Home > Cornerstone Community Bank > Income and Expense
Cornerstone Community Bank, Income and Expense
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,259,000 | 3,032 |
| Total interest expense | $461,000 | 3,874 |
| Net interest income | $6,798,000 | 2,927 |
| Provision for loan and lease losses | $565,000 | 1,233 |
| Total noninterest income | $773,000 | 3,486 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $196,000 | 3,739 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $577,000 | 3,090 |
| Total noninterest expense | $4,344,000 | 3,530 |
| Salaries and employee benefits | $2,270,000 | 3,648 |
| Premises and equipment expense | $449,000 | 3,679 |
| Additional noninterest expense | $1,625,000 | 3,239 |
| Pre-tax net operating income | $2,662,000 | 2,523 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,030,000 | 1,571 |
| Income before extraordinary items | $1,632,000 | 3,081 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,632,000 | 3,082 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,632,000 | 3,083 |
| Net charge-offs | $5,000 | 4,193 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,632,000 | 3,040 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,841,000 | 5,181 |
| Total interest expense | $108,000 | 5,563 |
| Net interest income | $1,733,000 | 5,089 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $96,000 | 5,623 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $47,000 | 5,263 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $49,000 | 5,433 |
| Total noninterest expense | $1,132,000 | 5,478 |
| Salaries and employee benefits | $604,000 | 5,494 |
| Premises and equipment expense | $104,000 | 5,543 |
| Additional noninterest expense | $424,000 | 5,296 |
| Pre-tax net operating income | $697,000 | 4,296 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $266,000 | 2,589 |
| Income before extraordinary items | $431,000 | 4,754 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $431,000 | 4,757 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $431,000 | 4,758 |
| Net charge-offs | $-15,000 | 5,271 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $431,000 | 4,700 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $9,133,000 | 1,387 |
| Total interest expense | $1,199,000 | 1,175 |
| Net interest income | $7,934,000 | 1,418 |
| Provision for loan and lease losses | $262,000 | 1,249 |
| Total noninterest income | $321,000 | 3,819 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $300,000 | 1,836 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $21,000 | 5,708 |
| Total noninterest expense | $6,091,000 | 1,602 |
| Salaries and employee benefits | $3,387,000 | 1,572 |
| Premises and equipment expense | $602,000 | 1,911 |
| Additional noninterest expense | $2,102,000 | 1,469 |
| Pre-tax net operating income | $1,902,000 | 1,958 |
| Securities gains (losses) | $113,000 | 792 |
| Applicable income taxes | $771,000 | 1,254 |
| Income before extraordinary items | $1,244,000 | 2,384 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,244,000 | 2,386 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,244,000 | 2,386 |
| Net charge-offs | $178,000 | 1,266 |
| Cash dividends | $1,140,000 | 1,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,171,680 | 2,421 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,550,000 | 1,386 |
| Total interest expense | $593,000 | 1,187 |
| Net interest income | $3,957,000 | 1,418 |
| Provision for loan and lease losses | $350,000 | 557 |
| Total noninterest income | $441,000 | 2,277 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $148,000 | 1,845 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $293,000 | 2,159 |
| Total noninterest expense | $2,929,000 | 1,664 |
| Salaries and employee benefits | $1,684,000 | 1,593 |
| Premises and equipment expense | $287,000 | 2,008 |
| Additional noninterest expense | $958,000 | 1,586 |
| Pre-tax net operating income | $1,119,000 | 1,687 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $428,000 | 1,135 |
| Income before extraordinary items | $691,000 | 2,158 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $691,000 | 2,159 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $691,000 | 2,159 |
| Net charge-offs | $188,000 | 766 |
| Cash dividends | $395,000 | 1,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $691,000 | 2,092 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $18,137,000 | 1,395 |
| Total interest expense | $2,770,000 | 1,071 |
| Net interest income | $15,367,000 | 1,442 |
| Provision for loan and lease losses | $515,000 | 1,437 |
| Total noninterest income | $208,000 | 5,389 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $538,000 | 2,166 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-330,000 | 6,453 |
| Total noninterest expense | $12,612,000 | 1,512 |
| Salaries and employee benefits | $7,005,000 | 1,490 |
| Premises and equipment expense | $1,230,000 | 1,878 |
| Additional noninterest expense | $4,377,000 | 1,451 |
| Pre-tax net operating income | $2,448,000 | 2,619 |
| Securities gains (losses) | $700,000 | 294 |
| Applicable income taxes | $1,205,000 | 1,356 |
| Income before extraordinary items | $1,943,000 | 2,751 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,943,000 | 2,749 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,943,000 | 2,751 |
| Net charge-offs | $223,000 | 2,343 |
| Cash dividends | $790,000 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,495,000 | 3,199 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $13,617,000 | 1,399 |
| Total interest expense | $2,119,000 | 1,067 |
| Net interest income | $11,498,000 | 1,453 |
| Provision for loan and lease losses | $515,000 | 1,115 |
| Total noninterest income | $222,000 | 5,060 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $387,000 | 2,247 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-165,000 | 6,518 |
| Total noninterest expense | $9,223,000 | 1,554 |
| Salaries and employee benefits | $4,942,000 | 1,576 |
| Premises and equipment expense | $948,000 | 1,842 |
| Additional noninterest expense | $3,333,000 | 1,427 |
| Pre-tax net operating income | $1,982,000 | 2,523 |
| Securities gains (losses) | $572,000 | 264 |
| Applicable income taxes | $978,000 | 1,328 |
| Income before extraordinary items | $1,576,000 | 2,642 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,576,000 | 2,642 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,576,000 | 2,642 |
| Net charge-offs | $244,000 | 1,787 |
| Cash dividends | $395,000 | 2,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,209,920 | 3,086 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $9,113,000 | 1,387 |
| Total interest expense | $1,428,000 | 1,056 |
| Net interest income | $7,685,000 | 1,441 |
| Provision for loan and lease losses | $515,000 | 828 |
| Total noninterest income | $271,000 | 4,208 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $253,000 | 2,246 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $18,000 | 5,995 |
| Total noninterest expense | $6,091,000 | 1,569 |
| Salaries and employee benefits | $3,290,000 | 1,578 |
| Premises and equipment expense | $633,000 | 1,858 |
| Additional noninterest expense | $2,168,000 | 1,456 |
| Pre-tax net operating income | $1,350,000 | 2,433 |
| Securities gains (losses) | $402,000 | 282 |
| Applicable income taxes | $672,000 | 1,287 |
| Income before extraordinary items | $1,080,000 | 2,499 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,080,000 | 2,502 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,080,000 | 2,503 |
| Net charge-offs | $388,000 | 1,062 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $822,720 | 2,975 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,533,000 | 1,398 |
| Total interest expense | $714,000 | 1,065 |
| Net interest income | $3,819,000 | 1,443 |
| Provision for loan and lease losses | $165,000 | 1,131 |
| Total noninterest income | $160,000 | 3,884 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $118,000 | 2,341 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $42,000 | 4,773 |
| Total noninterest expense | $2,998,000 | 1,608 |
| Salaries and employee benefits | $1,615,000 | 1,612 |
| Premises and equipment expense | $309,000 | 1,930 |
| Additional noninterest expense | $1,074,000 | 1,459 |
| Pre-tax net operating income | $816,000 | 2,068 |
| Securities gains (losses) | $102,000 | 435 |
| Applicable income taxes | $351,000 | 1,193 |
| Income before extraordinary items | $567,000 | 2,360 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $567,000 | 2,361 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $567,000 | 2,362 |
| Net charge-offs | $357,000 | 639 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $501,720 | 2,516 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $18,452,000 | 1,379 |
| Total interest expense | $3,473,000 | 972 |
| Net interest income | $14,979,000 | 1,454 |
| Provision for loan and lease losses | $300,000 | 2,425 |
| Total noninterest income | $651,000 | 4,000 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $478,000 | 2,475 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $173,000 | 4,798 |
| Total noninterest expense | $12,924,000 | 1,506 |
| Salaries and employee benefits | $6,509,000 | 1,588 |
| Premises and equipment expense | $1,335,000 | 1,756 |
| Additional noninterest expense | $5,080,000 | 1,320 |
| Pre-tax net operating income | $2,406,000 | 2,526 |
| Securities gains (losses) | $652,000 | 348 |
| Applicable income taxes | $1,171,000 | 1,327 |
| Income before extraordinary items | $1,887,000 | 2,723 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,887,000 | 2,726 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,887,000 | 2,726 |
| Net charge-offs | $3,238,000 | 510 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,469,720 | 3,138 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $13,939,000 | 1,376 |
| Total interest expense | $2,709,000 | 979 |
| Net interest income | $11,230,000 | 1,454 |
| Provision for loan and lease losses | $300,000 | 2,060 |
| Total noninterest income | $752,000 | 3,244 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $351,000 | 2,534 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $401,000 | 3,334 |
| Total noninterest expense | $9,765,000 | 1,498 |
| Salaries and employee benefits | $4,812,000 | 1,622 |
| Premises and equipment expense | $1,011,000 | 1,754 |
| Additional noninterest expense | $3,942,000 | 1,276 |
| Pre-tax net operating income | $1,917,000 | 2,501 |
| Securities gains (losses) | $425,000 | 469 |
| Applicable income taxes | $897,000 | 1,345 |
| Income before extraordinary items | $1,445,000 | 2,731 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,445,000 | 2,735 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,445,000 | 2,735 |
| Net charge-offs | $3,282,000 | 395 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,173,000 | 3,047 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,179,000 | 1,386 |
| Total interest expense | $1,850,000 | 984 |
| Net interest income | $7,329,000 | 1,469 |
| Provision for loan and lease losses | $300,000 | 1,629 |
| Total noninterest income | $490,000 | 3,333 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $221,000 | 2,601 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $269,000 | 3,363 |
| Total noninterest expense | $6,303,000 | 1,534 |
| Salaries and employee benefits | $3,141,000 | 1,653 |
| Premises and equipment expense | $677,000 | 1,736 |
| Additional noninterest expense | $2,485,000 | 1,332 |
| Pre-tax net operating income | $1,216,000 | 2,574 |
| Securities gains (losses) | $425,000 | 426 |
| Applicable income taxes | $628,000 | 1,299 |
| Income before extraordinary items | $1,013,000 | 2,621 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,013,000 | 2,626 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,013,000 | 2,626 |
| Net charge-offs | $1,346,000 | 624 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $741,000 | 3,114 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,604,000 | 1,381 |
| Total interest expense | $937,000 | 998 |
| Net interest income | $3,667,000 | 1,465 |
| Provision for loan and lease losses | $300,000 | 980 |
| Total noninterest income | $583,000 | 1,995 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $107,000 | 2,659 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $476,000 | 1,630 |
| Total noninterest expense | $3,141,000 | 1,551 |
| Salaries and employee benefits | $1,590,000 | 1,656 |
| Premises and equipment expense | $338,000 | 1,766 |
| Additional noninterest expense | $1,213,000 | 1,348 |
| Pre-tax net operating income | $809,000 | 2,019 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $310,000 | 1,290 |
| Income before extraordinary items | $499,000 | 2,596 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $499,000 | 2,599 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $499,000 | 2,598 |
| Net charge-offs | $772,000 | 571 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $499,000 | 2,510 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $19,354,000 | 1,379 |
| Total interest expense | $4,615,000 | 986 |
| Net interest income | $14,739,000 | 1,485 |
| Provision for loan and lease losses | $430,000 | 2,932 |
| Total noninterest income | $1,222,000 | 2,931 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $474,000 | 2,601 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $748,000 | 2,793 |
| Total noninterest expense | $12,944,000 | 1,508 |
| Salaries and employee benefits | $6,244,000 | 1,620 |
| Premises and equipment expense | $1,447,000 | 1,624 |
| Additional noninterest expense | $5,253,000 | 1,296 |
| Pre-tax net operating income | $2,587,000 | 2,346 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $811,000 | 1,676 |
| Income before extraordinary items | $1,776,000 | 2,818 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,776,000 | 2,821 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,776,000 | 2,820 |
| Net charge-offs | $1,687,000 | 1,311 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,776,000 | 2,691 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $14,178,000 | 1,433 |
| Total interest expense | $3,568,000 | 996 |
| Net interest income | $10,610,000 | 1,572 |
| Provision for loan and lease losses | $100,000 | 4,329 |
| Total noninterest income | $770,000 | 3,226 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $355,000 | 2,628 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $415,000 | 3,218 |
| Total noninterest expense | $9,379,000 | 1,558 |
| Salaries and employee benefits | $4,651,000 | 1,626 |
| Premises and equipment expense | $1,038,000 | 1,710 |
| Additional noninterest expense | $3,690,000 | 1,377 |
| Pre-tax net operating income | $1,901,000 | 2,447 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $593,000 | 1,765 |
| Income before extraordinary items | $1,308,000 | 2,902 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,308,000 | 2,902 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,308,000 | 2,901 |
| Net charge-offs | $2,218,000 | 860 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,308,000 | 2,763 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,443,000 | 1,450 |
| Total interest expense | $2,433,000 | 1,009 |
| Net interest income | $7,010,000 | 1,584 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $422,000 | 3,556 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $238,000 | 2,594 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $184,000 | 3,792 |
| Total noninterest expense | $6,170,000 | 1,575 |
| Salaries and employee benefits | $3,109,000 | 1,622 |
| Premises and equipment expense | $684,000 | 1,723 |
| Additional noninterest expense | $2,377,000 | 1,436 |
| Pre-tax net operating income | $1,262,000 | 2,419 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $393,000 | 1,730 |
| Income before extraordinary items | $869,000 | 2,865 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $869,000 | 2,866 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $869,000 | 2,866 |
| Net charge-offs | $1,369,000 | 917 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $869,000 | 2,724 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,625,000 | 1,489 |
| Total interest expense | $1,261,000 | 1,007 |
| Net interest income | $3,364,000 | 1,654 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $330,000 | 2,793 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $122,000 | 2,515 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $208,000 | 2,594 |
| Total noninterest expense | $3,053,000 | 1,591 |
| Salaries and employee benefits | $1,567,000 | 1,614 |
| Premises and equipment expense | $336,000 | 1,760 |
| Additional noninterest expense | $1,150,000 | 1,464 |
| Pre-tax net operating income | $641,000 | 2,412 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $201,000 | 1,720 |
| Income before extraordinary items | $440,000 | 2,883 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $440,000 | 2,886 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $440,000 | 2,887 |
| Net charge-offs | $1,374,000 | 543 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $440,000 | 2,730 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $20,493,000 | 1,391 |
| Total interest expense | $6,143,000 | 994 |
| Net interest income | $14,350,000 | 1,553 |
| Provision for loan and lease losses | $445,000 | 3,615 |
| Total noninterest income | $307,000 | 5,169 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $539,000 | 2,425 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-232,000 | 6,978 |
| Total noninterest expense | $12,522,000 | 1,559 |
| Salaries and employee benefits | $6,017,000 | 1,632 |
| Premises and equipment expense | $1,431,000 | 1,731 |
| Additional noninterest expense | $5,074,000 | 1,364 |
| Pre-tax net operating income | $1,690,000 | 2,822 |
| Securities gains (losses) | $107,000 | 2,012 |
| Applicable income taxes | $410,000 | 2,228 |
| Income before extraordinary items | $1,387,000 | 2,944 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,387,000 | 2,946 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,387,000 | 2,946 |
| Net charge-offs | $2,179,000 | 1,478 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,304,610 | 2,950 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $15,493,000 | 1,404 |
| Total interest expense | $4,776,000 | 1,000 |
| Net interest income | $10,717,000 | 1,574 |
| Provision for loan and lease losses | $145,000 | 4,539 |
| Total noninterest income | $190,000 | 5,537 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $414,000 | 2,395 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-224,000 | 7,137 |
| Total noninterest expense | $9,246,000 | 1,583 |
| Salaries and employee benefits | $4,431,000 | 1,664 |
| Premises and equipment expense | $1,118,000 | 1,687 |
| Additional noninterest expense | $3,697,000 | 1,398 |
| Pre-tax net operating income | $1,516,000 | 2,556 |
| Securities gains (losses) | $107,000 | 1,724 |
| Applicable income taxes | $414,000 | 1,910 |
| Income before extraordinary items | $1,209,000 | 2,713 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,209,000 | 2,715 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,209,000 | 2,715 |
| Net charge-offs | $2,413,000 | 1,076 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,129,820 | 2,730 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,377,000 | 1,412 |
| Total interest expense | $3,317,000 | 1,001 |
| Net interest income | $7,060,000 | 1,596 |
| Provision for loan and lease losses | $30,000 | 5,425 |
| Total noninterest income | $-125,000 | 7,316 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $284,000 | 2,323 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-409,000 | 7,359 |
| Total noninterest expense | $6,197,000 | 1,587 |
| Salaries and employee benefits | $2,996,000 | 1,652 |
| Premises and equipment expense | $757,000 | 1,670 |
| Additional noninterest expense | $2,444,000 | 1,437 |
| Pre-tax net operating income | $708,000 | 3,166 |
| Securities gains (losses) | $48,000 | 1,617 |
| Applicable income taxes | $151,000 | 2,496 |
| Income before extraordinary items | $605,000 | 3,174 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $605,000 | 3,175 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $605,000 | 3,176 |
| Net charge-offs | $2,348,000 | 816 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $566,600 | 3,229 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,218,000 | 1,405 |
| Total interest expense | $1,687,000 | 1,018 |
| Net interest income | $3,531,000 | 1,579 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $71,000 | 5,459 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $142,000 | 2,298 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-71,000 | 7,331 |
| Total noninterest expense | $3,138,000 | 1,577 |
| Salaries and employee benefits | $1,519,000 | 1,637 |
| Premises and equipment expense | $408,000 | 1,577 |
| Additional noninterest expense | $1,211,000 | 1,450 |
| Pre-tax net operating income | $449,000 | 2,755 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $106,000 | 2,116 |
| Income before extraordinary items | $343,000 | 2,968 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $343,000 | 2,967 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $343,000 | 2,968 |
| Net charge-offs | $1,233,000 | 742 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $343,000 | 2,912 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $25,166,000 | 1,226 |
| Total interest expense | $8,882,000 | 935 |
| Net interest income | $16,284,000 | 1,373 |
| Provision for loan and lease losses | $7,291,000 | 851 |
| Total noninterest income | $27,000 | 7,164 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $904,000 | 1,640 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-877,000 | 7,474 |
| Total noninterest expense | $13,714,000 | 1,442 |
| Salaries and employee benefits | $6,088,000 | 1,598 |
| Premises and equipment expense | $1,501,000 | 1,707 |
| Additional noninterest expense | $6,125,000 | 1,208 |
| Pre-tax net operating income | $-4,694,000 | 7,082 |
| Securities gains (losses) | $1,698,000 | 310 |
| Applicable income taxes | $-1,258,000 | 7,360 |
| Income before extraordinary items | $-1,738,000 | 6,793 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,738,000 | 6,794 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,738,000 | 6,794 |
| Net charge-offs | $4,064,000 | 1,193 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-2,824,720 | 6,953 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $19,719,000 | 1,200 |
| Total interest expense | $7,032,000 | 919 |
| Net interest income | $12,687,000 | 1,339 |
| Provision for loan and lease losses | $3,161,000 | 1,221 |
| Total noninterest income | $366,000 | 4,695 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $702,000 | 1,641 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-336,000 | 7,524 |
| Total noninterest expense | $10,353,000 | 1,437 |
| Salaries and employee benefits | $4,594,000 | 1,594 |
| Premises and equipment expense | $1,121,000 | 1,743 |
| Additional noninterest expense | $4,638,000 | 1,169 |
| Pre-tax net operating income | $-461,000 | 6,529 |
| Securities gains (losses) | $1,698,000 | 258 |
| Applicable income taxes | $361,000 | 1,973 |
| Income before extraordinary items | $876,000 | 3,129 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $876,000 | 3,127 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $876,000 | 3,129 |
| Net charge-offs | $2,795,000 | 1,211 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-329,580 | 6,477 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $13,786,000 | 1,151 |
| Total interest expense | $4,919,000 | 908 |
| Net interest income | $8,867,000 | 1,290 |
| Provision for loan and lease losses | $2,480,000 | 1,088 |
| Total noninterest income | $538,000 | 3,079 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $484,000 | 1,603 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $54,000 | 5,493 |
| Total noninterest expense | $6,727,000 | 1,471 |
| Salaries and employee benefits | $3,098,000 | 1,596 |
| Premises and equipment expense | $724,000 | 1,806 |
| Additional noninterest expense | $2,905,000 | 1,229 |
| Pre-tax net operating income | $198,000 | 4,952 |
| Securities gains (losses) | $640,000 | 383 |
| Applicable income taxes | $245,000 | 1,936 |
| Income before extraordinary items | $593,000 | 3,088 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $593,000 | 3,083 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $593,000 | 3,086 |
| Net charge-offs | $1,418,000 | 1,416 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $138,600 | 5,144 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,103,000 | 1,134 |
| Total interest expense | $2,504,000 | 940 |
| Net interest income | $4,599,000 | 1,249 |
| Provision for loan and lease losses | $1,015,000 | 1,159 |
| Total noninterest income | $299,000 | 2,868 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $253,000 | 1,543 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $46,000 | 4,823 |
| Total noninterest expense | $3,198,000 | 1,570 |
| Salaries and employee benefits | $1,611,000 | 1,549 |
| Premises and equipment expense | $355,000 | 1,899 |
| Additional noninterest expense | $1,232,000 | 1,441 |
| Pre-tax net operating income | $685,000 | 1,864 |
| Securities gains (losses) | $21,000 | 1,498 |
| Applicable income taxes | $233,000 | 1,273 |
| Income before extraordinary items | $473,000 | 2,241 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $473,000 | 2,240 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $473,000 | 2,241 |
| Net charge-offs | $160,000 | 2,658 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $458,930 | 2,210 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $26,155,000 | 1,314 |
| Total interest expense | $10,970,000 | 1,078 |
| Net interest income | $15,185,000 | 1,477 |
| Provision for loan and lease losses | $14,915,000 | 612 |
| Total noninterest income | $142,000 | 6,638 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,201,000 | 1,435 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,059,000 | 7,880 |
| Total noninterest expense | $13,006,000 | 1,591 |
| Salaries and employee benefits | $6,291,000 | 1,578 |
| Premises and equipment expense | $1,504,000 | 1,808 |
| Additional noninterest expense | $5,211,000 | 1,433 |
| Pre-tax net operating income | $-12,594,000 | 7,576 |
| Securities gains (losses) | $400,000 | 1,016 |
| Applicable income taxes | $-4,821,000 | 7,753 |
| Income before extraordinary items | $-7,373,000 | 7,452 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-7,373,000 | 7,449 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-7,373,000 | 7,450 |
| Net charge-offs | $18,612,000 | 432 |
| Cash dividends | $1,180,000 | 1,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-7,629,000 | 7,478 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $19,546,000 | 1,342 |
| Total interest expense | $8,280,000 | 1,129 |
| Net interest income | $11,266,000 | 1,492 |
| Provision for loan and lease losses | $10,765,000 | 588 |
| Total noninterest income | $708,000 | 3,512 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $936,000 | 1,383 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-228,000 | 7,885 |
| Total noninterest expense | $9,091,000 | 1,668 |
| Salaries and employee benefits | $4,713,000 | 1,596 |
| Premises and equipment expense | $1,137,000 | 1,800 |
| Additional noninterest expense | $3,241,000 | 1,671 |
| Pre-tax net operating income | $-7,882,000 | 7,669 |
| Securities gains (losses) | $395,000 | 826 |
| Applicable income taxes | $-2,981,000 | 7,811 |
| Income before extraordinary items | $-4,506,000 | 7,535 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-4,506,000 | 7,535 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-4,506,000 | 7,535 |
| Net charge-offs | $12,968,000 | 427 |
| Cash dividends | $1,180,000 | 1,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-4,758,800 | 7,562 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $13,139,000 | 1,355 |
| Total interest expense | $5,568,000 | 1,182 |
| Net interest income | $7,571,000 | 1,479 |
| Provision for loan and lease losses | $7,375,000 | 567 |
| Total noninterest income | $524,000 | 3,308 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $627,000 | 1,352 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-103,000 | 7,967 |
| Total noninterest expense | $5,891,000 | 1,747 |
| Salaries and employee benefits | $3,140,000 | 1,634 |
| Premises and equipment expense | $757,000 | 1,826 |
| Additional noninterest expense | $1,994,000 | 1,813 |
| Pre-tax net operating income | $-5,171,000 | 7,751 |
| Securities gains (losses) | $394,000 | 615 |
| Applicable income taxes | $-1,890,000 | 7,884 |
| Income before extraordinary items | $-2,887,000 | 7,624 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,887,000 | 7,623 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,887,000 | 7,623 |
| Net charge-offs | $9,594,000 | 385 |
| Cash dividends | $1,180,000 | 768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-3,139,160 | 7,658 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,775,000 | 1,346 |
| Total interest expense | $2,851,000 | 1,202 |
| Net interest income | $3,924,000 | 1,411 |
| Provision for loan and lease losses | $5,725,000 | 369 |
| Total noninterest income | $264,000 | 3,268 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $305,000 | 1,352 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-41,000 | 8,069 |
| Total noninterest expense | $2,861,000 | 1,733 |
| Salaries and employee benefits | $1,566,000 | 1,653 |
| Premises and equipment expense | $453,000 | 1,565 |
| Additional noninterest expense | $842,000 | 1,906 |
| Pre-tax net operating income | $-4,398,000 | 8,002 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-1,708,000 | 8,067 |
| Income before extraordinary items | $-2,690,000 | 7,960 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,690,000 | 7,961 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,690,000 | 7,961 |
| Net charge-offs | $2,422,000 | 527 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,690,000 | 7,962 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $30,245,000 | 1,277 |
| Total interest expense | $12,560,000 | 1,300 |
| Net interest income | $17,685,000 | 1,248 |
| Provision for loan and lease losses | $3,071,000 | 1,365 |
| Total noninterest income | $1,892,000 | 2,235 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,240,000 | 1,447 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $652,000 | 2,758 |
| Total noninterest expense | $10,767,000 | 1,807 |
| Salaries and employee benefits | $5,957,000 | 1,717 |
| Premises and equipment expense | $1,669,000 | 1,654 |
| Additional noninterest expense | $3,141,000 | 1,932 |
| Pre-tax net operating income | $5,739,000 | 976 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $2,062,000 | 666 |
| Income before extraordinary items | $3,677,000 | 1,124 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,677,000 | 1,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,256,000 | 519 |
| Cash dividends | $1,475,000 | 1,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,677,000 | 1,193 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $22,946,000 | 1,283 |
| Total interest expense | $9,614,000 | 1,329 |
| Net interest income | $13,332,000 | 1,261 |
| Provision for loan and lease losses | $500,000 | 2,723 |
| Total noninterest income | $1,396,000 | 2,325 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $919,000 | 1,471 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $477,000 | 2,890 |
| Total noninterest expense | $8,095,000 | 1,787 |
| Salaries and employee benefits | $4,636,000 | 1,677 |
| Premises and equipment expense | $1,237,000 | 1,679 |
| Additional noninterest expense | $2,222,000 | 1,960 |
| Pre-tax net operating income | $6,133,000 | 825 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $2,237,000 | 590 |
| Income before extraordinary items | $3,896,000 | 933 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,896,000 | 932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,800,000 | 361 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,896,000 | 996 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $15,574,000 | 1,280 |
| Total interest expense | $6,627,000 | 1,328 |
| Net interest income | $8,947,000 | 1,248 |
| Provision for loan and lease losses | $100,000 | 4,246 |
| Total noninterest income | $919,000 | 2,375 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $589,000 | 1,513 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $330,000 | 2,880 |
| Total noninterest expense | $5,381,000 | 1,789 |
| Salaries and employee benefits | $3,091,000 | 1,690 |
| Premises and equipment expense | $834,000 | 1,666 |
| Additional noninterest expense | $1,456,000 | 1,974 |
| Pre-tax net operating income | $4,385,000 | 810 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,604,000 | 623 |
| Income before extraordinary items | $2,781,000 | 984 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,781,000 | 983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,446,000 | 252 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,781,000 | 966 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,929,000 | 1,290 |
| Total interest expense | $3,443,000 | 1,363 |
| Net interest income | $4,486,000 | 1,234 |
| Provision for loan and lease losses | $100,000 | 2,696 |
| Total noninterest income | $395,000 | 2,623 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $275,000 | 1,590 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $120,000 | 3,442 |
| Total noninterest expense | $2,622,000 | 1,838 |
| Salaries and employee benefits | $1,566,000 | 1,678 |
| Premises and equipment expense | $402,000 | 1,716 |
| Additional noninterest expense | $654,000 | 2,141 |
| Pre-tax net operating income | $2,159,000 | 875 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $790,000 | 696 |
| Income before extraordinary items | $1,369,000 | 1,104 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,369,000 | 1,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,222,000 | 147 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,369,000 | 1,064 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $33,849,000 | 1,247 |
| Total interest expense | $14,389,000 | 1,396 |
| Net interest income | $19,460,000 | 1,140 |
| Provision for loan and lease losses | $9,979,000 | 256 |
| Total noninterest income | $1,691,000 | 2,503 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $972,000 | 1,814 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $719,000 | 2,721 |
| Total noninterest expense | $9,819,000 | 1,882 |
| Salaries and employee benefits | $5,965,000 | 1,683 |
| Premises and equipment expense | $1,327,000 | 1,969 |
| Additional noninterest expense | $2,527,000 | 2,161 |
| Pre-tax net operating income | $1,353,000 | 4,100 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $219,000 | 3,755 |
| Income before extraordinary items | $1,134,000 | 4,040 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,134,000 | 4,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $439,000 | 1,849 |
| Cash dividends | $1,180,000 | 2,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,134,000 | 4,041 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $25,146,000 | 1,259 |
| Total interest expense | $10,370,000 | 1,446 |
| Net interest income | $14,776,000 | 1,126 |
| Provision for loan and lease losses | $2,878,000 | 396 |
| Total noninterest income | $1,230,000 | 2,548 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $711,000 | 1,835 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $519,000 | 2,790 |
| Total noninterest expense | $7,424,000 | 1,846 |
| Salaries and employee benefits | $4,529,000 | 1,668 |
| Premises and equipment expense | $1,066,000 | 1,831 |
| Additional noninterest expense | $1,829,000 | 2,184 |
| Pre-tax net operating income | $5,704,000 | 1,199 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,880,000 | 1,010 |
| Income before extraordinary items | $3,824,000 | 1,335 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,824,000 | 1,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 1,643 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,824,000 | 1,330 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $16,283,000 | 1,318 |
| Total interest expense | $6,586,000 | 1,521 |
| Net interest income | $9,697,000 | 1,172 |
| Provision for loan and lease losses | $200,000 | 2,152 |
| Total noninterest income | $799,000 | 2,604 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $453,000 | 1,906 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $346,000 | 2,794 |
| Total noninterest expense | $5,232,000 | 1,769 |
| Salaries and employee benefits | $3,279,000 | 1,567 |
| Premises and equipment expense | $732,000 | 1,803 |
| Additional noninterest expense | $1,221,000 | 2,182 |
| Pre-tax net operating income | $5,064,000 | 949 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,861,000 | 775 |
| Income before extraordinary items | $3,203,000 | 1,121 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,203,000 | 1,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 1,273 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,203,000 | 1,099 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,791,000 | 1,381 |
| Total interest expense | $3,119,000 | 1,604 |
| Net interest income | $4,672,000 | 1,216 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $375,000 | 2,676 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $220,000 | 1,906 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $155,000 | 2,950 |
| Total noninterest expense | $2,514,000 | 1,833 |
| Salaries and employee benefits | $1,604,000 | 1,617 |
| Premises and equipment expense | $341,000 | 1,917 |
| Additional noninterest expense | $569,000 | 2,299 |
| Pre-tax net operating income | $2,533,000 | 931 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $930,000 | 777 |
| Income before extraordinary items | $1,603,000 | 1,098 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,603,000 | 1,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 836 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,603,000 | 1,082 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $28,271,000 | 1,409 |
| Total interest expense | $10,303,000 | 1,631 |
| Net interest income | $17,968,000 | 1,258 |
| Provision for loan and lease losses | $1,004,000 | 1,037 |
| Total noninterest income | $1,834,000 | 2,358 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $883,000 | 1,949 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $951,000 | 2,309 |
| Total noninterest expense | $8,886,000 | 1,982 |
| Salaries and employee benefits | $5,602,000 | 1,742 |
| Premises and equipment expense | $1,149,000 | 2,146 |
| Additional noninterest expense | $2,135,000 | 2,412 |
| Pre-tax net operating income | $9,912,000 | 987 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $3,623,000 | 815 |
| Income before extraordinary items | $6,289,000 | 1,176 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,289,000 | 1,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $378,000 | 1,418 |
| Cash dividends | $590,000 | 3,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $6,289,000 | 1,164 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $20,575,000 | 1,445 |
| Total interest expense | $7,373,000 | 1,665 |
| Net interest income | $13,202,000 | 1,310 |
| Provision for loan and lease losses | $1,004,000 | 754 |
| Total noninterest income | $1,466,000 | 2,264 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $635,000 | 2,016 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $831,000 | 2,074 |
| Total noninterest expense | $6,483,000 | 2,033 |
| Salaries and employee benefits | $4,122,000 | 1,781 |
| Premises and equipment expense | $810,000 | 2,296 |
| Additional noninterest expense | $1,551,000 | 2,474 |
| Pre-tax net operating income | $7,181,000 | 1,069 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,728,000 | 851 |
| Income before extraordinary items | $4,453,000 | 1,271 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,453,000 | 1,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 1,588 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,453,000 | 1,258 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $13,255,000 | 1,461 |
| Total interest expense | $4,592,000 | 1,690 |
| Net interest income | $8,663,000 | 1,333 |
| Provision for loan and lease losses | $844,000 | 614 |
| Total noninterest income | $1,075,000 | 2,114 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $407,000 | 2,073 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $668,000 | 1,822 |
| Total noninterest expense | $4,301,000 | 2,045 |
| Salaries and employee benefits | $2,754,000 | 1,777 |
| Premises and equipment expense | $526,000 | 2,352 |
| Additional noninterest expense | $1,021,000 | 2,505 |
| Pre-tax net operating income | $4,593,000 | 1,109 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,731,000 | 884 |
| Income before extraordinary items | $2,862,000 | 1,310 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,862,000 | 1,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 1,597 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,862,000 | 1,292 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,280,000 | 1,514 |
| Total interest expense | $2,154,000 | 1,709 |
| Net interest income | $4,126,000 | 1,391 |
| Provision for loan and lease losses | $369,000 | 659 |
| Total noninterest income | $428,000 | 2,443 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $191,000 | 2,123 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $237,000 | 2,260 |
| Total noninterest expense | $2,044,000 | 2,167 |
| Salaries and employee benefits | $1,281,000 | 1,917 |
| Premises and equipment expense | $262,000 | 2,379 |
| Additional noninterest expense | $501,000 | 2,529 |
| Pre-tax net operating income | $2,141,000 | 1,154 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $787,000 | 946 |
| Income before extraordinary items | $1,354,000 | 1,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,354,000 | 1,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,001 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,354,000 | 1,339 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $20,615,000 | 1,636 |
| Total interest expense | $6,073,000 | 1,868 |
| Net interest income | $14,542,000 | 1,512 |
| Provision for loan and lease losses | $1,279,000 | 822 |
| Total noninterest income | $1,502,000 | 2,689 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $671,000 | 2,427 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $831,000 | 2,478 |
| Total noninterest expense | $7,532,000 | 2,226 |
| Salaries and employee benefits | $4,443,000 | 2,075 |
| Premises and equipment expense | $992,000 | 2,383 |
| Additional noninterest expense | $2,097,000 | 2,376 |
| Pre-tax net operating income | $7,233,000 | 1,329 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,699,000 | 1,058 |
| Income before extraordinary items | $4,534,000 | 1,548 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,534,000 | 1,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $515,000 | 1,143 |
| Cash dividends | $200,000 | 4,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,534,000 | 1,524 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $14,604,000 | 1,689 |
| Total interest expense | $4,200,000 | 1,903 |
| Net interest income | $10,404,000 | 1,562 |
| Provision for loan and lease losses | $900,000 | 826 |
| Total noninterest income | $1,064,000 | 2,783 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $489,000 | 2,482 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $575,000 | 2,617 |
| Total noninterest expense | $5,555,000 | 2,230 |
| Salaries and employee benefits | $3,280,000 | 2,087 |
| Premises and equipment expense | $757,000 | 2,331 |
| Additional noninterest expense | $1,518,000 | 2,425 |
| Pre-tax net operating income | $5,013,000 | 1,431 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,905,000 | 1,121 |
| Income before extraordinary items | $3,108,000 | 1,698 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,108,000 | 1,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 1,305 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,108,000 | 1,665 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,166,000 | 1,740 |
| Total interest expense | $2,559,000 | 1,949 |
| Net interest income | $6,607,000 | 1,625 |
| Provision for loan and lease losses | $550,000 | 895 |
| Total noninterest income | $572,000 | 3,212 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $317,000 | 2,512 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $255,000 | 3,342 |
| Total noninterest expense | $3,635,000 | 2,259 |
| Salaries and employee benefits | $2,151,000 | 2,103 |
| Premises and equipment expense | $502,000 | 2,321 |
| Additional noninterest expense | $982,000 | 2,472 |
| Pre-tax net operating income | $2,994,000 | 1,550 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,153,000 | 1,210 |
| Income before extraordinary items | $1,841,000 | 1,857 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,841,000 | 1,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 1,307 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,841,000 | 1,819 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,322,000 | 1,813 |
| Total interest expense | $1,135,000 | 2,077 |
| Net interest income | $3,187,000 | 1,675 |
| Provision for loan and lease losses | $210,000 | 1,084 |
| Total noninterest income | $302,000 | 3,044 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $155,000 | 2,488 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $147,000 | 3,014 |
| Total noninterest expense | $1,848,000 | 2,241 |
| Salaries and employee benefits | $1,083,000 | 2,109 |
| Premises and equipment expense | $256,000 | 2,307 |
| Additional noninterest expense | $509,000 | 2,388 |
| Pre-tax net operating income | $1,431,000 | 1,583 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $554,000 | 1,230 |
| Income before extraordinary items | $877,000 | 1,929 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $877,000 | 1,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,365 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $877,000 | 1,893 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,059,000 | 2,011 |
| Total interest expense | $3,537,000 | 2,289 |
| Net interest income | $10,522,000 | 1,931 |
| Provision for loan and lease losses | $840,000 | 1,230 |
| Total noninterest income | $1,220,000 | 3,090 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $692,000 | 2,389 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $528,000 | 3,220 |
| Total noninterest expense | $6,496,000 | 2,460 |
| Salaries and employee benefits | $3,879,000 | 2,246 |
| Premises and equipment expense | $924,000 | 2,469 |
| Additional noninterest expense | $1,693,000 | 2,815 |
| Pre-tax net operating income | $4,406,000 | 1,884 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,684,000 | 1,470 |
| Income before extraordinary items | $2,722,000 | 2,249 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,722,000 | 2,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,628 |
| Cash dividends | $177,000 | 5,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,722,000 | 2,204 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,187,000 | 2,057 |
| Total interest expense | $2,548,000 | 2,313 |
| Net interest income | $7,639,000 | 1,970 |
| Provision for loan and lease losses | $585,000 | 1,260 |
| Total noninterest income | $923,000 | 3,100 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $528,000 | 2,382 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $395,000 | 3,219 |
| Total noninterest expense | $4,759,000 | 2,488 |
| Salaries and employee benefits | $2,884,000 | 2,237 |
| Premises and equipment expense | $680,000 | 2,484 |
| Additional noninterest expense | $1,195,000 | 2,948 |
| Pre-tax net operating income | $3,218,000 | 1,952 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,248,000 | 1,496 |
| Income before extraordinary items | $1,970,000 | 2,352 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,970,000 | 2,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 2,407 |
| Cash dividends | $177,000 | 4,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,970,000 | 2,300 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,482,000 | 2,163 |
| Total interest expense | $1,620,000 | 2,393 |
| Net interest income | $4,862,000 | 2,058 |
| Provision for loan and lease losses | $410,000 | 1,199 |
| Total noninterest income | $609,000 | 3,130 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $343,000 | 2,439 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $266,000 | 3,198 |
| Total noninterest expense | $3,092,000 | 2,548 |
| Salaries and employee benefits | $1,912,000 | 2,257 |
| Premises and equipment expense | $432,000 | 2,595 |
| Additional noninterest expense | $748,000 | 3,124 |
| Pre-tax net operating income | $1,969,000 | 2,066 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $764,000 | 1,580 |
| Income before extraordinary items | $1,205,000 | 2,513 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,205,000 | 2,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 2,057 |
| Cash dividends | $177,000 | 3,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,205,000 | 2,447 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,078,000 | 2,283 |
| Total interest expense | $805,000 | 2,428 |
| Net interest income | $2,273,000 | 2,202 |
| Provision for loan and lease losses | $159,000 | 1,372 |
| Total noninterest income | $326,000 | 2,936 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $165,000 | 2,467 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $161,000 | 2,816 |
| Total noninterest expense | $1,547,000 | 2,563 |
| Salaries and employee benefits | $913,000 | 2,375 |
| Premises and equipment expense | $212,000 | 2,664 |
| Additional noninterest expense | $422,000 | 2,763 |
| Pre-tax net operating income | $893,000 | 2,214 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $346,000 | 1,739 |
| Income before extraordinary items | $547,000 | 2,724 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $547,000 | 2,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 1,833 |
| Cash dividends | $177,000 | 2,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $547,000 | 2,626 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,325,000 | 2,514 |
| Total interest expense | $3,205,000 | 2,696 |
| Net interest income | $8,120,000 | 2,399 |
| Provision for loan and lease losses | $545,000 | 2,021 |
| Total noninterest income | $1,242,000 | 3,227 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $654,000 | 2,513 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $588,000 | 3,296 |
| Total noninterest expense | $5,608,000 | 2,770 |
| Salaries and employee benefits | $3,234,000 | 2,598 |
| Premises and equipment expense | $821,000 | 2,695 |
| Additional noninterest expense | $1,553,000 | 2,982 |
| Pre-tax net operating income | $3,209,000 | 2,373 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,241,000 | 1,894 |
| Income before extraordinary items | $1,968,000 | 2,900 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,968,000 | 2,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,676 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 489 |
| Net operating income | $1,968,000 | 2,774 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,347,000 | 2,595 |
| Total interest expense | $2,410,000 | 2,777 |
| Net interest income | $5,937,000 | 2,464 |
| Provision for loan and lease losses | $410,000 | 1,983 |
| Total noninterest income | $979,000 | 3,182 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $485,000 | 2,543 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $494,000 | 3,162 |
| Total noninterest expense | $4,169,000 | 2,789 |
| Salaries and employee benefits | $2,386,000 | 2,646 |
| Premises and equipment expense | $606,000 | 2,746 |
| Additional noninterest expense | $1,177,000 | 2,934 |
| Pre-tax net operating income | $2,337,000 | 2,525 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $899,000 | 2,024 |
| Income before extraordinary items | $1,438,000 | 3,058 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,438,000 | 3,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-90,000 | 9,067 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 365 |
| Net operating income | $1,438,000 | 2,909 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,444,000 | 2,674 |
| Total interest expense | $1,617,000 | 2,846 |
| Net interest income | $3,827,000 | 2,544 |
| Provision for loan and lease losses | $155,000 | 2,947 |
| Total noninterest income | $619,000 | 3,275 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $310,000 | 2,575 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $309,000 | 3,237 |
| Total noninterest expense | $2,776,000 | 2,788 |
| Salaries and employee benefits | $1,559,000 | 2,693 |
| Premises and equipment expense | $401,000 | 2,757 |
| Additional noninterest expense | $816,000 | 2,829 |
| Pre-tax net operating income | $1,515,000 | 2,567 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $583,000 | 2,096 |
| Income before extraordinary items | $932,000 | 3,126 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $932,000 | 3,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-82,000 | 9,097 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 262 |
| Net operating income | $932,000 | 2,961 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,640,000 | 2,764 |
| Total interest expense | $812,000 | 2,903 |
| Net interest income | $1,828,000 | 2,647 |
| Provision for loan and lease losses | $105,000 | 2,265 |
| Total noninterest income | $306,000 | 3,204 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $146,000 | 2,632 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $160,000 | 3,096 |
| Total noninterest expense | $1,355,000 | 2,832 |
| Salaries and employee benefits | $745,000 | 2,793 |
| Premises and equipment expense | $196,000 | 2,805 |
| Additional noninterest expense | $414,000 | 2,773 |
| Pre-tax net operating income | $674,000 | 2,815 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $260,000 | 2,269 |
| Income before extraordinary items | $414,000 | 3,377 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $414,000 | 3,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $414,000 | 3,210 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,702,000 | 3,099 |
| Total interest expense | $3,308,000 | 3,256 |
| Net interest income | $6,394,000 | 2,975 |
| Provision for loan and lease losses | $683,000 | 1,873 |
| Total noninterest income | $1,002,000 | 3,481 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $560,000 | 2,708 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $442,000 | 3,508 |
| Total noninterest expense | $4,830,000 | 3,013 |
| Salaries and employee benefits | $2,636,000 | 2,980 |
| Premises and equipment expense | $727,000 | 2,906 |
| Additional noninterest expense | $1,467,000 | 3,000 |
| Pre-tax net operating income | $1,883,000 | 3,573 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $723,000 | 2,779 |
| Income before extraordinary items | $1,160,000 | 4,176 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,160,000 | 4,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $388,000 | 1,980 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,160,000 | 4,081 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,580,000 | 3,439 |
| Total interest expense | $4,542,000 | 3,422 |
| Net interest income | $5,038,000 | 3,408 |
| Provision for loan and lease losses | $435,000 | 2,451 |
| Total noninterest income | $805,000 | 3,838 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $493,000 | 2,867 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $312,000 | 4,032 |
| Total noninterest expense | $4,271,000 | 3,230 |
| Salaries and employee benefits | $2,242,000 | 3,271 |
| Premises and equipment expense | $663,000 | 3,088 |
| Additional noninterest expense | $1,366,000 | 3,125 |
| Pre-tax net operating income | $1,137,000 | 4,560 |
| Securities gains (losses) | $84,000 | 1,894 |
| Applicable income taxes | $428,000 | 3,604 |
| Income before extraordinary items | $793,000 | 4,893 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $793,000 | 4,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 2,466 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $600,000 | 473 |
| Net operating income | $738,400 | 4,984 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,421,000 | 3,575 |
| Total interest expense | $4,382,000 | 3,705 |
| Net interest income | $5,039,000 | 3,442 |
| Provision for loan and lease losses | $560,000 | 1,711 |
| Total noninterest income | $640,000 | 4,243 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $385,000 | 3,344 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $255,000 | 4,257 |
| Total noninterest expense | $4,205,000 | 3,196 |
| Salaries and employee benefits | $2,180,000 | 3,220 |
| Premises and equipment expense | $625,000 | 3,151 |
| Additional noninterest expense | $1,400,000 | 2,991 |
| Pre-tax net operating income | $914,000 | 5,498 |
| Securities gains (losses) | $25,000 | 900 |
| Applicable income taxes | $347,000 | 4,293 |
| Income before extraordinary items | $592,000 | 5,886 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $592,000 | 5,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $420,000 | 1,422 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 589 |
| Net operating income | $576,000 | 5,968 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,687,000 | 4,078 |
| Total interest expense | $3,569,000 | 3,972 |
| Net interest income | $4,118,000 | 4,067 |
| Provision for loan and lease losses | $855,000 | 1,116 |
| Total noninterest income | $647,000 | 4,202 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $375,000 | 3,383 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $272,000 | 4,248 |
| Total noninterest expense | $4,145,000 | 3,209 |
| Salaries and employee benefits | $2,121,000 | 3,250 |
| Premises and equipment expense | $473,000 | 3,968 |
| Additional noninterest expense | $1,551,000 | 2,786 |
| Pre-tax net operating income | $-235,000 | 9,660 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-94,000 | 9,911 |
| Income before extraordinary items | $-141,000 | 9,612 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-141,000 | 9,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,253,000 | 614 |
| Cash dividends | $40,000 | 6,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-141,000 | 9,589 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,253,000 | 3,836 |
| Total interest expense | $4,150,000 | 3,557 |
| Net interest income | $4,103,000 | 4,042 |
| Provision for loan and lease losses | $715,000 | 1,289 |
| Total noninterest income | $799,000 | 3,632 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $440,000 | 2,882 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $359,000 | 3,652 |
| Total noninterest expense | $3,441,000 | 3,669 |
| Salaries and employee benefits | $1,675,000 | 3,893 |
| Premises and equipment expense | $417,000 | 4,279 |
| Additional noninterest expense | $1,349,000 | 3,039 |
| Pre-tax net operating income | $746,000 | 6,310 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $198,000 | 6,217 |
| Income before extraordinary items | $548,000 | 6,335 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $548,000 | 6,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,234 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $1,575,000 | 415 |
| Net operating income | $548,000 | 6,223 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,225,000 | 6,450 |
| Total interest expense | $2,141,000 | 6,004 |
| Net interest income | $2,084,000 | 6,749 |
| Provision for loan and lease losses | $273,000 | 2,808 |
| Total noninterest income | $293,000 | 6,720 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 5,538 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 6,624 |
| Total noninterest expense | $1,707,000 | 6,272 |
| Salaries and employee benefits | $933,000 | 6,137 |
| Premises and equipment expense | $208,000 | 6,702 |
| Additional noninterest expense | $566,000 | 6,011 |
| Pre-tax net operating income | $397,000 | 8,460 |
| Securities gains (losses) | $102,000 | 973 |
| Applicable income taxes | $135,000 | 7,832 |
| Income before extraordinary items | $364,000 | 7,889 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $364,000 | 7,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,879 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $289,540 | 8,418 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,329,000 | 7,578 |
| Total interest expense | $1,510,000 | 7,555 |
| Net interest income | $1,819,000 | 7,528 |
| Provision for loan and lease losses | $36,000 | 7,135 |
| Total noninterest income | $458,000 | 5,472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $324,000 | 3,985 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 6,294 |
| Total noninterest expense | $1,521,000 | 7,049 |
| Salaries and employee benefits | $931,000 | 6,308 |
| Premises and equipment expense | $240,000 | 6,386 |
| Additional noninterest expense | $350,000 | 8,355 |
| Pre-tax net operating income | $720,000 | 6,844 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $215,000 | 6,900 |
| Income before extraordinary items | $505,000 | 6,877 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $505,000 | 6,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,431 |
| Cash dividends | $150,000 | 5,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $505,000 | 6,812 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,041,000 | 8,149 |
| Total interest expense | $1,370,000 | 8,058 |
| Net interest income | $1,671,000 | 8,092 |
| Provision for loan and lease losses | $48,000 | 6,309 |
| Total noninterest income | $425,000 | 5,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $340,000 | 3,868 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,757 |
| Total noninterest expense | $1,523,000 | 7,196 |
| Salaries and employee benefits | $901,000 | 6,547 |
| Premises and equipment expense | $253,000 | 6,297 |
| Additional noninterest expense | $369,000 | 8,502 |
| Pre-tax net operating income | $525,000 | 8,296 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $167,000 | 7,980 |
| Income before extraordinary items | $358,000 | 8,405 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $358,000 | 8,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,236 |
| Cash dividends | $15,000 | 8,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $358,000 | 8,388 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,480,000 | 8,939 |
| Total interest expense | $914,000 | 9,064 |
| Net interest income | $1,566,000 | 8,678 |
| Provision for loan and lease losses | $74,000 | 5,218 |
| Total noninterest income | $478,000 | 5,463 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $343,000 | 3,908 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 6,544 |
| Total noninterest expense | $1,600,000 | 7,301 |
| Salaries and employee benefits | $915,000 | 6,543 |
| Premises and equipment expense | $278,000 | 6,034 |
| Additional noninterest expense | $407,000 | 8,765 |
| Pre-tax net operating income | $370,000 | 9,573 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $139,000 | 8,530 |
| Income before extraordinary items | $231,000 | 9,913 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $231,000 | 9,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 11,188 |
| Cash dividends | $86,000 | 7,211 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 806 |
| Net operating income | $231,000 | 9,978 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,160,000 | 9,865 |
| Total interest expense | $844,000 | 9,811 |
| Net interest income | $1,316,000 | 9,685 |
| Provision for loan and lease losses | $75,000 | 6,449 |
| Total noninterest income | $426,000 | 6,211 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $280,000 | 4,691 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 6,644 |
| Total noninterest expense | $1,536,000 | 7,708 |
| Salaries and employee benefits | $847,000 | 7,033 |
| Premises and equipment expense | $277,000 | 6,224 |
| Additional noninterest expense | $412,000 | 9,132 |
| Pre-tax net operating income | $131,000 | 11,623 |
| Securities gains (losses) | $45,000 | 3,566 |
| Applicable income taxes | $40,000 | 11,152 |
| Income before extraordinary items | $136,000 | 11,381 |
| Extraordinary gains, net | $12,000 | 2,892 |
| Net income | $148,000 | 11,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 6,216 |
| Cash dividends | $86,000 | 7,203 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 774 |
| Net operating income | $101,350 | 11,601 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,175,000 | 10,522 |
| Total interest expense | $980,000 | 10,483 |
| Net interest income | $1,195,000 | 10,341 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $166,000 | 10,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 7,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 12,406 |
| Total noninterest expense | $1,079,000 | 9,621 |
| Salaries and employee benefits | $574,000 | 9,040 |
| Premises and equipment expense | $191,000 | 8,052 |
| Additional noninterest expense | $314,000 | 10,627 |
| Pre-tax net operating income | $222,000 | 10,871 |
| Securities gains (losses) | $-4,000 | 13,019 |
| Applicable income taxes | $55,000 | 11,116 |
| Income before extraordinary items | $163,000 | 11,094 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $163,000 | 11,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 8,560 |
| Cash dividends | $75,000 | 7,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $166,000 | 10,715 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.