Home > CornerstoneBank > Income and Expense
CornerstoneBank, Income and Expense
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,898,000 | 2,890 |
| Total interest expense | $1,070,000 | 1,810 |
| Net interest income | $4,828,000 | 3,017 |
| Provision for loan and lease losses | $-250,000 | 4,472 |
| Total noninterest income | $912,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $47,000 | 3,901 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $865,000 | 2,532 |
| Total noninterest expense | $4,933,000 | 2,598 |
| Salaries and employee benefits | $2,625,000 | 2,723 |
| Premises and equipment expense | $870,000 | 1,890 |
| Additional noninterest expense | $1,438,000 | 2,675 |
| Pre-tax net operating income | $1,057,000 | 3,668 |
| Securities gains (losses) | $266,000 | 482 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $1,323,000 | 3,277 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,323,000 | 3,276 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,323,000 | 3,277 |
| Net charge-offs | $-6,000 | 3,495 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,057,000 | 3,510 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,442,000 | 2,699 |
| Total interest expense | $735,000 | 1,838 |
| Net interest income | $3,707,000 | 2,818 |
| Provision for loan and lease losses | $-250,000 | 4,553 |
| Total noninterest income | $483,000 | 3,033 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $31,000 | 3,894 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $452,000 | 2,735 |
| Total noninterest expense | $3,215,000 | 2,622 |
| Salaries and employee benefits | $1,726,000 | 2,731 |
| Premises and equipment expense | $578,000 | 1,885 |
| Additional noninterest expense | $911,000 | 2,748 |
| Pre-tax net operating income | $1,225,000 | 3,025 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $1,225,000 | 2,904 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,225,000 | 2,903 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,225,000 | 2,904 |
| Net charge-offs | $-4,000 | 3,475 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,225,000 | 2,882 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,064,000 | 2,812 |
| Total interest expense | $400,000 | 1,799 |
| Net interest income | $1,664,000 | 2,948 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $358,000 | 2,598 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $16,000 | 3,875 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $342,000 | 2,314 |
| Total noninterest expense | $1,503,000 | 2,709 |
| Salaries and employee benefits | $834,000 | 2,783 |
| Premises and equipment expense | $290,000 | 1,885 |
| Additional noninterest expense | $379,000 | 3,036 |
| Pre-tax net operating income | $519,000 | 3,196 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $519,000 | 3,065 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $519,000 | 3,065 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $519,000 | 3,066 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $519,000 | 3,041 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $8,388,000 | 2,798 |
| Total interest expense | $1,930,000 | 2,018 |
| Net interest income | $6,458,000 | 2,943 |
| Provision for loan and lease losses | $370,000 | 2,516 |
| Total noninterest income | $743,000 | 3,202 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $70,000 | 3,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $673,000 | 2,853 |
| Total noninterest expense | $9,282,000 | 2,050 |
| Salaries and employee benefits | $3,949,000 | 2,506 |
| Premises and equipment expense | $1,414,000 | 1,583 |
| Additional noninterest expense | $3,919,000 | 1,558 |
| Pre-tax net operating income | $-2,451,000 | 4,954 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $-2,451,000 | 4,949 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-2,451,000 | 4,949 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-2,451,000 | 4,949 |
| Net charge-offs | $544,000 | 923 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $-2,451,000 | 4,947 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,235,000 | 2,837 |
| Total interest expense | $1,471,000 | 2,075 |
| Net interest income | $4,764,000 | 2,979 |
| Provision for loan and lease losses | $370,000 | 2,231 |
| Total noninterest income | $489,000 | 3,329 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $53,000 | 3,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $436,000 | 2,964 |
| Total noninterest expense | $6,742,000 | 2,083 |
| Salaries and employee benefits | $2,992,000 | 2,464 |
| Premises and equipment expense | $903,000 | 1,796 |
| Additional noninterest expense | $2,847,000 | 1,575 |
| Pre-tax net operating income | $-1,859,000 | 4,967 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $-1,859,000 | 4,964 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,859,000 | 4,964 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-1,859,000 | 4,964 |
| Net charge-offs | $473,000 | 777 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $-1,859,000 | 4,965 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,076,000 | 2,908 |
| Total interest expense | $993,000 | 2,153 |
| Net interest income | $3,083,000 | 3,048 |
| Provision for loan and lease losses | $369,000 | 1,863 |
| Total noninterest income | $449,000 | 2,931 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $36,000 | 3,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $413,000 | 2,582 |
| Total noninterest expense | $4,670,000 | 2,026 |
| Salaries and employee benefits | $2,013,000 | 2,460 |
| Premises and equipment expense | $611,000 | 1,768 |
| Additional noninterest expense | $2,046,000 | 1,470 |
| Pre-tax net operating income | $-1,507,000 | 4,996 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $-1,507,000 | 4,988 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,507,000 | 4,988 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-1,507,000 | 4,988 |
| Net charge-offs | $489,000 | 604 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $-1,507,000 | 4,993 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,953,000 | 2,967 |
| Total interest expense | $498,000 | 2,293 |
| Net interest income | $1,455,000 | 3,110 |
| Provision for loan and lease losses | $126,000 | 1,774 |
| Total noninterest income | $292,000 | 2,555 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $20,000 | 4,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $272,000 | 2,108 |
| Total noninterest expense | $2,154,000 | 2,168 |
| Salaries and employee benefits | $1,096,000 | 2,330 |
| Premises and equipment expense | $313,000 | 1,764 |
| Additional noninterest expense | $745,000 | 1,936 |
| Pre-tax net operating income | $-533,000 | 4,982 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $-533,000 | 4,960 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-533,000 | 4,960 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-533,000 | 4,960 |
| Net charge-offs | $-9,000 | 4,422 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-533,000 | 4,986 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $9,300,000 | 2,694 |
| Total interest expense | $2,134,000 | 2,242 |
| Net interest income | $7,166,000 | 2,801 |
| Provision for loan and lease losses | $783,000 | 1,096 |
| Total noninterest income | $975,000 | 2,862 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $79,000 | 4,147 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $896,000 | 2,384 |
| Total noninterest expense | $8,849,000 | 2,101 |
| Salaries and employee benefits | $4,565,000 | 2,233 |
| Premises and equipment expense | $1,219,000 | 1,778 |
| Additional noninterest expense | $3,065,000 | 1,902 |
| Pre-tax net operating income | $-1,491,000 | 5,122 |
| Securities gains (losses) | $150,000 | 741 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $-1,341,000 | 5,119 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-1,341,000 | 5,120 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-1,341,000 | 5,120 |
| Net charge-offs | $932,000 | 682 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $-1,491,000 | 5,119 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,373,000 | 2,647 |
| Total interest expense | $1,631,000 | 2,233 |
| Net interest income | $5,742,000 | 2,739 |
| Provision for loan and lease losses | $588,000 | 1,030 |
| Total noninterest income | $672,000 | 2,984 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $58,000 | 4,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $614,000 | 2,472 |
| Total noninterest expense | $6,685,000 | 2,095 |
| Salaries and employee benefits | $3,509,000 | 2,209 |
| Premises and equipment expense | $932,000 | 1,773 |
| Additional noninterest expense | $2,244,000 | 1,915 |
| Pre-tax net operating income | $-859,000 | 5,190 |
| Securities gains (losses) | $150,000 | 624 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $-709,000 | 5,186 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-709,000 | 5,186 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-709,000 | 5,186 |
| Net charge-offs | $850,000 | 539 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $-859,000 | 5,189 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,037,000 | 2,611 |
| Total interest expense | $1,117,000 | 2,179 |
| Net interest income | $3,920,000 | 2,704 |
| Provision for loan and lease losses | $587,000 | 767 |
| Total noninterest income | $327,000 | 3,328 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $37,000 | 4,276 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $290,000 | 2,841 |
| Total noninterest expense | $4,526,000 | 2,076 |
| Salaries and employee benefits | $2,356,000 | 2,216 |
| Premises and equipment expense | $623,000 | 1,774 |
| Additional noninterest expense | $1,547,000 | 1,891 |
| Pre-tax net operating income | $-866,000 | 5,256 |
| Securities gains (losses) | $54,000 | 731 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $-812,000 | 5,252 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-812,000 | 5,251 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-812,000 | 5,251 |
| Net charge-offs | $835,000 | 397 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $-866,000 | 5,252 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,605,000 | 2,550 |
| Total interest expense | $551,000 | 2,175 |
| Net interest income | $2,054,000 | 2,627 |
| Provision for loan and lease losses | $110,000 | 1,397 |
| Total noninterest income | $213,000 | 2,979 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $19,000 | 4,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 2,431 |
| Total noninterest expense | $2,264,000 | 2,084 |
| Salaries and employee benefits | $1,236,000 | 2,153 |
| Premises and equipment expense | $326,000 | 1,732 |
| Additional noninterest expense | $702,000 | 2,021 |
| Pre-tax net operating income | $-107,000 | 5,251 |
| Securities gains (losses) | $35,000 | 458 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $-72,000 | 5,227 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-72,000 | 5,226 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-72,000 | 5,226 |
| Net charge-offs | $-8,000 | 4,574 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $-107,000 | 5,244 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $10,875,000 | 2,383 |
| Total interest expense | $1,478,000 | 2,360 |
| Net interest income | $9,397,000 | 2,362 |
| Provision for loan and lease losses | $272,000 | 2,069 |
| Total noninterest income | $940,000 | 2,933 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $84,000 | 4,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $856,000 | 2,416 |
| Total noninterest expense | $9,130,000 | 2,042 |
| Salaries and employee benefits | $4,502,000 | 2,267 |
| Premises and equipment expense | $1,363,000 | 1,635 |
| Additional noninterest expense | $3,265,000 | 1,778 |
| Pre-tax net operating income | $935,000 | 4,100 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $935,000 | 3,977 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $935,000 | 3,976 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $935,000 | 3,976 |
| Net charge-offs | $809,000 | 705 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 664 |
| Net operating income | $935,000 | 3,986 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,210,000 | 2,363 |
| Total interest expense | $1,015,000 | 2,419 |
| Net interest income | $7,195,000 | 2,324 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $779,000 | 2,832 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $64,000 | 4,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $715,000 | 2,319 |
| Total noninterest expense | $7,225,000 | 1,961 |
| Salaries and employee benefits | $3,530,000 | 2,190 |
| Premises and equipment expense | $1,036,000 | 1,626 |
| Additional noninterest expense | $2,659,000 | 1,660 |
| Pre-tax net operating income | $749,000 | 4,105 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $749,000 | 3,970 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $749,000 | 3,969 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $749,000 | 3,969 |
| Net charge-offs | $431,000 | 787 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 626 |
| Net operating income | $749,000 | 3,968 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,643,000 | 2,288 |
| Total interest expense | $692,000 | 2,308 |
| Net interest income | $4,951,000 | 2,265 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $697,000 | 2,445 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $44,000 | 4,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $653,000 | 1,959 |
| Total noninterest expense | $4,791,000 | 1,985 |
| Salaries and employee benefits | $2,384,000 | 2,187 |
| Premises and equipment expense | $689,000 | 1,644 |
| Additional noninterest expense | $1,718,000 | 1,714 |
| Pre-tax net operating income | $857,000 | 3,379 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $857,000 | 3,190 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $857,000 | 3,188 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $857,000 | 3,189 |
| Net charge-offs | $449,000 | 563 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 615 |
| Net operating income | $857,000 | 3,184 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,783,000 | 2,307 |
| Total interest expense | $354,000 | 2,191 |
| Net interest income | $2,429,000 | 2,303 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $465,000 | 2,063 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $23,000 | 4,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $442,000 | 1,608 |
| Total noninterest expense | $2,300,000 | 2,056 |
| Salaries and employee benefits | $1,132,000 | 2,286 |
| Premises and equipment expense | $343,000 | 1,670 |
| Additional noninterest expense | $825,000 | 1,766 |
| Pre-tax net operating income | $594,000 | 2,839 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $594,000 | 2,628 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $594,000 | 2,628 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $594,000 | 2,628 |
| Net charge-offs | $205,000 | 567 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $594,000 | 2,626 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,407,000 | 2,374 |
| Total interest expense | $1,837,000 | 1,636 |
| Net interest income | $8,570,000 | 2,506 |
| Provision for loan and lease losses | $245,000 | 2,167 |
| Total noninterest income | $2,350,000 | 1,838 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $91,000 | 4,431 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,259,000 | 1,424 |
| Total noninterest expense | $9,698,000 | 1,956 |
| Salaries and employee benefits | $4,419,000 | 2,305 |
| Premises and equipment expense | $1,321,000 | 1,711 |
| Additional noninterest expense | $3,958,000 | 1,539 |
| Pre-tax net operating income | $977,000 | 4,088 |
| Securities gains (losses) | $-14,000 | 5,116 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $963,000 | 3,760 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $963,000 | 3,759 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $963,000 | 3,760 |
| Net charge-offs | $13,000 | 3,596 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 670 |
| Net operating income | $977,000 | 3,732 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,603,000 | 2,429 |
| Total interest expense | $1,394,000 | 1,605 |
| Net interest income | $6,209,000 | 2,588 |
| Provision for loan and lease losses | $245,000 | 1,837 |
| Total noninterest income | $1,762,000 | 1,855 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $67,000 | 4,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,695,000 | 1,431 |
| Total noninterest expense | $7,229,000 | 1,961 |
| Salaries and employee benefits | $3,220,000 | 2,360 |
| Premises and equipment expense | $986,000 | 1,721 |
| Additional noninterest expense | $3,023,000 | 1,499 |
| Pre-tax net operating income | $497,000 | 4,601 |
| Securities gains (losses) | $-14,000 | 5,439 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $483,000 | 4,447 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $483,000 | 4,446 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $483,000 | 4,447 |
| Net charge-offs | $-93,000 | 5,324 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 639 |
| Net operating income | $497,000 | 4,413 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,978,000 | 2,443 |
| Total interest expense | $894,000 | 1,616 |
| Net interest income | $4,084,000 | 2,612 |
| Provision for loan and lease losses | $245,000 | 1,400 |
| Total noninterest income | $1,051,000 | 1,986 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $47,000 | 4,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,004,000 | 1,533 |
| Total noninterest expense | $4,987,000 | 1,920 |
| Salaries and employee benefits | $2,141,000 | 2,381 |
| Premises and equipment expense | $655,000 | 1,731 |
| Additional noninterest expense | $2,191,000 | 1,389 |
| Pre-tax net operating income | $-97,000 | 5,631 |
| Securities gains (losses) | $-14,000 | 5,536 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $-111,000 | 5,638 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-111,000 | 5,638 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-111,000 | 5,638 |
| Net charge-offs | $52,000 | 1,968 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 625 |
| Net operating income | $-97,000 | 5,635 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,419,000 | 2,496 |
| Total interest expense | $434,000 | 1,638 |
| Net interest income | $1,985,000 | 2,658 |
| Provision for loan and lease losses | $190,000 | 972 |
| Total noninterest income | $679,000 | 1,692 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $25,000 | 4,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $654,000 | 1,284 |
| Total noninterest expense | $2,687,000 | 1,806 |
| Salaries and employee benefits | $1,073,000 | 2,400 |
| Premises and equipment expense | $324,000 | 1,759 |
| Additional noninterest expense | $1,290,000 | 1,214 |
| Pre-tax net operating income | $-213,000 | 5,770 |
| Securities gains (losses) | $8,000 | 717 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $-205,000 | 5,770 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-205,000 | 5,770 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-205,000 | 5,770 |
| Net charge-offs | $-7,000 | 4,847 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 612 |
| Net operating income | $-213,000 | 5,770 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,729,000 | 2,455 |
| Total interest expense | $1,821,000 | 1,524 |
| Net interest income | $7,908,000 | 2,645 |
| Provision for loan and lease losses | $-593,000 | 5,772 |
| Total noninterest income | $2,225,000 | 1,987 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $87,000 | 4,667 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,138,000 | 1,532 |
| Total noninterest expense | $9,667,000 | 1,962 |
| Salaries and employee benefits | $3,998,000 | 2,503 |
| Premises and equipment expense | $1,432,000 | 1,587 |
| Additional noninterest expense | $4,237,000 | 1,452 |
| Pre-tax net operating income | $1,059,000 | 3,999 |
| Securities gains (losses) | $21,000 | 2,341 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $1,080,000 | 3,779 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,080,000 | 3,777 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,080,000 | 3,778 |
| Net charge-offs | $-730,000 | 5,834 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 742 |
| Net operating income | $1,059,000 | 3,765 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,447,000 | 2,412 |
| Total interest expense | $1,375,000 | 1,524 |
| Net interest income | $6,072,000 | 2,600 |
| Provision for loan and lease losses | $-575,000 | 5,870 |
| Total noninterest income | $1,752,000 | 1,930 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $67,000 | 4,679 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,685,000 | 1,469 |
| Total noninterest expense | $7,479,000 | 1,913 |
| Salaries and employee benefits | $3,002,000 | 2,479 |
| Premises and equipment expense | $1,132,000 | 1,518 |
| Additional noninterest expense | $3,345,000 | 1,390 |
| Pre-tax net operating income | $920,000 | 3,842 |
| Securities gains (losses) | $21,000 | 2,282 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $941,000 | 3,594 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $941,000 | 3,592 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $941,000 | 3,594 |
| Net charge-offs | $-841,000 | 5,912 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 701 |
| Net operating income | $920,000 | 3,575 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,879,000 | 2,459 |
| Total interest expense | $932,000 | 1,496 |
| Net interest income | $3,947,000 | 2,661 |
| Provision for loan and lease losses | $-775,000 | 5,999 |
| Total noninterest income | $909,000 | 2,218 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $46,000 | 4,650 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $863,000 | 1,713 |
| Total noninterest expense | $4,930,000 | 1,942 |
| Salaries and employee benefits | $1,900,000 | 2,597 |
| Premises and equipment expense | $841,000 | 1,369 |
| Additional noninterest expense | $2,189,000 | 1,415 |
| Pre-tax net operating income | $701,000 | 3,656 |
| Securities gains (losses) | $22,000 | 1,892 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $723,000 | 3,362 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $723,000 | 3,359 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $723,000 | 3,360 |
| Net charge-offs | $-795,000 | 6,009 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 682 |
| Net operating income | $701,000 | 3,362 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,281,000 | 2,608 |
| Total interest expense | $474,000 | 1,478 |
| Net interest income | $1,807,000 | 2,830 |
| Provision for loan and lease losses | $50,000 | 2,135 |
| Total noninterest income | $574,000 | 1,898 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $23,000 | 4,665 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $551,000 | 1,427 |
| Total noninterest expense | $2,269,000 | 2,088 |
| Salaries and employee benefits | $939,000 | 2,618 |
| Premises and equipment expense | $326,000 | 1,754 |
| Additional noninterest expense | $1,004,000 | 1,519 |
| Pre-tax net operating income | $62,000 | 5,375 |
| Securities gains (losses) | $12,000 | 1,443 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $74,000 | 5,237 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $74,000 | 5,238 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $74,000 | 5,238 |
| Net charge-offs | $-78,000 | 5,836 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 618 |
| Net operating income | $62,000 | 5,282 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,851,000 | 2,635 |
| Total interest expense | $1,992,000 | 1,403 |
| Net interest income | $6,859,000 | 2,899 |
| Provision for loan and lease losses | $-1,368,000 | 6,071 |
| Total noninterest income | $3,171,000 | 1,549 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $86,000 | 4,886 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $3,085,000 | 1,139 |
| Total noninterest expense | $10,599,000 | 1,787 |
| Salaries and employee benefits | $4,051,000 | 2,472 |
| Premises and equipment expense | $1,881,000 | 1,250 |
| Additional noninterest expense | $4,667,000 | 1,344 |
| Pre-tax net operating income | $799,000 | 4,416 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $799,000 | 4,260 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $799,000 | 4,258 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $799,000 | 4,260 |
| Net charge-offs | $-728,000 | 6,058 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 731 |
| Net operating income | $799,000 | 4,211 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,485,000 | 2,696 |
| Total interest expense | $1,496,000 | 1,404 |
| Net interest income | $4,989,000 | 2,996 |
| Provision for loan and lease losses | $-777,000 | 6,133 |
| Total noninterest income | $2,918,000 | 1,339 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $64,000 | 4,950 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,854,000 | 1,005 |
| Total noninterest expense | $8,034,000 | 1,781 |
| Salaries and employee benefits | $3,099,000 | 2,425 |
| Premises and equipment expense | $1,452,000 | 1,228 |
| Additional noninterest expense | $3,483,000 | 1,350 |
| Pre-tax net operating income | $650,000 | 4,398 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $650,000 | 4,210 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $650,000 | 4,211 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $650,000 | 4,213 |
| Net charge-offs | $-525,000 | 6,118 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 704 |
| Net operating income | $650,000 | 4,159 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,378,000 | 2,675 |
| Total interest expense | $994,000 | 1,418 |
| Net interest income | $3,384,000 | 2,954 |
| Provision for loan and lease losses | $-349,000 | 6,160 |
| Total noninterest income | $2,257,000 | 1,224 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $41,000 | 5,012 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,216,000 | 898 |
| Total noninterest expense | $5,514,000 | 1,735 |
| Salaries and employee benefits | $2,041,000 | 2,473 |
| Premises and equipment expense | $1,048,000 | 1,152 |
| Additional noninterest expense | $2,425,000 | 1,304 |
| Pre-tax net operating income | $476,000 | 4,241 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $476,000 | 4,056 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $476,000 | 4,057 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $476,000 | 4,058 |
| Net charge-offs | $-47,000 | 5,734 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 670 |
| Net operating income | $476,000 | 3,992 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,274,000 | 2,583 |
| Total interest expense | $498,000 | 1,409 |
| Net interest income | $1,776,000 | 2,851 |
| Provision for loan and lease losses | $-99,000 | 6,202 |
| Total noninterest income | $1,414,000 | 1,014 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $23,000 | 4,879 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,391,000 | 720 |
| Total noninterest expense | $2,856,000 | 1,692 |
| Salaries and employee benefits | $995,000 | 2,539 |
| Premises and equipment expense | $459,000 | 1,308 |
| Additional noninterest expense | $1,402,000 | 1,136 |
| Pre-tax net operating income | $433,000 | 3,257 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $433,000 | 2,986 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $433,000 | 2,989 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $433,000 | 2,989 |
| Net charge-offs | $-31,000 | 5,819 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 625 |
| Net operating income | $433,000 | 2,919 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,080,000 | 2,381 |
| Total interest expense | $2,178,000 | 1,339 |
| Net interest income | $7,902,000 | 2,653 |
| Provision for loan and lease losses | $472,000 | 1,524 |
| Total noninterest income | $6,992,000 | 865 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $108,000 | 4,878 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $6,884,000 | 604 |
| Total noninterest expense | $15,541,000 | 1,276 |
| Salaries and employee benefits | $7,193,000 | 1,449 |
| Premises and equipment expense | $2,077,000 | 1,152 |
| Additional noninterest expense | $6,271,000 | 1,057 |
| Pre-tax net operating income | $-1,119,000 | 6,369 |
| Securities gains (losses) | $48,000 | 1,758 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-1,071,000 | 6,376 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-1,071,000 | 6,376 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,071,000 | 6,376 |
| Net charge-offs | $1,665,000 | 602 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 721 |
| Net operating income | $-1,119,000 | 6,377 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,657,000 | 2,372 |
| Total interest expense | $1,669,000 | 1,313 |
| Net interest income | $5,988,000 | 2,637 |
| Provision for loan and lease losses | $223,000 | 1,977 |
| Total noninterest income | $4,974,000 | 898 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $83,000 | 4,910 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $4,891,000 | 625 |
| Total noninterest expense | $11,778,000 | 1,274 |
| Salaries and employee benefits | $5,844,000 | 1,354 |
| Premises and equipment expense | $1,549,000 | 1,165 |
| Additional noninterest expense | $4,385,000 | 1,125 |
| Pre-tax net operating income | $-1,039,000 | 6,477 |
| Securities gains (losses) | $48,000 | 1,473 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-991,000 | 6,477 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-991,000 | 6,476 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-991,000 | 6,476 |
| Net charge-offs | $1,067,000 | 634 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 680 |
| Net operating income | $-1,039,000 | 6,480 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,003,000 | 2,404 |
| Total interest expense | $1,141,000 | 1,298 |
| Net interest income | $3,862,000 | 2,717 |
| Provision for loan and lease losses | $296,000 | 1,319 |
| Total noninterest income | $3,837,000 | 777 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $60,000 | 4,790 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $3,777,000 | 550 |
| Total noninterest expense | $7,982,000 | 1,255 |
| Salaries and employee benefits | $4,073,000 | 1,304 |
| Premises and equipment expense | $1,035,000 | 1,181 |
| Additional noninterest expense | $2,874,000 | 1,131 |
| Pre-tax net operating income | $-579,000 | 6,529 |
| Securities gains (losses) | $11,000 | 1,900 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-568,000 | 6,537 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-568,000 | 6,537 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-568,000 | 6,537 |
| Net charge-offs | $1,349,000 | 398 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 643 |
| Net operating income | $-579,000 | 6,537 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,496,000 | 2,409 |
| Total interest expense | $612,000 | 1,234 |
| Net interest income | $1,884,000 | 2,775 |
| Provision for loan and lease losses | $-117,000 | 6,533 |
| Total noninterest income | $1,676,000 | 834 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $31,000 | 4,724 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,645,000 | 584 |
| Total noninterest expense | $3,649,000 | 1,362 |
| Salaries and employee benefits | $1,931,000 | 1,388 |
| Premises and equipment expense | $516,000 | 1,200 |
| Additional noninterest expense | $1,202,000 | 1,323 |
| Pre-tax net operating income | $28,000 | 5,961 |
| Securities gains (losses) | $11,000 | 1,130 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $39,000 | 5,821 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $39,000 | 5,823 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $39,000 | 5,824 |
| Net charge-offs | $873,000 | 332 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 607 |
| Net operating income | $28,000 | 5,918 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,549,000 | 2,120 |
| Total interest expense | $2,502,000 | 1,357 |
| Net interest income | $9,047,000 | 2,332 |
| Provision for loan and lease losses | $955,000 | 1,140 |
| Total noninterest income | $5,396,000 | 1,067 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $134,000 | 4,773 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,262,000 | 773 |
| Total noninterest expense | $15,909,000 | 1,260 |
| Salaries and employee benefits | $7,249,000 | 1,443 |
| Premises and equipment expense | $1,907,000 | 1,238 |
| Additional noninterest expense | $6,753,000 | 1,009 |
| Pre-tax net operating income | $-2,421,000 | 6,688 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-2,421,000 | 6,696 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,421,000 | 6,697 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-2,421,000 | 6,697 |
| Net charge-offs | $2,148,000 | 704 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 674 |
| Net operating income | $-2,421,000 | 6,688 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,759,000 | 2,119 |
| Total interest expense | $1,888,000 | 1,392 |
| Net interest income | $6,871,000 | 2,286 |
| Provision for loan and lease losses | $-211,000 | 6,638 |
| Total noninterest income | $4,270,000 | 1,057 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $110,000 | 4,651 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,160,000 | 764 |
| Total noninterest expense | $11,661,000 | 1,285 |
| Salaries and employee benefits | $5,276,000 | 1,479 |
| Premises and equipment expense | $1,396,000 | 1,283 |
| Additional noninterest expense | $4,989,000 | 1,019 |
| Pre-tax net operating income | $-309,000 | 6,546 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-309,000 | 6,576 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-309,000 | 6,576 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-309,000 | 6,576 |
| Net charge-offs | $967,000 | 1,026 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 691 |
| Net operating income | $-309,000 | 6,558 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,925,000 | 2,082 |
| Total interest expense | $1,266,000 | 1,420 |
| Net interest income | $4,659,000 | 2,232 |
| Provision for loan and lease losses | $-446,000 | 6,803 |
| Total noninterest income | $2,949,000 | 1,028 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $77,000 | 4,566 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,872,000 | 754 |
| Total noninterest expense | $7,724,000 | 1,297 |
| Salaries and employee benefits | $3,375,000 | 1,542 |
| Premises and equipment expense | $901,000 | 1,326 |
| Additional noninterest expense | $3,448,000 | 968 |
| Pre-tax net operating income | $330,000 | 4,751 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $330,000 | 4,601 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $330,000 | 4,603 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $330,000 | 4,604 |
| Net charge-offs | $1,028,000 | 749 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 802 |
| Net operating income | $330,000 | 4,503 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,009,000 | 2,074 |
| Total interest expense | $645,000 | 1,433 |
| Net interest income | $2,364,000 | 2,214 |
| Provision for loan and lease losses | $-53,000 | 6,808 |
| Total noninterest income | $1,935,000 | 842 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $38,000 | 4,575 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,897,000 | 607 |
| Total noninterest expense | $3,641,000 | 1,373 |
| Salaries and employee benefits | $1,603,000 | 1,642 |
| Premises and equipment expense | $438,000 | 1,399 |
| Additional noninterest expense | $1,600,000 | 1,055 |
| Pre-tax net operating income | $711,000 | 2,245 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $711,000 | 1,984 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $711,000 | 1,985 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $711,000 | 1,986 |
| Net charge-offs | $597,000 | 678 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 761 |
| Net operating income | $711,000 | 1,900 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,467,000 | 1,824 |
| Total interest expense | $4,037,000 | 1,104 |
| Net interest income | $10,430,000 | 2,071 |
| Provision for loan and lease losses | $10,416,000 | 263 |
| Total noninterest income | $7,720,000 | 818 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $160,000 | 4,662 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $7,560,000 | 590 |
| Total noninterest expense | $15,150,000 | 1,315 |
| Salaries and employee benefits | $7,006,000 | 1,456 |
| Premises and equipment expense | $1,530,000 | 1,550 |
| Additional noninterest expense | $6,614,000 | 1,050 |
| Pre-tax net operating income | $-7,416,000 | 6,997 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-7,416,000 | 7,002 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,416,000 | 7,002 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-7,416,000 | 7,002 |
| Net charge-offs | $12,881,000 | 259 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 937 |
| Net operating income | $-7,416,000 | 6,991 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,915,000 | 1,841 |
| Total interest expense | $3,293,000 | 1,081 |
| Net interest income | $7,622,000 | 2,155 |
| Provision for loan and lease losses | $10,098,000 | 223 |
| Total noninterest income | $5,809,000 | 812 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $128,000 | 4,606 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,681,000 | 593 |
| Total noninterest expense | $11,023,000 | 1,353 |
| Salaries and employee benefits | $5,067,000 | 1,498 |
| Premises and equipment expense | $1,118,000 | 1,600 |
| Additional noninterest expense | $4,838,000 | 1,069 |
| Pre-tax net operating income | $-7,690,000 | 7,127 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-7,690,000 | 7,134 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-7,690,000 | 7,134 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-7,690,000 | 7,134 |
| Net charge-offs | $12,628,000 | 215 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 896 |
| Net operating income | $-7,690,000 | 7,127 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,497,000 | 1,798 |
| Total interest expense | $2,405,000 | 1,023 |
| Net interest income | $5,092,000 | 2,145 |
| Provision for loan and lease losses | $9,126,000 | 178 |
| Total noninterest income | $3,108,000 | 956 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $88,000 | 4,563 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,020,000 | 687 |
| Total noninterest expense | $7,231,000 | 1,369 |
| Salaries and employee benefits | $3,250,000 | 1,549 |
| Premises and equipment expense | $743,000 | 1,608 |
| Additional noninterest expense | $3,238,000 | 1,061 |
| Pre-tax net operating income | $-8,157,000 | 7,216 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-8,157,000 | 7,211 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-8,157,000 | 7,211 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-8,157,000 | 7,211 |
| Net charge-offs | $11,673,000 | 170 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 863 |
| Net operating income | $-8,157,000 | 7,209 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,862,000 | 1,769 |
| Total interest expense | $1,382,000 | 914 |
| Net interest income | $2,480,000 | 2,209 |
| Provision for loan and lease losses | $5,700,000 | 145 |
| Total noninterest income | $1,124,000 | 1,218 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $36,000 | 4,904 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,088,000 | 851 |
| Total noninterest expense | $3,524,000 | 1,392 |
| Salaries and employee benefits | $1,607,000 | 1,570 |
| Premises and equipment expense | $372,000 | 1,602 |
| Additional noninterest expense | $1,545,000 | 1,099 |
| Pre-tax net operating income | $-5,620,000 | 7,292 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-5,620,000 | 7,289 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-5,620,000 | 7,288 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-5,620,000 | 7,289 |
| Net charge-offs | $8,704,000 | 127 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 776 |
| Net operating income | $-5,620,000 | 7,288 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $17,300,000 | 1,647 |
| Total interest expense | $6,776,000 | 892 |
| Net interest income | $10,524,000 | 2,074 |
| Provision for loan and lease losses | $5,145,000 | 771 |
| Total noninterest income | $5,516,000 | 958 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $5,516,000 | 651 |
| Total noninterest expense | $12,959,000 | 1,508 |
| Salaries and employee benefits | $5,398,000 | 1,804 |
| Premises and equipment expense | $1,827,000 | 1,361 |
| Additional noninterest expense | $5,734,000 | 1,217 |
| Pre-tax net operating income | $-2,064,000 | 6,795 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-2,064,000 | 6,839 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,064,000 | 6,839 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,064,000 | 6,839 |
| Net charge-offs | $5,920,000 | 695 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-2,064,000 | 6,822 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $13,333,000 | 1,615 |
| Total interest expense | $5,260,000 | 900 |
| Net interest income | $8,073,000 | 2,042 |
| Provision for loan and lease losses | $3,741,000 | 777 |
| Total noninterest income | $4,354,000 | 933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $4,354,000 | 641 |
| Total noninterest expense | $7,939,000 | 1,820 |
| Salaries and employee benefits | $3,741,000 | 1,939 |
| Premises and equipment expense | $1,364,000 | 1,380 |
| Additional noninterest expense | $2,834,000 | 1,794 |
| Pre-tax net operating income | $747,000 | 3,846 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $747,000 | 3,632 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $747,000 | 3,633 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $747,000 | 3,633 |
| Net charge-offs | $4,506,000 | 686 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $747,000 | 3,528 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,233,000 | 1,577 |
| Total interest expense | $3,597,000 | 910 |
| Net interest income | $5,636,000 | 1,951 |
| Provision for loan and lease losses | $425,000 | 2,517 |
| Total noninterest income | $3,969,000 | 736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,969,000 | 514 |
| Total noninterest expense | $5,150,000 | 1,874 |
| Salaries and employee benefits | $2,495,000 | 1,956 |
| Premises and equipment expense | $911,000 | 1,391 |
| Additional noninterest expense | $1,744,000 | 1,955 |
| Pre-tax net operating income | $4,030,000 | 766 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $4,030,000 | 645 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,030,000 | 643 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $4,030,000 | 645 |
| Net charge-offs | $1,195,000 | 1,326 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $4,030,000 | 624 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,581,000 | 1,601 |
| Total interest expense | $1,814,000 | 932 |
| Net interest income | $2,767,000 | 1,980 |
| Provision for loan and lease losses | $425,000 | 1,594 |
| Total noninterest income | $1,625,000 | 855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,625,000 | 591 |
| Total noninterest expense | $2,382,000 | 2,032 |
| Salaries and employee benefits | $1,156,000 | 2,128 |
| Premises and equipment expense | $440,000 | 1,459 |
| Additional noninterest expense | $786,000 | 2,140 |
| Pre-tax net operating income | $1,585,000 | 962 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $1,585,000 | 797 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,585,000 | 796 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,585,000 | 797 |
| Net charge-offs | $624,000 | 1,162 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,585,000 | 783 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $18,939,000 | 1,611 |
| Total interest expense | $10,006,000 | 819 |
| Net interest income | $8,933,000 | 2,460 |
| Provision for loan and lease losses | $10,352,000 | 637 |
| Total noninterest income | $119,000 | 6,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $119,000 | 5,239 |
| Total noninterest expense | $11,907,000 | 1,666 |
| Salaries and employee benefits | $4,197,000 | 2,299 |
| Premises and equipment expense | $1,728,000 | 1,486 |
| Additional noninterest expense | $5,982,000 | 1,237 |
| Pre-tax net operating income | $-13,207,000 | 7,429 |
| Securities gains (losses) | $934,000 | 524 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-12,273,000 | 7,432 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-12,273,000 | 7,432 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-12,273,000 | 7,432 |
| Net charge-offs | $10,140,000 | 606 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-13,207,000 | 7,439 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $14,344,000 | 1,631 |
| Total interest expense | $7,856,000 | 805 |
| Net interest income | $6,488,000 | 2,567 |
| Provision for loan and lease losses | $5,084,000 | 867 |
| Total noninterest income | $155,000 | 6,026 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $155,000 | 4,606 |
| Total noninterest expense | $7,412,000 | 1,955 |
| Salaries and employee benefits | $3,050,000 | 2,383 |
| Premises and equipment expense | $1,294,000 | 1,500 |
| Additional noninterest expense | $3,068,000 | 1,732 |
| Pre-tax net operating income | $-5,853,000 | 7,413 |
| Securities gains (losses) | $934,000 | 442 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-4,919,000 | 7,414 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-4,919,000 | 7,414 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-4,919,000 | 7,414 |
| Net charge-offs | $4,944,000 | 785 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-5,853,000 | 7,443 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,654,000 | 1,643 |
| Total interest expense | $5,533,000 | 784 |
| Net interest income | $4,121,000 | 2,687 |
| Provision for loan and lease losses | $2,719,000 | 1,020 |
| Total noninterest income | $-16,000 | 7,563 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-16,000 | 7,361 |
| Total noninterest expense | $5,003,000 | 1,962 |
| Salaries and employee benefits | $2,024,000 | 2,408 |
| Premises and equipment expense | $863,000 | 1,520 |
| Additional noninterest expense | $2,116,000 | 1,662 |
| Pre-tax net operating income | $-3,617,000 | 7,453 |
| Securities gains (losses) | $501,000 | 477 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-3,116,000 | 7,456 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,116,000 | 7,456 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-3,116,000 | 7,456 |
| Net charge-offs | $2,579,000 | 932 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-3,617,000 | 7,489 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,820,000 | 1,671 |
| Total interest expense | $3,006,000 | 752 |
| Net interest income | $1,814,000 | 3,052 |
| Provision for loan and lease losses | $604,000 | 1,605 |
| Total noninterest income | $21,000 | 7,064 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $21,000 | 5,888 |
| Total noninterest expense | $2,686,000 | 1,850 |
| Salaries and employee benefits | $1,022,000 | 2,424 |
| Premises and equipment expense | $423,000 | 1,594 |
| Additional noninterest expense | $1,241,000 | 1,428 |
| Pre-tax net operating income | $-1,455,000 | 7,514 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,455,000 | 7,566 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,455,000 | 7,567 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,455,000 | 7,567 |
| Net charge-offs | $474,000 | 1,624 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,455,000 | 7,560 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $19,959,000 | 1,710 |
| Total interest expense | $10,690,000 | 1,106 |
| Net interest income | $9,269,000 | 2,348 |
| Provision for loan and lease losses | $6,521,000 | 1,177 |
| Total noninterest income | $-563,000 | 7,887 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-563,000 | 7,815 |
| Total noninterest expense | $10,554,000 | 1,921 |
| Salaries and employee benefits | $4,463,000 | 2,204 |
| Premises and equipment expense | $1,750,000 | 1,539 |
| Additional noninterest expense | $4,341,000 | 1,717 |
| Pre-tax net operating income | $-8,369,000 | 7,419 |
| Securities gains (losses) | $396,000 | 1,029 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-7,973,000 | 7,485 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-7,973,000 | 7,483 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-7,973,000 | 7,484 |
| Net charge-offs | $7,420,000 | 851 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-8,369,000 | 7,507 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $15,133,000 | 1,715 |
| Total interest expense | $7,775,000 | 1,201 |
| Net interest income | $7,358,000 | 2,227 |
| Provision for loan and lease losses | $5,600,000 | 970 |
| Total noninterest income | $-676,000 | 8,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-676,000 | 7,978 |
| Total noninterest expense | $7,606,000 | 1,977 |
| Salaries and employee benefits | $3,357,000 | 2,211 |
| Premises and equipment expense | $1,317,000 | 1,555 |
| Additional noninterest expense | $2,932,000 | 1,821 |
| Pre-tax net operating income | $-6,524,000 | 7,593 |
| Securities gains (losses) | $396,000 | 823 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-6,128,000 | 7,657 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-6,128,000 | 7,656 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-6,128,000 | 7,657 |
| Net charge-offs | $6,161,000 | 705 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-6,524,000 | 7,679 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,145,000 | 1,742 |
| Total interest expense | $5,137,000 | 1,286 |
| Net interest income | $5,008,000 | 2,190 |
| Provision for loan and lease losses | $1,815,000 | 1,488 |
| Total noninterest income | $-142,000 | 8,054 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-142,000 | 7,992 |
| Total noninterest expense | $4,843,000 | 2,095 |
| Salaries and employee benefits | $2,239,000 | 2,251 |
| Premises and equipment expense | $882,000 | 1,578 |
| Additional noninterest expense | $1,722,000 | 2,055 |
| Pre-tax net operating income | $-1,792,000 | 7,334 |
| Securities gains (losses) | $396,000 | 613 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,396,000 | 7,296 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,396,000 | 7,296 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,396,000 | 7,295 |
| Net charge-offs | $2,968,000 | 866 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,792,000 | 7,421 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,123,000 | 1,751 |
| Total interest expense | $2,690,000 | 1,275 |
| Net interest income | $2,433,000 | 2,249 |
| Provision for loan and lease losses | $206,000 | 2,812 |
| Total noninterest income | $139,000 | 4,576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $139,000 | 3,091 |
| Total noninterest expense | $2,133,000 | 2,285 |
| Salaries and employee benefits | $1,129,000 | 2,255 |
| Premises and equipment expense | $414,000 | 1,699 |
| Additional noninterest expense | $590,000 | 2,604 |
| Pre-tax net operating income | $233,000 | 3,782 |
| Securities gains (losses) | $396,000 | 419 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $629,000 | 1,712 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $629,000 | 1,713 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $629,000 | 1,714 |
| Net charge-offs | $1,046,000 | 934 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $233,000 | 3,447 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $23,175,000 | 1,670 |
| Total interest expense | $12,629,000 | 1,297 |
| Net interest income | $10,546,000 | 2,103 |
| Provision for loan and lease losses | $6,577,000 | 825 |
| Total noninterest income | $837,000 | 3,776 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $837,000 | 2,403 |
| Total noninterest expense | $8,867,000 | 2,161 |
| Salaries and employee benefits | $4,869,000 | 2,087 |
| Premises and equipment expense | $1,549,000 | 1,770 |
| Additional noninterest expense | $2,449,000 | 2,386 |
| Pre-tax net operating income | $-4,061,000 | 7,724 |
| Securities gains (losses) | $221,000 | 676 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-3,840,000 | 7,716 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,840,000 | 7,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,676,000 | 734 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-4,061,000 | 7,805 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $17,407,000 | 1,707 |
| Total interest expense | $9,503,000 | 1,342 |
| Net interest income | $7,904,000 | 2,120 |
| Provision for loan and lease losses | $2,152,000 | 1,127 |
| Total noninterest income | $618,000 | 3,904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $618,000 | 2,488 |
| Total noninterest expense | $6,304,000 | 2,270 |
| Salaries and employee benefits | $3,725,000 | 2,065 |
| Premises and equipment expense | $1,117,000 | 1,831 |
| Additional noninterest expense | $1,462,000 | 2,840 |
| Pre-tax net operating income | $66,000 | 6,534 |
| Securities gains (losses) | $142,000 | 779 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $208,000 | 5,660 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $208,000 | 5,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,228,000 | 778 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $66,000 | 6,494 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,408,000 | 1,757 |
| Total interest expense | $6,344,000 | 1,389 |
| Net interest income | $5,064,000 | 2,191 |
| Provision for loan and lease losses | $1,346,000 | 1,019 |
| Total noninterest income | $459,000 | 3,706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $459,000 | 2,375 |
| Total noninterest expense | $4,158,000 | 2,302 |
| Salaries and employee benefits | $2,511,000 | 2,069 |
| Premises and equipment expense | $735,000 | 1,858 |
| Additional noninterest expense | $912,000 | 2,977 |
| Pre-tax net operating income | $19,000 | 6,838 |
| Securities gains (losses) | $115,000 | 866 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $134,000 | 6,094 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $134,000 | 6,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,510,000 | 655 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $19,000 | 6,844 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,833,000 | 1,761 |
| Total interest expense | $3,321,000 | 1,418 |
| Net interest income | $2,512,000 | 2,202 |
| Provision for loan and lease losses | $476,000 | 1,028 |
| Total noninterest income | $233,000 | 3,672 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $233,000 | 2,335 |
| Total noninterest expense | $2,137,000 | 2,233 |
| Salaries and employee benefits | $1,306,000 | 2,018 |
| Premises and equipment expense | $358,000 | 1,899 |
| Additional noninterest expense | $473,000 | 2,847 |
| Pre-tax net operating income | $132,000 | 5,635 |
| Securities gains (losses) | $69,000 | 913 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $201,000 | 4,653 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $201,000 | 4,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $453,000 | 761 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $132,000 | 5,322 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $24,802,000 | 1,726 |
| Total interest expense | $12,592,000 | 1,595 |
| Net interest income | $12,210,000 | 1,861 |
| Provision for loan and lease losses | $2,554,000 | 690 |
| Total noninterest income | $650,000 | 4,463 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $650,000 | 2,877 |
| Total noninterest expense | $7,875,000 | 2,322 |
| Salaries and employee benefits | $5,092,000 | 1,977 |
| Premises and equipment expense | $1,331,000 | 1,962 |
| Additional noninterest expense | $1,452,000 | 3,512 |
| Pre-tax net operating income | $2,431,000 | 2,889 |
| Securities gains (losses) | $261,000 | 390 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,692,000 | 2,217 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,692,000 | 2,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,155,000 | 926 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,431,000 | 2,431 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $18,715,000 | 1,727 |
| Total interest expense | $9,301,000 | 1,614 |
| Net interest income | $9,414,000 | 1,809 |
| Provision for loan and lease losses | $1,325,000 | 709 |
| Total noninterest income | $501,000 | 4,417 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $501,000 | 2,845 |
| Total noninterest expense | $5,633,000 | 2,404 |
| Salaries and employee benefits | $3,626,000 | 2,084 |
| Premises and equipment expense | $969,000 | 1,999 |
| Additional noninterest expense | $1,038,000 | 3,592 |
| Pre-tax net operating income | $2,957,000 | 2,137 |
| Securities gains (losses) | $220,000 | 357 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $3,177,000 | 1,591 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,177,000 | 1,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $469,000 | 1,135 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,957,000 | 1,701 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,122,000 | 1,783 |
| Total interest expense | $6,059,000 | 1,661 |
| Net interest income | $6,063,000 | 1,902 |
| Provision for loan and lease losses | $555,000 | 937 |
| Total noninterest income | $363,000 | 4,245 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $363,000 | 2,711 |
| Total noninterest expense | $3,684,000 | 2,474 |
| Salaries and employee benefits | $2,393,000 | 2,143 |
| Premises and equipment expense | $620,000 | 2,089 |
| Additional noninterest expense | $671,000 | 3,678 |
| Pre-tax net operating income | $2,187,000 | 2,003 |
| Securities gains (losses) | $191,000 | 310 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $2,378,000 | 1,481 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,378,000 | 1,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,342 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,187,000 | 1,581 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,767,000 | 1,860 |
| Total interest expense | $2,887,000 | 1,722 |
| Net interest income | $2,880,000 | 2,024 |
| Provision for loan and lease losses | $237,000 | 1,017 |
| Total noninterest income | $167,000 | 4,400 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $167,000 | 2,832 |
| Total noninterest expense | $1,772,000 | 2,576 |
| Salaries and employee benefits | $1,109,000 | 2,317 |
| Premises and equipment expense | $304,000 | 2,145 |
| Additional noninterest expense | $359,000 | 3,464 |
| Pre-tax net operating income | $1,038,000 | 2,099 |
| Securities gains (losses) | $144,000 | 257 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,182,000 | 1,465 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,182,000 | 1,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 8,401 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,038,000 | 1,645 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $18,629,000 | 2,116 |
| Total interest expense | $8,501,000 | 1,940 |
| Net interest income | $10,128,000 | 2,269 |
| Provision for loan and lease losses | $843,000 | 1,223 |
| Total noninterest income | $616,000 | 4,665 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $616,000 | 2,964 |
| Total noninterest expense | $6,110,000 | 2,836 |
| Salaries and employee benefits | $3,985,000 | 2,451 |
| Premises and equipment expense | $1,036,000 | 2,385 |
| Additional noninterest expense | $1,089,000 | 4,245 |
| Pre-tax net operating income | $3,791,000 | 2,346 |
| Securities gains (losses) | $466,000 | 255 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $4,257,000 | 1,693 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,257,000 | 1,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,668 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 601 |
| Net operating income | $3,791,000 | 1,859 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,325,000 | 2,193 |
| Total interest expense | $5,965,000 | 2,002 |
| Net interest income | $7,360,000 | 2,346 |
| Provision for loan and lease losses | $644,000 | 1,133 |
| Total noninterest income | $469,000 | 4,659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $469,000 | 2,957 |
| Total noninterest expense | $4,236,000 | 3,018 |
| Salaries and employee benefits | $2,862,000 | 2,540 |
| Premises and equipment expense | $737,000 | 2,522 |
| Additional noninterest expense | $637,000 | 5,024 |
| Pre-tax net operating income | $2,949,000 | 2,368 |
| Securities gains (losses) | $383,000 | 237 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $3,332,000 | 1,668 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,332,000 | 1,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 2,805 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 452 |
| Net operating income | $2,949,000 | 1,841 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,329,000 | 2,286 |
| Total interest expense | $3,681,000 | 2,041 |
| Net interest income | $4,648,000 | 2,465 |
| Provision for loan and lease losses | $493,000 | 995 |
| Total noninterest income | $331,000 | 4,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $331,000 | 2,836 |
| Total noninterest expense | $2,736,000 | 3,107 |
| Salaries and employee benefits | $1,839,000 | 2,628 |
| Premises and equipment expense | $490,000 | 2,518 |
| Additional noninterest expense | $407,000 | 5,149 |
| Pre-tax net operating income | $1,750,000 | 2,563 |
| Securities gains (losses) | $264,000 | 228 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $2,014,000 | 1,817 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,014,000 | 1,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 2,134 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 325 |
| Net operating income | $1,750,000 | 2,049 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,752,000 | 2,465 |
| Total interest expense | $1,619,000 | 2,183 |
| Net interest income | $2,133,000 | 2,644 |
| Provision for loan and lease losses | $214,000 | 1,092 |
| Total noninterest income | $113,000 | 5,345 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $113,000 | 3,483 |
| Total noninterest expense | $1,342,000 | 3,175 |
| Salaries and employee benefits | $912,000 | 2,654 |
| Premises and equipment expense | $232,000 | 2,649 |
| Additional noninterest expense | $198,000 | 5,204 |
| Pre-tax net operating income | $690,000 | 2,997 |
| Securities gains (losses) | $196,000 | 186 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $886,000 | 1,998 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $886,000 | 1,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 2,876 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $690,000 | 2,448 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,224,000 | 3,355 |
| Total interest expense | $3,695,000 | 2,826 |
| Net interest income | $5,529,000 | 3,666 |
| Provision for loan and lease losses | $969,000 | 1,074 |
| Total noninterest income | $326,000 | 6,165 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $326,000 | 4,159 |
| Total noninterest expense | $3,936,000 | 3,908 |
| Salaries and employee benefits | $2,664,000 | 3,304 |
| Premises and equipment expense | $711,000 | 3,185 |
| Additional noninterest expense | $561,000 | 6,249 |
| Pre-tax net operating income | $950,000 | 5,491 |
| Securities gains (losses) | $437,000 | 310 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,387,000 | 3,982 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,387,000 | 3,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 2,241 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $6,500,000 | 268 |
| Net operating income | $950,000 | 4,923 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,932,000 | 3,750 |
| Total interest expense | $2,315,000 | 3,114 |
| Net interest income | $3,617,000 | 4,058 |
| Provision for loan and lease losses | $431,000 | 1,613 |
| Total noninterest income | $257,000 | 6,094 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $257,000 | 4,079 |
| Total noninterest expense | $2,710,000 | 4,146 |
| Salaries and employee benefits | $1,828,000 | 3,526 |
| Premises and equipment expense | $507,000 | 3,322 |
| Additional noninterest expense | $375,000 | 6,549 |
| Pre-tax net operating income | $733,000 | 5,548 |
| Securities gains (losses) | $268,000 | 410 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,001,000 | 4,154 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,001,000 | 4,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 1,880 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $6,000,000 | 195 |
| Net operating income | $733,000 | 4,923 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,476,000 | 4,062 |
| Total interest expense | $1,330,000 | 3,361 |
| Net interest income | $2,146,000 | 4,391 |
| Provision for loan and lease losses | $171,000 | 2,435 |
| Total noninterest income | $160,000 | 6,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $160,000 | 4,177 |
| Total noninterest expense | $1,772,000 | 4,195 |
| Salaries and employee benefits | $1,193,000 | 3,577 |
| Premises and equipment expense | $332,000 | 3,336 |
| Additional noninterest expense | $247,000 | 6,571 |
| Pre-tax net operating income | $363,000 | 6,208 |
| Securities gains (losses) | $130,000 | 498 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $493,000 | 4,919 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $493,000 | 4,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,666 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 197 |
| Net operating income | $363,000 | 5,650 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,692,000 | 4,110 |
| Total interest expense | $633,000 | 3,372 |
| Net interest income | $1,059,000 | 4,437 |
| Provision for loan and lease losses | $158,000 | 1,344 |
| Total noninterest income | $66,000 | 6,549 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $66,000 | 4,568 |
| Total noninterest expense | $892,000 | 4,197 |
| Salaries and employee benefits | $615,000 | 3,494 |
| Premises and equipment expense | $160,000 | 3,459 |
| Additional noninterest expense | $117,000 | 6,743 |
| Pre-tax net operating income | $75,000 | 7,560 |
| Securities gains (losses) | $115,000 | 346 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $190,000 | 5,547 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $190,000 | 5,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 1,867 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $75,000 | 7,296 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,237,000 | 4,697 |
| Total interest expense | $1,900,000 | 3,800 |
| Net interest income | $3,337,000 | 5,069 |
| Provision for loan and lease losses | $659,000 | 1,530 |
| Total noninterest income | $180,000 | 7,329 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $180,000 | 5,327 |
| Total noninterest expense | $3,117,000 | 4,542 |
| Salaries and employee benefits | $2,012,000 | 3,981 |
| Premises and equipment expense | $565,000 | 3,718 |
| Additional noninterest expense | $540,000 | 6,329 |
| Pre-tax net operating income | $-259,000 | 8,560 |
| Securities gains (losses) | $391,000 | 528 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $132,000 | 7,961 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $132,000 | 7,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $545,000 | 1,252 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-259,000 | 8,578 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,760,000 | 4,822 |
| Total interest expense | $1,341,000 | 3,945 |
| Net interest income | $2,419,000 | 5,170 |
| Provision for loan and lease losses | $528,000 | 1,393 |
| Total noninterest income | $150,000 | 7,191 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $150,000 | 5,124 |
| Total noninterest expense | $2,231,000 | 4,657 |
| Salaries and employee benefits | $1,424,000 | 4,123 |
| Premises and equipment expense | $408,000 | 3,816 |
| Additional noninterest expense | $399,000 | 6,309 |
| Pre-tax net operating income | $-190,000 | 8,640 |
| Securities gains (losses) | $274,000 | 633 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $84,000 | 8,168 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $84,000 | 8,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $479,000 | 988 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-190,000 | 8,643 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,373,000 | 5,016 |
| Total interest expense | $867,000 | 4,037 |
| Net interest income | $1,506,000 | 5,386 |
| Provision for loan and lease losses | $348,000 | 1,389 |
| Total noninterest income | $105,000 | 7,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $105,000 | 5,079 |
| Total noninterest expense | $1,393,000 | 4,899 |
| Salaries and employee benefits | $896,000 | 4,335 |
| Premises and equipment expense | $263,000 | 3,917 |
| Additional noninterest expense | $234,000 | 6,731 |
| Pre-tax net operating income | $-130,000 | 8,712 |
| Securities gains (losses) | $129,000 | 878 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-1,000 | 8,571 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,000 | 8,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 1,043 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-130,000 | 8,714 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,178,000 | 5,063 |
| Total interest expense | $423,000 | 4,161 |
| Net interest income | $755,000 | 5,396 |
| Provision for loan and lease losses | $291,000 | 861 |
| Total noninterest income | $53,000 | 7,118 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $53,000 | 5,009 |
| Total noninterest expense | $676,000 | 5,026 |
| Salaries and employee benefits | $439,000 | 4,431 |
| Premises and equipment expense | $135,000 | 3,876 |
| Additional noninterest expense | $102,000 | 7,103 |
| Pre-tax net operating income | $-159,000 | 8,874 |
| Securities gains (losses) | $86,000 | 884 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-73,000 | 8,791 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-73,000 | 8,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-159,000 | 8,885 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,195,000 | 5,474 |
| Total interest expense | $1,699,000 | 4,522 |
| Net interest income | $2,496,000 | 5,909 |
| Provision for loan and lease losses | $398,000 | 2,610 |
| Total noninterest income | $147,000 | 7,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $147,000 | 5,855 |
| Total noninterest expense | $2,254,000 | 5,591 |
| Salaries and employee benefits | $1,351,000 | 5,210 |
| Premises and equipment expense | $474,000 | 4,228 |
| Additional noninterest expense | $429,000 | 6,971 |
| Pre-tax net operating income | $-9,000 | 8,550 |
| Securities gains (losses) | $248,000 | 1,185 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $239,000 | 7,576 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $239,000 | 7,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $3,656,000 | 247 |
| Net operating income | $-9,000 | 8,552 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,061,000 | 5,636 |
| Total interest expense | $1,290,000 | 4,597 |
| Net interest income | $1,771,000 | 6,107 |
| Provision for loan and lease losses | $294,000 | 2,556 |
| Total noninterest income | $103,000 | 7,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $103,000 | 6,018 |
| Total noninterest expense | $1,543,000 | 5,888 |
| Salaries and employee benefits | $910,000 | 5,562 |
| Premises and equipment expense | $346,000 | 4,302 |
| Additional noninterest expense | $287,000 | 7,256 |
| Pre-tax net operating income | $37,000 | 8,507 |
| Securities gains (losses) | $109,000 | 1,672 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $146,000 | 7,936 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $146,000 | 7,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $3,656,000 | 163 |
| Net operating income | $37,000 | 8,476 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,000,000 | 5,750 |
| Total interest expense | $873,000 | 4,667 |
| Net interest income | $1,127,000 | 6,282 |
| Provision for loan and lease losses | $166,000 | 2,852 |
| Total noninterest income | $77,000 | 7,826 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $77,000 | 5,786 |
| Total noninterest expense | $970,000 | 6,075 |
| Salaries and employee benefits | $553,000 | 5,895 |
| Premises and equipment expense | $224,000 | 4,388 |
| Additional noninterest expense | $193,000 | 7,236 |
| Pre-tax net operating income | $68,000 | 8,242 |
| Securities gains (losses) | $67,000 | 1,811 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $135,000 | 7,607 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $135,000 | 7,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $1,870,000 | 156 |
| Net operating income | $68,000 | 8,094 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $914,000 | 6,052 |
| Total interest expense | $407,000 | 4,989 |
| Net interest income | $507,000 | 6,607 |
| Provision for loan and lease losses | $86,000 | 2,651 |
| Total noninterest income | $53,000 | 7,265 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $53,000 | 5,163 |
| Total noninterest expense | $465,000 | 6,233 |
| Salaries and employee benefits | $269,000 | 5,991 |
| Premises and equipment expense | $108,000 | 4,477 |
| Additional noninterest expense | $88,000 | 7,465 |
| Pre-tax net operating income | $9,000 | 8,579 |
| Securities gains (losses) | $45,000 | 1,448 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $54,000 | 7,793 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $54,000 | 7,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $9,000 | 8,542 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,723,000 | 7,132 |
| Total interest expense | $1,315,000 | 6,133 |
| Net interest income | $1,408,000 | 7,582 |
| Provision for loan and lease losses | $290,000 | 3,537 |
| Total noninterest income | $92,000 | 8,493 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $92,000 | 6,607 |
| Total noninterest expense | $1,629,000 | 6,606 |
| Salaries and employee benefits | $927,000 | 6,414 |
| Premises and equipment expense | $368,000 | 4,940 |
| Additional noninterest expense | $334,000 | 7,556 |
| Pre-tax net operating income | $-419,000 | 8,944 |
| Securities gains (losses) | $26,000 | 2,961 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-393,000 | 9,005 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-393,000 | 9,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,985 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-419,000 | 8,966 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $974,000 | 9,169 |
| Total interest expense | $357,000 | 9,215 |
| Net interest income | $617,000 | 9,006 |
| Provision for loan and lease losses | $240,000 | 3,705 |
| Total noninterest income | $9,000 | 9,484 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $9,000 | 9,168 |
| Total noninterest expense | $1,242,000 | 7,348 |
| Salaries and employee benefits | $524,000 | 8,059 |
| Premises and equipment expense | $190,000 | 6,925 |
| Additional noninterest expense | $528,000 | 6,269 |
| Pre-tax net operating income | $-856,000 | 9,309 |
| Securities gains (losses) | $-17,000 | 9,356 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-873,000 | 9,383 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-873,000 | 9,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $6,730,000 | 128 |
| Net operating income | $-856,000 | 9,345 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.