Home > Corus Bank > Net charge- offs to loans
Corus Bank, Net charge- offs to loans
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 26.5901% | 6 |
| Percentage Net Loans Charged-off: Total real estate loans | 26.7962% | 5 |
| Percentage Net Loans Charged-off:Construction & development | 27.7890% | 107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 23.3050% | 35 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0300% | 3,577 |
| Percentage Net Loans Charged-off: Home equity loans | 8.0278% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8669% | 7,993 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9953% | 571 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2663% | 7,942 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.8738% | 96 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.9662% | 73 |
| Percentage Net Loans Charged-off:Construction & development | 7.3035% | 404 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 15.6872% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6155% | 1,069 |
| Percentage Net Loans Charged-off: Home equity loans | 13.1515% | 49 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9336% | 8,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5594% | 7,773 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.0121% | 7,987 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 9.0458% | 18 |
| Percentage Net Loans Charged-off: Total real estate loans | 9.0984% | 15 |
| Percentage Net Loans Charged-off:Construction & development | 9.4649% | 214 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.8235% | 78 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.3151% | 8,135 |
| Percentage Net Loans Charged-off: Home equity loans | -5.0432% | 6,042 |
| All other 1-4 family - Percent of loans charged-off, net | -1.8878% | 8,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5252% | 582 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.5402% | 8,095 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3820% | 84 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.4125% | 56 |
| Percentage Net Loans Charged-off:Construction & development | 4.4846% | 376 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.5149% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.6781% | 8,207 |
| Percentage Net Loans Charged-off: Home equity loans | -5.2376% | 6,062 |
| All other 1-4 family - Percent of loans charged-off, net | -2.2618% | 8,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9593% | 1,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1866% | 1,578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8411% | 828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8496% | 591 |
| Percentage Net Loans Charged-off:Construction & development | 0.1812% | 1,335 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.0682% | 43 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.7514% | 8,265 |
| Percentage Net Loans Charged-off: Home equity loans | -4.3159% | 6,065 |
| All other 1-4 family - Percent of loans charged-off, net | -1.3075% | 8,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.5793% | 8,234 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7036% | 297 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7223% | 193 |
| Percentage Net Loans Charged-off:Construction & development | 0.3701% | 704 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.7174% | 19 |
| Percentage Net Loans Charged-off: 1-4 family residential | -3.1394% | 8,305 |
| Percentage Net Loans Charged-off: Home equity loans | -10.1751% | 6,026 |
| All other 1-4 family - Percent of loans charged-off, net | -1.7986% | 8,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | -5.3306% | 8,277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9773% | 476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9915% | 235 |
| Percentage Net Loans Charged-off:Construction & development | 0.2422% | 930 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.6099% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.1918% | 8,351 |
| Percentage Net Loans Charged-off: Home equity loans | -6.1872% | 6,098 |
| All other 1-4 family - Percent of loans charged-off, net | -1.1791% | 8,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3512% | 7,843 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.1751% | 8,313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4986% | 794 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5052% | 328 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1233% | 55 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.9091% | 8,372 |
| Percentage Net Loans Charged-off: Home equity loans | -7.1388% | 6,093 |
| All other 1-4 family - Percent of loans charged-off, net | -1.7814% | 8,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0072% | 6,773 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.7526% | 8,344 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7550% | 451 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7649% | 179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9419% | 36 |
| Percentage Net Loans Charged-off: 1-4 family residential | -3.6504% | 8,415 |
| Percentage Net Loans Charged-off: Home equity loans | -6.5591% | 6,084 |
| All other 1-4 family - Percent of loans charged-off, net | -2.8352% | 8,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0106% | 6,737 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.5173% | 8,399 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1882% | 1,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1938% | 583 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7277% | 43 |
| Percentage Net Loans Charged-off: 1-4 family residential | -3.7254% | 8,452 |
| Percentage Net Loans Charged-off: Home equity loans | -7.3082% | 6,073 |
| All other 1-4 family - Percent of loans charged-off, net | -2.6744% | 8,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0203% | 6,838 |
| Percentage Net Loans Charged-off: Loans to individuals | -5.6027% | 8,445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0327% | 4,883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0174% | 2,796 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4284% | 113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.5657% | 8,502 |
| Percentage Net Loans Charged-off: Home equity loans | -6.2937% | 6,147 |
| All other 1-4 family - Percent of loans charged-off, net | -1.3237% | 8,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2956% | 783 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7940% | 8,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0024% | 5,701 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0187% | 8,006 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.7467% | 8,563 |
| Percentage Net Loans Charged-off: Home equity loans | -6.3856% | 6,141 |
| All other 1-4 family - Percent of loans charged-off, net | -1.5162% | 8,531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6331% | 504 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7628% | 8,492 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0024% | 5,244 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0218% | 8,023 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -3.0965% | 8,592 |
| Percentage Net Loans Charged-off: Home equity loans | -6.3255% | 6,108 |
| All other 1-4 family - Percent of loans charged-off, net | -1.9983% | 8,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6771% | 506 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6750% | 8,489 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0267% | 7,330 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0261% | 8,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -3.5481% | 8,605 |
| Percentage Net Loans Charged-off: Home equity loans | -6.7837% | 6,067 |
| All other 1-4 family - Percent of loans charged-off, net | -2.4388% | 8,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0910% | 8,308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0238% | 8,110 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0267% | 8,192 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.1876% | 8,647 |
| Percentage Net Loans Charged-off: Home equity loans | -7.3408% | 6,140 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4032% | 8,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2930% | 2,435 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.0768% | 8,649 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0377% | 8,053 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0325% | 8,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.3776% | 8,671 |
| Percentage Net Loans Charged-off: Home equity loans | -8.1558% | 6,102 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3766% | 8,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0013% | 6,739 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.9246% | 8,663 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0344% | 7,832 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0316% | 8,161 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.0214% | 8,680 |
| Percentage Net Loans Charged-off: Home equity loans | -6.9781% | 6,042 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3310% | 8,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0020% | 6,694 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.1772% | 8,620 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0268% | 7,479 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0220% | 8,134 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.2671% | 8,731 |
| Percentage Net Loans Charged-off: Home equity loans | -6.7739% | 6,024 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6108% | 247 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0158% | 6,860 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.5570% | 8,662 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0578% | 8,497 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0516% | 8,519 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.1279% | 8,797 |
| Percentage Net Loans Charged-off: Home equity loans | -6.4133% | 6,120 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7726% | 8,767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0145% | 4,187 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.9728% | 8,787 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0681% | 8,440 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0608% | 8,547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.3495% | 8,839 |
| Percentage Net Loans Charged-off: Home equity loans | -6.1152% | 6,094 |
| All other 1-4 family - Percent of loans charged-off, net | -1.1731% | 8,814 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0079% | 3,590 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.1426% | 8,826 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0467% | 8,187 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0372% | 8,423 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.3488% | 8,883 |
| Percentage Net Loans Charged-off: Home equity loans | -4.9129% | 6,072 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2365% | 8,743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.2365% | 8,872 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0531% | 8,019 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0394% | 8,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.4091% | 8,913 |
| Percentage Net Loans Charged-off: Home equity loans | -4.7621% | 6,009 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3737% | 8,811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.4170% | 8,911 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0089% | 7,051 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0243% | 8,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5768% | 8,955 |
| Percentage Net Loans Charged-off: Home equity loans | -5.8904% | 6,105 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0416% | 175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9091% | 1,805 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0676% | 8,944 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0333% | 5,781 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0255% | 8,505 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5516% | 8,992 |
| Percentage Net Loans Charged-off: Home equity loans | -5.4925% | 6,065 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9493% | 184 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5841% | 972 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4181% | 9,006 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0881% | 4,174 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0261% | 8,536 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5141% | 9,013 |
| Percentage Net Loans Charged-off: Home equity loans | -4.6027% | 6,033 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7321% | 256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8896% | 512 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.9233% | 9,064 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2516% | 2,006 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 8,197 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0892% | 8,846 |
| Percentage Net Loans Charged-off: Home equity loans | -2.7966% | 5,961 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7441% | 231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8806% | 198 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.4105% | 9,099 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2381% | 3,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0447% | 2,672 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 8,503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5723% | 358 |
| Percentage Net Loans Charged-off: Home equity loans | -3.1903% | 6,053 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7848% | 77 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6859% | 533 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4617% | 9,043 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0535% | 9,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1272% | 1,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 8,698 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0417% | 143 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9829% | 6,077 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6885% | 79 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0012% | 4,804 |
| Percentage Net Loans Charged-off: Loans to individuals | -5.1549% | 9,467 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4247% | 9,771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1909% | 144 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 1,307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0699% | 25 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2449% | 20 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0175% | 25 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1071% | 834 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.5372% | 1,568 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2246% | 2,928 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2308% | 106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0183% | 1,259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0073% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8902% | 21 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0741% | 19 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4888% | 57 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0186% | 949 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2607% | 1,064 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3169% | 2,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3890% | 61 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0267% | 1,218 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0376% | 1,308 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2901% | 12 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3565% | 12 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2022% | 131 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0099% | 1,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2251% | 1,097 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1263% | 520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7731% | 28 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0166% | 1,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0887% | 157 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8959% | 9 |
| Percentage Net Loans Charged-off: Home equity loans | 4.7733% | 10 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1596% | 195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0056% | 879 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2355% | 204 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5553% | 1,571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4790% | 101 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3240% | 1,438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2000% | 17 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2176% | 14 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0141% | 789 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0092% | 1,422 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0520% | 495 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1390% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0609% | 6,642 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0230% | 1,362 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0688% | 1,324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0108% | 274 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0038% | 973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0047% | 918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5326% | 109 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0802% | 1,510 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3302% | 12,160 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0064% | 10,975 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7836% | 2,794 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |