $5,939,000 | 3,164 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $882,000 | 3,754 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $593,000 | 2,592 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $289,000 | 4,341 |
| Total noninterest expense | $6,447,000 | 2,319 |
| Salaries and employee benefits | $2,910,000 | 2,706 |
| Premises and equipment expense | $1,285,000 | 1,714 |
| Additional noninterest expense | $2,252,000 | 2,050 |
| Pre-tax net operating income | $314,000 | 7,493 |
| Securities gains (losses) | $1,766,000 | 301 |
| Applicable income taxes | $420,000 | 3,790 |
| Income before extraordinary items | $1,660,000 | 3,243 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,660,000 | 3,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 4,297 |
| Cash dividends | $750,000 | 2,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $247,200 | 7,485 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,897,000 | 3,343 |
| Total interest expense | $3,841,000 | 3,926 |
| Net interest income | $6,056,000 | 2,930 |
| Provision for loan and lease losses | $300,000 | 3,194 |
| Total noninterest income | $5,524,000 | 904 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $523,000 | 2,746 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $5,001,000 | 666 |
| Total noninterest expense | $6,396,000 | 2,238 |
| Salaries and employee benefits | $2,693,000 | 2,764 |
| Premises and equipment expense | $1,279,000 | 1,688 |
| Additional noninterest expense | $2,424,000 | 1,871 |
| Pre-tax net operating income | $4,884,000 | 1,475 |
| Securities gains (losses) | $412,000 | 697 |
| Applicable income taxes | $2,099,000 | 1,130 |
| Income before extraordinary items | $3,197,000 | 1,644 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,197,000 | 1,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,148 |
| Cash dividends | $1,201,000 | 1,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,933,320 | 1,732 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,550,000 | 2,988 |
| Total interest expense | $4,565,000 | 3,578 |
| Net interest income | $6,985,000 | 2,551 |
| Provision for loan and lease losses | $90,000 | 5,514 |
| Total noninterest income | $1,184,000 | 2,784 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $620,000 | 2,218 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $564,000 | 2,737 |
| Total noninterest expense | $6,415,000 | 2,147 |
| Salaries and employee benefits | $2,721,000 | 2,616 |
| Premises and equipment expense | $1,431,000 | 1,457 |
| Additional noninterest expense | $2,263,000 | 1,928 |
| Pre-tax net operating income | $1,664,000 | 3,776 |
| Securities gains (losses) | $567,000 | 244 |
| Applicable income taxes | $547,000 | 3,296 |
| Income before extraordinary items | $1,684,000 | 2,960 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,684,000 | 2,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,232 |
| Cash dividends | $600,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,258,750 | 3,720 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,845,000 | 3,259 |
| Total interest expense | $3,867,000 | 3,689 |
| Net interest income | $5,978,000 | 2,941 |
| Provision for loan and lease losses | $80,000 | 5,643 |
| Total noninterest income | $959,000 | 3,186 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $543,000 | 2,444 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $416,000 | 3,321 |
| Total noninterest expense | $4,953,000 | 2,726 |
| Salaries and employee benefits | $2,131,000 | 3,234 |
| Premises and equipment expense | $1,143,000 | 1,784 |
| Additional noninterest expense | $1,679,000 | 2,565 |
| Pre-tax net operating income | $1,904,000 | 3,462 |
| Securities gains (losses) | $30,000 | 1,197 |
| Applicable income taxes | $508,000 | 3,609 |
| Income before extraordinary items | $1,426,000 | 3,377 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,426,000 | 3,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,465 |
| Cash dividends | $600,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,403,800 | 3,379 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,135,000 | 3,492 |
| Total interest expense | $3,483,000 | 4,149 |
| Net interest income | $5,652,000 | 3,048 |
| Provision for loan and lease losses | $22,000 | 7,668 |
| Total noninterest income | $629,000 | 4,255 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $362,000 | 3,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 4,263 |
| Total noninterest expense | $4,454,000 | 2,914 |
| Salaries and employee benefits | $2,197,000 | 3,052 |
| Premises and equipment expense | $874,000 | 2,230 |
| Additional noninterest expense | $1,383,000 | 2,984 |
| Pre-tax net operating income | $1,805,000 | 3,625 |
| Securities gains (losses) | $185,000 | 962 |
| Applicable income taxes | $586,000 | 3,467 |
| Income before extraordinary items | $1,404,000 | 3,429 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,404,000 | 3,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,781 |
| Cash dividends | $450,000 | 3,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,272,650 | 3,660 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,400,000 | 3,798 |
| Total interest expense | $3,262,000 | 4,382 |
| Net interest income | $5,138,000 | 3,401 |
| Provision for loan and lease losses | $37,000 | 7,107 |
| Total noninterest income | $624,000 | 4,301 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $296,000 | 4,125 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $328,000 | 3,736 |
| Total noninterest expense | $4,016,000 | 3,171 |
| Salaries and employee benefits | $1,984,000 | 3,335 |
| Premises and equipment expense | $789,000 | 2,453 |
| Additional noninterest expense | $1,243,000 | 3,260 |
| Pre-tax net operating income | $1,709,000 | 4,021 |
| Securities gains (losses) | $-9,000 | 9,978 |
| Applicable income taxes | $499,000 | 4,213 |
| Income before extraordinary items | $1,201,000 | 4,058 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,201,000 | 4,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,716 |
| Cash dividends | $250,000 | 4,919 |
| Sale, conversion, retirement of capital stock, net | $1,362,000 | 421 |
| Net operating income | $1,207,390 | 3,964 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,426,000 | 4,333 |
| Total interest expense | $2,764,000 | 5,126 |
| Net interest income | $4,662,000 | 3,779 |
| Provision for loan and lease losses | $292,000 | 2,642 |
| Total noninterest income | $473,000 | 5,350 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $274,000 | 4,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 5,174 |
| Total noninterest expense | $3,312,000 | 3,985 |
| Salaries and employee benefits | $1,674,000 | 3,901 |
| Premises and equipment expense | $629,000 | 3,062 |
| Additional noninterest expense | $1,009,000 | 4,378 |
| Pre-tax net operating income | $1,531,000 | 4,266 |
| Securities gains (losses) | $-30,000 | 10,843 |
| Applicable income taxes | $638,000 | 3,403 |
| Income before extraordinary items | $863,000 | 5,016 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $863,000 | 5,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,528 |
| Cash dividends | $150,000 | 5,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $882,200 | 4,892 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,332,000 | 5,709 |
| Total interest expense | $2,230,000 | 6,025 |
| Net interest income | $3,102,000 | 5,360 |
| Provision for loan and lease losses | $101,000 | 4,564 |
| Total noninterest income | $429,000 | 5,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 4,873 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 5,545 |
| Total noninterest expense | $2,645,000 | 4,754 |
| Salaries and employee benefits | $1,260,000 | 4,997 |
| Premises and equipment expense | $510,000 | 3,703 |
| Additional noninterest expense | $875,000 | 4,890 |
| Pre-tax net operating income | $785,000 | 6,896 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $552,000 | 3,890 |
| Income before extraordinary items | $230,000 | 9,610 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $230,000 | 9,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,422 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $231,920 | 9,571 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,760,000 | 6,990 |
| Total interest expense | $1,317,000 | 7,494 |
| Net interest income | $2,443,000 | 6,581 |
| Provision for loan and lease losses | $-70,000 | 12,063 |
| Total noninterest income | $365,000 | 6,482 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 5,292 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 6,643 |
| Total noninterest expense | $2,329,000 | 5,490 |
| Salaries and employee benefits | $1,072,000 | 5,765 |
| Premises and equipment expense | $422,000 | 4,385 |
| Additional noninterest expense | $835,000 | 5,502 |
| Pre-tax net operating income | $549,000 | 8,321 |
| Securities gains (losses) | $-46,000 | 10,966 |
| Applicable income taxes | $32,000 | 10,876 |
| Income before extraordinary items | $471,000 | 7,534 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $471,000 | 7,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,108 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $514,240 | 7,234 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,960,000 | 8,404 |
| Total interest expense | $956,000 | 9,306 |
| Net interest income | $2,004,000 | 7,658 |
| Provision for loan and lease losses | $343,000 | 2,752 |
| Total noninterest income | $339,000 | 7,160 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $236,000 | 5,318 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 7,775 |
| Total noninterest expense | $1,949,000 | 6,470 |
| Salaries and employee benefits | $859,000 | 6,967 |
| Premises and equipment expense | $322,000 | 5,558 |
| Additional noninterest expense | $768,000 | 6,120 |
| Pre-tax net operating income | $51,000 | 12,177 |
| Securities gains (losses) | $329,000 | 1,218 |
| Applicable income taxes | $144,000 | 8,778 |
| Income before extraordinary items | $236,000 | 10,209 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $236,000 | 10,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $450,000 | 1,901 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $25,440 | 12,264 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,970,000 | 9,043 |
| Total interest expense | $1,146,000 | 9,802 |
| Net interest income | $1,824,000 | 8,270 |
| Provision for loan and lease losses | $466,000 | 3,158 |
| Total noninterest income | $341,000 | 7,206 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $229,000 | 5,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 7,695 |
| Total noninterest expense | $1,575,000 | 7,651 |
| Salaries and employee benefits | $651,000 | 8,382 |
| Premises and equipment expense | $266,000 | 6,505 |
| Additional noninterest expense | $658,000 | 7,045 |
| Pre-tax net operating income | $124,000 | 11,768 |
| Securities gains (losses) | $333,000 | 1,441 |
| Applicable income taxes | $197,000 | 7,617 |
| Income before extraordinary items | $260,000 | 9,782 |
| Extraordinary gains, net | $41,000 | 1,051 |
| Net income | $301,000 | 9,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 4,249 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $46,880 | 12,333 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.