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Cornerstone Community Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$29,955,0001,401
Total interest expense$7,555,0001,566
Net interest income$22,400,0001,315
Provision for loan and lease losses$530,0001,236
Total noninterest income$1,467,0002,324
Gross Fiduciary activities income$0981
Service charges on deposit accounts$270,0002,328
Trading account gains and feesNANA
Additional Noninterest Income$1,197,0002,100
Total noninterest expense$12,414,0001,770
Salaries and employee benefits$6,963,0001,779
Premises and equipment expense$1,110,0001,910
Additional noninterest expense$1,197,0002,100
Pre-tax net operating income$10,923,0001,095
Securities gains (losses)$0988
Applicable income taxes$3,053,000740
Income before extraordinary items$7,870,0001,226
Extraordinary gains, net$054
Net income$7,870,0001,242
Minority interest net income$088
Net income of bank and minority interests.$7,870,0001,229
Net charge-offs$4,0002,632
Cash dividends$600,0002,611
Sale, conversion, retirement of capital stock, net$120,000400
Net operating income$7,870,0001,251
2023-09-30 (YTD Data)Rank
Total interest income$21,914,0001,393
Total interest expense$5,102,0001,554
Net interest income$16,812,0001,323
Provision for loan and lease losses$530,000968
Total noninterest income$1,088,0002,332
Gross Fiduciary activities income$0950
Service charges on deposit accounts$200,0002,351
Trading account gains and feesNANA
Additional Noninterest Income$888,0002,107
Total noninterest expense$9,243,0001,777
Salaries and employee benefits$5,098,0001,803
Premises and equipment expense$847,0001,889
Additional noninterest expense$888,0002,107
Pre-tax net operating income$8,127,0001,130
Securities gains (losses)$0849
Applicable income taxes$2,270,000779
Income before extraordinary items$5,857,0001,276
Extraordinary gains, net$052
Net income$5,857,0001,285
Minority interest net income$081
Net income of bank and minority interests.$5,857,0001,276
Net charge-offs$4,0002,363
Cash dividends$450,0002,318
Sale, conversion, retirement of capital stock, net$93,000385
Net operating income$5,857,0001,302
2023-06-30 (YTD Data)Rank
Total interest income$14,100,0001,399
Total interest expense$3,084,0001,535
Net interest income$11,016,0001,347
Provision for loan and lease losses$330,000971
Total noninterest income$701,0002,316
Gross Fiduciary activities income$0931
Service charges on deposit accounts$137,0002,311
Trading account gains and feesNANA
Additional Noninterest Income$564,0002,081
Total noninterest expense$6,080,0001,784
Salaries and employee benefits$3,317,0001,832
Premises and equipment expense$579,0001,845
Additional noninterest expense$564,0002,078
Pre-tax net operating income$5,307,0001,157
Securities gains (losses)$0938
Applicable income taxes$1,491,000788
Income before extraordinary items$3,816,0001,300
Extraordinary gains, net$051
Net income$3,816,0001,313
Minority interest net income$081
Net income of bank and minority interests.$3,816,0001,300
Net charge-offs$02,431
Cash dividends$300,0002,291
Sale, conversion, retirement of capital stock, net$65,000369
Net operating income$3,816,0001,317
2023-03-31 (YTD Data)Rank
Total interest income$6,743,0001,432
Total interest expense$1,415,0001,483
Net interest income$5,328,0001,387
Provision for loan and lease losses$110,0001,226
Total noninterest income$328,0002,388
Gross Fiduciary activities income$0913
Service charges on deposit accounts$62,0002,450
Trading account gains and feesNANA
Additional Noninterest Income$266,0002,127
Total noninterest expense$3,017,0001,825
Salaries and employee benefits$1,649,0001,868
Premises and equipment expense$313,0001,786
Additional noninterest expense$266,0002,127
Pre-tax net operating income$2,529,0001,218
Securities gains (losses)$0950
Applicable income taxes$711,000834
Income before extraordinary items$1,818,0001,378
Extraordinary gains, net$04
Net income$1,818,0001,377
Minority interest net income$048
Net income of bank and minority interests.$1,818,0001,378
Net charge-offs$02,062
Cash dividends$150,0001,921
Sale, conversion, retirement of capital stock, net$38,000334
Net operating income$1,818,0001,392
2022-12-31 (YTD Data)Rank
Total interest income$22,158,0001,447
Total interest expense$2,257,0001,474
Net interest income$19,901,0001,440
Provision for loan and lease losses$113,0002,164
Total noninterest income$1,133,0002,654
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$266,0002,395
Trading account gains and feesNANA
Additional Noninterest Income$867,0002,494
Total noninterest expense$10,086,0001,997
Salaries and employee benefits$5,340,0002,088
Premises and equipment expense$854,0002,214
Additional noninterest expense$867,0002,494
Pre-tax net operating income$10,835,0001,211
Securities gains (losses)$0691
Applicable income taxes$3,099,000818
Income before extraordinary items$7,736,0001,341
Extraordinary gains, net$05
Net income$7,736,0001,341
Minority interest net income$063
Net income of bank and minority interests.$7,736,0001,341
Net charge-offs$13,0002,062
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$88,000476
Net operating income$7,736,0001,360
2022-09-30 (YTD Data)Rank
Total interest income$15,788,0001,449
Total interest expense$1,192,0001,569
Net interest income$14,596,0001,444
Provision for loan and lease losses$113,0001,805
Total noninterest income$849,0002,693
Gross Fiduciary activities income$0968
Service charges on deposit accounts$200,0002,407
Trading account gains and feesNANA
Additional Noninterest Income$649,0002,514
Total noninterest expense$7,340,0002,032
Salaries and employee benefits$3,773,0002,171
Premises and equipment expense$612,0002,293
Additional noninterest expense$649,0002,514
Pre-tax net operating income$7,992,0001,204
Securities gains (losses)$0740
Applicable income taxes$2,303,000827
Income before extraordinary items$5,689,0001,342
Extraordinary gains, net$04
Net income$5,689,0001,341
Minority interest net income$057
Net income of bank and minority interests.$5,689,0001,342
Net charge-offs$02,349
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$65,000432
Net operating income$5,689,0001,371
2022-06-30 (YTD Data)Rank
Total interest income$9,871,0001,487
Total interest expense$620,0001,688
Net interest income$9,251,0001,472
Provision for loan and lease losses$73,0001,701
Total noninterest income$566,0002,688
Gross Fiduciary activities income$0925
Service charges on deposit accounts$133,0002,403
Trading account gains and feesNANA
Additional Noninterest Income$433,0002,533
Total noninterest expense$4,651,0002,085
Salaries and employee benefits$2,365,0002,260
Premises and equipment expense$385,0002,380
Additional noninterest expense$1,901,0001,669
Pre-tax net operating income$5,093,0001,195
Securities gains (losses)$0687
Applicable income taxes$1,465,000804
Income before extraordinary items$3,628,0001,316
Extraordinary gains, net$04
Net income$3,628,0001,315
Minority interest net income$060
Net income of bank and minority interests.$3,628,0001,316
Net charge-offs$02,156
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$43,000419
Net operating income$3,628,0001,344
2022-03-31 (YTD Data)Rank
Total interest income$4,776,0001,496
Total interest expense$278,0001,770
Net interest income$4,498,0001,473
Provision for loan and lease losses$18,0001,809
Total noninterest income$283,0002,663
Gross Fiduciary activities income$0892
Service charges on deposit accounts$69,0002,339
Trading account gains and feesNANA
Additional Noninterest Income$214,0002,506
Total noninterest expense$2,239,0002,135
Salaries and employee benefits$1,146,0002,299
Premises and equipment expense$191,0002,401
Additional noninterest expense$902,0001,719
Pre-tax net operating income$2,524,0001,150
Securities gains (losses)$0623
Applicable income taxes$728,000790
Income before extraordinary items$1,796,0001,287
Extraordinary gains, net$04
Net income$1,796,0001,286
Minority interest net income$050
Net income of bank and minority interests.$1,796,0001,287
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$22,000383
Net operating income$1,796,0001,303
2021-12-31 (YTD Data)Rank
Total interest income$19,669,0001,504
Total interest expense$1,083,0002,102
Net interest income$18,586,0001,454
Provision for loan and lease losses$1,050,000568
Total noninterest income$2,499,0002,002
Gross Fiduciary activities income$0994
Service charges on deposit accounts$244,0002,423
Trading account gains and feesNANA
Additional Noninterest Income$2,255,0001,797
Total noninterest expense$8,089,0002,268
Salaries and employee benefits$3,870,0002,553
Premises and equipment expense$781,0002,347
Additional noninterest expense$3,438,0001,790
Pre-tax net operating income$11,946,0001,128
Securities gains (losses)$-45,0004,558
Applicable income taxes$3,436,000790
Income before extraordinary items$8,465,0001,296
Extraordinary gains, net$010
Net income$8,465,0001,295
Minority interest net income$074
Net income of bank and minority interests.$8,465,0001,296
Net charge-offs$02,705
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$89,000475
Net operating income$8,500,5501,266
2021-09-30 (YTD Data)Rank
Total interest income$14,465,0001,558
Total interest expense$808,0002,184
Net interest income$13,657,0001,501
Provision for loan and lease losses$900,000492
Total noninterest income$2,116,0001,920
Gross Fiduciary activities income$0957
Service charges on deposit accounts$179,0002,446
Trading account gains and feesNANA
Additional Noninterest Income$1,937,0001,705
Total noninterest expense$5,860,0002,337
Salaries and employee benefits$2,695,0002,673
Premises and equipment expense$590,0002,371
Additional noninterest expense$2,575,0001,783
Pre-tax net operating income$9,013,0001,166
Securities gains (losses)$-45,0004,724
Applicable income taxes$2,591,000812
Income before extraordinary items$6,377,0001,330
Extraordinary gains, net$08
Net income$6,377,0001,330
Minority interest net income$069
Net income of bank and minority interests.$6,377,0001,330
Net charge-offs$02,463
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$66,000444
Net operating income$6,412,5501,307
2021-06-30 (YTD Data)Rank
Total interest income$9,298,0001,592
Total interest expense$544,0002,233
Net interest income$8,754,0001,530
Provision for loan and lease losses$500,000605
Total noninterest income$1,382,0001,886
Gross Fiduciary activities income$0951
Service charges on deposit accounts$117,0002,443
Trading account gains and feesNANA
Additional Noninterest Income$1,265,0001,680
Total noninterest expense$3,741,0002,386
Salaries and employee benefits$1,647,0002,813
Premises and equipment expense$378,0002,408
Additional noninterest expense$1,716,0001,764
Pre-tax net operating income$5,895,0001,161
Securities gains (losses)$-45,0004,799
Applicable income taxes$1,689,000821
Income before extraordinary items$4,161,0001,349
Extraordinary gains, net$06
Net income$4,161,0001,349
Minority interest net income$067
Net income of bank and minority interests.$4,161,0001,349
Net charge-offs$02,245
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$44,000427
Net operating income$4,196,5501,319
2021-03-31 (YTD Data)Rank
Total interest income$4,648,0001,595
Total interest expense$282,0002,263
Net interest income$4,366,0001,529
Provision for loan and lease losses$400,000436
Total noninterest income$941,0001,572
Gross Fiduciary activities income$0922
Service charges on deposit accounts$58,0002,439
Trading account gains and feesNANA
Additional Noninterest Income$883,0001,378
Total noninterest expense$1,734,0002,485
Salaries and employee benefits$679,0003,095
Premises and equipment expense$179,0002,511
Additional noninterest expense$876,0001,714
Pre-tax net operating income$3,173,0001,098
Securities gains (losses)$-45,0004,830
Applicable income taxes$906,000799
Income before extraordinary items$2,222,0001,289
Extraordinary gains, net$03
Net income$2,222,0001,289
Minority interest net income$055
Net income of bank and minority interests.$2,222,0001,289
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$22,000406
Net operating income$2,257,5501,246
2020-12-31 (YTD Data)Rank
Total interest income$16,117,0001,776
Total interest expense$1,840,0002,081
Net interest income$14,277,0001,722
Provision for loan and lease losses$1,600,0001,201
Total noninterest income$1,215,0002,669
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$222,0002,635
Trading account gains and feesNANA
Additional Noninterest Income$993,0002,486
Total noninterest expense$7,124,0002,430
Salaries and employee benefits$3,280,0002,788
Premises and equipment expense$891,0002,182
Additional noninterest expense$2,953,0001,932
Pre-tax net operating income$6,768,0001,409
Securities gains (losses)$91,0001,437
Applicable income taxes$1,852,000979
Income before extraordinary items$5,007,0001,638
Extraordinary gains, net$04
Net income$5,007,0001,638
Minority interest net income$072
Net income of bank and minority interests.$5,007,0001,638
Net charge-offs$03,443
Cash dividends$100,0003,594
Sale, conversion, retirement of capital stock, net$82,000457
Net operating income$4,935,1101,608
2020-09-30 (YTD Data)Rank
Total interest income$11,141,0001,916
Total interest expense$1,485,0002,069
Net interest income$9,656,0001,845
Provision for loan and lease losses$1,600,0001,013
Total noninterest income$853,0002,690
Gross Fiduciary activities income$0981
Service charges on deposit accounts$167,0002,637
Trading account gains and feesNANA
Additional Noninterest Income$686,0002,527
Total noninterest expense$5,222,0002,454
Salaries and employee benefits$2,310,0002,883
Premises and equipment expense$709,0002,097
Additional noninterest expense$2,203,0001,926
Pre-tax net operating income$3,687,0001,774
Securities gains (losses)$91,0001,265
Applicable income taxes$956,0001,220
Income before extraordinary items$2,822,0001,977
Extraordinary gains, net$04
Net income$2,822,0001,976
Minority interest net income$065
Net income of bank and minority interests.$2,822,0001,977
Net charge-offs$03,243
Cash dividends$100,0003,161
Sale, conversion, retirement of capital stock, net$59,000434
Net operating income$2,750,1101,956
2020-06-30 (YTD Data)Rank
Total interest income$7,251,0001,972
Total interest expense$1,067,0002,067
Net interest income$6,184,0001,906
Provision for loan and lease losses$1,600,000821
Total noninterest income$630,0002,547
Gross Fiduciary activities income$0970
Service charges on deposit accounts$118,0002,591
Trading account gains and feesNANA
Additional Noninterest Income$512,0002,349
Total noninterest expense$3,293,0002,527
Salaries and employee benefits$1,331,0003,121
Premises and equipment expense$509,0002,006
Additional noninterest expense$1,453,0001,933
Pre-tax net operating income$1,921,0002,060
Securities gains (losses)$02,249
Applicable income taxes$423,0001,481
Income before extraordinary items$1,498,0002,245
Extraordinary gains, net$04
Net income$1,498,0002,244
Minority interest net income$065
Net income of bank and minority interests.$1,498,0002,245
Net charge-offs$03,033
Cash dividends$50,0003,123
Sale, conversion, retirement of capital stock, net$37,000417
Net operating income$1,498,0002,202
2020-03-31 (YTD Data)Rank
Total interest income$3,509,0002,008
Total interest expense$571,0002,117
Net interest income$2,938,0001,950
Provision for loan and lease losses$1,450,000492
Total noninterest income$409,0002,153
Gross Fiduciary activities income$0941
Service charges on deposit accounts$72,0002,569
Trading account gains and feesNANA
Additional Noninterest Income$337,0001,886
Total noninterest expense$1,892,0002,350
Salaries and employee benefits$939,0002,587
Premises and equipment expense$252,0002,037
Additional noninterest expense$701,0002,023
Pre-tax net operating income$5,0004,731
Securities gains (losses)$01,705
Applicable income taxes$-126,0004,962
Income before extraordinary items$131,0004,045
Extraordinary gains, net$04
Net income$131,0004,045
Minority interest net income$056
Net income of bank and minority interests.$131,0004,045
Net charge-offs$02,581
Cash dividends$50,0002,486
Sale, conversion, retirement of capital stock, net$16,000416
Net operating income$131,0004,026
2019-12-31 (YTD Data)Rank
Total interest income$13,923,0002,038
Total interest expense$2,573,0002,011
Net interest income$11,350,0002,015
Provision for loan and lease losses$340,0001,841
Total noninterest income$1,263,0002,522
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$255,0002,842
Trading account gains and feesNANA
Additional Noninterest Income$1,008,0002,237
Total noninterest expense$7,036,0002,433
Salaries and employee benefits$3,636,0002,611
Premises and equipment expense$859,0002,244
Additional noninterest expense$2,541,0002,198
Pre-tax net operating income$5,237,0001,701
Securities gains (losses)$02,379
Applicable income taxes$1,452,0001,137
Income before extraordinary items$3,785,0001,965
Extraordinary gains, net$011
Net income$3,785,0001,966
Minority interest net income$076
Net income of bank and minority interests.$3,785,0001,967
Net charge-offs$83,0002,328
Cash dividends$150,0003,622
Sale, conversion, retirement of capital stock, net$118,000462
Net operating income$3,785,0001,933
2019-09-30 (YTD Data)Rank
Total interest income$10,338,0002,086
Total interest expense$1,918,0002,034
Net interest income$8,420,0002,058
Provision for loan and lease losses$240,0001,784
Total noninterest income$1,047,0002,401
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$194,0002,858
Trading account gains and feesNANA
Additional Noninterest Income$853,0002,097
Total noninterest expense$5,254,0002,458
Salaries and employee benefits$2,749,0002,616
Premises and equipment expense$620,0002,312
Additional noninterest expense$1,885,0002,205
Pre-tax net operating income$3,973,0001,739
Securities gains (losses)$02,167
Applicable income taxes$1,152,0001,123
Income before extraordinary items$2,821,0002,025
Extraordinary gains, net$011
Net income$2,821,0002,025
Minority interest net income$072
Net income of bank and minority interests.$2,821,0002,026
Net charge-offs$75,0001,952
Cash dividends$150,0003,219
Sale, conversion, retirement of capital stock, net$91,000426
Net operating income$2,821,0001,997
2019-06-30 (YTD Data)Rank
Total interest income$6,732,0002,123
Total interest expense$1,225,0002,066
Net interest income$5,507,0002,105
Provision for loan and lease losses$200,0001,556
Total noninterest income$829,0002,162
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$130,0002,850
Trading account gains and feesNANA
Additional Noninterest Income$699,0001,839
Total noninterest expense$3,514,0002,463
Salaries and employee benefits$1,842,0002,620
Premises and equipment expense$392,0002,400
Additional noninterest expense$1,280,0002,183
Pre-tax net operating income$2,622,0001,721
Securities gains (losses)$01,702
Applicable income taxes$762,0001,096
Income before extraordinary items$1,860,0002,017
Extraordinary gains, net$011
Net income$1,860,0002,015
Minority interest net income$069
Net income of bank and minority interests.$1,860,0002,017
Net charge-offs$7,0002,725
Cash dividends$100,0003,163
Sale, conversion, retirement of capital stock, net$67,000399
Net operating income$1,860,0001,994
2019-03-31 (YTD Data)Rank
Total interest income$3,328,0002,134
Total interest expense$606,0002,044
Net interest income$2,722,0002,135
Provision for loan and lease losses$90,0001,533
Total noninterest income$339,0002,369
Gross Fiduciary activities income$0972
Service charges on deposit accounts$62,0002,912
Trading account gains and feesNANA
Additional Noninterest Income$277,0002,043
Total noninterest expense$1,749,0002,483
Salaries and employee benefits$934,0002,608
Premises and equipment expense$182,0002,524
Additional noninterest expense$633,0002,202
Pre-tax net operating income$1,222,0001,780
Securities gains (losses)$01,087
Applicable income taxes$356,0001,135
Income before extraordinary items$866,0002,080
Extraordinary gains, net$05
Net income$866,0002,079
Minority interest net income$052
Net income of bank and minority interests.$866,0002,079
Net charge-offs$7,0002,096
Cash dividends$50,0002,617
Sale, conversion, retirement of capital stock, net$33,000369
Net operating income$866,0002,063
2018-12-31 (YTD Data)Rank
Total interest income$11,852,0002,230
Total interest expense$1,814,0002,065
Net interest income$10,038,0002,238
Provision for loan and lease losses$309,0001,940
Total noninterest income$744,0003,248
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$223,0003,173
Trading account gains and feesNANA
Additional Noninterest Income$521,0003,014
Total noninterest expense$6,425,0002,603
Salaries and employee benefits$3,442,0002,713
Premises and equipment expense$627,0002,757
Additional noninterest expense$2,356,0002,321
Pre-tax net operating income$4,048,0002,093
Securities gains (losses)$01,125
Applicable income taxes$947,0001,439
Income before extraordinary items$3,101,0002,276
Extraordinary gains, net$06
Net income$3,101,0002,274
Minority interest net income$072
Net income of bank and minority interests.$3,101,0002,275
Net charge-offs$5,0003,535
Cash dividends$750,0002,535
Sale, conversion, retirement of capital stock, net$126,000462
Net operating income$3,101,0002,272
2018-09-30 (YTD Data)Rank
Total interest income$8,617,0002,276
Total interest expense$1,275,0002,077
Net interest income$7,342,0002,295
Provision for loan and lease losses$179,0002,131
Total noninterest income$571,0003,233
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$164,0003,221
Trading account gains and feesNANA
Additional Noninterest Income$407,0003,016
Total noninterest expense$4,752,0002,638
Salaries and employee benefits$2,555,0002,737
Premises and equipment expense$454,0002,836
Additional noninterest expense$1,743,0002,341
Pre-tax net operating income$2,982,0002,139
Securities gains (losses)$01,118
Applicable income taxes$844,0001,317
Income before extraordinary items$2,138,0002,405
Extraordinary gains, net$05
Net income$2,138,0002,404
Minority interest net income$066
Net income of bank and minority interests.$2,138,0002,404
Net charge-offs$5,0003,200
Cash dividends$150,0003,218
Sale, conversion, retirement of capital stock, net$91,000443
Net operating income$2,138,0002,397
2018-06-30 (YTD Data)Rank
Total interest income$5,569,0002,320
Total interest expense$786,0002,115
Net interest income$4,783,0002,333
Provision for loan and lease losses$104,0002,158
Total noninterest income$344,0003,402
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$107,0003,249
Trading account gains and feesNANA
Additional Noninterest Income$237,0003,169
Total noninterest expense$3,107,0002,692
Salaries and employee benefits$1,690,0002,775
Premises and equipment expense$298,0002,881
Additional noninterest expense$1,119,0002,413
Pre-tax net operating income$1,916,0002,159
Securities gains (losses)$0961
Applicable income taxes$530,0001,365
Income before extraordinary items$1,386,0002,436
Extraordinary gains, net$06
Net income$1,386,0002,435
Minority interest net income$065
Net income of bank and minority interests.$1,386,0002,435
Net charge-offs$5,0002,834
Cash dividends$100,0003,167
Sale, conversion, retirement of capital stock, net$58,000427
Net operating income$1,386,0002,431
2018-03-31 (YTD Data)Rank
Total interest income$2,697,0002,368
Total interest expense$375,0002,110
Net interest income$2,322,0002,389
Provision for loan and lease losses$64,0001,854
Total noninterest income$173,0003,374
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$49,0003,375
Trading account gains and feesNANA
Additional Noninterest Income$124,0003,075
Total noninterest expense$1,573,0002,697
Salaries and employee benefits$876,0002,721
Premises and equipment expense$150,0002,908
Additional noninterest expense$547,0002,458
Pre-tax net operating income$858,0002,270
Securities gains (losses)$0735
Applicable income taxes$217,0001,500
Income before extraordinary items$641,0002,510
Extraordinary gains, net$07
Net income$641,0002,510
Minority interest net income$052
Net income of bank and minority interests.$641,0002,510
Net charge-offs$5,0002,201
Cash dividends$50,0002,554
Sale, conversion, retirement of capital stock, net$23,000416
Net operating income$641,0002,503
2017-12-31 (YTD Data)Rank
Total interest income$9,697,0002,505
Total interest expense$1,218,0002,216
Net interest income$8,479,0002,529
Provision for loan and lease losses$215,0002,300
Total noninterest income$1,266,0002,632
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$181,0003,587
Trading account gains and feesNANA
Additional Noninterest Income$1,085,0002,195
Total noninterest expense$5,622,0002,892
Salaries and employee benefits$3,058,0002,941
Premises and equipment expense$562,0003,039
Additional noninterest expense$2,002,0002,649
Pre-tax net operating income$3,908,0002,076
Securities gains (losses)$02,243
Applicable income taxes$2,005,0001,276
Income before extraordinary items$1,903,0002,771
Extraordinary gains, net$09
Net income$1,903,0002,770
Minority interest net income$076
Net income of bank and minority interests.$1,903,0002,771
Net charge-offs$-10,0004,791
Cash dividends$225,0003,578
Sale, conversion, retirement of capital stock, net$209,000400
Net operating income$1,903,0002,755
2017-09-30 (YTD Data)Rank
Total interest income$7,028,0002,583
Total interest expense$871,0002,275
Net interest income$6,157,0002,603
Provision for loan and lease losses$215,0001,970
Total noninterest income$1,013,0002,550
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$134,0003,641
Trading account gains and feesNANA
Additional Noninterest Income$879,0002,127
Total noninterest expense$4,147,0002,950
Salaries and employee benefits$2,259,0003,001
Premises and equipment expense$419,0003,082
Additional noninterest expense$1,469,0002,700
Pre-tax net operating income$2,808,0002,173
Securities gains (losses)$02,274
Applicable income taxes$1,155,0001,340
Income before extraordinary items$1,653,0002,697
Extraordinary gains, net$09
Net income$1,653,0002,696
Minority interest net income$071
Net income of bank and minority interests.$1,653,0002,697
Net charge-offs$-10,0004,745
Cash dividends$225,0003,062
Sale, conversion, retirement of capital stock, net$186,000353
Net operating income$1,653,0002,686
2017-06-30 (YTD Data)Rank
Total interest income$4,508,0002,641
Total interest expense$552,0002,312
Net interest income$3,956,0002,673
Provision for loan and lease losses$150,0001,808
Total noninterest income$613,0002,686
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$90,0003,623
Trading account gains and feesNANA
Additional Noninterest Income$523,0002,272
Total noninterest expense$2,674,0003,019
Salaries and employee benefits$1,469,0003,053
Premises and equipment expense$278,0003,097
Additional noninterest expense$927,0002,812
Pre-tax net operating income$1,745,0002,229
Securities gains (losses)$01,906
Applicable income taxes$717,0001,370
Income before extraordinary items$1,028,0002,770
Extraordinary gains, net$011
Net income$1,028,0002,770
Minority interest net income$071
Net income of bank and minority interests.$1,028,0002,770
Net charge-offs$-5,0004,564
Cash dividends$150,0002,979
Sale, conversion, retirement of capital stock, net$101,000352
Net operating income$1,028,0002,751
2017-03-31 (YTD Data)Rank
Total interest income$2,145,0002,731
Total interest expense$268,0002,345
Net interest income$1,877,0002,763
Provision for loan and lease losses$150,0001,115
Total noninterest income$386,0002,380
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$44,0003,679
Trading account gains and feesNANA
Additional Noninterest Income$342,0001,926
Total noninterest expense$1,342,0003,038
Salaries and employee benefits$737,0003,096
Premises and equipment expense$145,0003,056
Additional noninterest expense$460,0002,825
Pre-tax net operating income$771,0002,364
Securities gains (losses)$01,153
Applicable income taxes$317,0001,448
Income before extraordinary items$454,0002,915
Extraordinary gains, net$08
Net income$454,0002,915
Minority interest net income$055
Net income of bank and minority interests.$454,0002,915
Net charge-offs$02,943
Cash dividends$75,0002,495
Sale, conversion, retirement of capital stock, net$78,000278
Net operating income$454,0002,895
2016-12-31 (YTD Data)Rank
Total interest income$8,025,0002,841
Total interest expense$969,0002,473
Net interest income$7,056,0002,858
Provision for loan and lease losses$04,332
Total noninterest income$804,0003,373
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$165,0003,833
Trading account gains and fees$0170
Additional Noninterest Income$639,0002,951
Total noninterest expense$5,123,0003,142
Salaries and employee benefits$2,765,0003,204
Premises and equipment expense$574,0003,108
Additional noninterest expense$1,784,0002,977
Pre-tax net operating income$2,737,0002,533
Securities gains (losses)$03,212
Applicable income taxes$1,124,0001,533
Income before extraordinary items$1,613,0003,148
Extraordinary gains, net$05
Net income$1,613,0003,147
Minority interest net income$082
Net income of bank and minority interests.$1,613,0003,147
Net charge-offs$-3,0004,789
Cash dividends$725,0002,556
Sale, conversion, retirement of capital stock, net$110,000483
Net operating income$1,613,0003,098
2016-09-30 (YTD Data)Rank
Total interest income$5,852,0002,909
Total interest expense$710,0002,519
Net interest income$5,142,0002,939
Provision for loan and lease losses$04,186
Total noninterest income$536,0003,566
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$120,0003,905
Trading account gains and fees$0169
Additional Noninterest Income$416,0003,123
Total noninterest expense$3,826,0003,155
Salaries and employee benefits$2,036,0003,237
Premises and equipment expense$437,0003,080
Additional noninterest expense$1,353,0002,954
Pre-tax net operating income$1,852,0002,752
Securities gains (losses)$03,160
Applicable income taxes$760,0001,669
Income before extraordinary items$1,092,0003,355
Extraordinary gains, net$05
Net income$1,092,0003,353
Minority interest net income$071
Net income of bank and minority interests.$1,092,0003,355
Net charge-offs$-1,0004,445
Cash dividends$650,0002,117
Sale, conversion, retirement of capital stock, net$69,000473
Net operating income$1,092,0003,291
2016-06-30 (YTD Data)Rank
Total interest income$3,830,0002,951
Total interest expense$468,0002,543
Net interest income$3,362,0002,995
Provision for loan and lease losses$04,017
Total noninterest income$395,0003,418
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$76,0003,990
Trading account gains and fees$0157
Additional Noninterest Income$319,0002,942
Total noninterest expense$2,585,0003,143
Salaries and employee benefits$1,369,0003,233
Premises and equipment expense$297,0003,066
Additional noninterest expense$919,0002,924
Pre-tax net operating income$1,172,0002,794
Securities gains (losses)$02,835
Applicable income taxes$481,0001,697
Income before extraordinary items$691,0003,440
Extraordinary gains, net$016
Net income$691,0003,436
Minority interest net income$071
Net income of bank and minority interests.$691,0003,438
Net charge-offs$03,689
Cash dividends$150,0003,022
Sale, conversion, retirement of capital stock, net$46,000453
Net operating income$691,0003,386
2016-03-31 (YTD Data)Rank
Total interest income$1,869,0003,012
Total interest expense$236,0002,531
Net interest income$1,633,0003,052
Provision for loan and lease losses$03,656
Total noninterest income$126,0004,096
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$36,0004,066
Trading account gains and fees$0142
Additional Noninterest Income$90,0003,704
Total noninterest expense$1,309,0003,134
Salaries and employee benefits$701,0003,206
Premises and equipment expense$141,0003,202
Additional noninterest expense$467,0002,892
Pre-tax net operating income$450,0003,207
Securities gains (losses)$02,077
Applicable income taxes$184,0001,920
Income before extraordinary items$266,0003,820
Extraordinary gains, net$012
Net income$266,0003,817
Minority interest net income$062
Net income of bank and minority interests.$266,0003,818
Net charge-offs$03,094
Cash dividends$75,0002,512
Sale, conversion, retirement of capital stock, net$23,000422
Net operating income$266,0003,766
2015-12-31 (YTD Data)Rank
Total interest income$7,207,0003,047
Total interest expense$764,0002,906
Net interest income$6,443,0003,048
Provision for loan and lease losses$04,380
Total noninterest income$940,0003,174
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$137,0004,270
Trading account gains and fees$0159
Additional Noninterest Income$803,0002,650
Total noninterest expense$5,379,0003,067
Salaries and employee benefits$2,904,0003,087
Premises and equipment expense$561,0003,247
Additional noninterest expense$1,914,0002,877
Pre-tax net operating income$2,004,0003,014
Securities gains (losses)$03,216
Applicable income taxes$824,0001,771
Income before extraordinary items$1,180,0003,657
Extraordinary gains, net$023
Net income$1,180,0003,656
Minority interest net income$081
Net income of bank and minority interests.$1,180,0003,658
Net charge-offs$-15,0005,278
Cash dividends$30,0004,206
Sale, conversion, retirement of capital stock, net$95,000527
Net operating income$1,180,0003,609
2015-09-30 (YTD Data)Rank
Total interest income$5,345,0003,088
Total interest expense$533,0003,074
Net interest income$4,812,0003,074
Provision for loan and lease losses$04,232
Total noninterest income$918,0002,780
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$104,0004,296
Trading account gains and fees$0153
Additional Noninterest Income$814,0002,290
Total noninterest expense$4,084,0003,077
Salaries and employee benefits$2,200,0003,105
Premises and equipment expense$422,0003,283
Additional noninterest expense$1,462,0002,840
Pre-tax net operating income$1,646,0002,912
Securities gains (losses)$03,031
Applicable income taxes$677,0001,729
Income before extraordinary items$969,0003,555
Extraordinary gains, net$021
Net income$969,0003,553
Minority interest net income$078
Net income of bank and minority interests.$969,0003,554
Net charge-offs$-8,0005,100
Cash dividends$30,0003,719
Sale, conversion, retirement of capital stock, net$72,000497
Net operating income$969,0003,503
2015-06-30 (YTD Data)Rank
Total interest income$3,483,0003,147
Total interest expense$313,0003,368
Net interest income$3,170,0003,093
Provision for loan and lease losses$04,069
Total noninterest income$384,0003,524
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$66,0004,366
Trading account gains and fees$0157
Additional Noninterest Income$318,0002,996
Total noninterest expense$2,654,0003,142
Salaries and employee benefits$1,447,0003,153
Premises and equipment expense$279,0003,314
Additional noninterest expense$928,0002,977
Pre-tax net operating income$900,0003,259
Securities gains (losses)$02,636
Applicable income taxes$370,0001,921
Income before extraordinary items$530,0003,869
Extraordinary gains, net$022
Net income$530,0003,870
Minority interest net income$075
Net income of bank and minority interests.$530,0003,872
Net charge-offs$-7,0005,146
Cash dividends$30,0003,538
Sale, conversion, retirement of capital stock, net$47,000481
Net operating income$530,0003,814
2015-03-31 (YTD Data)Rank
Total interest income$1,682,0003,248
Total interest expense$128,0003,789
Net interest income$1,554,0003,129
Provision for loan and lease losses$03,703
Total noninterest income$185,0003,548
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$28,0004,610
Trading account gains and fees$0152
Additional Noninterest Income$157,0002,957
Total noninterest expense$1,293,0003,206
Salaries and employee benefits$733,0003,142
Premises and equipment expense$140,0003,342
Additional noninterest expense$420,0003,195
Pre-tax net operating income$446,0003,205
Securities gains (losses)$02,027
Applicable income taxes$184,0001,907
Income before extraordinary items$262,0003,879
Extraordinary gains, net$013
Net income$262,0003,882
Minority interest net income$064
Net income of bank and minority interests.$262,0003,883
Net charge-offs$-3,0004,874
Cash dividends$30,0002,694
Sale, conversion, retirement of capital stock, net$24,000455
Net operating income$262,0003,794
2014-12-31 (YTD Data)Rank
Total interest income$6,256,0003,430
Total interest expense$492,0004,043
Net interest income$5,764,0003,341
Provision for loan and lease losses$224,0002,361
Total noninterest income$582,0004,047
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$108,0004,878
Trading account gains and fees$0180
Additional Noninterest Income$474,0003,337
Total noninterest expense$4,925,0003,350
Salaries and employee benefits$2,644,0003,366
Premises and equipment expense$565,0003,362
Additional noninterest expense$1,716,0003,228
Pre-tax net operating income$1,197,0003,852
Securities gains (losses)$101,0001,248
Applicable income taxes$519,0002,162
Income before extraordinary items$779,0004,340
Extraordinary gains, net$017
Net income$779,0004,339
Minority interest net income$084
Net income of bank and minority interests.$779,0004,340
Net charge-offs$18,0004,348
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$280,000384
Net operating income$714,3604,412
2014-09-30 (YTD Data)Rank
Total interest income$4,604,0003,503
Total interest expense$369,0004,108
Net interest income$4,235,0003,413
Provision for loan and lease losses$224,0001,975
Total noninterest income$421,0004,134
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$76,0005,039
Trading account gains and fees$0174
Additional Noninterest Income$345,0003,421
Total noninterest expense$3,659,0003,396
Salaries and employee benefits$1,929,0003,435
Premises and equipment expense$427,0003,393
Additional noninterest expense$1,303,0003,199
Pre-tax net operating income$773,0004,161
Securities gains (losses)$101,000989
Applicable income taxes$349,0002,326
Income before extraordinary items$525,0004,538
Extraordinary gains, net$015
Net income$525,0004,538
Minority interest net income$081
Net income of bank and minority interests.$525,0004,539
Net charge-offs$16,0003,939
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$162,000382
Net operating income$460,3604,675
2014-06-30 (YTD Data)Rank
Total interest income$2,917,0003,622
Total interest expense$244,0004,168
Net interest income$2,673,0003,526
Provision for loan and lease losses$74,0002,650
Total noninterest income$276,0004,175
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$45,0005,223
Trading account gains and fees$0172
Additional Noninterest Income$231,0003,414
Total noninterest expense$2,372,0003,468
Salaries and employee benefits$1,258,0003,498
Premises and equipment expense$278,0003,474
Additional noninterest expense$836,0003,312
Pre-tax net operating income$503,0004,171
Securities gains (losses)$-6,0006,233
Applicable income taxes$197,0002,433
Income before extraordinary items$300,0004,739
Extraordinary gains, net$020
Net income$300,0004,741
Minority interest net income$080
Net income of bank and minority interests.$300,0004,742
Net charge-offs$8,0003,816
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$47,000491
Net operating income$303,8404,665
2014-03-31 (YTD Data)Rank
Total interest income$1,440,0003,672
Total interest expense$121,0004,237
Net interest income$1,319,0003,564
Provision for loan and lease losses$24,0002,875
Total noninterest income$116,0004,402
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$19,0005,404
Trading account gains and fees$0147
Additional Noninterest Income$97,0003,624
Total noninterest expense$1,192,0003,485
Salaries and employee benefits$638,0003,497
Premises and equipment expense$139,0003,518
Additional noninterest expense$415,0003,323
Pre-tax net operating income$219,0004,330
Securities gains (losses)$-6,0006,390
Applicable income taxes$82,0002,528
Income before extraordinary items$131,0004,860
Extraordinary gains, net$016
Net income$131,0004,862
Minority interest net income$066
Net income of bank and minority interests.$131,0004,861
Net charge-offs$8,0002,944
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$26,000434
Net operating income$134,8404,780
2013-12-31 (YTD Data)Rank
Total interest income$5,352,0003,893
Total interest expense$570,0004,179
Net interest income$4,782,0003,803
Provision for loan and lease losses$35,0004,474
Total noninterest income$589,0004,152
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$109,0005,130
Trading account gains and fees$0184
Additional Noninterest Income$480,0003,413
Total noninterest expense$4,337,0003,724
Salaries and employee benefits$2,248,0003,814
Premises and equipment expense$530,0003,608
Additional noninterest expense$1,559,0003,557
Pre-tax net operating income$999,0004,091
Securities gains (losses)$86,0001,434
Applicable income taxes$12,0004,260
Income before extraordinary items$1,073,0003,767
Extraordinary gains, net$029
Net income$1,073,0003,771
Minority interest net income$090
Net income of bank and minority interests.$1,073,0003,771
Net charge-offs$96,0003,776
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$174,000457
Net operating income$987,8603,876
2013-09-30 (YTD Data)Rank
Total interest income$3,981,0003,954
Total interest expense$436,0004,232
Net interest income$3,545,0003,859
Provision for loan and lease losses$35,0004,223
Total noninterest income$435,0004,245
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$87,0005,070
Trading account gains and fees$0180
Additional Noninterest Income$348,0003,526
Total noninterest expense$3,214,0003,777
Salaries and employee benefits$1,643,0003,872
Premises and equipment expense$391,0003,666
Additional noninterest expense$1,180,0003,541
Pre-tax net operating income$731,0004,196
Securities gains (losses)$86,0001,321
Applicable income taxes$04,713
Income before extraordinary items$817,0003,778
Extraordinary gains, net$025
Net income$817,0003,781
Minority interest net income$084
Net income of bank and minority interests.$817,0003,781
Net charge-offs$99,0003,264
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$85,000492
Net operating income$731,0003,918
2013-06-30 (YTD Data)Rank
Total interest income$2,665,0003,953
Total interest expense$295,0004,265
Net interest income$2,370,0003,851
Provision for loan and lease losses$85,0003,135
Total noninterest income$287,0004,292
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$60,0004,987
Trading account gains and fees$0157
Additional Noninterest Income$227,0003,591
Total noninterest expense$2,136,0003,800
Salaries and employee benefits$1,108,0003,865
Premises and equipment expense$254,0003,756
Additional noninterest expense$774,0003,582
Pre-tax net operating income$436,0004,350
Securities gains (losses)$86,0001,198
Applicable income taxes$04,679
Income before extraordinary items$522,0003,851
Extraordinary gains, net$022
Net income$522,0003,854
Minority interest net income$082
Net income of bank and minority interests.$522,0003,855
Net charge-offs$96,0002,797
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$58,000454
Net operating income$436,0004,068
2013-03-31 (YTD Data)Rank
Total interest income$1,356,0003,944
Total interest expense$149,0004,322
Net interest income$1,207,0003,829
Provision for loan and lease losses$85,0002,275
Total noninterest income$139,0004,314
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$27,0005,148
Trading account gains and fees$0148
Additional Noninterest Income$112,0003,596
Total noninterest expense$1,021,0003,946
Salaries and employee benefits$554,0003,913
Premises and equipment expense$126,0003,789
Additional noninterest expense$341,0003,914
Pre-tax net operating income$240,0004,198
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$240,0003,956
Extraordinary gains, net$010
Net income$240,0003,958
Minority interest net income$076
Net income of bank and minority interests.$240,0003,959
Net charge-offs$134,0001,668
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$29,000415
Net operating income$240,0003,871
2012-12-31 (YTD Data)Rank
Total interest income$5,055,0004,266
Total interest expense$708,0004,382
Net interest income$4,347,0004,194
Provision for loan and lease losses$285,0003,474
Total noninterest income$859,0003,528
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$100,0005,434
Trading account gains and fees$0166
Additional Noninterest Income$759,0002,765
Total noninterest expense$3,806,0004,175
Salaries and employee benefits$2,003,0004,132
Premises and equipment expense$478,0003,910
Additional noninterest expense$1,325,0004,097
Pre-tax net operating income$1,115,0003,847
Securities gains (losses)$03,810
Applicable income taxes$-96,0006,695
Income before extraordinary items$1,211,0003,521
Extraordinary gains, net$029
Net income$1,211,0003,523
Minority interest net income$093
Net income of bank and minority interests.$1,211,0003,524
Net charge-offs$95,0004,470
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$116,000543
Net operating income$1,211,0003,376
2012-09-30 (YTD Data)Rank
Total interest income$3,778,0004,349
Total interest expense$538,0004,474
Net interest income$3,240,0004,274
Provision for loan and lease losses$285,0003,041
Total noninterest income$691,0003,432
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$75,0005,517
Trading account gains and fees$0157
Additional Noninterest Income$616,0002,635
Total noninterest expense$2,832,0004,212
Salaries and employee benefits$1,474,0004,193
Premises and equipment expense$358,0003,980
Additional noninterest expense$1,000,0004,097
Pre-tax net operating income$814,0003,997
Securities gains (losses)$03,575
Applicable income taxes$-72,0006,883
Income before extraordinary items$886,0003,674
Extraordinary gains, net$020
Net income$886,0003,674
Minority interest net income$086
Net income of bank and minority interests.$886,0003,676
Net charge-offs$86,0004,114
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$87,000495
Net operating income$886,0003,516
2012-06-30 (YTD Data)Rank
Total interest income$2,536,0004,368
Total interest expense$359,0004,590
Net interest income$2,177,0004,261
Provision for loan and lease losses$135,0003,493
Total noninterest income$237,0004,625
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$52,0005,459
Trading account gains and fees$0153
Additional Noninterest Income$185,0003,787
Total noninterest expense$1,855,0004,273
Salaries and employee benefits$977,0004,232
Premises and equipment expense$233,0004,056
Additional noninterest expense$645,0004,217
Pre-tax net operating income$424,0004,360
Securities gains (losses)$03,178
Applicable income taxes$-48,0006,939
Income before extraordinary items$472,0004,088
Extraordinary gains, net$019
Net income$472,0004,092
Minority interest net income$084
Net income of bank and minority interests.$472,0004,092
Net charge-offs$80,0003,625
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$56,000476
Net operating income$472,0003,892
2012-03-31 (YTD Data)Rank
Total interest income$1,172,0004,619
Total interest expense$177,0004,720
Net interest income$995,0004,546
Provision for loan and lease losses$05,254
Total noninterest income$115,0004,706
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$23,0005,630
Trading account gains and fees$0148
Additional Noninterest Income$92,0003,831
Total noninterest expense$915,0004,328
Salaries and employee benefits$478,0004,320
Premises and equipment expense$114,0004,109
Additional noninterest expense$323,0004,190
Pre-tax net operating income$195,0004,557
Securities gains (losses)$02,210
Applicable income taxes$-24,0007,044
Income before extraordinary items$219,0004,221
Extraordinary gains, net$019
Net income$219,0004,225
Minority interest net income$078
Net income of bank and minority interests.$219,0004,225
Net charge-offs$24,0003,566
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$29,000424
Net operating income$219,0004,069
2011-12-31 (YTD Data)Rank
Total interest income$4,414,0004,902
Total interest expense$656,0005,342
Net interest income$3,758,0004,706
Provision for loan and lease losses$259,0004,316
Total noninterest income$281,0005,308
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$84,0005,755
Trading account gains and fees$0146
Additional Noninterest Income$197,0004,480
Total noninterest expense$3,583,0004,431
Salaries and employee benefits$1,935,0004,254
Premises and equipment expense$403,0004,550
Additional noninterest expense$1,245,0004,345
Pre-tax net operating income$197,0005,513
Securities gains (losses)$37,0002,774
Applicable income taxes$-469,0007,047
Income before extraordinary items$703,0004,154
Extraordinary gains, net$029
Net income$703,0004,158
Minority interest net income$096
Net income of bank and minority interests.$703,0004,157
Net charge-offs$93,0005,044
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$116,000632
Net operating income$666,0004,104
2011-09-30 (YTD Data)Rank
Total interest income$3,272,0004,979
Total interest expense$489,0005,454
Net interest income$2,783,0004,770
Provision for loan and lease losses$149,0004,527
Total noninterest income$197,0005,499
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$61,0005,818
Trading account gains and fees$0145
Additional Noninterest Income$136,0004,675
Total noninterest expense$2,689,0004,432
Salaries and employee benefits$1,469,0004,231
Premises and equipment expense$294,0004,662
Additional noninterest expense$926,0004,376
Pre-tax net operating income$142,0005,661
Securities gains (losses)$37,0002,520
Applicable income taxes$-316,0007,146
Income before extraordinary items$495,0004,338
Extraordinary gains, net$021
Net income$495,0004,340
Minority interest net income$087
Net income of bank and minority interests.$495,0004,340
Net charge-offs$73,0004,697
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$87,000588
Net operating income$458,0004,331
2011-06-30 (YTD Data)Rank
Total interest income$2,147,0005,067
Total interest expense$328,0005,566
Net interest income$1,819,0004,840
Provision for loan and lease losses$89,0004,571
Total noninterest income$124,0005,595
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$38,0005,893
Trading account gains and fees$0153
Additional Noninterest Income$86,0004,772
Total noninterest expense$1,819,0004,428
Salaries and employee benefits$1,024,0004,146
Premises and equipment expense$186,0004,826
Additional noninterest expense$609,0004,486
Pre-tax net operating income$35,0006,014
Securities gains (losses)$02,914
Applicable income taxes$-283,0007,259
Income before extraordinary items$318,0004,356
Extraordinary gains, net$015
Net income$318,0004,355
Minority interest net income$089
Net income of bank and minority interests.$318,0004,357
Net charge-offs$53,0004,400
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$58,000514
Net operating income$318,0004,277
2011-03-31 (YTD Data)Rank
Total interest income$1,058,0005,125
Total interest expense$162,0005,691
Net interest income$896,0004,874
Provision for loan and lease losses$28,0004,792
Total noninterest income$63,0005,642
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$18,0005,934
Trading account gains and fees$0158
Additional Noninterest Income$45,0004,825
Total noninterest expense$801,0004,780
Salaries and employee benefits$396,0004,891
Premises and equipment expense$90,0004,962
Additional noninterest expense$315,0004,391
Pre-tax net operating income$130,0004,823
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$130,0004,661
Extraordinary gains, net$09
Net income$130,0004,660
Minority interest net income$086
Net income of bank and minority interests.$130,0004,661
Net charge-offs$33,0003,690
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$29,000469
Net operating income$130,0004,605
2010-12-31 (YTD Data)Rank
Total interest income$3,893,0005,464
Total interest expense$760,0005,812
Net interest income$3,133,0005,248
Provision for loan and lease losses$461,0004,261
Total noninterest income$200,0005,950
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$86,0005,684
Trading account gains and fees$0175
Additional Noninterest Income$114,0005,286
Total noninterest expense$2,802,0005,215
Salaries and employee benefits$1,392,0005,268
Premises and equipment expense$287,0005,513
Additional noninterest expense$1,123,0004,782
Pre-tax net operating income$70,0005,563
Securities gains (losses)$254,0001,402
Applicable income taxes$1,0004,548
Income before extraordinary items$323,0004,869
Extraordinary gains, net$029
Net income$323,0004,872
Minority interest net income$0111
Net income of bank and minority interests.$323,0004,872
Net charge-offs$200,0004,770
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$107,000771
Net operating income$69,0005,582
2010-09-30 (YTD Data)Rank
Total interest income$2,852,0005,615
Total interest expense$587,0005,900
Net interest income$2,265,0005,403
Provision for loan and lease losses$301,0004,310
Total noninterest income$157,0006,009
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$69,0005,672
Trading account gains and fees$0165
Additional Noninterest Income$88,0005,365
Total noninterest expense$2,079,0005,256
Salaries and employee benefits$1,027,0005,352
Premises and equipment expense$212,0005,616
Additional noninterest expense$840,0004,786
Pre-tax net operating income$42,0005,827
Securities gains (losses)$157,0001,564
Applicable income taxes$1,0004,603
Income before extraordinary items$198,0005,301
Extraordinary gains, net$023
Net income$198,0005,303
Minority interest net income$0110
Net income of bank and minority interests.$198,0005,304
Net charge-offs$166,0004,406
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$78,000720
Net operating income$42,5705,844
2010-06-30 (YTD Data)Rank
Total interest income$1,873,0005,710
Total interest expense$406,0005,921
Net interest income$1,467,0005,498
Provision for loan and lease losses$96,0005,209
Total noninterest income$104,0006,013
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$48,0005,647
Trading account gains and fees$0152
Additional Noninterest Income$56,0005,457
Total noninterest expense$1,367,0005,314
Salaries and employee benefits$666,0005,464
Premises and equipment expense$134,0005,746
Additional noninterest expense$567,0004,749
Pre-tax net operating income$108,0005,453
Securities gains (losses)$03,184
Applicable income taxes$1,0004,552
Income before extraordinary items$107,0005,497
Extraordinary gains, net$019
Net income$107,0005,500
Minority interest net income$0105
Net income of bank and minority interests.$107,0005,499
Net charge-offs$76,0004,521
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$51,000659
Net operating income$107,0005,372
2010-03-31 (YTD Data)Rank
Total interest income$944,0005,753
Total interest expense$207,0006,001
Net interest income$737,0005,523
Provision for loan and lease losses$47,0004,915
Total noninterest income$47,0006,211
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$26,0005,562
Trading account gains and fees$0175
Additional Noninterest Income$21,0005,888
Total noninterest expense$690,0005,343
Salaries and employee benefits$363,0005,249
Premises and equipment expense$67,0005,829
Additional noninterest expense$260,0005,002
Pre-tax net operating income$47,0005,691
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$47,0005,743
Extraordinary gains, net$016
Net income$47,0005,744
Minority interest net income$091
Net income of bank and minority interests.$47,0005,743
Net charge-offs$65,0003,502
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$25,000610
Net operating income$47,0005,643
2009-12-31 (YTD Data)Rank
Total interest income$3,687,0005,899
Total interest expense$940,0006,147
Net interest income$2,747,0005,609
Provision for loan and lease losses$225,0005,638
Total noninterest income$280,0005,716
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$88,0005,919
Trading account gains and fees$0211
Additional Noninterest Income$192,0004,698
Total noninterest expense$2,726,0005,446
Salaries and employee benefits$1,369,0005,456
Premises and equipment expense$302,0005,627
Additional noninterest expense$1,055,0005,100
Pre-tax net operating income$76,0005,165
Securities gains (losses)$03,754
Applicable income taxes$1,0004,275
Income before extraordinary items$75,0005,257
Extraordinary gains, net$034
Net income$75,0005,256
Minority interest net income$0115
Net income of bank and minority interests.$75,0005,256
Net charge-offs$172,0005,172
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$93,000917
Net operating income$75,0005,191
2009-09-30 (YTD Data)Rank
Total interest income$2,732,0006,004
Total interest expense$711,0006,266
Net interest income$2,021,0005,670
Provision for loan and lease losses$160,0005,436
Total noninterest income$202,0005,859
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$65,0005,987
Trading account gains and fees$0212
Additional Noninterest Income$137,0004,928
Total noninterest expense$2,051,0005,441
Salaries and employee benefits$1,032,0005,483
Premises and equipment expense$233,0005,622
Additional noninterest expense$786,0005,111
Pre-tax net operating income$12,0005,629
Securities gains (losses)$03,497
Applicable income taxes$1,0004,465
Income before extraordinary items$11,0005,730
Extraordinary gains, net$027
Net income$11,0005,730
Minority interest net income$0118
Net income of bank and minority interests.$11,0005,730
Net charge-offs$149,0004,617
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$76,000830
Net operating income$11,0005,674
2009-06-30 (YTD Data)Rank
Total interest income$1,775,0006,110
Total interest expense$481,0006,358
Net interest income$1,294,0005,785
Provision for loan and lease losses$80,0005,568
Total noninterest income$82,0006,655
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$42,0006,029
Trading account gains and fees$0193
Additional Noninterest Income$40,0006,090
Total noninterest expense$1,358,0005,517
Salaries and employee benefits$678,0005,596
Premises and equipment expense$154,0005,692
Additional noninterest expense$526,0005,101
Pre-tax net operating income$-62,0006,002
Securities gains (losses)$03,136
Applicable income taxes$1,0004,523
Income before extraordinary items$-63,0006,103
Extraordinary gains, net$021
Net income$-63,0006,102
Minority interest net income$0112
Net income of bank and minority interests.$-63,0006,102
Net charge-offs$100,0004,241
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$51,000804
Net operating income$-63,0006,056
2009-03-31 (YTD Data)Rank
Total interest income$855,0006,243
Total interest expense$240,0006,471
Net interest income$615,0005,926
Provision for loan and lease losses$43,0005,118
Total noninterest income$33,0006,915
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$20,0006,060
Trading account gains and fees$0171
Additional Noninterest Income$13,0006,619
Total noninterest expense$646,0005,609
Salaries and employee benefits$324,0005,773
Premises and equipment expense$77,0005,736
Additional noninterest expense$245,0005,000
Pre-tax net operating income$-41,0006,466
Securities gains (losses)$02,434
Applicable income taxes$1,0004,679
Income before extraordinary items$-42,0006,619
Extraordinary gains, net$015
Net income$-42,0006,620
Minority interest net income$0102
Net income of bank and minority interests.$-42,0006,620
Net charge-offs$55,0003,454
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$26,000685
Net operating income$-42,0006,504
2008-12-31 (YTD Data)Rank
Total interest income$3,030,0006,600
Total interest expense$861,0007,021
Net interest income$2,169,0006,243
Provision for loan and lease losses$688,0003,277
Total noninterest income$173,0006,688
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$93,0005,996
Trading account gains and fees$0154
Additional Noninterest Income$80,0006,222
Total noninterest expense$2,980,0005,130
Salaries and employee benefits$1,774,0004,838
Premises and equipment expense$302,0005,779
Additional noninterest expense$904,0005,132
Pre-tax net operating income$-1,326,0007,152
Securities gains (losses)$03,220
Applicable income taxes$1,0004,863
Income before extraordinary items$-1,327,0007,142
Extraordinary gains, net$-6,0008,266
Net income$-1,333,0007,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,0003,859
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$174,000806
Net operating income$-1,327,0007,253
2008-09-30 (YTD Data)Rank
Total interest income$2,186,0006,747
Total interest expense$613,0007,213
Net interest income$1,573,0006,363
Provision for loan and lease losses$293,0003,598
Total noninterest income$131,0006,776
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$68,0006,072
Trading account gains and fees$0148
Additional Noninterest Income$63,0006,297
Total noninterest expense$2,170,0005,221
Salaries and employee benefits$1,306,0004,902
Premises and equipment expense$226,0005,795
Additional noninterest expense$638,0005,246
Pre-tax net operating income$-759,0007,409
Securities gains (losses)$03,106
Applicable income taxes$1,0005,240
Income before extraordinary items$-760,0007,380
Extraordinary gains, net$031
Net income$-760,0007,378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0003,956
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$136,000689
Net operating income$-760,0007,500
2008-06-30 (YTD Data)Rank
Total interest income$1,389,0006,907
Total interest expense$389,0007,408
Net interest income$1,000,0006,478
Provision for loan and lease losses$196,0003,194
Total noninterest income$70,0007,132
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$54,0005,837
Trading account gains and fees$0149
Additional Noninterest Income$16,0007,379
Total noninterest expense$1,414,0005,311
Salaries and employee benefits$863,0004,970
Premises and equipment expense$145,0005,915
Additional noninterest expense$406,0005,374
Pre-tax net operating income$-540,0007,637
Securities gains (losses)$03,233
Applicable income taxes$1,0005,487
Income before extraordinary items$-541,0007,725
Extraordinary gains, net$021
Net income$-541,0007,724
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0004,260
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$90,000614
Net operating income$-541,0007,705
2008-03-31 (YTD Data)Rank
Total interest income$678,0007,038
Total interest expense$208,0007,423
Net interest income$470,0006,642
Provision for loan and lease losses$88,0002,951
Total noninterest income$33,0007,206
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$25,0005,933
Trading account gains and fees$0158
Additional Noninterest Income$8,0007,392
Total noninterest expense$705,0005,345
Salaries and employee benefits$428,0005,039
Premises and equipment expense$70,0006,040
Additional noninterest expense$207,0005,273
Pre-tax net operating income$-290,0007,898
Securities gains (losses)$02,688
Applicable income taxes$1,0005,476
Income before extraordinary items$-291,0007,968
Extraordinary gains, net$015
Net income$-291,0007,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,249
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$46,000488
Net operating income$-291,0007,944
2007-12-31 (YTD Data)Rank
Total interest income$1,887,0007,641
Total interest expense$598,0007,807
Net interest income$1,289,0007,387
Provision for loan and lease losses$323,0003,060
Total noninterest income$77,0007,779
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$47,0006,798
Trading account gains and fees$0178
Additional Noninterest Income$30,0007,542
Total noninterest expense$2,706,0005,343
Salaries and employee benefits$1,547,0005,215
Premises and equipment expense$238,0006,364
Additional noninterest expense$921,0004,903
Pre-tax net operating income$-1,663,0008,229
Securities gains (losses)$02,146
Applicable income taxes$1,0005,973
Income before extraordinary items$-1,664,0008,270
Extraordinary gains, net$039
Net income$-1,664,0008,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$182,000779
Net operating income$-1,664,0008,260
2007-09-30 (YTD Data)Rank
Total interest income$1,283,0007,814
Total interest expense$391,0007,971
Net interest income$892,0007,571
Provision for loan and lease losses$173,0003,280
Total noninterest income$43,0008,018
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,525
Trading account gains and fees$0184
Additional Noninterest Income$43,0006,975
Total noninterest expense$2,022,0005,325
Salaries and employee benefits$1,139,0005,258
Premises and equipment expense$08,525
Additional noninterest expense$883,0004,074
Pre-tax net operating income$-1,260,0008,343
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$-1,260,0008,376
Extraordinary gains, net$033
Net income$-1,260,0008,373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$136,000694
Net operating income$-1,260,0008,367
2007-06-30 (YTD Data)Rank
Total interest income$750,0008,010
Total interest expense$208,0008,178
Net interest income$542,0007,747
Provision for loan and lease losses$65,0003,914
Total noninterest income$19,0008,224
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$07,560
Trading account gains and fees$0168
Additional Noninterest Income$19,0007,424
Total noninterest expense$1,205,0005,715
Salaries and employee benefits$686,0005,617
Premises and equipment expense$94,0006,873
Additional noninterest expense$425,0005,085
Pre-tax net operating income$-709,0008,379
Securities gains (losses)$01,444
Applicable income taxes$1,0006,141
Income before extraordinary items$-710,0008,414
Extraordinary gains, net$029
Net income$-710,0008,412
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$91,000622
Net operating income$-710,0008,403
2007-03-31 (YTD Data)Rank
Total interest income$310,0008,231
Total interest expense$67,0008,390
Net interest income$243,0007,957
Provision for loan and lease losses$15,0004,592
Total noninterest income$8,0008,315
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$07,573
Trading account gains and fees$0195
Additional Noninterest Income$8,0007,599
Total noninterest expense$542,0006,061
Salaries and employee benefits$307,0005,969
Premises and equipment expense$46,0006,946
Additional noninterest expense$189,0005,451
Pre-tax net operating income$-306,0008,419
Securities gains (losses)$01,187
Applicable income taxes$1,0006,046
Income before extraordinary items$-307,0008,445
Extraordinary gains, net$022
Net income$-307,0008,443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$45,000510
Net operating income$-307,0008,434
2006-12-31 (YTD Data)Rank
Total interest income$155,0008,644
Total interest expense$19,0008,621
Net interest income$136,0008,634
Provision for loan and lease losses$17,0006,393
Total noninterest income$1,0008,586
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$07,634
Trading account gains and fees$0130
Additional Noninterest Income$1,0008,495
Total noninterest expense$875,0007,902
Salaries and employee benefits$215,0008,532
Premises and equipment expense$21,0008,580
Additional noninterest expense$639,0005,887
Pre-tax net operating income$-755,0008,357
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-755,0008,395
Extraordinary gains, net$051
Net income$-755,0008,395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$11,974,000180
Net operating income$-755,0008,380

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.