Home > Cornerstone Bank, Inc. > Income and Expense
Cornerstone Bank, Inc., Income and Expense
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $5,169,000 | 3,678 |
| Total interest expense | $405,000 | 4,341 |
| Net interest income | $4,764,000 | 3,496 |
| Provision for loan and lease losses | $30,000 | 3,585 |
| Total noninterest income | $1,051,000 | 2,760 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $111,000 | 3,830 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $940,000 | 2,332 |
| Total noninterest expense | $5,104,000 | 2,968 |
| Salaries and employee benefits | $2,120,000 | 3,510 |
| Premises and equipment expense | $376,000 | 3,577 |
| Additional noninterest expense | $2,608,000 | 2,151 |
| Pre-tax net operating income | $681,000 | 4,220 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $40,000 | 3,382 |
| Income before extraordinary items | $641,000 | 4,208 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $641,000 | 4,210 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $641,000 | 4,210 |
| Net charge-offs | $30,000 | 2,932 |
| Cash dividends | $500,000 | 2,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $641,000 | 4,180 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,876,000 | 3,725 |
| Total interest expense | $289,000 | 4,429 |
| Net interest income | $3,587,000 | 3,524 |
| Provision for loan and lease losses | $30,000 | 3,365 |
| Total noninterest income | $353,000 | 3,774 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $80,000 | 3,912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $273,000 | 3,395 |
| Total noninterest expense | $2,368,000 | 3,854 |
| Salaries and employee benefits | $1,319,000 | 3,840 |
| Premises and equipment expense | $280,000 | 3,615 |
| Additional noninterest expense | $769,000 | 3,783 |
| Pre-tax net operating income | $1,542,000 | 3,066 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $307,000 | 2,211 |
| Income before extraordinary items | $1,235,000 | 3,213 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,235,000 | 3,212 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,235,000 | 3,213 |
| Net charge-offs | $28,000 | 2,550 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,235,000 | 3,190 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,594,000 | 3,734 |
| Total interest expense | $189,000 | 4,452 |
| Net interest income | $2,405,000 | 3,536 |
| Provision for loan and lease losses | $30,000 | 3,043 |
| Total noninterest income | $242,000 | 3,724 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $50,000 | 4,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 3,313 |
| Total noninterest expense | $1,536,000 | 3,916 |
| Salaries and employee benefits | $874,000 | 3,871 |
| Premises and equipment expense | $174,000 | 3,752 |
| Additional noninterest expense | $488,000 | 3,889 |
| Pre-tax net operating income | $1,081,000 | 2,997 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $210,000 | 2,177 |
| Income before extraordinary items | $871,000 | 3,132 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $871,000 | 3,130 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $871,000 | 3,130 |
| Net charge-offs | $28,000 | 2,198 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $871,000 | 3,108 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,259,000 | 3,806 |
| Total interest expense | $92,000 | 4,484 |
| Net interest income | $1,167,000 | 3,621 |
| Provision for loan and lease losses | $15,000 | 2,868 |
| Total noninterest income | $117,000 | 3,748 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $22,000 | 4,147 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 3,288 |
| Total noninterest expense | $755,000 | 3,980 |
| Salaries and employee benefits | $438,000 | 3,923 |
| Premises and equipment expense | $92,000 | 3,676 |
| Additional noninterest expense | $225,000 | 4,025 |
| Pre-tax net operating income | $514,000 | 3,033 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $89,000 | 2,241 |
| Income before extraordinary items | $425,000 | 3,138 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $425,000 | 3,135 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $425,000 | 3,137 |
| Net charge-offs | $21,000 | 1,669 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $425,000 | 3,122 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $4,395,000 | 3,975 |
| Total interest expense | $340,000 | 4,369 |
| Net interest income | $4,055,000 | 3,867 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $475,000 | 3,842 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $112,000 | 4,027 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $363,000 | 3,469 |
| Total noninterest expense | $3,162,000 | 3,916 |
| Salaries and employee benefits | $1,772,000 | 3,894 |
| Premises and equipment expense | $360,000 | 3,726 |
| Additional noninterest expense | $1,030,000 | 3,851 |
| Pre-tax net operating income | $1,368,000 | 3,660 |
| Securities gains (losses) | $76,000 | 358 |
| Applicable income taxes | $150,000 | 2,855 |
| Income before extraordinary items | $1,294,000 | 3,571 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,294,000 | 3,568 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,294,000 | 3,570 |
| Net charge-offs | $3,000 | 3,612 |
| Cash dividends | $500,000 | 2,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,225,600 | 3,647 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,136,000 | 4,087 |
| Total interest expense | $253,000 | 4,367 |
| Net interest income | $2,883,000 | 3,997 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $348,000 | 3,915 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $83,000 | 4,080 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $265,000 | 3,521 |
| Total noninterest expense | $2,347,000 | 3,965 |
| Salaries and employee benefits | $1,294,000 | 3,970 |
| Premises and equipment expense | $280,000 | 3,694 |
| Additional noninterest expense | $773,000 | 3,877 |
| Pre-tax net operating income | $884,000 | 3,916 |
| Securities gains (losses) | $76,000 | 347 |
| Applicable income taxes | $81,000 | 3,117 |
| Income before extraordinary items | $879,000 | 3,760 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $879,000 | 3,758 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $879,000 | 3,759 |
| Net charge-offs | $3,000 | 3,293 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $809,080 | 3,877 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,122,000 | 4,071 |
| Total interest expense | $167,000 | 4,346 |
| Net interest income | $1,955,000 | 3,985 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $235,000 | 3,910 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $51,000 | 4,189 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $184,000 | 3,487 |
| Total noninterest expense | $1,549,000 | 4,008 |
| Salaries and employee benefits | $858,000 | 4,004 |
| Premises and equipment expense | $170,000 | 3,880 |
| Additional noninterest expense | $521,000 | 3,875 |
| Pre-tax net operating income | $641,000 | 3,805 |
| Securities gains (losses) | $17,000 | 504 |
| Applicable income taxes | $58,000 | 3,062 |
| Income before extraordinary items | $600,000 | 3,727 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $600,000 | 3,725 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $600,000 | 3,726 |
| Net charge-offs | $3,000 | 2,950 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $584,530 | 3,768 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,088,000 | 4,031 |
| Total interest expense | $81,000 | 4,367 |
| Net interest income | $1,007,000 | 3,937 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $115,000 | 3,927 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $25,000 | 4,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 3,483 |
| Total noninterest expense | $809,000 | 3,969 |
| Salaries and employee benefits | $436,000 | 4,020 |
| Premises and equipment expense | $91,000 | 3,805 |
| Additional noninterest expense | $282,000 | 3,759 |
| Pre-tax net operating income | $313,000 | 3,797 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $29,000 | 3,044 |
| Income before extraordinary items | $284,000 | 3,756 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $284,000 | 3,756 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $284,000 | 3,756 |
| Net charge-offs | $3,000 | 2,344 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $284,000 | 3,762 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,308,000 | 4,016 |
| Total interest expense | $335,000 | 4,260 |
| Net interest income | $3,973,000 | 3,952 |
| Provision for loan and lease losses | $38,000 | 3,695 |
| Total noninterest income | $427,000 | 4,116 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $119,000 | 4,154 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $308,000 | 3,778 |
| Total noninterest expense | $3,016,000 | 4,103 |
| Salaries and employee benefits | $1,720,000 | 4,033 |
| Premises and equipment expense | $362,000 | 3,841 |
| Additional noninterest expense | $934,000 | 4,127 |
| Pre-tax net operating income | $1,346,000 | 3,693 |
| Securities gains (losses) | $24,000 | 1,258 |
| Applicable income taxes | $381,000 | 2,616 |
| Income before extraordinary items | $989,000 | 3,728 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $989,000 | 3,727 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $989,000 | 3,728 |
| Net charge-offs | $12,000 | 3,620 |
| Cash dividends | $500,000 | 2,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $971,720 | 3,738 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,206,000 | 4,059 |
| Total interest expense | $252,000 | 4,275 |
| Net interest income | $2,954,000 | 3,998 |
| Provision for loan and lease losses | $38,000 | 3,443 |
| Total noninterest income | $318,000 | 4,182 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $86,000 | 4,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $232,000 | 3,797 |
| Total noninterest expense | $2,209,000 | 4,175 |
| Salaries and employee benefits | $1,230,000 | 4,153 |
| Premises and equipment expense | $281,000 | 3,798 |
| Additional noninterest expense | $698,000 | 4,151 |
| Pre-tax net operating income | $1,025,000 | 3,743 |
| Securities gains (losses) | $24,000 | 1,242 |
| Applicable income taxes | $163,000 | 2,888 |
| Income before extraordinary items | $886,000 | 3,715 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $886,000 | 3,713 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $886,000 | 3,715 |
| Net charge-offs | $12,000 | 3,191 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $865,840 | 3,729 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,132,000 | 4,069 |
| Total interest expense | $166,000 | 4,284 |
| Net interest income | $1,966,000 | 4,004 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $214,000 | 4,185 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $54,000 | 4,307 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 3,774 |
| Total noninterest expense | $1,453,000 | 4,221 |
| Salaries and employee benefits | $816,000 | 4,178 |
| Premises and equipment expense | $175,000 | 3,949 |
| Additional noninterest expense | $462,000 | 4,179 |
| Pre-tax net operating income | $727,000 | 3,600 |
| Securities gains (losses) | $15,000 | 1,091 |
| Applicable income taxes | $123,000 | 2,808 |
| Income before extraordinary items | $619,000 | 3,618 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $619,000 | 3,616 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $619,000 | 3,618 |
| Net charge-offs | $7,000 | 3,031 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $606,550 | 3,624 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 4,069 |
| Total interest expense | $82,000 | 4,311 |
| Net interest income | $991,000 | 4,006 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $104,000 | 4,234 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $25,000 | 4,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 3,796 |
| Total noninterest expense | $745,000 | 4,225 |
| Salaries and employee benefits | $410,000 | 4,225 |
| Premises and equipment expense | $94,000 | 3,855 |
| Additional noninterest expense | $241,000 | 4,122 |
| Pre-tax net operating income | $350,000 | 3,615 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $58,000 | 2,800 |
| Income before extraordinary items | $292,000 | 3,652 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $292,000 | 3,651 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $292,000 | 3,652 |
| Net charge-offs | $3,000 | 2,592 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $292,000 | 3,628 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,219,000 | 4,115 |
| Total interest expense | $348,000 | 4,260 |
| Net interest income | $3,871,000 | 4,057 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $254,000 | 4,837 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $122,000 | 4,284 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $132,000 | 4,768 |
| Total noninterest expense | $2,851,000 | 4,336 |
| Salaries and employee benefits | $1,701,000 | 4,145 |
| Premises and equipment expense | $366,000 | 3,936 |
| Additional noninterest expense | $784,000 | 4,596 |
| Pre-tax net operating income | $1,274,000 | 3,730 |
| Securities gains (losses) | $39,000 | 2,006 |
| Applicable income taxes | $241,000 | 2,802 |
| Income before extraordinary items | $1,072,000 | 3,793 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,072,000 | 3,791 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,072,000 | 3,792 |
| Net charge-offs | $0 | 4,281 |
| Cash dividends | $375,000 | 3,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,040,020 | 3,782 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,207,000 | 4,122 |
| Total interest expense | $264,000 | 4,280 |
| Net interest income | $2,943,000 | 4,070 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $195,000 | 4,863 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $94,000 | 4,274 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $101,000 | 4,785 |
| Total noninterest expense | $2,098,000 | 4,391 |
| Salaries and employee benefits | $1,230,000 | 4,221 |
| Premises and equipment expense | $289,000 | 3,863 |
| Additional noninterest expense | $579,000 | 4,645 |
| Pre-tax net operating income | $1,040,000 | 3,667 |
| Securities gains (losses) | $39,000 | 1,939 |
| Applicable income taxes | $166,000 | 2,928 |
| Income before extraordinary items | $913,000 | 3,660 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $913,000 | 3,658 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $913,000 | 3,660 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $879,850 | 3,668 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,155,000 | 4,128 |
| Total interest expense | $177,000 | 4,294 |
| Net interest income | $1,978,000 | 4,081 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $125,000 | 4,926 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $61,000 | 4,321 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $64,000 | 4,870 |
| Total noninterest expense | $1,394,000 | 4,435 |
| Salaries and employee benefits | $817,000 | 4,265 |
| Premises and equipment expense | $183,000 | 3,984 |
| Additional noninterest expense | $394,000 | 4,648 |
| Pre-tax net operating income | $709,000 | 3,630 |
| Securities gains (losses) | $6,000 | 2,403 |
| Applicable income taxes | $121,000 | 2,873 |
| Income before extraordinary items | $594,000 | 3,699 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $594,000 | 3,696 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $594,000 | 3,698 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $589,020 | 3,651 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,080,000 | 4,153 |
| Total interest expense | $91,000 | 4,271 |
| Net interest income | $989,000 | 4,093 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $61,000 | 4,952 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $28,000 | 4,424 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $33,000 | 4,827 |
| Total noninterest expense | $709,000 | 4,420 |
| Salaries and employee benefits | $408,000 | 4,313 |
| Premises and equipment expense | $101,000 | 3,843 |
| Additional noninterest expense | $200,000 | 4,661 |
| Pre-tax net operating income | $341,000 | 3,662 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $69,000 | 2,751 |
| Income before extraordinary items | $272,000 | 3,780 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $272,000 | 3,777 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $272,000 | 3,778 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $272,000 | 3,729 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,141,000 | 4,242 |
| Total interest expense | $398,000 | 4,149 |
| Net interest income | $3,743,000 | 4,193 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $193,000 | 5,251 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $118,000 | 4,481 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $75,000 | 5,290 |
| Total noninterest expense | $2,600,000 | 4,625 |
| Salaries and employee benefits | $1,481,000 | 4,528 |
| Premises and equipment expense | $348,000 | 4,189 |
| Additional noninterest expense | $771,000 | 4,772 |
| Pre-tax net operating income | $1,336,000 | 3,680 |
| Securities gains (losses) | $6,000 | 2,777 |
| Applicable income taxes | $127,000 | 3,214 |
| Income before extraordinary items | $1,215,000 | 3,611 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,215,000 | 3,609 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,215,000 | 3,611 |
| Net charge-offs | $13,000 | 3,925 |
| Cash dividends | $375,000 | 3,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,209,540 | 3,571 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,026,000 | 4,330 |
| Total interest expense | $300,000 | 4,200 |
| Net interest income | $2,726,000 | 4,303 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $145,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $88,000 | 4,539 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $57,000 | 5,334 |
| Total noninterest expense | $1,895,000 | 4,717 |
| Salaries and employee benefits | $1,050,000 | 4,662 |
| Premises and equipment expense | $295,000 | 3,986 |
| Additional noninterest expense | $550,000 | 4,902 |
| Pre-tax net operating income | $976,000 | 3,778 |
| Securities gains (losses) | $6,000 | 2,557 |
| Applicable income taxes | $171,000 | 2,935 |
| Income before extraordinary items | $811,000 | 3,860 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $811,000 | 3,859 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $811,000 | 3,860 |
| Net charge-offs | $1,000 | 4,077 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $806,020 | 3,822 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,995,000 | 4,387 |
| Total interest expense | $201,000 | 4,226 |
| Net interest income | $1,794,000 | 4,356 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $89,000 | 5,397 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $56,000 | 4,594 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $33,000 | 5,465 |
| Total noninterest expense | $1,250,000 | 4,786 |
| Salaries and employee benefits | $703,000 | 4,699 |
| Premises and equipment expense | $185,000 | 4,146 |
| Additional noninterest expense | $362,000 | 4,957 |
| Pre-tax net operating income | $633,000 | 3,810 |
| Securities gains (losses) | $6,000 | 2,180 |
| Applicable income taxes | $104,000 | 2,996 |
| Income before extraordinary items | $535,000 | 3,854 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $535,000 | 3,855 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $535,000 | 3,857 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $529,960 | 3,817 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $996,000 | 4,413 |
| Total interest expense | $105,000 | 4,202 |
| Net interest income | $891,000 | 4,397 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $45,000 | 5,414 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $24,000 | 4,828 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $21,000 | 5,358 |
| Total noninterest expense | $639,000 | 4,769 |
| Salaries and employee benefits | $353,000 | 4,730 |
| Premises and equipment expense | $102,000 | 3,983 |
| Additional noninterest expense | $184,000 | 4,961 |
| Pre-tax net operating income | $297,000 | 3,895 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $41,000 | 3,134 |
| Income before extraordinary items | $256,000 | 3,915 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $256,000 | 3,918 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $256,000 | 3,919 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $256,000 | 3,833 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,814,000 | 4,567 |
| Total interest expense | $498,000 | 4,016 |
| Net interest income | $3,316,000 | 4,605 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $230,000 | 5,285 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $113,000 | 4,807 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $117,000 | 5,112 |
| Total noninterest expense | $2,461,000 | 4,921 |
| Salaries and employee benefits | $1,377,000 | 4,821 |
| Premises and equipment expense | $308,000 | 4,623 |
| Additional noninterest expense | $776,000 | 4,970 |
| Pre-tax net operating income | $1,085,000 | 4,002 |
| Securities gains (losses) | $101,000 | 1,248 |
| Applicable income taxes | $147,000 | 3,170 |
| Income before extraordinary items | $1,039,000 | 3,900 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,039,000 | 3,900 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,039,000 | 3,901 |
| Net charge-offs | $13,000 | 4,479 |
| Cash dividends | $375,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $950,120 | 3,984 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,846,000 | 4,627 |
| Total interest expense | $383,000 | 4,037 |
| Net interest income | $2,463,000 | 4,666 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $129,000 | 5,625 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $84,000 | 4,893 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $45,000 | 5,703 |
| Total noninterest expense | $1,795,000 | 4,996 |
| Salaries and employee benefits | $1,000,000 | 4,904 |
| Premises and equipment expense | $195,000 | 4,971 |
| Additional noninterest expense | $600,000 | 4,952 |
| Pre-tax net operating income | $797,000 | 4,126 |
| Securities gains (losses) | $101,000 | 989 |
| Applicable income taxes | $184,000 | 2,873 |
| Income before extraordinary items | $714,000 | 4,102 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $714,000 | 4,103 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $714,000 | 4,103 |
| Net charge-offs | $11,000 | 4,115 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $633,200 | 4,228 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,899,000 | 4,642 |
| Total interest expense | $264,000 | 4,007 |
| Net interest income | $1,635,000 | 4,681 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $90,000 | 5,600 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $58,000 | 4,837 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $32,000 | 5,683 |
| Total noninterest expense | $1,198,000 | 5,031 |
| Salaries and employee benefits | $656,000 | 4,980 |
| Premises and equipment expense | $121,000 | 5,151 |
| Additional noninterest expense | $421,000 | 4,853 |
| Pre-tax net operating income | $527,000 | 4,084 |
| Securities gains (losses) | $101,000 | 781 |
| Applicable income taxes | $98,000 | 3,022 |
| Income before extraordinary items | $530,000 | 3,841 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $530,000 | 3,846 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $530,000 | 3,847 |
| Net charge-offs | $3,000 | 4,063 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $445,160 | 4,089 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $955,000 | 4,666 |
| Total interest expense | $137,000 | 3,990 |
| Net interest income | $818,000 | 4,719 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $45,000 | 5,626 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $25,000 | 5,072 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $20,000 | 5,530 |
| Total noninterest expense | $591,000 | 5,118 |
| Salaries and employee benefits | $328,000 | 5,039 |
| Premises and equipment expense | $75,000 | 4,812 |
| Additional noninterest expense | $188,000 | 5,135 |
| Pre-tax net operating income | $272,000 | 3,978 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $24,000 | 3,399 |
| Income before extraordinary items | $248,000 | 3,870 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $248,000 | 3,873 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $248,000 | 3,873 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $248,000 | 3,829 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,860,000 | 4,707 |
| Total interest expense | $624,000 | 4,006 |
| Net interest income | $3,236,000 | 4,766 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $127,000 | 6,036 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $123,000 | 4,912 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,000 | 6,404 |
| Total noninterest expense | $2,217,000 | 5,287 |
| Salaries and employee benefits | $1,282,000 | 5,121 |
| Premises and equipment expense | $241,000 | 5,263 |
| Additional noninterest expense | $694,000 | 5,355 |
| Pre-tax net operating income | $1,146,000 | 3,857 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $190,000 | 2,986 |
| Income before extraordinary items | $956,000 | 3,983 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $956,000 | 3,986 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $956,000 | 3,987 |
| Net charge-offs | $10,000 | 5,079 |
| Cash dividends | $349,000 | 3,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $956,000 | 3,926 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,875,000 | 4,774 |
| Total interest expense | $477,000 | 4,048 |
| Net interest income | $2,398,000 | 4,830 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $145,000 | 5,733 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $93,000 | 4,945 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $52,000 | 5,744 |
| Total noninterest expense | $1,677,000 | 5,286 |
| Salaries and employee benefits | $925,000 | 5,233 |
| Premises and equipment expense | $196,000 | 5,138 |
| Additional noninterest expense | $556,000 | 5,239 |
| Pre-tax net operating income | $866,000 | 3,921 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $137,000 | 3,086 |
| Income before extraordinary items | $729,000 | 3,994 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $729,000 | 3,996 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $729,000 | 3,997 |
| Net charge-offs | $8,000 | 4,771 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $729,000 | 3,924 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,905,000 | 4,807 |
| Total interest expense | $323,000 | 4,077 |
| Net interest income | $1,582,000 | 4,870 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $104,000 | 5,684 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $64,000 | 4,876 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $40,000 | 5,670 |
| Total noninterest expense | $1,147,000 | 5,248 |
| Salaries and employee benefits | $610,000 | 5,270 |
| Premises and equipment expense | $122,000 | 5,275 |
| Additional noninterest expense | $415,000 | 5,015 |
| Pre-tax net operating income | $539,000 | 4,016 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $115,000 | 2,913 |
| Income before extraordinary items | $424,000 | 4,226 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $424,000 | 4,228 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $424,000 | 4,229 |
| Net charge-offs | $8,000 | 4,402 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $424,000 | 4,108 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $940,000 | 4,871 |
| Total interest expense | $165,000 | 4,116 |
| Net interest income | $775,000 | 4,933 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $56,000 | 5,594 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $29,000 | 5,027 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $27,000 | 5,418 |
| Total noninterest expense | $628,000 | 5,105 |
| Salaries and employee benefits | $311,000 | 5,274 |
| Premises and equipment expense | $65,000 | 5,194 |
| Additional noninterest expense | $252,000 | 4,625 |
| Pre-tax net operating income | $203,000 | 4,443 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $40,000 | 3,151 |
| Income before extraordinary items | $163,000 | 4,609 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $163,000 | 4,610 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $163,000 | 4,611 |
| Net charge-offs | $6,000 | 3,622 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $163,000 | 4,502 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,729,000 | 5,047 |
| Total interest expense | $744,000 | 4,270 |
| Net interest income | $2,985,000 | 5,126 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $214,000 | 5,614 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $89,000 | 5,598 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $125,000 | 5,127 |
| Total noninterest expense | $2,216,000 | 5,443 |
| Salaries and employee benefits | $1,208,000 | 5,382 |
| Premises and equipment expense | $229,000 | 5,515 |
| Additional noninterest expense | $779,000 | 5,319 |
| Pre-tax net operating income | $983,000 | 4,041 |
| Securities gains (losses) | $313,000 | 1,331 |
| Applicable income taxes | $259,000 | 2,795 |
| Income before extraordinary items | $1,037,000 | 3,834 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,037,000 | 3,834 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,037,000 | 3,836 |
| Net charge-offs | $4,000 | 5,797 |
| Cash dividends | $499,000 | 2,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $786,600 | 4,125 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,752,000 | 5,167 |
| Total interest expense | $567,000 | 4,361 |
| Net interest income | $2,185,000 | 5,254 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $162,000 | 5,682 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $67,000 | 5,670 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $95,000 | 5,183 |
| Total noninterest expense | $1,657,000 | 5,488 |
| Salaries and employee benefits | $880,000 | 5,469 |
| Premises and equipment expense | $183,000 | 5,439 |
| Additional noninterest expense | $594,000 | 5,344 |
| Pre-tax net operating income | $690,000 | 4,241 |
| Securities gains (losses) | $305,000 | 1,105 |
| Applicable income taxes | $159,000 | 3,021 |
| Income before extraordinary items | $836,000 | 3,788 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $836,000 | 3,787 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $836,000 | 3,789 |
| Net charge-offs | $5,000 | 5,497 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $579,800 | 4,259 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,789,000 | 5,251 |
| Total interest expense | $385,000 | 4,420 |
| Net interest income | $1,404,000 | 5,348 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $132,000 | 5,476 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $67,000 | 5,048 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $65,000 | 5,194 |
| Total noninterest expense | $1,134,000 | 5,476 |
| Salaries and employee benefits | $589,000 | 5,508 |
| Premises and equipment expense | $119,000 | 5,517 |
| Additional noninterest expense | $426,000 | 5,217 |
| Pre-tax net operating income | $402,000 | 4,438 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $12,000 | 4,173 |
| Income before extraordinary items | $390,000 | 4,409 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $390,000 | 4,414 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $390,000 | 4,412 |
| Net charge-offs | $5,000 | 5,162 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $390,000 | 4,218 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $906,000 | 5,264 |
| Total interest expense | $200,000 | 4,458 |
| Net interest income | $706,000 | 5,371 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $47,000 | 5,907 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $33,000 | 5,070 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $14,000 | 6,009 |
| Total noninterest expense | $620,000 | 5,284 |
| Salaries and employee benefits | $294,000 | 5,546 |
| Premises and equipment expense | $71,000 | 5,195 |
| Additional noninterest expense | $255,000 | 4,814 |
| Pre-tax net operating income | $133,000 | 5,087 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-17,000 | 7,017 |
| Income before extraordinary items | $150,000 | 4,848 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $150,000 | 4,851 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $150,000 | 4,852 |
| Net charge-offs | $5,000 | 4,286 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $150,000 | 4,707 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,781,000 | 5,270 |
| Total interest expense | $940,000 | 4,545 |
| Net interest income | $2,841,000 | 5,384 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $217,000 | 5,642 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $86,000 | 5,724 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $131,000 | 5,017 |
| Total noninterest expense | $2,058,000 | 5,765 |
| Salaries and employee benefits | $1,073,000 | 5,745 |
| Premises and equipment expense | $229,000 | 5,783 |
| Additional noninterest expense | $756,000 | 5,522 |
| Pre-tax net operating income | $1,000,000 | 3,735 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $36,000 | 3,887 |
| Income before extraordinary items | $964,000 | 3,624 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $964,000 | 3,627 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $964,000 | 3,626 |
| Net charge-offs | $-15,000 | 7,060 |
| Cash dividends | $150,000 | 3,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $964,000 | 3,509 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,835,000 | 5,329 |
| Total interest expense | $726,000 | 4,593 |
| Net interest income | $2,109,000 | 5,442 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $160,000 | 5,751 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $58,000 | 5,888 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $102,000 | 5,075 |
| Total noninterest expense | $1,489,000 | 5,862 |
| Salaries and employee benefits | $756,000 | 5,863 |
| Premises and equipment expense | $173,000 | 5,803 |
| Additional noninterest expense | $560,000 | 5,600 |
| Pre-tax net operating income | $780,000 | 3,768 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $85,000 | 3,325 |
| Income before extraordinary items | $695,000 | 3,764 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $695,000 | 3,766 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $695,000 | 3,766 |
| Net charge-offs | $-18,000 | 7,098 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $695,000 | 3,656 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,891,000 | 5,383 |
| Total interest expense | $494,000 | 4,662 |
| Net interest income | $1,397,000 | 5,489 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $126,000 | 5,572 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $55,000 | 5,408 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $71,000 | 5,058 |
| Total noninterest expense | $970,000 | 5,975 |
| Salaries and employee benefits | $484,000 | 5,989 |
| Premises and equipment expense | $112,000 | 5,883 |
| Additional noninterest expense | $374,000 | 5,676 |
| Pre-tax net operating income | $553,000 | 3,614 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $65,000 | 3,187 |
| Income before extraordinary items | $488,000 | 3,642 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $488,000 | 3,643 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $488,000 | 3,643 |
| Net charge-offs | $-29,000 | 7,224 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $488,000 | 3,537 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $915,000 | 5,476 |
| Total interest expense | $257,000 | 4,686 |
| Net interest income | $658,000 | 5,630 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $49,000 | 5,964 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $23,000 | 5,623 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $26,000 | 5,544 |
| Total noninterest expense | $509,000 | 5,908 |
| Salaries and employee benefits | $241,000 | 6,045 |
| Premises and equipment expense | $64,000 | 5,701 |
| Additional noninterest expense | $204,000 | 5,485 |
| Pre-tax net operating income | $198,000 | 4,251 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $12,000 | 3,703 |
| Income before extraordinary items | $186,000 | 4,115 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $186,000 | 4,114 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $186,000 | 4,115 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $186,000 | 4,059 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,694,000 | 5,595 |
| Total interest expense | $1,175,000 | 4,880 |
| Net interest income | $2,519,000 | 5,751 |
| Provision for loan and lease losses | $395,000 | 4,470 |
| Total noninterest income | $286,000 | 5,468 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $125,000 | 5,199 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $161,000 | 4,889 |
| Total noninterest expense | $1,956,000 | 6,045 |
| Salaries and employee benefits | $1,015,000 | 5,993 |
| Premises and equipment expense | $234,000 | 5,913 |
| Additional noninterest expense | $707,000 | 5,874 |
| Pre-tax net operating income | $454,000 | 4,478 |
| Securities gains (losses) | $13,000 | 3,237 |
| Applicable income taxes | $-38,000 | 6,691 |
| Income before extraordinary items | $505,000 | 4,303 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $505,000 | 4,304 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $505,000 | 4,304 |
| Net charge-offs | $356,000 | 4,080 |
| Cash dividends | $125,000 | 3,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $492,000 | 4,207 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,835,000 | 5,630 |
| Total interest expense | $903,000 | 4,973 |
| Net interest income | $1,932,000 | 5,790 |
| Provision for loan and lease losses | $15,000 | 6,753 |
| Total noninterest income | $217,000 | 5,550 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $94,000 | 5,274 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $123,000 | 4,949 |
| Total noninterest expense | $1,465,000 | 6,107 |
| Salaries and employee benefits | $750,000 | 6,075 |
| Premises and equipment expense | $181,000 | 5,927 |
| Additional noninterest expense | $534,000 | 5,899 |
| Pre-tax net operating income | $669,000 | 3,799 |
| Securities gains (losses) | $13,000 | 3,034 |
| Applicable income taxes | $47,000 | 3,600 |
| Income before extraordinary items | $635,000 | 3,681 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $635,000 | 3,680 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $635,000 | 3,681 |
| Net charge-offs | $3,000 | 6,518 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $622,910 | 3,574 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,913,000 | 5,647 |
| Total interest expense | $587,000 | 5,117 |
| Net interest income | $1,326,000 | 5,728 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $135,000 | 5,660 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $63,000 | 5,279 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $72,000 | 5,123 |
| Total noninterest expense | $966,000 | 6,165 |
| Salaries and employee benefits | $502,000 | 6,110 |
| Premises and equipment expense | $113,000 | 6,077 |
| Additional noninterest expense | $351,000 | 5,946 |
| Pre-tax net operating income | $495,000 | 3,645 |
| Securities gains (losses) | $13,000 | 2,514 |
| Applicable income taxes | $77,000 | 3,001 |
| Income before extraordinary items | $431,000 | 3,659 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $431,000 | 3,657 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $431,000 | 3,658 |
| Net charge-offs | $3,000 | 6,164 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $419,950 | 3,602 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $959,000 | 5,706 |
| Total interest expense | $300,000 | 5,194 |
| Net interest income | $659,000 | 5,783 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $64,000 | 5,785 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $31,000 | 5,310 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $33,000 | 5,318 |
| Total noninterest expense | $506,000 | 6,143 |
| Salaries and employee benefits | $249,000 | 6,208 |
| Premises and equipment expense | $65,000 | 5,884 |
| Additional noninterest expense | $192,000 | 5,788 |
| Pre-tax net operating income | $217,000 | 3,918 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $30,000 | 3,171 |
| Income before extraordinary items | $187,000 | 4,005 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $187,000 | 4,004 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $187,000 | 4,004 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $187,000 | 3,897 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,588,000 | 5,962 |
| Total interest expense | $1,268,000 | 5,542 |
| Net interest income | $2,320,000 | 6,020 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $260,000 | 5,840 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $139,000 | 5,273 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $121,000 | 5,395 |
| Total noninterest expense | $1,985,000 | 6,244 |
| Salaries and employee benefits | $1,025,000 | 6,181 |
| Premises and equipment expense | $228,000 | 6,252 |
| Additional noninterest expense | $732,000 | 6,029 |
| Pre-tax net operating income | $595,000 | 3,780 |
| Securities gains (losses) | $2,000 | 3,583 |
| Applicable income taxes | $11,000 | 3,858 |
| Income before extraordinary items | $586,000 | 3,629 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $586,000 | 3,627 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $586,000 | 3,627 |
| Net charge-offs | $10,000 | 6,886 |
| Cash dividends | $125,000 | 3,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $584,040 | 3,564 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,637,000 | 6,069 |
| Total interest expense | $946,000 | 5,688 |
| Net interest income | $1,691,000 | 6,106 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $195,000 | 5,933 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $102,000 | 5,342 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $93,000 | 5,486 |
| Total noninterest expense | $1,426,000 | 6,369 |
| Salaries and employee benefits | $753,000 | 6,263 |
| Premises and equipment expense | $179,000 | 6,203 |
| Additional noninterest expense | $494,000 | 6,272 |
| Pre-tax net operating income | $460,000 | 4,009 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $14,000 | 3,927 |
| Income before extraordinary items | $446,000 | 3,879 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $446,000 | 3,876 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $446,000 | 3,878 |
| Net charge-offs | $6,000 | 6,654 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $446,000 | 3,785 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,736,000 | 6,163 |
| Total interest expense | $605,000 | 5,898 |
| Net interest income | $1,131,000 | 6,108 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $116,000 | 6,161 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $63,000 | 5,461 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $53,000 | 5,767 |
| Total noninterest expense | $959,000 | 6,381 |
| Salaries and employee benefits | $509,000 | 6,305 |
| Premises and equipment expense | $116,000 | 6,299 |
| Additional noninterest expense | $334,000 | 6,266 |
| Pre-tax net operating income | $288,000 | 4,194 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $12,000 | 3,934 |
| Income before extraordinary items | $276,000 | 4,095 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $276,000 | 4,095 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $276,000 | 4,095 |
| Net charge-offs | $3,000 | 6,371 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $276,000 | 3,981 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $860,000 | 6,229 |
| Total interest expense | $298,000 | 6,029 |
| Net interest income | $562,000 | 6,127 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $44,000 | 6,539 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $22,000 | 5,942 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $22,000 | 6,048 |
| Total noninterest expense | $506,000 | 6,245 |
| Salaries and employee benefits | $259,000 | 6,318 |
| Premises and equipment expense | $65,000 | 6,116 |
| Additional noninterest expense | $182,000 | 5,833 |
| Pre-tax net operating income | $100,000 | 5,035 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $9,000 | 4,029 |
| Income before extraordinary items | $91,000 | 5,073 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $91,000 | 5,078 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $91,000 | 5,077 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $91,000 | 4,908 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,592,000 | 6,259 |
| Total interest expense | $1,318,000 | 6,238 |
| Net interest income | $2,274,000 | 6,115 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $282,000 | 5,923 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $161,000 | 5,181 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $121,000 | 5,664 |
| Total noninterest expense | $1,850,000 | 6,431 |
| Salaries and employee benefits | $1,001,000 | 6,406 |
| Premises and equipment expense | $233,000 | 6,391 |
| Additional noninterest expense | $616,000 | 6,170 |
| Pre-tax net operating income | $706,000 | 4,376 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $9,000 | 4,560 |
| Income before extraordinary items | $697,000 | 3,951 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $697,000 | 3,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,824 |
| Cash dividends | $125,000 | 4,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $697,000 | 4,086 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,697,000 | 6,327 |
| Total interest expense | $1,011,000 | 6,306 |
| Net interest income | $1,686,000 | 6,201 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $217,000 | 5,957 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $123,000 | 5,189 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $94,000 | 5,732 |
| Total noninterest expense | $1,341,000 | 6,516 |
| Salaries and employee benefits | $729,000 | 6,504 |
| Premises and equipment expense | $163,000 | 6,553 |
| Additional noninterest expense | $449,000 | 6,185 |
| Pre-tax net operating income | $562,000 | 4,751 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $57,000 | 4,024 |
| Income before extraordinary items | $505,000 | 4,433 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $505,000 | 4,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,143 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $505,000 | 4,573 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,790,000 | 6,399 |
| Total interest expense | $672,000 | 6,450 |
| Net interest income | $1,118,000 | 6,228 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $149,000 | 5,993 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $83,000 | 5,181 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $66,000 | 5,727 |
| Total noninterest expense | $887,000 | 6,574 |
| Salaries and employee benefits | $481,000 | 6,578 |
| Premises and equipment expense | $102,000 | 6,713 |
| Additional noninterest expense | $304,000 | 6,155 |
| Pre-tax net operating income | $380,000 | 4,881 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $41,000 | 4,216 |
| Income before extraordinary items | $339,000 | 4,798 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $339,000 | 4,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,312 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $339,000 | 4,733 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $897,000 | 6,470 |
| Total interest expense | $342,000 | 6,575 |
| Net interest income | $555,000 | 6,272 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $75,000 | 5,992 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $39,000 | 5,270 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $36,000 | 5,627 |
| Total noninterest expense | $463,000 | 6,498 |
| Salaries and employee benefits | $239,000 | 6,626 |
| Premises and equipment expense | $58,000 | 6,485 |
| Additional noninterest expense | $166,000 | 5,895 |
| Pre-tax net operating income | $167,000 | 5,279 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $12,000 | 4,690 |
| Income before extraordinary items | $155,000 | 5,163 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $155,000 | 5,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $155,000 | 5,061 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,681,000 | 6,409 |
| Total interest expense | $1,502,000 | 6,431 |
| Net interest income | $2,179,000 | 6,318 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $284,000 | 6,123 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $169,000 | 5,214 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $115,000 | 6,002 |
| Total noninterest expense | $1,775,000 | 6,513 |
| Salaries and employee benefits | $965,000 | 6,520 |
| Premises and equipment expense | $225,000 | 6,484 |
| Additional noninterest expense | $585,000 | 6,193 |
| Pre-tax net operating income | $688,000 | 5,474 |
| Securities gains (losses) | $3,000 | 1,730 |
| Applicable income taxes | $66,000 | 4,768 |
| Income before extraordinary items | $625,000 | 5,266 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $625,000 | 5,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 3,209 |
| Cash dividends | $125,000 | 5,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $622,300 | 5,266 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,759,000 | 6,449 |
| Total interest expense | $1,129,000 | 6,457 |
| Net interest income | $1,630,000 | 6,361 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $213,000 | 6,174 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $127,000 | 5,239 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $86,000 | 6,048 |
| Total noninterest expense | $1,287,000 | 6,598 |
| Salaries and employee benefits | $693,000 | 6,624 |
| Premises and equipment expense | $170,000 | 6,467 |
| Additional noninterest expense | $424,000 | 6,246 |
| Pre-tax net operating income | $556,000 | 5,581 |
| Securities gains (losses) | $3,000 | 1,317 |
| Applicable income taxes | $52,000 | 4,920 |
| Income before extraordinary items | $507,000 | 5,348 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $507,000 | 5,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,280 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $504,270 | 5,351 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,850,000 | 6,469 |
| Total interest expense | $772,000 | 6,424 |
| Net interest income | $1,078,000 | 6,418 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $137,000 | 6,282 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $82,000 | 5,310 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $55,000 | 6,129 |
| Total noninterest expense | $861,000 | 6,632 |
| Salaries and employee benefits | $462,000 | 6,665 |
| Premises and equipment expense | $110,000 | 6,565 |
| Additional noninterest expense | $289,000 | 6,223 |
| Pre-tax net operating income | $354,000 | 5,746 |
| Securities gains (losses) | $3,000 | 1,133 |
| Applicable income taxes | $22,000 | 5,294 |
| Income before extraordinary items | $335,000 | 5,420 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $335,000 | 5,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,250 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $332,180 | 5,432 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $925,000 | 6,491 |
| Total interest expense | $397,000 | 6,392 |
| Net interest income | $528,000 | 6,492 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $71,000 | 6,205 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $41,000 | 5,255 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $30,000 | 5,964 |
| Total noninterest expense | $443,000 | 6,586 |
| Salaries and employee benefits | $224,000 | 6,784 |
| Premises and equipment expense | $60,000 | 6,403 |
| Additional noninterest expense | $159,000 | 5,944 |
| Pre-tax net operating income | $156,000 | 5,990 |
| Securities gains (losses) | $3,000 | 908 |
| Applicable income taxes | $7,000 | 5,533 |
| Income before extraordinary items | $152,000 | 5,620 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $152,000 | 5,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,158 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $149,120 | 5,646 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,624,000 | 6,349 |
| Total interest expense | $1,374,000 | 6,300 |
| Net interest income | $2,250,000 | 6,281 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $278,000 | 6,327 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $169,000 | 5,309 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $109,000 | 6,186 |
| Total noninterest expense | $1,773,000 | 6,480 |
| Salaries and employee benefits | $962,000 | 6,504 |
| Premises and equipment expense | $191,000 | 6,820 |
| Additional noninterest expense | $620,000 | 5,968 |
| Pre-tax net operating income | $755,000 | 5,774 |
| Securities gains (losses) | $6,000 | 1,217 |
| Applicable income taxes | $51,000 | 5,432 |
| Income before extraordinary items | $710,000 | 5,476 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $710,000 | 5,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,117 |
| Cash dividends | $125,000 | 5,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $704,420 | 5,490 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,688,000 | 6,399 |
| Total interest expense | $964,000 | 6,396 |
| Net interest income | $1,724,000 | 6,289 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $224,000 | 6,244 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $144,000 | 5,125 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $80,000 | 6,220 |
| Total noninterest expense | $1,286,000 | 6,577 |
| Salaries and employee benefits | $693,000 | 6,590 |
| Premises and equipment expense | $151,000 | 6,740 |
| Additional noninterest expense | $442,000 | 6,117 |
| Pre-tax net operating income | $662,000 | 5,659 |
| Securities gains (losses) | $6,000 | 998 |
| Applicable income taxes | $90,000 | 5,018 |
| Income before extraordinary items | $578,000 | 5,445 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $578,000 | 5,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,572 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $572,780 | 5,473 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,768,000 | 6,430 |
| Total interest expense | $612,000 | 6,411 |
| Net interest income | $1,156,000 | 6,312 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $141,000 | 6,351 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $89,000 | 5,264 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $52,000 | 6,320 |
| Total noninterest expense | $859,000 | 6,592 |
| Salaries and employee benefits | $460,000 | 6,635 |
| Premises and equipment expense | $94,000 | 6,899 |
| Additional noninterest expense | $305,000 | 6,025 |
| Pre-tax net operating income | $438,000 | 5,698 |
| Securities gains (losses) | $6,000 | 812 |
| Applicable income taxes | $58,000 | 5,109 |
| Income before extraordinary items | $386,000 | 5,466 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $386,000 | 5,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $380,780 | 5,495 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $871,000 | 6,434 |
| Total interest expense | $292,000 | 6,433 |
| Net interest income | $579,000 | 6,325 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $63,000 | 6,543 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $38,000 | 5,504 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $25,000 | 6,361 |
| Total noninterest expense | $445,000 | 6,505 |
| Salaries and employee benefits | $224,000 | 6,718 |
| Premises and equipment expense | $47,000 | 6,882 |
| Additional noninterest expense | $174,000 | 5,609 |
| Pre-tax net operating income | $197,000 | 5,870 |
| Securities gains (losses) | $6,000 | 667 |
| Applicable income taxes | $22,000 | 5,279 |
| Income before extraordinary items | $181,000 | 5,559 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $181,000 | 5,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,443 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $175,660 | 5,609 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,364,000 | 6,300 |
| Total interest expense | $1,013,000 | 6,257 |
| Net interest income | $2,351,000 | 6,205 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $264,000 | 6,568 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $170,000 | 5,388 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $94,000 | 6,501 |
| Total noninterest expense | $1,649,000 | 6,641 |
| Salaries and employee benefits | $937,000 | 6,531 |
| Premises and equipment expense | $183,000 | 6,914 |
| Additional noninterest expense | $529,000 | 6,416 |
| Pre-tax net operating income | $966,000 | 5,449 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $124,000 | 5,189 |
| Income before extraordinary items | $842,000 | 5,232 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $842,000 | 5,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,631 |
| Cash dividends | $125,000 | 5,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $842,000 | 5,201 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,482,000 | 6,343 |
| Total interest expense | $730,000 | 6,246 |
| Net interest income | $1,752,000 | 6,260 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $191,000 | 6,676 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $125,000 | 5,441 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $66,000 | 6,601 |
| Total noninterest expense | $1,217,000 | 6,691 |
| Salaries and employee benefits | $682,000 | 6,611 |
| Premises and equipment expense | $143,000 | 6,825 |
| Additional noninterest expense | $392,000 | 6,419 |
| Pre-tax net operating income | $726,000 | 5,564 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $108,000 | 5,164 |
| Income before extraordinary items | $618,000 | 5,372 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $618,000 | 5,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $618,000 | 5,343 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,631,000 | 6,329 |
| Total interest expense | $452,000 | 6,304 |
| Net interest income | $1,179,000 | 6,237 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $127,000 | 6,647 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $84,000 | 5,390 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $43,000 | 6,655 |
| Total noninterest expense | $814,000 | 6,694 |
| Salaries and employee benefits | $448,000 | 6,651 |
| Premises and equipment expense | $93,000 | 6,847 |
| Additional noninterest expense | $273,000 | 6,276 |
| Pre-tax net operating income | $492,000 | 5,515 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $76,000 | 5,134 |
| Income before extraordinary items | $416,000 | 5,350 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $416,000 | 5,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $416,000 | 5,310 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $810,000 | 6,351 |
| Total interest expense | $219,000 | 6,318 |
| Net interest income | $591,000 | 6,263 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $59,000 | 6,784 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $36,000 | 5,648 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,629 |
| Total noninterest expense | $435,000 | 6,531 |
| Salaries and employee benefits | $221,000 | 6,741 |
| Premises and equipment expense | $55,000 | 6,532 |
| Additional noninterest expense | $159,000 | 5,817 |
| Pre-tax net operating income | $215,000 | 5,793 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $27,000 | 5,406 |
| Income before extraordinary items | $188,000 | 5,576 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $188,000 | 5,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,691 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $188,000 | 5,540 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,238,000 | 6,203 |
| Total interest expense | $868,000 | 6,044 |
| Net interest income | $2,370,000 | 6,162 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $281,000 | 6,544 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $169,000 | 5,563 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $112,000 | 6,221 |
| Total noninterest expense | $1,596,000 | 6,719 |
| Salaries and employee benefits | $898,000 | 6,614 |
| Premises and equipment expense | $187,000 | 6,909 |
| Additional noninterest expense | $511,000 | 6,477 |
| Pre-tax net operating income | $1,055,000 | 5,105 |
| Securities gains (losses) | $-1,000 | 7,794 |
| Applicable income taxes | $159,000 | 5,031 |
| Income before extraordinary items | $895,000 | 4,986 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $895,000 | 4,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,442 |
| Cash dividends | $105,000 | 5,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $895,850 | 4,913 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,425,000 | 6,215 |
| Total interest expense | $636,000 | 6,097 |
| Net interest income | $1,789,000 | 6,155 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $208,000 | 6,599 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $125,000 | 5,636 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $83,000 | 6,238 |
| Total noninterest expense | $1,189,000 | 6,704 |
| Salaries and employee benefits | $659,000 | 6,647 |
| Premises and equipment expense | $142,000 | 6,853 |
| Additional noninterest expense | $388,000 | 6,404 |
| Pre-tax net operating income | $808,000 | 5,156 |
| Securities gains (losses) | $-1,000 | 8,079 |
| Applicable income taxes | $142,000 | 4,914 |
| Income before extraordinary items | $665,000 | 5,089 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $665,000 | 5,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,534 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $665,820 | 4,997 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,607,000 | 6,242 |
| Total interest expense | $419,000 | 6,159 |
| Net interest income | $1,188,000 | 6,175 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $135,000 | 6,682 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $80,000 | 5,723 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $55,000 | 6,266 |
| Total noninterest expense | $806,000 | 6,690 |
| Salaries and employee benefits | $441,000 | 6,683 |
| Premises and equipment expense | $90,000 | 6,991 |
| Additional noninterest expense | $275,000 | 6,246 |
| Pre-tax net operating income | $517,000 | 5,222 |
| Securities gains (losses) | $21,000 | 2,004 |
| Applicable income taxes | $95,000 | 4,911 |
| Income before extraordinary items | $443,000 | 5,044 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $443,000 | 5,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $425,780 | 5,066 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $796,000 | 6,282 |
| Total interest expense | $210,000 | 6,211 |
| Net interest income | $586,000 | 6,230 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $69,000 | 6,593 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $38,000 | 5,782 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $31,000 | 6,045 |
| Total noninterest expense | $432,000 | 6,537 |
| Salaries and employee benefits | $216,000 | 6,777 |
| Premises and equipment expense | $50,000 | 6,793 |
| Additional noninterest expense | $166,000 | 5,673 |
| Pre-tax net operating income | $223,000 | 5,579 |
| Securities gains (losses) | $21,000 | 1,679 |
| Applicable income taxes | $32,000 | 5,327 |
| Income before extraordinary items | $212,000 | 5,184 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $212,000 | 5,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $193,730 | 5,302 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,256,000 | 6,254 |
| Total interest expense | $1,013,000 | 6,084 |
| Net interest income | $2,243,000 | 6,265 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $233,000 | 7,069 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $124,000 | 6,218 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $109,000 | 6,381 |
| Total noninterest expense | $1,588,000 | 6,736 |
| Salaries and employee benefits | $916,000 | 6,546 |
| Premises and equipment expense | $175,000 | 7,087 |
| Additional noninterest expense | $497,000 | 6,571 |
| Pre-tax net operating income | $888,000 | 5,452 |
| Securities gains (losses) | $31,000 | 2,904 |
| Applicable income taxes | $130,000 | 5,447 |
| Income before extraordinary items | $789,000 | 5,271 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $789,000 | 5,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,170 |
| Cash dividends | $95,000 | 5,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $762,340 | 5,211 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,456,000 | 6,306 |
| Total interest expense | $788,000 | 6,117 |
| Net interest income | $1,668,000 | 6,325 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $164,000 | 7,233 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $82,000 | 6,466 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $82,000 | 6,430 |
| Total noninterest expense | $1,166,000 | 6,787 |
| Salaries and employee benefits | $672,000 | 6,599 |
| Premises and equipment expense | $137,000 | 7,013 |
| Additional noninterest expense | $357,000 | 6,664 |
| Pre-tax net operating income | $666,000 | 5,633 |
| Securities gains (losses) | $4,000 | 3,690 |
| Applicable income taxes | $118,000 | 5,387 |
| Income before extraordinary items | $552,000 | 5,599 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $552,000 | 5,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $548,720 | 5,441 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,653,000 | 6,324 |
| Total interest expense | $550,000 | 6,105 |
| Net interest income | $1,103,000 | 6,350 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $107,000 | 7,271 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $49,000 | 6,621 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $58,000 | 6,303 |
| Total noninterest expense | $790,000 | 6,751 |
| Salaries and employee benefits | $456,000 | 6,563 |
| Premises and equipment expense | $89,000 | 7,056 |
| Additional noninterest expense | $245,000 | 6,586 |
| Pre-tax net operating income | $420,000 | 5,740 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $62,000 | 5,689 |
| Income before extraordinary items | $358,000 | 5,669 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $358,000 | 5,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $358,000 | 5,464 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $829,000 | 6,349 |
| Total interest expense | $285,000 | 6,100 |
| Net interest income | $544,000 | 6,393 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $52,000 | 7,298 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $22,000 | 6,745 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $30,000 | 6,231 |
| Total noninterest expense | $425,000 | 6,531 |
| Salaries and employee benefits | $242,000 | 6,376 |
| Premises and equipment expense | $50,000 | 6,781 |
| Additional noninterest expense | $133,000 | 6,350 |
| Pre-tax net operating income | $171,000 | 6,211 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $15,000 | 6,300 |
| Income before extraordinary items | $156,000 | 5,925 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $156,000 | 5,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $156,000 | 5,734 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,514,000 | 6,331 |
| Total interest expense | $1,336,000 | 6,084 |
| Net interest income | $2,178,000 | 6,361 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $234,000 | 6,995 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $97,000 | 6,623 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $137,000 | 5,794 |
| Total noninterest expense | $1,513,000 | 6,811 |
| Salaries and employee benefits | $825,000 | 6,794 |
| Premises and equipment expense | $180,000 | 7,029 |
| Additional noninterest expense | $508,000 | 6,461 |
| Pre-tax net operating income | $899,000 | 5,492 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $175,000 | 5,303 |
| Income before extraordinary items | $724,000 | 5,463 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $724,000 | 5,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,791 |
| Cash dividends | $35,000 | 6,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $724,000 | 5,324 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,698,000 | 6,587 |
| Total interest expense | $1,687,000 | 6,625 |
| Net interest income | $2,011,000 | 6,419 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $137,000 | 8,008 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $109,000 | 6,416 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $28,000 | 8,414 |
| Total noninterest expense | $1,356,000 | 7,111 |
| Salaries and employee benefits | $748,000 | 6,987 |
| Premises and equipment expense | $161,000 | 7,347 |
| Additional noninterest expense | $447,000 | 6,809 |
| Pre-tax net operating income | $792,000 | 5,510 |
| Securities gains (losses) | $3,000 | 4,114 |
| Applicable income taxes | $75,000 | 6,339 |
| Income before extraordinary items | $720,000 | 5,156 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $720,000 | 5,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $35,000 | 6,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $717,270 | 5,055 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,601,000 | 6,824 |
| Total interest expense | $1,630,000 | 6,896 |
| Net interest income | $1,971,000 | 6,601 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $143,000 | 7,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 6,179 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 8,953 |
| Total noninterest expense | $1,354,000 | 7,103 |
| Salaries and employee benefits | $731,000 | 7,053 |
| Premises and equipment expense | $162,000 | 7,372 |
| Additional noninterest expense | $461,000 | 6,699 |
| Pre-tax net operating income | $760,000 | 6,004 |
| Securities gains (losses) | $-45,000 | 9,153 |
| Applicable income taxes | $154,000 | 5,873 |
| Income before extraordinary items | $561,000 | 6,034 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $561,000 | 6,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,148 |
| Cash dividends | $35,000 | 6,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $596,100 | 5,881 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,421,000 | 6,907 |
| Total interest expense | $1,631,000 | 6,670 |
| Net interest income | $1,790,000 | 7,024 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $143,000 | 8,193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 6,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,087 |
| Total noninterest expense | $1,246,000 | 7,446 |
| Salaries and employee benefits | $652,000 | 7,480 |
| Premises and equipment expense | $154,000 | 7,595 |
| Additional noninterest expense | $440,000 | 6,973 |
| Pre-tax net operating income | $687,000 | 6,366 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $110,000 | 6,786 |
| Income before extraordinary items | $579,000 | 5,997 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $579,000 | 5,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,444 |
| Cash dividends | $30,000 | 6,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $577,320 | 5,976 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,349,000 | 7,118 |
| Total interest expense | $1,707,000 | 6,750 |
| Net interest income | $1,642,000 | 7,388 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $68,000 | 9,547 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 7,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 10,352 |
| Total noninterest expense | $1,235,000 | 7,445 |
| Salaries and employee benefits | $693,000 | 7,224 |
| Premises and equipment expense | $130,000 | 8,067 |
| Additional noninterest expense | $412,000 | 7,121 |
| Pre-tax net operating income | $475,000 | 7,504 |
| Securities gains (losses) | $9,000 | 3,034 |
| Applicable income taxes | $100,000 | 7,528 |
| Income before extraordinary items | $384,000 | 7,314 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $384,000 | 7,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 9,689 |
| Cash dividends | $30,000 | 7,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $376,890 | 7,281 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,449,000 | 7,212 |
| Total interest expense | $1,747,000 | 6,790 |
| Net interest income | $1,702,000 | 7,549 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $90,000 | 9,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 10,198 |
| Total noninterest expense | $1,179,000 | 7,739 |
| Salaries and employee benefits | $635,000 | 7,696 |
| Premises and equipment expense | $134,000 | 8,154 |
| Additional noninterest expense | $410,000 | 7,264 |
| Pre-tax net operating income | $613,000 | 7,358 |
| Securities gains (losses) | $40,000 | 1,476 |
| Applicable income taxes | $192,000 | 6,988 |
| Income before extraordinary items | $461,000 | 7,229 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $461,000 | 7,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,572 |
| Cash dividends | $30,000 | 7,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $432,600 | 7,373 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,526,000 | 7,356 |
| Total interest expense | $1,876,000 | 6,666 |
| Net interest income | $1,650,000 | 7,901 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $87,000 | 10,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 8,398 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 10,300 |
| Total noninterest expense | $1,195,000 | 8,001 |
| Salaries and employee benefits | $654,000 | 7,820 |
| Premises and equipment expense | $131,000 | 8,508 |
| Additional noninterest expense | $410,000 | 7,794 |
| Pre-tax net operating income | $542,000 | 7,717 |
| Securities gains (losses) | $38,000 | 1,523 |
| Applicable income taxes | $103,000 | 8,707 |
| Income before extraordinary items | $477,000 | 7,060 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $477,000 | 7,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 3,011 |
| Cash dividends | $30,000 | 7,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $445,840 | 7,208 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,418,000 | 7,663 |
| Total interest expense | $1,787,000 | 6,933 |
| Net interest income | $1,631,000 | 8,191 |
| Provision for loan and lease losses | $-116,000 | 11,745 |
| Total noninterest income | $85,000 | 10,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 8,821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 10,775 |
| Total noninterest expense | $1,194,000 | 8,230 |
| Salaries and employee benefits | $622,000 | 8,230 |
| Premises and equipment expense | $136,000 | 8,625 |
| Additional noninterest expense | $436,000 | 7,846 |
| Pre-tax net operating income | $638,000 | 7,658 |
| Securities gains (losses) | $-11,000 | 10,162 |
| Applicable income taxes | $163,000 | 8,046 |
| Income before extraordinary items | $464,000 | 7,521 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $464,000 | 7,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 11,211 |
| Cash dividends | $30,000 | 8,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $472,140 | 7,436 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,429,000 | 7,439 |
| Total interest expense | $1,463,000 | 7,003 |
| Net interest income | $1,966,000 | 7,651 |
| Provision for loan and lease losses | $-227,000 | 12,353 |
| Total noninterest income | $100,000 | 10,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 9,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,596 |
| Total noninterest expense | $1,166,000 | 8,739 |
| Salaries and employee benefits | $607,000 | 8,563 |
| Premises and equipment expense | $108,000 | 9,773 |
| Additional noninterest expense | $451,000 | 8,304 |
| Pre-tax net operating income | $1,127,000 | 5,470 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $291,000 | 5,991 |
| Income before extraordinary items | $837,000 | 5,179 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $837,000 | 5,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-72,000 | 12,079 |
| Cash dividends | $30,000 | 8,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $836,260 | 5,244 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,427,000 | 7,637 |
| Total interest expense | $1,681,000 | 6,680 |
| Net interest income | $1,746,000 | 8,382 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $106,000 | 11,176 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 9,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,170 |
| Total noninterest expense | $1,275,000 | 8,599 |
| Salaries and employee benefits | $640,000 | 8,474 |
| Premises and equipment expense | $130,000 | 9,470 |
| Additional noninterest expense | $505,000 | 8,159 |
| Pre-tax net operating income | $577,000 | 8,107 |
| Securities gains (losses) | $20,000 | 4,664 |
| Applicable income taxes | $195,000 | 7,710 |
| Income before extraordinary items | $402,000 | 8,415 |
| Extraordinary gains, net | $171,000 | 1,126 |
| Net income | $573,000 | 7,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 6,565 |
| Cash dividends | $25,000 | 8,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $388,600 | 8,290 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,468,000 | 8,230 |
| Total interest expense | $1,895,000 | 7,367 |
| Net interest income | $1,573,000 | 9,035 |
| Provision for loan and lease losses | $35,000 | 9,755 |
| Total noninterest income | $99,000 | 11,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 9,734 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,488 |
| Total noninterest expense | $1,221,000 | 8,949 |
| Salaries and employee benefits | $618,000 | 8,664 |
| Premises and equipment expense | $124,000 | 9,888 |
| Additional noninterest expense | $479,000 | 8,652 |
| Pre-tax net operating income | $416,000 | 9,100 |
| Securities gains (losses) | $117,000 | 2,758 |
| Applicable income taxes | $261,000 | 6,499 |
| Income before extraordinary items | $272,000 | 9,654 |
| Extraordinary gains, net | $159,000 | 533 |
| Net income | $431,000 | 8,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 8,392 |
| Cash dividends | $25,000 | 8,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $197,120 | 10,302 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.