Home > Cornerstone Community Bank > Assets and Liabilities
Cornerstone Community Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 15 | 8,534 |
| Assets and Liabilities | ||
| Total Assets: | $28,298,000 | 9,383 |
| Cash and due from depository institutions | $2,511,000 | 8,534 |
| Interest-bearing balances | $1,165,000 | 2,198 |
| Securities | $6,204,000 | 9,297 |
| Federal funds sold & reverse repurchase agreements | $2,300,000 | 4,494 |
| Net loans & leases | $15,913,000 | 9,146 |
| Loan loss allowance | $201,000 | 9,128 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $949,000 | 6,180 |
| Other real estate owned | $0 | 8,534 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $421,000 | 9,372 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,298,000 | 9,383 |
| Total liabilities | $22,922,000 | 9,638 |
| Total deposits | $22,779,000 | 9,535 |
| Interest-bearing deposits | $21,131,000 | 9,267 |
| Deposits held in domestic offices | $22,779,000 | 9,533 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $143,000 | 10,044 |
| Total equity capital | $5,376,000 | 6,917 |
| Total bank equity capital | $5,376,000 | 6,917 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $590,000 | 4,895 |
| Surplus | $5,311,000 | 2,697 |
| Undivided profits | $-525,000 | 11,134 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $167,000 | 9,029 |
| Earning assets | $25,582,000 | 9,387 |
| Long-term assets (5+ years) | $484,000 | 9,315 |
| Average Assets, year-to-date | $17,901,750 | 10,434 |
| Average Assets, quarterly | $24,407,000 | 9,758 |
| Volatile liabilities | $6,355,000 | 6,345 |
| Insider loans | $130,000 | 8,437 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,833,000 | 5,762 |
| Tier 1 (core) risk-based capital | $5,387,000 | 6,817 |
| Tier 2 risk-based capital | $201,000 | 8,614 |
| Total risk weighted assets | $19,118,700 | 8,806 |
| Total unused commitments | $3,833,000 | 5,774 |
| Derivatives | $0 | 549 |