Home > Corwith State Bank > Income and Expense
Corwith State Bank, Income and Expense
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $585,000 | 8,578 |
| Total interest expense | $200,000 | 8,335 |
| Net interest income | $385,000 | 8,575 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $58,000 | 8,186 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $50,000 | 6,585 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $8,000 | 8,587 |
| Total noninterest expense | $352,000 | 8,482 |
| Salaries and employee benefits | $232,000 | 8,230 |
| Premises and equipment expense | $50,000 | 8,086 |
| Additional noninterest expense | $70,000 | 8,865 |
| Pre-tax net operating income | $91,000 | 8,077 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $38,000 | 6,147 |
| Income before extraordinary items | $53,000 | 8,396 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $53,000 | 8,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,273 |
| Cash dividends | $26,000 | 4,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $53,000 | 8,267 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $297,000 | 8,613 |
| Total interest expense | $103,000 | 8,395 |
| Net interest income | $194,000 | 8,599 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $30,000 | 8,154 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $24,000 | 6,593 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,357 |
| Total noninterest expense | $175,000 | 8,529 |
| Salaries and employee benefits | $119,000 | 8,219 |
| Premises and equipment expense | $27,000 | 8,005 |
| Additional noninterest expense | $29,000 | 9,032 |
| Pre-tax net operating income | $49,000 | 8,008 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $23,000 | 5,966 |
| Income before extraordinary items | $26,000 | 8,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $26,000 | 8,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $13,000 | 3,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $26,000 | 8,235 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,506,000 | 8,378 |
| Total interest expense | $573,000 | 8,184 |
| Net interest income | $933,000 | 8,373 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $138,000 | 7,969 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $115,000 | 6,322 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 8,435 |
| Total noninterest expense | $785,000 | 8,376 |
| Salaries and employee benefits | $517,000 | 8,075 |
| Premises and equipment expense | $100,000 | 8,169 |
| Additional noninterest expense | $168,000 | 8,765 |
| Pre-tax net operating income | $286,000 | 7,595 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $96,000 | 6,006 |
| Income before extraordinary items | $190,000 | 7,892 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $190,000 | 7,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,685 |
| Cash dividends | $135,000 | 5,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $190,000 | 7,783 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,878,000 | 8,344 |
| Total interest expense | $912,000 | 8,190 |
| Net interest income | $966,000 | 8,361 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $129,000 | 8,109 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $114,000 | 6,337 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $15,000 | 8,930 |
| Total noninterest expense | $804,000 | 8,446 |
| Salaries and employee benefits | $552,000 | 7,914 |
| Premises and equipment expense | $101,000 | 8,285 |
| Additional noninterest expense | $151,000 | 9,050 |
| Pre-tax net operating income | $291,000 | 7,455 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $104,000 | 5,960 |
| Income before extraordinary items | $187,000 | 7,821 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $187,000 | 7,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $118,000 | 5,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $187,000 | 7,707 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,055,000 | 8,350 |
| Total interest expense | $960,000 | 8,303 |
| Net interest income | $1,095,000 | 8,298 |
| Provision for loan and lease losses | $24,000 | 7,446 |
| Total noninterest income | $126,000 | 8,217 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 6,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,267 |
| Total noninterest expense | $821,000 | 8,513 |
| Salaries and employee benefits | $566,000 | 7,882 |
| Premises and equipment expense | $87,000 | 8,667 |
| Additional noninterest expense | $168,000 | 9,087 |
| Pre-tax net operating income | $376,000 | 7,574 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $142,000 | 6,017 |
| Income before extraordinary items | $234,000 | 7,875 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $234,000 | 7,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,979 |
| Cash dividends | $139,000 | 5,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $234,000 | 7,876 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,938,000 | 8,571 |
| Total interest expense | $915,000 | 8,405 |
| Net interest income | $1,023,000 | 8,577 |
| Provision for loan and lease losses | $33,000 | 7,151 |
| Total noninterest income | $112,000 | 8,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 6,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,578 |
| Total noninterest expense | $802,000 | 8,725 |
| Salaries and employee benefits | $544,000 | 8,075 |
| Premises and equipment expense | $85,000 | 8,926 |
| Additional noninterest expense | $173,000 | 9,303 |
| Pre-tax net operating income | $300,000 | 8,090 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $124,000 | 6,601 |
| Income before extraordinary items | $176,000 | 8,460 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $176,000 | 8,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 9,481 |
| Cash dividends | $69,000 | 6,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $176,000 | 8,426 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,873,000 | 8,838 |
| Total interest expense | $867,000 | 8,772 |
| Net interest income | $1,006,000 | 8,783 |
| Provision for loan and lease losses | $53,000 | 6,503 |
| Total noninterest income | $95,000 | 9,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 7,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,838 |
| Total noninterest expense | $727,000 | 9,029 |
| Salaries and employee benefits | $530,000 | 8,174 |
| Premises and equipment expense | $61,000 | 9,545 |
| Additional noninterest expense | $136,000 | 9,788 |
| Pre-tax net operating income | $321,000 | 8,278 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $106,000 | 7,444 |
| Income before extraordinary items | $215,000 | 8,513 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $215,000 | 8,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,064 |
| Cash dividends | $78,000 | 6,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $215,000 | 8,432 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,758,000 | 9,345 |
| Total interest expense | $802,000 | 9,255 |
| Net interest income | $956,000 | 9,293 |
| Provision for loan and lease losses | $18,000 | 7,986 |
| Total noninterest income | $103,000 | 9,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 7,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 10,359 |
| Total noninterest expense | $724,000 | 9,315 |
| Salaries and employee benefits | $512,000 | 8,517 |
| Premises and equipment expense | $69,000 | 9,733 |
| Additional noninterest expense | $143,000 | 10,083 |
| Pre-tax net operating income | $317,000 | 8,905 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $120,000 | 8,093 |
| Income before extraordinary items | $197,000 | 9,183 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $197,000 | 9,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $79,000 | 6,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $197,000 | 9,134 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,660,000 | 9,873 |
| Total interest expense | $786,000 | 9,693 |
| Net interest income | $874,000 | 9,898 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $106,000 | 9,789 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 7,775 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 10,521 |
| Total noninterest expense | $710,000 | 9,777 |
| Salaries and employee benefits | $465,000 | 9,142 |
| Premises and equipment expense | $103,000 | 9,206 |
| Additional noninterest expense | $142,000 | 10,648 |
| Pre-tax net operating income | $270,000 | 9,331 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $98,000 | 8,783 |
| Income before extraordinary items | $172,000 | 9,572 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $172,000 | 9,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,223 |
| Cash dividends | $30,000 | 7,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $172,000 | 9,514 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,504,000 | 10,523 |
| Total interest expense | $751,000 | 10,118 |
| Net interest income | $753,000 | 10,678 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $102,000 | 10,232 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 8,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,268 |
| Total noninterest expense | $678,000 | 10,274 |
| Salaries and employee benefits | $436,000 | 9,649 |
| Premises and equipment expense | $95,000 | 9,761 |
| Additional noninterest expense | $147,000 | 11,084 |
| Pre-tax net operating income | $177,000 | 10,596 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $64,000 | 9,898 |
| Income before extraordinary items | $113,000 | 10,810 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $113,000 | 10,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 10,842 |
| Cash dividends | $20,000 | 8,373 |
| Sale, conversion, retirement of capital stock, net | $214,000 | 474 |
| Net operating income | $113,000 | 10,783 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,371,000 | 10,998 |
| Total interest expense | $549,000 | 10,852 |
| Net interest income | $822,000 | 10,976 |
| Provision for loan and lease losses | $7,000 | 8,694 |
| Total noninterest income | $96,000 | 10,848 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 8,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 11,499 |
| Total noninterest expense | $667,000 | 10,840 |
| Salaries and employee benefits | $423,000 | 10,073 |
| Premises and equipment expense | $74,000 | 10,838 |
| Additional noninterest expense | $170,000 | 11,525 |
| Pre-tax net operating income | $244,000 | 10,544 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $116,000 | 9,007 |
| Income before extraordinary items | $129,000 | 11,068 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $129,000 | 11,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $106,000 | 6,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $128,360 | 11,121 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,386,000 | 11,480 |
| Total interest expense | $567,000 | 11,327 |
| Net interest income | $819,000 | 11,442 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $94,000 | 11,460 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 8,937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 12,609 |
| Total noninterest expense | $664,000 | 11,335 |
| Salaries and employee benefits | $425,000 | 10,384 |
| Premises and equipment expense | $97,000 | 10,539 |
| Additional noninterest expense | $142,000 | 12,518 |
| Pre-tax net operating income | $199,000 | 11,048 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $70,000 | 10,475 |
| Income before extraordinary items | $132,000 | 11,431 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $132,000 | 11,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 5,678 |
| Cash dividends | $104,000 | 6,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $130,050 | 11,241 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,532,000 | 11,879 |
| Total interest expense | $739,000 | 11,633 |
| Net interest income | $793,000 | 11,930 |
| Provision for loan and lease losses | $41,000 | 9,446 |
| Total noninterest income | $105,000 | 11,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 8,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 13,144 |
| Total noninterest expense | $675,000 | 11,648 |
| Salaries and employee benefits | $460,000 | 10,198 |
| Premises and equipment expense | $62,000 | 12,181 |
| Additional noninterest expense | $153,000 | 12,907 |
| Pre-tax net operating income | $182,000 | 11,244 |
| Securities gains (losses) | $15,000 | 5,962 |
| Applicable income taxes | $90,000 | 10,159 |
| Income before extraordinary items | $107,000 | 11,849 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $107,000 | 11,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 8,127 |
| Cash dividends | $81,000 | 6,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $97,400 | 11,680 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.