Home > Cornerstone Community Bank > Net charge- offs to loans

Cornerstone Community Bank, Net charge- offs to loans

2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0016%4,419
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,320
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,647
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,071
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.0000%2,931
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,465
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,725
Percentage Net Loans Charged-off: Credit card loans0.0000%747
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,585
Percentage Net Loans Charged-off: All other loans and lease0.2913%743
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0066%4,884
Percentage Net Loans Charged-off: Total real estate loans-0.0041%4,807
Percentage Net Loans Charged-off:Construction & development-0.0038%4,716
Percentage Net Loans Charged-off: Commercial real estate-0.0009%4,991
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential-0.0117%5,276
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net-0.0171%5,374
Percentage Net Loans Charged-off: Commercial and industrial-0.0106%4,377
Percentage Net Loans Charged-off: Loans to individuals-0.1647%5,523
Percentage Net Loans Charged-off: Credit card loans-0.4430%1,158
Percentage Net Loans Charged-off: Other loans to individual-0.1255%5,393
Percentage Net Loans Charged-off: All other loans and lease-0.0776%5,413
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1185%1,820
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,722
Percentage Net Loans Charged-off:Construction & development-0.5181%5,490
Percentage Net Loans Charged-off: Commercial real estate0.1303%705
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential-0.0294%5,555
Percentage Net Loans Charged-off: Home equity loans0.1164%534
All other 1-4 family - Percent of loans charged-off, net-0.0930%5,873
Percentage Net Loans Charged-off: Commercial and industrial0.9882%454
Percentage Net Loans Charged-off: Loans to individuals-0.4600%5,845
Percentage Net Loans Charged-off: Credit card loans5.2459%74
Percentage Net Loans Charged-off: Other loans to individual-1.2155%6,048
Percentage Net Loans Charged-off: All other loans and lease0.2321%642
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2543%946
Percentage Net Loans Charged-off: Total real estate loans0.2349%684
Percentage Net Loans Charged-off:Construction & development0.0803%316
Percentage Net Loans Charged-off: Commercial real estate0.3334%321
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.1418%1,045
Percentage Net Loans Charged-off: Home equity loans0.0201%462
All other 1-4 family - Percent of loans charged-off, net0.1925%834
Percentage Net Loans Charged-off: Commercial and industrial0.3693%612
Percentage Net Loans Charged-off: Loans to individuals0.7056%1,006
Percentage Net Loans Charged-off: Credit card loans11.5570%35
Percentage Net Loans Charged-off: Other loans to individual-0.6342%5,900
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0759%3,405
Percentage Net Loans Charged-off: Total real estate loans0.0690%2,745
Percentage Net Loans Charged-off:Construction & development-2.4183%5,853
Percentage Net Loans Charged-off: Commercial real estate0.2249%1,133
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.8397%322
Percentage Net Loans Charged-off: Home equity loans1.5202%139
All other 1-4 family - Percent of loans charged-off, net0.5763%558
Percentage Net Loans Charged-off: Commercial and industrial0.1304%2,065
Percentage Net Loans Charged-off: Loans to individuals-0.1103%5,701
Percentage Net Loans Charged-off: Credit card loans6.3930%74
Percentage Net Loans Charged-off: Other loans to individual-0.9079%6,192
Percentage Net Loans Charged-off: All other loans and lease0.1604%950
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1109%2,692
Percentage Net Loans Charged-off: Total real estate loans0.1115%2,007
Percentage Net Loans Charged-off:Construction & development-2.4642%5,892
Percentage Net Loans Charged-off: Commercial real estate0.2826%866
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.9017%297
Percentage Net Loans Charged-off: Home equity loans2.0462%99
All other 1-4 family - Percent of loans charged-off, net0.4649%665
Percentage Net Loans Charged-off: Commercial and industrial0.1029%1,859
Percentage Net Loans Charged-off: Loans to individuals0.4001%1,913
Percentage Net Loans Charged-off: Credit card loans9.6970%34
Percentage Net Loans Charged-off: Other loans to individual-0.7288%6,207
Percentage Net Loans Charged-off: All other loans and lease-0.2109%5,757
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2661%1,485
Percentage Net Loans Charged-off: Total real estate loans0.2849%1,054
Percentage Net Loans Charged-off:Construction & development-2.1394%5,906
Percentage Net Loans Charged-off: Commercial real estate0.5419%540
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.9004%341
Percentage Net Loans Charged-off: Home equity loans3.1036%61
All other 1-4 family - Percent of loans charged-off, net0.0880%2,010
Percentage Net Loans Charged-off: Commercial and industrial0.1265%1,535
Percentage Net Loans Charged-off: Loans to individuals1.1362%751
Percentage Net Loans Charged-off: Credit card loans15.9170%20
Percentage Net Loans Charged-off: Other loans to individual-0.6805%6,208
Percentage Net Loans Charged-off: All other loans and lease-0.6234%5,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4904%751
Percentage Net Loans Charged-off: Total real estate loans0.5167%559
Percentage Net Loans Charged-off:Construction & development-0.2271%5,651
Percentage Net Loans Charged-off: Commercial real estate1.0665%249
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.1101%6,281
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net-0.1502%6,330
Percentage Net Loans Charged-off: Commercial and industrial0.1984%918
Percentage Net Loans Charged-off: Loans to individuals3.4195%213
Percentage Net Loans Charged-off: Credit card loans32.8767%9
Percentage Net Loans Charged-off: Other loans to individual-0.3506%5,927
Percentage Net Loans Charged-off: All other loans and lease-1.0264%5,907
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1571%464
Percentage Net Loans Charged-off: Total real estate loans1.0733%429
Percentage Net Loans Charged-off:Construction & development0.4247%1,147
Percentage Net Loans Charged-off: Commercial real estate1.4084%406
Percentage Net Loans Charged-off: Multi-family residential-1.7543%5,386
Percentage Net Loans Charged-off: 1-4 family residential1.1837%368
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net1.5885%250
Percentage Net Loans Charged-off: Commercial and industrial1.5597%717
Percentage Net Loans Charged-off: Loans to individuals0.9304%1,235
Percentage Net Loans Charged-off: Credit card loans3.4459%197
Percentage Net Loans Charged-off: Other loans to individual0.5592%1,803
Percentage Net Loans Charged-off: All other loans and lease3.4561%229
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5772%275
Percentage Net Loans Charged-off: Total real estate loans1.5066%246
Percentage Net Loans Charged-off:Construction & development1.6241%616
Percentage Net Loans Charged-off: Commercial real estate1.8854%274
Percentage Net Loans Charged-off: Multi-family residential-2.3459%5,437
Percentage Net Loans Charged-off: 1-4 family residential1.3149%319
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net1.7566%211
Percentage Net Loans Charged-off: Commercial and industrial2.0904%517
Percentage Net Loans Charged-off: Loans to individuals0.9823%1,066
Percentage Net Loans Charged-off: Credit card loans4.7019%108
Percentage Net Loans Charged-off: Other loans to individual0.4237%1,915
Percentage Net Loans Charged-off: All other loans and lease0.3947%684
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9782%626
Percentage Net Loans Charged-off: Total real estate loans0.9073%589
Percentage Net Loans Charged-off:Construction & development2.7064%430
Percentage Net Loans Charged-off: Commercial real estate0.3582%1,065
Percentage Net Loans Charged-off: Multi-family residential-3.5434%5,434
Percentage Net Loans Charged-off: 1-4 family residential1.8365%235
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net2.4473%167
Percentage Net Loans Charged-off: Commercial and industrial1.4104%700
Percentage Net Loans Charged-off: Loans to individuals1.6637%596
Percentage Net Loans Charged-off: Credit card loans7.7555%57
Percentage Net Loans Charged-off: Other loans to individual0.6818%1,307
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1238%531
Percentage Net Loans Charged-off: Total real estate loans0.7977%665
Percentage Net Loans Charged-off:Construction & development1.9591%428
Percentage Net Loans Charged-off: Commercial real estate0.5585%658
Percentage Net Loans Charged-off: Multi-family residential-6.8246%5,457
Percentage Net Loans Charged-off: 1-4 family residential1.8285%246
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net2.4488%176
Percentage Net Loans Charged-off: Commercial and industrial3.0994%298
Percentage Net Loans Charged-off: Loans to individuals2.1328%482
Percentage Net Loans Charged-off: Credit card loans9.6220%48
Percentage Net Loans Charged-off: Other loans to individual0.9029%984
Percentage Net Loans Charged-off: All other loans and lease0.1946%656
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6271%1,870
Percentage Net Loans Charged-off: Total real estate loans0.7642%1,350
Percentage Net Loans Charged-off:Construction & development2.4768%966
Percentage Net Loans Charged-off: Commercial real estate0.0963%2,699
Percentage Net Loans Charged-off: Multi-family residential3.9334%194
Percentage Net Loans Charged-off: 1-4 family residential0.9770%918
Percentage Net Loans Charged-off: Home equity loans0.1880%1,433
All other 1-4 family - Percent of loans charged-off, net1.2400%688
Percentage Net Loans Charged-off: Commercial and industrial-0.1906%6,239
Percentage Net Loans Charged-off: Loans to individuals0.5654%2,187
Percentage Net Loans Charged-off: Credit card loans3.0385%304
Percentage Net Loans Charged-off: Other loans to individual0.1997%3,283
Percentage Net Loans Charged-off: All other loans and lease0.0482%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1075%915
Percentage Net Loans Charged-off: Total real estate loans1.3311%660
Percentage Net Loans Charged-off:Construction & development3.2852%756
Percentage Net Loans Charged-off: Commercial real estate0.9463%862
Percentage Net Loans Charged-off: Multi-family residential3.0398%225
Percentage Net Loans Charged-off: 1-4 family residential1.2059%709
Percentage Net Loans Charged-off: Home equity loans0.2498%1,195
All other 1-4 family - Percent of loans charged-off, net1.5278%540
Percentage Net Loans Charged-off: Commercial and industrial-0.1796%6,252
Percentage Net Loans Charged-off: Loans to individuals0.4566%2,267
Percentage Net Loans Charged-off: Credit card loans1.7901%452
Percentage Net Loans Charged-off: Other loans to individual0.2619%2,763
Percentage Net Loans Charged-off: All other loans and lease-0.0644%6,088
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0341%1,062
Percentage Net Loans Charged-off: Total real estate loans1.2176%794
Percentage Net Loans Charged-off:Construction & development5.4063%486
Percentage Net Loans Charged-off: Commercial real estate0.8961%845
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.6573%1,350
Percentage Net Loans Charged-off: Home equity loans0.3774%945
All other 1-4 family - Percent of loans charged-off, net0.7512%1,160
Percentage Net Loans Charged-off: Commercial and industrial-0.0112%5,419
Percentage Net Loans Charged-off: Loans to individuals0.3376%2,472
Percentage Net Loans Charged-off: Credit card loans3.3594%263
Percentage Net Loans Charged-off: Other loans to individual-0.0965%5,950
Percentage Net Loans Charged-off: All other loans and lease-0.0980%6,141
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0718%445
Percentage Net Loans Charged-off: Total real estate loans2.4461%308
Percentage Net Loans Charged-off:Construction & development11.4324%217
Percentage Net Loans Charged-off: Commercial real estate1.7883%422
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential1.1437%759
Percentage Net Loans Charged-off: Home equity loans0.7754%579
All other 1-4 family - Percent of loans charged-off, net1.2638%681
Percentage Net Loans Charged-off: Commercial and industrial-0.0113%5,320
Percentage Net Loans Charged-off: Loans to individuals-0.6248%6,710
Percentage Net Loans Charged-off: Credit card loans-1.3311%1,319
Percentage Net Loans Charged-off: Other loans to individual-0.5309%6,581
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7968%2,165
Percentage Net Loans Charged-off: Total real estate loans0.9834%1,640
Percentage Net Loans Charged-off:Construction & development-1.2579%6,644
Percentage Net Loans Charged-off: Commercial real estate0.7783%1,523
Percentage Net Loans Charged-off: Multi-family residential10.9825%90
Percentage Net Loans Charged-off: 1-4 family residential0.5180%2,170
Percentage Net Loans Charged-off: Home equity loans0.0583%1,849
All other 1-4 family - Percent of loans charged-off, net0.6367%1,820
Percentage Net Loans Charged-off: Commercial and industrial-0.1116%6,485
Percentage Net Loans Charged-off: Loans to individuals0.2030%3,971
Percentage Net Loans Charged-off: Credit card loans-0.9653%1,423
Percentage Net Loans Charged-off: Other loans to individual0.3312%3,148
Percentage Net Loans Charged-off: All other loans and lease-0.4971%6,374
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1704%1,343
Percentage Net Loans Charged-off: Total real estate loans1.4498%955
Percentage Net Loans Charged-off:Construction & development0.0843%2,537
Percentage Net Loans Charged-off: Commercial real estate1.0272%1,021
Percentage Net Loans Charged-off: Multi-family residential14.4841%74
Percentage Net Loans Charged-off: 1-4 family residential0.5402%1,910
Percentage Net Loans Charged-off: Home equity loans0.0822%1,588
All other 1-4 family - Percent of loans charged-off, net0.6512%1,630
Percentage Net Loans Charged-off: Commercial and industrial-0.1341%6,515
Percentage Net Loans Charged-off: Loans to individuals0.2640%3,393
Percentage Net Loans Charged-off: Credit card loans-0.8627%1,420
Percentage Net Loans Charged-off: Other loans to individual0.3792%2,657
Percentage Net Loans Charged-off: All other loans and lease-0.8276%6,454
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6991%846
Percentage Net Loans Charged-off: Total real estate loans2.1217%575
Percentage Net Loans Charged-off:Construction & development0.3130%2,026
Percentage Net Loans Charged-off: Commercial real estate1.5019%689
Percentage Net Loans Charged-off: Multi-family residential20.5914%51
Percentage Net Loans Charged-off: 1-4 family residential0.7431%1,483
Percentage Net Loans Charged-off: Home equity loans0.0723%1,371
All other 1-4 family - Percent of loans charged-off, net0.9000%1,225
Percentage Net Loans Charged-off: Commercial and industrial-0.1720%6,592
Percentage Net Loans Charged-off: Loans to individuals-0.2575%6,783
Percentage Net Loans Charged-off: Credit card loans-0.6369%1,392
Percentage Net Loans Charged-off: Other loans to individual-0.2059%6,703
Percentage Net Loans Charged-off: All other loans and lease-1.1855%6,497
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7646%744
Percentage Net Loans Charged-off: Total real estate loans2.2308%499
Percentage Net Loans Charged-off:Construction & development0.1552%1,572
Percentage Net Loans Charged-off: Commercial real estate2.8917%293
Percentage Net Loans Charged-off: Multi-family residential8.8863%97
Percentage Net Loans Charged-off: 1-4 family residential0.5419%1,483
Percentage Net Loans Charged-off: Home equity loans0.0753%977
All other 1-4 family - Percent of loans charged-off, net0.6442%1,256
Percentage Net Loans Charged-off: Commercial and industrial-0.2289%6,682
Percentage Net Loans Charged-off: Loans to individuals-0.3761%6,810
Percentage Net Loans Charged-off: Credit card loans0.0000%649
Percentage Net Loans Charged-off: Other loans to individual-0.3938%6,896
Percentage Net Loans Charged-off: All other loans and lease-1.8887%6,522
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3038%1,712
Percentage Net Loans Charged-off: Total real estate loans1.5246%1,270
Percentage Net Loans Charged-off:Construction & development3.6763%1,553
Percentage Net Loans Charged-off: Commercial real estate1.4719%896
Percentage Net Loans Charged-off: Multi-family residential0.6794%798
Percentage Net Loans Charged-off: 1-4 family residential0.7246%1,793
Percentage Net Loans Charged-off: Home equity loans0.4142%1,335
All other 1-4 family - Percent of loans charged-off, net0.7921%1,655
Percentage Net Loans Charged-off: Commercial and industrial0.2973%3,776
Percentage Net Loans Charged-off: Loans to individuals-0.7296%7,387
Percentage Net Loans Charged-off: Credit card loans-1.5291%1,545
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.5608%326
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1707%1,743
Percentage Net Loans Charged-off: Total real estate loans1.3780%1,307
Percentage Net Loans Charged-off:Construction & development4.4623%1,224
Percentage Net Loans Charged-off: Commercial real estate0.9203%1,228
Percentage Net Loans Charged-off: Multi-family residential0.7829%620
Percentage Net Loans Charged-off: 1-4 family residential0.8292%1,454
Percentage Net Loans Charged-off: Home equity loans0.5503%1,059
All other 1-4 family - Percent of loans charged-off, net0.8906%1,347
Percentage Net Loans Charged-off: Commercial and industrial0.3209%3,302
Percentage Net Loans Charged-off: Loans to individuals-0.5879%7,410
Percentage Net Loans Charged-off: Credit card loans-1.6300%1,533
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1057%703
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8671%2,098
Percentage Net Loans Charged-off: Total real estate loans0.9637%1,652
Percentage Net Loans Charged-off:Construction & development0.5425%2,237
Percentage Net Loans Charged-off: Commercial real estate1.2591%832
Percentage Net Loans Charged-off: Multi-family residential1.1414%450
Percentage Net Loans Charged-off: 1-4 family residential0.5163%1,872
Percentage Net Loans Charged-off: Home equity loans0.1141%1,305
All other 1-4 family - Percent of loans charged-off, net0.6052%1,619
Percentage Net Loans Charged-off: Commercial and industrial0.4915%2,660
Percentage Net Loans Charged-off: Loans to individuals-0.6970%7,453
Percentage Net Loans Charged-off: Credit card loans-2.4415%1,540
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.6683%501
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1932%3,760
Percentage Net Loans Charged-off: Total real estate loans0.0893%3,448
Percentage Net Loans Charged-off:Construction & development0.1950%1,869
Percentage Net Loans Charged-off: Commercial real estate-0.0132%7,385
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.3018%1,995
Percentage Net Loans Charged-off: Home equity loans-0.0389%5,595
All other 1-4 family - Percent of loans charged-off, net0.3747%1,722
Percentage Net Loans Charged-off: Commercial and industrial0.7556%1,742
Percentage Net Loans Charged-off: Loans to individuals-0.8513%7,488
Percentage Net Loans Charged-off: Credit card loans-2.4806%1,530
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1791%914
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans5.1376%241
Percentage Net Loans Charged-off: Total real estate loans2.7244%716
Percentage Net Loans Charged-off:Construction & development9.9421%608
Percentage Net Loans Charged-off: Commercial real estate0.7803%1,363
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential1.0792%1,229
Percentage Net Loans Charged-off: Home equity loans1.9715%504
All other 1-4 family - Percent of loans charged-off, net0.8419%1,401
Percentage Net Loans Charged-off: Commercial and industrial15.0688%114
Percentage Net Loans Charged-off: Loans to individuals6.5482%264
Percentage Net Loans Charged-off: Credit card loans10.6250%144
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease10.9719%239
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.6892%261
Percentage Net Loans Charged-off: Total real estate loans1.3186%1,263
Percentage Net Loans Charged-off:Construction & development3.3978%1,323
Percentage Net Loans Charged-off: Commercial real estate0.9152%893
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.4491%1,912
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.5740%1,554
Percentage Net Loans Charged-off: Commercial and industrial18.2804%75
Percentage Net Loans Charged-off: Loans to individuals7.6754%209
Percentage Net Loans Charged-off: Credit card loans5.8665%331
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease10.5689%203
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans5.1130%240
Percentage Net Loans Charged-off: Total real estate loans1.6114%939
Percentage Net Loans Charged-off:Construction & development4.5046%895
Percentage Net Loans Charged-off: Commercial real estate0.8733%737
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.7034%1,255
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.9065%1,001
Percentage Net Loans Charged-off: Commercial and industrial18.9138%86
Percentage Net Loans Charged-off: Loans to individuals8.6480%173
Percentage Net Loans Charged-off: Credit card loans5.0902%384
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3923%1,041
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5321%550
Percentage Net Loans Charged-off: Total real estate loans1.9258%589
Percentage Net Loans Charged-off:Construction & development4.8171%578
Percentage Net Loans Charged-off: Commercial real estate1.4680%341
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.2410%1,744
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.3108%1,465
Percentage Net Loans Charged-off: Commercial and industrial4.4386%504
Percentage Net Loans Charged-off: Loans to individuals8.7881%163
Percentage Net Loans Charged-off: Credit card loans6.4205%285
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3769%823
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8950%580
Percentage Net Loans Charged-off: Total real estate loans0.2819%2,410
Percentage Net Loans Charged-off:Construction & development0.5543%1,947
Percentage Net Loans Charged-off: Commercial real estate0.1438%1,572
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.3559%1,566
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.4504%1,229
Percentage Net Loans Charged-off: Commercial and industrial7.5008%208
Percentage Net Loans Charged-off: Loans to individuals1.8992%1,094
Percentage Net Loans Charged-off: Credit card loans18.0208%36
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.6163%606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3741%275
Percentage Net Loans Charged-off: Total real estate loans0.3000%1,683
Percentage Net Loans Charged-off:Construction & development0.6471%1,323
Percentage Net Loans Charged-off: Commercial real estate0.1551%1,062
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.2771%1,400
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.3494%1,114
Percentage Net Loans Charged-off: Commercial and industrial9.5699%112
Percentage Net Loans Charged-off: Loans to individuals1.0265%1,822
Percentage Net Loans Charged-off: Credit card loans15.3313%38
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8658%699
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.3935%136
Percentage Net Loans Charged-off: Total real estate loans0.3612%1,196
Percentage Net Loans Charged-off:Construction & development0.7177%889
Percentage Net Loans Charged-off: Commercial real estate0.2319%691
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.2928%1,158
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.3673%916
Percentage Net Loans Charged-off: Commercial and industrial13.7875%58
Percentage Net Loans Charged-off: Loans to individuals1.1024%1,560
Percentage Net Loans Charged-off: Credit card loans15.0002%48
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5850%736
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans6.5297%36
Percentage Net Loans Charged-off: Total real estate loans0.4106%788
Percentage Net Loans Charged-off:Construction & development1.4155%377
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.1276%1,286
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.1610%1,058
Percentage Net Loans Charged-off: Commercial and industrial26.3841%20
Percentage Net Loans Charged-off: Loans to individuals2.0990%708
Percentage Net Loans Charged-off: Credit card loans30.8605%18
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2225%785
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1258%3,553
Percentage Net Loans Charged-off: Total real estate loans0.1065%2,041
Percentage Net Loans Charged-off:Construction & development0.1248%1,148
Percentage Net Loans Charged-off: Commercial real estate0.1493%922
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential-0.0097%7,844
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net-0.0124%7,854
Percentage Net Loans Charged-off: Commercial and industrial0.0857%3,322
Percentage Net Loans Charged-off: Loans to individuals1.2488%1,250
Percentage Net Loans Charged-off: Credit card loans11.8156%57
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8785%667
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1032%3,133
Percentage Net Loans Charged-off: Total real estate loans0.1139%1,374
Percentage Net Loans Charged-off:Construction & development0.0451%888
Percentage Net Loans Charged-off: Commercial real estate0.2066%516
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential-0.0034%7,623
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net-0.0043%7,629
Percentage Net Loans Charged-off: Commercial and industrial-0.0287%7,014
Percentage Net Loans Charged-off: Loans to individuals1.5825%789
Percentage Net Loans Charged-off: Credit card loans15.6738%38
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7050%647
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1295%2,382
Percentage Net Loans Charged-off: Total real estate loans0.1788%816
Percentage Net Loans Charged-off:Construction & development0.0704%579
Percentage Net Loans Charged-off: Commercial real estate0.3259%295
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0053%7,665
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net-0.0068%7,695
Percentage Net Loans Charged-off: Commercial and industrial-0.0883%7,342
Percentage Net Loans Charged-off: Loans to individuals1.6416%701
Percentage Net Loans Charged-off: Credit card loans11.9642%62
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5724%669
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2082%1,356
Percentage Net Loans Charged-off: Total real estate loans0.3328%380
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.6941%125
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.0111%7,816
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net-0.0143%7,839
Percentage Net Loans Charged-off: Commercial and industrial-0.2101%7,630
Percentage Net Loans Charged-off: Loans to individuals2.0588%548
Percentage Net Loans Charged-off: Credit card loans22.8228%32
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9218%418
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1339%2,699
Percentage Net Loans Charged-off: Total real estate loans0.0522%1,938
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.6868%90
Percentage Net Loans Charged-off: 1-4 family residential0.0627%1,816
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0787%1,564
Percentage Net Loans Charged-off: Commercial and industrial0.1822%2,537
Percentage Net Loans Charged-off: Loans to individuals0.8692%1,732
Percentage Net Loans Charged-off: Credit card loans10.7265%51
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.3564%272
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0907%2,885
Percentage Net Loans Charged-off: Total real estate loans0.0164%2,328
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0831%1,309
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.1039%1,117
Percentage Net Loans Charged-off: Commercial and industrial0.1106%2,356
Percentage Net Loans Charged-off: Loans to individuals0.9394%1,426
Percentage Net Loans Charged-off: Credit card loans10.8472%53
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.2589%201
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0818%2,771
Percentage Net Loans Charged-off: Total real estate loans0.0261%1,794
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1300%893
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.1617%760
Percentage Net Loans Charged-off: Commercial and industrial0.1302%1,931
Percentage Net Loans Charged-off: Loans to individuals0.8147%1,559
Percentage Net Loans Charged-off: Credit card loans10.3598%67
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5544%599
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0433%2,990
Percentage Net Loans Charged-off: Total real estate loans0.0092%1,482
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0449%996
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0552%873
Percentage Net Loans Charged-off: Commercial and industrial0.0814%1,450
Percentage Net Loans Charged-off: Loans to individuals0.3543%2,557
Percentage Net Loans Charged-off: Credit card loans3.7313%295
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8100%298
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2180%2,140
Percentage Net Loans Charged-off: Total real estate loans0.1076%1,216
Percentage Net Loans Charged-off:Construction & development0.1098%383
Percentage Net Loans Charged-off: Commercial real estate0.1071%752
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.1293%1,183
Percentage Net Loans Charged-off: Home equity loans-0.0942%6,079
All other 1-4 family - Percent of loans charged-off, net0.1808%929
Percentage Net Loans Charged-off: Commercial and industrial0.3605%2,241
Percentage Net Loans Charged-off: Loans to individuals1.0910%1,660
Percentage Net Loans Charged-off: Credit card loans2.1771%769
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease5.3821%176
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1644%2,296
Percentage Net Loans Charged-off: Total real estate loans0.1271%948
Percentage Net Loans Charged-off:Construction & development0.1533%262
Percentage Net Loans Charged-off: Commercial real estate0.1464%548
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0797%1,408
Percentage Net Loans Charged-off: Home equity loans-0.1255%6,043
All other 1-4 family - Percent of loans charged-off, net0.1280%1,047
Percentage Net Loans Charged-off: Commercial and industrial0.1328%2,591
Percentage Net Loans Charged-off: Loans to individuals1.2352%1,246
Percentage Net Loans Charged-off: Credit card loans3.7094%386
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.2430%193
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1607%2,181
Percentage Net Loans Charged-off: Total real estate loans0.1481%785
Percentage Net Loans Charged-off:Construction & development0.1982%190
Percentage Net Loans Charged-off: Commercial real estate0.1923%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0245%1,784
Percentage Net Loans Charged-off: Home equity loans-0.1916%5,989
All other 1-4 family - Percent of loans charged-off, net0.0757%1,213
Percentage Net Loans Charged-off: Commercial and industrial0.0586%2,583
Percentage Net Loans Charged-off: Loans to individuals1.3901%1,055
Percentage Net Loans Charged-off: Credit card loans0.0000%1,186
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.8627%177
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0470%3,321
Percentage Net Loans Charged-off: Total real estate loans-0.0169%8,059
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0744%8,417
Percentage Net Loans Charged-off: Home equity loans-0.3800%5,996
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial-0.0062%6,757
Percentage Net Loans Charged-off: Loans to individuals1.8895%736
Percentage Net Loans Charged-off: Credit card loans0.0000%922
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.3324%232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1066%4,085
Percentage Net Loans Charged-off: Total real estate loans0.1075%1,520
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.4383%427
Percentage Net Loans Charged-off: Home equity loans-0.0182%5,987
All other 1-4 family - Percent of loans charged-off, net0.5411%350
Percentage Net Loans Charged-off: Commercial and industrial0.0298%4,053
Percentage Net Loans Charged-off: Loans to individuals0.5876%3,417
Percentage Net Loans Charged-off: Credit card loans7.9256%162
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease7.5758%126
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1028%3,591
Percentage Net Loans Charged-off: Total real estate loans0.1481%1,025
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.5951%275
Percentage Net Loans Charged-off: Home equity loans-0.0249%5,974
All other 1-4 family - Percent of loans charged-off, net0.7328%221
Percentage Net Loans Charged-off: Commercial and industrial-0.0541%7,375
Percentage Net Loans Charged-off: Loans to individuals0.5026%3,406
Percentage Net Loans Charged-off: Credit card loans7.6043%185
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.8463%242
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1281%2,991
Percentage Net Loans Charged-off: Total real estate loans0.2130%730
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.8539%186
Percentage Net Loans Charged-off: Home equity loans-0.0386%5,973
All other 1-4 family - Percent of loans charged-off, net1.0498%142
Percentage Net Loans Charged-off: Commercial and industrial-0.1176%7,612
Percentage Net Loans Charged-off: Loans to individuals0.4496%3,407
Percentage Net Loans Charged-off: Credit card loans6.6340%224
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.2553%166
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1396%2,441
Percentage Net Loans Charged-off: Total real estate loans0.2412%543
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.9530%163
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net1.1519%141
Percentage Net Loans Charged-off: Commercial and industrial-0.2480%7,898
Percentage Net Loans Charged-off: Loans to individuals1.0301%1,757
Percentage Net Loans Charged-off: Credit card loans24.0602%35
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease7.0485%108
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0888%5,018
Percentage Net Loans Charged-off: Total real estate loans0.0030%3,958
Percentage Net Loans Charged-off:Construction & development-0.0098%7,960
Percentage Net Loans Charged-off: Commercial real estate-0.0023%8,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0205%2,903
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0234%2,715
Percentage Net Loans Charged-off: Commercial and industrial0.1154%4,030
Percentage Net Loans Charged-off: Loans to individuals1.3232%1,638
Percentage Net Loans Charged-off: Credit card loans2.4773%1,017
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.6113%221
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0878%8,788
Percentage Net Loans Charged-off: Total real estate loans-0.0027%7,996
Percentage Net Loans Charged-off:Construction & development-0.0137%7,962
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,919
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial-0.6312%8,488
Percentage Net Loans Charged-off: Loans to individuals1.4987%1,242
Percentage Net Loans Charged-off: Credit card loans1.1172%1,419
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.6900%252
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1235%8,821
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,928
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial-0.9634%8,569
Percentage Net Loans Charged-off: Loans to individuals2.3584%617
Percentage Net Loans Charged-off: Credit card loans2.5715%876
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.4417%255
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0157%5,042
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial-0.4180%8,333
Percentage Net Loans Charged-off: Loans to individuals2.4039%702
Percentage Net Loans Charged-off: Credit card loans3.5477%632
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease14.8148%78
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3549%2,357
Percentage Net Loans Charged-off: Total real estate loans0.0062%3,856
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate-0.0065%8,550
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0244%2,786
Percentage Net Loans Charged-off: Home equity loans0.3932%188
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial1.5299%1,353
Percentage Net Loans Charged-off: Loans to individuals0.5493%4,071
Percentage Net Loans Charged-off: Credit card loans1.8132%1,342
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.2735%241
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2781%2,862
Percentage Net Loans Charged-off: Total real estate loans0.3109%645
Percentage Net Loans Charged-off:Construction & development0.3805%355
Percentage Net Loans Charged-off: Commercial real estate0.4824%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1640%1,096
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.1776%1,007
Percentage Net Loans Charged-off: Commercial and industrial0.1150%4,093
Percentage Net Loans Charged-off: Loans to individuals0.5099%4,109
Percentage Net Loans Charged-off: Credit card loans8.8126%185
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-12.2951%8,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5236%1,235
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7854%252
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3319%2,250
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0489%6,775
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1954%4,142
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1175%5,239
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0867%11,315
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2575%4,694
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1849%7,479
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA