Home > Cornerstone Community Bank > Assets and Liabilities
Cornerstone Community Bank, Assets and Liabilities
| 2015-12-31 | Rank | |
| # of Employees: | 104 | 1,379 |
| Assets and Liabilities | ||
| Total Assets: | $440,309,000 | 1,557 |
| Cash and due from depository institutions | $29,403,000 | 1,379 |
| Interest-bearing balances | $23,223,000 | 1,394 |
| Securities | $68,869,000 | 1,951 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,502 |
| Net loans & leases | $319,357,000 | 1,431 |
| Loan loss allowance | $560,000 | 4,884 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $8,839,000 | 1,296 |
| Other real estate owned | $3,338,000 | 1,379 |
| Goodwill and other intangibles | $2,680,000 | 1,059 |
| All other assets | $7,823,000 | 2,197 |
| Life insurance assets | $1,288,000 | 3,062 |
| Total liabilities and capital | $440,309,000 | 1,557 |
| Total liabilities | $399,485,000 | 1,525 |
| Total deposits | $348,767,000 | 1,628 |
| Interest-bearing deposits | $293,187,000 | 1,527 |
| Deposits held in domestic offices | $348,767,000 | 1,628 |
| % insured | 83.75% | 3,060 |
| Federal funds purchased & repurchase agreements | $21,331,000 | 480 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $28,187,000 | 960 |
| Subordinated debt | $0 | 118 |
| All other liabilities | $1,200,000 | 2,659 |
| Total equity capital | $40,824,000 | 1,807 |
| Total bank equity capital | $40,824,000 | 1,807 |
| Perpetual preferred stock | $0 | 135 |
| Common stock | $590,000 | 2,660 |
| Surplus | $38,567,000 | 858 |
| Undivided profits | $1,667,000 | 5,160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 136 |
| Memoranda | ||
| Noncurrent loans and leases | $452,000 | 3,930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 871 |
| Income earned, not collected on loans | $1,104,000 | 2,388 |
| Earning assets | $411,449,000 | 1,540 |
| Long-term assets (5+ years) | $128,929,000 | 1,673 |
| Average Assets, year-to-date | $430,707,600 | 1,550 |
| Average Assets, quarterly | $439,069,500 | 1,553 |
| Volatile liabilities | $64,081,000 | 808 |
| Insider loans | $227,000 | 4,747 |
| FHLB advances | $28,187,000 | 921 |
| Loans and leases held for sale | $455,000 | 1,321 |
| Unused loan commitments | $42,897,000 | 1,718 |
| Tier 1 (core) risk-based capital | $39,717,000 | 1,793 |
| Tier 2 risk-based capital | $560,000 | 4,684 |
| Total risk weighted assets | $344,490,000 | 1,393 |
| Total unused commitments | $42,897,000 | 1,718 |
| Derivatives | $0 | 1,420 |
| 2015-09-30 | Rank | |
| # of Employees: | 104 | 1,398 |
| Assets and Liabilities | ||
| Total Assets: | $437,830,000 | 1,565 |
| Cash and due from depository institutions | $28,703,000 | 1,398 |
| Interest-bearing balances | $26,728,000 | 1,234 |
| Securities | $71,105,000 | 1,903 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,541 |
| Net loans & leases | $313,055,000 | 1,443 |
| Loan loss allowance | $15,000 | 6,206 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $8,927,000 | 1,291 |
| Other real estate owned | $5,725,000 | 1,398 |
| Goodwill and other intangibles | $2,732,000 | 1,043 |
| All other assets | $7,583,000 | 2,243 |
| Life insurance assets | $1,281,000 | 3,060 |
| Total liabilities and capital | $437,830,000 | 1,565 |
| Total liabilities | $398,155,000 | 1,520 |
| Total deposits | $344,052,000 | 1,638 |
| Interest-bearing deposits | $291,888,000 | 1,535 |
| Deposits held in domestic offices | $344,052,000 | 1,638 |
| % insured | 85.02% | 2,887 |
| Federal funds purchased & repurchase agreements | $16,079,000 | 582 |
| Trading liabilities | $0 | 169 |
| Other borrowed funds | $36,278,000 | 770 |
| Subordinated debt | $0 | 120 |
| All other liabilities | $1,746,000 | 2,263 |
| Total equity capital | $39,675,000 | 1,870 |
| Total bank equity capital | $39,675,000 | 1,870 |
| Perpetual preferred stock | $0 | 149 |
| Common stock | $590,000 | 2,711 |
| Surplus | $38,535,000 | 863 |
| Undivided profits | $550,000 | 5,569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 144 |
| Memoranda | ||
| Noncurrent loans and leases | $411,000 | 4,122 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 892 |
| Income earned, not collected on loans | $1,091,000 | 2,496 |
| Earning assets | $410,888,000 | 1,536 |
| Long-term assets (5+ years) | $123,727,000 | 1,715 |
| Average Assets, year-to-date | $428,307,250 | 1,566 |
| Average Assets, quarterly | $436,342,500 | 1,552 |
| Volatile liabilities | $64,672,000 | 796 |
| Insider loans | $3,402,000 | 1,702 |
| FHLB advances | $36,278,000 | 735 |
| Loans and leases held for sale | $746,000 | 1,149 |
| Unused loan commitments | $41,194,000 | 1,790 |
| Tier 1 (core) risk-based capital | $38,151,000 | 1,864 |
| Tier 2 risk-based capital | $15,000 | 6,212 |
| Total risk weighted assets | $356,760,000 | 1,346 |
| Total unused commitments | $41,194,000 | 1,790 |
| Derivatives | $0 | 1,421 |
| 2015-06-30 | Rank | |
| # of Employees: | 101 | 1,453 |
| Assets and Liabilities | ||
| Total Assets: | $434,855,000 | 1,563 |
| Cash and due from depository institutions | $33,341,000 | 1,453 |
| Interest-bearing balances | $30,985,000 | 1,043 |
| Securities | $74,504,000 | 1,856 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,585 |
| Net loans & leases | $306,271,000 | 1,471 |
| Loan loss allowance | $3,579,000 | 1,704 |
| Trading account assets | $0 | 255 |
| Bank premises and fixed assets | $6,200,000 | 1,814 |
| Other real estate owned | $7,165,000 | 1,453 |
| Goodwill and other intangibles | $0 | 2,811 |
| All other assets | $7,374,000 | 2,287 |
| Life insurance assets | $1,273,000 | 3,072 |
| Total liabilities and capital | $434,855,000 | 1,563 |
| Total liabilities | $395,066,000 | 1,537 |
| Total deposits | $331,873,000 | 1,701 |
| Interest-bearing deposits | $278,094,000 | 1,611 |
| Deposits held in domestic offices | $331,873,000 | 1,700 |
| % insured | 83.95% | 3,314 |
| Federal funds purchased & repurchase agreements | $23,993,000 | 463 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $31,000,000 | 884 |
| Subordinated debt | $0 | 123 |
| All other liabilities | $8,200,000 | 711 |
| Total equity capital | $39,789,000 | 1,845 |
| Total bank equity capital | $39,789,000 | 1,845 |
| Perpetual preferred stock | $0 | 164 |
| Common stock | $590,000 | 2,746 |
| Surplus | $23,623,000 | 1,291 |
| Undivided profits | $15,576,000 | 2,350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 143 |
| Memoranda | ||
| Noncurrent loans and leases | $890,000 | 3,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 915 |
| Income earned, not collected on loans | $1,072,000 | 2,409 |
| Earning assets | $411,760,000 | 1,530 |
| Long-term assets (5+ years) | $132,955,000 | 1,622 |
| Average Assets, year-to-date | $425,133,000 | 1,583 |
| Average Assets, quarterly | $430,165,000 | 1,582 |
| Volatile liabilities | $60,098,000 | 856 |
| Insider loans | $3,445,000 | 1,689 |
| FHLB advances | $31,000,000 | 844 |
| Loans and leases held for sale | $191,000 | 1,748 |
| Unused loan commitments | $40,757,000 | 1,774 |
| Tier 1 (core) risk-based capital | $39,688,000 | 1,799 |
| Tier 2 risk-based capital | $3,579,000 | 1,460 |
| Total risk weighted assets | $350,216,000 | 1,376 |
| Total unused commitments | $40,757,000 | 1,774 |
| Derivatives | $0 | 1,433 |
| 2015-03-31 | Rank | |
| # of Employees: | 101 | 1,451 |
| Assets and Liabilities | ||
| Total Assets: | $425,475,000 | 1,606 |
| Cash and due from depository institutions | $25,421,000 | 1,451 |
| Interest-bearing balances | $23,279,000 | 1,593 |
| Securities | $85,117,000 | 1,668 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,825 |
| Net loans & leases | $292,376,000 | 1,500 |
| Loan loss allowance | $3,657,000 | 1,676 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,297,000 | 1,790 |
| Other real estate owned | $8,523,000 | 1,451 |
| Goodwill and other intangibles | $0 | 2,810 |
| All other assets | $7,741,000 | 2,202 |
| Life insurance assets | $1,266,000 | 3,064 |
| Total liabilities and capital | $425,475,000 | 1,606 |
| Total liabilities | $385,312,000 | 1,583 |
| Total deposits | $333,576,000 | 1,698 |
| Interest-bearing deposits | $276,577,000 | 1,643 |
| Deposits held in domestic offices | $333,576,000 | 1,697 |
| % insured | 83.19% | 3,568 |
| Federal funds purchased & repurchase agreements | $19,510,000 | 510 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $31,000,000 | 823 |
| Subordinated debt | $0 | 128 |
| All other liabilities | $1,226,000 | 2,697 |
| Total equity capital | $40,163,000 | 1,844 |
| Total bank equity capital | $40,163,000 | 1,844 |
| Perpetual preferred stock | $0 | 175 |
| Common stock | $590,000 | 2,785 |
| Surplus | $23,557,000 | 1,295 |
| Undivided profits | $16,016,000 | 2,330 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $1,450,000 | 2,663 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 945 |
| Income earned, not collected on loans | $1,125,000 | 2,230 |
| Earning assets | $400,772,000 | 1,569 |
| Long-term assets (5+ years) | $122,911,000 | 1,735 |
| Average Assets, year-to-date | $420,272,000 | 1,610 |
| Average Assets, quarterly | $420,272,000 | 1,610 |
| Volatile liabilities | $52,852,000 | 900 |
| Insider loans | $3,506,000 | 1,669 |
| FHLB advances | $31,000,000 | 782 |
| Loans and leases held for sale | $816,000 | 1,193 |
| Unused loan commitments | $47,606,000 | 1,565 |
| Tier 1 (core) risk-based capital | $39,814,000 | 1,793 |
| Tier 2 risk-based capital | $3,657,000 | 1,425 |
| Total risk weighted assets | $337,150,000 | 1,394 |
| Total unused commitments | $47,606,000 | 1,565 |
| Derivatives | $0 | 1,438 |
| 2014-12-31 | Rank | |
| # of Employees: | 104 | 1,414 |
| Assets and Liabilities | ||
| Total Assets: | $415,069,000 | 1,631 |
| Cash and due from depository institutions | $15,191,000 | 1,414 |
| Interest-bearing balances | $13,260,000 | 2,284 |
| Securities | $87,218,000 | 1,646 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,666 |
| Net loans & leases | $291,869,000 | 1,510 |
| Loan loss allowance | $3,495,000 | 1,772 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $4,828,000 | 2,254 |
| Other real estate owned | $8,000,000 | 1,414 |
| Goodwill and other intangibles | $0 | 2,812 |
| All other assets | $7,963,000 | 2,179 |
| Life insurance assets | $1,258,000 | 3,072 |
| Total liabilities and capital | $415,069,000 | 1,631 |
| Total liabilities | $375,336,000 | 1,611 |
| Total deposits | $308,956,000 | 1,815 |
| Interest-bearing deposits | $251,620,000 | 1,778 |
| Deposits held in domestic offices | $308,956,000 | 1,814 |
| % insured | 84.99% | 3,165 |
| Federal funds purchased & repurchase agreements | $29,410,000 | 418 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $36,000,000 | 777 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $970,000 | 3,049 |
| Total equity capital | $39,733,000 | 1,841 |
| Total bank equity capital | $39,733,000 | 1,841 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $590,000 | 2,842 |
| Surplus | $23,491,000 | 1,313 |
| Undivided profits | $15,652,000 | 2,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $2,865,000 | 1,791 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 938 |
| Income earned, not collected on loans | $1,143,000 | 2,302 |
| Earning assets | $392,347,000 | 1,592 |
| Long-term assets (5+ years) | $110,027,000 | 1,891 |
| Average Assets, year-to-date | $420,243,800 | 1,579 |
| Average Assets, quarterly | $413,699,000 | 1,627 |
| Volatile liabilities | $61,985,000 | 833 |
| Insider loans | $3,551,000 | 1,646 |
| FHLB advances | $36,000,000 | 733 |
| Loans and leases held for sale | $345,000 | 1,410 |
| Unused loan commitments | $46,478,000 | 1,571 |
| Tier 1 (core) risk-based capital | $38,175,000 | 1,846 |
| Tier 2 risk-based capital | $3,495,000 | 1,488 |
| Total risk weighted assets | $309,805,000 | 1,478 |
| Total unused commitments | $46,478,000 | 1,571 |
| Derivatives | $0 | 1,406 |
| 2014-09-30 | Rank | |
| # of Employees: | 108 | 1,376 |
| Assets and Liabilities | ||
| Total Assets: | $412,329,000 | 1,646 |
| Cash and due from depository institutions | $15,238,000 | 1,376 |
| Interest-bearing balances | $14,146,000 | 2,099 |
| Securities | $78,279,000 | 1,851 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,747 |
| Net loans & leases | $294,917,000 | 1,470 |
| Loan loss allowance | $3,474,000 | 1,842 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,835,000 | 2,275 |
| Other real estate owned | $10,994,000 | 1,376 |
| Goodwill and other intangibles | $0 | 2,848 |
| All other assets | $8,066,000 | 2,166 |
| Life insurance assets | $1,251,000 | 3,078 |
| Total liabilities and capital | $412,329,000 | 1,646 |
| Total liabilities | $373,073,000 | 1,621 |
| Total deposits | $316,438,000 | 1,768 |
| Interest-bearing deposits | $262,698,000 | 1,709 |
| Deposits held in domestic offices | $316,438,000 | 1,767 |
| % insured | 86.05% | 3,071 |
| Federal funds purchased & repurchase agreements | $20,896,000 | 526 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $34,440,000 | 780 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $1,299,000 | 2,725 |
| Total equity capital | $39,256,000 | 1,860 |
| Total bank equity capital | $39,256,000 | 1,860 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $590,000 | 2,878 |
| Surplus | $23,175,000 | 1,319 |
| Undivided profits | $15,491,000 | 2,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $3,600,000 | 1,620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $1,180,000 | 2,324 |
| Earning assets | $387,342,000 | 1,604 |
| Long-term assets (5+ years) | $114,449,000 | 1,870 |
| Average Assets, year-to-date | $421,537,500 | 1,582 |
| Average Assets, quarterly | $415,634,500 | 1,621 |
| Volatile liabilities | $53,429,000 | 926 |
| Insider loans | $3,416,000 | 1,717 |
| FHLB advances | $34,440,000 | 744 |
| Loans and leases held for sale | $378,000 | 1,404 |
| Unused loan commitments | $46,676,000 | 1,578 |
| Tier 1 (core) risk-based capital | $38,102,000 | 1,854 |
| Tier 2 risk-based capital | $3,474,000 | 1,503 |
| Total risk weighted assets | $314,933,000 | 1,442 |
| Total unused commitments | $46,676,000 | 1,578 |
| Derivatives | $0 | 1,399 |
| 2014-06-30 | Rank | |
| # of Employees: | 108 | 1,377 |
| Assets and Liabilities | ||
| Total Assets: | $418,940,000 | 1,610 |
| Cash and due from depository institutions | $18,405,000 | 1,377 |
| Interest-bearing balances | $16,182,000 | 1,894 |
| Securities | $83,346,000 | 1,761 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,844 |
| Net loans & leases | $289,039,000 | 1,489 |
| Loan loss allowance | $3,330,000 | 1,921 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $4,862,000 | 2,267 |
| Other real estate owned | $12,996,000 | 1,377 |
| Goodwill and other intangibles | $1,000 | 2,843 |
| All other assets | $10,291,000 | 1,764 |
| Life insurance assets | $1,243,000 | 3,073 |
| Total liabilities and capital | $418,940,000 | 1,610 |
| Total liabilities | $379,742,000 | 1,586 |
| Total deposits | $331,628,000 | 1,689 |
| Interest-bearing deposits | $265,446,000 | 1,688 |
| Deposits held in domestic offices | $331,628,000 | 1,688 |
| % insured | 82.49% | 4,083 |
| Federal funds purchased & repurchase agreements | $21,913,000 | 498 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $25,000,000 | 968 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $1,201,000 | 2,747 |
| Total equity capital | $39,198,000 | 1,844 |
| Total bank equity capital | $39,198,000 | 1,844 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $590,000 | 2,915 |
| Surplus | $23,175,000 | 1,316 |
| Undivided profits | $15,433,000 | 2,329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $2,852,000 | 2,008 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $1,083,000 | 2,402 |
| Earning assets | $388,567,000 | 1,599 |
| Long-term assets (5+ years) | $120,260,000 | 1,785 |
| Average Assets, year-to-date | $424,607,000 | 1,571 |
| Average Assets, quarterly | $422,560,000 | 1,592 |
| Volatile liabilities | $45,226,000 | 1,041 |
| Insider loans | $3,472,000 | 1,678 |
| FHLB advances | $25,000,000 | 924 |
| Loans and leases held for sale | $0 | 1,950 |
| Unused loan commitments | $45,852,000 | 1,561 |
| Tier 1 (core) risk-based capital | $37,956,000 | 1,841 |
| Tier 2 risk-based capital | $3,330,000 | 1,549 |
| Total risk weighted assets | $311,364,000 | 1,458 |
| Total unused commitments | $45,852,000 | 1,561 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 108 | 1,368 |
| Assets and Liabilities | ||
| Total Assets: | $426,180,000 | 1,590 |
| Cash and due from depository institutions | $19,540,000 | 1,368 |
| Interest-bearing balances | $17,182,000 | 2,062 |
| Securities | $88,834,000 | 1,673 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,112 |
| Net loans & leases | $289,941,000 | 1,463 |
| Loan loss allowance | $3,011,000 | 2,100 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $4,929,000 | 2,250 |
| Other real estate owned | $12,559,000 | 1,368 |
| Goodwill and other intangibles | $2,000 | 2,862 |
| All other assets | $10,375,000 | 1,759 |
| Life insurance assets | $1,236,000 | 3,066 |
| Total liabilities and capital | $426,180,000 | 1,590 |
| Total liabilities | $387,094,000 | 1,566 |
| Total deposits | $342,220,000 | 1,658 |
| Interest-bearing deposits | $273,017,000 | 1,671 |
| Deposits held in domestic offices | $342,220,000 | 1,658 |
| % insured | 81.24% | 4,442 |
| Federal funds purchased & repurchase agreements | $18,923,000 | 547 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $25,000,000 | 901 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $951,000 | 3,077 |
| Total equity capital | $39,086,000 | 1,825 |
| Total bank equity capital | $39,086,000 | 1,825 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $590,000 | 2,945 |
| Surplus | $23,175,000 | 1,324 |
| Undivided profits | $15,321,000 | 2,264 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $4,779,000 | 1,439 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $1,271,000 | 1,993 |
| Earning assets | $395,957,000 | 1,575 |
| Long-term assets (5+ years) | $118,074,000 | 1,790 |
| Average Assets, year-to-date | $427,440,500 | 1,574 |
| Average Assets, quarterly | $427,440,500 | 1,574 |
| Volatile liabilities | $42,231,000 | 1,047 |
| Insider loans | $1,558,000 | 2,845 |
| FHLB advances | $25,000,000 | 853 |
| Loans and leases held for sale | $914,000 | 952 |
| Unused loan commitments | $27,715,000 | 2,238 |
| Tier 1 (core) risk-based capital | $37,470,000 | 1,847 |
| Tier 2 risk-based capital | $3,011,000 | 1,675 |
| Total risk weighted assets | $308,816,000 | 1,459 |
| Total unused commitments | $27,715,000 | 2,238 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 107 | 1,393 |
| Assets and Liabilities | ||
| Total Assets: | $428,701,000 | 1,568 |
| Cash and due from depository institutions | $21,724,000 | 1,393 |
| Interest-bearing balances | $19,575,000 | 1,716 |
| Securities | $92,243,000 | 1,602 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $286,237,000 | 1,487 |
| Loan loss allowance | $3,203,000 | 2,029 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $4,992,000 | 2,233 |
| Other real estate owned | $12,926,000 | 1,393 |
| Goodwill and other intangibles | $2,000 | 2,879 |
| All other assets | $10,577,000 | 1,751 |
| Life insurance assets | $1,233,000 | 3,055 |
| Total liabilities and capital | $428,701,000 | 1,568 |
| Total liabilities | $390,605,000 | 1,545 |
| Total deposits | $341,664,000 | 1,645 |
| Interest-bearing deposits | $266,208,000 | 1,697 |
| Deposits held in domestic offices | $341,664,000 | 1,644 |
| % insured | 79.52% | 4,789 |
| Federal funds purchased & repurchase agreements | $22,974,000 | 505 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $25,000,000 | 944 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $967,000 | 3,024 |
| Total equity capital | $38,096,000 | 1,830 |
| Total bank equity capital | $38,096,000 | 1,830 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $590,000 | 2,982 |
| Surplus | $23,045,000 | 1,332 |
| Undivided profits | $14,461,000 | 2,308 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $3,566,000 | 1,839 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $978,000 | 2,672 |
| Earning assets | $398,055,000 | 1,542 |
| Long-term assets (5+ years) | $125,317,000 | 1,686 |
| Average Assets, year-to-date | $430,960,000 | 1,534 |
| Average Assets, quarterly | $427,432,500 | 1,562 |
| Volatile liabilities | $36,275,000 | 1,215 |
| Insider loans | $1,427,000 | 2,991 |
| FHLB advances | $25,000,000 | 899 |
| Loans and leases held for sale | $814,000 | 1,017 |
| Unused loan commitments | $33,664,000 | 1,892 |
| Tier 1 (core) risk-based capital | $36,139,000 | 1,886 |
| Tier 2 risk-based capital | $3,203,000 | 1,592 |
| Total risk weighted assets | $306,905,000 | 1,468 |
| Total unused commitments | $33,664,000 | 1,892 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 108 | 1,394 |
| Assets and Liabilities | ||
| Total Assets: | $426,164,000 | 1,565 |
| Cash and due from depository institutions | $18,128,000 | 1,394 |
| Interest-bearing balances | $15,980,000 | 2,040 |
| Securities | $95,319,000 | 1,573 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $281,022,000 | 1,505 |
| Loan loss allowance | $3,159,000 | 2,108 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $5,095,000 | 2,194 |
| Other real estate owned | $14,924,000 | 1,394 |
| Goodwill and other intangibles | $4,000 | 2,880 |
| All other assets | $11,672,000 | 1,618 |
| Life insurance assets | $1,224,000 | 3,022 |
| Total liabilities and capital | $426,164,000 | 1,565 |
| Total liabilities | $388,433,000 | 1,534 |
| Total deposits | $341,397,000 | 1,639 |
| Interest-bearing deposits | $286,304,000 | 1,592 |
| Deposits held in domestic offices | $341,397,000 | 1,638 |
| % insured | 84.37% | 3,966 |
| Federal funds purchased & repurchase agreements | $20,509,000 | 563 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $25,000,000 | 937 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $1,527,000 | 2,457 |
| Total equity capital | $37,731,000 | 1,853 |
| Total bank equity capital | $37,731,000 | 1,853 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $590,000 | 3,017 |
| Surplus | $23,045,000 | 1,339 |
| Undivided profits | $14,096,000 | 2,371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $4,096,000 | 1,784 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $1,222,000 | 2,269 |
| Earning assets | $392,321,000 | 1,564 |
| Long-term assets (5+ years) | $141,121,000 | 1,505 |
| Average Assets, year-to-date | $431,524,750 | 1,545 |
| Average Assets, quarterly | $428,960,500 | 1,551 |
| Volatile liabilities | $34,267,000 | 1,275 |
| Insider loans | $1,451,000 | 3,000 |
| FHLB advances | $25,000,000 | 883 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $34,095,000 | 1,884 |
| Tier 1 (core) risk-based capital | $36,055,000 | 1,886 |
| Tier 2 risk-based capital | $3,159,000 | 1,601 |
| Total risk weighted assets | $307,515,000 | 1,463 |
| Total unused commitments | $34,095,000 | 1,884 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 105 | 1,420 |
| Assets and Liabilities | ||
| Total Assets: | $431,757,000 | 1,538 |
| Cash and due from depository institutions | $25,574,000 | 1,420 |
| Interest-bearing balances | $23,974,000 | 1,532 |
| Securities | $99,817,000 | 1,500 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $270,967,000 | 1,549 |
| Loan loss allowance | $5,095,000 | 1,387 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $5,183,000 | 2,163 |
| Other real estate owned | $18,867,000 | 1,420 |
| Goodwill and other intangibles | $6,000 | 2,868 |
| All other assets | $11,343,000 | 1,636 |
| Life insurance assets | $1,216,000 | 2,999 |
| Total liabilities and capital | $431,757,000 | 1,538 |
| Total liabilities | $394,287,000 | 1,510 |
| Total deposits | $340,126,000 | 1,627 |
| Interest-bearing deposits | $279,105,000 | 1,627 |
| Deposits held in domestic offices | $340,126,000 | 1,626 |
| % insured | 81.85% | 4,704 |
| Federal funds purchased & repurchase agreements | $22,907,000 | 502 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $30,000,000 | 810 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $1,254,000 | 2,725 |
| Total equity capital | $37,470,000 | 1,849 |
| Total bank equity capital | $37,470,000 | 1,849 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $590,000 | 3,042 |
| Surplus | $23,045,000 | 1,337 |
| Undivided profits | $13,835,000 | 2,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $5,864,000 | 1,415 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $569,000 | 418 |
| Income earned, not collected on loans | $1,153,000 | 2,337 |
| Earning assets | $394,758,000 | 1,543 |
| Long-term assets (5+ years) | $93,899,000 | 2,082 |
| Average Assets, year-to-date | $433,311,670 | 1,539 |
| Average Assets, quarterly | $429,944,000 | 1,551 |
| Volatile liabilities | $36,396,000 | 1,173 |
| Insider loans | $1,469,000 | 3,001 |
| FHLB advances | $30,000,000 | 755 |
| Loans and leases held for sale | $103,000 | 2,056 |
| Unused loan commitments | $31,402,000 | 1,982 |
| Tier 1 (core) risk-based capital | $35,852,000 | 1,879 |
| Tier 2 risk-based capital | $3,774,000 | 1,401 |
| Total risk weighted assets | $302,485,000 | 1,464 |
| Total unused commitments | $31,402,000 | 1,982 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 104 | 1,445 |
| Assets and Liabilities | ||
| Total Assets: | $428,131,000 | 1,571 |
| Cash and due from depository institutions | $32,775,000 | 1,445 |
| Interest-bearing balances | $30,826,000 | 1,489 |
| Securities | $91,169,000 | 1,663 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $266,881,000 | 1,555 |
| Loan loss allowance | $5,669,000 | 1,271 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $5,289,000 | 2,146 |
| Other real estate owned | $21,159,000 | 1,445 |
| Goodwill and other intangibles | $8,000 | 2,867 |
| All other assets | $10,850,000 | 1,688 |
| Life insurance assets | $1,208,000 | 2,984 |
| Total liabilities and capital | $428,131,000 | 1,571 |
| Total liabilities | $390,437,000 | 1,536 |
| Total deposits | $338,258,000 | 1,658 |
| Interest-bearing deposits | $281,503,000 | 1,644 |
| Deposits held in domestic offices | $338,258,000 | 1,658 |
| % insured | 81.71% | 4,796 |
| Federal funds purchased & repurchase agreements | $21,150,000 | 517 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $30,000,000 | 763 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $1,029,000 | 3,137 |
| Total equity capital | $37,694,000 | 1,890 |
| Total bank equity capital | $37,694,000 | 1,890 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $590,000 | 3,082 |
| Surplus | $23,045,000 | 1,344 |
| Undivided profits | $14,059,000 | 2,469 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $6,364,000 | 1,446 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,082,000 | 265 |
| Income earned, not collected on loans | $1,323,000 | 2,002 |
| Earning assets | $388,876,000 | 1,578 |
| Long-term assets (5+ years) | $85,474,000 | 2,209 |
| Average Assets, year-to-date | $434,089,000 | 1,549 |
| Average Assets, quarterly | $434,089,000 | 1,549 |
| Volatile liabilities | $34,329,000 | 1,218 |
| Insider loans | $1,487,000 | 3,007 |
| FHLB advances | $30,000,000 | 709 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $33,429,000 | 1,889 |
| Tier 1 (core) risk-based capital | $36,404,000 | 1,848 |
| Tier 2 risk-based capital | $3,794,000 | 1,393 |
| Total risk weighted assets | $301,676,000 | 1,460 |
| Total unused commitments | $33,429,000 | 1,889 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 105 | 1,420 |
| Assets and Liabilities | ||
| Total Assets: | $440,047,000 | 1,531 |
| Cash and due from depository institutions | $56,412,000 | 1,420 |
| Interest-bearing balances | $54,576,000 | 776 |
| Securities | $76,142,000 | 1,910 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $270,851,000 | 1,543 |
| Loan loss allowance | $6,141,000 | 1,173 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $5,399,000 | 2,115 |
| Other real estate owned | $20,300,000 | 1,420 |
| Goodwill and other intangibles | $11,000 | 2,851 |
| All other assets | $10,932,000 | 1,675 |
| Life insurance assets | $1,200,000 | 2,961 |
| Total liabilities and capital | $440,047,000 | 1,531 |
| Total liabilities | $402,630,000 | 1,499 |
| Total deposits | $347,238,000 | 1,615 |
| Interest-bearing deposits | $284,827,000 | 1,601 |
| Deposits held in domestic offices | $347,238,000 | 1,615 |
| % insured | 90.58% | 3,211 |
| Federal funds purchased & repurchase agreements | $19,587,000 | 574 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $35,000,000 | 729 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $805,000 | 3,569 |
| Total equity capital | $37,417,000 | 1,902 |
| Total bank equity capital | $37,417,000 | 1,902 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $590,000 | 3,110 |
| Surplus | $23,045,000 | 1,344 |
| Undivided profits | $13,782,000 | 2,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $6,005,000 | 1,551 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,138,000 | 254 |
| Income earned, not collected on loans | $1,214,000 | 2,249 |
| Earning assets | $401,569,000 | 1,526 |
| Long-term assets (5+ years) | $75,009,000 | 2,389 |
| Average Assets, year-to-date | $424,725,200 | 1,545 |
| Average Assets, quarterly | $432,195,000 | 1,548 |
| Volatile liabilities | $37,244,000 | 1,188 |
| Insider loans | $1,885,000 | 2,641 |
| FHLB advances | $35,000,000 | 667 |
| Loans and leases held for sale | $204,000 | 2,021 |
| Unused loan commitments | $33,130,000 | 1,829 |
| Tier 1 (core) risk-based capital | $35,132,000 | 1,883 |
| Tier 2 risk-based capital | $3,798,000 | 1,387 |
| Total risk weighted assets | $301,536,000 | 1,461 |
| Total unused commitments | $33,130,000 | 1,829 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 103 | 1,452 |
| Assets and Liabilities | ||
| Total Assets: | $424,343,000 | 1,585 |
| Cash and due from depository institutions | $34,832,000 | 1,452 |
| Interest-bearing balances | $33,299,000 | 1,207 |
| Securities | $82,242,000 | 1,791 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $268,540,000 | 1,554 |
| Loan loss allowance | $5,280,000 | 1,406 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $5,465,000 | 2,122 |
| Other real estate owned | $22,337,000 | 1,452 |
| Goodwill and other intangibles | $13,000 | 2,867 |
| All other assets | $10,914,000 | 1,677 |
| Life insurance assets | $1,191,000 | 2,926 |
| Total liabilities and capital | $424,343,000 | 1,585 |
| Total liabilities | $387,417,000 | 1,547 |
| Total deposits | $331,532,000 | 1,677 |
| Interest-bearing deposits | $285,750,000 | 1,617 |
| Deposits held in domestic offices | $331,532,000 | 1,676 |
| % insured | 92.53% | 2,665 |
| Federal funds purchased & repurchase agreements | $19,380,000 | 585 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $35,000,000 | 740 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $1,505,000 | 2,641 |
| Total equity capital | $36,926,000 | 1,954 |
| Total bank equity capital | $36,926,000 | 1,954 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $590,000 | 3,160 |
| Surplus | $23,045,000 | 1,361 |
| Undivided profits | $13,291,000 | 2,601 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $7,970,000 | 1,334 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,249,000 | 248 |
| Income earned, not collected on loans | $1,351,000 | 2,190 |
| Earning assets | $384,081,000 | 1,596 |
| Long-term assets (5+ years) | $67,851,000 | 2,552 |
| Average Assets, year-to-date | $420,894,750 | 1,579 |
| Average Assets, quarterly | $422,211,500 | 1,581 |
| Volatile liabilities | $36,378,000 | 1,250 |
| Insider loans | $1,907,000 | 2,659 |
| FHLB advances | $35,000,000 | 681 |
| Loans and leases held for sale | $454,000 | 1,771 |
| Unused loan commitments | $34,857,000 | 1,744 |
| Tier 1 (core) risk-based capital | $34,670,000 | 1,924 |
| Tier 2 risk-based capital | $3,760,000 | 1,401 |
| Total risk weighted assets | $299,260,000 | 1,469 |
| Total unused commitments | $34,857,000 | 1,744 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 107 | 1,390 |
| Assets and Liabilities | ||
| Total Assets: | $420,080,000 | 1,591 |
| Cash and due from depository institutions | $36,879,000 | 1,390 |
| Interest-bearing balances | $35,328,000 | 1,126 |
| Securities | $86,595,000 | 1,699 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $257,720,000 | 1,597 |
| Loan loss allowance | $6,029,000 | 1,255 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $5,575,000 | 2,078 |
| Other real estate owned | $22,061,000 | 1,390 |
| Goodwill and other intangibles | $16,000 | 2,846 |
| All other assets | $11,234,000 | 1,641 |
| Life insurance assets | $1,183,000 | 2,902 |
| Total liabilities and capital | $420,080,000 | 1,591 |
| Total liabilities | $383,705,000 | 1,553 |
| Total deposits | $323,983,000 | 1,705 |
| Interest-bearing deposits | $278,733,000 | 1,662 |
| Deposits held in domestic offices | $323,983,000 | 1,705 |
| % insured | 93.17% | 2,515 |
| Federal funds purchased & repurchase agreements | $23,299,000 | 514 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $35,000,000 | 750 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $1,423,000 | 2,602 |
| Total equity capital | $36,375,000 | 1,948 |
| Total bank equity capital | $36,375,000 | 1,948 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $590,000 | 3,198 |
| Surplus | $23,045,000 | 1,363 |
| Undivided profits | $12,740,000 | 2,631 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $7,124,000 | 1,486 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $1,247,000 | 2,210 |
| Earning assets | $379,643,000 | 1,609 |
| Long-term assets (5+ years) | $66,882,000 | 2,545 |
| Average Assets, year-to-date | $419,745,330 | 1,582 |
| Average Assets, quarterly | $418,074,000 | 1,599 |
| Volatile liabilities | $35,213,000 | 1,294 |
| Insider loans | $1,929,000 | 2,659 |
| FHLB advances | $35,000,000 | 690 |
| Loans and leases held for sale | $269,000 | 1,886 |
| Unused loan commitments | $31,231,000 | 1,860 |
| Tier 1 (core) risk-based capital | $33,849,000 | 1,946 |
| Tier 2 risk-based capital | $3,600,000 | 1,454 |
| Total risk weighted assets | $285,597,000 | 1,515 |
| Total unused commitments | $31,231,000 | 1,860 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 109 | 1,350 |
| Assets and Liabilities | ||
| Total Assets: | $416,068,000 | 1,608 |
| Cash and due from depository institutions | $34,885,000 | 1,350 |
| Interest-bearing balances | $33,152,000 | 1,302 |
| Securities | $88,313,000 | 1,663 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $256,764,000 | 1,597 |
| Loan loss allowance | $6,024,000 | 1,262 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $5,650,000 | 2,057 |
| Other real estate owned | $18,957,000 | 1,350 |
| Goodwill and other intangibles | $19,000 | 2,847 |
| All other assets | $11,480,000 | 1,604 |
| Life insurance assets | $1,175,000 | 2,882 |
| Total liabilities and capital | $416,068,000 | 1,608 |
| Total liabilities | $380,357,000 | 1,578 |
| Total deposits | $317,912,000 | 1,755 |
| Interest-bearing deposits | $268,316,000 | 1,732 |
| Deposits held in domestic offices | $317,912,000 | 1,755 |
| % insured | 93.83% | 2,267 |
| Federal funds purchased & repurchase agreements | $21,445,000 | 551 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $40,000,000 | 690 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,000,000 | 3,211 |
| Total equity capital | $35,711,000 | 1,957 |
| Total bank equity capital | $35,711,000 | 1,957 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $590,000 | 3,236 |
| Surplus | $23,045,000 | 1,368 |
| Undivided profits | $12,076,000 | 2,695 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $10,767,000 | 1,120 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,334,000 | 2,073 |
| Earning assets | $378,229,000 | 1,620 |
| Long-term assets (5+ years) | $71,602,000 | 2,398 |
| Average Assets, year-to-date | $419,578,000 | 1,586 |
| Average Assets, quarterly | $419,578,000 | 1,586 |
| Volatile liabilities | $38,852,000 | 1,202 |
| Insider loans | $1,551,000 | 3,083 |
| FHLB advances | $40,000,000 | 642 |
| Loans and leases held for sale | $504,000 | 1,593 |
| Unused loan commitments | $31,764,000 | 1,850 |
| Tier 1 (core) risk-based capital | $33,081,000 | 1,982 |
| Tier 2 risk-based capital | $3,557,000 | 1,463 |
| Total risk weighted assets | $282,052,000 | 1,533 |
| Total unused commitments | $31,764,000 | 1,850 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 109 | 1,356 |
| Assets and Liabilities | ||
| Total Assets: | $423,088,000 | 1,572 |
| Cash and due from depository institutions | $38,882,000 | 1,356 |
| Interest-bearing balances | $37,222,000 | 1,071 |
| Securities | $86,126,000 | 1,643 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $260,365,000 | 1,595 |
| Loan loss allowance | $7,400,000 | 1,037 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $5,712,000 | 2,040 |
| Other real estate owned | $18,524,000 | 1,356 |
| Goodwill and other intangibles | $22,000 | 2,855 |
| All other assets | $13,457,000 | 1,436 |
| Life insurance assets | $1,167,000 | 2,860 |
| Total liabilities and capital | $423,088,000 | 1,572 |
| Total liabilities | $387,779,000 | 1,529 |
| Total deposits | $317,462,000 | 1,725 |
| Interest-bearing deposits | $270,052,000 | 1,710 |
| Deposits held in domestic offices | $317,462,000 | 1,724 |
| % insured | 95.21% | 1,768 |
| Federal funds purchased & repurchase agreements | $29,391,000 | 465 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $40,000,000 | 724 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $926,000 | 3,363 |
| Total equity capital | $35,309,000 | 1,963 |
| Total bank equity capital | $35,309,000 | 1,962 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $590,000 | 3,262 |
| Surplus | $23,045,000 | 1,374 |
| Undivided profits | $11,674,000 | 2,735 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $7,882,000 | 1,485 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $67,000 | 925 |
| Income earned, not collected on loans | $1,327,000 | 2,182 |
| Earning assets | $383,713,000 | 1,575 |
| Long-term assets (5+ years) | $70,850,000 | 2,058 |
| Average Assets, year-to-date | $435,308,400 | 1,496 |
| Average Assets, quarterly | $424,071,000 | 1,556 |
| Volatile liabilities | $42,468,000 | 1,179 |
| Insider loans | $1,561,000 | 3,119 |
| FHLB advances | $40,000,000 | 673 |
| Loans and leases held for sale | $467,000 | 1,434 |
| Unused loan commitments | $24,972,000 | 2,178 |
| Tier 1 (core) risk-based capital | $33,536,000 | 1,927 |
| Tier 2 risk-based capital | $3,622,000 | 1,441 |
| Total risk weighted assets | $285,944,000 | 1,519 |
| Total unused commitments | $24,972,000 | 2,179 |
| Derivatives | $467,000 | 1,086 |
| 2011-09-30 | Rank | |
| # of Employees: | 110 | 1,349 |
| Assets and Liabilities | ||
| Total Assets: | $425,054,000 | 1,558 |
| Cash and due from depository institutions | $32,935,000 | 1,349 |
| Interest-bearing balances | $31,563,000 | 1,303 |
| Securities | $93,742,000 | 1,504 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $263,536,000 | 1,595 |
| Loan loss allowance | $6,864,000 | 1,138 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $5,676,000 | 2,063 |
| Other real estate owned | $18,255,000 | 1,349 |
| Goodwill and other intangibles | $26,000 | 2,861 |
| All other assets | $10,884,000 | 1,735 |
| Life insurance assets | $1,159,000 | 2,846 |
| Total liabilities and capital | $425,054,000 | 1,558 |
| Total liabilities | $394,466,000 | 1,503 |
| Total deposits | $326,991,000 | 1,672 |
| Interest-bearing deposits | $282,436,000 | 1,661 |
| Deposits held in domestic offices | $326,991,000 | 1,671 |
| % insured | 94.83% | 1,982 |
| Federal funds purchased & repurchase agreements | $26,054,000 | 498 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $40,000,000 | 737 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,421,000 | 2,717 |
| Total equity capital | $30,588,000 | 2,246 |
| Total bank equity capital | $30,588,000 | 2,245 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $590,000 | 3,301 |
| Surplus | $18,545,000 | 1,656 |
| Undivided profits | $11,453,000 | 2,793 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $8,560,000 | 1,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $67,000 | 940 |
| Income earned, not collected on loans | $1,337,000 | 2,239 |
| Earning assets | $388,841,000 | 1,555 |
| Long-term assets (5+ years) | $73,604,000 | 1,943 |
| Average Assets, year-to-date | $438,363,500 | 1,501 |
| Average Assets, quarterly | $432,664,000 | 1,524 |
| Volatile liabilities | $40,641,000 | 1,259 |
| Insider loans | $1,412,000 | 3,297 |
| FHLB advances | $40,000,000 | 674 |
| Loans and leases held for sale | $228,000 | 1,629 |
| Unused loan commitments | $27,699,000 | 1,994 |
| Tier 1 (core) risk-based capital | $28,071,000 | 2,272 |
| Tier 2 risk-based capital | $3,599,000 | 1,449 |
| Total risk weighted assets | $284,681,000 | 1,538 |
| Total unused commitments | $27,699,000 | 1,999 |
| Derivatives | $1,123,000 | 1,024 |
| 2011-06-30 | Rank | |
| # of Employees: | 113 | 1,314 |
| Assets and Liabilities | ||
| Total Assets: | $440,274,000 | 1,507 |
| Cash and due from depository institutions | $29,905,000 | 1,314 |
| Interest-bearing balances | $28,435,000 | 1,289 |
| Securities | $109,413,000 | 1,306 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $263,357,000 | 1,593 |
| Loan loss allowance | $6,814,000 | 1,169 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $5,790,000 | 2,027 |
| Other real estate owned | $20,058,000 | 1,314 |
| Goodwill and other intangibles | $29,000 | 2,865 |
| All other assets | $11,722,000 | 1,637 |
| Life insurance assets | $1,150,000 | 2,820 |
| Total liabilities and capital | $440,274,000 | 1,507 |
| Total liabilities | $410,799,000 | 1,454 |
| Total deposits | $337,273,000 | 1,610 |
| Interest-bearing deposits | $292,566,000 | 1,604 |
| Deposits held in domestic offices | $337,273,000 | 1,609 |
| % insured | 93.85% | 2,515 |
| Federal funds purchased & repurchase agreements | $27,011,000 | 505 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $45,000,000 | 691 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,515,000 | 2,449 |
| Total equity capital | $29,475,000 | 2,262 |
| Total bank equity capital | $29,475,000 | 2,261 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $590,000 | 3,345 |
| Surplus | $18,545,000 | 1,646 |
| Undivided profits | $10,340,000 | 2,903 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $7,233,000 | 1,709 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,298,000 | 2,255 |
| Earning assets | $401,205,000 | 1,509 |
| Long-term assets (5+ years) | $93,291,000 | 1,556 |
| Average Assets, year-to-date | $442,800,000 | 1,496 |
| Average Assets, quarterly | $443,670,500 | 1,499 |
| Volatile liabilities | $48,391,000 | 1,110 |
| Insider loans | $924,000 | 4,043 |
| FHLB advances | $45,000,000 | 630 |
| Loans and leases held for sale | $431,000 | 1,205 |
| Unused loan commitments | $26,091,000 | 2,113 |
| Tier 1 (core) risk-based capital | $27,110,000 | 2,308 |
| Tier 2 risk-based capital | $3,650,000 | 1,458 |
| Total risk weighted assets | $288,824,000 | 1,534 |
| Total unused commitments | $26,091,000 | 2,115 |
| Derivatives | $431,000 | 1,038 |
| 2011-03-31 | Rank | |
| # of Employees: | 112 | 1,324 |
| Assets and Liabilities | ||
| Total Assets: | $447,067,000 | 1,504 |
| Cash and due from depository institutions | $41,431,000 | 1,324 |
| Interest-bearing balances | $39,922,000 | 985 |
| Securities | $100,880,000 | 1,389 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $265,835,000 | 1,590 |
| Loan loss allowance | $7,914,000 | 1,034 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $5,961,000 | 1,999 |
| Other real estate owned | $20,464,000 | 1,324 |
| Goodwill and other intangibles | $33,000 | 2,851 |
| All other assets | $12,463,000 | 1,586 |
| Life insurance assets | $1,142,000 | 2,827 |
| Total liabilities and capital | $447,067,000 | 1,504 |
| Total liabilities | $418,402,000 | 1,453 |
| Total deposits | $339,145,000 | 1,617 |
| Interest-bearing deposits | $303,957,000 | 1,565 |
| Deposits held in domestic offices | $339,145,000 | 1,615 |
| % insured | 94.52% | 2,244 |
| Federal funds purchased & repurchase agreements | $27,790,000 | 505 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $50,000,000 | 671 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,467,000 | 2,472 |
| Total equity capital | $28,665,000 | 2,285 |
| Total bank equity capital | $28,665,000 | 2,284 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $590,000 | 3,387 |
| Surplus | $18,545,000 | 1,660 |
| Undivided profits | $9,530,000 | 2,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $6,271,000 | 1,908 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $60,000 | 956 |
| Income earned, not collected on loans | $1,431,000 | 2,061 |
| Earning assets | $406,637,000 | 1,505 |
| Long-term assets (5+ years) | $95,726,000 | 1,498 |
| Average Assets, year-to-date | $444,063,000 | 1,506 |
| Average Assets, quarterly | $444,063,000 | 1,506 |
| Volatile liabilities | $49,141,000 | 1,125 |
| Insider loans | $930,000 | 4,084 |
| FHLB advances | $50,000,000 | 611 |
| Loans and leases held for sale | $75,000 | 1,601 |
| Unused loan commitments | $31,644,000 | 1,828 |
| Tier 1 (core) risk-based capital | $26,788,000 | 2,325 |
| Tier 2 risk-based capital | $3,638,000 | 1,478 |
| Total risk weighted assets | $290,981,000 | 1,533 |
| Total unused commitments | $31,644,000 | 1,829 |
| Derivatives | $75,000 | 1,127 |
| 2010-12-31 | Rank | |
| # of Employees: | 110 | 1,369 |
| Assets and Liabilities | ||
| Total Assets: | $442,741,000 | 1,515 |
| Cash and due from depository institutions | $22,982,000 | 1,369 |
| Interest-bearing balances | $21,492,000 | 1,561 |
| Securities | $108,346,000 | 1,263 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $278,915,000 | 1,564 |
| Loan loss allowance | $6,332,000 | 1,264 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $8,047,000 | 1,488 |
| Other real estate owned | $12,658,000 | 1,369 |
| Goodwill and other intangibles | $37,000 | 2,843 |
| All other assets | $11,756,000 | 1,705 |
| Life insurance assets | $1,134,000 | 2,822 |
| Total liabilities and capital | $442,741,000 | 1,515 |
| Total liabilities | $413,084,000 | 1,460 |
| Total deposits | $337,709,000 | 1,616 |
| Interest-bearing deposits | $306,467,000 | 1,531 |
| Deposits held in domestic offices | $337,709,000 | 1,614 |
| % insured | 94.06% | 2,386 |
| Federal funds purchased & repurchase agreements | $24,325,000 | 583 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $50,000,000 | 707 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,050,000 | 3,125 |
| Total equity capital | $29,657,000 | 2,211 |
| Total bank equity capital | $29,657,000 | 2,210 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $590,000 | 3,434 |
| Surplus | $18,545,000 | 1,669 |
| Undivided profits | $10,522,000 | 2,758 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $13,910,000 | 1,118 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $60,000 | 1,036 |
| Income earned, not collected on loans | $1,326,000 | 2,298 |
| Earning assets | $408,753,000 | 1,495 |
| Long-term assets (5+ years) | $89,114,000 | 1,544 |
| Average Assets, year-to-date | $506,472,200 | 1,321 |
| Average Assets, quarterly | $461,594,000 | 1,459 |
| Volatile liabilities | $153,289,000 | 891 |
| Insider loans | $1,117,000 | 3,844 |
| FHLB advances | $50,000,000 | 647 |
| Loans and leases held for sale | $730,000 | 1,329 |
| Unused loan commitments | $28,774,000 | 1,962 |
| Tier 1 (core) risk-based capital | $28,392,000 | 2,197 |
| Tier 2 risk-based capital | $3,741,000 | 1,462 |
| Total risk weighted assets | $296,715,000 | 1,533 |
| Total unused commitments | $28,774,000 | 1,963 |
| Derivatives | $730,000 | 1,012 |
| 2010-09-30 | Rank | |
| # of Employees: | 110 | 1,368 |
| Assets and Liabilities | ||
| Total Assets: | $480,447,000 | 1,421 |
| Cash and due from depository institutions | $53,221,000 | 1,368 |
| Interest-bearing balances | $51,790,000 | 695 |
| Securities | $108,891,000 | 1,210 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $285,775,000 | 1,553 |
| Loan loss allowance | $6,271,000 | 1,296 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $8,235,000 | 1,482 |
| Other real estate owned | $13,143,000 | 1,368 |
| Goodwill and other intangibles | $42,000 | 2,827 |
| All other assets | $11,140,000 | 1,803 |
| Life insurance assets | $1,126,000 | 2,827 |
| Total liabilities and capital | $480,447,000 | 1,421 |
| Total liabilities | $448,709,000 | 1,361 |
| Total deposits | $353,147,000 | 1,571 |
| Interest-bearing deposits | $312,757,000 | 1,535 |
| Deposits held in domestic offices | $353,147,000 | 1,569 |
| % insured | 92.41% | 2,603 |
| Federal funds purchased & repurchase agreements | $37,182,000 | 439 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $57,000,000 | 670 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,380,000 | 2,888 |
| Total equity capital | $31,738,000 | 2,140 |
| Total bank equity capital | $31,738,000 | 2,139 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $590,000 | 3,502 |
| Surplus | $18,545,000 | 1,671 |
| Undivided profits | $12,603,000 | 2,549 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $10,204,000 | 1,423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $348,000 | 626 |
| Income earned, not collected on loans | $1,456,000 | 2,251 |
| Earning assets | $446,456,000 | 1,395 |
| Long-term assets (5+ years) | $107,369,000 | 1,284 |
| Average Assets, year-to-date | $522,405,000 | 1,289 |
| Average Assets, quarterly | $500,502,000 | 1,357 |
| Volatile liabilities | $159,758,000 | 864 |
| Insider loans | $248,000 | 5,862 |
| FHLB advances | $57,000,000 | 606 |
| Loans and leases held for sale | $112,000 | 1,873 |
| Unused loan commitments | $32,524,000 | 1,808 |
| Tier 1 (core) risk-based capital | $30,292,000 | 2,092 |
| Tier 2 risk-based capital | $3,873,000 | 1,433 |
| Total risk weighted assets | $307,426,000 | 1,505 |
| Total unused commitments | $32,524,000 | 1,810 |
| Derivatives | $112,000 | 1,181 |
| 2010-06-30 | Rank | |
| # of Employees: | 112 | 1,365 |
| Assets and Liabilities | ||
| Total Assets: | $520,557,000 | 1,312 |
| Cash and due from depository institutions | $43,691,000 | 1,365 |
| Interest-bearing balances | $20,446,000 | 1,587 |
| Securities | $129,725,000 | 1,030 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $311,829,000 | 1,436 |
| Loan loss allowance | $6,967,000 | 1,199 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,659,000 | 1,622 |
| Other real estate owned | $9,864,000 | 1,365 |
| Goodwill and other intangibles | $46,000 | 2,824 |
| All other assets | $17,743,000 | 1,259 |
| Life insurance assets | $1,117,000 | 2,842 |
| Total liabilities and capital | $520,557,000 | 1,312 |
| Total liabilities | $488,985,000 | 1,261 |
| Total deposits | $401,596,000 | 1,390 |
| Interest-bearing deposits | $352,985,000 | 1,371 |
| Deposits held in domestic offices | $401,596,000 | 1,389 |
| % insured | 89.14% | 3,920 |
| Federal funds purchased & repurchase agreements | $24,105,000 | 580 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $62,000,000 | 647 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,284,000 | 2,916 |
| Total equity capital | $31,572,000 | 2,133 |
| Total bank equity capital | $31,572,000 | 2,132 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $590,000 | 3,537 |
| Surplus | $18,545,000 | 1,667 |
| Undivided profits | $12,437,000 | 2,526 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $13,105,000 | 1,215 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,662,000 | 1,879 |
| Earning assets | $462,000,000 | 1,357 |
| Long-term assets (5+ years) | $97,094,000 | 1,402 |
| Average Assets, year-to-date | $536,391,000 | 1,272 |
| Average Assets, quarterly | $539,802,500 | 1,267 |
| Volatile liabilities | $150,331,000 | 949 |
| Insider loans | $236,000 | 5,985 |
| FHLB advances | $62,000,000 | 589 |
| Loans and leases held for sale | $315,000 | 1,490 |
| Unused loan commitments | $31,082,000 | 1,901 |
| Tier 1 (core) risk-based capital | $30,489,000 | 2,080 |
| Tier 2 risk-based capital | $4,171,000 | 1,365 |
| Total risk weighted assets | $330,868,000 | 1,427 |
| Total unused commitments | $31,082,000 | 1,904 |
| Derivatives | $108,000 | 1,146 |
| 2010-03-31 | Rank | |
| # of Employees: | 112 | 1,377 |
| Assets and Liabilities | ||
| Total Assets: | $559,048,000 | 1,249 |
| Cash and due from depository institutions | $55,069,000 | 1,377 |
| Interest-bearing balances | $49,325,000 | 696 |
| Securities | $150,650,000 | 881 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $319,188,000 | 1,439 |
| Loan loss allowance | $6,760,000 | 1,259 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $7,784,000 | 1,608 |
| Other real estate owned | $8,240,000 | 1,377 |
| Goodwill and other intangibles | $34,000 | 2,885 |
| All other assets | $18,083,000 | 1,265 |
| Life insurance assets | $1,109,000 | 2,860 |
| Total liabilities and capital | $559,048,000 | 1,249 |
| Total liabilities | $528,401,000 | 1,187 |
| Total deposits | $430,218,000 | 1,314 |
| Interest-bearing deposits | $382,354,000 | 1,292 |
| Deposits held in domestic offices | $430,218,000 | 1,313 |
| % insured | 89.04% | 4,045 |
| Federal funds purchased & repurchase agreements | $29,956,000 | 517 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $67,000,000 | 644 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,227,000 | 2,989 |
| Total equity capital | $30,647,000 | 2,194 |
| Total bank equity capital | $30,647,000 | 2,193 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $590,000 | 3,595 |
| Surplus | $18,545,000 | 1,700 |
| Undivided profits | $11,512,000 | 2,658 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $8,469,000 | 1,686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,981,000 | 1,631 |
| Earning assets | $519,163,000 | 1,222 |
| Long-term assets (5+ years) | $122,386,000 | 1,127 |
| Average Assets, year-to-date | $544,308,000 | 1,285 |
| Average Assets, quarterly | $544,308,000 | 1,285 |
| Volatile liabilities | $162,342,000 | 915 |
| Insider loans | $237,000 | 6,055 |
| FHLB advances | $67,000,000 | 584 |
| Loans and leases held for sale | $1,045,000 | 895 |
| Unused loan commitments | $42,158,000 | 1,527 |
| Tier 1 (core) risk-based capital | $30,036,000 | 2,121 |
| Tier 2 risk-based capital | $4,284,000 | 1,375 |
| Total risk weighted assets | $342,720,000 | 1,425 |
| Total unused commitments | $42,158,000 | 1,530 |
| Derivatives | $879,000 | 949 |
| 2009-12-31 | Rank | |
| # of Employees: | 111 | 1,401 |
| Assets and Liabilities | ||
| Total Assets: | $529,568,000 | 1,328 |
| Cash and due from depository institutions | $38,432,000 | 1,401 |
| Interest-bearing balances | $32,948,000 | 887 |
| Securities | $124,550,000 | 1,035 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $330,558,000 | 1,418 |
| Loan loss allowance | $5,905,000 | 1,416 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $7,931,000 | 1,602 |
| Other real estate owned | $10,327,000 | 1,401 |
| Goodwill and other intangibles | $38,000 | 2,888 |
| All other assets | $17,732,000 | 1,328 |
| Life insurance assets | $1,101,000 | 2,863 |
| Total liabilities and capital | $529,568,000 | 1,328 |
| Total liabilities | $499,777,000 | 1,275 |
| Total deposits | $405,362,000 | 1,395 |
| Interest-bearing deposits | $362,770,000 | 1,364 |
| Deposits held in domestic offices | $405,362,000 | 1,393 |
| % insured | 93.40% | 2,391 |
| Federal funds purchased & repurchase agreements | $26,322,000 | 584 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $67,000,000 | 695 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,093,000 | 3,252 |
| Total equity capital | $29,791,000 | 2,220 |
| Total bank equity capital | $29,791,000 | 2,218 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $590,000 | 3,641 |
| Surplus | $18,545,000 | 1,697 |
| Undivided profits | $10,656,000 | 2,772 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $7,359,000 | 1,854 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,521,000 | 2,232 |
| Earning assets | $488,056,000 | 1,315 |
| Long-term assets (5+ years) | $105,811,000 | 1,312 |
| Average Assets, year-to-date | $488,169,800 | 1,418 |
| Average Assets, quarterly | $517,773,500 | 1,351 |
| Volatile liabilities | $134,386,000 | 1,101 |
| Insider loans | $237,000 | 6,132 |
| FHLB advances | $67,000,000 | 626 |
| Loans and leases held for sale | $686,000 | 1,150 |
| Unused loan commitments | $42,287,000 | 1,528 |
| Tier 1 (core) risk-based capital | $29,487,000 | 2,140 |
| Tier 2 risk-based capital | $4,476,000 | 1,336 |
| Total risk weighted assets | $356,655,000 | 1,404 |
| Total unused commitments | $42,287,000 | 1,529 |
| Derivatives | $269,000 | 1,063 |
| 2009-09-30 | Rank | |
| # of Employees: | 111 | 1,438 |
| Assets and Liabilities | ||
| Total Assets: | $505,979,000 | 1,400 |
| Cash and due from depository institutions | $73,288,000 | 1,438 |
| Interest-bearing balances | $69,222,000 | 406 |
| Securities | $59,275,000 | 2,089 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $341,652,000 | 1,414 |
| Loan loss allowance | $7,398,000 | 1,086 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $8,042,000 | 1,594 |
| Other real estate owned | $7,695,000 | 1,438 |
| Goodwill and other intangibles | $19,000 | 3,018 |
| All other assets | $16,008,000 | 1,291 |
| Life insurance assets | $1,093,000 | 2,864 |
| Total liabilities and capital | $505,979,000 | 1,400 |
| Total liabilities | $472,768,000 | 1,353 |
| Total deposits | $386,167,000 | 1,464 |
| Interest-bearing deposits | $345,293,000 | 1,433 |
| Deposits held in domestic offices | $386,167,000 | 1,460 |
| % insured | 92.86% | 2,761 |
| Federal funds purchased & repurchase agreements | $18,136,000 | 771 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $67,000,000 | 737 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,465,000 | 2,957 |
| Total equity capital | $33,211,000 | 2,077 |
| Total bank equity capital | $33,211,000 | 2,076 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $590,000 | 3,689 |
| Surplus | $18,545,000 | 1,697 |
| Undivided profits | $14,076,000 | 2,336 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $8,139,000 | 1,701 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,712,000 | 2,130 |
| Earning assets | $470,149,000 | 1,380 |
| Long-term assets (5+ years) | $54,676,000 | 2,213 |
| Average Assets, year-to-date | $477,820,250 | 1,464 |
| Average Assets, quarterly | $483,569,500 | 1,464 |
| Volatile liabilities | $117,666,000 | 1,298 |
| Insider loans | $242,000 | 6,135 |
| FHLB advances | $67,000,000 | 664 |
| Loans and leases held for sale | $260,000 | 1,471 |
| Unused loan commitments | $40,986,000 | 1,666 |
| Tier 1 (core) risk-based capital | $32,172,000 | 2,006 |
| Tier 2 risk-based capital | $4,664,000 | 1,295 |
| Total risk weighted assets | $370,399,000 | 1,375 |
| Total unused commitments | $40,986,000 | 1,667 |
| Derivatives | $801,000 | 985 |
| 2009-06-30 | Rank | |
| # of Employees: | 104 | 1,576 |
| Assets and Liabilities | ||
| Total Assets: | $461,160,000 | 1,549 |
| Cash and due from depository institutions | $34,307,000 | 1,576 |
| Interest-bearing balances | $28,462,000 | 777 |
| Securities | $45,853,000 | 2,505 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $353,232,000 | 1,396 |
| Loan loss allowance | $7,383,000 | 1,054 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,104,000 | 1,606 |
| Other real estate owned | $4,783,000 | 1,576 |
| Goodwill and other intangibles | $21,000 | 3,026 |
| All other assets | $14,860,000 | 1,394 |
| Life insurance assets | $1,084,000 | 2,885 |
| Total liabilities and capital | $461,160,000 | 1,549 |
| Total liabilities | $426,579,000 | 1,520 |
| Total deposits | $337,400,000 | 1,709 |
| Interest-bearing deposits | $294,893,000 | 1,696 |
| Deposits held in domestic offices | $337,400,000 | 1,705 |
| % insured | 81.05% | 3,414 |
| Federal funds purchased & repurchase agreements | $20,526,000 | 722 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $67,000,000 | 780 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,653,000 | 2,725 |
| Total equity capital | $34,581,000 | 1,982 |
| Total bank equity capital | $34,581,000 | 1,979 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $590,000 | 3,734 |
| Surplus | $18,545,000 | 1,701 |
| Undivided profits | $15,446,000 | 2,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $13,446,000 | 1,149 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,414,000 | 2,470 |
| Earning assets | $427,547,000 | 1,522 |
| Long-term assets (5+ years) | $53,612,000 | 2,225 |
| Average Assets, year-to-date | $468,434,000 | 1,515 |
| Average Assets, quarterly | $469,092,000 | 1,529 |
| Volatile liabilities | $90,770,000 | 1,681 |
| Insider loans | $252,000 | 6,161 |
| FHLB advances | $67,000,000 | 707 |
| Loans and leases held for sale | $650,000 | 1,405 |
| Unused loan commitments | $49,103,000 | 1,498 |
| Tier 1 (core) risk-based capital | $34,527,000 | 1,901 |
| Tier 2 risk-based capital | $4,705,000 | 1,300 |
| Total risk weighted assets | $373,682,000 | 1,401 |
| Total unused commitments | $49,103,000 | 1,500 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 104 | 1,592 |
| Assets and Liabilities | ||
| Total Assets: | $477,024,000 | 1,519 |
| Cash and due from depository institutions | $34,912,000 | 1,592 |
| Interest-bearing balances | $28,869,000 | 667 |
| Securities | $51,434,000 | 2,271 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $365,587,000 | 1,356 |
| Loan loss allowance | $12,703,000 | 605 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $8,146,000 | 1,607 |
| Other real estate owned | $2,476,000 | 1,592 |
| Goodwill and other intangibles | $23,000 | 3,049 |
| All other assets | $14,446,000 | 1,424 |
| Life insurance assets | $1,076,000 | 2,907 |
| Total liabilities and capital | $477,024,000 | 1,519 |
| Total liabilities | $442,559,000 | 1,468 |
| Total deposits | $350,632,000 | 1,648 |
| Interest-bearing deposits | $301,242,000 | 1,668 |
| Deposits held in domestic offices | $350,632,000 | 1,645 |
| % insured | 75.88% | 4,887 |
| Federal funds purchased & repurchase agreements | $23,597,000 | 683 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $67,000,000 | 823 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,330,000 | 3,114 |
| Total equity capital | $34,465,000 | 1,996 |
| Total bank equity capital | $34,465,000 | 1,994 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $590,000 | 3,757 |
| Surplus | $16,788,000 | 1,826 |
| Undivided profits | $17,087,000 | 1,955 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $8,619,000 | 1,451 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,871,000 | 1,868 |
| Earning assets | $445,890,000 | 1,477 |
| Long-term assets (5+ years) | $47,760,000 | 2,419 |
| Average Assets, year-to-date | $472,071,000 | 1,517 |
| Average Assets, quarterly | $472,071,000 | 1,517 |
| Volatile liabilities | $84,568,000 | 1,790 |
| Insider loans | $250,000 | 6,206 |
| FHLB advances | $67,000,000 | 737 |
| Loans and leases held for sale | $1,300,000 | 994 |
| Unused loan commitments | $60,609,000 | 1,315 |
| Tier 1 (core) risk-based capital | $34,147,000 | 1,934 |
| Tier 2 risk-based capital | $4,952,000 | 1,213 |
| Total risk weighted assets | $388,380,000 | 1,359 |
| Total unused commitments | $60,609,000 | 1,316 |
| Derivatives | $250,000 | 1,127 |
| 2008-12-31 | Rank | |
| # of Employees: | 106 | 1,578 |
| Assets and Liabilities | ||
| Total Assets: | $467,118,000 | 1,519 |
| Cash and due from depository institutions | $10,872,000 | 1,578 |
| Interest-bearing balances | $3,899,000 | 2,181 |
| Securities | $44,226,000 | 2,562 |
| Federal funds sold & reverse repurchase agreements | $11,025,000 | 877 |
| Net loans & leases | $377,533,000 | 1,310 |
| Loan loss allowance | $9,401,000 | 765 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $8,228,000 | 1,580 |
| Other real estate owned | $2,459,000 | 1,578 |
| Goodwill and other intangibles | $25,000 | 3,050 |
| All other assets | $12,750,000 | 1,568 |
| Life insurance assets | $1,068,000 | 2,932 |
| Total liabilities and capital | $467,118,000 | 1,519 |
| Total liabilities | $430,969,000 | 1,485 |
| Total deposits | $327,087,000 | 1,697 |
| Interest-bearing deposits | $286,505,000 | 1,690 |
| Deposits held in domestic offices | $327,087,000 | 1,694 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,790,000 | 564 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $67,000,000 | 896 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,092,000 | 3,538 |
| Total equity capital | $36,149,000 | 1,863 |
| Total bank equity capital | $36,149,000 | 1,863 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $590,000 | 3,785 |
| Surplus | $16,287,000 | 1,837 |
| Undivided profits | $19,272,000 | 1,724 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,251,000 | 2,102 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,771,000 | 2,120 |
| Earning assets | $436,683,000 | 1,471 |
| Long-term assets (5+ years) | $46,341,000 | 2,440 |
| Average Assets, year-to-date | $451,383,800 | 1,520 |
| Average Assets, quarterly | $459,955,500 | 1,532 |
| Volatile liabilities | $94,847,000 | 1,588 |
| Insider loans | $250,000 | 6,280 |
| FHLB advances | $67,000,000 | 811 |
| Loans and leases held for sale | $104,000 | 1,564 |
| Unused loan commitments | $63,426,000 | 1,295 |
| Tier 1 (core) risk-based capital | $36,336,000 | 1,756 |
| Tier 2 risk-based capital | $5,074,000 | 1,169 |
| Total risk weighted assets | $401,630,000 | 1,301 |
| Total unused commitments | $63,426,000 | 1,296 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 106 | 1,596 |
| Assets and Liabilities | ||
| Total Assets: | $452,793,000 | 1,556 |
| Cash and due from depository institutions | $9,909,000 | 1,596 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $41,283,000 | 2,653 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $380,563,000 | 1,295 |
| Loan loss allowance | $7,285,000 | 874 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,402,000 | 2,044 |
| Other real estate owned | $1,901,000 | 1,596 |
| Goodwill and other intangibles | $27,000 | 3,098 |
| All other assets | $12,708,000 | 1,569 |
| Life insurance assets | $1,060,000 | 2,944 |
| Total liabilities and capital | $452,793,000 | 1,556 |
| Total liabilities | $414,818,000 | 1,534 |
| Total deposits | $303,077,000 | 1,792 |
| Interest-bearing deposits | $261,194,000 | 1,812 |
| Deposits held in domestic offices | $303,077,000 | 1,787 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,451,000 | 523 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $67,000,000 | 925 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,290,000 | 3,252 |
| Total equity capital | $37,975,000 | 1,792 |
| Total bank equity capital | $37,975,000 | 1,792 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $590,000 | 3,818 |
| Surplus | $16,288,000 | 1,814 |
| Undivided profits | $21,097,000 | 1,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,044,000 | 2,944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,886,000 | 2,111 |
| Earning assets | $421,846,000 | 1,517 |
| Long-term assets (5+ years) | $39,024,000 | 2,695 |
| Average Assets, year-to-date | $447,450,250 | 1,533 |
| Average Assets, quarterly | $451,291,000 | 1,547 |
| Volatile liabilities | $96,032,000 | 1,508 |
| Insider loans | $350,000 | 5,959 |
| FHLB advances | $67,000,000 | 846 |
| Loans and leases held for sale | $423,000 | 1,090 |
| Unused loan commitments | $61,398,000 | 1,417 |
| Tier 1 (core) risk-based capital | $38,032,000 | 1,706 |
| Tier 2 risk-based capital | $5,062,000 | 1,125 |
| Total risk weighted assets | $402,710,000 | 1,290 |
| Total unused commitments | $61,398,000 | 1,420 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 103 | 1,665 |
| Assets and Liabilities | ||
| Total Assets: | $449,789,000 | 1,567 |
| Cash and due from depository institutions | $13,039,000 | 1,665 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $45,948,000 | 2,488 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $370,170,000 | 1,322 |
| Loan loss allowance | $7,240,000 | 857 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,363,000 | 2,044 |
| Other real estate owned | $1,370,000 | 1,665 |
| Goodwill and other intangibles | $30,000 | 3,107 |
| All other assets | $12,869,000 | 1,503 |
| Life insurance assets | $1,052,000 | 2,967 |
| Total liabilities and capital | $449,789,000 | 1,567 |
| Total liabilities | $412,831,000 | 1,535 |
| Total deposits | $314,347,000 | 1,719 |
| Interest-bearing deposits | $272,308,000 | 1,734 |
| Deposits held in domestic offices | $314,347,000 | 1,713 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,331,000 | 617 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $62,000,000 | 966 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,153,000 | 3,484 |
| Total equity capital | $36,958,000 | 1,849 |
| Total bank equity capital | $36,958,000 | 1,849 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $590,000 | 3,854 |
| Surplus | $16,288,000 | 1,795 |
| Undivided profits | $20,080,000 | 1,736 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,493,000 | 3,157 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,796,000 | 2,145 |
| Earning assets | $416,118,000 | 1,541 |
| Long-term assets (5+ years) | $41,860,000 | 2,547 |
| Average Assets, year-to-date | $445,669,330 | 1,550 |
| Average Assets, quarterly | $448,826,000 | 1,554 |
| Volatile liabilities | $97,021,000 | 1,498 |
| Insider loans | $396,000 | 5,823 |
| FHLB advances | $62,000,000 | 906 |
| Loans and leases held for sale | $419,000 | 1,212 |
| Unused loan commitments | $62,336,000 | 1,442 |
| Tier 1 (core) risk-based capital | $36,916,000 | 1,766 |
| Tier 2 risk-based capital | $4,974,000 | 1,123 |
| Total risk weighted assets | $395,623,000 | 1,315 |
| Total unused commitments | $62,336,000 | 1,442 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 104 | 1,641 |
| Assets and Liabilities | ||
| Total Assets: | $447,863,000 | 1,559 |
| Cash and due from depository institutions | $12,052,000 | 1,641 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $42,663,000 | 2,624 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $373,074,000 | 1,293 |
| Loan loss allowance | $7,464,000 | 779 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,368,000 | 2,025 |
| Other real estate owned | $938,000 | 1,641 |
| Goodwill and other intangibles | $32,000 | 3,108 |
| All other assets | $12,736,000 | 1,469 |
| Life insurance assets | $1,043,000 | 2,977 |
| Total liabilities and capital | $447,863,000 | 1,559 |
| Total liabilities | $411,961,000 | 1,524 |
| Total deposits | $315,398,000 | 1,712 |
| Interest-bearing deposits | $273,544,000 | 1,730 |
| Deposits held in domestic offices | $315,398,000 | 1,706 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $38,373,000 | 575 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $57,000,000 | 977 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,190,000 | 3,630 |
| Total equity capital | $35,902,000 | 1,962 |
| Total bank equity capital | $35,902,000 | 1,962 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $590,000 | 3,866 |
| Surplus | $16,287,000 | 1,782 |
| Undivided profits | $19,025,000 | 1,893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,446,000 | 2,237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,076,000 | 1,865 |
| Earning assets | $415,737,000 | 1,537 |
| Long-term assets (5+ years) | $22,237,000 | 3,664 |
| Average Assets, year-to-date | $443,609,500 | 1,560 |
| Average Assets, quarterly | $443,609,500 | 1,560 |
| Volatile liabilities | $98,863,000 | 1,462 |
| Insider loans | $894,000 | 4,542 |
| FHLB advances | $57,000,000 | 906 |
| Loans and leases held for sale | $544,000 | 1,208 |
| Unused loan commitments | $70,109,000 | 1,357 |
| Tier 1 (core) risk-based capital | $35,504,000 | 1,840 |
| Tier 2 risk-based capital | $5,042,000 | 1,069 |
| Total risk weighted assets | $400,850,000 | 1,267 |
| Total unused commitments | $70,109,000 | 1,358 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 106 | 1,612 |
| Assets and Liabilities | ||
| Total Assets: | $439,356,000 | 1,564 |
| Cash and due from depository institutions | $14,933,000 | 1,612 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $34,952,000 | 3,084 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $368,172,000 | 1,307 |
| Loan loss allowance | $13,586,000 | 422 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,358,000 | 2,029 |
| Other real estate owned | $1,038,000 | 1,612 |
| Goodwill and other intangibles | $18,000 | 3,172 |
| All other assets | $13,885,000 | 1,362 |
| Life insurance assets | $1,035,000 | 2,976 |
| Total liabilities and capital | $439,356,000 | 1,564 |
| Total liabilities | $407,614,000 | 1,513 |
| Total deposits | $313,704,000 | 1,709 |
| Interest-bearing deposits | $267,965,000 | 1,749 |
| Deposits held in domestic offices | $313,704,000 | 1,703 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $41,561,000 | 542 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $47,000,000 | 1,070 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $5,349,000 | 1,119 |
| Total equity capital | $31,742,000 | 2,192 |
| Total bank equity capital | $31,742,000 | 2,192 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $590,000 | 3,877 |
| Surplus | $13,787,000 | 2,032 |
| Undivided profits | $17,365,000 | 2,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $685,000 | 4,038 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,408,000 | 1,724 |
| Earning assets | $403,124,000 | 1,557 |
| Long-term assets (5+ years) | $8,803,000 | 5,173 |
| Average Assets, year-to-date | $408,791,600 | 1,617 |
| Average Assets, quarterly | $434,788,500 | 1,562 |
| Volatile liabilities | $113,066,000 | 1,303 |
| Insider loans | $1,413,000 | 3,741 |
| FHLB advances | $47,000,000 | 994 |
| Loans and leases held for sale | $216,000 | 1,470 |
| Unused loan commitments | $71,689,000 | 1,340 |
| Tier 1 (core) risk-based capital | $31,635,000 | 2,077 |
| Tier 2 risk-based capital | $5,016,000 | 1,063 |
| Total risk weighted assets | $392,607,000 | 1,289 |
| Total unused commitments | $71,689,000 | 1,341 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 112 | 1,534 |
| Assets and Liabilities | ||
| Total Assets: | $430,221,000 | 1,570 |
| Cash and due from depository institutions | $13,652,000 | 1,534 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $33,858,000 | 3,162 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $365,490,000 | 1,275 |
| Loan loss allowance | $6,659,000 | 812 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,455,000 | 1,956 |
| Other real estate owned | $130,000 | 1,534 |
| Goodwill and other intangibles | $19,000 | 3,178 |
| All other assets | $10,617,000 | 1,683 |
| Life insurance assets | $1,028,000 | 2,947 |
| Total liabilities and capital | $430,221,000 | 1,570 |
| Total liabilities | $394,676,000 | 1,537 |
| Total deposits | $335,363,000 | 1,581 |
| Interest-bearing deposits | $287,510,000 | 1,611 |
| Deposits held in domestic offices | $335,363,000 | 1,578 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,918,000 | 950 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $42,000,000 | 1,057 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,395,000 | 3,271 |
| Total equity capital | $35,545,000 | 1,927 |
| Total bank equity capital | $35,545,000 | 1,927 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $590,000 | 3,865 |
| Surplus | $13,787,000 | 1,994 |
| Undivided profits | $21,168,000 | 1,710 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,286,000 | 2,714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,434,000 | 1,846 |
| Earning assets | $399,348,000 | 1,549 |
| Long-term assets (5+ years) | $9,294,000 | 4,967 |
| Average Assets, year-to-date | $401,150,500 | 1,640 |
| Average Assets, quarterly | $424,284,000 | 1,574 |
| Volatile liabilities | $87,329,000 | 1,614 |
| Insider loans | $1,385,000 | 3,728 |
| FHLB advances | $42,000,000 | 982 |
| Loans and leases held for sale | $1,211,000 | 807 |
| Unused loan commitments | $80,388,000 | 1,264 |
| Tier 1 (core) risk-based capital | $35,505,000 | 1,824 |
| Tier 2 risk-based capital | $4,908,000 | 1,073 |
| Total risk weighted assets | $390,755,000 | 1,270 |
| Total unused commitments | $80,388,000 | 1,265 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 106 | 1,644 |
| Assets and Liabilities | ||
| Total Assets: | $418,347,000 | 1,629 |
| Cash and due from depository institutions | $18,838,000 | 1,644 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $33,247,000 | 3,213 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $349,765,000 | 1,346 |
| Loan loss allowance | $4,040,000 | 1,315 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,434,000 | 1,949 |
| Other real estate owned | $185,000 | 1,644 |
| Goodwill and other intangibles | $25,000 | 3,179 |
| All other assets | $9,853,000 | 1,805 |
| Life insurance assets | $1,020,000 | 2,961 |
| Total liabilities and capital | $418,347,000 | 1,629 |
| Total liabilities | $383,633,000 | 1,589 |
| Total deposits | $297,804,000 | 1,801 |
| Interest-bearing deposits | $252,023,000 | 1,838 |
| Deposits held in domestic offices | $297,804,000 | 1,796 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,263,000 | 625 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $53,000,000 | 840 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,566,000 | 2,824 |
| Total equity capital | $34,714,000 | 1,952 |
| Total bank equity capital | $34,714,000 | 1,952 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $590,000 | 3,884 |
| Surplus | $13,787,000 | 1,998 |
| Undivided profits | $20,337,000 | 1,744 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $190,000 | 5,580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,264,000 | 1,841 |
| Earning assets | $383,012,000 | 1,626 |
| Long-term assets (5+ years) | $8,653,000 | 5,035 |
| Average Assets, year-to-date | $391,460,330 | 1,700 |
| Average Assets, quarterly | $403,356,000 | 1,670 |
| Volatile liabilities | $116,636,000 | 1,202 |
| Insider loans | $1,409,000 | 3,669 |
| FHLB advances | $53,000,000 | 764 |
| Loans and leases held for sale | $431,000 | 1,313 |
| Unused loan commitments | $69,146,000 | 1,422 |
| Tier 1 (core) risk-based capital | $34,882,000 | 1,857 |
| Tier 2 risk-based capital | $4,140,000 | 1,273 |
| Total risk weighted assets | $373,091,000 | 1,351 |
| Total unused commitments | $69,146,000 | 1,423 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 101 | 1,709 |
| Assets and Liabilities | ||
| Total Assets: | $388,365,000 | 1,728 |
| Cash and due from depository institutions | $11,369,000 | 1,709 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $33,008,000 | 3,218 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $327,880,000 | 1,411 |
| Loan loss allowance | $3,897,000 | 1,361 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,224,000 | 1,982 |
| Other real estate owned | $627,000 | 1,709 |
| Goodwill and other intangibles | $14,000 | 3,232 |
| All other assets | $9,243,000 | 1,837 |
| Life insurance assets | $1,013,000 | 2,971 |
| Total liabilities and capital | $388,365,000 | 1,728 |
| Total liabilities | $355,127,000 | 1,695 |
| Total deposits | $295,501,000 | 1,818 |
| Interest-bearing deposits | $251,337,000 | 1,851 |
| Deposits held in domestic offices | $295,501,000 | 1,813 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,315,000 | 827 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $39,000,000 | 1,017 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,311,000 | 2,160 |
| Total equity capital | $33,238,000 | 2,050 |
| Total bank equity capital | $33,238,000 | 2,050 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $590,000 | 3,884 |
| Surplus | $13,787,000 | 1,972 |
| Undivided profits | $18,861,000 | 1,877 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $126,000 | 5,946 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,241,000 | 1,821 |
| Earning assets | $360,888,000 | 1,713 |
| Long-term assets (5+ years) | $10,966,000 | 4,561 |
| Average Assets, year-to-date | $378,017,000 | 1,759 |
| Average Assets, quarterly | $378,017,000 | 1,759 |
| Volatile liabilities | $96,966,000 | 1,402 |
| Insider loans | $1,297,000 | 3,794 |
| FHLB advances | $39,000,000 | 947 |
| Loans and leases held for sale | $706,000 | 1,122 |
| Unused loan commitments | $65,696,000 | 1,495 |
| Tier 1 (core) risk-based capital | $33,284,000 | 1,935 |
| Tier 2 risk-based capital | $3,997,000 | 1,320 |
| Total risk weighted assets | $348,007,000 | 1,417 |
| Total unused commitments | $65,696,000 | 1,496 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 96 | 1,803 |
| Assets and Liabilities | ||
| Total Assets: | $367,669,000 | 1,798 |
| Cash and due from depository institutions | $17,636,000 | 1,803 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $32,589,000 | 3,266 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $301,926,000 | 1,533 |
| Loan loss allowance | $4,046,000 | 1,280 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,057,000 | 2,002 |
| Other real estate owned | $380,000 | 1,803 |
| Goodwill and other intangibles | $15,000 | 3,224 |
| All other assets | $9,066,000 | 1,883 |
| Life insurance assets | $1,006,000 | 2,951 |
| Total liabilities and capital | $367,669,000 | 1,798 |
| Total liabilities | $336,045,000 | 1,769 |
| Total deposits | $276,148,000 | 1,887 |
| Interest-bearing deposits | $234,077,000 | 1,922 |
| Deposits held in domestic offices | $276,148,000 | 1,882 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,250,000 | 850 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $39,000,000 | 1,061 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,647,000 | 2,786 |
| Total equity capital | $31,624,000 | 2,121 |
| Total bank equity capital | $31,624,000 | 2,121 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $590,000 | 3,888 |
| Surplus | $13,789,000 | 1,925 |
| Undivided profits | $17,245,000 | 1,998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,102,000 | 2,453 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,121,000 | 1,984 |
| Earning assets | $334,515,000 | 1,807 |
| Long-term assets (5+ years) | $7,478,000 | 5,194 |
| Average Assets, year-to-date | $342,915,000 | 1,834 |
| Average Assets, quarterly | $361,274,000 | 1,808 |
| Volatile liabilities | $82,762,000 | 1,766 |
| Insider loans | $1,324,000 | 3,736 |
| FHLB advances | $39,000,000 | 995 |
| Loans and leases held for sale | $701,000 | 1,088 |
| Unused loan commitments | $65,682,000 | 1,482 |
| Tier 1 (core) risk-based capital | $31,683,000 | 2,025 |
| Tier 2 risk-based capital | $4,089,000 | 1,263 |
| Total risk weighted assets | $327,055,000 | 1,483 |
| Total unused commitments | $65,682,000 | 1,482 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 92 | 1,893 |
| Assets and Liabilities | ||
| Total Assets: | $354,879,000 | 1,848 |
| Cash and due from depository institutions | $10,644,000 | 1,893 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $32,795,000 | 3,297 |
| Federal funds sold & reverse repurchase agreements | $16,240,000 | 859 |
| Net loans & leases | $279,809,000 | 1,642 |
| Loan loss allowance | $4,236,000 | 1,220 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,354,000 | 2,227 |
| Other real estate owned | $63,000 | 1,893 |
| Goodwill and other intangibles | $15,000 | 3,235 |
| All other assets | $9,959,000 | 1,734 |
| Life insurance assets | $999,000 | 2,931 |
| Total liabilities and capital | $354,879,000 | 1,848 |
| Total liabilities | $324,570,000 | 1,813 |
| Total deposits | $278,896,000 | 1,860 |
| Interest-bearing deposits | $237,261,000 | 1,889 |
| Deposits held in domestic offices | $278,896,000 | 1,855 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,981,000 | 2,083 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $41,000,000 | 1,067 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,693,000 | 2,658 |
| Total equity capital | $30,309,000 | 2,186 |
| Total bank equity capital | $30,309,000 | 2,186 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $590,000 | 3,916 |
| Surplus | $13,787,000 | 1,897 |
| Undivided profits | $15,932,000 | 2,137 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,023,000 | 2,517 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,083,000 | 2,000 |
| Earning assets | $328,844,000 | 1,824 |
| Long-term assets (5+ years) | $5,287,000 | 5,733 |
| Average Assets, year-to-date | $336,726,500 | 1,867 |
| Average Assets, quarterly | $347,332,500 | 1,856 |
| Volatile liabilities | $64,370,000 | 2,173 |
| Insider loans | $1,347,000 | 3,685 |
| FHLB advances | $41,000,000 | 992 |
| Loans and leases held for sale | $510,000 | 1,188 |
| Unused loan commitments | $58,734,000 | 1,638 |
| Tier 1 (core) risk-based capital | $30,436,000 | 2,088 |
| Tier 2 risk-based capital | $3,776,000 | 1,376 |
| Total risk weighted assets | $303,811,000 | 1,593 |
| Total unused commitments | $58,734,000 | 1,639 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 92 | 1,905 |
| Assets and Liabilities | ||
| Total Assets: | $339,786,000 | 1,887 |
| Cash and due from depository institutions | $11,734,000 | 1,905 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $32,759,000 | 3,288 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $281,076,000 | 1,604 |
| Loan loss allowance | $4,152,000 | 1,245 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,290,000 | 2,213 |
| Other real estate owned | $62,000 | 1,905 |
| Goodwill and other intangibles | $17,000 | 3,220 |
| All other assets | $8,848,000 | 1,903 |
| Life insurance assets | $993,000 | 2,893 |
| Total liabilities and capital | $339,786,000 | 1,887 |
| Total liabilities | $311,334,000 | 1,870 |
| Total deposits | $253,709,000 | 2,040 |
| Interest-bearing deposits | $209,724,000 | 2,075 |
| Deposits held in domestic offices | $253,709,000 | 2,034 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,691,000 | 986 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $41,000,000 | 1,079 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,934,000 | 2,209 |
| Total equity capital | $28,452,000 | 2,251 |
| Total bank equity capital | $28,452,000 | 2,251 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $590,000 | 3,912 |
| Surplus | $13,787,000 | 1,862 |
| Undivided profits | $14,075,000 | 2,266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,026,000 | 2,374 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,799,000 | 2,086 |
| Earning assets | $313,835,000 | 1,879 |
| Long-term assets (5+ years) | $6,188,000 | 5,442 |
| Average Assets, year-to-date | $330,675,670 | 1,900 |
| Average Assets, quarterly | $337,215,500 | 1,886 |
| Volatile liabilities | $72,272,000 | 1,928 |
| Insider loans | $1,360,000 | 3,658 |
| FHLB advances | $41,000,000 | 995 |
| Loans and leases held for sale | $827,000 | 999 |
| Unused loan commitments | $60,750,000 | 1,604 |
| Tier 1 (core) risk-based capital | $28,843,000 | 2,163 |
| Tier 2 risk-based capital | $3,740,000 | 1,356 |
| Total risk weighted assets | $299,879,000 | 1,592 |
| Total unused commitments | $60,750,000 | 1,604 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 89 | 1,957 |
| Assets and Liabilities | ||
| Total Assets: | $334,645,000 | 1,894 |
| Cash and due from depository institutions | $7,942,000 | 1,957 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $31,415,000 | 3,441 |
| Federal funds sold & reverse repurchase agreements | $9,645,000 | 1,560 |
| Net loans & leases | $269,392,000 | 1,633 |
| Loan loss allowance | $3,760,000 | 1,344 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,307,000 | 2,143 |
| Other real estate owned | $776,000 | 1,957 |
| Goodwill and other intangibles | $5,000 | 3,271 |
| All other assets | $10,163,000 | 1,653 |
| Life insurance assets | $986,000 | 2,862 |
| Total liabilities and capital | $334,645,000 | 1,894 |
| Total liabilities | $307,535,000 | 1,863 |
| Total deposits | $271,483,000 | 1,887 |
| Interest-bearing deposits | $228,721,000 | 1,895 |
| Deposits held in domestic offices | $271,483,000 | 1,883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,353,000 | 1,885 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $31,000,000 | 1,276 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,699,000 | 2,451 |
| Total equity capital | $27,110,000 | 2,330 |
| Total bank equity capital | $27,110,000 | 2,330 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $590,000 | 3,901 |
| Surplus | $13,787,000 | 1,800 |
| Undivided profits | $12,733,000 | 2,494 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,659,000 | 994 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,686,000 | 2,115 |
| Earning assets | $310,452,000 | 1,870 |
| Long-term assets (5+ years) | $5,802,000 | 5,528 |
| Average Assets, year-to-date | $326,120,500 | 1,922 |
| Average Assets, quarterly | $326,120,500 | 1,922 |
| Volatile liabilities | $47,464,000 | 2,582 |
| Insider loans | $1,792,000 | 3,064 |
| FHLB advances | $31,000,000 | 1,198 |
| Loans and leases held for sale | $174,000 | 1,463 |
| Unused loan commitments | $59,415,000 | 1,605 |
| Tier 1 (core) risk-based capital | $27,336,000 | 2,234 |
| Tier 2 risk-based capital | $3,646,000 | 1,372 |
| Total risk weighted assets | $291,267,000 | 1,600 |
| Total unused commitments | $59,415,000 | 1,605 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 87 | 1,990 |
| Assets and Liabilities | ||
| Total Assets: | $317,596,000 | 1,962 |
| Cash and due from depository institutions | $14,590,000 | 1,990 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $30,450,000 | 3,528 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $259,671,000 | 1,662 |
| Loan loss allowance | $3,422,000 | 1,452 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,226,000 | 2,158 |
| Other real estate owned | $776,000 | 1,990 |
| Goodwill and other intangibles | $5,000 | 3,257 |
| All other assets | $6,878,000 | 2,271 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $317,596,000 | 1,962 |
| Total liabilities | $291,780,000 | 1,923 |
| Total deposits | $252,963,000 | 1,999 |
| Interest-bearing deposits | $210,343,000 | 2,018 |
| Deposits held in domestic offices | $252,963,000 | 1,993 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,791,000 | 1,684 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $30,000,000 | 1,344 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,026,000 | 1,211 |
| Total equity capital | $25,816,000 | 2,395 |
| Total bank equity capital | $25,816,000 | 2,395 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $590,000 | 3,919 |
| Surplus | $13,787,000 | 1,759 |
| Undivided profits | $11,439,000 | 2,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $734,000 | 2,980 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,739,000 | 2,036 |
| Earning assets | $290,121,000 | 1,973 |
| Long-term assets (5+ years) | $4,979,000 | 5,794 |
| Average Assets, year-to-date | $289,446,000 | 2,040 |
| Average Assets, quarterly | $315,178,000 | 1,953 |
| Volatile liabilities | $45,812,000 | 2,618 |
| Insider loans | $1,730,000 | 3,104 |
| FHLB advances | $30,000,000 | 1,243 |
| Loans and leases held for sale | $603,000 | 1,084 |
| Unused loan commitments | $57,935,000 | 1,577 |
| Tier 1 (core) risk-based capital | $25,981,000 | 2,302 |
| Tier 2 risk-based capital | $3,508,000 | 1,394 |
| Total risk weighted assets | $280,439,000 | 1,638 |
| Total unused commitments | $57,935,000 | 1,577 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 87 | 1,986 |
| Assets and Liabilities | ||
| Total Assets: | $312,760,000 | 1,955 |
| Cash and due from depository institutions | $21,316,000 | 1,986 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $30,121,000 | 3,538 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $250,207,000 | 1,684 |
| Loan loss allowance | $3,275,000 | 1,492 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,131,000 | 2,163 |
| Other real estate owned | $428,000 | 1,986 |
| Goodwill and other intangibles | $4,000 | 3,254 |
| All other assets | $5,553,000 | 2,619 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $312,760,000 | 1,955 |
| Total liabilities | $288,006,000 | 1,914 |
| Total deposits | $238,266,000 | 2,077 |
| Interest-bearing deposits | $197,775,000 | 2,098 |
| Deposits held in domestic offices | $238,266,000 | 2,071 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,113,000 | 872 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $32,000,000 | 1,268 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,627,000 | 2,429 |
| Total equity capital | $24,754,000 | 2,462 |
| Total bank equity capital | $24,754,000 | 2,462 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $590,000 | 3,914 |
| Surplus | $13,787,000 | 1,704 |
| Undivided profits | $10,377,000 | 2,975 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $597,000 | 3,417 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,520,000 | 2,278 |
| Earning assets | $280,328,000 | 1,998 |
| Long-term assets (5+ years) | $4,096,000 | 6,130 |
| Average Assets, year-to-date | $282,408,500 | 2,069 |
| Average Assets, quarterly | $304,114,500 | 1,992 |
| Volatile liabilities | $55,343,000 | 2,195 |
| Insider loans | $2,028,000 | 2,793 |
| FHLB advances | $32,000,000 | 1,177 |
| Loans and leases held for sale | $1,522,000 | 786 |
| Unused loan commitments | $57,002,000 | 1,583 |
| Tier 1 (core) risk-based capital | $24,756,000 | 2,367 |
| Tier 2 risk-based capital | $3,338,000 | 1,434 |
| Total risk weighted assets | $266,900,000 | 1,667 |
| Total unused commitments | $57,002,000 | 1,583 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 85 | 2,027 |
| Assets and Liabilities | ||
| Total Assets: | $295,469,000 | 2,027 |
| Cash and due from depository institutions | $19,191,000 | 2,027 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $29,304,000 | 3,643 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $236,491,000 | 1,729 |
| Loan loss allowance | $3,030,000 | 1,594 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,056,000 | 2,138 |
| Other real estate owned | $330,000 | 2,027 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,097,000 | 2,713 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $295,469,000 | 2,027 |
| Total liabilities | $271,908,000 | 1,977 |
| Total deposits | $232,557,000 | 2,077 |
| Interest-bearing deposits | $199,611,000 | 2,032 |
| Deposits held in domestic offices | $232,557,000 | 2,072 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,994,000 | 1,497 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $32,000,000 | 1,268 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,357,000 | 2,613 |
| Total equity capital | $23,561,000 | 2,509 |
| Total bank equity capital | $23,561,000 | 2,509 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $590,000 | 3,906 |
| Surplus | $13,787,000 | 1,670 |
| Undivided profits | $9,184,000 | 3,242 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $857,000 | 2,576 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,309,000 | 2,435 |
| Earning assets | $265,795,000 | 2,067 |
| Long-term assets (5+ years) | $4,724,000 | 6,004 |
| Average Assets, year-to-date | $272,291,330 | 2,144 |
| Average Assets, quarterly | $285,368,500 | 2,056 |
| Volatile liabilities | $40,095,000 | 2,684 |
| Insider loans | $1,183,000 | 3,781 |
| FHLB advances | $32,000,000 | 1,184 |
| Loans and leases held for sale | $480,000 | 1,263 |
| Unused loan commitments | $46,654,000 | 1,795 |
| Tier 1 (core) risk-based capital | $23,489,000 | 2,418 |
| Tier 2 risk-based capital | $3,132,000 | 1,502 |
| Total risk weighted assets | $250,267,000 | 1,706 |
| Total unused commitments | $46,654,000 | 1,795 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 80 | 2,121 |
| Assets and Liabilities | ||
| Total Assets: | $275,268,000 | 2,137 |
| Cash and due from depository institutions | $7,885,000 | 2,121 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $29,262,000 | 3,691 |
| Federal funds sold & reverse repurchase agreements | $11,030,000 | 1,131 |
| Net loans & leases | $217,109,000 | 1,825 |
| Loan loss allowance | $2,843,000 | 1,664 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,947,000 | 2,154 |
| Other real estate owned | $45,000 | 2,121 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,990,000 | 2,716 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $275,268,000 | 2,137 |
| Total liabilities | $253,579,000 | 2,081 |
| Total deposits | $217,220,000 | 2,207 |
| Interest-bearing deposits | $180,719,000 | 2,244 |
| Deposits held in domestic offices | $217,220,000 | 2,201 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,836,000 | 1,952 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $32,000,000 | 1,230 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,523,000 | 2,370 |
| Total equity capital | $21,689,000 | 2,658 |
| Total bank equity capital | $21,689,000 | 2,658 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $590,000 | 3,918 |
| Surplus | $13,012,000 | 1,689 |
| Undivided profits | $8,087,000 | 3,451 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $216,000 | 5,242 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,214,000 | 2,528 |
| Earning assets | $257,401,000 | 2,096 |
| Long-term assets (5+ years) | $8,249,000 | 5,111 |
| Average Assets, year-to-date | $260,702,500 | 2,238 |
| Average Assets, quarterly | $260,702,500 | 2,238 |
| Volatile liabilities | $36,752,000 | 2,756 |
| Insider loans | $1,187,000 | 3,763 |
| FHLB advances | $32,000,000 | 1,145 |
| Loans and leases held for sale | $781,000 | 1,012 |
| Unused loan commitments | $47,285,000 | 1,724 |
| Tier 1 (core) risk-based capital | $21,750,000 | 2,559 |
| Tier 2 risk-based capital | $2,971,000 | 1,549 |
| Total risk weighted assets | $237,430,000 | 1,746 |
| Total unused commitments | $47,285,000 | 1,725 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 80 | 2,126 |
| Assets and Liabilities | ||
| Total Assets: | $246,137,000 | 2,373 |
| Cash and due from depository institutions | $6,900,000 | 2,126 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $26,862,000 | 3,909 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $202,556,000 | 1,926 |
| Loan loss allowance | $2,658,000 | 1,765 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,886,000 | 2,155 |
| Other real estate owned | $45,000 | 2,126 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,888,000 | 2,714 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $246,137,000 | 2,373 |
| Total liabilities | $226,148,000 | 2,324 |
| Total deposits | $190,509,000 | 2,472 |
| Interest-bearing deposits | $153,841,000 | 2,580 |
| Deposits held in domestic offices | $190,509,000 | 2,467 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,410,000 | 1,335 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $27,000,000 | 1,402 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,229,000 | 2,723 |
| Total equity capital | $19,989,000 | 2,846 |
| Total bank equity capital | $19,989,000 | 2,846 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $590,000 | 3,925 |
| Surplus | $12,012,000 | 1,776 |
| Undivided profits | $7,387,000 | 3,716 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $142,000 | 5,963 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,184,000 | 2,563 |
| Earning assets | $229,418,000 | 2,350 |
| Long-term assets (5+ years) | $6,896,000 | 5,530 |
| Average Assets, year-to-date | $222,817,800 | 2,507 |
| Average Assets, quarterly | $241,550,000 | 2,393 |
| Volatile liabilities | $38,973,000 | 2,582 |
| Insider loans | $1,189,000 | 3,760 |
| FHLB advances | $27,000,000 | 1,306 |
| Loans and leases held for sale | $1,624,000 | 691 |
| Unused loan commitments | $38,058,000 | 1,965 |
| Tier 1 (core) risk-based capital | $19,873,000 | 2,724 |
| Tier 2 risk-based capital | $2,734,000 | 1,659 |
| Total risk weighted assets | $218,510,000 | 1,870 |
| Total unused commitments | $38,058,000 | 1,966 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 81 | 2,101 |
| Assets and Liabilities | ||
| Total Assets: | $236,963,000 | 2,439 |
| Cash and due from depository institutions | $5,676,000 | 2,101 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $23,528,000 | 4,279 |
| Federal funds sold & reverse repurchase agreements | $11,290,000 | 1,009 |
| Net loans & leases | $187,245,000 | 2,045 |
| Loan loss allowance | $2,461,000 | 1,901 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,851,000 | 2,121 |
| Other real estate owned | $45,000 | 2,101 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,328,000 | 2,921 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $236,963,000 | 2,439 |
| Total liabilities | $218,702,000 | 2,382 |
| Total deposits | $188,236,000 | 2,475 |
| Interest-bearing deposits | $155,551,000 | 2,529 |
| Deposits held in domestic offices | $188,236,000 | 2,470 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,335,000 | 2,240 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $27,000,000 | 1,404 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,131,000 | 2,928 |
| Total equity capital | $18,261,000 | 3,075 |
| Total bank equity capital | $18,261,000 | 3,075 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $590,000 | 3,944 |
| Surplus | $11,012,000 | 1,869 |
| Undivided profits | $6,659,000 | 3,980 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 7,482 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,004,000 | 3,106 |
| Earning assets | $222,063,000 | 2,390 |
| Long-term assets (5+ years) | $7,822,000 | 5,388 |
| Average Assets, year-to-date | $216,988,000 | 2,561 |
| Average Assets, quarterly | $232,510,500 | 2,458 |
| Volatile liabilities | $33,230,000 | 2,878 |
| Insider loans | $1,121,000 | 3,856 |
| FHLB advances | $27,000,000 | 1,300 |
| Loans and leases held for sale | $3,465,000 | 434 |
| Unused loan commitments | $41,181,000 | 1,828 |
| Tier 1 (core) risk-based capital | $18,121,000 | 2,952 |
| Tier 2 risk-based capital | $2,541,000 | 1,751 |
| Total risk weighted assets | $203,250,000 | 1,947 |
| Total unused commitments | $41,181,000 | 1,831 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 80 | 2,138 |
| Assets and Liabilities | ||
| Total Assets: | $228,058,000 | 2,489 |
| Cash and due from depository institutions | $5,612,000 | 2,138 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $30,044,000 | 3,648 |
| Federal funds sold & reverse repurchase agreements | $1,615,000 | 3,806 |
| Net loans & leases | $181,412,000 | 2,046 |
| Loan loss allowance | $2,312,000 | 2,001 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,240,000 | 1,955 |
| Other real estate owned | $0 | 2,138 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,135,000 | 3,001 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $228,058,000 | 2,489 |
| Total liabilities | $210,778,000 | 2,433 |
| Total deposits | $179,330,000 | 2,556 |
| Interest-bearing deposits | $149,960,000 | 2,581 |
| Deposits held in domestic offices | $179,330,000 | 2,551 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,562,000 | 1,925 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $27,000,000 | 1,374 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $886,000 | 3,200 |
| Total equity capital | $17,280,000 | 3,120 |
| Total bank equity capital | $17,280,000 | 3,120 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $590,000 | 3,970 |
| Surplus | $11,012,000 | 1,826 |
| Undivided profits | $5,678,000 | 4,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,000 | 7,196 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $973,000 | 3,017 |
| Earning assets | $213,071,000 | 2,451 |
| Long-term assets (5+ years) | $17,379,000 | 3,942 |
| Average Assets, year-to-date | $210,329,670 | 2,639 |
| Average Assets, quarterly | $216,316,500 | 2,592 |
| Volatile liabilities | $30,670,000 | 2,988 |
| Insider loans | $1,128,000 | 3,819 |
| FHLB advances | $27,000,000 | 1,278 |
| Loans and leases held for sale | $3,716,000 | 437 |
| Unused loan commitments | $36,453,000 | 1,983 |
| Tier 1 (core) risk-based capital | $17,356,000 | 3,023 |
| Tier 2 risk-based capital | $2,370,000 | 1,843 |
| Total risk weighted assets | $196,328,000 | 1,976 |
| Total unused commitments | $36,453,000 | 1,987 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 73 | 2,346 |
| Assets and Liabilities | ||
| Total Assets: | $204,575,000 | 2,725 |
| Cash and due from depository institutions | $4,999,000 | 2,346 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $23,138,000 | 4,366 |
| Federal funds sold & reverse repurchase agreements | $1,705,000 | 4,888 |
| Net loans & leases | $167,233,000 | 2,159 |
| Loan loss allowance | $2,114,000 | 2,155 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,536,000 | 2,186 |
| Other real estate owned | $0 | 2,346 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,964,000 | 3,637 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $204,575,000 | 2,725 |
| Total liabilities | $189,420,000 | 2,644 |
| Total deposits | $163,549,000 | 2,755 |
| Interest-bearing deposits | $136,007,000 | 2,820 |
| Deposits held in domestic offices | $163,549,000 | 2,751 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,108,000 | 1,824 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $22,000,000 | 1,505 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $763,000 | 3,853 |
| Total equity capital | $15,155,000 | 3,566 |
| Total bank equity capital | $15,155,000 | 3,566 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $590,000 | 3,975 |
| Surplus | $9,262,000 | 2,099 |
| Undivided profits | $5,303,000 | 4,518 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,000 | 7,454 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $853,000 | 3,338 |
| Earning assets | $192,076,000 | 2,666 |
| Long-term assets (5+ years) | $8,153,000 | 5,363 |
| Average Assets, year-to-date | $201,465,500 | 2,740 |
| Average Assets, quarterly | $201,465,500 | 2,740 |
| Volatile liabilities | $26,119,000 | 3,223 |
| Insider loans | $1,137,000 | 3,767 |
| FHLB advances | $22,000,000 | 1,400 |
| Loans and leases held for sale | $3,578,000 | 496 |
| Unused loan commitments | $28,866,000 | 2,277 |
| Tier 1 (core) risk-based capital | $14,948,000 | 3,429 |
| Tier 2 risk-based capital | $2,171,000 | 1,958 |
| Total risk weighted assets | $174,729,000 | 2,146 |
| Total unused commitments | $28,866,000 | 2,282 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 70 | 2,464 |
| Assets and Liabilities | ||
| Total Assets: | $198,356,000 | 2,794 |
| Cash and due from depository institutions | $7,070,000 | 2,464 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $25,467,000 | 4,160 |
| Federal funds sold & reverse repurchase agreements | $3,060,000 | 3,243 |
| Net loans & leases | $155,279,000 | 2,289 |
| Loan loss allowance | $2,011,000 | 2,245 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,292,000 | 2,290 |
| Other real estate owned | $98,000 | 2,464 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,090,000 | 3,553 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $198,356,000 | 2,794 |
| Total liabilities | $183,597,000 | 2,723 |
| Total deposits | $159,544,000 | 2,807 |
| Interest-bearing deposits | $137,043,000 | 2,773 |
| Deposits held in domestic offices | $159,544,000 | 2,803 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,084,000 | 1,450 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $17,000,000 | 1,801 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $969,000 | 3,163 |
| Total equity capital | $14,759,000 | 3,586 |
| Total bank equity capital | $14,759,000 | 3,586 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $590,000 | 4,008 |
| Surplus | $9,262,000 | 2,070 |
| Undivided profits | $4,907,000 | 4,665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $939,000 | 3,169 |
| Earning assets | $183,806,000 | 2,758 |
| Long-term assets (5+ years) | $8,112,000 | 5,416 |
| Average Assets, year-to-date | $176,753,800 | 2,985 |
| Average Assets, quarterly | $188,785,000 | 2,882 |
| Volatile liabilities | $28,881,000 | 3,011 |
| Insider loans | $750,000 | 4,663 |
| FHLB advances | $17,000,000 | 1,690 |
| Loans and leases held for sale | $3,669,000 | 458 |
| Unused loan commitments | $31,367,000 | 2,087 |
| Tier 1 (core) risk-based capital | $14,578,000 | 3,473 |
| Tier 2 risk-based capital | $2,025,000 | 2,081 |
| Total risk weighted assets | $161,965,000 | 2,292 |
| Total unused commitments | $31,367,000 | 2,090 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 74 | 2,339 |
| Assets and Liabilities | ||
| Total Assets: | $179,214,000 | 3,031 |
| Cash and due from depository institutions | $4,425,000 | 2,339 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $21,450,000 | 4,558 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $146,345,000 | 2,405 |
| Loan loss allowance | $2,091,000 | 2,182 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,885,000 | 2,502 |
| Other real estate owned | $344,000 | 2,339 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,765,000 | 3,860 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,214,000 | 3,031 |
| Total liabilities | $165,004,000 | 2,969 |
| Total deposits | $143,046,000 | 3,087 |
| Interest-bearing deposits | $124,850,000 | 3,017 |
| Deposits held in domestic offices | $143,046,000 | 3,084 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,007,000 | 1,681 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $17,000,000 | 1,744 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $951,000 | 3,321 |
| Total equity capital | $14,210,000 | 3,688 |
| Total bank equity capital | $14,210,000 | 3,688 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $590,000 | 4,039 |
| Surplus | $9,262,000 | 2,039 |
| Undivided profits | $4,358,000 | 4,981 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $89,000 | 7,009 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $866,000 | 3,578 |
| Earning assets | $167,795,000 | 2,971 |
| Long-term assets (5+ years) | $10,072,000 | 5,021 |
| Average Assets, year-to-date | $171,353,250 | 3,087 |
| Average Assets, quarterly | $179,263,000 | 3,013 |
| Volatile liabilities | $23,351,000 | 3,483 |
| Insider loans | $762,000 | 4,608 |
| FHLB advances | $17,000,000 | 1,624 |
| Loans and leases held for sale | $5,966,000 | 469 |
| Unused loan commitments | $28,418,000 | 2,243 |
| Tier 1 (core) risk-based capital | $14,047,000 | 3,573 |
| Tier 2 risk-based capital | $1,836,000 | 2,235 |
| Total risk weighted assets | $146,513,000 | 2,495 |
| Total unused commitments | $28,418,000 | 2,247 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 67 | 2,599 |
| Assets and Liabilities | ||
| Total Assets: | $179,312,000 | 3,012 |
| Cash and due from depository institutions | $6,600,000 | 2,599 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $24,318,000 | 4,121 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $141,579,000 | 2,451 |
| Loan loss allowance | $1,828,000 | 2,407 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,903,000 | 2,462 |
| Other real estate owned | $240,000 | 2,599 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,672,000 | 3,816 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,312,000 | 3,012 |
| Total liabilities | $165,515,000 | 2,944 |
| Total deposits | $137,786,000 | 3,178 |
| Interest-bearing deposits | $117,858,000 | 3,126 |
| Deposits held in domestic offices | $137,786,000 | 3,174 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,902,000 | 1,062 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $17,000,000 | 1,725 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $827,000 | 3,753 |
| Total equity capital | $13,797,000 | 3,780 |
| Total bank equity capital | $13,797,000 | 3,780 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $590,000 | 4,043 |
| Surplus | $9,262,000 | 1,997 |
| Undivided profits | $3,945,000 | 5,250 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $814,000 | 3,650 |
| Earning assets | $165,897,000 | 2,973 |
| Long-term assets (5+ years) | $3,946,000 | 6,498 |
| Average Assets, year-to-date | $168,733,000 | 3,125 |
| Average Assets, quarterly | $174,475,000 | 3,063 |
| Volatile liabilities | $28,982,000 | 2,902 |
| Insider loans | $765,000 | 4,590 |
| FHLB advances | $17,000,000 | 1,603 |
| Loans and leases held for sale | $4,633,000 | 733 |
| Unused loan commitments | $28,150,000 | 2,214 |
| Tier 1 (core) risk-based capital | $13,540,000 | 3,628 |
| Tier 2 risk-based capital | $1,758,000 | 2,265 |
| Total risk weighted assets | $140,450,000 | 2,545 |
| Total unused commitments | $28,150,000 | 2,224 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 65 | 2,655 |
| Assets and Liabilities | ||
| Total Assets: | $169,638,000 | 3,120 |
| Cash and due from depository institutions | $4,616,000 | 2,655 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $28,345,000 | 3,680 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 5,834 |
| Net loans & leases | $128,588,000 | 2,608 |
| Loan loss allowance | $1,691,000 | 2,525 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,914,000 | 2,427 |
| Other real estate owned | $240,000 | 2,655 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,535,000 | 3,931 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,638,000 | 3,120 |
| Total liabilities | $156,888,000 | 3,040 |
| Total deposits | $140,855,000 | 3,084 |
| Interest-bearing deposits | $121,908,000 | 3,043 |
| Deposits held in domestic offices | $140,855,000 | 3,079 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,046,000 | 2,327 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $14,000,000 | 1,873 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $987,000 | 3,370 |
| Total equity capital | $12,750,000 | 3,967 |
| Total bank equity capital | $12,750,000 | 3,967 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $590,000 | 4,057 |
| Surplus | $8,762,000 | 2,088 |
| Undivided profits | $3,398,000 | 5,563 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 7,816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $792,000 | 3,756 |
| Earning assets | $158,333,000 | 3,071 |
| Long-term assets (5+ years) | $7,569,000 | 5,411 |
| Average Assets, year-to-date | $163,443,500 | 3,180 |
| Average Assets, quarterly | $163,443,500 | 3,180 |
| Volatile liabilities | $21,235,000 | 3,631 |
| Insider loans | $904,000 | 4,184 |
| FHLB advances | $14,000,000 | 1,755 |
| Loans and leases held for sale | $2,535,000 | 905 |
| Unused loan commitments | $19,432,000 | 2,765 |
| Tier 1 (core) risk-based capital | $12,522,000 | 3,820 |
| Tier 2 risk-based capital | $1,578,000 | 2,465 |
| Total risk weighted assets | $126,015,000 | 2,808 |
| Total unused commitments | $19,432,000 | 2,777 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 62 | 2,734 |
| Assets and Liabilities | ||
| Total Assets: | $157,249,000 | 3,257 |
| Cash and due from depository institutions | $4,928,000 | 2,734 |
| Interest-bearing balances | $308,000 | 4,165 |
| Securities | $22,200,000 | 4,351 |
| Federal funds sold & reverse repurchase agreements | $460,000 | 6,470 |
| Net loans & leases | $123,097,000 | 2,684 |
| Loan loss allowance | $1,591,000 | 2,613 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,953,000 | 2,374 |
| Other real estate owned | $240,000 | 2,734 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,371,000 | 4,114 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $157,249,000 | 3,257 |
| Total liabilities | $144,859,000 | 3,193 |
| Total deposits | $130,717,000 | 3,226 |
| Interest-bearing deposits | $109,863,000 | 3,259 |
| Deposits held in domestic offices | $130,717,000 | 3,222 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,503,000 | 1,693 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $10,000,000 | 2,281 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $639,000 | 4,515 |
| Total equity capital | $12,390,000 | 4,022 |
| Total bank equity capital | $12,390,000 | 4,022 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $590,000 | 4,062 |
| Surplus | $8,763,000 | 2,053 |
| Undivided profits | $3,037,000 | 5,814 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $49,000 | 7,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $679,000 | 4,489 |
| Earning assets | $146,065,000 | 3,217 |
| Long-term assets (5+ years) | $9,934,000 | 4,823 |
| Average Assets, year-to-date | $144,561,000 | 3,358 |
| Average Assets, quarterly | $154,236,000 | 3,272 |
| Volatile liabilities | $22,366,000 | 3,468 |
| Insider loans | $1,004,000 | 3,932 |
| FHLB advances | $10,000,000 | 2,118 |
| Loans and leases held for sale | $3,158,000 | 869 |
| Unused loan commitments | $18,068,000 | 2,817 |
| Tier 1 (core) risk-based capital | $12,109,000 | 3,861 |
| Tier 2 risk-based capital | $1,529,000 | 2,491 |
| Total risk weighted assets | $122,275,000 | 2,833 |
| Total unused commitments | $18,068,000 | 2,824 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 57 | 2,963 |
| Assets and Liabilities | ||
| Total Assets: | $139,917,000 | 3,462 |
| Cash and due from depository institutions | $8,130,000 | 2,963 |
| Interest-bearing balances | $1,905,000 | 2,336 |
| Securities | $21,302,000 | 4,320 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $103,832,000 | 3,045 |
| Loan loss allowance | $1,322,000 | 2,877 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,730,000 | 2,434 |
| Other real estate owned | $601,000 | 2,963 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,322,000 | 4,126 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,917,000 | 3,462 |
| Total liabilities | $128,693,000 | 3,396 |
| Total deposits | $119,462,000 | 3,348 |
| Interest-bearing deposits | $104,956,000 | 3,272 |
| Deposits held in domestic offices | $119,462,000 | 3,343 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,584,000 | 1,561 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,000,000 | 3,320 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $647,000 | 4,661 |
| Total equity capital | $11,224,000 | 4,105 |
| Total bank equity capital | $11,224,000 | 4,105 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $590,000 | 4,136 |
| Surplus | $8,762,000 | 1,946 |
| Undivided profits | $1,872,000 | 6,680 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $113,000 | 6,806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $755,000 | 4,427 |
| Earning assets | $127,039,000 | 3,479 |
| Long-term assets (5+ years) | $10,007,000 | 4,798 |
| Average Assets, year-to-date | $126,004,000 | 3,621 |
| Average Assets, quarterly | $133,031,000 | 3,577 |
| Volatile liabilities | $27,624,000 | 2,904 |
| Insider loans | $1,961,000 | 2,444 |
| FHLB advances | $4,000,000 | 3,115 |
| Loans and leases held for sale | $4,279,000 | 643 |
| Unused loan commitments | $11,334,000 | 3,644 |
| Tier 1 (core) risk-based capital | $10,949,000 | 4,028 |
| Tier 2 risk-based capital | $1,277,000 | 2,744 |
| Total risk weighted assets | $102,132,000 | 3,161 |
| Total unused commitments | $11,334,000 | 3,652 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 54 | 3,129 |
| Assets and Liabilities | ||
| Total Assets: | $116,673,000 | 3,911 |
| Cash and due from depository institutions | $4,634,000 | 3,129 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $20,410,000 | 4,565 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 3,835 |
| Net loans & leases | $83,432,000 | 3,566 |
| Loan loss allowance | $1,142,000 | 3,106 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,391,000 | 2,599 |
| Other real estate owned | $542,000 | 3,129 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,864,000 | 4,166 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,673,000 | 3,911 |
| Total liabilities | $106,995,000 | 3,847 |
| Total deposits | $101,386,000 | 3,739 |
| Interest-bearing deposits | $89,329,000 | 3,639 |
| Deposits held in domestic offices | $101,386,000 | 3,735 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,144,000 | 1,550 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $465,000 | 6,025 |
| Total equity capital | $9,678,000 | 4,518 |
| Total bank equity capital | $9,678,000 | 4,518 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $590,000 | 4,267 |
| Surplus | $8,163,000 | 2,001 |
| Undivided profits | $925,000 | 7,754 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $253,000 | 5,214 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $575,000 | 4,622 |
| Earning assets | $106,242,000 | 3,948 |
| Long-term assets (5+ years) | $5,020,000 | 5,998 |
| Average Assets, year-to-date | $112,055,000 | 3,897 |
| Average Assets, quarterly | $114,729,000 | 3,926 |
| Volatile liabilities | $23,070,000 | 3,305 |
| Insider loans | $2,128,000 | 2,204 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $1,057,000 | 696 |
| Unused loan commitments | $14,495,000 | 2,959 |
| Tier 1 (core) risk-based capital | $9,556,000 | 4,445 |
| Tier 2 risk-based capital | $1,122,140 | 2,967 |
| Total risk weighted assets | $89,751,440 | 3,400 |
| Total unused commitments | $14,495,000 | 2,960 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 57 | 3,083 |
| Assets and Liabilities | ||
| Total Assets: | $102,891,000 | 4,299 |
| Cash and due from depository institutions | $7,722,000 | 3,083 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $19,062,000 | 5,004 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $71,324,000 | 3,914 |
| Loan loss allowance | $1,002,000 | 3,418 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,231,000 | 3,667 |
| Other real estate owned | $393,000 | 3,083 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,159,000 | 3,704 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,891,000 | 4,299 |
| Total liabilities | $94,411,000 | 4,230 |
| Total deposits | $91,821,000 | 4,031 |
| Interest-bearing deposits | $78,940,000 | 4,022 |
| Deposits held in domestic offices | $91,821,000 | 4,027 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,179,000 | 2,403 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $411,000 | 5,988 |
| Total equity capital | $8,480,000 | 4,867 |
| Total bank equity capital | $8,480,000 | 4,867 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $590,000 | 4,404 |
| Surplus | $7,862,000 | 2,042 |
| Undivided profits | $28,000 | 9,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $867,000 | 2,458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $470,000 | 4,795 |
| Earning assets | $90,386,000 | 4,451 |
| Long-term assets (5+ years) | $6,186,000 | 5,901 |
| Average Assets, year-to-date | $102,071,000 | 4,191 |
| Average Assets, quarterly | $101,347,500 | 4,312 |
| Volatile liabilities | $18,308,000 | 3,691 |
| Insider loans | $1,711,000 | 2,532 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $765,000 | 784 |
| Unused loan commitments | $9,215,000 | 3,918 |
| Tier 1 (core) risk-based capital | $8,663,000 | 4,788 |
| Tier 2 risk-based capital | $926,730 | 3,358 |
| Total risk weighted assets | $74,063,330 | 3,864 |
| Total unused commitments | $9,215,000 | 3,921 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 52 | 3,358 |
| Assets and Liabilities | ||
| Total Assets: | $107,620,000 | 4,081 |
| Cash and due from depository institutions | $4,293,000 | 3,358 |
| Interest-bearing balances | $11,000 | 6,262 |
| Securities | $18,358,000 | 5,123 |
| Federal funds sold & reverse repurchase agreements | $8,425,000 | 2,034 |
| Net loans & leases | $72,493,000 | 3,673 |
| Loan loss allowance | $1,400,000 | 2,479 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,967,000 | 3,962 |
| Other real estate owned | $0 | 3,358 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,084,000 | 3,427 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,620,000 | 4,081 |
| Total liabilities | $98,737,000 | 3,992 |
| Total deposits | $98,015,000 | 3,785 |
| Interest-bearing deposits | $83,860,000 | 3,803 |
| Deposits held in domestic offices | $98,015,000 | 3,780 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $722,000 | 4,502 |
| Total equity capital | $8,883,000 | 4,790 |
| Total bank equity capital | $8,883,000 | 4,790 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $590,000 | 4,439 |
| Surplus | $7,862,000 | 1,967 |
| Undivided profits | $431,000 | 9,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $723,000 | 3,066 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $485,000 | 4,709 |
| Earning assets | $99,287,000 | 4,071 |
| Long-term assets (5+ years) | $6,522,000 | 5,681 |
| Average Assets, year-to-date | $103,929,200 | 4,010 |
| Average Assets, quarterly | $107,191,500 | 4,017 |
| Volatile liabilities | $17,490,000 | 3,385 |
| Insider loans | $2,987,000 | 1,442 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $422,000 | 1,311 |
| Unused loan commitments | $7,226,000 | 4,407 |
| Tier 1 (core) risk-based capital | $8,844,000 | 4,631 |
| Tier 2 risk-based capital | $955,950 | 3,141 |
| Total risk weighted assets | $76,032,250 | 3,592 |
| Total unused commitments | $7,226,000 | 4,414 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 46 | 3,856 |
| Assets and Liabilities | ||
| Total Assets: | $90,813,000 | 4,696 |
| Cash and due from depository institutions | $5,719,000 | 3,856 |
| Interest-bearing balances | $8,000 | 6,224 |
| Securities | $18,284,000 | 5,247 |
| Federal funds sold & reverse repurchase agreements | $1,130,000 | 6,188 |
| Net loans & leases | $61,131,000 | 4,259 |
| Loan loss allowance | $915,000 | 3,634 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,944,000 | 3,924 |
| Other real estate owned | $0 | 3,856 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,605,000 | 2,751 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,813,000 | 4,696 |
| Total liabilities | $84,049,000 | 4,558 |
| Total deposits | $82,289,000 | 4,400 |
| Interest-bearing deposits | $72,611,000 | 4,306 |
| Deposits held in domestic offices | $82,289,000 | 4,391 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $845,000 | 3,688 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $915,000 | 3,824 |
| Total equity capital | $6,764,000 | 5,923 |
| Total bank equity capital | $6,764,000 | 5,923 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $590,000 | 4,602 |
| Surplus | $6,287,000 | 2,303 |
| Undivided profits | $-113,000 | 10,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $144,000 | 7,052 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $409,000 | 5,585 |
| Earning assets | $80,553,000 | 4,813 |
| Long-term assets (5+ years) | $9,378,000 | 4,482 |
| Average Assets, year-to-date | $52,926,800 | 6,653 |
| Average Assets, quarterly | $66,208,000 | 5,880 |
| Volatile liabilities | $14,797,000 | 3,798 |
| Insider loans | $870,000 | 3,919 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $223,000 | 1,275 |
| Unused loan commitments | $10,643,000 | 3,308 |
| Tier 1 (core) risk-based capital | $6,721,000 | 5,802 |
| Tier 2 risk-based capital | $846,710 | 3,414 |
| Total risk weighted assets | $67,668,610 | 3,941 |
| Total unused commitments | $10,643,000 | 3,310 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 29 | 5,956 |
| Assets and Liabilities | ||
| Total Assets: | $44,369,000 | 7,748 |
| Cash and due from depository institutions | $2,361,000 | 5,956 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $10,774,000 | 7,670 |
| Federal funds sold & reverse repurchase agreements | $4,315,000 | 2,941 |
| Net loans & leases | $24,978,000 | 7,650 |
| Loan loss allowance | $296,000 | 7,915 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $848,000 | 6,546 |
| Other real estate owned | $0 | 5,956 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,093,000 | 5,869 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,369,000 | 7,748 |
| Total liabilities | $41,022,000 | 7,590 |
| Total deposits | $40,665,000 | 7,435 |
| Interest-bearing deposits | $35,682,000 | 7,348 |
| Deposits held in domestic offices | $40,665,000 | 7,429 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $357,000 | 7,230 |
| Total equity capital | $3,347,000 | 8,844 |
| Total bank equity capital | $3,347,000 | 8,844 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $686,000 | 4,490 |
| Surplus | $1,114,000 | 7,335 |
| Undivided profits | $1,547,000 | 7,956 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 10,023 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $151,000 | 9,310 |
| Earning assets | $40,067,000 | 7,783 |
| Long-term assets (5+ years) | $4,756,000 | 5,996 |
| Average Assets, year-to-date | $41,840,400 | 7,831 |
| Average Assets, quarterly | $42,463,500 | 7,873 |
| Volatile liabilities | $4,029,000 | 7,746 |
| Insider loans | $361,000 | 6,359 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,602,000 | 5,931 |
| Tier 1 (core) risk-based capital | $3,338,000 | 8,793 |
| Tier 2 risk-based capital | $296,000 | 7,279 |
| Total risk weighted assets | $29,059,700 | 7,226 |
| Total unused commitments | $3,602,000 | 5,947 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 27 | 6,461 |
| Assets and Liabilities | ||
| Total Assets: | $40,387,000 | 8,343 |
| Cash and due from depository institutions | $2,249,000 | 6,461 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $13,119,000 | 7,235 |
| Federal funds sold & reverse repurchase agreements | $575,000 | 8,157 |
| Net loans & leases | $22,407,000 | 8,140 |
| Loan loss allowance | $307,000 | 7,988 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $951,000 | 6,224 |
| Other real estate owned | $0 | 6,461 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,086,000 | 6,038 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,387,000 | 8,343 |
| Total liabilities | $37,381,000 | 8,190 |
| Total deposits | $37,124,000 | 8,043 |
| Interest-bearing deposits | $32,817,000 | 7,898 |
| Deposits held in domestic offices | $37,124,000 | 8,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $257,000 | 8,875 |
| Total equity capital | $3,006,000 | 9,497 |
| Total bank equity capital | $3,006,000 | 9,497 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $686,000 | 4,724 |
| Surplus | $1,114,000 | 7,479 |
| Undivided profits | $1,206,000 | 8,858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 10,727 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $153,000 | 9,660 |
| Earning assets | $36,101,000 | 8,420 |
| Long-term assets (5+ years) | $6,390,000 | 5,158 |
| Average Assets, year-to-date | $37,651,600 | 8,454 |
| Average Assets, quarterly | $39,485,000 | 8,378 |
| Volatile liabilities | $3,720,000 | 7,900 |
| Insider loans | $361,000 | 6,543 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,923,000 | 5,635 |
| Tier 1 (core) risk-based capital | $2,977,000 | 9,454 |
| Tier 2 risk-based capital | $307,000 | 7,237 |
| Total risk weighted assets | $26,143,900 | 7,747 |
| Total unused commitments | $3,923,000 | 5,646 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 30 | 6,160 |
| Assets and Liabilities | ||
| Total Assets: | $33,590,000 | 9,323 |
| Cash and due from depository institutions | $1,957,000 | 6,160 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $7,551,000 | 9,711 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 6,455 |
| Net loans & leases | $21,523,000 | 8,418 |
| Loan loss allowance | $285,000 | 8,589 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $917,000 | 6,412 |
| Other real estate owned | $0 | 6,160 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,042,000 | 6,550 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,590,000 | 9,323 |
| Total liabilities | $31,004,000 | 9,216 |
| Total deposits | $30,678,000 | 9,078 |
| Interest-bearing deposits | $27,254,000 | 8,886 |
| Deposits held in domestic offices | $30,678,000 | 9,073 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $326,000 | 6,978 |
| Total equity capital | $2,586,000 | 10,088 |
| Total bank equity capital | $2,586,000 | 10,088 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $686,000 | 4,954 |
| Surplus | $1,114,000 | 7,629 |
| Undivided profits | $786,000 | 9,581 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $578,000 | 3,909 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $161,000 | 9,416 |
| Earning assets | $29,674,000 | 9,434 |
| Long-term assets (5+ years) | $2,409,000 | 7,902 |
| Average Assets, year-to-date | $33,364,600 | 9,264 |
| Average Assets, quarterly | $33,412,000 | 9,317 |
| Volatile liabilities | $2,045,000 | 9,619 |
| Insider loans | $396,000 | 6,364 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,113,000 | 5,463 |
| Tier 1 (core) risk-based capital | $2,634,000 | 10,119 |
| Tier 2 risk-based capital | $285,000 | 7,715 |
| Total risk weighted assets | $23,909,500 | 8,222 |
| Total unused commitments | $4,113,000 | 5,470 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 32 | 6,114 |
| Assets and Liabilities | ||
| Total Assets: | $32,239,000 | 9,842 |
| Cash and due from depository institutions | $2,427,000 | 6,114 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $6,986,000 | 10,326 |
| Federal funds sold & reverse repurchase agreements | $1,880,000 | 6,029 |
| Net loans & leases | $19,086,000 | 9,030 |
| Loan loss allowance | $193,000 | 10,393 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $978,000 | 6,222 |
| Other real estate owned | $0 | 6,114 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $882,000 | 6,739 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,239,000 | 9,842 |
| Total liabilities | $29,850,000 | 9,734 |
| Total deposits | $29,695,000 | 9,599 |
| Interest-bearing deposits | $26,486,000 | 9,408 |
| Deposits held in domestic offices | $29,695,000 | 9,593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $155,000 | 10,261 |
| Total equity capital | $2,389,000 | 10,705 |
| Total bank equity capital | $2,389,000 | 10,705 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $658,000 | 5,230 |
| Surplus | $1,042,000 | 7,953 |
| Undivided profits | $689,000 | 10,327 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 11,447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $112,000 | 10,636 |
| Earning assets | $27,952,000 | 10,062 |
| Long-term assets (5+ years) | $2,301,000 | 8,447 |
| Average Assets, year-to-date | $29,469,800 | 10,105 |
| Average Assets, quarterly | $31,317,000 | 9,919 |
| Volatile liabilities | $2,288,000 | 9,296 |
| Insider loans | $376,000 | 6,586 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,731,000 | 5,057 |
| Tier 1 (core) risk-based capital | $2,389,000 | 10,672 |
| Tier 2 risk-based capital | $193,000 | 9,517 |
| Total risk weighted assets | $21,837,000 | 8,759 |
| Total unused commitments | $4,731,000 | 5,079 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 27 | 7,064 |
| Assets and Liabilities | ||
| Total Assets: | $27,524,000 | 10,800 |
| Cash and due from depository institutions | $1,826,000 | 7,064 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $6,543,000 | 10,794 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 7,040 |
| Net loans & leases | $16,127,000 | 9,877 |
| Loan loss allowance | $164,000 | 11,243 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,035,000 | 6,055 |
| Other real estate owned | $0 | 7,064 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $293,000 | 11,832 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,524,000 | 10,800 |
| Total liabilities | $25,390,000 | 10,727 |
| Total deposits | $25,252,000 | 10,623 |
| Interest-bearing deposits | $22,598,000 | 10,422 |
| Deposits held in domestic offices | $25,252,000 | 10,619 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $138,000 | 11,436 |
| Total equity capital | $2,134,000 | 11,233 |
| Total bank equity capital | $2,134,000 | 11,233 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $600,000 | 5,656 |
| Surplus | $900,000 | 8,743 |
| Undivided profits | $634,000 | 10,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,000 | 12,145 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $109,000 | 11,263 |
| Earning assets | $24,370,000 | 10,895 |
| Long-term assets (5+ years) | $3,463,000 | 7,595 |
| Average Assets, year-to-date | $27,131,000 | 10,721 |
| Average Assets, quarterly | $26,867,000 | 10,852 |
| Volatile liabilities | $1,919,000 | 10,120 |
| Insider loans | $786,000 | 1,113 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,750,000 | 6,361 |
| Tier 1 (core) risk-based capital | $2,134,000 | 11,189 |
| Tier 2 risk-based capital | $164,000 | 10,302 |
| Total risk weighted assets | $18,526,900 | 9,670 |
| Total unused commitments | $2,750,000 | 6,390 |
| Derivatives | $0 | 651 |