Home > Cornerstone Bank > Income and Expense
Cornerstone Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $14,362,000 | 2,352 |
| Total interest expense | $3,716,000 | 2,365 |
| Net interest income | $10,646,000 | 2,295 |
| Provision for loan and lease losses | $-53,000 | 4,282 |
| Total noninterest income | $671,000 | 3,162 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $80,000 | 3,531 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $591,000 | 2,813 |
| Total noninterest expense | $11,352,000 | 1,881 |
| Salaries and employee benefits | $7,602,000 | 1,668 |
| Premises and equipment expense | $1,237,000 | 1,764 |
| Additional noninterest expense | $591,000 | 2,813 |
| Pre-tax net operating income | $18,000 | 4,306 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $-52,000 | 4,391 |
| Income before extraordinary items | $70,000 | 4,267 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $70,000 | 4,307 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $70,000 | 4,267 |
| Net charge-offs | $-12,000 | 3,885 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $70,000 | 4,285 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $10,543,000 | 2,343 |
| Total interest expense | $2,608,000 | 2,323 |
| Net interest income | $7,935,000 | 2,321 |
| Provision for loan and lease losses | $-49,000 | 4,331 |
| Total noninterest income | $515,000 | 3,138 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $59,000 | 3,558 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $456,000 | 2,774 |
| Total noninterest expense | $8,461,000 | 1,884 |
| Salaries and employee benefits | $5,781,000 | 1,649 |
| Premises and equipment expense | $919,000 | 1,788 |
| Additional noninterest expense | $456,000 | 2,773 |
| Pre-tax net operating income | $38,000 | 4,347 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $-31,000 | 4,453 |
| Income before extraordinary items | $69,000 | 4,298 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $69,000 | 4,338 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $69,000 | 4,297 |
| Net charge-offs | $-9,000 | 3,810 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $69,000 | 4,315 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,760,000 | 2,372 |
| Total interest expense | $1,524,000 | 2,320 |
| Net interest income | $5,236,000 | 2,357 |
| Provision for loan and lease losses | $-4,000 | 4,321 |
| Total noninterest income | $333,000 | 3,150 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $34,000 | 3,648 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $299,000 | 2,762 |
| Total noninterest expense | $5,602,000 | 1,881 |
| Salaries and employee benefits | $3,852,000 | 1,648 |
| Premises and equipment expense | $611,000 | 1,780 |
| Additional noninterest expense | $299,000 | 2,756 |
| Pre-tax net operating income | $-29,000 | 4,453 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $-36,000 | 4,512 |
| Income before extraordinary items | $7,000 | 4,413 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,000 | 4,444 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,000 | 4,400 |
| Net charge-offs | $-6,000 | 3,775 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $7,000 | 4,411 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,210,000 | 2,429 |
| Total interest expense | $550,000 | 2,538 |
| Net interest income | $2,660,000 | 2,334 |
| Provision for loan and lease losses | $-54,000 | 4,511 |
| Total noninterest income | $159,000 | 3,202 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $17,000 | 3,674 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $142,000 | 2,806 |
| Total noninterest expense | $2,773,000 | 1,913 |
| Salaries and employee benefits | $1,896,000 | 1,692 |
| Premises and equipment expense | $312,000 | 1,789 |
| Additional noninterest expense | $142,000 | 2,806 |
| Pre-tax net operating income | $100,000 | 4,203 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $14,000 | 3,070 |
| Income before extraordinary items | $86,000 | 4,190 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $86,000 | 4,190 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $86,000 | 4,190 |
| Net charge-offs | $-4,000 | 3,763 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $86,000 | 4,212 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $9,896,000 | 2,535 |
| Total interest expense | $399,000 | 3,486 |
| Net interest income | $9,497,000 | 2,438 |
| Provision for loan and lease losses | $300,000 | 1,513 |
| Total noninterest income | $667,000 | 3,262 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $68,000 | 3,739 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $599,000 | 2,873 |
| Total noninterest expense | $10,215,000 | 1,982 |
| Salaries and employee benefits | $6,798,000 | 1,791 |
| Premises and equipment expense | $1,251,000 | 1,754 |
| Additional noninterest expense | $599,000 | 2,873 |
| Pre-tax net operating income | $-351,000 | 4,618 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $-152,000 | 4,616 |
| Income before extraordinary items | $-199,000 | 4,581 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-199,000 | 4,580 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $-199,000 | 4,581 |
| Net charge-offs | $-13,000 | 3,702 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $-199,000 | 4,591 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $6,843,000 | 2,594 |
| Total interest expense | $223,000 | 3,614 |
| Net interest income | $6,620,000 | 2,518 |
| Provision for loan and lease losses | $230,000 | 1,385 |
| Total noninterest income | $512,000 | 3,270 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $52,000 | 3,765 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $460,000 | 2,891 |
| Total noninterest expense | $7,530,000 | 2,001 |
| Salaries and employee benefits | $5,022,000 | 1,799 |
| Premises and equipment expense | $953,000 | 1,751 |
| Additional noninterest expense | $460,000 | 2,891 |
| Pre-tax net operating income | $-628,000 | 4,696 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $-216,000 | 4,680 |
| Income before extraordinary items | $-412,000 | 4,651 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-412,000 | 4,651 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $-412,000 | 4,651 |
| Net charge-offs | $-10,000 | 3,603 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $-412,000 | 4,671 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,156,000 | 2,705 |
| Total interest expense | $151,000 | 3,525 |
| Net interest income | $4,005,000 | 2,623 |
| Provision for loan and lease losses | $80,000 | 1,646 |
| Total noninterest income | $362,000 | 3,203 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $35,000 | 3,798 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $327,000 | 2,852 |
| Total noninterest expense | $4,978,000 | 1,995 |
| Salaries and employee benefits | $3,316,000 | 1,806 |
| Premises and equipment expense | $643,000 | 1,744 |
| Additional noninterest expense | $1,019,000 | 2,593 |
| Pre-tax net operating income | $-691,000 | 4,721 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $-220,000 | 4,708 |
| Income before extraordinary items | $-471,000 | 4,682 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-471,000 | 4,682 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $-471,000 | 4,682 |
| Net charge-offs | $-7,000 | 3,543 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $-471,000 | 4,706 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,939,000 | 2,764 |
| Total interest expense | $79,000 | 3,456 |
| Net interest income | $1,860,000 | 2,689 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $178,000 | 3,171 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $18,000 | 3,772 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $160,000 | 2,827 |
| Total noninterest expense | $2,503,000 | 1,976 |
| Salaries and employee benefits | $1,680,000 | 1,780 |
| Premises and equipment expense | $333,000 | 1,713 |
| Additional noninterest expense | $490,000 | 2,625 |
| Pre-tax net operating income | $-465,000 | 4,753 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $-143,000 | 4,731 |
| Income before extraordinary items | $-322,000 | 4,724 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-322,000 | 4,723 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $-322,000 | 4,724 |
| Net charge-offs | $-4,000 | 3,570 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $-322,000 | 4,739 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $8,073,000 | 2,804 |
| Total interest expense | $549,000 | 3,038 |
| Net interest income | $7,524,000 | 2,740 |
| Provision for loan and lease losses | $-130,000 | 4,264 |
| Total noninterest income | $1,403,000 | 2,614 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $55,000 | 3,945 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,348,000 | 2,335 |
| Total noninterest expense | $8,867,000 | 2,141 |
| Salaries and employee benefits | $5,504,000 | 2,054 |
| Premises and equipment expense | $1,325,000 | 1,681 |
| Additional noninterest expense | $2,038,000 | 2,571 |
| Pre-tax net operating income | $190,000 | 4,509 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $-47,000 | 4,754 |
| Income before extraordinary items | $237,000 | 4,444 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $237,000 | 4,444 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $237,000 | 4,444 |
| Net charge-offs | $-137,000 | 4,443 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $7,375,000 | 86 |
| Net operating income | $237,000 | 4,432 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,101,000 | 2,842 |
| Total interest expense | $457,000 | 2,978 |
| Net interest income | $5,644,000 | 2,789 |
| Provision for loan and lease losses | $-130,000 | 4,398 |
| Total noninterest income | $995,000 | 2,709 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $41,000 | 3,988 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $954,000 | 2,436 |
| Total noninterest expense | $6,649,000 | 2,149 |
| Salaries and employee benefits | $4,074,000 | 2,068 |
| Premises and equipment expense | $1,018,000 | 1,671 |
| Additional noninterest expense | $1,557,000 | 2,521 |
| Pre-tax net operating income | $120,000 | 4,617 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $-53,000 | 4,852 |
| Income before extraordinary items | $173,000 | 4,543 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $173,000 | 4,543 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $173,000 | 4,543 |
| Net charge-offs | $-132,000 | 4,535 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $7,375,000 | 74 |
| Net operating income | $173,000 | 4,526 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,043,000 | 2,863 |
| Total interest expense | $332,000 | 2,941 |
| Net interest income | $3,711,000 | 2,815 |
| Provision for loan and lease losses | $-130,000 | 4,506 |
| Total noninterest income | $659,000 | 2,682 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $26,000 | 4,019 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $633,000 | 2,403 |
| Total noninterest expense | $4,445,000 | 2,142 |
| Salaries and employee benefits | $2,712,000 | 2,062 |
| Premises and equipment expense | $698,000 | 1,639 |
| Additional noninterest expense | $1,035,000 | 2,513 |
| Pre-tax net operating income | $55,000 | 4,685 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $-44,000 | 4,890 |
| Income before extraordinary items | $99,000 | 4,594 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $99,000 | 4,593 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $99,000 | 4,594 |
| Net charge-offs | $-120,000 | 4,637 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $99,000 | 4,580 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,045,000 | 2,829 |
| Total interest expense | $190,000 | 2,823 |
| Net interest income | $1,855,000 | 2,788 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $384,000 | 2,526 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $13,000 | 4,030 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $371,000 | 2,230 |
| Total noninterest expense | $2,158,000 | 2,168 |
| Salaries and employee benefits | $1,347,000 | 2,062 |
| Premises and equipment expense | $362,000 | 1,604 |
| Additional noninterest expense | $449,000 | 2,741 |
| Pre-tax net operating income | $81,000 | 4,490 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $-6,000 | 4,865 |
| Income before extraordinary items | $87,000 | 4,458 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $87,000 | 4,457 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $87,000 | 4,458 |
| Net charge-offs | $-9,000 | 4,024 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $87,000 | 4,444 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $8,814,000 | 2,710 |
| Total interest expense | $1,522,000 | 2,355 |
| Net interest income | $7,292,000 | 2,761 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $1,488,000 | 2,436 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $63,000 | 4,003 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,425,000 | 2,116 |
| Total noninterest expense | $8,461,000 | 2,177 |
| Salaries and employee benefits | $5,183,000 | 2,096 |
| Premises and equipment expense | $1,340,000 | 1,648 |
| Additional noninterest expense | $1,938,000 | 2,581 |
| Pre-tax net operating income | $319,000 | 4,390 |
| Securities gains (losses) | $218,000 | 993 |
| Applicable income taxes | $93,000 | 2,962 |
| Income before extraordinary items | $444,000 | 4,259 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $444,000 | 4,258 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $444,000 | 4,259 |
| Net charge-offs | $9,000 | 3,054 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $263,060 | 4,418 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,499,000 | 2,759 |
| Total interest expense | $1,267,000 | 2,303 |
| Net interest income | $5,232,000 | 2,828 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $1,089,000 | 2,423 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $49,000 | 3,989 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,040,000 | 2,105 |
| Total noninterest expense | $6,303,000 | 2,177 |
| Salaries and employee benefits | $3,866,000 | 2,091 |
| Premises and equipment expense | $1,017,000 | 1,639 |
| Additional noninterest expense | $1,420,000 | 2,607 |
| Pre-tax net operating income | $18,000 | 4,748 |
| Securities gains (losses) | $218,000 | 846 |
| Applicable income taxes | $39,000 | 3,165 |
| Income before extraordinary items | $197,000 | 4,509 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $197,000 | 4,508 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $197,000 | 4,509 |
| Net charge-offs | $18,000 | 2,545 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $16,060 | 4,753 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,334,000 | 2,797 |
| Total interest expense | $920,000 | 2,267 |
| Net interest income | $3,414,000 | 2,879 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $595,000 | 2,620 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $36,000 | 3,935 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $559,000 | 2,276 |
| Total noninterest expense | $4,121,000 | 2,209 |
| Salaries and employee benefits | $2,525,000 | 2,117 |
| Premises and equipment expense | $671,000 | 1,649 |
| Additional noninterest expense | $925,000 | 2,642 |
| Pre-tax net operating income | $-112,000 | 4,860 |
| Securities gains (losses) | $218,000 | 668 |
| Applicable income taxes | $31,000 | 3,079 |
| Income before extraordinary items | $75,000 | 4,629 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $75,000 | 4,629 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $75,000 | 4,629 |
| Net charge-offs | $-15,000 | 4,435 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $-97,220 | 4,854 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,165,000 | 2,800 |
| Total interest expense | $489,000 | 2,319 |
| Net interest income | $1,676,000 | 2,882 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $232,000 | 2,835 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $25,000 | 3,805 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $207,000 | 2,398 |
| Total noninterest expense | $2,006,000 | 2,261 |
| Salaries and employee benefits | $1,214,000 | 2,187 |
| Premises and equipment expense | $328,000 | 1,705 |
| Additional noninterest expense | $464,000 | 2,664 |
| Pre-tax net operating income | $-98,000 | 4,874 |
| Securities gains (losses) | $207,000 | 366 |
| Applicable income taxes | $56,000 | 2,331 |
| Income before extraordinary items | $53,000 | 4,490 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $53,000 | 4,490 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $53,000 | 4,490 |
| Net charge-offs | $-8,000 | 4,381 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-110,530 | 4,883 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $9,152,000 | 2,727 |
| Total interest expense | $2,318,000 | 2,141 |
| Net interest income | $6,834,000 | 2,894 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $568,000 | 3,536 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $113,000 | 3,814 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $455,000 | 3,128 |
| Total noninterest expense | $7,275,000 | 2,379 |
| Salaries and employee benefits | $4,270,000 | 2,332 |
| Premises and equipment expense | $1,299,000 | 1,693 |
| Additional noninterest expense | $1,706,000 | 2,840 |
| Pre-tax net operating income | $127,000 | 4,865 |
| Securities gains (losses) | $289,000 | 522 |
| Applicable income taxes | $-4,682,000 | 5,175 |
| Income before extraordinary items | $5,098,000 | 1,574 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,098,000 | 1,577 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,098,000 | 1,576 |
| Net charge-offs | $-55,000 | 4,796 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,809,000 | 1,612 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,904,000 | 2,746 |
| Total interest expense | $1,732,000 | 2,158 |
| Net interest income | $5,172,000 | 2,907 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $426,000 | 3,539 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $84,000 | 3,869 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $342,000 | 3,141 |
| Total noninterest expense | $5,408,000 | 2,411 |
| Salaries and employee benefits | $3,146,000 | 2,379 |
| Premises and equipment expense | $986,000 | 1,689 |
| Additional noninterest expense | $1,276,000 | 2,859 |
| Pre-tax net operating income | $190,000 | 4,830 |
| Securities gains (losses) | $289,000 | 431 |
| Applicable income taxes | $2,000 | 3,820 |
| Income before extraordinary items | $477,000 | 4,323 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $477,000 | 4,323 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $477,000 | 4,323 |
| Net charge-offs | $-47,000 | 4,806 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $188,000 | 4,797 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,572,000 | 2,769 |
| Total interest expense | $1,101,000 | 2,201 |
| Net interest income | $3,471,000 | 2,906 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $261,000 | 3,631 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $56,000 | 3,888 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $205,000 | 3,252 |
| Total noninterest expense | $3,590,000 | 2,420 |
| Salaries and employee benefits | $2,107,000 | 2,382 |
| Premises and equipment expense | $656,000 | 1,699 |
| Additional noninterest expense | $827,000 | 2,936 |
| Pre-tax net operating income | $142,000 | 4,814 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $1,000 | 3,851 |
| Income before extraordinary items | $141,000 | 4,786 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $141,000 | 4,784 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $141,000 | 4,784 |
| Net charge-offs | $-39,000 | 4,841 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $141,000 | 4,776 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,285,000 | 2,787 |
| Total interest expense | $522,000 | 2,239 |
| Net interest income | $1,763,000 | 2,902 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $124,000 | 3,683 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $26,000 | 3,980 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $98,000 | 3,248 |
| Total noninterest expense | $1,772,000 | 2,458 |
| Salaries and employee benefits | $998,000 | 2,486 |
| Premises and equipment expense | $334,000 | 1,698 |
| Additional noninterest expense | $440,000 | 2,814 |
| Pre-tax net operating income | $115,000 | 4,595 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $1,000 | 3,744 |
| Income before extraordinary items | $114,000 | 4,551 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $114,000 | 4,550 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $114,000 | 4,550 |
| Net charge-offs | $-6,000 | 4,462 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $114,000 | 4,534 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,249,000 | 2,668 |
| Total interest expense | $1,537,000 | 2,300 |
| Net interest income | $7,712,000 | 2,711 |
| Provision for loan and lease losses | $42,000 | 3,567 |
| Total noninterest income | $550,000 | 3,657 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $117,000 | 3,979 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $433,000 | 3,258 |
| Total noninterest expense | $7,412,000 | 2,379 |
| Salaries and employee benefits | $4,565,000 | 2,250 |
| Premises and equipment expense | $1,304,000 | 1,688 |
| Additional noninterest expense | $1,543,000 | 3,119 |
| Pre-tax net operating income | $808,000 | 4,257 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $9,000 | 3,769 |
| Income before extraordinary items | $799,000 | 4,136 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $799,000 | 4,135 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $799,000 | 4,135 |
| Net charge-offs | $46,000 | 2,682 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $799,000 | 4,145 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,870,000 | 2,677 |
| Total interest expense | $1,100,000 | 2,303 |
| Net interest income | $5,770,000 | 2,727 |
| Provision for loan and lease losses | $42,000 | 3,325 |
| Total noninterest income | $420,000 | 3,664 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $85,000 | 4,056 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $335,000 | 3,256 |
| Total noninterest expense | $5,531,000 | 2,388 |
| Salaries and employee benefits | $3,373,000 | 2,269 |
| Premises and equipment expense | $980,000 | 1,713 |
| Additional noninterest expense | $1,178,000 | 3,070 |
| Pre-tax net operating income | $617,000 | 4,321 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $2,000 | 3,934 |
| Income before extraordinary items | $615,000 | 4,179 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $615,000 | 4,178 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $615,000 | 4,178 |
| Net charge-offs | $-9,000 | 4,451 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $615,000 | 4,182 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,551,000 | 2,684 |
| Total interest expense | $697,000 | 2,293 |
| Net interest income | $3,854,000 | 2,731 |
| Provision for loan and lease losses | $21,000 | 3,331 |
| Total noninterest income | $257,000 | 3,792 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $56,000 | 4,086 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $201,000 | 3,390 |
| Total noninterest expense | $3,707,000 | 2,386 |
| Salaries and employee benefits | $2,238,000 | 2,285 |
| Premises and equipment expense | $657,000 | 1,717 |
| Additional noninterest expense | $812,000 | 3,022 |
| Pre-tax net operating income | $383,000 | 4,390 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $2,000 | 3,899 |
| Income before extraordinary items | $381,000 | 4,268 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $381,000 | 4,267 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $381,000 | 4,267 |
| Net charge-offs | $-4,000 | 4,246 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $381,000 | 4,270 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,200,000 | 2,752 |
| Total interest expense | $324,000 | 2,337 |
| Net interest income | $1,876,000 | 2,796 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $125,000 | 3,824 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $29,000 | 4,060 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $96,000 | 3,404 |
| Total noninterest expense | $1,911,000 | 2,352 |
| Salaries and employee benefits | $1,112,000 | 2,318 |
| Premises and equipment expense | $342,000 | 1,675 |
| Additional noninterest expense | $457,000 | 2,804 |
| Pre-tax net operating income | $90,000 | 4,929 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $1,000 | 3,857 |
| Income before extraordinary items | $89,000 | 4,885 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $89,000 | 4,884 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $89,000 | 4,885 |
| Net charge-offs | $-6,000 | 4,537 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $89,000 | 4,886 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,799,000 | 2,693 |
| Total interest expense | $1,212,000 | 2,227 |
| Net interest income | $7,587,000 | 2,739 |
| Provision for loan and lease losses | $60,000 | 3,409 |
| Total noninterest income | $664,000 | 3,542 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $134,000 | 3,993 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $530,000 | 3,074 |
| Total noninterest expense | $7,615,000 | 2,355 |
| Salaries and employee benefits | $4,343,000 | 2,336 |
| Premises and equipment expense | $1,431,000 | 1,578 |
| Additional noninterest expense | $1,841,000 | 2,812 |
| Pre-tax net operating income | $576,000 | 4,627 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $-78,000 | 5,537 |
| Income before extraordinary items | $654,000 | 4,224 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $654,000 | 4,224 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $654,000 | 4,224 |
| Net charge-offs | $336,000 | 1,388 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $654,000 | 4,219 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,582,000 | 2,705 |
| Total interest expense | $884,000 | 2,251 |
| Net interest income | $5,698,000 | 2,754 |
| Provision for loan and lease losses | $45,000 | 3,301 |
| Total noninterest income | $533,000 | 3,464 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $105,000 | 3,958 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $428,000 | 3,006 |
| Total noninterest expense | $5,720,000 | 2,365 |
| Salaries and employee benefits | $3,233,000 | 2,349 |
| Premises and equipment expense | $1,062,000 | 1,596 |
| Additional noninterest expense | $1,425,000 | 2,754 |
| Pre-tax net operating income | $466,000 | 4,662 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $2,000 | 4,064 |
| Income before extraordinary items | $464,000 | 4,494 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $464,000 | 4,493 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $464,000 | 4,494 |
| Net charge-offs | $26,000 | 2,851 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $464,000 | 4,482 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,313,000 | 2,725 |
| Total interest expense | $557,000 | 2,294 |
| Net interest income | $3,756,000 | 2,761 |
| Provision for loan and lease losses | $30,000 | 3,129 |
| Total noninterest income | $278,000 | 3,839 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $70,000 | 3,948 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $208,000 | 3,426 |
| Total noninterest expense | $3,744,000 | 2,399 |
| Salaries and employee benefits | $2,154,000 | 2,375 |
| Premises and equipment expense | $708,000 | 1,603 |
| Additional noninterest expense | $882,000 | 2,905 |
| Pre-tax net operating income | $260,000 | 4,800 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,000 | 4,119 |
| Income before extraordinary items | $259,000 | 4,653 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $259,000 | 4,652 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $259,000 | 4,653 |
| Net charge-offs | $17,000 | 2,671 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $259,000 | 4,643 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,088,000 | 2,784 |
| Total interest expense | $266,000 | 2,361 |
| Net interest income | $1,822,000 | 2,821 |
| Provision for loan and lease losses | $15,000 | 2,918 |
| Total noninterest income | $137,000 | 3,869 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $36,000 | 3,940 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $101,000 | 3,459 |
| Total noninterest expense | $1,890,000 | 2,397 |
| Salaries and employee benefits | $1,069,000 | 2,406 |
| Premises and equipment expense | $359,000 | 1,599 |
| Additional noninterest expense | $462,000 | 2,812 |
| Pre-tax net operating income | $54,000 | 5,265 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $1,000 | 3,997 |
| Income before extraordinary items | $53,000 | 5,230 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $53,000 | 5,230 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $53,000 | 5,230 |
| Net charge-offs | $38,000 | 1,492 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $53,000 | 5,222 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,380,000 | 2,760 |
| Total interest expense | $1,203,000 | 2,126 |
| Net interest income | $7,177,000 | 2,829 |
| Provision for loan and lease losses | $7,000 | 4,231 |
| Total noninterest income | $660,000 | 3,670 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $112,000 | 4,377 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $548,000 | 3,128 |
| Total noninterest expense | $8,241,000 | 2,234 |
| Salaries and employee benefits | $4,360,000 | 2,341 |
| Premises and equipment expense | $1,551,000 | 1,472 |
| Additional noninterest expense | $2,330,000 | 2,448 |
| Pre-tax net operating income | $-411,000 | 5,769 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $2,000 | 4,157 |
| Income before extraordinary items | $-413,000 | 5,784 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-413,000 | 5,783 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-413,000 | 5,783 |
| Net charge-offs | $-34,000 | 5,259 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $3,400,000 | 115 |
| Net operating income | $-413,000 | 5,774 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,356,000 | 2,743 |
| Total interest expense | $915,000 | 2,107 |
| Net interest income | $5,441,000 | 2,813 |
| Provision for loan and lease losses | $7,000 | 4,080 |
| Total noninterest income | $456,000 | 3,824 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $79,000 | 4,480 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $377,000 | 3,267 |
| Total noninterest expense | $6,154,000 | 2,243 |
| Salaries and employee benefits | $3,299,000 | 2,313 |
| Premises and equipment expense | $1,185,000 | 1,445 |
| Additional noninterest expense | $1,670,000 | 2,560 |
| Pre-tax net operating income | $-264,000 | 5,841 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $2,000 | 4,204 |
| Income before extraordinary items | $-266,000 | 5,854 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-266,000 | 5,854 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-266,000 | 5,854 |
| Net charge-offs | $-67,000 | 5,463 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $3,400,000 | 87 |
| Net operating income | $-266,000 | 5,845 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,348,000 | 2,700 |
| Total interest expense | $613,000 | 2,102 |
| Net interest income | $3,735,000 | 2,765 |
| Provision for loan and lease losses | $7,000 | 3,857 |
| Total noninterest income | $303,000 | 3,826 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $50,000 | 4,550 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $253,000 | 3,263 |
| Total noninterest expense | $4,149,000 | 2,237 |
| Salaries and employee benefits | $2,244,000 | 2,278 |
| Premises and equipment expense | $789,000 | 1,443 |
| Additional noninterest expense | $1,116,000 | 2,540 |
| Pre-tax net operating income | $-118,000 | 5,881 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,000 | 4,252 |
| Income before extraordinary items | $-119,000 | 5,894 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-119,000 | 5,894 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-119,000 | 5,894 |
| Net charge-offs | $-32,000 | 5,374 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $3,400,000 | 64 |
| Net operating income | $-119,000 | 5,882 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,217,000 | 2,662 |
| Total interest expense | $308,000 | 2,100 |
| Net interest income | $1,909,000 | 2,717 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $124,000 | 4,124 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $26,000 | 4,515 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $98,000 | 3,580 |
| Total noninterest expense | $2,114,000 | 2,219 |
| Salaries and employee benefits | $1,158,000 | 2,238 |
| Premises and equipment expense | $394,000 | 1,468 |
| Additional noninterest expense | $562,000 | 2,524 |
| Pre-tax net operating income | $-81,000 | 5,945 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $-1,000 | 5,908 |
| Income before extraordinary items | $-80,000 | 5,957 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-80,000 | 5,957 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-80,000 | 5,957 |
| Net charge-offs | $23,000 | 1,894 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $3,400,000 | 35 |
| Net operating income | $-80,000 | 5,943 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,245,000 | 2,538 |
| Total interest expense | $1,076,000 | 2,299 |
| Net interest income | $8,169,000 | 2,552 |
| Provision for loan and lease losses | $473,000 | 1,423 |
| Total noninterest income | $568,000 | 3,974 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $122,000 | 4,436 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $446,000 | 3,446 |
| Total noninterest expense | $9,224,000 | 2,049 |
| Salaries and employee benefits | $4,600,000 | 2,197 |
| Premises and equipment expense | $1,633,000 | 1,410 |
| Additional noninterest expense | $2,991,000 | 2,014 |
| Pre-tax net operating income | $-960,000 | 6,087 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $2,000 | 4,277 |
| Income before extraordinary items | $-962,000 | 6,092 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-962,000 | 6,092 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-962,000 | 6,092 |
| Net charge-offs | $844,000 | 794 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $1,954,000 | 152 |
| Net operating income | $-962,000 | 6,088 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,991,000 | 2,534 |
| Total interest expense | $805,000 | 2,331 |
| Net interest income | $6,186,000 | 2,537 |
| Provision for loan and lease losses | $473,000 | 1,085 |
| Total noninterest income | $435,000 | 3,971 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $93,000 | 4,466 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $342,000 | 3,430 |
| Total noninterest expense | $7,075,000 | 2,006 |
| Salaries and employee benefits | $3,482,000 | 2,190 |
| Premises and equipment expense | $1,245,000 | 1,402 |
| Additional noninterest expense | $2,348,000 | 1,911 |
| Pre-tax net operating income | $-927,000 | 6,197 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $2,000 | 4,356 |
| Income before extraordinary items | $-929,000 | 6,201 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-929,000 | 6,201 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-929,000 | 6,201 |
| Net charge-offs | $834,000 | 579 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $1,954,000 | 119 |
| Net operating income | $-929,000 | 6,198 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,700,000 | 2,513 |
| Total interest expense | $551,000 | 2,298 |
| Net interest income | $4,149,000 | 2,526 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $274,000 | 4,085 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $57,000 | 4,577 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $217,000 | 3,502 |
| Total noninterest expense | $4,184,000 | 2,221 |
| Salaries and employee benefits | $2,328,000 | 2,202 |
| Premises and equipment expense | $848,000 | 1,392 |
| Additional noninterest expense | $1,008,000 | 2,790 |
| Pre-tax net operating income | $239,000 | 5,091 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $1,000 | 4,408 |
| Income before extraordinary items | $238,000 | 4,961 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $238,000 | 4,962 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $238,000 | 4,964 |
| Net charge-offs | $392,000 | 780 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $1,954,000 | 97 |
| Net operating income | $238,000 | 4,904 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,388,000 | 2,483 |
| Total interest expense | $286,000 | 2,244 |
| Net interest income | $2,102,000 | 2,483 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $127,000 | 4,176 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $27,000 | 4,656 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $100,000 | 3,601 |
| Total noninterest expense | $2,071,000 | 2,248 |
| Salaries and employee benefits | $1,167,000 | 2,216 |
| Premises and equipment expense | $430,000 | 1,398 |
| Additional noninterest expense | $474,000 | 2,903 |
| Pre-tax net operating income | $158,000 | 4,774 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $1,000 | 4,289 |
| Income before extraordinary items | $157,000 | 4,636 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $157,000 | 4,638 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $157,000 | 4,640 |
| Net charge-offs | $84,000 | 1,221 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $157,000 | 4,560 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,908,000 | 2,421 |
| Total interest expense | $1,131,000 | 2,363 |
| Net interest income | $8,777,000 | 2,415 |
| Provision for loan and lease losses | $1,064,000 | 832 |
| Total noninterest income | $573,000 | 4,069 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $110,000 | 4,847 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $463,000 | 3,371 |
| Total noninterest expense | $9,211,000 | 2,045 |
| Salaries and employee benefits | $5,062,000 | 2,018 |
| Premises and equipment expense | $1,772,000 | 1,337 |
| Additional noninterest expense | $2,377,000 | 2,502 |
| Pre-tax net operating income | $-925,000 | 6,350 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $3,000 | 4,369 |
| Income before extraordinary items | $-928,000 | 6,361 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-928,000 | 6,361 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-928,000 | 6,361 |
| Net charge-offs | $1,518,000 | 644 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-928,000 | 6,358 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,437,000 | 2,435 |
| Total interest expense | $828,000 | 2,450 |
| Net interest income | $6,609,000 | 2,420 |
| Provision for loan and lease losses | $1,064,000 | 628 |
| Total noninterest income | $428,000 | 4,107 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $83,000 | 4,910 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $345,000 | 3,421 |
| Total noninterest expense | $6,919,000 | 2,052 |
| Salaries and employee benefits | $3,823,000 | 2,014 |
| Premises and equipment expense | $1,325,000 | 1,353 |
| Additional noninterest expense | $1,771,000 | 2,532 |
| Pre-tax net operating income | $-946,000 | 6,468 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $2,000 | 4,434 |
| Income before extraordinary items | $-948,000 | 6,473 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-948,000 | 6,472 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-948,000 | 6,472 |
| Net charge-offs | $1,360,000 | 519 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-948,000 | 6,472 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,976,000 | 2,413 |
| Total interest expense | $536,000 | 2,522 |
| Net interest income | $4,440,000 | 2,387 |
| Provision for loan and lease losses | $25,000 | 3,493 |
| Total noninterest income | $260,000 | 4,266 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $55,000 | 4,923 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $205,000 | 3,585 |
| Total noninterest expense | $4,617,000 | 2,050 |
| Salaries and employee benefits | $2,580,000 | 1,997 |
| Premises and equipment expense | $879,000 | 1,363 |
| Additional noninterest expense | $1,158,000 | 2,571 |
| Pre-tax net operating income | $58,000 | 5,948 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $1,000 | 4,472 |
| Income before extraordinary items | $57,000 | 5,958 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $57,000 | 5,959 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $57,000 | 5,960 |
| Net charge-offs | $289,000 | 1,277 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $57,000 | 5,927 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,486,000 | 2,418 |
| Total interest expense | $256,000 | 2,629 |
| Net interest income | $2,230,000 | 2,358 |
| Provision for loan and lease losses | $25,000 | 2,805 |
| Total noninterest income | $122,000 | 4,327 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $27,000 | 4,957 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $95,000 | 3,652 |
| Total noninterest expense | $2,315,000 | 2,050 |
| Salaries and employee benefits | $1,314,000 | 1,978 |
| Premises and equipment expense | $444,000 | 1,376 |
| Additional noninterest expense | $557,000 | 2,657 |
| Pre-tax net operating income | $12,000 | 6,103 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $1,000 | 4,330 |
| Income before extraordinary items | $11,000 | 6,128 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $11,000 | 6,128 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $11,000 | 6,129 |
| Net charge-offs | $-20,000 | 6,041 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $11,000 | 6,109 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,487,000 | 2,130 |
| Total interest expense | $1,199,000 | 2,562 |
| Net interest income | $10,288,000 | 2,045 |
| Provision for loan and lease losses | $596,000 | 1,663 |
| Total noninterest income | $568,000 | 4,214 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $140,000 | 4,701 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $428,000 | 3,558 |
| Total noninterest expense | $9,733,000 | 1,947 |
| Salaries and employee benefits | $4,919,000 | 2,076 |
| Premises and equipment expense | $1,755,000 | 1,355 |
| Additional noninterest expense | $3,059,000 | 2,048 |
| Pre-tax net operating income | $527,000 | 4,944 |
| Securities gains (losses) | $3,000 | 2,899 |
| Applicable income taxes | $3,000 | 4,470 |
| Income before extraordinary items | $527,000 | 4,840 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $527,000 | 4,845 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $527,000 | 4,845 |
| Net charge-offs | $2,781,000 | 574 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 886 |
| Net operating income | $524,030 | 4,784 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,935,000 | 2,074 |
| Total interest expense | $942,000 | 2,555 |
| Net interest income | $7,993,000 | 1,982 |
| Provision for loan and lease losses | $521,000 | 1,469 |
| Total noninterest income | $437,000 | 4,239 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $109,000 | 4,665 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $328,000 | 3,615 |
| Total noninterest expense | $7,225,000 | 1,962 |
| Salaries and employee benefits | $3,665,000 | 2,085 |
| Premises and equipment expense | $1,346,000 | 1,332 |
| Additional noninterest expense | $2,214,000 | 2,108 |
| Pre-tax net operating income | $684,000 | 4,307 |
| Securities gains (losses) | $3,000 | 2,773 |
| Applicable income taxes | $2,000 | 4,565 |
| Income before extraordinary items | $685,000 | 4,092 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $685,000 | 4,096 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $685,000 | 4,096 |
| Net charge-offs | $2,167,000 | 562 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 819 |
| Net operating income | $682,000 | 4,027 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,160,000 | 2,010 |
| Total interest expense | $668,000 | 2,491 |
| Net interest income | $5,492,000 | 1,927 |
| Provision for loan and lease losses | $489,000 | 1,199 |
| Total noninterest income | $281,000 | 4,329 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $75,000 | 4,608 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $206,000 | 3,742 |
| Total noninterest expense | $4,863,000 | 1,949 |
| Salaries and employee benefits | $2,428,000 | 2,116 |
| Premises and equipment expense | $916,000 | 1,307 |
| Additional noninterest expense | $1,519,000 | 2,042 |
| Pre-tax net operating income | $421,000 | 4,405 |
| Securities gains (losses) | $3,000 | 2,553 |
| Applicable income taxes | $1,000 | 4,582 |
| Income before extraordinary items | $423,000 | 4,229 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $423,000 | 4,231 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $423,000 | 4,232 |
| Net charge-offs | $1,084,000 | 719 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 781 |
| Net operating income | $420,000 | 4,123 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,128,000 | 2,000 |
| Total interest expense | $357,000 | 2,425 |
| Net interest income | $2,771,000 | 1,928 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $129,000 | 4,436 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $35,000 | 4,705 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $94,000 | 3,847 |
| Total noninterest expense | $2,696,000 | 1,795 |
| Salaries and employee benefits | $1,447,000 | 1,801 |
| Premises and equipment expense | $457,000 | 1,327 |
| Additional noninterest expense | $792,000 | 1,977 |
| Pre-tax net operating income | $174,000 | 4,668 |
| Securities gains (losses) | $3,000 | 1,729 |
| Applicable income taxes | $1,000 | 4,491 |
| Income before extraordinary items | $176,000 | 4,487 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $176,000 | 4,489 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $176,000 | 4,489 |
| Net charge-offs | $742,000 | 585 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 682 |
| Net operating income | $173,030 | 4,414 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,328,000 | 1,841 |
| Total interest expense | $2,363,000 | 1,847 |
| Net interest income | $11,965,000 | 1,826 |
| Provision for loan and lease losses | $9,488,000 | 286 |
| Total noninterest income | $397,000 | 4,838 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $142,000 | 4,864 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $255,000 | 4,283 |
| Total noninterest expense | $13,593,000 | 1,437 |
| Salaries and employee benefits | $5,974,000 | 1,686 |
| Premises and equipment expense | $1,832,000 | 1,296 |
| Additional noninterest expense | $5,787,000 | 1,190 |
| Pre-tax net operating income | $-10,719,000 | 7,029 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,008,000 | 1,463 |
| Income before extraordinary items | $-11,727,000 | 7,033 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-11,727,000 | 7,033 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-11,727,000 | 7,033 |
| Net charge-offs | $9,891,000 | 324 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $119,000 | 532 |
| Net operating income | $-11,727,000 | 7,030 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,242,000 | 1,792 |
| Total interest expense | $1,975,000 | 1,740 |
| Net interest income | $9,267,000 | 1,803 |
| Provision for loan and lease losses | $5,825,000 | 356 |
| Total noninterest income | $262,000 | 5,070 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $110,000 | 4,898 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $152,000 | 4,619 |
| Total noninterest expense | $8,738,000 | 1,658 |
| Salaries and employee benefits | $4,508,000 | 1,667 |
| Premises and equipment expense | $1,175,000 | 1,528 |
| Additional noninterest expense | $3,055,000 | 1,646 |
| Pre-tax net operating income | $-5,034,000 | 7,087 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-809,000 | 7,076 |
| Income before extraordinary items | $-4,225,000 | 7,084 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-4,225,000 | 7,084 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-4,225,000 | 7,084 |
| Net charge-offs | $6,359,000 | 383 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 475 |
| Net operating income | $-4,225,000 | 7,076 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,753,000 | 1,743 |
| Total interest expense | $1,434,000 | 1,680 |
| Net interest income | $6,319,000 | 1,768 |
| Provision for loan and lease losses | $5,725,000 | 257 |
| Total noninterest income | $338,000 | 3,967 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $75,000 | 4,853 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $263,000 | 3,257 |
| Total noninterest expense | $6,030,000 | 1,618 |
| Salaries and employee benefits | $3,017,000 | 1,661 |
| Premises and equipment expense | $782,000 | 1,520 |
| Additional noninterest expense | $2,231,000 | 1,519 |
| Pre-tax net operating income | $-5,098,000 | 7,184 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-836,000 | 7,162 |
| Income before extraordinary items | $-4,262,000 | 7,178 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,262,000 | 7,178 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-4,262,000 | 7,178 |
| Net charge-offs | $5,432,000 | 318 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 428 |
| Net operating income | $-4,262,000 | 7,175 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,971,000 | 1,721 |
| Total interest expense | $780,000 | 1,605 |
| Net interest income | $3,191,000 | 1,750 |
| Provision for loan and lease losses | $1,403,000 | 471 |
| Total noninterest income | $264,000 | 3,154 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $36,000 | 4,904 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $228,000 | 2,460 |
| Total noninterest expense | $2,647,000 | 1,816 |
| Salaries and employee benefits | $1,526,000 | 1,661 |
| Premises and equipment expense | $388,000 | 1,537 |
| Additional noninterest expense | $733,000 | 2,198 |
| Pre-tax net operating income | $-595,000 | 7,083 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-251,000 | 7,224 |
| Income before extraordinary items | $-344,000 | 7,010 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-344,000 | 7,010 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-344,000 | 7,010 |
| Net charge-offs | $-27,000 | 6,953 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 385 |
| Net operating income | $-344,000 | 6,989 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $17,077,000 | 1,660 |
| Total interest expense | $4,091,000 | 1,482 |
| Net interest income | $12,986,000 | 1,722 |
| Provision for loan and lease losses | $6,764,000 | 617 |
| Total noninterest income | $807,000 | 3,504 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $185,000 | 4,523 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $622,000 | 2,808 |
| Total noninterest expense | $9,652,000 | 1,975 |
| Salaries and employee benefits | $5,468,000 | 1,768 |
| Premises and equipment expense | $1,507,000 | 1,648 |
| Additional noninterest expense | $2,677,000 | 2,455 |
| Pre-tax net operating income | $-2,623,000 | 6,879 |
| Securities gains (losses) | $901,000 | 482 |
| Applicable income taxes | $-740,000 | 7,128 |
| Income before extraordinary items | $-982,000 | 6,634 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-982,000 | 6,635 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-982,000 | 6,634 |
| Net charge-offs | $5,595,000 | 732 |
| Cash dividends | $500,000 | 2,425 |
| Sale, conversion, retirement of capital stock, net | $140,000 | 594 |
| Net operating income | $-1,558,640 | 6,740 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $12,677,000 | 1,690 |
| Total interest expense | $3,122,000 | 1,510 |
| Net interest income | $9,555,000 | 1,761 |
| Provision for loan and lease losses | $1,379,000 | 1,592 |
| Total noninterest income | $592,000 | 3,559 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $136,000 | 4,571 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $456,000 | 2,832 |
| Total noninterest expense | $7,119,000 | 2,023 |
| Salaries and employee benefits | $4,264,000 | 1,710 |
| Premises and equipment expense | $1,113,000 | 1,695 |
| Additional noninterest expense | $1,742,000 | 2,755 |
| Pre-tax net operating income | $1,649,000 | 2,402 |
| Securities gains (losses) | $44,000 | 2,405 |
| Applicable income taxes | $635,000 | 1,519 |
| Income before extraordinary items | $1,058,000 | 2,952 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,058,000 | 2,955 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,058,000 | 2,955 |
| Net charge-offs | $2,357,000 | 1,091 |
| Cash dividends | $400,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $105,000 | 544 |
| Net operating income | $1,029,840 | 2,903 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,422,000 | 1,717 |
| Total interest expense | $2,086,000 | 1,561 |
| Net interest income | $6,336,000 | 1,765 |
| Provision for loan and lease losses | $1,171,000 | 1,368 |
| Total noninterest income | $444,000 | 3,354 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $90,000 | 4,586 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $354,000 | 2,634 |
| Total noninterest expense | $4,718,000 | 2,050 |
| Salaries and employee benefits | $2,785,000 | 1,763 |
| Premises and equipment expense | $728,000 | 1,738 |
| Additional noninterest expense | $1,205,000 | 2,740 |
| Pre-tax net operating income | $891,000 | 2,726 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $329,000 | 1,703 |
| Income before extraordinary items | $562,000 | 3,332 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $562,000 | 3,332 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $562,000 | 3,333 |
| Net charge-offs | $2,332,000 | 820 |
| Cash dividends | $400,000 | 1,605 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 469 |
| Net operating income | $562,000 | 3,246 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,274,000 | 1,706 |
| Total interest expense | $1,028,000 | 1,652 |
| Net interest income | $3,246,000 | 1,718 |
| Provision for loan and lease losses | $953,000 | 893 |
| Total noninterest income | $293,000 | 2,867 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $43,000 | 4,615 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $250,000 | 2,150 |
| Total noninterest expense | $2,355,000 | 2,064 |
| Salaries and employee benefits | $1,402,000 | 1,762 |
| Premises and equipment expense | $367,000 | 1,756 |
| Additional noninterest expense | $586,000 | 2,766 |
| Pre-tax net operating income | $231,000 | 3,984 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $79,000 | 2,441 |
| Income before extraordinary items | $152,000 | 4,424 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $152,000 | 4,423 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $152,000 | 4,424 |
| Net charge-offs | $1,817,000 | 574 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 421 |
| Net operating income | $152,000 | 4,361 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,312,000 | 1,856 |
| Total interest expense | $4,373,000 | 1,841 |
| Net interest income | $11,939,000 | 1,839 |
| Provision for loan and lease losses | $776,000 | 3,436 |
| Total noninterest income | $1,086,000 | 3,093 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $195,000 | 4,458 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $891,000 | 2,343 |
| Total noninterest expense | $8,661,000 | 2,236 |
| Salaries and employee benefits | $5,120,000 | 1,896 |
| Premises and equipment expense | $1,256,000 | 2,017 |
| Additional noninterest expense | $2,285,000 | 2,897 |
| Pre-tax net operating income | $3,588,000 | 1,383 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,373,000 | 965 |
| Income before extraordinary items | $2,215,000 | 1,851 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,215,000 | 1,852 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,215,000 | 1,853 |
| Net charge-offs | $382,000 | 3,986 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $136,000 | 719 |
| Net operating income | $2,215,000 | 1,773 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,053,000 | 1,919 |
| Total interest expense | $3,303,000 | 1,896 |
| Net interest income | $8,750,000 | 1,908 |
| Provision for loan and lease losses | $382,000 | 3,969 |
| Total noninterest income | $686,000 | 3,428 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $148,000 | 4,496 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $538,000 | 2,644 |
| Total noninterest expense | $6,267,000 | 2,318 |
| Salaries and employee benefits | $3,721,000 | 1,949 |
| Premises and equipment expense | $925,000 | 2,079 |
| Additional noninterest expense | $1,621,000 | 2,999 |
| Pre-tax net operating income | $2,787,000 | 1,404 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,066,000 | 953 |
| Income before extraordinary items | $1,721,000 | 1,919 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,721,000 | 1,920 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,721,000 | 1,921 |
| Net charge-offs | $150,000 | 4,503 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $101,000 | 657 |
| Net operating income | $1,721,000 | 1,817 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,983,000 | 1,957 |
| Total interest expense | $2,192,000 | 1,983 |
| Net interest income | $5,791,000 | 1,924 |
| Provision for loan and lease losses | $146,000 | 4,695 |
| Total noninterest income | $274,000 | 4,450 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $98,000 | 4,519 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $176,000 | 3,717 |
| Total noninterest expense | $4,172,000 | 2,317 |
| Salaries and employee benefits | $2,460,000 | 1,977 |
| Premises and equipment expense | $627,000 | 2,061 |
| Additional noninterest expense | $1,085,000 | 2,989 |
| Pre-tax net operating income | $1,747,000 | 1,488 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $670,000 | 971 |
| Income before extraordinary items | $1,077,000 | 1,982 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,077,000 | 1,982 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,077,000 | 1,982 |
| Net charge-offs | $149,000 | 3,836 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 583 |
| Net operating income | $1,077,000 | 1,894 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,922,000 | 2,040 |
| Total interest expense | $1,072,000 | 2,122 |
| Net interest income | $2,850,000 | 1,983 |
| Provision for loan and lease losses | $110,000 | 3,837 |
| Total noninterest income | $154,000 | 4,209 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $50,000 | 4,477 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $104,000 | 3,434 |
| Total noninterest expense | $2,048,000 | 2,391 |
| Salaries and employee benefits | $1,214,000 | 2,032 |
| Premises and equipment expense | $320,000 | 2,088 |
| Additional noninterest expense | $514,000 | 3,104 |
| Pre-tax net operating income | $846,000 | 1,543 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $324,000 | 987 |
| Income before extraordinary items | $522,000 | 2,071 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $522,000 | 2,070 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $522,000 | 2,071 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 541 |
| Net operating income | $522,000 | 1,985 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,839,000 | 2,245 |
| Total interest expense | $5,700,000 | 2,008 |
| Net interest income | $9,139,000 | 2,384 |
| Provision for loan and lease losses | $2,530,000 | 2,169 |
| Total noninterest income | $610,000 | 4,332 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $212,000 | 4,534 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $398,000 | 3,556 |
| Total noninterest expense | $8,017,000 | 2,461 |
| Salaries and employee benefits | $4,484,000 | 2,189 |
| Premises and equipment expense | $1,355,000 | 1,977 |
| Additional noninterest expense | $2,178,000 | 3,113 |
| Pre-tax net operating income | $-798,000 | 6,164 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-384,000 | 6,952 |
| Income before extraordinary items | $-414,000 | 6,024 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-414,000 | 6,022 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-414,000 | 6,023 |
| Net charge-offs | $231,000 | 4,818 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 1,190 |
| Net operating income | $-414,000 | 6,024 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,841,000 | 2,347 |
| Total interest expense | $4,512,000 | 2,004 |
| Net interest income | $6,329,000 | 2,585 |
| Provision for loan and lease losses | $2,351,000 | 1,727 |
| Total noninterest income | $358,000 | 4,869 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $148,000 | 4,706 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $210,000 | 4,204 |
| Total noninterest expense | $5,935,000 | 2,486 |
| Salaries and employee benefits | $3,400,000 | 2,186 |
| Premises and equipment expense | $1,043,000 | 1,953 |
| Additional noninterest expense | $1,492,000 | 3,294 |
| Pre-tax net operating income | $-1,599,000 | 6,906 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-687,000 | 7,436 |
| Income before extraordinary items | $-912,000 | 6,701 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-912,000 | 6,702 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-912,000 | 6,702 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 1,109 |
| Net operating income | $-912,000 | 6,698 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,968,000 | 2,468 |
| Total interest expense | $3,061,000 | 2,057 |
| Net interest income | $3,907,000 | 2,784 |
| Provision for loan and lease losses | $2,219,000 | 1,316 |
| Total noninterest income | $221,000 | 5,042 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $81,000 | 5,039 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $140,000 | 4,244 |
| Total noninterest expense | $4,018,000 | 2,491 |
| Salaries and employee benefits | $2,254,000 | 2,237 |
| Premises and equipment expense | $752,000 | 1,837 |
| Additional noninterest expense | $1,012,000 | 3,267 |
| Pre-tax net operating income | $-2,109,000 | 7,410 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-870,000 | 7,715 |
| Income before extraordinary items | $-1,239,000 | 7,251 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,239,000 | 7,250 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,239,000 | 7,250 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,239,000 | 7,248 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,351,000 | 2,590 |
| Total interest expense | $1,504,000 | 2,173 |
| Net interest income | $1,847,000 | 2,913 |
| Provision for loan and lease losses | $341,000 | 2,164 |
| Total noninterest income | $93,000 | 5,334 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $27,000 | 5,653 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $66,000 | 4,358 |
| Total noninterest expense | $1,918,000 | 2,520 |
| Salaries and employee benefits | $1,118,000 | 2,286 |
| Premises and equipment expense | $464,000 | 1,537 |
| Additional noninterest expense | $336,000 | 4,071 |
| Pre-tax net operating income | $-319,000 | 7,091 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-139,000 | 7,631 |
| Income before extraordinary items | $-180,000 | 6,999 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-180,000 | 7,000 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-180,000 | 7,000 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-180,000 | 6,919 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,480,000 | 2,932 |
| Total interest expense | $5,589,000 | 2,683 |
| Net interest income | $6,891,000 | 3,102 |
| Provision for loan and lease losses | $221,000 | 5,091 |
| Total noninterest income | $419,000 | 5,192 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $104,000 | 5,845 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $315,000 | 4,023 |
| Total noninterest expense | $7,340,000 | 2,576 |
| Salaries and employee benefits | $4,155,000 | 2,422 |
| Premises and equipment expense | $1,272,000 | 2,124 |
| Additional noninterest expense | $1,913,000 | 2,966 |
| Pre-tax net operating income | $-251,000 | 6,599 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-164,000 | 7,176 |
| Income before extraordinary items | $-87,000 | 6,341 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-87,000 | 6,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 4,586 |
| Cash dividends | $3,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,379 |
| Net operating income | $-87,000 | 6,491 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,155,000 | 3,056 |
| Total interest expense | $4,170,000 | 2,805 |
| Net interest income | $4,985,000 | 3,228 |
| Provision for loan and lease losses | $318,000 | 3,457 |
| Total noninterest income | $323,000 | 5,226 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $72,000 | 5,984 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $251,000 | 4,021 |
| Total noninterest expense | $5,293,000 | 2,656 |
| Salaries and employee benefits | $3,054,000 | 2,501 |
| Premises and equipment expense | $936,000 | 2,176 |
| Additional noninterest expense | $1,303,000 | 3,145 |
| Pre-tax net operating income | $-303,000 | 7,115 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-178,000 | 7,637 |
| Income before extraordinary items | $-125,000 | 6,823 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-125,000 | 6,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,225 |
| Net operating income | $-125,000 | 6,997 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,963,000 | 3,170 |
| Total interest expense | $2,827,000 | 2,862 |
| Net interest income | $3,136,000 | 3,377 |
| Provision for loan and lease losses | $318,000 | 2,455 |
| Total noninterest income | $224,000 | 5,218 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $47,000 | 6,035 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $177,000 | 4,012 |
| Total noninterest expense | $3,504,000 | 2,678 |
| Salaries and employee benefits | $2,010,000 | 2,559 |
| Premises and equipment expense | $616,000 | 2,193 |
| Additional noninterest expense | $878,000 | 3,083 |
| Pre-tax net operating income | $-462,000 | 7,578 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-216,000 | 7,995 |
| Income before extraordinary items | $-246,000 | 7,463 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-246,000 | 7,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,122 |
| Net operating income | $-246,000 | 7,445 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,032,000 | 3,202 |
| Total interest expense | $1,524,000 | 2,848 |
| Net interest income | $1,508,000 | 3,470 |
| Provision for loan and lease losses | $23,000 | 4,788 |
| Total noninterest income | $142,000 | 4,727 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $26,000 | 5,880 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $116,000 | 3,501 |
| Total noninterest expense | $1,555,000 | 2,946 |
| Salaries and employee benefits | $957,000 | 2,686 |
| Premises and equipment expense | $284,000 | 2,376 |
| Additional noninterest expense | $314,000 | 3,986 |
| Pre-tax net operating income | $72,000 | 6,337 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $14,000 | 4,601 |
| Income before extraordinary items | $58,000 | 6,452 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $58,000 | 6,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 981 |
| Net operating income | $58,000 | 6,354 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,448,000 | 3,411 |
| Total interest expense | $6,422,000 | 2,846 |
| Net interest income | $5,026,000 | 3,987 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $324,000 | 5,893 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $87,000 | 6,207 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $237,000 | 4,707 |
| Total noninterest expense | $5,573,000 | 3,160 |
| Salaries and employee benefits | $3,371,000 | 2,918 |
| Premises and equipment expense | $921,000 | 2,751 |
| Additional noninterest expense | $1,281,000 | 3,883 |
| Pre-tax net operating income | $-223,000 | 7,663 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-135,000 | 8,061 |
| Income before extraordinary items | $-88,000 | 7,622 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-88,000 | 7,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $-5,000 | 8,405 |
| Net operating income | $-88,000 | 7,599 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,371,000 | 3,493 |
| Total interest expense | $4,690,000 | 2,903 |
| Net interest income | $3,681,000 | 4,069 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $250,000 | 5,912 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $61,000 | 6,317 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $189,000 | 4,597 |
| Total noninterest expense | $3,965,000 | 3,271 |
| Salaries and employee benefits | $2,459,000 | 2,973 |
| Premises and equipment expense | $700,000 | 2,710 |
| Additional noninterest expense | $806,000 | 4,340 |
| Pre-tax net operating income | $-34,000 | 7,711 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-41,000 | 8,135 |
| Income before extraordinary items | $7,000 | 7,652 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $7,000 | 7,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $-5,000 | 8,450 |
| Net operating income | $7,000 | 7,633 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,447,000 | 3,561 |
| Total interest expense | $3,026,000 | 2,989 |
| Net interest income | $2,421,000 | 4,141 |
| Provision for loan and lease losses | $32,000 | 4,837 |
| Total noninterest income | $142,000 | 6,222 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $39,000 | 6,398 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $103,000 | 5,075 |
| Total noninterest expense | $2,626,000 | 3,320 |
| Salaries and employee benefits | $1,633,000 | 3,015 |
| Premises and equipment expense | $477,000 | 2,688 |
| Additional noninterest expense | $516,000 | 4,478 |
| Pre-tax net operating income | $-95,000 | 7,968 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-52,000 | 8,295 |
| Income before extraordinary items | $-43,000 | 7,899 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-43,000 | 7,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-43,000 | 7,889 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,653,000 | 3,611 |
| Total interest expense | $1,439,000 | 3,096 |
| Net interest income | $1,214,000 | 4,115 |
| Provision for loan and lease losses | $1,000 | 5,727 |
| Total noninterest income | $67,000 | 6,329 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $19,000 | 6,411 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $48,000 | 5,190 |
| Total noninterest expense | $1,240,000 | 3,474 |
| Salaries and employee benefits | $801,000 | 3,079 |
| Premises and equipment expense | $233,000 | 2,752 |
| Additional noninterest expense | $206,000 | 5,178 |
| Pre-tax net operating income | $40,000 | 7,414 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $13,000 | 5,188 |
| Income before extraordinary items | $27,000 | 7,509 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $27,000 | 7,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $27,000 | 7,493 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,603,000 | 3,690 |
| Total interest expense | $4,756,000 | 3,153 |
| Net interest income | $4,847,000 | 4,097 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $269,000 | 6,383 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $82,000 | 6,411 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $187,000 | 5,237 |
| Total noninterest expense | $4,588,000 | 3,582 |
| Salaries and employee benefits | $2,564,000 | 3,553 |
| Premises and equipment expense | $721,000 | 3,265 |
| Additional noninterest expense | $1,303,000 | 3,697 |
| Pre-tax net operating income | $528,000 | 6,394 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $160,000 | 4,528 |
| Income before extraordinary items | $368,000 | 6,643 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $368,000 | 6,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-102,000 | 8,499 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $136,000 | 837 |
| Net operating income | $368,000 | 6,642 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,984,000 | 3,750 |
| Total interest expense | $3,317,000 | 3,243 |
| Net interest income | $3,667,000 | 4,098 |
| Provision for loan and lease losses | $109,000 | 3,958 |
| Total noninterest income | $205,000 | 6,405 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $65,000 | 6,410 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $140,000 | 5,256 |
| Total noninterest expense | $3,339,000 | 3,658 |
| Salaries and employee benefits | $1,862,000 | 3,634 |
| Premises and equipment expense | $510,000 | 3,418 |
| Additional noninterest expense | $967,000 | 3,703 |
| Pre-tax net operating income | $424,000 | 6,515 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $131,000 | 4,642 |
| Income before extraordinary items | $293,000 | 6,753 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $293,000 | 6,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-102,000 | 8,531 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $135,000 | 660 |
| Net operating income | $293,000 | 6,757 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,475,000 | 3,807 |
| Total interest expense | $2,068,000 | 3,287 |
| Net interest income | $2,407,000 | 4,153 |
| Provision for loan and lease losses | $109,000 | 3,215 |
| Total noninterest income | $139,000 | 6,375 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $46,000 | 6,355 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $93,000 | 5,283 |
| Total noninterest expense | $2,194,000 | 3,706 |
| Salaries and employee benefits | $1,231,000 | 3,675 |
| Premises and equipment expense | $325,000 | 3,539 |
| Additional noninterest expense | $638,000 | 3,736 |
| Pre-tax net operating income | $243,000 | 6,812 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $72,000 | 4,887 |
| Income before extraordinary items | $171,000 | 6,990 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $171,000 | 6,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $134,000 | 491 |
| Net operating income | $171,000 | 6,996 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,163,000 | 3,846 |
| Total interest expense | $968,000 | 3,337 |
| Net interest income | $1,195,000 | 4,174 |
| Provision for loan and lease losses | $43,000 | 3,470 |
| Total noninterest income | $70,000 | 6,337 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $22,000 | 6,377 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $48,000 | 5,189 |
| Total noninterest expense | $1,080,000 | 3,778 |
| Salaries and employee benefits | $604,000 | 3,749 |
| Premises and equipment expense | $161,000 | 3,575 |
| Additional noninterest expense | $315,000 | 3,762 |
| Pre-tax net operating income | $142,000 | 6,518 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $45,000 | 4,614 |
| Income before extraordinary items | $97,000 | 6,781 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $97,000 | 6,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 629 |
| Net operating income | $97,000 | 6,779 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,475,000 | 3,958 |
| Total interest expense | $2,796,000 | 3,529 |
| Net interest income | $4,679,000 | 4,150 |
| Provision for loan and lease losses | $243,000 | 3,221 |
| Total noninterest income | $144,000 | 7,552 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $97,000 | 6,336 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $47,000 | 7,453 |
| Total noninterest expense | $3,711,000 | 4,093 |
| Salaries and employee benefits | $2,050,000 | 4,059 |
| Premises and equipment expense | $563,000 | 3,845 |
| Additional noninterest expense | $1,098,000 | 4,114 |
| Pre-tax net operating income | $869,000 | 5,707 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $352,000 | 3,895 |
| Income before extraordinary items | $517,000 | 6,298 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $517,000 | 6,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 1,731 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $517,000 | 6,272 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,404,000 | 4,020 |
| Total interest expense | $1,964,000 | 3,560 |
| Net interest income | $3,440,000 | 4,197 |
| Provision for loan and lease losses | $193,000 | 3,022 |
| Total noninterest income | $144,000 | 7,149 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $71,000 | 6,407 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $73,000 | 6,452 |
| Total noninterest expense | $2,789,000 | 4,055 |
| Salaries and employee benefits | $1,502,000 | 4,090 |
| Premises and equipment expense | $411,000 | 3,892 |
| Additional noninterest expense | $876,000 | 3,898 |
| Pre-tax net operating income | $602,000 | 5,999 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $244,000 | 4,125 |
| Income before extraordinary items | $358,000 | 6,608 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $358,000 | 6,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 1,274 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $358,000 | 6,570 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,484,000 | 4,051 |
| Total interest expense | $1,200,000 | 3,616 |
| Net interest income | $2,284,000 | 4,206 |
| Provision for loan and lease losses | $161,000 | 2,517 |
| Total noninterest income | $81,000 | 7,392 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $41,000 | 6,574 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $40,000 | 6,773 |
| Total noninterest expense | $1,816,000 | 4,109 |
| Salaries and employee benefits | $939,000 | 4,278 |
| Premises and equipment expense | $269,000 | 3,933 |
| Additional noninterest expense | $608,000 | 3,761 |
| Pre-tax net operating income | $388,000 | 6,055 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $157,000 | 4,180 |
| Income before extraordinary items | $231,000 | 6,663 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $231,000 | 6,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,020 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $231,000 | 6,614 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,655,000 | 4,175 |
| Total interest expense | $537,000 | 3,828 |
| Net interest income | $1,118,000 | 4,273 |
| Provision for loan and lease losses | $51,000 | 3,150 |
| Total noninterest income | $30,000 | 7,797 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $17,000 | 6,822 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,447 |
| Total noninterest expense | $891,000 | 4,204 |
| Salaries and employee benefits | $437,000 | 4,529 |
| Premises and equipment expense | $138,000 | 3,892 |
| Additional noninterest expense | $316,000 | 3,640 |
| Pre-tax net operating income | $206,000 | 5,904 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $83,000 | 4,062 |
| Income before extraordinary items | $123,000 | 6,520 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $123,000 | 6,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $123,000 | 6,477 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,554,000 | 4,510 |
| Total interest expense | $1,409,000 | 4,687 |
| Net interest income | $4,145,000 | 4,368 |
| Provision for loan and lease losses | $127,000 | 4,522 |
| Total noninterest income | $154,000 | 7,574 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $82,000 | 6,739 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $72,000 | 6,944 |
| Total noninterest expense | $3,168,000 | 4,482 |
| Salaries and employee benefits | $1,659,000 | 4,608 |
| Premises and equipment expense | $515,000 | 3,994 |
| Additional noninterest expense | $994,000 | 4,375 |
| Pre-tax net operating income | $1,004,000 | 5,225 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $417,000 | 3,651 |
| Income before extraordinary items | $587,000 | 5,999 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $587,000 | 6,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,458 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 766 |
| Net operating income | $587,000 | 5,935 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,002,000 | 4,614 |
| Total interest expense | $966,000 | 4,877 |
| Net interest income | $3,036,000 | 4,427 |
| Provision for loan and lease losses | $114,000 | 4,067 |
| Total noninterest income | $115,000 | 7,615 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $62,000 | 6,768 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $53,000 | 6,981 |
| Total noninterest expense | $2,277,000 | 4,589 |
| Salaries and employee benefits | $1,183,000 | 4,727 |
| Premises and equipment expense | $385,000 | 3,983 |
| Additional noninterest expense | $709,000 | 4,473 |
| Pre-tax net operating income | $760,000 | 5,325 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $306,000 | 3,764 |
| Income before extraordinary items | $454,000 | 6,034 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $454,000 | 6,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,640 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 629 |
| Net operating income | $454,000 | 5,960 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,566,000 | 4,747 |
| Total interest expense | $604,000 | 5,080 |
| Net interest income | $1,962,000 | 4,533 |
| Provision for loan and lease losses | $101,000 | 3,440 |
| Total noninterest income | $67,000 | 7,836 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $38,000 | 6,913 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $29,000 | 7,273 |
| Total noninterest expense | $1,468,000 | 4,734 |
| Salaries and employee benefits | $767,000 | 4,859 |
| Premises and equipment expense | $260,000 | 3,958 |
| Additional noninterest expense | $441,000 | 4,748 |
| Pre-tax net operating income | $460,000 | 5,511 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $185,000 | 3,914 |
| Income before extraordinary items | $275,000 | 6,238 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $275,000 | 6,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,880 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 542 |
| Net operating income | $275,000 | 6,154 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,232,000 | 4,914 |
| Total interest expense | $293,000 | 5,233 |
| Net interest income | $939,000 | 4,680 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $34,000 | 7,816 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $18,000 | 6,945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $16,000 | 7,156 |
| Total noninterest expense | $719,000 | 4,828 |
| Salaries and employee benefits | $370,000 | 4,980 |
| Premises and equipment expense | $134,000 | 3,902 |
| Additional noninterest expense | $215,000 | 4,818 |
| Pre-tax net operating income | $209,000 | 5,725 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $84,000 | 4,060 |
| Income before extraordinary items | $125,000 | 6,420 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $125,000 | 6,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 363 |
| Net operating income | $125,000 | 6,298 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,375,000 | 5,341 |
| Total interest expense | $1,325,000 | 5,270 |
| Net interest income | $3,050,000 | 5,257 |
| Provision for loan and lease losses | $254,000 | 3,514 |
| Total noninterest income | $156,000 | 7,745 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $76,000 | 6,964 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $80,000 | 6,888 |
| Total noninterest expense | $2,483,000 | 5,237 |
| Salaries and employee benefits | $1,275,000 | 5,418 |
| Premises and equipment expense | $463,000 | 4,300 |
| Additional noninterest expense | $745,000 | 5,291 |
| Pre-tax net operating income | $469,000 | 6,775 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $188,000 | 5,007 |
| Income before extraordinary items | $281,000 | 7,372 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $281,000 | 7,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $5,295,000 | 181 |
| Net operating income | $281,000 | 7,230 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,185,000 | 5,491 |
| Total interest expense | $1,012,000 | 5,346 |
| Net interest income | $2,173,000 | 5,440 |
| Provision for loan and lease losses | $160,000 | 3,772 |
| Total noninterest income | $123,000 | 7,732 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $56,000 | 7,053 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $67,000 | 6,769 |
| Total noninterest expense | $1,769,000 | 5,402 |
| Salaries and employee benefits | $900,000 | 5,600 |
| Premises and equipment expense | $328,000 | 4,456 |
| Additional noninterest expense | $541,000 | 5,375 |
| Pre-tax net operating income | $367,000 | 6,867 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $147,000 | 5,126 |
| Income before extraordinary items | $220,000 | 7,456 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $220,000 | 7,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $220,000 | 7,300 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,061,000 | 5,642 |
| Total interest expense | $676,000 | 5,458 |
| Net interest income | $1,385,000 | 5,593 |
| Provision for loan and lease losses | $89,000 | 4,177 |
| Total noninterest income | $81,000 | 7,748 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $36,000 | 7,105 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $45,000 | 6,742 |
| Total noninterest expense | $1,129,000 | 5,548 |
| Salaries and employee benefits | $569,000 | 5,785 |
| Premises and equipment expense | $213,000 | 4,529 |
| Additional noninterest expense | $347,000 | 5,499 |
| Pre-tax net operating income | $248,000 | 6,853 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $100,000 | 5,131 |
| Income before extraordinary items | $148,000 | 7,471 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $148,000 | 7,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $148,000 | 7,288 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $993,000 | 5,798 |
| Total interest expense | $345,000 | 5,487 |
| Net interest income | $648,000 | 5,797 |
| Provision for loan and lease losses | $43,000 | 4,044 |
| Total noninterest income | $35,000 | 7,955 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $20,000 | 6,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 7,351 |
| Total noninterest expense | $570,000 | 5,519 |
| Salaries and employee benefits | $277,000 | 5,887 |
| Premises and equipment expense | $108,000 | 4,477 |
| Additional noninterest expense | $185,000 | 5,250 |
| Pre-tax net operating income | $70,000 | 7,672 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $30,000 | 5,719 |
| Income before extraordinary items | $40,000 | 8,099 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $40,000 | 8,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $40,000 | 7,953 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,494,000 | 6,345 |
| Total interest expense | $1,224,000 | 6,371 |
| Net interest income | $2,270,000 | 6,211 |
| Provision for loan and lease losses | $230,000 | 4,063 |
| Total noninterest income | $123,000 | 8,133 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $40,000 | 7,685 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $83,000 | 6,810 |
| Total noninterest expense | $1,824,000 | 6,204 |
| Salaries and employee benefits | $977,000 | 6,229 |
| Premises and equipment expense | $265,000 | 5,945 |
| Additional noninterest expense | $582,000 | 6,045 |
| Pre-tax net operating income | $339,000 | 7,403 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-270,000 | 9,172 |
| Income before extraordinary items | $609,000 | 5,930 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $609,000 | 5,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $987,000 | 391 |
| Net operating income | $609,000 | 5,788 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,750,000 | 7,497 |
| Total interest expense | $1,085,000 | 7,839 |
| Net interest income | $1,665,000 | 7,034 |
| Provision for loan and lease losses | $225,000 | 3,876 |
| Total noninterest income | $62,000 | 9,022 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $25,000 | 8,061 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $37,000 | 8,124 |
| Total noninterest expense | $1,447,000 | 6,910 |
| Salaries and employee benefits | $791,000 | 6,818 |
| Premises and equipment expense | $219,000 | 6,505 |
| Additional noninterest expense | $437,000 | 6,880 |
| Pre-tax net operating income | $55,000 | 8,530 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $55,000 | 8,584 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $55,000 | 8,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $55,000 | 8,489 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,777,000 | 8,657 |
| Total interest expense | $632,000 | 8,993 |
| Net interest income | $1,145,000 | 8,200 |
| Provision for loan and lease losses | $177,000 | 4,055 |
| Total noninterest income | $28,000 | 9,607 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 8,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 8,953 |
| Total noninterest expense | $1,395,000 | 7,012 |
| Salaries and employee benefits | $674,000 | 7,317 |
| Premises and equipment expense | $212,000 | 6,582 |
| Additional noninterest expense | $509,000 | 6,360 |
| Pre-tax net operating income | $-399,000 | 9,477 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-399,000 | 9,514 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-399,000 | 9,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-399,000 | 9,515 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $170,000 | 10,136 |
| Total interest expense | $23,000 | 10,149 |
| Net interest income | $147,000 | 10,111 |
| Provision for loan and lease losses | $17,000 | 7,804 |
| Total noninterest income | $0 | 10,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,153 |
| Total noninterest expense | $783,000 | 8,781 |
| Salaries and employee benefits | $145,000 | 10,053 |
| Premises and equipment expense | $38,000 | 9,862 |
| Additional noninterest expense | $600,000 | 5,825 |
| Pre-tax net operating income | $-653,000 | 9,948 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-653,000 | 9,985 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-653,000 | 9,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $7,738,000 | 131 |
| Net operating income | $-653,000 | 9,970 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.