Home > Cornerstone National Bank > Income and Expense
Cornerstone National Bank, Income and Expense
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,506,000 | 3,886 |
| Total interest expense | $291,000 | 4,053 |
| Net interest income | $3,215,000 | 3,853 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $594,000 | 3,333 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $468,000 | 1,719 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 4,428 |
| Total noninterest expense | $3,599,000 | 3,184 |
| Salaries and employee benefits | $1,528,000 | 3,732 |
| Premises and equipment expense | $393,000 | 3,210 |
| Additional noninterest expense | $1,678,000 | 2,459 |
| Pre-tax net operating income | $210,000 | 5,162 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $53,000 | 3,440 |
| Income before extraordinary items | $157,000 | 5,229 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $157,000 | 5,228 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $157,000 | 5,229 |
| Net charge-offs | $-22,000 | 4,950 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $157,000 | 5,214 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,354,000 | 3,888 |
| Total interest expense | $197,000 | 4,023 |
| Net interest income | $2,157,000 | 3,840 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $399,000 | 3,325 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $311,000 | 1,710 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 4,393 |
| Total noninterest expense | $1,965,000 | 3,605 |
| Salaries and employee benefits | $1,049,000 | 3,695 |
| Premises and equipment expense | $263,000 | 3,200 |
| Additional noninterest expense | $653,000 | 3,524 |
| Pre-tax net operating income | $591,000 | 3,916 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $197,000 | 2,492 |
| Income before extraordinary items | $394,000 | 4,183 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $394,000 | 4,182 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $394,000 | 4,183 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $394,000 | 4,165 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,149,000 | 3,946 |
| Total interest expense | $98,000 | 4,037 |
| Net interest income | $1,051,000 | 3,905 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $204,000 | 3,273 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $155,000 | 1,708 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 4,306 |
| Total noninterest expense | $1,010,000 | 3,590 |
| Salaries and employee benefits | $530,000 | 3,731 |
| Premises and equipment expense | $133,000 | 3,230 |
| Additional noninterest expense | $347,000 | 3,409 |
| Pre-tax net operating income | $245,000 | 4,131 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $81,000 | 2,594 |
| Income before extraordinary items | $164,000 | 4,392 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $164,000 | 4,392 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $164,000 | 4,392 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $164,000 | 4,378 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,932,000 | 3,830 |
| Total interest expense | $408,000 | 3,988 |
| Net interest income | $4,524,000 | 3,766 |
| Provision for loan and lease losses | $-200,000 | 5,637 |
| Total noninterest income | $741,000 | 3,497 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $585,000 | 1,830 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $156,000 | 4,614 |
| Total noninterest expense | $4,265,000 | 3,518 |
| Salaries and employee benefits | $2,168,000 | 3,671 |
| Premises and equipment expense | $510,000 | 3,335 |
| Additional noninterest expense | $1,587,000 | 3,222 |
| Pre-tax net operating income | $1,200,000 | 3,811 |
| Securities gains (losses) | $113,000 | 1,258 |
| Applicable income taxes | $449,000 | 2,345 |
| Income before extraordinary items | $864,000 | 4,095 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $864,000 | 4,093 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $864,000 | 4,094 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $789,420 | 4,138 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,760,000 | 3,819 |
| Total interest expense | $418,000 | 3,477 |
| Net interest income | $3,342,000 | 3,822 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $541,000 | 3,547 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $424,000 | 1,892 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $117,000 | 4,657 |
| Total noninterest expense | $3,165,000 | 3,546 |
| Salaries and employee benefits | $1,633,000 | 3,663 |
| Premises and equipment expense | $387,000 | 3,341 |
| Additional noninterest expense | $1,145,000 | 3,323 |
| Pre-tax net operating income | $718,000 | 4,207 |
| Securities gains (losses) | $113,000 | 1,174 |
| Applicable income taxes | $288,000 | 2,529 |
| Income before extraordinary items | $543,000 | 4,395 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $543,000 | 4,393 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $543,000 | 4,395 |
| Net charge-offs | $1,000 | 3,867 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $469,550 | 4,513 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,549,000 | 3,817 |
| Total interest expense | $316,000 | 3,243 |
| Net interest income | $2,233,000 | 3,842 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $349,000 | 3,615 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $268,000 | 1,950 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $81,000 | 4,629 |
| Total noninterest expense | $2,134,000 | 3,548 |
| Salaries and employee benefits | $1,092,000 | 3,694 |
| Premises and equipment expense | $258,000 | 3,345 |
| Additional noninterest expense | $784,000 | 3,285 |
| Pre-tax net operating income | $448,000 | 4,321 |
| Securities gains (losses) | $113,000 | 882 |
| Applicable income taxes | $195,000 | 2,516 |
| Income before extraordinary items | $366,000 | 4,385 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $366,000 | 4,382 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $366,000 | 4,383 |
| Net charge-offs | $1,000 | 3,591 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $292,550 | 4,598 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,264,000 | 3,834 |
| Total interest expense | $217,000 | 2,692 |
| Net interest income | $1,047,000 | 3,985 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $161,000 | 3,705 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $129,000 | 2,001 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $32,000 | 4,868 |
| Total noninterest expense | $1,076,000 | 3,551 |
| Salaries and employee benefits | $546,000 | 3,721 |
| Premises and equipment expense | $131,000 | 3,360 |
| Additional noninterest expense | $399,000 | 3,241 |
| Pre-tax net operating income | $132,000 | 4,857 |
| Securities gains (losses) | $113,000 | 474 |
| Applicable income taxes | $84,000 | 2,596 |
| Income before extraordinary items | $161,000 | 4,538 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $161,000 | 4,537 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $161,000 | 4,539 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $86,420 | 5,079 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,154,000 | 3,777 |
| Total interest expense | $461,000 | 3,874 |
| Net interest income | $4,693,000 | 3,732 |
| Provision for loan and lease losses | $-300,000 | 5,863 |
| Total noninterest income | $41,000 | 5,973 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $511,000 | 2,104 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $-470,000 | 6,167 |
| Total noninterest expense | $4,536,000 | 3,437 |
| Salaries and employee benefits | $2,170,000 | 3,730 |
| Premises and equipment expense | $518,000 | 3,405 |
| Additional noninterest expense | $1,848,000 | 2,957 |
| Pre-tax net operating income | $498,000 | 4,932 |
| Securities gains (losses) | $181,000 | 801 |
| Applicable income taxes | $-765,000 | 6,098 |
| Income before extraordinary items | $1,444,000 | 3,292 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,444,000 | 3,293 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,444,000 | 3,294 |
| Net charge-offs | $-7,000 | 5,127 |
| Cash dividends | $525,000 | 2,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,263,000 | 3,483 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,864,000 | 3,822 |
| Total interest expense | $343,000 | 3,952 |
| Net interest income | $3,521,000 | 3,767 |
| Provision for loan and lease losses | $-300,000 | 6,022 |
| Total noninterest income | $5,000 | 6,169 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $377,000 | 2,141 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-372,000 | 6,252 |
| Total noninterest expense | $3,492,000 | 3,407 |
| Salaries and employee benefits | $1,624,000 | 3,750 |
| Premises and equipment expense | $402,000 | 3,381 |
| Additional noninterest expense | $1,466,000 | 2,835 |
| Pre-tax net operating income | $334,000 | 5,143 |
| Securities gains (losses) | $181,000 | 696 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $515,000 | 4,513 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $515,000 | 4,515 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $515,000 | 4,516 |
| Net charge-offs | $-7,000 | 5,060 |
| Cash dividends | $525,000 | 2,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $334,000 | 4,980 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,594,000 | 3,820 |
| Total interest expense | $229,000 | 3,985 |
| Net interest income | $2,365,000 | 3,767 |
| Provision for loan and lease losses | $-300,000 | 6,142 |
| Total noninterest income | $-149,000 | 6,318 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $248,000 | 2,118 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-397,000 | 6,332 |
| Total noninterest expense | $2,297,000 | 3,464 |
| Salaries and employee benefits | $1,088,000 | 3,774 |
| Premises and equipment expense | $265,000 | 3,416 |
| Additional noninterest expense | $944,000 | 2,925 |
| Pre-tax net operating income | $219,000 | 5,163 |
| Securities gains (losses) | $94,000 | 881 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $313,000 | 4,632 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $313,000 | 4,634 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $313,000 | 4,635 |
| Net charge-offs | $-7,000 | 5,146 |
| Cash dividends | $525,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $219,000 | 4,994 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,283,000 | 3,854 |
| Total interest expense | $115,000 | 4,019 |
| Net interest income | $1,168,000 | 3,803 |
| Provision for loan and lease losses | $-300,000 | 6,286 |
| Total noninterest income | $-275,000 | 6,407 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $117,000 | 2,215 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-392,000 | 6,413 |
| Total noninterest expense | $1,046,000 | 3,692 |
| Salaries and employee benefits | $536,000 | 3,843 |
| Premises and equipment expense | $129,000 | 3,500 |
| Additional noninterest expense | $381,000 | 3,390 |
| Pre-tax net operating income | $147,000 | 4,854 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $147,000 | 4,703 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $147,000 | 4,705 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $147,000 | 4,707 |
| Net charge-offs | $-10,000 | 5,418 |
| Cash dividends | $525,000 | 1,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $147,000 | 4,634 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,377,000 | 3,789 |
| Total interest expense | $637,000 | 3,484 |
| Net interest income | $4,740,000 | 3,789 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $461,000 | 4,408 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $502,000 | 2,277 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-41,000 | 6,358 |
| Total noninterest expense | $4,326,000 | 3,646 |
| Salaries and employee benefits | $2,058,000 | 3,924 |
| Premises and equipment expense | $529,000 | 3,502 |
| Additional noninterest expense | $1,739,000 | 3,198 |
| Pre-tax net operating income | $875,000 | 4,349 |
| Securities gains (losses) | $178,000 | 867 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,053,000 | 3,877 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,053,000 | 3,877 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,053,000 | 3,878 |
| Net charge-offs | $25,000 | 4,200 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $875,000 | 4,123 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,049,000 | 3,811 |
| Total interest expense | $494,000 | 3,478 |
| Net interest income | $3,555,000 | 3,810 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $331,000 | 4,515 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $375,000 | 2,299 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-44,000 | 6,455 |
| Total noninterest expense | $3,272,000 | 3,640 |
| Salaries and employee benefits | $1,546,000 | 3,934 |
| Premises and equipment expense | $405,000 | 3,504 |
| Additional noninterest expense | $1,321,000 | 3,169 |
| Pre-tax net operating income | $614,000 | 4,541 |
| Securities gains (losses) | $101,000 | 989 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $715,000 | 4,096 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $715,000 | 4,097 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $715,000 | 4,097 |
| Net charge-offs | $25,000 | 3,731 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $614,000 | 4,272 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,700,000 | 3,807 |
| Total interest expense | $347,000 | 3,407 |
| Net interest income | $2,353,000 | 3,834 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $163,000 | 4,948 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $247,000 | 2,289 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-84,000 | 6,578 |
| Total noninterest expense | $2,220,000 | 3,612 |
| Salaries and employee benefits | $1,040,000 | 3,939 |
| Premises and equipment expense | $269,000 | 3,541 |
| Additional noninterest expense | $911,000 | 3,112 |
| Pre-tax net operating income | $296,000 | 4,922 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $296,000 | 4,769 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $296,000 | 4,771 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $296,000 | 4,772 |
| Net charge-offs | $40,000 | 2,969 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $296,000 | 4,709 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,328,000 | 3,871 |
| Total interest expense | $179,000 | 3,398 |
| Net interest income | $1,149,000 | 3,908 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $54,000 | 5,439 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $120,000 | 2,307 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-66,000 | 6,648 |
| Total noninterest expense | $1,088,000 | 3,696 |
| Salaries and employee benefits | $520,000 | 3,972 |
| Premises and equipment expense | $134,000 | 3,597 |
| Additional noninterest expense | $434,000 | 3,221 |
| Pre-tax net operating income | $115,000 | 5,133 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $115,000 | 4,991 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $115,000 | 4,994 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $115,000 | 4,993 |
| Net charge-offs | $-35,000 | 6,209 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $115,000 | 4,951 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,605,000 | 3,788 |
| Total interest expense | $876,000 | 3,244 |
| Net interest income | $4,729,000 | 3,833 |
| Provision for loan and lease losses | $-250,000 | 6,489 |
| Total noninterest income | $-268,000 | 6,744 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $542,000 | 2,248 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-810,000 | 6,770 |
| Total noninterest expense | $4,521,000 | 3,636 |
| Salaries and employee benefits | $2,169,000 | 3,901 |
| Premises and equipment expense | $546,000 | 3,528 |
| Additional noninterest expense | $1,806,000 | 3,212 |
| Pre-tax net operating income | $190,000 | 5,741 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $190,000 | 5,731 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $190,000 | 5,734 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $190,000 | 5,734 |
| Net charge-offs | $106,000 | 3,673 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $190,000 | 5,676 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,218,000 | 3,812 |
| Total interest expense | $679,000 | 3,246 |
| Net interest income | $3,539,000 | 3,865 |
| Provision for loan and lease losses | $-100,000 | 6,561 |
| Total noninterest income | $-383,000 | 6,850 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $402,000 | 2,274 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-785,000 | 6,863 |
| Total noninterest expense | $3,418,000 | 3,635 |
| Salaries and employee benefits | $1,648,000 | 3,859 |
| Premises and equipment expense | $416,000 | 3,519 |
| Additional noninterest expense | $1,354,000 | 3,207 |
| Pre-tax net operating income | $-162,000 | 6,461 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-162,000 | 6,496 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-162,000 | 6,498 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-162,000 | 6,497 |
| Net charge-offs | $-21,000 | 6,277 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-162,000 | 6,474 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,824,000 | 3,813 |
| Total interest expense | $462,000 | 3,260 |
| Net interest income | $2,362,000 | 3,862 |
| Provision for loan and lease losses | $-100,000 | 6,679 |
| Total noninterest income | $-401,000 | 6,914 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $262,000 | 2,280 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-663,000 | 6,913 |
| Total noninterest expense | $2,291,000 | 3,644 |
| Salaries and employee benefits | $1,105,000 | 3,873 |
| Premises and equipment expense | $271,000 | 3,580 |
| Additional noninterest expense | $915,000 | 3,166 |
| Pre-tax net operating income | $-230,000 | 6,575 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-230,000 | 6,629 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-230,000 | 6,629 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-230,000 | 6,629 |
| Net charge-offs | $-11,000 | 6,174 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-230,000 | 6,597 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,364,000 | 3,933 |
| Total interest expense | $234,000 | 3,319 |
| Net interest income | $1,130,000 | 3,991 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $105,000 | 4,771 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $129,000 | 2,293 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-24,000 | 6,844 |
| Total noninterest expense | $1,110,000 | 3,743 |
| Salaries and employee benefits | $552,000 | 3,918 |
| Premises and equipment expense | $131,000 | 3,698 |
| Additional noninterest expense | $427,000 | 3,350 |
| Pre-tax net operating income | $125,000 | 5,065 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $125,000 | 4,970 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $125,000 | 4,971 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $125,000 | 4,972 |
| Net charge-offs | $-10,000 | 6,196 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $125,000 | 4,868 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,023,000 | 3,832 |
| Total interest expense | $1,194,000 | 3,207 |
| Net interest income | $4,829,000 | 3,901 |
| Provision for loan and lease losses | $470,000 | 2,803 |
| Total noninterest income | $118,000 | 6,167 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $555,000 | 2,291 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-437,000 | 6,908 |
| Total noninterest expense | $4,712,000 | 3,635 |
| Salaries and employee benefits | $2,161,000 | 3,944 |
| Premises and equipment expense | $532,000 | 3,672 |
| Additional noninterest expense | $2,019,000 | 3,073 |
| Pre-tax net operating income | $-235,000 | 6,375 |
| Securities gains (losses) | $308,000 | 1,351 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $73,000 | 6,128 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $73,000 | 6,121 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $73,000 | 6,124 |
| Net charge-offs | $610,000 | 2,393 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-235,000 | 6,397 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,551,000 | 3,873 |
| Total interest expense | $931,000 | 3,233 |
| Net interest income | $3,620,000 | 3,958 |
| Provision for loan and lease losses | $470,000 | 2,357 |
| Total noninterest income | $48,000 | 6,670 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $418,000 | 2,304 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-370,000 | 7,041 |
| Total noninterest expense | $3,521,000 | 3,663 |
| Salaries and employee benefits | $1,611,000 | 3,965 |
| Premises and equipment expense | $403,000 | 3,688 |
| Additional noninterest expense | $1,507,000 | 3,100 |
| Pre-tax net operating income | $-323,000 | 6,602 |
| Securities gains (losses) | $206,000 | 1,408 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-117,000 | 6,555 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-117,000 | 6,553 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-117,000 | 6,553 |
| Net charge-offs | $495,000 | 2,199 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-323,000 | 6,617 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,037,000 | 3,898 |
| Total interest expense | $643,000 | 3,255 |
| Net interest income | $2,394,000 | 3,986 |
| Provision for loan and lease losses | $345,000 | 2,253 |
| Total noninterest income | $338,000 | 3,967 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $288,000 | 2,230 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $50,000 | 5,446 |
| Total noninterest expense | $2,557,000 | 3,448 |
| Salaries and employee benefits | $1,070,000 | 4,004 |
| Premises and equipment expense | $268,000 | 3,692 |
| Additional noninterest expense | $1,219,000 | 2,649 |
| Pre-tax net operating income | $-170,000 | 6,606 |
| Securities gains (losses) | $170,000 | 1,221 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $0 | 6,454 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $0 | 6,454 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $0 | 6,454 |
| Net charge-offs | $343,000 | 2,175 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-170,000 | 6,618 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,532,000 | 3,920 |
| Total interest expense | $333,000 | 3,277 |
| Net interest income | $1,199,000 | 4,011 |
| Provision for loan and lease losses | $135,000 | 2,529 |
| Total noninterest income | $147,000 | 4,277 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $143,000 | 2,221 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,590 |
| Total noninterest expense | $1,317,000 | 3,392 |
| Salaries and employee benefits | $526,000 | 4,080 |
| Premises and equipment expense | $133,000 | 3,747 |
| Additional noninterest expense | $658,000 | 2,433 |
| Pre-tax net operating income | $-106,000 | 6,741 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-106,000 | 6,814 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-106,000 | 6,815 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-106,000 | 6,815 |
| Net charge-offs | $83,000 | 2,613 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-106,000 | 6,749 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,701,000 | 3,787 |
| Total interest expense | $1,832,000 | 2,953 |
| Net interest income | $4,869,000 | 3,975 |
| Provision for loan and lease losses | $670,000 | 3,010 |
| Total noninterest income | $553,000 | 4,225 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $531,000 | 2,450 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $22,000 | 6,333 |
| Total noninterest expense | $5,258,000 | 3,399 |
| Salaries and employee benefits | $2,181,000 | 3,922 |
| Premises and equipment expense | $531,000 | 3,874 |
| Additional noninterest expense | $2,546,000 | 2,553 |
| Pre-tax net operating income | $-506,000 | 6,413 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $908,000 | 1,445 |
| Income before extraordinary items | $-1,414,000 | 6,743 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,414,000 | 6,743 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,414,000 | 6,743 |
| Net charge-offs | $1,331,000 | 2,034 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,414,000 | 6,708 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,135,000 | 3,777 |
| Total interest expense | $1,381,000 | 3,057 |
| Net interest income | $3,754,000 | 3,916 |
| Provision for loan and lease losses | $395,000 | 3,249 |
| Total noninterest income | $386,000 | 4,392 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $385,000 | 2,524 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,000 | 6,831 |
| Total noninterest expense | $3,991,000 | 3,380 |
| Salaries and employee benefits | $1,652,000 | 3,903 |
| Premises and equipment expense | $402,000 | 3,896 |
| Additional noninterest expense | $1,937,000 | 2,536 |
| Pre-tax net operating income | $-246,000 | 6,424 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $908,000 | 1,166 |
| Income before extraordinary items | $-1,154,000 | 6,899 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,154,000 | 6,901 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,154,000 | 6,900 |
| Net charge-offs | $947,000 | 1,953 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,154,000 | 6,864 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,512,000 | 3,753 |
| Total interest expense | $976,000 | 3,001 |
| Net interest income | $2,536,000 | 3,904 |
| Provision for loan and lease losses | $260,000 | 3,196 |
| Total noninterest income | $293,000 | 4,147 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $243,000 | 2,627 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $50,000 | 5,462 |
| Total noninterest expense | $2,729,000 | 3,346 |
| Salaries and employee benefits | $1,104,000 | 3,947 |
| Premises and equipment expense | $268,000 | 3,933 |
| Additional noninterest expense | $1,357,000 | 2,463 |
| Pre-tax net operating income | $-160,000 | 6,518 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-160,000 | 6,581 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-160,000 | 6,582 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-160,000 | 6,581 |
| Net charge-offs | $458,000 | 2,237 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-160,000 | 6,543 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,784,000 | 3,716 |
| Total interest expense | $513,000 | 2,977 |
| Net interest income | $1,271,000 | 3,903 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $130,000 | 4,440 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $113,000 | 2,727 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $17,000 | 5,953 |
| Total noninterest expense | $1,248,000 | 3,589 |
| Salaries and employee benefits | $550,000 | 3,970 |
| Premises and equipment expense | $136,000 | 3,958 |
| Additional noninterest expense | $562,000 | 2,879 |
| Pre-tax net operating income | $3,000 | 6,291 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $3,000 | 6,340 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,000 | 6,340 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,000 | 6,340 |
| Net charge-offs | $226,000 | 2,011 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $3,000 | 6,309 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,848,000 | 3,607 |
| Total interest expense | $2,752,000 | 2,783 |
| Net interest income | $5,096,000 | 3,908 |
| Provision for loan and lease losses | $1,260,000 | 2,697 |
| Total noninterest income | $416,000 | 4,904 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $536,000 | 2,513 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-120,000 | 7,213 |
| Total noninterest expense | $5,553,000 | 3,309 |
| Salaries and employee benefits | $2,238,000 | 3,914 |
| Premises and equipment expense | $542,000 | 3,983 |
| Additional noninterest expense | $2,773,000 | 2,445 |
| Pre-tax net operating income | $-1,301,000 | 6,599 |
| Securities gains (losses) | $326,000 | 1,190 |
| Applicable income taxes | $-437,000 | 7,135 |
| Income before extraordinary items | $-538,000 | 6,387 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-538,000 | 6,388 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-538,000 | 6,388 |
| Net charge-offs | $1,252,000 | 2,389 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-746,640 | 6,440 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,010,000 | 3,614 |
| Total interest expense | $2,139,000 | 2,812 |
| Net interest income | $3,871,000 | 3,925 |
| Provision for loan and lease losses | $1,080,000 | 2,412 |
| Total noninterest income | $266,000 | 5,230 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $398,000 | 2,601 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-132,000 | 7,410 |
| Total noninterest expense | $4,005,000 | 3,411 |
| Salaries and employee benefits | $1,688,000 | 3,934 |
| Premises and equipment expense | $420,000 | 3,968 |
| Additional noninterest expense | $1,897,000 | 2,608 |
| Pre-tax net operating income | $-948,000 | 6,769 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-385,000 | 7,317 |
| Income before extraordinary items | $-563,000 | 6,704 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-563,000 | 6,705 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-563,000 | 6,705 |
| Net charge-offs | $857,000 | 2,378 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-563,000 | 6,643 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,052,000 | 3,615 |
| Total interest expense | $1,461,000 | 2,854 |
| Net interest income | $2,591,000 | 3,921 |
| Provision for loan and lease losses | $900,000 | 2,046 |
| Total noninterest income | $114,000 | 5,898 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $265,000 | 2,601 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-151,000 | 7,576 |
| Total noninterest expense | $2,392,000 | 3,745 |
| Salaries and employee benefits | $1,128,000 | 3,940 |
| Premises and equipment expense | $285,000 | 3,950 |
| Additional noninterest expense | $979,000 | 3,252 |
| Pre-tax net operating income | $-587,000 | 6,807 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-260,000 | 7,370 |
| Income before extraordinary items | $-327,000 | 6,718 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-327,000 | 6,720 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-327,000 | 6,719 |
| Net charge-offs | $764,000 | 1,988 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-327,000 | 6,673 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,039,000 | 3,658 |
| Total interest expense | $768,000 | 2,852 |
| Net interest income | $1,271,000 | 4,006 |
| Provision for loan and lease losses | $620,000 | 1,588 |
| Total noninterest income | $22,000 | 7,028 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $127,000 | 2,677 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-105,000 | 7,743 |
| Total noninterest expense | $1,201,000 | 3,755 |
| Salaries and employee benefits | $565,000 | 3,988 |
| Premises and equipment expense | $146,000 | 3,946 |
| Additional noninterest expense | $490,000 | 3,247 |
| Pre-tax net operating income | $-528,000 | 7,201 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-207,000 | 7,566 |
| Income before extraordinary items | $-321,000 | 7,101 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-321,000 | 7,102 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-321,000 | 7,101 |
| Net charge-offs | $270,000 | 2,135 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-321,000 | 7,059 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,039,000 | 3,804 |
| Total interest expense | $3,428,000 | 3,098 |
| Net interest income | $4,611,000 | 4,153 |
| Provision for loan and lease losses | $2,955,000 | 2,006 |
| Total noninterest income | $830,000 | 3,700 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $573,000 | 2,619 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $257,000 | 4,227 |
| Total noninterest expense | $4,764,000 | 3,835 |
| Salaries and employee benefits | $2,393,000 | 3,818 |
| Premises and equipment expense | $572,000 | 3,999 |
| Additional noninterest expense | $1,799,000 | 3,601 |
| Pre-tax net operating income | $-2,278,000 | 6,709 |
| Securities gains (losses) | $299,000 | 1,245 |
| Applicable income taxes | $-770,000 | 7,191 |
| Income before extraordinary items | $-1,209,000 | 6,454 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,209,000 | 6,454 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,209,000 | 6,454 |
| Net charge-offs | $1,959,000 | 2,059 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,400,360 | 6,536 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,998,000 | 3,868 |
| Total interest expense | $2,600,000 | 3,201 |
| Net interest income | $3,398,000 | 4,217 |
| Provision for loan and lease losses | $2,025,000 | 1,883 |
| Total noninterest income | $660,000 | 3,662 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $425,000 | 2,644 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $235,000 | 4,004 |
| Total noninterest expense | $3,619,000 | 3,794 |
| Salaries and employee benefits | $1,811,000 | 3,835 |
| Premises and equipment expense | $438,000 | 3,999 |
| Additional noninterest expense | $1,370,000 | 3,517 |
| Pre-tax net operating income | $-1,586,000 | 6,901 |
| Securities gains (losses) | $52,000 | 2,277 |
| Applicable income taxes | $-590,000 | 7,386 |
| Income before extraordinary items | $-944,000 | 6,719 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-944,000 | 6,720 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-944,000 | 6,720 |
| Net charge-offs | $1,681,000 | 1,670 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-977,280 | 6,730 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,006,000 | 3,898 |
| Total interest expense | $1,766,000 | 3,280 |
| Net interest income | $2,240,000 | 4,238 |
| Provision for loan and lease losses | $1,080,000 | 1,982 |
| Total noninterest income | $431,000 | 3,703 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $271,000 | 2,705 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $160,000 | 3,988 |
| Total noninterest expense | $2,341,000 | 3,922 |
| Salaries and employee benefits | $1,210,000 | 3,875 |
| Premises and equipment expense | $298,000 | 3,958 |
| Additional noninterest expense | $833,000 | 3,763 |
| Pre-tax net operating income | $-750,000 | 6,861 |
| Securities gains (losses) | $52,000 | 1,889 |
| Applicable income taxes | $-288,000 | 7,407 |
| Income before extraordinary items | $-410,000 | 6,663 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-410,000 | 6,664 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-410,000 | 6,664 |
| Net charge-offs | $590,000 | 2,149 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-443,280 | 6,680 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,992,000 | 3,957 |
| Total interest expense | $900,000 | 3,327 |
| Net interest income | $1,092,000 | 4,304 |
| Provision for loan and lease losses | $160,000 | 3,128 |
| Total noninterest income | $200,000 | 3,805 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $133,000 | 2,696 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $67,000 | 4,324 |
| Total noninterest expense | $1,134,000 | 3,936 |
| Salaries and employee benefits | $602,000 | 3,908 |
| Premises and equipment expense | $148,000 | 4,012 |
| Additional noninterest expense | $384,000 | 3,698 |
| Pre-tax net operating income | $-2,000 | 6,247 |
| Securities gains (losses) | $52,000 | 1,287 |
| Applicable income taxes | $-7,000 | 7,165 |
| Income before extraordinary items | $57,000 | 5,586 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $57,000 | 5,589 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $57,000 | 5,589 |
| Net charge-offs | $158,000 | 2,362 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $5,000 | 6,198 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,102,000 | 3,772 |
| Total interest expense | $3,817,000 | 3,632 |
| Net interest income | $5,285,000 | 3,798 |
| Provision for loan and lease losses | $815,000 | 3,015 |
| Total noninterest income | $982,000 | 3,449 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $579,000 | 2,711 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $403,000 | 3,572 |
| Total noninterest expense | $4,290,000 | 4,027 |
| Salaries and employee benefits | $2,415,000 | 3,873 |
| Premises and equipment expense | $601,000 | 3,932 |
| Additional noninterest expense | $1,274,000 | 4,092 |
| Pre-tax net operating income | $1,162,000 | 3,475 |
| Securities gains (losses) | $-918,000 | 7,705 |
| Applicable income taxes | $-18,000 | 6,836 |
| Income before extraordinary items | $262,000 | 5,254 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $262,000 | 5,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $409,000 | 3,090 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,180,000 | 3,099 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,990,000 | 3,771 |
| Total interest expense | $2,942,000 | 3,670 |
| Net interest income | $4,048,000 | 3,770 |
| Provision for loan and lease losses | $460,000 | 2,854 |
| Total noninterest income | $755,000 | 3,472 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $440,000 | 2,705 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $315,000 | 3,606 |
| Total noninterest expense | $3,252,000 | 3,970 |
| Salaries and employee benefits | $1,848,000 | 3,842 |
| Premises and equipment expense | $453,000 | 3,920 |
| Additional noninterest expense | $951,000 | 4,016 |
| Pre-tax net operating income | $1,091,000 | 3,505 |
| Securities gains (losses) | $-918,000 | 7,891 |
| Applicable income taxes | $48,000 | 4,123 |
| Income before extraordinary items | $125,000 | 6,051 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $125,000 | 6,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $333,000 | 2,427 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $785,960 | 3,745 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,718,000 | 3,793 |
| Total interest expense | $2,047,000 | 3,684 |
| Net interest income | $2,671,000 | 3,797 |
| Provision for loan and lease losses | $240,000 | 2,857 |
| Total noninterest income | $520,000 | 3,430 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $288,000 | 2,727 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $232,000 | 3,481 |
| Total noninterest expense | $2,177,000 | 3,980 |
| Salaries and employee benefits | $1,269,000 | 3,804 |
| Premises and equipment expense | $300,000 | 3,970 |
| Additional noninterest expense | $608,000 | 4,151 |
| Pre-tax net operating income | $774,000 | 3,500 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $254,000 | 2,405 |
| Income before extraordinary items | $520,000 | 3,944 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $520,000 | 3,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 8,263 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $520,000 | 3,884 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,395,000 | 3,826 |
| Total interest expense | $1,081,000 | 3,713 |
| Net interest income | $1,314,000 | 3,834 |
| Provision for loan and lease losses | $120,000 | 2,457 |
| Total noninterest income | $245,000 | 3,562 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $142,000 | 2,735 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $103,000 | 3,719 |
| Total noninterest expense | $1,109,000 | 3,935 |
| Salaries and employee benefits | $660,000 | 3,703 |
| Premises and equipment expense | $153,000 | 3,924 |
| Additional noninterest expense | $296,000 | 4,161 |
| Pre-tax net operating income | $330,000 | 3,939 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $105,000 | 2,738 |
| Income before extraordinary items | $225,000 | 4,425 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $225,000 | 4,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 1,334 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $225,000 | 4,319 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,007,000 | 3,765 |
| Total interest expense | $4,213,000 | 3,883 |
| Net interest income | $5,794,000 | 3,602 |
| Provision for loan and lease losses | $196,000 | 3,909 |
| Total noninterest income | $1,075,000 | 3,389 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $543,000 | 2,875 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $532,000 | 3,199 |
| Total noninterest expense | $4,221,000 | 3,950 |
| Salaries and employee benefits | $2,443,000 | 3,793 |
| Premises and equipment expense | $567,000 | 3,997 |
| Additional noninterest expense | $1,211,000 | 4,047 |
| Pre-tax net operating income | $2,452,000 | 2,866 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $820,000 | 2,108 |
| Income before extraordinary items | $1,632,000 | 3,249 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,632,000 | 3,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,728 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,632,000 | 3,232 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,486,000 | 3,778 |
| Total interest expense | $3,148,000 | 3,899 |
| Net interest income | $4,338,000 | 3,616 |
| Provision for loan and lease losses | $136,000 | 3,617 |
| Total noninterest income | $842,000 | 3,285 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $392,000 | 2,943 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $450,000 | 3,017 |
| Total noninterest expense | $3,132,000 | 3,964 |
| Salaries and employee benefits | $1,830,000 | 3,796 |
| Premises and equipment expense | $408,000 | 4,109 |
| Additional noninterest expense | $894,000 | 4,035 |
| Pre-tax net operating income | $1,912,000 | 2,943 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $639,000 | 2,202 |
| Income before extraordinary items | $1,273,000 | 3,334 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,273,000 | 3,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 2,883 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,273,000 | 3,320 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,923,000 | 3,827 |
| Total interest expense | $2,035,000 | 3,971 |
| Net interest income | $2,888,000 | 3,641 |
| Provision for loan and lease losses | $113,000 | 3,123 |
| Total noninterest income | $580,000 | 3,231 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $249,000 | 3,043 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $331,000 | 2,866 |
| Total noninterest expense | $2,058,000 | 4,049 |
| Salaries and employee benefits | $1,217,000 | 3,829 |
| Premises and equipment expense | $281,000 | 4,037 |
| Additional noninterest expense | $560,000 | 4,220 |
| Pre-tax net operating income | $1,297,000 | 2,949 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $434,000 | 2,266 |
| Income before extraordinary items | $863,000 | 3,348 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $863,000 | 3,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,237 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $863,000 | 3,327 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,427,000 | 3,859 |
| Total interest expense | $977,000 | 4,070 |
| Net interest income | $1,450,000 | 3,636 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $267,000 | 3,369 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $119,000 | 3,094 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $148,000 | 3,050 |
| Total noninterest expense | $1,007,000 | 4,119 |
| Salaries and employee benefits | $609,000 | 3,855 |
| Premises and equipment expense | $141,000 | 4,032 |
| Additional noninterest expense | $257,000 | 4,446 |
| Pre-tax net operating income | $650,000 | 2,950 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $213,000 | 2,314 |
| Income before extraordinary items | $437,000 | 3,299 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $437,000 | 3,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $437,000 | 3,275 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,624,000 | 3,995 |
| Total interest expense | $3,187,000 | 4,159 |
| Net interest income | $5,437,000 | 3,781 |
| Provision for loan and lease losses | $446,000 | 2,093 |
| Total noninterest income | $1,386,000 | 2,849 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $472,000 | 3,182 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $914,000 | 2,366 |
| Total noninterest expense | $3,886,000 | 4,070 |
| Salaries and employee benefits | $2,306,000 | 3,843 |
| Premises and equipment expense | $568,000 | 3,920 |
| Additional noninterest expense | $1,012,000 | 4,474 |
| Pre-tax net operating income | $2,491,000 | 3,136 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $825,000 | 2,431 |
| Income before extraordinary items | $1,666,000 | 3,530 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,666,000 | 3,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 1,657 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,666,000 | 3,510 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,274,000 | 4,048 |
| Total interest expense | $2,275,000 | 4,196 |
| Net interest income | $3,999,000 | 3,849 |
| Provision for loan and lease losses | $407,000 | 1,674 |
| Total noninterest income | $1,124,000 | 2,712 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $349,000 | 3,230 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $775,000 | 2,178 |
| Total noninterest expense | $2,899,000 | 4,073 |
| Salaries and employee benefits | $1,731,000 | 3,836 |
| Premises and equipment expense | $431,000 | 3,894 |
| Additional noninterest expense | $737,000 | 4,545 |
| Pre-tax net operating income | $1,817,000 | 3,321 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $602,000 | 2,592 |
| Income before extraordinary items | $1,215,000 | 3,713 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,215,000 | 3,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 1,137 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,215,000 | 3,692 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,013,000 | 4,115 |
| Total interest expense | $1,415,000 | 4,261 |
| Net interest income | $2,598,000 | 3,935 |
| Provision for loan and lease losses | $336,000 | 1,342 |
| Total noninterest income | $793,000 | 2,602 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $225,000 | 3,284 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $568,000 | 2,034 |
| Total noninterest expense | $1,936,000 | 4,087 |
| Salaries and employee benefits | $1,163,000 | 3,826 |
| Premises and equipment expense | $283,000 | 3,946 |
| Additional noninterest expense | $490,000 | 4,551 |
| Pre-tax net operating income | $1,119,000 | 3,518 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $366,000 | 2,754 |
| Income before extraordinary items | $753,000 | 3,880 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $753,000 | 3,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $278,000 | 883 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $753,000 | 3,867 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,928,000 | 4,182 |
| Total interest expense | $669,000 | 4,289 |
| Net interest income | $1,259,000 | 4,029 |
| Provision for loan and lease losses | $287,000 | 835 |
| Total noninterest income | $265,000 | 3,342 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $104,000 | 3,385 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $161,000 | 2,841 |
| Total noninterest expense | $978,000 | 4,082 |
| Salaries and employee benefits | $589,000 | 3,818 |
| Premises and equipment expense | $138,000 | 4,023 |
| Additional noninterest expense | $251,000 | 4,460 |
| Pre-tax net operating income | $259,000 | 5,297 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $89,000 | 3,751 |
| Income before extraordinary items | $170,000 | 5,681 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $170,000 | 5,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $170,000 | 5,675 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,242,000 | 4,502 |
| Total interest expense | $2,152,000 | 4,227 |
| Net interest income | $4,090,000 | 4,556 |
| Provision for loan and lease losses | $140,000 | 4,242 |
| Total noninterest income | $1,011,000 | 3,535 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $409,000 | 3,500 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $602,000 | 3,049 |
| Total noninterest expense | $3,247,000 | 4,527 |
| Salaries and employee benefits | $1,953,000 | 4,188 |
| Premises and equipment expense | $512,000 | 4,103 |
| Additional noninterest expense | $782,000 | 5,242 |
| Pre-tax net operating income | $1,714,000 | 4,070 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $620,000 | 3,018 |
| Income before extraordinary items | $1,094,000 | 4,586 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,094,000 | 4,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,381 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,094,000 | 4,544 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,437,000 | 4,607 |
| Total interest expense | $1,506,000 | 4,278 |
| Net interest income | $2,931,000 | 4,716 |
| Provision for loan and lease losses | $88,000 | 4,501 |
| Total noninterest income | $722,000 | 3,668 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $297,000 | 3,574 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $425,000 | 3,170 |
| Total noninterest expense | $2,345,000 | 4,623 |
| Salaries and employee benefits | $1,419,000 | 4,274 |
| Premises and equipment expense | $375,000 | 4,165 |
| Additional noninterest expense | $551,000 | 5,404 |
| Pre-tax net operating income | $1,220,000 | 4,272 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $439,000 | 3,160 |
| Income before extraordinary items | $781,000 | 4,818 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $781,000 | 4,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,856 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $781,000 | 4,788 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,788,000 | 4,730 |
| Total interest expense | $927,000 | 4,363 |
| Net interest income | $1,861,000 | 4,841 |
| Provision for loan and lease losses | $36,000 | 4,958 |
| Total noninterest income | $437,000 | 3,829 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $185,000 | 3,688 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $252,000 | 3,358 |
| Total noninterest expense | $1,488,000 | 4,748 |
| Salaries and employee benefits | $907,000 | 4,392 |
| Premises and equipment expense | $235,000 | 4,321 |
| Additional noninterest expense | $346,000 | 5,570 |
| Pre-tax net operating income | $774,000 | 4,353 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $276,000 | 3,245 |
| Income before extraordinary items | $498,000 | 4,898 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $498,000 | 4,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $498,000 | 4,851 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,331,000 | 4,842 |
| Total interest expense | $435,000 | 4,430 |
| Net interest income | $896,000 | 4,975 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $172,000 | 4,357 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $83,000 | 3,846 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $89,000 | 3,978 |
| Total noninterest expense | $708,000 | 4,959 |
| Salaries and employee benefits | $426,000 | 4,626 |
| Premises and equipment expense | $119,000 | 4,321 |
| Additional noninterest expense | $163,000 | 5,744 |
| Pre-tax net operating income | $345,000 | 4,632 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $115,000 | 3,530 |
| Income before extraordinary items | $230,000 | 5,075 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $230,000 | 5,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $230,000 | 5,041 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,532,000 | 5,157 |
| Total interest expense | $1,300,000 | 4,892 |
| Net interest income | $3,232,000 | 5,178 |
| Provision for loan and lease losses | $197,000 | 3,726 |
| Total noninterest income | $714,000 | 4,336 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $383,000 | 3,745 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $331,000 | 4,080 |
| Total noninterest expense | $2,667,000 | 5,071 |
| Salaries and employee benefits | $1,521,000 | 4,895 |
| Premises and equipment expense | $439,000 | 4,488 |
| Additional noninterest expense | $707,000 | 5,491 |
| Pre-tax net operating income | $1,082,000 | 5,032 |
| Securities gains (losses) | $5,000 | 3,151 |
| Applicable income taxes | $388,000 | 3,770 |
| Income before extraordinary items | $699,000 | 5,589 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $699,000 | 5,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,475 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $695,800 | 5,533 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,250,000 | 5,276 |
| Total interest expense | $923,000 | 5,021 |
| Net interest income | $2,327,000 | 5,305 |
| Provision for loan and lease losses | $138,000 | 3,688 |
| Total noninterest income | $545,000 | 4,313 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $282,000 | 3,806 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $263,000 | 3,972 |
| Total noninterest expense | $2,035,000 | 4,963 |
| Salaries and employee benefits | $1,172,000 | 4,753 |
| Premises and equipment expense | $333,000 | 4,439 |
| Additional noninterest expense | $530,000 | 5,463 |
| Pre-tax net operating income | $699,000 | 5,526 |
| Securities gains (losses) | $5,000 | 3,038 |
| Applicable income taxes | $257,000 | 4,031 |
| Income before extraordinary items | $447,000 | 6,073 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $447,000 | 6,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,881 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $443,800 | 6,015 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,088,000 | 5,410 |
| Total interest expense | $596,000 | 5,118 |
| Net interest income | $1,492,000 | 5,429 |
| Provision for loan and lease losses | $88,000 | 3,797 |
| Total noninterest income | $346,000 | 4,454 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $185,000 | 3,835 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $161,000 | 4,166 |
| Total noninterest expense | $1,347,000 | 5,015 |
| Salaries and employee benefits | $792,000 | 4,759 |
| Premises and equipment expense | $219,000 | 4,482 |
| Additional noninterest expense | $336,000 | 5,628 |
| Pre-tax net operating income | $403,000 | 5,834 |
| Securities gains (losses) | $5,000 | 2,738 |
| Applicable income taxes | $148,000 | 4,273 |
| Income before extraordinary items | $260,000 | 6,355 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $260,000 | 6,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $256,800 | 6,299 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,033,000 | 5,474 |
| Total interest expense | $296,000 | 5,202 |
| Net interest income | $737,000 | 5,463 |
| Provision for loan and lease losses | $39,000 | 3,783 |
| Total noninterest income | $182,000 | 4,298 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $93,000 | 3,737 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $89,000 | 3,959 |
| Total noninterest expense | $682,000 | 5,001 |
| Salaries and employee benefits | $407,000 | 4,672 |
| Premises and equipment expense | $110,000 | 4,512 |
| Additional noninterest expense | $165,000 | 5,693 |
| Pre-tax net operating income | $198,000 | 5,843 |
| Securities gains (losses) | $5,000 | 2,336 |
| Applicable income taxes | $74,000 | 4,258 |
| Income before extraordinary items | $129,000 | 6,356 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $129,000 | 6,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $125,800 | 6,297 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,801,000 | 5,807 |
| Total interest expense | $1,208,000 | 5,553 |
| Net interest income | $2,593,000 | 5,786 |
| Provision for loan and lease losses | $174,000 | 4,337 |
| Total noninterest income | $617,000 | 4,884 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $223,000 | 5,028 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $394,000 | 4,009 |
| Total noninterest expense | $2,472,000 | 5,256 |
| Salaries and employee benefits | $1,431,000 | 5,016 |
| Premises and equipment expense | $427,000 | 4,519 |
| Additional noninterest expense | $614,000 | 5,925 |
| Pre-tax net operating income | $564,000 | 6,468 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $165,000 | 5,169 |
| Income before extraordinary items | $399,000 | 6,823 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $399,000 | 6,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,260 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $399,000 | 6,662 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,784,000 | 5,940 |
| Total interest expense | $912,000 | 5,671 |
| Net interest income | $1,872,000 | 5,936 |
| Provision for loan and lease losses | $104,000 | 4,607 |
| Total noninterest income | $483,000 | 4,838 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $154,000 | 5,246 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $329,000 | 3,892 |
| Total noninterest expense | $1,841,000 | 5,258 |
| Salaries and employee benefits | $1,086,000 | 4,957 |
| Premises and equipment expense | $318,000 | 4,543 |
| Additional noninterest expense | $437,000 | 6,077 |
| Pre-tax net operating income | $410,000 | 6,673 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $116,000 | 5,404 |
| Income before extraordinary items | $294,000 | 6,976 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $294,000 | 6,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $294,000 | 6,809 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,817,000 | 6,038 |
| Total interest expense | $612,000 | 5,779 |
| Net interest income | $1,205,000 | 6,049 |
| Provision for loan and lease losses | $75,000 | 4,385 |
| Total noninterest income | $300,000 | 4,985 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $94,000 | 5,422 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $206,000 | 3,982 |
| Total noninterest expense | $1,204,000 | 5,320 |
| Salaries and employee benefits | $712,000 | 5,013 |
| Premises and equipment expense | $207,000 | 4,599 |
| Additional noninterest expense | $285,000 | 6,137 |
| Pre-tax net operating income | $226,000 | 6,998 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $63,000 | 5,666 |
| Income before extraordinary items | $163,000 | 7,316 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $163,000 | 7,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $163,000 | 7,135 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $879,000 | 6,172 |
| Total interest expense | $296,000 | 5,971 |
| Net interest income | $583,000 | 6,145 |
| Provision for loan and lease losses | $41,000 | 4,084 |
| Total noninterest income | $131,000 | 5,233 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $42,000 | 5,576 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $89,000 | 4,149 |
| Total noninterest expense | $595,000 | 5,366 |
| Salaries and employee benefits | $351,000 | 5,074 |
| Premises and equipment expense | $94,000 | 4,897 |
| Additional noninterest expense | $150,000 | 5,938 |
| Pre-tax net operating income | $78,000 | 7,559 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $24,000 | 5,925 |
| Income before extraordinary items | $54,000 | 7,793 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $54,000 | 7,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $54,000 | 7,648 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,293,000 | 6,541 |
| Total interest expense | $1,250,000 | 6,312 |
| Net interest income | $2,043,000 | 6,560 |
| Provision for loan and lease losses | $183,000 | 4,528 |
| Total noninterest income | $473,000 | 5,362 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $180,000 | 5,464 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $293,000 | 4,314 |
| Total noninterest expense | $2,031,000 | 5,823 |
| Salaries and employee benefits | $1,161,000 | 5,600 |
| Premises and equipment expense | $315,000 | 5,412 |
| Additional noninterest expense | $555,000 | 6,195 |
| Pre-tax net operating income | $302,000 | 7,533 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $60,000 | 6,401 |
| Income before extraordinary items | $242,000 | 7,609 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $242,000 | 7,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,624 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $242,000 | 7,520 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,926,000 | 7,328 |
| Total interest expense | $1,493,000 | 6,982 |
| Net interest income | $1,433,000 | 7,447 |
| Provision for loan and lease losses | $181,000 | 4,336 |
| Total noninterest income | $191,000 | 7,398 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $108,000 | 6,430 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $83,000 | 6,816 |
| Total noninterest expense | $1,626,000 | 6,524 |
| Salaries and employee benefits | $850,000 | 6,579 |
| Premises and equipment expense | $275,000 | 5,808 |
| Additional noninterest expense | $501,000 | 6,429 |
| Pre-tax net operating income | $-183,000 | 8,949 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-7,000 | 8,987 |
| Income before extraordinary items | $-176,000 | 9,028 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-176,000 | 9,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,439 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-176,000 | 8,970 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,053,000 | 8,352 |
| Total interest expense | $834,000 | 8,565 |
| Net interest income | $1,219,000 | 8,029 |
| Provision for loan and lease losses | $102,000 | 5,242 |
| Total noninterest income | $73,000 | 8,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 7,545 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 8,953 |
| Total noninterest expense | $1,038,000 | 7,907 |
| Salaries and employee benefits | $566,000 | 7,882 |
| Premises and equipment expense | $141,000 | 7,736 |
| Additional noninterest expense | $331,000 | 7,706 |
| Pre-tax net operating income | $152,000 | 8,583 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $34,000 | 7,524 |
| Income before extraordinary items | $118,000 | 8,594 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $118,000 | 8,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $118,000 | 8,588 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $275,000 | 10,095 |
| Total interest expense | $89,000 | 10,065 |
| Net interest income | $186,000 | 10,075 |
| Provision for loan and lease losses | $105,000 | 5,113 |
| Total noninterest income | $8,000 | 10,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $5,000 | 8,759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 10,039 |
| Total noninterest expense | $527,000 | 9,545 |
| Salaries and employee benefits | $154,000 | 10,033 |
| Premises and equipment expense | $54,000 | 9,557 |
| Additional noninterest expense | $319,000 | 7,964 |
| Pre-tax net operating income | $-438,000 | 9,811 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-87,000 | 9,900 |
| Income before extraordinary items | $-351,000 | 9,810 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-351,000 | 9,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $6,000,000 | 194 |
| Net operating income | $-351,000 | 9,787 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.