Home > CorTrust Bank > Income and Expense

CorTrust Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$73,262,000680
Total interest expense$22,918,000719
Net interest income$50,344,000664
Provision for loan and lease losses$7,896,000246
Total noninterest income$18,049,000496
Gross Fiduciary activities income$839,000535
Service charges on deposit accounts$1,508,000728
Trading account gains and feesNANA
Additional Noninterest Income$15,702,000394
Total noninterest expense$55,114,000523
Salaries and employee benefits$29,125,000540
Premises and equipment expense$8,747,000332
Additional noninterest expense$15,702,000394
Pre-tax net operating income$5,383,0001,839
Securities gains (losses)$-1,328,0004,343
Applicable income taxes$845,0001,544
Income before extraordinary items$3,210,0002,249
Extraordinary gains, net$054
Net income$3,210,0002,273
Minority interest net income$088
Net income of bank and minority interests.$3,210,0002,252
Net charge-offs$11,739,000145
Cash dividends$1,855,0001,602
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,259,1201,950
2023-09-30 (YTD Data)Rank
Total interest income$53,886,000683
Total interest expense$16,075,000713
Net interest income$37,811,000678
Provision for loan and lease losses$5,434,000255
Total noninterest income$13,430,000503
Gross Fiduciary activities income$457,000566
Service charges on deposit accounts$1,133,000728
Trading account gains and feesNANA
Additional Noninterest Income$11,840,000401
Total noninterest expense$42,382,000514
Salaries and employee benefits$22,933,000518
Premises and equipment expense$6,616,000335
Additional noninterest expense$11,840,000401
Pre-tax net operating income$3,425,0002,073
Securities gains (losses)$-1,328,0004,482
Applicable income taxes$292,0002,128
Income before extraordinary items$1,805,0002,625
Extraordinary gains, net$052
Net income$1,805,0002,654
Minority interest net income$081
Net income of bank and minority interests.$1,805,0002,626
Net charge-offs$8,409,000145
Cash dividends$1,855,0001,219
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,947,0802,103
2023-06-30 (YTD Data)Rank
Total interest income$35,028,000679
Total interest expense$9,610,000707
Net interest income$25,418,000674
Provision for loan and lease losses$1,053,000497
Total noninterest income$9,030,000486
Gross Fiduciary activities income$300,000562
Service charges on deposit accounts$744,000730
Trading account gains and feesNANA
Additional Noninterest Income$7,986,000380
Total noninterest expense$28,221,000502
Salaries and employee benefits$15,295,000511
Premises and equipment expense$4,491,000320
Additional noninterest expense$7,986,000380
Pre-tax net operating income$5,174,0001,175
Securities gains (losses)$-1,328,0004,546
Applicable income taxes$800,0001,162
Income before extraordinary items$3,046,0001,558
Extraordinary gains, net$051
Net income$3,046,0001,577
Minority interest net income$081
Net income of bank and minority interests.$3,046,0001,558
Net charge-offs$5,282,000129
Cash dividends$1,855,000945
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,095,1201,239
2023-03-31 (YTD Data)Rank
Total interest income$17,081,000689
Total interest expense$4,237,000699
Net interest income$12,844,000675
Provision for loan and lease losses$-1,456,0004,655
Total noninterest income$4,452,000483
Gross Fiduciary activities income$134,000603
Service charges on deposit accounts$373,000738
Trading account gains and feesNANA
Additional Noninterest Income$3,945,000380
Total noninterest expense$14,149,000515
Salaries and employee benefits$7,448,000537
Premises and equipment expense$2,347,000318
Additional noninterest expense$3,945,000380
Pre-tax net operating income$4,603,000778
Securities gains (losses)$-233,0004,459
Applicable income taxes$880,000728
Income before extraordinary items$3,490,000828
Extraordinary gains, net$04
Net income$3,490,000827
Minority interest net income$048
Net income of bank and minority interests.$3,490,000827
Net charge-offs$2,667,000117
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,676,400805
2022-12-31 (YTD Data)Rank
Total interest income$59,171,000657
Total interest expense$6,430,000651
Net interest income$52,741,000648
Provision for loan and lease losses$8,271,000195
Total noninterest income$21,365,000453
Gross Fiduciary activities income$698,000574
Service charges on deposit accounts$1,518,000731
Trading account gains and feesNANA
Additional Noninterest Income$19,149,000364
Total noninterest expense$53,789,000517
Salaries and employee benefits$29,644,000515
Premises and equipment expense$8,405,000343
Additional noninterest expense$19,149,000364
Pre-tax net operating income$12,046,0001,110
Securities gains (losses)$-157,0004,040
Applicable income taxes$2,587,000914
Income before extraordinary items$9,302,0001,157
Extraordinary gains, net$05
Net income$9,302,0001,156
Minority interest net income$063
Net income of bank and minority interests.$9,302,0001,157
Net charge-offs$6,578,000122
Cash dividends$3,710,000985
Sale, conversion, retirement of capital stock, net$0568
Net operating income$9,426,0301,168
2022-09-30 (YTD Data)Rank
Total interest income$42,604,000645
Total interest expense$3,473,000646
Net interest income$39,131,000642
Provision for loan and lease losses$5,776,000182
Total noninterest income$16,658,000452
Gross Fiduciary activities income$400,000606
Service charges on deposit accounts$1,137,000738
Trading account gains and feesNANA
Additional Noninterest Income$15,121,000367
Total noninterest expense$40,468,000512
Salaries and employee benefits$22,841,000492
Premises and equipment expense$6,219,000344
Additional noninterest expense$15,121,000367
Pre-tax net operating income$9,545,0001,067
Securities gains (losses)$-157,0004,310
Applicable income taxes$2,055,000880
Income before extraordinary items$7,333,0001,116
Extraordinary gains, net$04
Net income$7,333,0001,115
Minority interest net income$057
Net income of bank and minority interests.$7,333,0001,116
Net charge-offs$4,392,000127
Cash dividends$1,855,0001,174
Sale, conversion, retirement of capital stock, net$0519
Net operating income$7,457,0301,125
2022-06-30 (YTD Data)Rank
Total interest income$27,204,000640
Total interest expense$1,937,000612
Net interest income$25,267,000636
Provision for loan and lease losses$3,281,000186
Total noninterest income$11,339,000436
Gross Fiduciary activities income$250,000577
Service charges on deposit accounts$736,000750
Trading account gains and feesNANA
Additional Noninterest Income$10,353,000364
Total noninterest expense$26,779,000502
Salaries and employee benefits$15,206,000489
Premises and equipment expense$4,151,000339
Additional noninterest expense$7,422,000552
Pre-tax net operating income$6,546,000994
Securities gains (losses)$-112,0004,384
Applicable income taxes$1,388,000828
Income before extraordinary items$5,046,0001,037
Extraordinary gains, net$04
Net income$5,046,0001,036
Minority interest net income$060
Net income of bank and minority interests.$5,046,0001,037
Net charge-offs$2,854,000141
Cash dividends$1,855,000891
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,134,4801,048
2022-03-31 (YTD Data)Rank
Total interest income$13,316,000627
Total interest expense$902,000618
Net interest income$12,414,000621
Provision for loan and lease losses$1,561,000148
Total noninterest income$5,963,000431
Gross Fiduciary activities income$137,000580
Service charges on deposit accounts$360,000761
Trading account gains and feesNANA
Additional Noninterest Income$5,466,000362
Total noninterest expense$13,146,000515
Salaries and employee benefits$7,423,000504
Premises and equipment expense$2,071,000345
Additional noninterest expense$3,652,000559
Pre-tax net operating income$3,670,000883
Securities gains (losses)$0623
Applicable income taxes$800,000743
Income before extraordinary items$2,870,000918
Extraordinary gains, net$04
Net income$2,870,000918
Minority interest net income$050
Net income of bank and minority interests.$2,870,000918
Net charge-offs$1,514,000131
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,870,000927
2021-12-31 (YTD Data)Rank
Total interest income$57,630,000594
Total interest expense$4,119,000653
Net interest income$53,511,000584
Provision for loan and lease losses$4,527,000122
Total noninterest income$25,833,000437
Gross Fiduciary activities income$685,000537
Service charges on deposit accounts$1,424,000729
Trading account gains and feesNANA
Additional Noninterest Income$23,724,000376
Total noninterest expense$53,677,000496
Salaries and employee benefits$31,802,000474
Premises and equipment expense$8,057,000351
Additional noninterest expense$13,818,000591
Pre-tax net operating income$21,140,000707
Securities gains (losses)$-502,0004,783
Applicable income taxes$4,683,000658
Income before extraordinary items$15,955,000773
Extraordinary gains, net$010
Net income$15,955,000774
Minority interest net income$074
Net income of bank and minority interests.$15,955,000774
Net charge-offs$2,144,000276
Cash dividends$3,710,0001,006
Sale, conversion, retirement of capital stock, net$0582
Net operating income$16,351,580743
2021-09-30 (YTD Data)Rank
Total interest income$43,787,000596
Total interest expense$3,178,000673
Net interest income$40,609,000593
Provision for loan and lease losses$2,979,000132
Total noninterest income$19,688,000438
Gross Fiduciary activities income$419,000560
Service charges on deposit accounts$1,011,000753
Trading account gains and feesNANA
Additional Noninterest Income$18,258,000375
Total noninterest expense$40,040,000497
Salaries and employee benefits$23,892,000469
Premises and equipment expense$6,104,000353
Additional noninterest expense$10,044,000600
Pre-tax net operating income$17,278,000683
Securities gains (losses)$-121,0004,811
Applicable income taxes$3,987,000621
Income before extraordinary items$13,170,000739
Extraordinary gains, net$08
Net income$13,170,000739
Minority interest net income$069
Net income of bank and minority interests.$13,170,000739
Net charge-offs$1,253,000288
Cash dividends$1,855,0001,222
Sale, conversion, retirement of capital stock, net$0543
Net operating income$13,265,590718
2021-06-30 (YTD Data)Rank
Total interest income$28,533,000606
Total interest expense$2,180,000686
Net interest income$26,353,000599
Provision for loan and lease losses$1,983,000154
Total noninterest income$13,407,000427
Gross Fiduciary activities income$265,000566
Service charges on deposit accounts$645,000759
Trading account gains and feesNANA
Additional Noninterest Income$12,497,000373
Total noninterest expense$26,738,000491
Salaries and employee benefits$16,222,000463
Premises and equipment expense$4,071,000354
Additional noninterest expense$6,445,000609
Pre-tax net operating income$11,039,000703
Securities gains (losses)$-121,0004,871
Applicable income taxes$2,517,000638
Income before extraordinary items$8,401,000768
Extraordinary gains, net$06
Net income$8,401,000768
Minority interest net income$067
Net income of bank and minority interests.$8,401,000768
Net charge-offs$1,058,000262
Cash dividends$1,855,000915
Sale, conversion, retirement of capital stock, net$0517
Net operating income$8,496,590735
2021-03-31 (YTD Data)Rank
Total interest income$14,396,000599
Total interest expense$1,129,000699
Net interest income$13,267,000588
Provision for loan and lease losses$1,130,000162
Total noninterest income$6,963,000427
Gross Fiduciary activities income$119,000581
Service charges on deposit accounts$318,000750
Trading account gains and feesNANA
Additional Noninterest Income$6,526,000374
Total noninterest expense$13,216,000497
Salaries and employee benefits$7,932,000470
Premises and equipment expense$2,069,000357
Additional noninterest expense$3,215,000592
Pre-tax net operating income$5,884,000674
Securities gains (losses)$-6,0004,631
Applicable income taxes$1,349,000611
Income before extraordinary items$4,529,000731
Extraordinary gains, net$03
Net income$4,529,000731
Minority interest net income$055
Net income of bank and minority interests.$4,529,000731
Net charge-offs$663,000226
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,533,740716
2020-12-31 (YTD Data)Rank
Total interest income$52,463,000652
Total interest expense$6,494,000734
Net interest income$45,969,000641
Provision for loan and lease losses$9,218,000379
Total noninterest income$24,547,000429
Gross Fiduciary activities income$561,000555
Service charges on deposit accounts$1,536,000644
Trading account gains and feesNANA
Additional Noninterest Income$22,450,000374
Total noninterest expense$52,004,000496
Salaries and employee benefits$30,724,000462
Premises and equipment expense$8,256,000349
Additional noninterest expense$13,024,000584
Pre-tax net operating income$9,294,0001,129
Securities gains (losses)$2,562,000190
Applicable income taxes$2,786,000734
Income before extraordinary items$9,070,0001,042
Extraordinary gains, net$04
Net income$9,070,0001,042
Minority interest net income$072
Net income of bank and minority interests.$9,070,0001,042
Net charge-offs$3,037,000315
Cash dividends$2,782,0001,198
Sale, conversion, retirement of capital stock, net$0566
Net operating income$7,046,0201,217
2020-09-30 (YTD Data)Rank
Total interest income$39,300,000650
Total interest expense$5,178,000747
Net interest income$34,122,000641
Provision for loan and lease losses$7,951,000363
Total noninterest income$16,379,000453
Gross Fiduciary activities income$374,000572
Service charges on deposit accounts$2,840,000306
Trading account gains and feesNANA
Additional Noninterest Income$13,165,000418
Total noninterest expense$38,143,000491
Salaries and employee benefits$22,316,000464
Premises and equipment expense$6,205,000348
Additional noninterest expense$9,622,000579
Pre-tax net operating income$4,407,0001,553
Securities gains (losses)$1,138,000277
Applicable income taxes$1,230,0001,026
Income before extraordinary items$4,315,0001,423
Extraordinary gains, net$04
Net income$4,315,0001,424
Minority interest net income$065
Net income of bank and minority interests.$4,315,0001,424
Net charge-offs$2,317,000296
Cash dividends$928,0001,764
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,415,9801,686
2020-06-30 (YTD Data)Rank
Total interest income$26,689,000641
Total interest expense$3,762,000747
Net interest income$22,927,000634
Provision for loan and lease losses$6,426,000331
Total noninterest income$8,528,000511
Gross Fiduciary activities income$217,000590
Service charges on deposit accounts$1,840,000317
Trading account gains and feesNANA
Additional Noninterest Income$6,471,000491
Total noninterest expense$24,785,000495
Salaries and employee benefits$14,354,000476
Premises and equipment expense$4,066,000350
Additional noninterest expense$6,365,000576
Pre-tax net operating income$244,0004,238
Securities gains (losses)$1,138,000198
Applicable income taxes$250,0001,879
Income before extraordinary items$1,132,0002,638
Extraordinary gains, net$04
Net income$1,132,0002,637
Minority interest net income$065
Net income of bank and minority interests.$1,132,0002,638
Net charge-offs$2,032,000252
Cash dividends$928,0001,397
Sale, conversion, retirement of capital stock, net$0504
Net operating income$198,8404,283
2020-03-31 (YTD Data)Rank
Total interest income$13,043,000652
Total interest expense$2,019,000782
Net interest income$11,024,000644
Provision for loan and lease losses$1,383,000511
Total noninterest income$2,997,000606
Gross Fiduciary activities income$111,000591
Service charges on deposit accounts$954,000354
Trading account gains and feesNANA
Additional Noninterest Income$1,932,000621
Total noninterest expense$12,051,000507
Salaries and employee benefits$6,747,000516
Premises and equipment expense$2,036,000349
Additional noninterest expense$3,268,000568
Pre-tax net operating income$587,0002,577
Securities gains (losses)$1,138,000100
Applicable income taxes$388,000894
Income before extraordinary items$1,337,0001,308
Extraordinary gains, net$04
Net income$1,337,0001,307
Minority interest net income$056
Net income of bank and minority interests.$1,337,0001,308
Net charge-offs$1,366,000195
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$437,9802,788
2019-12-31 (YTD Data)Rank
Total interest income$49,136,000705
Total interest expense$7,367,000892
Net interest income$41,769,000664
Provision for loan and lease losses$7,348,000193
Total noninterest income$14,765,000531
Gross Fiduciary activities income$489,000578
Service charges on deposit accounts$1,854,000672
Trading account gains and feesNANA
Additional Noninterest Income$12,422,000452
Total noninterest expense$41,184,000573
Salaries and employee benefits$23,666,000561
Premises and equipment expense$6,398,000421
Additional noninterest expense$11,120,000637
Pre-tax net operating income$8,002,0001,228
Securities gains (losses)$90,000983
Applicable income taxes$1,960,000913
Income before extraordinary items$6,132,0001,361
Extraordinary gains, net$011
Net income$6,132,0001,364
Minority interest net income$076
Net income of bank and minority interests.$6,132,0001,364
Net charge-offs$6,610,000174
Cash dividends$3,470,0001,081
Sale, conversion, retirement of capital stock, net$18,144,00047
Net operating income$6,060,9001,345
2019-09-30 (YTD Data)Rank
Total interest income$35,385,000730
Total interest expense$5,180,000944
Net interest income$30,205,000688
Provision for loan and lease losses$4,755,000219
Total noninterest income$9,765,000575
Gross Fiduciary activities income$338,000585
Service charges on deposit accounts$2,461,000389
Trading account gains and feesNANA
Additional Noninterest Income$6,966,000550
Total noninterest expense$29,335,000599
Salaries and employee benefits$17,080,000577
Premises and equipment expense$4,438,000456
Additional noninterest expense$7,817,000671
Pre-tax net operating income$5,880,0001,275
Securities gains (losses)$90,000830
Applicable income taxes$1,392,000980
Income before extraordinary items$4,578,0001,392
Extraordinary gains, net$011
Net income$4,578,0001,392
Minority interest net income$072
Net income of bank and minority interests.$4,578,0001,394
Net charge-offs$3,753,000205
Cash dividends$1,615,0001,390
Sale, conversion, retirement of capital stock, net$18,144,00034
Net operating income$4,506,9001,380
2019-06-30 (YTD Data)Rank
Total interest income$22,414,000767
Total interest expense$3,022,0001,041
Net interest income$19,392,000713
Provision for loan and lease losses$3,022,000220
Total noninterest income$5,625,000630
Gross Fiduciary activities income$232,000587
Service charges on deposit accounts$1,544,000408
Trading account gains and feesNANA
Additional Noninterest Income$3,849,000611
Total noninterest expense$18,173,000650
Salaries and employee benefits$10,526,000623
Premises and equipment expense$2,816,000478
Additional noninterest expense$4,831,000736
Pre-tax net operating income$3,822,0001,282
Securities gains (losses)$01,702
Applicable income taxes$899,000972
Income before extraordinary items$2,923,0001,419
Extraordinary gains, net$011
Net income$2,923,0001,418
Minority interest net income$069
Net income of bank and minority interests.$2,923,0001,419
Net charge-offs$2,768,000189
Cash dividends$1,615,0001,035
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,923,0001,396
2019-03-31 (YTD Data)Rank
Total interest income$11,027,000777
Total interest expense$1,425,0001,069
Net interest income$9,602,000722
Provision for loan and lease losses$1,651,000203
Total noninterest income$2,707,000626
Gross Fiduciary activities income$111,000602
Service charges on deposit accounts$740,000420
Trading account gains and feesNANA
Additional Noninterest Income$1,856,000590
Total noninterest expense$8,866,000663
Salaries and employee benefits$5,119,000642
Premises and equipment expense$1,421,000477
Additional noninterest expense$2,326,000744
Pre-tax net operating income$1,792,0001,320
Securities gains (losses)$01,087
Applicable income taxes$393,0001,065
Income before extraordinary items$1,399,0001,425
Extraordinary gains, net$05
Net income$1,399,0001,423
Minority interest net income$052
Net income of bank and minority interests.$1,399,0001,424
Net charge-offs$1,367,000177
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,399,0001,401
2018-12-31 (YTD Data)Rank
Total interest income$40,828,000771
Total interest expense$4,558,0001,001
Net interest income$36,270,000736
Provision for loan and lease losses$4,818,000264
Total noninterest income$11,529,000613
Gross Fiduciary activities income$464,000602
Service charges on deposit accounts$2,931,000443
Trading account gains and feesNANA
Additional Noninterest Income$8,134,000585
Total noninterest expense$33,388,000684
Salaries and employee benefits$19,092,000660
Premises and equipment expense$5,117,000507
Additional noninterest expense$9,179,000759
Pre-tax net operating income$9,593,0001,074
Securities gains (losses)$-203,0005,153
Applicable income taxes$2,027,000861
Income before extraordinary items$7,363,0001,168
Extraordinary gains, net$06
Net income$7,363,0001,167
Minority interest net income$072
Net income of bank and minority interests.$7,363,0001,167
Net charge-offs$4,203,000220
Cash dividends$3,094,0001,058
Sale, conversion, retirement of capital stock, net$10,162,00054
Net operating income$7,523,3701,139
2018-09-30 (YTD Data)Rank
Total interest income$29,930,000774
Total interest expense$3,303,000967
Net interest income$26,627,000749
Provision for loan and lease losses$3,598,000256
Total noninterest income$8,587,000622
Gross Fiduciary activities income$300,000621
Service charges on deposit accounts$2,131,000452
Trading account gains and feesNANA
Additional Noninterest Income$6,156,000585
Total noninterest expense$25,258,000670
Salaries and employee benefits$14,803,000631
Premises and equipment expense$3,777,000516
Additional noninterest expense$6,678,000767
Pre-tax net operating income$6,358,0001,182
Securities gains (losses)$-203,0005,323
Applicable income taxes$1,471,000902
Income before extraordinary items$4,684,0001,332
Extraordinary gains, net$05
Net income$4,684,0001,331
Minority interest net income$066
Net income of bank and minority interests.$4,684,0001,331
Net charge-offs$3,086,000214
Cash dividends$1,480,0001,327
Sale, conversion, retirement of capital stock, net$10,163,00042
Net operating income$4,844,3701,296
2018-06-30 (YTD Data)Rank
Total interest income$19,495,000776
Total interest expense$2,092,000952
Net interest income$17,403,000757
Provision for loan and lease losses$2,482,000257
Total noninterest income$5,630,000629
Gross Fiduciary activities income$200,000623
Service charges on deposit accounts$1,350,000470
Trading account gains and feesNANA
Additional Noninterest Income$4,080,000585
Total noninterest expense$16,429,000689
Salaries and employee benefits$9,788,000637
Premises and equipment expense$2,468,000526
Additional noninterest expense$4,173,000802
Pre-tax net operating income$4,122,0001,190
Securities gains (losses)$0961
Applicable income taxes$982,000885
Income before extraordinary items$3,140,0001,316
Extraordinary gains, net$06
Net income$3,140,0001,315
Minority interest net income$065
Net income of bank and minority interests.$3,140,0001,315
Net charge-offs$2,044,000215
Cash dividends$1,480,000977
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,140,0001,306
2018-03-31 (YTD Data)Rank
Total interest income$9,682,000777
Total interest expense$1,037,000922
Net interest income$8,645,000760
Provision for loan and lease losses$1,249,000240
Total noninterest income$2,673,000645
Gross Fiduciary activities income$97,000628
Service charges on deposit accounts$661,000486
Trading account gains and feesNANA
Additional Noninterest Income$1,915,000600
Total noninterest expense$8,272,000688
Salaries and employee benefits$4,922,000635
Premises and equipment expense$1,257,000522
Additional noninterest expense$2,093,000788
Pre-tax net operating income$1,797,0001,294
Securities gains (losses)$0735
Applicable income taxes$409,000990
Income before extraordinary items$1,388,0001,412
Extraordinary gains, net$07
Net income$1,388,0001,412
Minority interest net income$052
Net income of bank and minority interests.$1,388,0001,412
Net charge-offs$1,176,000198
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,388,0001,402
2017-12-31 (YTD Data)Rank
Total interest income$37,826,000758
Total interest expense$3,676,000898
Net interest income$34,150,000738
Provision for loan and lease losses$6,573,000208
Total noninterest income$11,342,000631
Gross Fiduciary activities income$483,000594
Service charges on deposit accounts$2,700,000482
Trading account gains and feesNANA
Additional Noninterest Income$8,159,000590
Total noninterest expense$31,926,000689
Salaries and employee benefits$18,166,000675
Premises and equipment expense$4,780,000527
Additional noninterest expense$8,980,000748
Pre-tax net operating income$6,993,0001,313
Securities gains (losses)$-156,0005,478
Applicable income taxes$2,508,0001,106
Income before extraordinary items$4,329,0001,518
Extraordinary gains, net$09
Net income$4,329,0001,518
Minority interest net income$076
Net income of bank and minority interests.$4,329,0001,518
Net charge-offs$5,082,000210
Cash dividends$2,959,0001,045
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,428,8401,474
2017-09-30 (YTD Data)Rank
Total interest income$27,981,000766
Total interest expense$2,603,000927
Net interest income$25,378,000748
Provision for loan and lease losses$5,110,000199
Total noninterest income$8,356,000639
Gross Fiduciary activities income$327,000622
Service charges on deposit accounts$1,974,000494
Trading account gains and feesNANA
Additional Noninterest Income$6,055,000601
Total noninterest expense$24,243,000682
Salaries and employee benefits$14,124,000649
Premises and equipment expense$3,546,000533
Additional noninterest expense$6,573,000757
Pre-tax net operating income$4,381,0001,505
Securities gains (losses)$02,274
Applicable income taxes$1,386,0001,181
Income before extraordinary items$2,995,0001,734
Extraordinary gains, net$09
Net income$2,995,0001,735
Minority interest net income$071
Net income of bank and minority interests.$2,995,0001,735
Net charge-offs$3,805,000190
Cash dividends$1,480,0001,327
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,995,0001,718
2017-06-30 (YTD Data)Rank
Total interest income$18,321,000776
Total interest expense$1,644,000953
Net interest income$16,677,000751
Provision for loan and lease losses$3,083,000210
Total noninterest income$5,511,000652
Gross Fiduciary activities income$230,000611
Service charges on deposit accounts$1,296,000496
Trading account gains and feesNANA
Additional Noninterest Income$3,985,000599
Total noninterest expense$16,128,000681
Salaries and employee benefits$9,381,000659
Premises and equipment expense$2,394,000522
Additional noninterest expense$4,353,000762
Pre-tax net operating income$2,977,0001,469
Securities gains (losses)$01,906
Applicable income taxes$962,0001,133
Income before extraordinary items$2,015,0001,694
Extraordinary gains, net$011
Net income$2,015,0001,693
Minority interest net income$071
Net income of bank and minority interests.$2,015,0001,694
Net charge-offs$2,600,000191
Cash dividends$1,480,000985
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,015,0001,680
2017-03-31 (YTD Data)Rank
Total interest income$9,028,000776
Total interest expense$794,000965
Net interest income$8,234,000759
Provision for loan and lease losses$1,631,000197
Total noninterest income$2,626,000659
Gross Fiduciary activities income$124,000606
Service charges on deposit accounts$636,000509
Trading account gains and feesNANA
Additional Noninterest Income$1,866,000623
Total noninterest expense$7,926,000700
Salaries and employee benefits$4,665,000669
Premises and equipment expense$1,228,000524
Additional noninterest expense$2,033,000799
Pre-tax net operating income$1,303,0001,606
Securities gains (losses)$01,153
Applicable income taxes$425,0001,201
Income before extraordinary items$878,0001,828
Extraordinary gains, net$08
Net income$878,0001,828
Minority interest net income$055
Net income of bank and minority interests.$878,0001,828
Net charge-offs$1,526,000167
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$878,0001,816
2016-12-31 (YTD Data)Rank
Total interest income$34,682,000769
Total interest expense$2,970,000978
Net interest income$31,712,000754
Provision for loan and lease losses$4,086,000306
Total noninterest income$11,511,000620
Gross Fiduciary activities income$430,000627
Service charges on deposit accounts$2,553,000509
Trading account gains and fees$0170
Additional Noninterest Income$8,528,000573
Total noninterest expense$30,796,000691
Salaries and employee benefits$18,027,000656
Premises and equipment expense$4,654,000540
Additional noninterest expense$8,115,000822
Pre-tax net operating income$8,341,0001,068
Securities gains (losses)$308,000650
Applicable income taxes$2,816,000823
Income before extraordinary items$5,833,0001,227
Extraordinary gains, net$05
Net income$5,833,0001,226
Minority interest net income$082
Net income of bank and minority interests.$5,833,0001,226
Net charge-offs$2,666,000319
Cash dividends$2,959,0001,042
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,626,6401,235
2016-09-30 (YTD Data)Rank
Total interest income$25,479,000786
Total interest expense$2,179,000995
Net interest income$23,300,000766
Provision for loan and lease losses$2,603,000338
Total noninterest income$8,378,000644
Gross Fiduciary activities income$279,000638
Service charges on deposit accounts$1,886,000516
Trading account gains and fees$0169
Additional Noninterest Income$6,213,000590
Total noninterest expense$23,451,000684
Salaries and employee benefits$13,821,000638
Premises and equipment expense$3,518,000537
Additional noninterest expense$6,112,000816
Pre-tax net operating income$5,624,0001,185
Securities gains (losses)$308,000590
Applicable income taxes$1,883,000905
Income before extraordinary items$4,049,0001,322
Extraordinary gains, net$05
Net income$4,049,0001,322
Minority interest net income$071
Net income of bank and minority interests.$4,049,0001,322
Net charge-offs$1,565,000349
Cash dividends$1,480,0001,298
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,839,5601,340
2016-06-30 (YTD Data)Rank
Total interest income$16,594,000807
Total interest expense$1,419,0001,012
Net interest income$15,175,000784
Provision for loan and lease losses$1,540,000357
Total noninterest income$5,377,000650
Gross Fiduciary activities income$188,000654
Service charges on deposit accounts$1,233,000522
Trading account gains and fees$0157
Additional Noninterest Income$3,956,000600
Total noninterest expense$15,326,000696
Salaries and employee benefits$9,027,000655
Premises and equipment expense$2,341,000538
Additional noninterest expense$3,958,000836
Pre-tax net operating income$3,686,0001,193
Securities gains (losses)$308,000421
Applicable income taxes$1,241,000907
Income before extraordinary items$2,753,0001,300
Extraordinary gains, net$016
Net income$2,753,0001,300
Minority interest net income$071
Net income of bank and minority interests.$2,753,0001,301
Net charge-offs$1,020,000350
Cash dividends$1,480,000976
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,540,4801,344
2016-03-31 (YTD Data)Rank
Total interest income$8,151,000823
Total interest expense$701,0001,018
Net interest income$7,450,000803
Provision for loan and lease losses$582,000417
Total noninterest income$2,562,000662
Gross Fiduciary activities income$97,000643
Service charges on deposit accounts$601,000533
Trading account gains and fees$0142
Additional Noninterest Income$1,864,000605
Total noninterest expense$7,515,000713
Salaries and employee benefits$4,450,000670
Premises and equipment expense$1,150,000551
Additional noninterest expense$1,915,000850
Pre-tax net operating income$1,915,0001,128
Securities gains (losses)$02,077
Applicable income taxes$607,000909
Income before extraordinary items$1,308,0001,323
Extraordinary gains, net$012
Net income$1,308,0001,322
Minority interest net income$062
Net income of bank and minority interests.$1,308,0001,324
Net charge-offs$680,000274
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,308,0001,284
2015-12-31 (YTD Data)Rank
Total interest income$31,692,000812
Total interest expense$2,862,000989
Net interest income$28,830,000787
Provision for loan and lease losses$1,910,000472
Total noninterest income$9,916,000684
Gross Fiduciary activities income$473,000610
Service charges on deposit accounts$2,300,000578
Trading account gains and fees$0159
Additional Noninterest Income$7,143,000626
Total noninterest expense$28,668,000717
Salaries and employee benefits$16,442,000694
Premises and equipment expense$4,815,000516
Additional noninterest expense$7,411,000882
Pre-tax net operating income$8,168,0001,051
Securities gains (losses)$307,000539
Applicable income taxes$2,668,000821
Income before extraordinary items$5,807,0001,207
Extraordinary gains, net$023
Net income$5,807,0001,207
Minority interest net income$081
Net income of bank and minority interests.$5,807,0001,207
Net charge-offs$1,594,000468
Cash dividends$2,959,000996
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,595,1701,214
2015-09-30 (YTD Data)Rank
Total interest income$23,608,000816
Total interest expense$2,185,000972
Net interest income$21,423,000797
Provision for loan and lease losses$1,442,000432
Total noninterest income$6,895,000730
Gross Fiduciary activities income$316,000638
Service charges on deposit accounts$1,638,000603
Trading account gains and fees$0153
Additional Noninterest Income$4,941,000665
Total noninterest expense$21,866,000718
Salaries and employee benefits$12,832,000671
Premises and equipment expense$3,483,000546
Additional noninterest expense$5,551,000887
Pre-tax net operating income$5,010,0001,279
Securities gains (losses)$307,000465
Applicable income taxes$1,476,0001,058
Income before extraordinary items$3,841,0001,340
Extraordinary gains, net$021
Net income$3,841,0001,340
Minority interest net income$078
Net income of bank and minority interests.$3,841,0001,340
Net charge-offs$1,011,000493
Cash dividends$1,480,0001,235
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,619,9601,378
2015-06-30 (YTD Data)Rank
Total interest income$15,615,000820
Total interest expense$1,477,000958
Net interest income$14,138,000801
Provision for loan and lease losses$810,000506
Total noninterest income$4,365,000759
Gross Fiduciary activities income$211,000647
Service charges on deposit accounts$992,000642
Trading account gains and fees$0157
Additional Noninterest Income$3,162,000690
Total noninterest expense$14,478,000721
Salaries and employee benefits$8,534,000675
Premises and equipment expense$2,310,000553
Additional noninterest expense$3,634,000895
Pre-tax net operating income$3,215,0001,296
Securities gains (losses)$02,636
Applicable income taxes$931,0001,082
Income before extraordinary items$2,284,0001,454
Extraordinary gains, net$022
Net income$2,284,0001,453
Minority interest net income$075
Net income of bank and minority interests.$2,284,0001,455
Net charge-offs$683,000488
Cash dividends$1,480,000914
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,284,0001,415
2015-03-31 (YTD Data)Rank
Total interest income$7,785,000821
Total interest expense$740,000977
Net interest income$7,045,000796
Provision for loan and lease losses$373,000533
Total noninterest income$2,104,000751
Gross Fiduciary activities income$95,000662
Service charges on deposit accounts$473,000657
Trading account gains and fees$0152
Additional Noninterest Income$1,536,000670
Total noninterest expense$7,047,000733
Salaries and employee benefits$4,114,000712
Premises and equipment expense$1,165,000552
Additional noninterest expense$1,768,000899
Pre-tax net operating income$1,729,0001,181
Securities gains (losses)$02,027
Applicable income taxes$496,0001,019
Income before extraordinary items$1,233,0001,337
Extraordinary gains, net$013
Net income$1,233,0001,338
Minority interest net income$064
Net income of bank and minority interests.$1,233,0001,339
Net charge-offs$334,000498
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,233,0001,295
2014-12-31 (YTD Data)Rank
Total interest income$32,071,000783
Total interest expense$3,183,000947
Net interest income$28,888,000760
Provision for loan and lease losses$2,350,000419
Total noninterest income$9,127,000690
Gross Fiduciary activities income$691,000547
Service charges on deposit accounts$2,053,000668
Trading account gains and fees$0180
Additional Noninterest Income$6,383,000631
Total noninterest expense$27,213,000746
Salaries and employee benefits$15,568,000716
Premises and equipment expense$4,531,000544
Additional noninterest expense$7,114,000916
Pre-tax net operating income$8,452,000976
Securities gains (losses)$-43,0006,234
Applicable income taxes$2,487,000833
Income before extraordinary items$5,922,0001,117
Extraordinary gains, net$017
Net income$5,922,0001,116
Minority interest net income$084
Net income of bank and minority interests.$5,922,0001,117
Net charge-offs$1,714,000585
Cash dividends$2,959,000935
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,952,1001,084
2014-09-30 (YTD Data)Rank
Total interest income$24,072,000785
Total interest expense$2,434,000934
Net interest income$21,638,000766
Provision for loan and lease losses$1,784,000383
Total noninterest income$6,544,000705
Gross Fiduciary activities income$381,000605
Service charges on deposit accounts$1,527,000665
Trading account gains and fees$0174
Additional Noninterest Income$4,636,000649
Total noninterest expense$19,859,000763
Salaries and employee benefits$11,288,000736
Premises and equipment expense$3,408,000548
Additional noninterest expense$5,163,000942
Pre-tax net operating income$6,539,000968
Securities gains (losses)$-43,0006,337
Applicable income taxes$1,901,000839
Income before extraordinary items$4,595,0001,085
Extraordinary gains, net$015
Net income$4,595,0001,084
Minority interest net income$081
Net income of bank and minority interests.$4,595,0001,084
Net charge-offs$1,434,000505
Cash dividends$888,0001,636
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,625,5301,057
2014-06-30 (YTD Data)Rank
Total interest income$16,023,000783
Total interest expense$1,655,000917
Net interest income$14,368,000770
Provision for loan and lease losses$1,193,000397
Total noninterest income$4,464,000692
Gross Fiduciary activities income$378,000523
Service charges on deposit accounts$985,000672
Trading account gains and fees$0172
Additional Noninterest Income$3,101,000637
Total noninterest expense$13,142,000771
Salaries and employee benefits$7,470,000736
Premises and equipment expense$2,259,000555
Additional noninterest expense$3,413,000947
Pre-tax net operating income$4,497,000909
Securities gains (losses)$83,000895
Applicable income taxes$1,382,000752
Income before extraordinary items$3,198,0001,007
Extraordinary gains, net$020
Net income$3,198,0001,008
Minority interest net income$080
Net income of bank and minority interests.$3,198,0001,008
Net charge-offs$1,062,000472
Cash dividends$888,0001,271
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,139,9001,005
2014-03-31 (YTD Data)Rank
Total interest income$7,967,000788
Total interest expense$848,000907
Net interest income$7,119,000769
Provision for loan and lease losses$623,000372
Total noninterest income$2,204,000681
Gross Fiduciary activities income$312,000429
Service charges on deposit accounts$480,000673
Trading account gains and fees$0147
Additional Noninterest Income$1,412,000660
Total noninterest expense$6,417,000798
Salaries and employee benefits$3,664,000757
Premises and equipment expense$1,134,000563
Additional noninterest expense$1,619,000996
Pre-tax net operating income$2,283,000870
Securities gains (losses)$-26,0006,531
Applicable income taxes$623,000795
Income before extraordinary items$1,634,000957
Extraordinary gains, net$016
Net income$1,634,000957
Minority interest net income$066
Net income of bank and minority interests.$1,634,000958
Net charge-offs$545,000470
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,652,720928
2013-12-31 (YTD Data)Rank
Total interest income$30,888,000801
Total interest expense$3,960,000859
Net interest income$26,928,000794
Provision for loan and lease losses$1,478,000802
Total noninterest income$10,878,000619
Gross Fiduciary activities income$343,000685
Service charges on deposit accounts$2,036,000676
Trading account gains and fees$0184
Additional Noninterest Income$8,499,000544
Total noninterest expense$27,390,000737
Salaries and employee benefits$15,014,000729
Premises and equipment expense$3,959,000621
Additional noninterest expense$8,417,000810
Pre-tax net operating income$8,938,000863
Securities gains (losses)$03,182
Applicable income taxes$2,551,000751
Income before extraordinary items$6,387,000970
Extraordinary gains, net$029
Net income$6,387,000973
Minority interest net income$090
Net income of bank and minority interests.$6,387,000973
Net charge-offs$2,266,000680
Cash dividends$1,775,0001,319
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,387,000939
2013-09-30 (YTD Data)Rank
Total interest income$22,912,000811
Total interest expense$3,071,000850
Net interest income$19,841,000807
Provision for loan and lease losses$1,079,000829
Total noninterest income$8,729,000613
Gross Fiduciary activities income$307,000648
Service charges on deposit accounts$1,513,000682
Trading account gains and fees$0180
Additional Noninterest Income$6,909,000523
Total noninterest expense$20,870,000736
Salaries and employee benefits$11,414,000722
Premises and equipment expense$2,946,000633
Additional noninterest expense$6,510,000787
Pre-tax net operating income$6,621,000894
Securities gains (losses)$03,040
Applicable income taxes$1,917,000766
Income before extraordinary items$4,704,000990
Extraordinary gains, net$025
Net income$4,704,000993
Minority interest net income$084
Net income of bank and minority interests.$4,704,000993
Net charge-offs$1,695,000678
Cash dividends$1,036,0001,405
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,704,000967
2013-06-30 (YTD Data)Rank
Total interest income$15,147,000820
Total interest expense$2,071,000865
Net interest income$13,076,000810
Provision for loan and lease losses$674,000908
Total noninterest income$6,221,000595
Gross Fiduciary activities income$306,000567
Service charges on deposit accounts$963,000709
Trading account gains and fees$0157
Additional Noninterest Income$4,952,000506
Total noninterest expense$14,218,000719
Salaries and employee benefits$7,535,000724
Premises and equipment expense$1,996,000620
Additional noninterest expense$4,687,000731
Pre-tax net operating income$4,405,000872
Securities gains (losses)$02,791
Applicable income taxes$1,194,000807
Income before extraordinary items$3,211,000954
Extraordinary gains, net$022
Net income$3,211,000956
Minority interest net income$082
Net income of bank and minority interests.$3,211,000957
Net charge-offs$944,000798
Cash dividends$1,036,0001,049
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,211,000916
2013-03-31 (YTD Data)Rank
Total interest income$7,430,000845
Total interest expense$1,030,000902
Net interest income$6,400,000827
Provision for loan and lease losses$396,000818
Total noninterest income$2,628,000660
Gross Fiduciary activities income$304,000419
Service charges on deposit accounts$442,000777
Trading account gains and fees$0148
Additional Noninterest Income$1,882,000616
Total noninterest expense$6,854,000750
Salaries and employee benefits$3,553,000772
Premises and equipment expense$909,000694
Additional noninterest expense$2,392,000720
Pre-tax net operating income$1,778,0001,031
Securities gains (losses)$01,966
Applicable income taxes$415,0001,061
Income before extraordinary items$1,363,0001,115
Extraordinary gains, net$010
Net income$1,363,0001,117
Minority interest net income$076
Net income of bank and minority interests.$1,363,0001,117
Net charge-offs$516,000757
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,363,0001,056
2012-12-31 (YTD Data)Rank
Total interest income$31,486,000830
Total interest expense$5,131,000880
Net interest income$26,355,000812
Provision for loan and lease losses$1,758,0001,180
Total noninterest income$10,723,000650
Gross Fiduciary activities income$239,000754
Service charges on deposit accounts$1,969,000731
Trading account gains and fees$0166
Additional Noninterest Income$8,515,000554
Total noninterest expense$26,343,000761
Salaries and employee benefits$13,933,000754
Premises and equipment expense$3,596,000670
Additional noninterest expense$8,814,000794
Pre-tax net operating income$8,977,000809
Securities gains (losses)$03,810
Applicable income taxes$2,456,000734
Income before extraordinary items$6,521,000928
Extraordinary gains, net$029
Net income$6,521,000927
Minority interest net income$093
Net income of bank and minority interests.$6,521,000928
Net charge-offs$2,340,0001,031
Cash dividends$2,959,000896
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,521,000855
2012-09-30 (YTD Data)Rank
Total interest income$23,512,000850
Total interest expense$3,960,000897
Net interest income$19,552,000835
Provision for loan and lease losses$1,235,0001,240
Total noninterest income$7,908,000656
Gross Fiduciary activities income$237,000689
Service charges on deposit accounts$1,489,000730
Trading account gains and fees$0157
Additional Noninterest Income$6,182,000566
Total noninterest expense$19,703,000762
Salaries and employee benefits$10,368,000757
Premises and equipment expense$2,658,000685
Additional noninterest expense$6,677,000779
Pre-tax net operating income$6,522,000861
Securities gains (losses)$03,575
Applicable income taxes$1,783,000786
Income before extraordinary items$4,739,000974
Extraordinary gains, net$020
Net income$4,739,000974
Minority interest net income$086
Net income of bank and minority interests.$4,739,000974
Net charge-offs$2,355,000823
Cash dividends$1,480,0001,023
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,739,000914
2012-06-30 (YTD Data)Rank
Total interest income$15,851,000847
Total interest expense$2,712,000900
Net interest income$13,139,000830
Provision for loan and lease losses$802,0001,283
Total noninterest income$5,351,000646
Gross Fiduciary activities income$237,000621
Service charges on deposit accounts$978,000724
Trading account gains and fees$0153
Additional Noninterest Income$4,136,000545
Total noninterest expense$13,221,000757
Salaries and employee benefits$6,800,000761
Premises and equipment expense$1,754,000699
Additional noninterest expense$4,667,000748
Pre-tax net operating income$4,467,000820
Securities gains (losses)$03,178
Applicable income taxes$1,225,000754
Income before extraordinary items$3,242,000933
Extraordinary gains, net$019
Net income$3,242,000932
Minority interest net income$084
Net income of bank and minority interests.$3,242,000933
Net charge-offs$1,850,000731
Cash dividends$1,480,000708
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,242,000884
2012-03-31 (YTD Data)Rank
Total interest income$8,027,000840
Total interest expense$1,416,000893
Net interest income$6,611,000830
Provision for loan and lease losses$444,0001,184
Total noninterest income$2,479,000673
Gross Fiduciary activities income$237,000465
Service charges on deposit accounts$477,000737
Trading account gains and fees$0148
Additional Noninterest Income$1,765,000605
Total noninterest expense$6,534,000758
Salaries and employee benefits$3,278,000786
Premises and equipment expense$878,000695
Additional noninterest expense$2,378,000727
Pre-tax net operating income$2,112,000848
Securities gains (losses)$02,210
Applicable income taxes$577,000782
Income before extraordinary items$1,535,000972
Extraordinary gains, net$019
Net income$1,535,000974
Minority interest net income$078
Net income of bank and minority interests.$1,535,000973
Net charge-offs$724,000846
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,535,000908
2011-12-31 (YTD Data)Rank
Total interest income$33,772,000819
Total interest expense$6,886,000873
Net interest income$26,886,000813
Provision for loan and lease losses$1,762,0001,713
Total noninterest income$12,981,000510
Gross Fiduciary activities income$230,000711
Service charges on deposit accounts$2,104,000692
Trading account gains and fees$0146
Additional Noninterest Income$10,647,000408
Total noninterest expense$26,362,000746
Salaries and employee benefits$12,841,000768
Premises and equipment expense$3,664,000676
Additional noninterest expense$9,857,000730
Pre-tax net operating income$11,743,000535
Securities gains (losses)$-32,0006,966
Applicable income taxes$3,568,000517
Income before extraordinary items$8,143,000628
Extraordinary gains, net$029
Net income$8,143,000627
Minority interest net income$096
Net income of bank and minority interests.$8,143,000628
Net charge-offs$3,541,0001,072
Cash dividends$2,959,000677
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$8,165,400605
2011-09-30 (YTD Data)Rank
Total interest income$25,125,000844
Total interest expense$5,316,000885
Net interest income$19,809,000832
Provision for loan and lease losses$1,172,0001,781
Total noninterest income$9,427,000522
Gross Fiduciary activities income$229,000650
Service charges on deposit accounts$1,587,000698
Trading account gains and fees$0145
Additional Noninterest Income$7,611,000420
Total noninterest expense$19,832,000742
Salaries and employee benefits$9,561,000780
Premises and equipment expense$2,740,000692
Additional noninterest expense$7,531,000710
Pre-tax net operating income$8,232,000586
Securities gains (losses)$-31,0007,103
Applicable income taxes$2,240,000576
Income before extraordinary items$5,961,000675
Extraordinary gains, net$021
Net income$5,961,000675
Minority interest net income$087
Net income of bank and minority interests.$5,961,000675
Net charge-offs$2,574,0001,032
Cash dividends$1,480,000865
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$5,983,630644
2011-06-30 (YTD Data)Rank
Total interest income$16,779,000856
Total interest expense$3,620,000903
Net interest income$13,159,000838
Provision for loan and lease losses$687,0001,921
Total noninterest income$6,259,000531
Gross Fiduciary activities income$229,000574
Service charges on deposit accounts$1,035,000710
Trading account gains and fees$0153
Additional Noninterest Income$4,995,000430
Total noninterest expense$13,334,000741
Salaries and employee benefits$6,196,000803
Premises and equipment expense$1,837,000690
Additional noninterest expense$5,301,000678
Pre-tax net operating income$5,397,000591
Securities gains (losses)$-95,0007,314
Applicable income taxes$1,388,000581
Income before extraordinary items$3,914,000666
Extraordinary gains, net$015
Net income$3,914,000664
Minority interest net income$089
Net income of bank and minority interests.$3,914,000666
Net charge-offs$1,783,000992
Cash dividends$1,480,000579
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,984,300631
2011-03-31 (YTD Data)Rank
Total interest income$8,204,000881
Total interest expense$1,862,000918
Net interest income$6,342,000869
Provision for loan and lease losses$407,0001,621
Total noninterest income$3,181,000524
Gross Fiduciary activities income$228,000423
Service charges on deposit accounts$498,000719
Trading account gains and fees$0158
Additional Noninterest Income$2,455,000441
Total noninterest expense$6,507,000773
Salaries and employee benefits$3,035,000842
Premises and equipment expense$955,000681
Additional noninterest expense$2,517,000718
Pre-tax net operating income$2,609,000623
Securities gains (losses)$01,772
Applicable income taxes$679,000587
Income before extraordinary items$1,930,000678
Extraordinary gains, net$09
Net income$1,930,000676
Minority interest net income$086
Net income of bank and minority interests.$1,930,000678
Net charge-offs$1,037,000838
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,930,000665
2010-12-31 (YTD Data)Rank
Total interest income$36,545,000822
Total interest expense$8,813,000942
Net interest income$27,732,000797
Provision for loan and lease losses$4,101,0001,316
Total noninterest income$14,348,000488
Gross Fiduciary activities income$505,000549
Service charges on deposit accounts$2,190,000682
Trading account gains and fees$0175
Additional Noninterest Income$11,653,000413
Total noninterest expense$26,961,000736
Salaries and employee benefits$12,726,000764
Premises and equipment expense$3,643,000705
Additional noninterest expense$10,592,000714
Pre-tax net operating income$11,018,000499
Securities gains (losses)$499,000896
Applicable income taxes$3,269,000512
Income before extraordinary items$8,248,000551
Extraordinary gains, net$029
Net income$8,248,000549
Minority interest net income$0111
Net income of bank and minority interests.$8,248,000552
Net charge-offs$7,994,000717
Cash dividends$2,959,000560
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$7,888,720556
2010-09-30 (YTD Data)Rank
Total interest income$27,915,000818
Total interest expense$6,718,000966
Net interest income$21,197,000779
Provision for loan and lease losses$3,862,0001,076
Total noninterest income$11,005,000479
Gross Fiduciary activities income$504,000481
Service charges on deposit accounts$1,652,000688
Trading account gains and fees$0165
Additional Noninterest Income$8,849,000396
Total noninterest expense$20,188,000723
Salaries and employee benefits$9,629,000748
Premises and equipment expense$2,785,000696
Additional noninterest expense$7,774,000704
Pre-tax net operating income$8,152,000524
Securities gains (losses)$7,0003,200
Applicable income taxes$2,306,000528
Income before extraordinary items$5,853,000588
Extraordinary gains, net$023
Net income$5,853,000587
Minority interest net income$0110
Net income of bank and minority interests.$5,853,000588
Net charge-offs$6,594,000648
Cash dividends$1,480,000758
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,847,960565
2010-06-30 (YTD Data)Rank
Total interest income$19,078,000812
Total interest expense$4,519,000994
Net interest income$14,559,000755
Provision for loan and lease losses$3,130,000918
Total noninterest income$7,477,000463
Gross Fiduciary activities income$502,000397
Service charges on deposit accounts$1,093,000701
Trading account gains and fees$0152
Additional Noninterest Income$5,882,000383
Total noninterest expense$13,290,000733
Salaries and employee benefits$6,279,000764
Premises and equipment expense$1,871,000701
Additional noninterest expense$5,140,000706
Pre-tax net operating income$5,616,000487
Securities gains (losses)$7,0002,699
Applicable income taxes$1,646,000462
Income before extraordinary items$3,977,000558
Extraordinary gains, net$019
Net income$3,977,000558
Minority interest net income$0105
Net income of bank and minority interests.$3,977,000559
Net charge-offs$5,073,000570
Cash dividends$1,480,000474
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,972,030535
2010-03-31 (YTD Data)Rank
Total interest income$9,810,000800
Total interest expense$2,256,0001,042
Net interest income$7,554,000732
Provision for loan and lease losses$2,115,000721
Total noninterest income$4,230,000422
Gross Fiduciary activities income$500,000263
Service charges on deposit accounts$525,000736
Trading account gains and fees$0175
Additional Noninterest Income$3,205,000352
Total noninterest expense$6,786,000738
Salaries and employee benefits$3,148,000771
Premises and equipment expense$959,000696
Additional noninterest expense$2,679,000690
Pre-tax net operating income$2,883,000474
Securities gains (losses)$02,284
Applicable income taxes$873,000422
Income before extraordinary items$2,010,000556
Extraordinary gains, net$016
Net income$2,010,000558
Minority interest net income$091
Net income of bank and minority interests.$2,010,000558
Net charge-offs$3,249,000461
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,010,000532
2009-12-31 (YTD Data)Rank
Total interest income$47,120,000701
Total interest expense$9,981,0001,195
Net interest income$37,139,000579
Provision for loan and lease losses$25,077,000418
Total noninterest income$27,981,000312
Gross Fiduciary activities income$85,000890
Service charges on deposit accounts$2,108,000817
Trading account gains and fees$0211
Additional Noninterest Income$25,788,000239
Total noninterest expense$30,491,000686
Salaries and employee benefits$12,854,000764
Premises and equipment expense$3,518,000767
Additional noninterest expense$14,119,000580
Pre-tax net operating income$9,552,000450
Securities gains (losses)$1,0003,653
Applicable income taxes$2,445,000473
Income before extraordinary items$7,108,000471
Extraordinary gains, net$034
Net income$7,108,000471
Minority interest net income$0115
Net income of bank and minority interests.$7,108,000473
Net charge-offs$29,306,000299
Cash dividends$2,959,000597
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$7,107,260469
2009-09-30 (YTD Data)Rank
Total interest income$35,727,000713
Total interest expense$7,482,0001,256
Net interest income$28,245,000582
Provision for loan and lease losses$21,071,000371
Total noninterest income$23,272,000287
Gross Fiduciary activities income$84,000842
Service charges on deposit accounts$1,544,000831
Trading account gains and fees$0212
Additional Noninterest Income$21,644,000228
Total noninterest expense$23,905,000660
Salaries and employee benefits$10,335,000709
Premises and equipment expense$2,578,000800
Additional noninterest expense$10,992,000545
Pre-tax net operating income$6,541,000520
Securities gains (losses)$1,0003,393
Applicable income taxes$1,486,000600
Income before extraordinary items$5,056,000530
Extraordinary gains, net$027
Net income$5,056,000530
Minority interest net income$0118
Net income of bank and minority interests.$5,056,000531
Net charge-offs$24,872,000254
Cash dividends$1,479,000886
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,055,230523
2009-06-30 (YTD Data)Rank
Total interest income$24,539,000700
Total interest expense$5,071,0001,298
Net interest income$19,468,000568
Provision for loan and lease losses$15,225,000359
Total noninterest income$17,460,000262
Gross Fiduciary activities income$84,000803
Service charges on deposit accounts$992,000848
Trading account gains and fees$0193
Additional Noninterest Income$16,384,000211
Total noninterest expense$16,897,000631
Salaries and employee benefits$7,229,000690
Premises and equipment expense$1,718,000816
Additional noninterest expense$7,950,000512
Pre-tax net operating income$4,806,000456
Securities gains (losses)$03,136
Applicable income taxes$1,019,000609
Income before extraordinary items$3,787,000467
Extraordinary gains, net$021
Net income$3,787,000465
Minority interest net income$0112
Net income of bank and minority interests.$3,787,000467
Net charge-offs$19,271,000235
Cash dividends$1,479,000619
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,787,000444
2009-03-31 (YTD Data)Rank
Total interest income$13,327,000651
Total interest expense$2,584,0001,331
Net interest income$10,743,000499
Provision for loan and lease losses$8,370,000297
Total noninterest income$8,685,000245
Gross Fiduciary activities income$64,000720
Service charges on deposit accounts$401,0001,029
Trading account gains and fees$0171
Additional Noninterest Income$8,220,000193
Total noninterest expense$8,781,000580
Salaries and employee benefits$3,708,000676
Premises and equipment expense$878,000806
Additional noninterest expense$4,195,000429
Pre-tax net operating income$2,277,000524
Securities gains (losses)$02,434
Applicable income taxes$274,0001,145
Income before extraordinary items$2,003,000496
Extraordinary gains, net$015
Net income$2,003,000497
Minority interest net income$0102
Net income of bank and minority interests.$2,003,000499
Net charge-offs$12,516,000178
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,003,000459
2008-12-31 (YTD Data)Rank
Total interest income$66,558,000561
Total interest expense$12,903,0001,264
Net interest income$53,655,000415
Provision for loan and lease losses$44,974,000205
Total noninterest income$40,997,000216
Gross Fiduciary activities income$92,000900
Service charges on deposit accounts$1,843,000976
Trading account gains and fees$0154
Additional Noninterest Income$39,062,000162
Total noninterest expense$41,433,000496
Salaries and employee benefits$11,740,000852
Premises and equipment expense$3,399,000810
Additional noninterest expense$26,294,000326
Pre-tax net operating income$8,245,000672
Securities gains (losses)$961,000222
Applicable income taxes$2,672,000513
Income before extraordinary items$6,534,000610
Extraordinary gains, net$039
Net income$6,534,000610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,150,000152
Cash dividends$2,515,0001,082
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,851,690743
2008-09-30 (YTD Data)Rank
Total interest income$49,894,000584
Total interest expense$9,906,0001,285
Net interest income$39,988,000434
Provision for loan and lease losses$33,802,000177
Total noninterest income$30,689,000228
Gross Fiduciary activities income$69,000893
Service charges on deposit accounts$1,383,000977
Trading account gains and fees$0148
Additional Noninterest Income$29,237,000172
Total noninterest expense$31,599,000481
Salaries and employee benefits$8,761,000880
Premises and equipment expense$2,497,000827
Additional noninterest expense$20,341,000298
Pre-tax net operating income$5,276,000955
Securities gains (losses)$57,0001,332
Applicable income taxes$1,423,000884
Income before extraordinary items$3,910,000930
Extraordinary gains, net$031
Net income$3,910,000929
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,584,000137
Cash dividends$1,480,0001,340
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,868,3901,004
2008-06-30 (YTD Data)Rank
Total interest income$33,080,000596
Total interest expense$6,695,0001,312
Net interest income$26,385,000440
Provision for loan and lease losses$21,999,000167
Total noninterest income$20,048,000233
Gross Fiduciary activities income$69,000859
Service charges on deposit accounts$891,000995
Trading account gains and fees$0149
Additional Noninterest Income$19,088,000179
Total noninterest expense$21,277,000478
Salaries and employee benefits$5,798,000887
Premises and equipment expense$1,671,000828
Additional noninterest expense$13,808,000286
Pre-tax net operating income$3,157,0001,117
Securities gains (losses)$6,0002,681
Applicable income taxes$782,0001,134
Income before extraordinary items$2,381,0001,158
Extraordinary gains, net$021
Net income$2,381,0001,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,843,000128
Cash dividends$1,480,0001,019
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,376,5001,143
2008-03-31 (YTD Data)Rank
Total interest income$16,965,000594
Total interest expense$3,443,0001,363
Net interest income$13,522,000431
Provision for loan and lease losses$11,692,000143
Total noninterest income$9,676,000244
Gross Fiduciary activities income$50,000803
Service charges on deposit accounts$427,0001,016
Trading account gains and fees$0158
Additional Noninterest Income$9,199,000185
Total noninterest expense$10,545,000473
Salaries and employee benefits$2,819,000929
Premises and equipment expense$846,000825
Additional noninterest expense$6,880,000274
Pre-tax net operating income$961,0001,847
Securities gains (losses)$02,688
Applicable income taxes$192,0002,027
Income before extraordinary items$769,0001,882
Extraordinary gains, net$015
Net income$769,0001,884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,541,000115
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$769,0001,813
2007-12-31 (YTD Data)Rank
Total interest income$56,943,000724
Total interest expense$13,782,0001,453
Net interest income$43,161,000530
Provision for loan and lease losses$30,104,000116
Total noninterest income$31,765,000267
Gross Fiduciary activities income$104,000915
Service charges on deposit accounts$1,944,000919
Trading account gains and fees$0178
Additional Noninterest Income$29,717,000195
Total noninterest expense$34,115,000545
Salaries and employee benefits$9,873,0001,016
Premises and equipment expense$2,366,0001,126
Additional noninterest expense$21,876,000327
Pre-tax net operating income$10,707,000799
Securities gains (losses)$-31,0007,884
Applicable income taxes$3,269,000745
Income before extraordinary items$7,407,000869
Extraordinary gains, net$039
Net income$7,407,000867
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,392,00096
Cash dividends$3,698,000995
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,428,390853
2007-09-30 (YTD Data)Rank
Total interest income$40,460,000769
Total interest expense$10,166,0001,476
Net interest income$30,294,000564
Provision for loan and lease losses$20,095,000104
Total noninterest income$22,313,000281
Gross Fiduciary activities income$101,000868
Service charges on deposit accounts$1,461,000902
Trading account gains and fees$0184
Additional Noninterest Income$20,751,000207
Total noninterest expense$24,468,000567
Salaries and employee benefits$7,283,0001,028
Premises and equipment expense$1,806,0001,095
Additional noninterest expense$15,379,000325
Pre-tax net operating income$8,044,000866
Securities gains (losses)$-31,0008,079
Applicable income taxes$2,454,000808
Income before extraordinary items$5,559,000934
Extraordinary gains, net$033
Net income$5,559,000932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,213,00093
Cash dividends$1,775,0001,339
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,580,390916
2007-06-30 (YTD Data)Rank
Total interest income$25,491,000830
Total interest expense$6,578,0001,524
Net interest income$18,913,000612
Provision for loan and lease losses$12,356,00096
Total noninterest income$14,225,000315
Gross Fiduciary activities income$15,0001,080
Service charges on deposit accounts$948,000938
Trading account gains and fees$0168
Additional Noninterest Income$13,262,000233
Total noninterest expense$15,554,000602
Salaries and employee benefits$4,676,0001,086
Premises and equipment expense$1,177,0001,138
Additional noninterest expense$9,701,000344
Pre-tax net operating income$5,228,000922
Securities gains (losses)$01,444
Applicable income taxes$1,577,000880
Income before extraordinary items$3,651,000986
Extraordinary gains, net$029
Net income$3,651,000985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,687,00090
Cash dividends$1,775,000991
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,651,000968
2007-03-31 (YTD Data)Rank
Total interest income$12,090,000862
Total interest expense$3,159,0001,574
Net interest income$8,931,000635
Provision for loan and lease losses$5,400,00097
Total noninterest income$6,514,000325
Gross Fiduciary activities income$10,0001,042
Service charges on deposit accounts$452,000950
Trading account gains and fees$0195
Additional Noninterest Income$6,052,000241
Total noninterest expense$7,429,000633
Salaries and employee benefits$2,284,0001,128
Premises and equipment expense$636,0001,042
Additional noninterest expense$4,509,000358
Pre-tax net operating income$2,616,000903
Securities gains (losses)$01,187
Applicable income taxes$792,000875
Income before extraordinary items$1,824,000962
Extraordinary gains, net$022
Net income$1,824,000961
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,768,00083
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,824,000948
2006-12-31 (YTD Data)Rank
Total interest income$45,678,000844
Total interest expense$11,144,0001,508
Net interest income$34,534,000650
Provision for loan and lease losses$20,399,00086
Total noninterest income$23,393,000339
Gross Fiduciary activities income$15,0001,219
Service charges on deposit accounts$2,043,000866
Trading account gains and fees$0130
Additional Noninterest Income$21,335,000256
Total noninterest expense$27,731,000640
Salaries and employee benefits$8,822,0001,096
Premises and equipment expense$2,355,0001,071
Additional noninterest expense$16,554,000379
Pre-tax net operating income$9,797,000996
Securities gains (losses)$-544,0008,521
Applicable income taxes$2,793,0001,000
Income before extraordinary items$6,460,0001,142
Extraordinary gains, net$051
Net income$6,460,0001,143
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,586,00082
Cash dividends$1,833,0001,664
Sale, conversion, retirement of capital stock, net$6,120,000279
Net operating income$6,840,8001,074
2006-09-30 (YTD Data)Rank
Total interest income$33,068,000883
Total interest expense$8,099,0001,513
Net interest income$24,969,000684
Provision for loan and lease losses$13,978,00096
Total noninterest income$17,283,000354
Gross Fiduciary activities income$11,0001,194
Service charges on deposit accounts$1,538,000864
Trading account gains and fees$0126
Additional Noninterest Income$15,734,000275
Total noninterest expense$20,245,000669
Salaries and employee benefits$6,612,0001,109
Premises and equipment expense$1,804,0001,054
Additional noninterest expense$11,829,000402
Pre-tax net operating income$8,029,000966
Securities gains (losses)$-544,0008,636
Applicable income taxes$2,349,000960
Income before extraordinary items$5,136,0001,122
Extraordinary gains, net$045
Net income$5,136,0001,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,277,00092
Cash dividends$1,833,0001,231
Sale, conversion, retirement of capital stock, net$6,120,000210
Net operating income$5,511,3601,042
2006-06-30 (YTD Data)Rank
Total interest income$21,197,000899
Total interest expense$5,119,0001,520
Net interest income$16,078,000704
Provision for loan and lease losses$8,776,00099
Total noninterest income$11,149,000370
Gross Fiduciary activities income$11,0001,149
Service charges on deposit accounts$979,000890
Trading account gains and fees$0126
Additional Noninterest Income$10,159,000282
Total noninterest expense$13,199,000685
Salaries and employee benefits$4,287,0001,150
Premises and equipment expense$1,241,0001,021
Additional noninterest expense$7,671,000413
Pre-tax net operating income$5,252,000980
Securities gains (losses)$-544,0008,707
Applicable income taxes$1,479,0001,009
Income before extraordinary items$3,229,0001,183
Extraordinary gains, net$039
Net income$3,229,0001,184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,658,00094
Cash dividends$917,0001,552
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,604,3601,054
2006-03-31 (YTD Data)Rank
Total interest income$10,314,000896
Total interest expense$2,432,0001,514
Net interest income$7,882,000714
Provision for loan and lease losses$4,748,00090
Total noninterest income$4,999,000386
Gross Fiduciary activities income$6,0001,135
Service charges on deposit accounts$399,0001,084
Trading account gains and fees$0115
Additional Noninterest Income$4,594,000303
Total noninterest expense$6,302,000717
Salaries and employee benefits$2,130,0001,164
Premises and equipment expense$632,000999
Additional noninterest expense$3,540,000429
Pre-tax net operating income$1,831,0001,343
Securities gains (losses)$0955
Applicable income taxes$551,0001,286
Income before extraordinary items$1,280,0001,424
Extraordinary gains, net$021
Net income$1,280,0001,423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,952,00090
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,280,0001,400
2005-12-31 (YTD Data)Rank
Total interest income$33,263,000988
Total interest expense$7,527,0001,507
Net interest income$25,736,000834
Provision for loan and lease losses$14,331,000115
Total noninterest income$15,588,000466
Gross Fiduciary activities income$9,0001,311
Service charges on deposit accounts$1,888,000913
Trading account gains and fees$0138
Additional Noninterest Income$13,691,000353
Total noninterest expense$22,686,000761
Salaries and employee benefits$8,100,0001,148
Premises and equipment expense$2,459,000976
Additional noninterest expense$12,127,000473
Pre-tax net operating income$4,307,0002,106
Securities gains (losses)$-18,0007,776
Applicable income taxes$1,137,0002,088
Income before extraordinary items$3,152,0002,155
Extraordinary gains, net$046
Net income$3,152,0002,156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,610,000129
Cash dividends$1,310,0002,016
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,165,1402,126
2005-09-30 (YTD Data)Rank
Total interest income$23,165,0001,036
Total interest expense$5,282,0001,521
Net interest income$17,883,000894
Provision for loan and lease losses$8,748,000120
Total noninterest income$10,813,000495
Gross Fiduciary activities income$9,0001,231
Service charges on deposit accounts$1,419,000914
Trading account gains and fees$0126
Additional Noninterest Income$9,385,000379
Total noninterest expense$16,451,000769
Salaries and employee benefits$6,188,0001,111
Premises and equipment expense$1,810,000982
Additional noninterest expense$8,453,000504
Pre-tax net operating income$3,497,0001,984
Securities gains (losses)$-18,0008,135
Applicable income taxes$956,0001,942
Income before extraordinary items$2,523,0002,046
Extraordinary gains, net$035
Net income$2,523,0002,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,405,000146
Cash dividends$655,0002,402
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,536,1401,997
2005-06-30 (YTD Data)Rank
Total interest income$13,980,0001,109
Total interest expense$3,296,0001,524
Net interest income$10,684,000979
Provision for loan and lease losses$4,327,000143
Total noninterest income$6,461,000518
Gross Fiduciary activities income$9,0001,180
Service charges on deposit accounts$1,017,000831
Trading account gains and fees$0116
Additional Noninterest Income$5,435,000415
Total noninterest expense$10,383,000806
Salaries and employee benefits$4,060,0001,116
Premises and equipment expense$1,228,000949
Additional noninterest expense$5,095,000547
Pre-tax net operating income$2,435,0001,886
Securities gains (losses)$-18,0008,332
Applicable income taxes$666,0001,856
Income before extraordinary items$1,751,0001,940
Extraordinary gains, net$030
Net income$1,751,0001,940
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,853,000150
Cash dividends$655,0001,833
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,763,9601,896
2005-03-31 (YTD Data)Rank
Total interest income$6,679,0001,145
Total interest expense$1,554,0001,532
Net interest income$5,125,0001,010
Provision for loan and lease losses$1,976,000146
Total noninterest income$3,030,000524
Gross Fiduciary activities income$7,0001,108
Service charges on deposit accounts$474,000865
Trading account gains and fees$0115
Additional Noninterest Income$2,549,000419
Total noninterest expense$5,009,000829
Salaries and employee benefits$1,980,0001,150
Premises and equipment expense$620,000958
Additional noninterest expense$2,409,000567
Pre-tax net operating income$1,170,0001,921
Securities gains (losses)$01,685
Applicable income taxes$323,0001,880
Income before extraordinary items$847,0001,985
Extraordinary gains, net$024
Net income$847,0001,986
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,199,000142
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$847,0001,953
2004-12-31 (YTD Data)Rank
Total interest income$27,032,0001,040
Total interest expense$5,926,0001,390
Net interest income$21,106,000935
Provision for loan and lease losses$8,429,000167
Total noninterest income$12,431,000531
Gross Fiduciary activities income$8,0001,352
Service charges on deposit accounts$2,237,000784
Trading account gains and fees$0138
Additional Noninterest Income$10,186,000408
Total noninterest expense$19,518,000828
Salaries and employee benefits$7,421,0001,168
Premises and equipment expense$2,442,000920
Additional noninterest expense$9,655,000568
Pre-tax net operating income$5,590,0001,525
Securities gains (losses)$79,0001,404
Applicable income taxes$1,657,0001,491
Income before extraordinary items$4,012,0001,617
Extraordinary gains, net$034
Net income$4,012,0001,618
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,975,000156
Cash dividends$1,833,0001,466
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,955,9101,592
2004-09-30 (YTD Data)Rank
Total interest income$20,391,0001,023
Total interest expense$4,407,0001,367
Net interest income$15,984,000925
Provision for loan and lease losses$6,465,000175
Total noninterest income$9,292,000533
Gross Fiduciary activities income$8,0001,279
Service charges on deposit accounts$1,698,000784
Trading account gains and fees$0134
Additional Noninterest Income$7,586,000413
Total noninterest expense$14,703,000825
Salaries and employee benefits$5,507,0001,184
Premises and equipment expense$1,865,000893
Additional noninterest expense$7,331,000560
Pre-tax net operating income$4,108,0001,570
Securities gains (losses)$79,0001,334
Applicable income taxes$1,244,0001,498
Income before extraordinary items$2,943,0001,652
Extraordinary gains, net$026
Net income$2,943,0001,653
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,988,000157
Cash dividends$916,0001,825
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,887,7001,637
2004-06-30 (YTD Data)Rank
Total interest income$13,989,000983
Total interest expense$2,923,0001,358
Net interest income$11,066,000878
Provision for loan and lease losses$4,763,000164
Total noninterest income$6,250,000531
Gross Fiduciary activities income$8,0001,219
Service charges on deposit accounts$1,135,000766
Trading account gains and fees$0130
Additional Noninterest Income$5,107,000411
Total noninterest expense$9,960,000809
Salaries and employee benefits$3,614,0001,206
Premises and equipment expense$1,241,000899
Additional noninterest expense$5,105,000527
Pre-tax net operating income$2,593,0001,630
Securities gains (losses)$6,0002,670
Applicable income taxes$825,0001,495
Income before extraordinary items$1,774,0001,787
Extraordinary gains, net$021
Net income$1,774,0001,788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,730,000158
Cash dividends$917,0001,382
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,769,9201,734
2004-03-31 (YTD Data)Rank
Total interest income$7,379,000935
Total interest expense$1,476,0001,355
Net interest income$5,903,000840
Provision for loan and lease losses$2,509,000159
Total noninterest income$2,977,000545
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$536,000793
Trading account gains and fees$0121
Additional Noninterest Income$2,441,000418
Total noninterest expense$4,699,000877
Salaries and employee benefits$1,764,0001,255
Premises and equipment expense$627,000907
Additional noninterest expense$2,308,000569
Pre-tax net operating income$1,672,0001,266
Securities gains (losses)$6,0002,267
Applicable income taxes$564,0001,192
Income before extraordinary items$1,114,0001,436
Extraordinary gains, net$016
Net income$1,114,0001,436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,537,000154
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,110,0401,368
2003-12-31 (YTD Data)Rank
Total interest income$26,845,0001,052
Total interest expense$6,306,0001,405
Net interest income$20,539,000932
Provision for loan and lease losses$8,170,000226
Total noninterest income$13,221,000531
Gross Fiduciary activities income$8,0001,392
Service charges on deposit accounts$2,279,000746
Trading account gains and fees$0160
Additional Noninterest Income$10,934,000418
Total noninterest expense$19,142,000839
Salaries and employee benefits$7,673,0001,100
Premises and equipment expense$2,298,000999
Additional noninterest expense$9,171,000602
Pre-tax net operating income$6,448,0001,281
Securities gains (losses)$04,500
Applicable income taxes$2,128,0001,231
Income before extraordinary items$4,320,0001,455
Extraordinary gains, net$054
Net income$4,320,0001,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,729,000252
Cash dividends$1,834,0001,488
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,320,0001,392
2003-09-30 (YTD Data)Rank
Total interest income$20,176,0001,066
Total interest expense$4,797,0001,450
Net interest income$15,379,000950
Provision for loan and lease losses$5,417,000261
Total noninterest income$9,875,000564
Gross Fiduciary activities income$7,0001,337
Service charges on deposit accounts$1,698,000763
Trading account gains and fees$0153
Additional Noninterest Income$8,170,000442
Total noninterest expense$14,385,000849
Salaries and employee benefits$5,873,0001,088
Premises and equipment expense$1,676,0001,034
Additional noninterest expense$6,836,000609
Pre-tax net operating income$5,452,0001,188
Securities gains (losses)$04,204
Applicable income taxes$1,798,0001,144
Income before extraordinary items$3,654,0001,364
Extraordinary gains, net$040
Net income$3,654,0001,364
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,752,000282
Cash dividends$1,834,0001,087
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,654,0001,284
2003-06-30 (YTD Data)Rank
Total interest income$13,395,0001,086
Total interest expense$3,271,0001,478
Net interest income$10,124,000957
Provision for loan and lease losses$3,077,000285
Total noninterest income$6,438,000564
Gross Fiduciary activities income$7,0001,277
Service charges on deposit accounts$1,091,000789
Trading account gains and fees$0150
Additional Noninterest Income$5,340,000450
Total noninterest expense$9,494,000861
Salaries and employee benefits$3,820,0001,114
Premises and equipment expense$1,066,0001,083
Additional noninterest expense$4,608,000603
Pre-tax net operating income$3,991,0001,081
Securities gains (losses)$03,782
Applicable income taxes$1,322,0001,098
Income before extraordinary items$2,669,0001,241
Extraordinary gains, net$030
Net income$2,669,0001,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,107,000321
Cash dividends$917,0001,408
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,669,0001,156
2003-03-31 (YTD Data)Rank
Total interest income$6,506,0001,128
Total interest expense$1,685,0001,471
Net interest income$4,821,0001,003
Provision for loan and lease losses$1,711,000269
Total noninterest income$3,029,000585
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$523,000788
Trading account gains and fees$0134
Additional Noninterest Income$2,506,000468
Total noninterest expense$4,468,000913
Salaries and employee benefits$1,741,0001,227
Premises and equipment expense$525,0001,103
Additional noninterest expense$2,202,000626
Pre-tax net operating income$1,671,0001,285
Securities gains (losses)$02,891
Applicable income taxes$550,0001,262
Income before extraordinary items$1,121,0001,460
Extraordinary gains, net$021
Net income$1,121,0001,459
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,280,000277
Cash dividends$917,000748
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,121,0001,365
2002-12-31 (YTD Data)Rank
Total interest income$24,907,0001,236
Total interest expense$8,830,0001,269
Net interest income$16,077,0001,202
Provision for loan and lease losses$4,975,000391
Total noninterest income$9,397,000653
Gross Fiduciary activities income$3,0001,565
Service charges on deposit accounts$2,209,000729
Trading account gains and fees$0153
Additional Noninterest Income$7,185,000538
Total noninterest expense$16,405,000956
Salaries and employee benefits$6,279,0001,298
Premises and equipment expense$1,976,0001,113
Additional noninterest expense$8,150,000655
Pre-tax net operating income$4,094,0001,951
Securities gains (losses)$5,0003,957
Applicable income taxes$1,388,0001,758
Income before extraordinary items$2,711,0002,205
Extraordinary gains, net$070
Net income$2,711,0002,204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,639,000474
Cash dividends$1,571,0001,577
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,707,7002,135
2001-12-31 (YTD Data)Rank
Total interest income$24,175,0001,404
Total interest expense$11,834,0001,370
Net interest income$12,341,0001,438
Provision for loan and lease losses$1,733,000790
Total noninterest income$4,921,0001,010
Gross Fiduciary activities income$6,0001,512
Service charges on deposit accounts$2,313,000641
Trading account gains and fees$0177
Additional Noninterest Income$2,602,0001,037
Total noninterest expense$11,867,0001,226
Salaries and employee benefits$5,308,0001,429
Premises and equipment expense$1,986,0001,069
Additional noninterest expense$4,573,0001,052
Pre-tax net operating income$3,662,0001,907
Securities gains (losses)$04,612
Applicable income taxes$1,308,0001,689
Income before extraordinary items$2,354,0002,202
Extraordinary gains, net$0105
Net income$2,354,0002,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,536,000698
Cash dividends$655,0002,977
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,354,0002,133
2000-12-31 (YTD Data)Rank
Total interest income$22,725,0001,521
Total interest expense$11,697,0001,473
Net interest income$11,028,0001,588
Provision for loan and lease losses$1,322,000843
Total noninterest income$5,035,000926
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,912,000715
Trading account gains and fees$0180
Additional Noninterest Income$3,123,000840
Total noninterest expense$10,752,0001,282
Salaries and employee benefits$4,698,0001,512
Premises and equipment expense$1,944,0001,024
Additional noninterest expense$4,110,0001,128
Pre-tax net operating income$3,989,0001,830
Securities gains (losses)$-149,0009,515
Applicable income taxes$1,217,0001,805
Income before extraordinary items$2,623,0001,988
Extraordinary gains, net$038
Net income$2,623,0001,988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,694,000522
Cash dividends$1,310,0001,841
Sale, conversion, retirement of capital stock, net$9,275,00076
Net operating income$2,724,3201,909
1999-12-31 (YTD Data)Rank
Total interest income$17,476,0001,856
Total interest expense$8,378,0001,769
Net interest income$9,098,0001,942
Provision for loan and lease losses$1,697,000643
Total noninterest income$3,740,0001,144
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,369,000972
Trading account gains and fees$0173
Additional Noninterest Income$2,371,0001,025
Total noninterest expense$9,355,0001,485
Salaries and employee benefits$4,023,0001,714
Premises and equipment expense$1,517,0001,341
Additional noninterest expense$3,815,0001,209
Pre-tax net operating income$1,786,0003,637
Securities gains (losses)$03,155
Applicable income taxes$482,0003,712
Income before extraordinary items$1,304,0003,636
Extraordinary gains, net$035
Net income$1,304,0003,637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,293,000605
Cash dividends$1,547,0001,647
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,304,0003,597
1998-12-31 (YTD Data)Rank
Total interest income$15,574,0002,094
Total interest expense$7,425,0002,047
Net interest income$8,149,0002,090
Provision for loan and lease losses$795,0001,193
Total noninterest income$3,439,0001,204
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,108,0001,140
Trading account gains and fees$0224
Additional Noninterest Income$2,331,0001,057
Total noninterest expense$8,179,0001,620
Salaries and employee benefits$3,666,0001,825
Premises and equipment expense$1,352,0001,452
Additional noninterest expense$3,161,0001,387
Pre-tax net operating income$2,614,0002,669
Securities gains (losses)$04,449
Applicable income taxes$805,0002,726
Income before extraordinary items$1,809,0002,783
Extraordinary gains, net$032
Net income$1,809,0002,784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$937,000800
Cash dividends$868,0002,461
Sale, conversion, retirement of capital stock, net$3,000,000324
Net operating income$1,809,0002,705
1997-12-31 (YTD Data)Rank
Total interest income$14,537,0002,245
Total interest expense$6,278,0002,396
Net interest income$8,259,0002,106
Provision for loan and lease losses$938,0001,034
Total noninterest income$2,256,0001,606
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,080,0001,172
Trading account gains and fees$0239
Additional Noninterest Income$1,176,0001,578
Total noninterest expense$7,249,0001,790
Salaries and employee benefits$3,232,0002,035
Premises and equipment expense$1,190,0001,647
Additional noninterest expense$2,827,0001,516
Pre-tax net operating income$2,328,0003,097
Securities gains (losses)$13,0002,177
Applicable income taxes$753,0003,064
Income before extraordinary items$1,588,0003,190
Extraordinary gains, net$044
Net income$1,588,0003,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$707,0001,021
Cash dividends$1,270,0001,813
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,579,1603,140
1996-12-31 (YTD Data)Rank
Total interest income$13,372,0002,493
Total interest expense$6,002,0002,551
Net interest income$7,370,0002,433
Provision for loan and lease losses$538,0001,650
Total noninterest income$2,146,0001,736
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$829,0001,614
Trading account gains and fees$0262
Additional Noninterest Income$1,317,0001,498
Total noninterest expense$6,327,0002,170
Salaries and employee benefits$2,987,0002,233
Premises and equipment expense$933,0002,140
Additional noninterest expense$2,407,0002,076
Pre-tax net operating income$2,651,0002,637
Securities gains (losses)$13,0002,310
Applicable income taxes$900,0002,579
Income before extraordinary items$1,764,0002,750
Extraordinary gains, net$053
Net income$1,764,0002,752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$365,0001,797
Cash dividends$846,0002,399
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,755,4202,722
1995-12-31 (YTD Data)Rank
Total interest income$11,044,0003,003
Total interest expense$4,871,0003,093
Net interest income$6,173,0002,883
Provision for loan and lease losses$362,0002,000
Total noninterest income$1,775,0002,021
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$745,0001,826
Trading account gains and fees$0522
Additional Noninterest Income$1,030,0001,772
Total noninterest expense$5,270,0002,576
Salaries and employee benefits$2,342,0002,850
Premises and equipment expense$791,0002,505
Additional noninterest expense$2,137,0002,279
Pre-tax net operating income$2,316,0003,063
Securities gains (losses)$-191,00011,666
Applicable income taxes$709,0003,203
Income before extraordinary items$1,416,0003,413
Extraordinary gains, net$065
Net income$1,416,0003,412
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0005,333
Cash dividends$565,0003,067
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,543,9703,143
1994-12-31 (YTD Data)Rank
Total interest income$8,694,0003,447
Total interest expense$3,600,0003,368
Net interest income$5,094,0003,503
Provision for loan and lease losses$312,0002,188
Total noninterest income$1,243,0002,669
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$666,0002,032
Trading account gains and fees$0475
Additional Noninterest Income$577,0002,664
Total noninterest expense$4,906,0002,824
Salaries and employee benefits$2,048,0003,216
Premises and equipment expense$754,0002,659
Additional noninterest expense$2,104,0002,469
Pre-tax net operating income$1,119,0005,503
Securities gains (losses)$1,0003,293
Applicable income taxes$338,0005,415
Income before extraordinary items$782,0005,448
Extraordinary gains, net$0249
Net income$782,0005,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-114,00012,269
Cash dividends$635,0002,694
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$781,3005,528
1993-12-31 (YTD Data)Rank
Total interest income$7,782,0003,914
Total interest expense$3,303,0003,780
Net interest income$4,479,0003,956
Provision for loan and lease losses$330,0002,800
Total noninterest income$945,0003,492
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$681,0002,006
Trading account gains and fees$0532
Additional Noninterest Income$264,0004,836
Total noninterest expense$4,435,0003,162
Salaries and employee benefits$1,844,0003,532
Premises and equipment expense$635,0003,147
Additional noninterest expense$1,956,0002,785
Pre-tax net operating income$659,0007,577
Securities gains (losses)$07,477
Applicable income taxes$163,0008,358
Income before extraordinary items$496,0007,594
Extraordinary gains, net$109,0001,493
Net income$605,0006,905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$322,0002,354
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$2,000,000347
Net operating income$496,0007,337
1992-12-31 (YTD Data)Rank
Total interest income$8,127,0004,235
Total interest expense$3,800,0004,247
Net interest income$4,327,0004,155
Provision for loan and lease losses$250,0004,577
Total noninterest income$940,0003,488
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$670,0002,027
Trading account gains and fees$0504
Additional Noninterest Income$270,0004,733
Total noninterest expense$3,535,0003,898
Salaries and employee benefits$1,708,0003,751
Premises and equipment expense$584,0003,449
Additional noninterest expense$1,243,0004,214
Pre-tax net operating income$1,482,0004,074
Securities gains (losses)$12,0006,245
Applicable income taxes$475,0004,169
Income before extraordinary items$1,019,0004,416
Extraordinary gains, net$01,422
Net income$1,019,0004,460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$289,0003,404
Cash dividends$858,0001,785
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,010,8404,137

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.