Home > Cornerstone Bank, FSB > Assets and Liabilities
Cornerstone Bank, FSB, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 9 | 11,619 |
| Assets and Liabilities | ||
| Total Assets: | $48,462,000 | 7,899 |
| Cash and due from depository institutions | $2,097,000 | 11,619 |
| Interest-bearing balances | $109,000 | 6,076 |
| Securities | $2,477,000 | 12,373 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $41,865,000 | 5,514 |
| Loan loss allowance | $1,300,000 | 2,953 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $121,000 | 11,970 |
| Other real estate owned | $894,000 | 11,619 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,008,000 | 6,073 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,462,000 | 7,899 |
| Total liabilities | $45,933,000 | 7,670 |
| Total deposits | $40,845,000 | 8,062 |
| Interest-bearing deposits | $39,994,000 | 7,397 |
| Deposits held in domestic offices | $40,845,000 | 8,055 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $5,000,000 | 1,484 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $88,000 | 11,847 |
| Total equity capital | $2,529,000 | 10,491 |
| Total bank equity capital | $2,529,000 | 10,491 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $4,324,000 | 880 |
| Surplus | $19,000 | 12,090 |
| Undivided profits | $-1,814,000 | 12,957 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,649,000 | 793 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $264,000 | 6,716 |
| Earning assets | $44,451,000 | 7,872 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $52,649,800 | 7,316 |
| Average Assets, quarterly | $50,130,500 | 7,671 |
| Volatile liabilities | $6,002,000 | 5,879 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $5,000,000 | 508 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $29,000 | 12,117 |
| Tier 1 (core) risk-based capital | $2,529,000 | 10,446 |
| Tier 2 risk-based capital | $474,000 | 5,510 |
| Total risk weighted assets | $37,534,000 | 6,205 |
| Total unused commitments | $29,000 | 12,119 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 13 | 10,697 |
| Assets and Liabilities | ||
| Total Assets: | $55,502,000 | 7,332 |
| Cash and due from depository institutions | $2,037,000 | 10,697 |
| Interest-bearing balances | $1,690,000 | 2,971 |
| Securities | $2,489,000 | 12,815 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $46,429,000 | 5,102 |
| Loan loss allowance | $787,000 | 4,547 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $226,000 | 11,296 |
| Other real estate owned | $344,000 | 10,697 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,977,000 | 1,978 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,502,000 | 7,332 |
| Total liabilities | $52,275,000 | 7,165 |
| Total deposits | $42,427,000 | 8,055 |
| Interest-bearing deposits | $41,326,000 | 7,453 |
| Deposits held in domestic offices | $42,427,000 | 8,049 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $9,650,000 | 970 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $198,000 | 10,077 |
| Total equity capital | $3,227,000 | 9,368 |
| Total bank equity capital | $3,227,000 | 9,368 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,674,000 | 1,540 |
| Surplus | $669,000 | 9,797 |
| Undivided profits | $-116,000 | 12,795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $500,000 | 5,650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $282,000 | 6,859 |
| Earning assets | $50,608,000 | 7,340 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $56,287,600 | 7,095 |
| Average Assets, quarterly | $55,371,500 | 7,278 |
| Volatile liabilities | $12,659,000 | 3,431 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $9,650,000 | 399 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $50,000 | 12,339 |
| Tier 1 (core) risk-based capital | $2,482,000 | 10,546 |
| Tier 2 risk-based capital | $546,000 | 4,862 |
| Total risk weighted assets | $43,478,000 | 5,571 |
| Total unused commitments | $50,000 | 12,343 |
| Derivatives | $0 | 651 |