Home > Cosmopolitan Bank and Trust > Assets and Liabilities
Cosmopolitan Bank and Trust, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 68 | 2,569 |
| Assets and Liabilities | ||
| Total Assets: | $429,869,000 | 1,456 |
| Cash and due from depository institutions | $4,784,000 | 2,569 |
| Interest-bearing balances | $500,000 | 3,344 |
| Securities | $58,295,000 | 2,066 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $339,037,000 | 1,250 |
| Loan loss allowance | $2,990,000 | 1,670 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $11,464,000 | 932 |
| Other real estate owned | $380,000 | 2,569 |
| Goodwill and other intangibles | $48,000 | 3,059 |
| All other assets | $15,861,000 | 1,095 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $429,869,000 | 1,456 |
| Total liabilities | $380,599,000 | 1,482 |
| Total deposits | $372,500,000 | 1,322 |
| Interest-bearing deposits | $318,662,000 | 1,309 |
| Deposits held in domestic offices | $372,500,000 | 1,319 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,500,000 | 1,726 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,599,000 | 1,344 |
| Total equity capital | $49,270,000 | 1,242 |
| Total bank equity capital | $49,270,000 | 1,242 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $80,000 | 7,127 |
| Surplus | $10,920,000 | 2,120 |
| Undivided profits | $38,270,000 | 902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,824,000 | 936 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $104,000 | 733 |
| Income earned, not collected on loans | $2,911,000 | 1,142 |
| Earning assets | $397,832,000 | 1,435 |
| Long-term assets (5+ years) | $45,040,000 | 1,902 |
| Average Assets, year-to-date | $414,662,800 | 1,456 |
| Average Assets, quarterly | $423,768,000 | 1,460 |
| Volatile liabilities | $121,018,000 | 1,152 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $110,970,000 | 927 |
| Tier 1 (core) risk-based capital | $49,742,000 | 1,160 |
| Tier 2 risk-based capital | $2,990,000 | 1,622 |
| Total risk weighted assets | $448,961,000 | 969 |
| Total unused commitments | $110,970,000 | 927 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 69 | 2,516 |
| Assets and Liabilities | ||
| Total Assets: | $417,667,000 | 1,463 |
| Cash and due from depository institutions | $5,021,000 | 2,516 |
| Interest-bearing balances | $490,000 | 3,490 |
| Securities | $58,609,000 | 2,044 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $327,091,000 | 1,270 |
| Loan loss allowance | $2,992,000 | 1,633 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $11,595,000 | 888 |
| Other real estate owned | $380,000 | 2,516 |
| Goodwill and other intangibles | $69,000 | 2,966 |
| All other assets | $14,902,000 | 1,145 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $417,667,000 | 1,463 |
| Total liabilities | $370,537,000 | 1,495 |
| Total deposits | $353,956,000 | 1,355 |
| Interest-bearing deposits | $314,973,000 | 1,298 |
| Deposits held in domestic offices | $353,956,000 | 1,351 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,500,000 | 1,547 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $8,000,000 | 3,000 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,081,000 | 1,472 |
| Total equity capital | $47,130,000 | 1,275 |
| Total bank equity capital | $47,130,000 | 1,275 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $80,000 | 7,159 |
| Surplus | $10,920,000 | 2,061 |
| Undivided profits | $36,130,000 | 949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,855,000 | 939 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $120,000 | 713 |
| Income earned, not collected on loans | $2,582,000 | 1,234 |
| Earning assets | $386,190,000 | 1,451 |
| Long-term assets (5+ years) | $40,725,000 | 2,056 |
| Average Assets, year-to-date | $410,861,250 | 1,455 |
| Average Assets, quarterly | $415,002,000 | 1,464 |
| Volatile liabilities | $135,317,000 | 1,018 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $8,000,000 | 2,859 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $125,967,000 | 831 |
| Tier 1 (core) risk-based capital | $47,436,000 | 1,196 |
| Tier 2 risk-based capital | $2,992,000 | 1,592 |
| Total risk weighted assets | $441,267,000 | 958 |
| Total unused commitments | $125,967,000 | 832 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 71 | 2,428 |
| Assets and Liabilities | ||
| Total Assets: | $412,337,000 | 1,471 |
| Cash and due from depository institutions | $9,024,000 | 2,428 |
| Interest-bearing balances | $3,513,000 | 1,373 |
| Securities | $64,795,000 | 1,868 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $316,891,000 | 1,283 |
| Loan loss allowance | $3,250,000 | 1,482 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $11,706,000 | 856 |
| Other real estate owned | $2,639,000 | 2,428 |
| Goodwill and other intangibles | $90,000 | 2,876 |
| All other assets | $7,192,000 | 2,068 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $412,337,000 | 1,471 |
| Total liabilities | $361,581,000 | 1,511 |
| Total deposits | $345,342,000 | 1,362 |
| Interest-bearing deposits | $303,761,000 | 1,320 |
| Deposits held in domestic offices | $345,342,000 | 1,358 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,000,000 | 1,494 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,000,000 | 2,969 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,239,000 | 1,795 |
| Total equity capital | $50,756,000 | 1,167 |
| Total bank equity capital | $50,756,000 | 1,167 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $80,000 | 7,160 |
| Surplus | $10,920,000 | 2,007 |
| Undivided profits | $39,756,000 | 854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $453,000 | 3,870 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $68,000 | 903 |
| Income earned, not collected on loans | $2,669,000 | 1,079 |
| Earning assets | $385,199,000 | 1,438 |
| Long-term assets (5+ years) | $50,027,000 | 1,786 |
| Average Assets, year-to-date | $408,592,670 | 1,447 |
| Average Assets, quarterly | $414,005,500 | 1,443 |
| Volatile liabilities | $138,298,000 | 965 |
| Insider loans | $300,000 | 6,198 |
| FHLB advances | $8,000,000 | 2,831 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $117,910,000 | 844 |
| Tier 1 (core) risk-based capital | $50,535,000 | 1,084 |
| Tier 2 risk-based capital | $3,250,000 | 1,444 |
| Total risk weighted assets | $431,808,000 | 961 |
| Total unused commitments | $117,910,000 | 844 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 73 | 2,345 |
| Assets and Liabilities | ||
| Total Assets: | $415,674,000 | 1,433 |
| Cash and due from depository institutions | $6,226,000 | 2,345 |
| Interest-bearing balances | $490,000 | 3,471 |
| Securities | $61,121,000 | 2,018 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $326,576,000 | 1,205 |
| Loan loss allowance | $3,249,000 | 1,475 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $11,868,000 | 822 |
| Other real estate owned | $2,639,000 | 2,345 |
| Goodwill and other intangibles | $110,000 | 2,818 |
| All other assets | $7,134,000 | 2,051 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $415,674,000 | 1,433 |
| Total liabilities | $367,340,000 | 1,466 |
| Total deposits | $339,723,000 | 1,374 |
| Interest-bearing deposits | $296,724,000 | 1,335 |
| Deposits held in domestic offices | $339,723,000 | 1,370 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,500,000 | 841 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,000,000 | 2,889 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,117,000 | 1,379 |
| Total equity capital | $48,334,000 | 1,199 |
| Total bank equity capital | $48,334,000 | 1,199 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $80,000 | 7,220 |
| Surplus | $10,920,000 | 1,964 |
| Undivided profits | $37,334,000 | 879 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,014,000 | 545 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $80,000 | 856 |
| Income earned, not collected on loans | $2,483,000 | 1,125 |
| Earning assets | $388,187,000 | 1,407 |
| Long-term assets (5+ years) | $48,974,000 | 1,863 |
| Average Assets, year-to-date | $406,720,500 | 1,458 |
| Average Assets, quarterly | $406,720,500 | 1,458 |
| Volatile liabilities | $143,546,000 | 898 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $8,000,000 | 2,768 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $110,917,000 | 876 |
| Tier 1 (core) risk-based capital | $48,500,000 | 1,112 |
| Tier 2 risk-based capital | $3,249,000 | 1,447 |
| Total risk weighted assets | $432,012,000 | 947 |
| Total unused commitments | $110,917,000 | 876 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 74 | 2,318 |
| Assets and Liabilities | ||
| Total Assets: | $397,767,000 | 1,497 |
| Cash and due from depository institutions | $5,133,000 | 2,318 |
| Interest-bearing balances | $505,000 | 3,453 |
| Securities | $62,606,000 | 1,994 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $308,498,000 | 1,263 |
| Loan loss allowance | $3,249,000 | 1,455 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $12,043,000 | 808 |
| Other real estate owned | $2,639,000 | 2,318 |
| Goodwill and other intangibles | $131,000 | 2,749 |
| All other assets | $6,717,000 | 2,124 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $397,767,000 | 1,497 |
| Total liabilities | $350,381,000 | 1,535 |
| Total deposits | $332,432,000 | 1,399 |
| Interest-bearing deposits | $290,701,000 | 1,358 |
| Deposits held in domestic offices | $332,432,000 | 1,395 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,700,000 | 1,053 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $4,000,000 | 3,847 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,249,000 | 1,754 |
| Total equity capital | $47,386,000 | 1,210 |
| Total bank equity capital | $47,386,000 | 1,210 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $80,000 | 7,255 |
| Surplus | $10,920,000 | 1,931 |
| Undivided profits | $36,386,000 | 917 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $850,000 | 2,713 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $87,000 | 810 |
| Income earned, not collected on loans | $2,339,000 | 1,176 |
| Earning assets | $371,609,000 | 1,466 |
| Long-term assets (5+ years) | $48,558,000 | 1,902 |
| Average Assets, year-to-date | $374,303,200 | 1,513 |
| Average Assets, quarterly | $386,408,000 | 1,526 |
| Volatile liabilities | $132,633,000 | 947 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $4,000,000 | 3,675 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $78,603,000 | 1,102 |
| Tier 1 (core) risk-based capital | $46,681,000 | 1,136 |
| Tier 2 risk-based capital | $3,249,000 | 1,424 |
| Total risk weighted assets | $409,074,000 | 984 |
| Total unused commitments | $78,603,000 | 1,102 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 73 | 2,340 |
| Assets and Liabilities | ||
| Total Assets: | $375,049,000 | 1,571 |
| Cash and due from depository institutions | $8,457,000 | 2,340 |
| Interest-bearing balances | $5,000 | 6,696 |
| Securities | $37,218,000 | 3,076 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 1,810 |
| Net loans & leases | $302,230,000 | 1,263 |
| Loan loss allowance | $3,249,000 | 1,457 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $12,152,000 | 766 |
| Other real estate owned | $2,639,000 | 2,340 |
| Goodwill and other intangibles | $152,000 | 2,670 |
| All other assets | $6,201,000 | 2,215 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $375,049,000 | 1,571 |
| Total liabilities | $329,354,000 | 1,606 |
| Total deposits | $326,658,000 | 1,388 |
| Interest-bearing deposits | $284,335,000 | 1,363 |
| Deposits held in domestic offices | $326,658,000 | 1,384 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,696,000 | 1,505 |
| Total equity capital | $45,695,000 | 1,243 |
| Total bank equity capital | $45,695,000 | 1,243 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $80,000 | 7,299 |
| Surplus | $10,920,000 | 1,895 |
| Undivided profits | $34,695,000 | 964 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $846,000 | 2,924 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $102,000 | 814 |
| Income earned, not collected on loans | $2,045,000 | 1,430 |
| Earning assets | $345,453,000 | 1,556 |
| Long-term assets (5+ years) | $55,941,000 | 1,732 |
| Average Assets, year-to-date | $368,437,250 | 1,539 |
| Average Assets, quarterly | $373,729,500 | 1,555 |
| Volatile liabilities | $114,621,000 | 1,030 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $53,409,000 | 1,495 |
| Tier 1 (core) risk-based capital | $44,673,000 | 1,178 |
| Tier 2 risk-based capital | $3,249,000 | 1,406 |
| Total risk weighted assets | $369,622,000 | 1,073 |
| Total unused commitments | $53,409,000 | 1,496 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 78 | 2,202 |
| Assets and Liabilities | ||
| Total Assets: | $372,410,000 | 1,550 |
| Cash and due from depository institutions | $6,645,000 | 2,202 |
| Interest-bearing balances | $5,000 | 6,730 |
| Securities | $34,007,000 | 3,334 |
| Federal funds sold & reverse repurchase agreements | $13,500,000 | 788 |
| Net loans & leases | $296,136,000 | 1,261 |
| Loan loss allowance | $3,254,000 | 1,443 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $12,319,000 | 727 |
| Other real estate owned | $3,082,000 | 2,202 |
| Goodwill and other intangibles | $173,000 | 2,620 |
| All other assets | $6,548,000 | 2,112 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $372,410,000 | 1,550 |
| Total liabilities | $329,350,000 | 1,586 |
| Total deposits | $327,415,000 | 1,370 |
| Interest-bearing deposits | $285,547,000 | 1,333 |
| Deposits held in domestic offices | $327,415,000 | 1,366 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,935,000 | 1,813 |
| Total equity capital | $43,060,000 | 1,274 |
| Total bank equity capital | $43,060,000 | 1,274 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $80,000 | 7,350 |
| Surplus | $10,920,000 | 1,853 |
| Undivided profits | $32,060,000 | 990 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,250,000 | 2,163 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $172,000 | 663 |
| Income earned, not collected on loans | $2,113,000 | 1,272 |
| Earning assets | $343,648,000 | 1,532 |
| Long-term assets (5+ years) | $57,278,000 | 1,734 |
| Average Assets, year-to-date | $366,233,330 | 1,539 |
| Average Assets, quarterly | $372,096,000 | 1,535 |
| Volatile liabilities | $110,977,000 | 1,033 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $62,694,000 | 1,301 |
| Tier 1 (core) risk-based capital | $42,352,000 | 1,224 |
| Tier 2 risk-based capital | $3,254,000 | 1,387 |
| Total risk weighted assets | $358,092,000 | 1,085 |
| Total unused commitments | $62,694,000 | 1,302 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 77 | 2,222 |
| Assets and Liabilities | ||
| Total Assets: | $371,782,000 | 1,528 |
| Cash and due from depository institutions | $3,963,000 | 2,222 |
| Interest-bearing balances | $5,000 | 6,762 |
| Securities | $38,051,000 | 3,053 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,821 |
| Net loans & leases | $304,522,000 | 1,183 |
| Loan loss allowance | $3,300,000 | 1,409 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $12,473,000 | 702 |
| Other real estate owned | $3,739,000 | 2,222 |
| Goodwill and other intangibles | $193,000 | 2,563 |
| All other assets | $5,841,000 | 2,204 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $371,782,000 | 1,528 |
| Total liabilities | $329,961,000 | 1,553 |
| Total deposits | $326,415,000 | 1,360 |
| Interest-bearing deposits | $286,590,000 | 1,318 |
| Deposits held in domestic offices | $326,415,000 | 1,358 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $3,546,000 | 1,259 |
| Total equity capital | $41,821,000 | 1,332 |
| Total bank equity capital | $41,821,000 | 1,332 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $80,000 | 7,371 |
| Surplus | $10,920,000 | 1,813 |
| Undivided profits | $30,821,000 | 1,069 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,488,000 | 1,929 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $79,000 | 965 |
| Income earned, not collected on loans | $2,264,000 | 1,152 |
| Earning assets | $345,578,000 | 1,512 |
| Long-term assets (5+ years) | $49,490,000 | 1,901 |
| Average Assets, year-to-date | $363,145,000 | 1,552 |
| Average Assets, quarterly | $363,145,000 | 1,552 |
| Volatile liabilities | $106,462,000 | 1,038 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $45,003,000 | 1,652 |
| Tier 1 (core) risk-based capital | $40,481,000 | 1,265 |
| Tier 2 risk-based capital | $3,300,000 | 1,351 |
| Total risk weighted assets | $368,312,000 | 1,025 |
| Total unused commitments | $45,003,000 | 1,656 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 71 | 2,434 |
| Assets and Liabilities | ||
| Total Assets: | $354,508,000 | 1,600 |
| Cash and due from depository institutions | $6,087,000 | 2,434 |
| Interest-bearing balances | $1,141,000 | 2,782 |
| Securities | $37,684,000 | 3,125 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 3,095 |
| Net loans & leases | $285,302,000 | 1,258 |
| Loan loss allowance | $3,303,000 | 1,397 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $12,588,000 | 689 |
| Other real estate owned | $3,739,000 | 2,434 |
| Goodwill and other intangibles | $214,000 | 2,517 |
| All other assets | $5,594,000 | 2,288 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $354,508,000 | 1,600 |
| Total liabilities | $314,898,000 | 1,625 |
| Total deposits | $312,608,000 | 1,416 |
| Interest-bearing deposits | $273,989,000 | 1,377 |
| Deposits held in domestic offices | $312,608,000 | 1,413 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,290,000 | 1,677 |
| Total equity capital | $39,610,000 | 1,376 |
| Total bank equity capital | $39,610,000 | 1,376 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $80,000 | 7,431 |
| Surplus | $10,920,000 | 1,790 |
| Undivided profits | $28,610,000 | 1,112 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,226,000 | 2,308 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $97,000 | 827 |
| Income earned, not collected on loans | $1,874,000 | 1,488 |
| Earning assets | $327,427,000 | 1,581 |
| Long-term assets (5+ years) | $45,547,000 | 2,060 |
| Average Assets, year-to-date | $332,636,400 | 1,629 |
| Average Assets, quarterly | $344,350,000 | 1,621 |
| Volatile liabilities | $99,168,000 | 1,114 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $76,472,000 | 1,050 |
| Tier 1 (core) risk-based capital | $38,485,000 | 1,321 |
| Tier 2 risk-based capital | $3,303,000 | 1,339 |
| Total risk weighted assets | $356,725,000 | 1,051 |
| Total unused commitments | $76,472,000 | 1,051 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 71 | 2,453 |
| Assets and Liabilities | ||
| Total Assets: | $334,192,000 | 1,690 |
| Cash and due from depository institutions | $7,283,000 | 2,453 |
| Interest-bearing balances | $1,113,000 | 2,958 |
| Securities | $38,662,000 | 3,013 |
| Federal funds sold & reverse repurchase agreements | $19,600,000 | 745 |
| Net loans & leases | $246,443,000 | 1,457 |
| Loan loss allowance | $3,321,000 | 1,408 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $12,637,000 | 685 |
| Other real estate owned | $3,739,000 | 2,453 |
| Goodwill and other intangibles | $248,000 | 2,410 |
| All other assets | $5,580,000 | 2,284 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $334,192,000 | 1,690 |
| Total liabilities | $296,411,000 | 1,718 |
| Total deposits | $293,227,000 | 1,531 |
| Interest-bearing deposits | $258,497,000 | 1,493 |
| Deposits held in domestic offices | $293,227,000 | 1,528 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,184,000 | 1,373 |
| Total equity capital | $37,781,000 | 1,453 |
| Total bank equity capital | $37,781,000 | 1,453 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $80,000 | 7,477 |
| Surplus | $10,920,000 | 1,772 |
| Undivided profits | $26,781,000 | 1,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,848,000 | 1,746 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $76,000 | 968 |
| Income earned, not collected on loans | $1,814,000 | 1,681 |
| Earning assets | $305,818,000 | 1,697 |
| Long-term assets (5+ years) | $36,956,000 | 2,400 |
| Average Assets, year-to-date | $327,168,500 | 1,676 |
| Average Assets, quarterly | $337,274,500 | 1,663 |
| Volatile liabilities | $84,617,000 | 1,232 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $69,609,000 | 1,151 |
| Tier 1 (core) risk-based capital | $36,645,000 | 1,403 |
| Tier 2 risk-based capital | $3,321,000 | 1,325 |
| Total risk weighted assets | $322,213,000 | 1,177 |
| Total unused commitments | $69,609,000 | 1,155 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 70 | 2,496 |
| Assets and Liabilities | ||
| Total Assets: | $340,357,000 | 1,646 |
| Cash and due from depository institutions | $12,743,000 | 2,496 |
| Interest-bearing balances | $1,086,000 | 3,153 |
| Securities | $39,072,000 | 2,935 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $263,976,000 | 1,340 |
| Loan loss allowance | $3,318,000 | 1,379 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $12,833,000 | 662 |
| Other real estate owned | $6,198,000 | 2,496 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,535,000 | 2,218 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $340,357,000 | 1,646 |
| Total liabilities | $303,987,000 | 1,650 |
| Total deposits | $294,489,000 | 1,507 |
| Interest-bearing deposits | $258,967,000 | 1,460 |
| Deposits held in domestic offices | $294,489,000 | 1,503 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,600,000 | 1,403 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,898,000 | 1,212 |
| Total equity capital | $36,370,000 | 1,506 |
| Total bank equity capital | $36,370,000 | 1,506 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $80,000 | 7,504 |
| Surplus | $10,920,000 | 1,734 |
| Undivided profits | $25,370,000 | 1,287 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,314,000 | 2,329 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $76,000 | 1,033 |
| Income earned, not collected on loans | $1,985,000 | 1,422 |
| Earning assets | $304,134,000 | 1,674 |
| Long-term assets (5+ years) | $41,220,000 | 2,072 |
| Average Assets, year-to-date | $324,827,330 | 1,671 |
| Average Assets, quarterly | $334,368,500 | 1,647 |
| Volatile liabilities | $93,591,000 | 1,123 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $45,288,000 | 1,547 |
| Tier 1 (core) risk-based capital | $35,242,000 | 1,430 |
| Tier 2 risk-based capital | $3,318,000 | 1,285 |
| Total risk weighted assets | $331,522,000 | 1,124 |
| Total unused commitments | $45,288,000 | 1,553 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 73 | 2,361 |
| Assets and Liabilities | ||
| Total Assets: | $328,380,000 | 1,662 |
| Cash and due from depository institutions | $10,104,000 | 2,361 |
| Interest-bearing balances | $1,059,000 | 3,134 |
| Securities | $36,130,000 | 3,059 |
| Federal funds sold & reverse repurchase agreements | $18,000,000 | 892 |
| Net loans & leases | $239,200,000 | 1,448 |
| Loan loss allowance | $3,318,000 | 1,350 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $13,012,000 | 638 |
| Other real estate owned | $6,124,000 | 2,361 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,810,000 | 2,076 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $328,380,000 | 1,662 |
| Total liabilities | $294,281,000 | 1,675 |
| Total deposits | $291,426,000 | 1,494 |
| Interest-bearing deposits | $260,098,000 | 1,450 |
| Deposits held in domestic offices | $291,426,000 | 1,491 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,855,000 | 1,578 |
| Total equity capital | $34,099,000 | 1,571 |
| Total bank equity capital | $34,099,000 | 1,571 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $80,000 | 7,544 |
| Surplus | $10,920,000 | 1,706 |
| Undivided profits | $23,099,000 | 1,380 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,424,000 | 610 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $77,000 | 1,009 |
| Income earned, not collected on loans | $1,887,000 | 1,551 |
| Earning assets | $294,389,000 | 1,703 |
| Long-term assets (5+ years) | $36,090,000 | 2,238 |
| Average Assets, year-to-date | $317,062,500 | 1,706 |
| Average Assets, quarterly | $317,062,500 | 1,706 |
| Volatile liabilities | $95,174,000 | 1,077 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $42,928,000 | 1,566 |
| Tier 1 (core) risk-based capital | $33,560,000 | 1,482 |
| Tier 2 risk-based capital | $3,318,000 | 1,250 |
| Total risk weighted assets | $310,798,000 | 1,182 |
| Total unused commitments | $42,928,000 | 1,576 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 78 | 2,210 |
| Assets and Liabilities | ||
| Total Assets: | $305,745,000 | 1,765 |
| Cash and due from depository institutions | $8,803,000 | 2,210 |
| Interest-bearing balances | $1,033,000 | 3,052 |
| Securities | $23,439,000 | 4,176 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,813 |
| Net loans & leases | $238,469,000 | 1,448 |
| Loan loss allowance | $3,336,000 | 1,318 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $12,882,000 | 646 |
| Other real estate owned | $8,230,000 | 2,210 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,922,000 | 2,017 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $305,745,000 | 1,765 |
| Total liabilities | $273,418,000 | 1,775 |
| Total deposits | $271,581,000 | 1,573 |
| Interest-bearing deposits | $238,174,000 | 1,555 |
| Deposits held in domestic offices | $271,581,000 | 1,570 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,837,000 | 2,164 |
| Total equity capital | $32,327,000 | 1,619 |
| Total bank equity capital | $32,327,000 | 1,619 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $80,000 | 7,579 |
| Surplus | $10,920,000 | 1,667 |
| Undivided profits | $21,327,000 | 1,485 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $828,000 | 3,115 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $79,000 | 954 |
| Income earned, not collected on loans | $1,879,000 | 1,629 |
| Earning assets | $270,941,000 | 1,817 |
| Long-term assets (5+ years) | $27,864,000 | 2,684 |
| Average Assets, year-to-date | $283,859,000 | 1,794 |
| Average Assets, quarterly | $297,987,500 | 1,786 |
| Volatile liabilities | $92,553,000 | 1,099 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $57,994,000 | 1,201 |
| Tier 1 (core) risk-based capital | $32,025,000 | 1,518 |
| Tier 2 risk-based capital | $3,336,000 | 1,223 |
| Total risk weighted assets | $302,494,000 | 1,193 |
| Total unused commitments | $57,994,000 | 1,203 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 69 | 2,470 |
| Assets and Liabilities | ||
| Total Assets: | $274,430,000 | 1,852 |
| Cash and due from depository institutions | $5,673,000 | 2,470 |
| Interest-bearing balances | $939,000 | 3,073 |
| Securities | $4,042,000 | 8,231 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $238,924,000 | 1,391 |
| Loan loss allowance | $3,445,000 | 1,195 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $13,485,000 | 587 |
| Other real estate owned | $6,947,000 | 2,470 |
| Goodwill and other intangibles | $150,000 | 2,485 |
| All other assets | $5,209,000 | 2,121 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $274,430,000 | 1,852 |
| Total liabilities | $243,125,000 | 1,886 |
| Total deposits | $234,383,000 | 1,737 |
| Interest-bearing deposits | $205,467,000 | 1,707 |
| Deposits held in domestic offices | $234,383,000 | 1,734 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,165 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 2,996 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,742,000 | 2,246 |
| Total equity capital | $31,305,000 | 1,563 |
| Total bank equity capital | $31,305,000 | 1,563 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $80,000 | 7,780 |
| Surplus | $10,920,000 | 1,580 |
| Undivided profits | $20,305,000 | 1,426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,481,000 | 1,977 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $65,000 | 1,055 |
| Income earned, not collected on loans | $1,556,000 | 2,176 |
| Earning assets | $243,905,000 | 1,911 |
| Long-term assets (5+ years) | $24,186,000 | 2,908 |
| Average Assets, year-to-date | $267,064,800 | 1,814 |
| Average Assets, quarterly | $272,680,000 | 1,846 |
| Volatile liabilities | $90,437,000 | 1,075 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $5,000,000 | 2,803 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $107,101,000 | 717 |
| Tier 1 (core) risk-based capital | $31,155,000 | 1,475 |
| Tier 2 risk-based capital | $3,445,000 | 1,126 |
| Total risk weighted assets | $286,742,000 | 1,196 |
| Total unused commitments | $107,101,000 | 717 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 61 | 2,812 |
| Assets and Liabilities | ||
| Total Assets: | $255,644,000 | 1,887 |
| Cash and due from depository institutions | $3,995,000 | 2,812 |
| Interest-bearing balances | $5,000 | 6,568 |
| Securities | $5,059,000 | 8,338 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $226,101,000 | 1,409 |
| Loan loss allowance | $2,214,000 | 1,737 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $13,579,000 | 556 |
| Other real estate owned | $1,643,000 | 2,812 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $5,267,000 | 1,724 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $255,644,000 | 1,887 |
| Total liabilities | $231,636,000 | 1,874 |
| Total deposits | $218,319,000 | 1,772 |
| Interest-bearing deposits | $194,185,000 | 1,725 |
| Deposits held in domestic offices | $218,319,000 | 1,767 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,700,000 | 1,467 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 2,858 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,617,000 | 1,654 |
| Total equity capital | $24,008,000 | 1,929 |
| Total bank equity capital | $24,008,000 | 1,929 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $80,000 | 8,038 |
| Surplus | $9,920,000 | 1,670 |
| Undivided profits | $14,008,000 | 1,936 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,362,000 | 1,757 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,820,000 | 1,381 |
| Earning assets | $231,165,000 | 1,925 |
| Long-term assets (5+ years) | $21,202,000 | 3,042 |
| Average Assets, year-to-date | $228,945,600 | 2,021 |
| Average Assets, quarterly | $250,870,000 | 1,898 |
| Volatile liabilities | $93,670,000 | 1,041 |
| Insider loans | $10,000 | 8,749 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $83,822,000 | 802 |
| Tier 1 (core) risk-based capital | $24,008,000 | 1,843 |
| Tier 2 risk-based capital | $2,214,000 | 1,632 |
| Total risk weighted assets | $259,316,500 | 1,255 |
| Total unused commitments | $83,822,000 | 803 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 41 | 4,097 |
| Assets and Liabilities | ||
| Total Assets: | $204,899,000 | 2,296 |
| Cash and due from depository institutions | $3,289,000 | 4,097 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $4,182,000 | 8,953 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $179,458,000 | 1,697 |
| Loan loss allowance | $1,822,000 | 2,013 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $13,457,000 | 568 |
| Other real estate owned | $1,249,000 | 4,097 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,264,000 | 2,626 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $204,899,000 | 2,296 |
| Total liabilities | $185,613,000 | 2,300 |
| Total deposits | $168,388,000 | 2,260 |
| Interest-bearing deposits | $145,821,000 | 2,252 |
| Deposits held in domestic offices | $168,388,000 | 2,256 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,300,000 | 942 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,925,000 | 1,929 |
| Total equity capital | $19,286,000 | 2,281 |
| Total bank equity capital | $19,286,000 | 2,281 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $80,000 | 8,322 |
| Surplus | $9,920,000 | 1,654 |
| Undivided profits | $9,286,000 | 2,614 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,062,000 | 2,069 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $52,000 | 1,093 |
| Income earned, not collected on loans | $1,195,000 | 1,864 |
| Earning assets | $183,640,000 | 2,351 |
| Long-term assets (5+ years) | $14,773,000 | 3,992 |
| Average Assets, year-to-date | $189,540,400 | 2,384 |
| Average Assets, quarterly | $200,496,000 | 2,315 |
| Volatile liabilities | $79,959,000 | 1,139 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $32,705,000 | 1,644 |
| Tier 1 (core) risk-based capital | $19,286,000 | 2,282 |
| Tier 2 risk-based capital | $1,822,000 | 1,858 |
| Total risk weighted assets | $205,400,300 | 1,518 |
| Total unused commitments | $32,705,000 | 1,646 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 44 | 3,898 |
| Assets and Liabilities | ||
| Total Assets: | $175,004,000 | 2,625 |
| Cash and due from depository institutions | $3,755,000 | 3,898 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $7,236,000 | 7,950 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $144,956,000 | 1,930 |
| Loan loss allowance | $1,693,000 | 2,100 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $14,047,000 | 522 |
| Other real estate owned | $3,502,000 | 3,898 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,508,000 | 4,438 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $175,004,000 | 2,625 |
| Total liabilities | $158,371,000 | 2,618 |
| Total deposits | $141,504,000 | 2,699 |
| Interest-bearing deposits | $122,198,000 | 2,663 |
| Deposits held in domestic offices | $141,504,000 | 2,694 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,700,000 | 825 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,167,000 | 3,106 |
| Total equity capital | $16,633,000 | 2,689 |
| Total bank equity capital | $16,633,000 | 2,689 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $80,000 | 8,505 |
| Surplus | $9,920,000 | 1,576 |
| Undivided profits | $6,633,000 | 3,599 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,141,000 | 849 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,029,000 | 2,154 |
| Earning assets | $152,192,000 | 2,792 |
| Long-term assets (5+ years) | $15,437,000 | 3,697 |
| Average Assets, year-to-date | $160,561,400 | 2,703 |
| Average Assets, quarterly | $169,533,500 | 2,664 |
| Volatile liabilities | $64,439,000 | 1,137 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $16,137,000 | 2,630 |
| Tier 1 (core) risk-based capital | $16,633,000 | 2,557 |
| Tier 2 risk-based capital | $1,693,000 | 1,883 |
| Total risk weighted assets | $166,425,600 | 1,726 |
| Total unused commitments | $16,137,000 | 2,637 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 45 | 3,937 |
| Assets and Liabilities | ||
| Total Assets: | $153,398,000 | 2,915 |
| Cash and due from depository institutions | $3,367,000 | 3,937 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $7,370,000 | 8,311 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $124,489,000 | 2,240 |
| Loan loss allowance | $1,328,000 | 2,606 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $13,175,000 | 558 |
| Other real estate owned | $3,541,000 | 3,937 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,456,000 | 4,575 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $153,398,000 | 2,915 |
| Total liabilities | $138,832,000 | 2,902 |
| Total deposits | $134,322,000 | 2,783 |
| Interest-bearing deposits | $116,836,000 | 2,743 |
| Deposits held in domestic offices | $134,322,000 | 2,776 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,800,000 | 1,906 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,710,000 | 2,314 |
| Total equity capital | $14,566,000 | 3,038 |
| Total bank equity capital | $14,566,000 | 3,038 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $80,000 | 8,879 |
| Surplus | $9,920,000 | 1,568 |
| Undivided profits | $4,566,000 | 4,731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $732,000 | 3,143 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $999,000 | 2,266 |
| Earning assets | $131,859,000 | 3,092 |
| Long-term assets (5+ years) | $11,667,000 | 3,939 |
| Average Assets, year-to-date | $137,683,000 | 3,080 |
| Average Assets, quarterly | $147,634,000 | 2,969 |
| Volatile liabilities | $51,536,000 | 1,379 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $10,344,000 | 3,380 |
| Tier 1 (core) risk-based capital | $14,566,000 | 2,913 |
| Tier 2 risk-based capital | $1,328,000 | 2,250 |
| Total risk weighted assets | $144,391,700 | 1,941 |
| Total unused commitments | $10,344,000 | 3,381 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 38 | 4,777 |
| Assets and Liabilities | ||
| Total Assets: | $126,846,000 | 3,568 |
| Cash and due from depository institutions | $2,791,000 | 4,777 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $5,633,000 | 9,520 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $105,428,000 | 2,658 |
| Loan loss allowance | $1,521,000 | 2,412 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $9,288,000 | 822 |
| Other real estate owned | $2,323,000 | 4,777 |
| Goodwill and other intangibles | $17,000 | 3,158 |
| All other assets | $1,366,000 | 4,963 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,846,000 | 3,568 |
| Total liabilities | $114,901,000 | 3,543 |
| Total deposits | $112,846,000 | 3,385 |
| Interest-bearing deposits | $97,239,000 | 3,368 |
| Deposits held in domestic offices | $112,846,000 | 3,374 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,742 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,055,000 | 3,372 |
| Total equity capital | $11,945,000 | 3,699 |
| Total bank equity capital | $11,945,000 | 3,699 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $80,000 | 9,320 |
| Surplus | $9,920,000 | 1,616 |
| Undivided profits | $1,945,000 | 7,322 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,267,000 | 1,376 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $918,000 | 2,458 |
| Earning assets | $111,061,000 | 3,714 |
| Long-term assets (5+ years) | $10,510,000 | 4,101 |
| Average Assets, year-to-date | $120,083,600 | 3,592 |
| Average Assets, quarterly | $124,768,500 | 3,575 |
| Volatile liabilities | $42,464,000 | 1,569 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $9,260,000 | 3,560 |
| Tier 1 (core) risk-based capital | $11,928,000 | 3,599 |
| Tier 2 risk-based capital | $1,501,680 | 2,042 |
| Total risk weighted assets | $120,114,880 | 2,347 |
| Total unused commitments | $9,260,000 | 3,574 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 35 | 5,283 |
| Assets and Liabilities | ||
| Total Assets: | $111,090,000 | 4,010 |
| Cash and due from depository institutions | $3,491,000 | 5,283 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $5,790,000 | 9,865 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 8,717 |
| Net loans & leases | $91,253,000 | 2,935 |
| Loan loss allowance | $1,986,000 | 1,956 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $7,235,000 | 1,052 |
| Other real estate owned | $259,000 | 5,283 |
| Goodwill and other intangibles | $50,000 | 2,654 |
| All other assets | $2,717,000 | 2,771 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,090,000 | 4,010 |
| Total liabilities | $100,487,000 | 3,984 |
| Total deposits | $99,206,000 | 3,838 |
| Interest-bearing deposits | $86,459,000 | 3,799 |
| Deposits held in domestic offices | $99,206,000 | 3,829 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,281,000 | 2,972 |
| Total equity capital | $10,603,000 | 4,101 |
| Total bank equity capital | $10,603,000 | 4,101 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $80,000 | 9,775 |
| Surplus | $9,920,000 | 1,607 |
| Undivided profits | $603,000 | 10,074 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,841,000 | 1,190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $842,000 | 2,778 |
| Earning assets | $97,343,000 | 4,193 |
| Long-term assets (5+ years) | $14,998,000 | 3,091 |
| Average Assets, year-to-date | $104,088,000 | 4,098 |
| Average Assets, quarterly | $110,321,000 | 3,988 |
| Volatile liabilities | $21,057,000 | 2,529 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $860,000 | 9,270 |
| Tier 1 (core) risk-based capital | $10,553,000 | 4,007 |
| Tier 2 risk-based capital | $1,274,520 | 2,344 |
| Total risk weighted assets | $101,249,920 | 2,701 |
| Total unused commitments | $860,000 | 9,279 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 45 | 4,385 |
| Assets and Liabilities | ||
| Total Assets: | $93,535,000 | 4,641 |
| Cash and due from depository institutions | $3,263,000 | 4,385 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $5,996,000 | 10,395 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $73,629,000 | 3,512 |
| Loan loss allowance | $2,033,000 | 1,934 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $7,264,000 | 1,013 |
| Other real estate owned | $259,000 | 4,385 |
| Goodwill and other intangibles | $83,000 | 2,337 |
| All other assets | $3,041,000 | 2,633 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,535,000 | 4,641 |
| Total liabilities | $81,783,000 | 4,775 |
| Total deposits | $80,426,000 | 4,624 |
| Interest-bearing deposits | $66,512,000 | 4,793 |
| Deposits held in domestic offices | $80,426,000 | 4,614 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 4,235 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,057,000 | 2,950 |
| Total equity capital | $11,752,000 | 3,445 |
| Total bank equity capital | $11,752,000 | 3,445 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $80,000 | 10,304 |
| Surplus | $9,920,000 | 1,544 |
| Undivided profits | $1,752,000 | 7,551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $692,000 | 3,457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $799,000 | 2,551 |
| Earning assets | $79,625,000 | 4,949 |
| Long-term assets (5+ years) | $9,417,000 | 4,269 |
| Average Assets, year-to-date | $97,044,200 | 4,397 |
| Average Assets, quarterly | $94,662,000 | 4,560 |
| Volatile liabilities | $7,498,000 | 5,325 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $503,000 | 10,323 |
| Tier 1 (core) risk-based capital | $11,669,000 | 3,525 |
| Tier 2 risk-based capital | $1,020,690 | 2,857 |
| Total risk weighted assets | $80,642,890 | 3,247 |
| Total unused commitments | $503,000 | 10,328 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 38 | 5,309 |
| Assets and Liabilities | ||
| Total Assets: | $97,178,000 | 4,566 |
| Cash and due from depository institutions | $3,543,000 | 5,309 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $11,897,000 | 8,390 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 4,365 |
| Net loans & leases | $67,097,000 | 3,749 |
| Loan loss allowance | $2,001,000 | 2,069 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $7,536,000 | 969 |
| Other real estate owned | $768,000 | 5,309 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,337,000 | 2,190 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,178,000 | 4,566 |
| Total liabilities | $86,157,000 | 4,683 |
| Total deposits | $84,786,000 | 4,563 |
| Interest-bearing deposits | $73,962,000 | 4,517 |
| Deposits held in domestic offices | $84,786,000 | 4,556 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,371,000 | 2,459 |
| Total equity capital | $11,021,000 | 3,703 |
| Total bank equity capital | $11,021,000 | 3,703 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $80,000 | 10,814 |
| Surplus | $9,920,000 | 1,475 |
| Undivided profits | $1,021,000 | 9,469 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $306,000 | 6,346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $640,000 | 2,819 |
| Earning assets | $81,994,000 | 4,919 |
| Long-term assets (5+ years) | $16,519,000 | 3,065 |
| Average Assets, year-to-date | $100,185,600 | 4,334 |
| Average Assets, quarterly | $97,712,000 | 4,505 |
| Volatile liabilities | $8,055,000 | 4,794 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $352,000 | 10,998 |
| Tier 1 (core) risk-based capital | $11,021,000 | 3,632 |
| Tier 2 risk-based capital | $938,000 | 3,059 |
| Total risk weighted assets | $73,977,200 | 3,475 |
| Total unused commitments | $352,000 | 11,009 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 41 | 5,070 |
| Assets and Liabilities | ||
| Total Assets: | $102,248,000 | 4,440 |
| Cash and due from depository institutions | $3,927,000 | 5,070 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $13,243,000 | 7,906 |
| Federal funds sold & reverse repurchase agreements | $20,200,000 | 842 |
| Net loans & leases | $54,322,000 | 4,507 |
| Loan loss allowance | $2,209,000 | 1,951 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $7,807,000 | 929 |
| Other real estate owned | $802,000 | 5,070 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,947,000 | 3,660 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,248,000 | 4,440 |
| Total liabilities | $91,954,000 | 4,509 |
| Total deposits | $90,706,000 | 4,387 |
| Interest-bearing deposits | $76,786,000 | 4,510 |
| Deposits held in domestic offices | $90,706,000 | 4,380 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,248,000 | 2,742 |
| Total equity capital | $10,294,000 | 3,770 |
| Total bank equity capital | $10,294,000 | 3,770 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $80,000 | 11,311 |
| Surplus | $8,920,000 | 1,565 |
| Undivided profits | $1,294,000 | 8,838 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,039,000 | 3,588 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $581,000 | 3,492 |
| Earning assets | $87,765,000 | 4,707 |
| Long-term assets (5+ years) | $12,722,000 | 3,673 |
| Average Assets, year-to-date | $101,866,800 | 4,368 |
| Average Assets, quarterly | $101,837,000 | 4,427 |
| Volatile liabilities | $9,201,000 | 4,381 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $289,000 | 11,322 |
| Tier 1 (core) risk-based capital | $10,294,000 | 3,716 |
| Tier 2 risk-based capital | $784,630 | 3,599 |
| Total risk weighted assets | $61,345,630 | 4,145 |
| Total unused commitments | $289,000 | 11,341 |
| Derivatives | $0 | 651 |