Home > Cornerstone Bank > Income and Expense
Cornerstone Bank, Income and Expense
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $898,000 | 4,359 |
| Total interest expense | $74,000 | 4,469 |
| Net interest income | $824,000 | 4,277 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $36,000 | 4,999 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $24,000 | 4,280 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $12,000 | 5,070 |
| Total noninterest expense | $652,000 | 4,307 |
| Salaries and employee benefits | $328,000 | 4,486 |
| Premises and equipment expense | $41,000 | 4,842 |
| Additional noninterest expense | $283,000 | 3,749 |
| Pre-tax net operating income | $208,000 | 4,300 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $35,000 | 2,930 |
| Income before extraordinary items | $173,000 | 4,348 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $173,000 | 4,346 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $173,000 | 4,348 |
| Net charge-offs | $-29,000 | 5,080 |
| Cash dividends | $43,000 | 2,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $173,000 | 4,355 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,829,000 | 4,231 |
| Total interest expense | $344,000 | 4,217 |
| Net interest income | $3,485,000 | 4,190 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $395,000 | 4,215 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $132,000 | 4,010 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $263,000 | 3,931 |
| Total noninterest expense | $2,872,000 | 4,197 |
| Salaries and employee benefits | $1,528,000 | 4,268 |
| Premises and equipment expense | $209,000 | 4,671 |
| Additional noninterest expense | $1,135,000 | 3,780 |
| Pre-tax net operating income | $1,008,000 | 4,056 |
| Securities gains (losses) | $44,000 | 951 |
| Applicable income taxes | $846,000 | 2,023 |
| Income before extraordinary items | $206,000 | 5,022 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $206,000 | 5,022 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $206,000 | 5,022 |
| Net charge-offs | $-70,000 | 5,217 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $177,840 | 5,065 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,875,000 | 4,256 |
| Total interest expense | $261,000 | 4,221 |
| Net interest income | $2,614,000 | 4,218 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $303,000 | 4,237 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $100,000 | 4,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 3,943 |
| Total noninterest expense | $2,198,000 | 4,188 |
| Salaries and employee benefits | $1,161,000 | 4,252 |
| Premises and equipment expense | $162,000 | 4,671 |
| Additional noninterest expense | $875,000 | 3,739 |
| Pre-tax net operating income | $719,000 | 4,198 |
| Securities gains (losses) | $41,000 | 969 |
| Applicable income taxes | $196,000 | 2,777 |
| Income before extraordinary items | $564,000 | 4,290 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $564,000 | 4,289 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $564,000 | 4,290 |
| Net charge-offs | $-83,000 | 5,295 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $533,660 | 4,348 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,908,000 | 4,274 |
| Total interest expense | $175,000 | 4,199 |
| Net interest income | $1,733,000 | 4,243 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $210,000 | 4,213 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $66,000 | 4,043 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 3,907 |
| Total noninterest expense | $1,458,000 | 4,218 |
| Salaries and employee benefits | $782,000 | 4,276 |
| Premises and equipment expense | $109,000 | 4,674 |
| Additional noninterest expense | $567,000 | 3,819 |
| Pre-tax net operating income | $485,000 | 4,168 |
| Securities gains (losses) | $15,000 | 1,091 |
| Applicable income taxes | $130,000 | 2,763 |
| Income before extraordinary items | $370,000 | 4,264 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $370,000 | 4,263 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $370,000 | 4,264 |
| Net charge-offs | $-49,000 | 5,279 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $358,900 | 4,293 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $936,000 | 4,319 |
| Total interest expense | $85,000 | 4,248 |
| Net interest income | $851,000 | 4,293 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $106,000 | 4,208 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $32,000 | 4,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 3,880 |
| Total noninterest expense | $717,000 | 4,288 |
| Salaries and employee benefits | $395,000 | 4,292 |
| Premises and equipment expense | $51,000 | 4,805 |
| Additional noninterest expense | $271,000 | 3,919 |
| Pre-tax net operating income | $240,000 | 4,156 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $61,000 | 2,768 |
| Income before extraordinary items | $179,000 | 4,279 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $179,000 | 4,279 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $179,000 | 4,279 |
| Net charge-offs | $-8,000 | 4,903 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $179,000 | 4,265 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,697,000 | 4,358 |
| Total interest expense | $447,000 | 3,834 |
| Net interest income | $3,250,000 | 4,376 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $423,000 | 4,310 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $147,000 | 4,011 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $276,000 | 4,028 |
| Total noninterest expense | $3,096,000 | 4,169 |
| Salaries and employee benefits | $1,650,000 | 4,208 |
| Premises and equipment expense | $226,000 | 4,744 |
| Additional noninterest expense | $1,220,000 | 3,774 |
| Pre-tax net operating income | $577,000 | 4,691 |
| Securities gains (losses) | $126,000 | 1,177 |
| Applicable income taxes | $-1,979,000 | 5,872 |
| Income before extraordinary items | $2,682,000 | 2,296 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,682,000 | 2,293 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,682,000 | 2,295 |
| Net charge-offs | $147,000 | 2,243 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,556,000 | 2,318 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,752,000 | 4,401 |
| Total interest expense | $363,000 | 3,724 |
| Net interest income | $2,389,000 | 4,438 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $321,000 | 4,316 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $111,000 | 4,027 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $210,000 | 4,046 |
| Total noninterest expense | $2,246,000 | 4,259 |
| Salaries and employee benefits | $1,216,000 | 4,253 |
| Premises and equipment expense | $174,000 | 4,732 |
| Additional noninterest expense | $856,000 | 3,960 |
| Pre-tax net operating income | $464,000 | 4,718 |
| Securities gains (losses) | $84,000 | 1,388 |
| Applicable income taxes | $-1,855,000 | 5,955 |
| Income before extraordinary items | $2,403,000 | 2,004 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,403,000 | 2,004 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,403,000 | 2,004 |
| Net charge-offs | $158,000 | 1,651 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,319,000 | 2,011 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,821,000 | 4,447 |
| Total interest expense | $243,000 | 3,739 |
| Net interest income | $1,578,000 | 4,496 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $193,000 | 4,461 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $75,000 | 4,012 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $118,000 | 4,264 |
| Total noninterest expense | $1,478,000 | 4,315 |
| Salaries and employee benefits | $801,000 | 4,309 |
| Premises and equipment expense | $118,000 | 4,745 |
| Additional noninterest expense | $559,000 | 4,028 |
| Pre-tax net operating income | $293,000 | 4,781 |
| Securities gains (losses) | $84,000 | 1,086 |
| Applicable income taxes | $-1,896,000 | 6,041 |
| Income before extraordinary items | $2,273,000 | 1,510 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,273,000 | 1,510 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,273,000 | 1,510 |
| Net charge-offs | $-45,000 | 5,474 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,189,000 | 1,507 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $915,000 | 4,466 |
| Total interest expense | $122,000 | 3,748 |
| Net interest income | $793,000 | 4,518 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $103,000 | 4,353 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $39,000 | 3,951 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $64,000 | 4,135 |
| Total noninterest expense | $717,000 | 4,398 |
| Salaries and employee benefits | $399,000 | 4,360 |
| Premises and equipment expense | $58,000 | 4,801 |
| Additional noninterest expense | $260,000 | 4,181 |
| Pre-tax net operating income | $179,000 | 4,558 |
| Securities gains (losses) | $12,000 | 1,443 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $191,000 | 4,300 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $191,000 | 4,297 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $191,000 | 4,299 |
| Net charge-offs | $-25,000 | 5,537 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $179,000 | 4,339 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,687,000 | 4,469 |
| Total interest expense | $511,000 | 3,686 |
| Net interest income | $3,176,000 | 4,523 |
| Provision for loan and lease losses | $-275,000 | 5,856 |
| Total noninterest income | $422,000 | 4,418 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $162,000 | 4,043 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $260,000 | 4,145 |
| Total noninterest expense | $3,137,000 | 4,239 |
| Salaries and employee benefits | $1,705,000 | 4,216 |
| Premises and equipment expense | $242,000 | 4,824 |
| Additional noninterest expense | $1,190,000 | 3,934 |
| Pre-tax net operating income | $736,000 | 4,516 |
| Securities gains (losses) | $38,000 | 1,841 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $774,000 | 4,298 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $774,000 | 4,296 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $774,000 | 4,298 |
| Net charge-offs | $172,000 | 2,130 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $736,000 | 4,304 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,801,000 | 4,492 |
| Total interest expense | $387,000 | 3,717 |
| Net interest income | $2,414,000 | 4,545 |
| Provision for loan and lease losses | $-300,000 | 6,022 |
| Total noninterest income | $156,000 | 5,240 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $121,000 | 4,074 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 5,612 |
| Total noninterest expense | $2,349,000 | 4,262 |
| Salaries and employee benefits | $1,239,000 | 4,303 |
| Premises and equipment expense | $187,000 | 4,822 |
| Additional noninterest expense | $923,000 | 3,875 |
| Pre-tax net operating income | $521,000 | 4,687 |
| Securities gains (losses) | $71,000 | 1,245 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $592,000 | 4,352 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $592,000 | 4,354 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $592,000 | 4,355 |
| Net charge-offs | $103,000 | 2,128 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $521,000 | 4,448 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,889,000 | 4,493 |
| Total interest expense | $261,000 | 3,730 |
| Net interest income | $1,628,000 | 4,552 |
| Provision for loan and lease losses | $-200,000 | 6,110 |
| Total noninterest income | $96,000 | 5,328 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $78,000 | 4,124 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $18,000 | 5,751 |
| Total noninterest expense | $1,625,000 | 4,218 |
| Salaries and employee benefits | $874,000 | 4,246 |
| Premises and equipment expense | $126,000 | 4,831 |
| Additional noninterest expense | $625,000 | 3,870 |
| Pre-tax net operating income | $299,000 | 4,868 |
| Securities gains (losses) | $85,000 | 915 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $384,000 | 4,351 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $384,000 | 4,354 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $384,000 | 4,354 |
| Net charge-offs | $59,000 | 2,188 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $299,000 | 4,636 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,025,000 | 4,350 |
| Total interest expense | $132,000 | 3,733 |
| Net interest income | $893,000 | 4,392 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $42,000 | 5,476 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $35,000 | 4,270 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $7,000 | 5,920 |
| Total noninterest expense | $859,000 | 4,142 |
| Salaries and employee benefits | $447,000 | 4,227 |
| Premises and equipment expense | $67,000 | 4,781 |
| Additional noninterest expense | $345,000 | 3,626 |
| Pre-tax net operating income | $76,000 | 5,402 |
| Securities gains (losses) | $83,000 | 651 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $159,000 | 4,619 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $159,000 | 4,621 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $159,000 | 4,623 |
| Net charge-offs | $150,000 | 869 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $76,000 | 5,289 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,199,000 | 4,363 |
| Total interest expense | $659,000 | 3,427 |
| Net interest income | $3,540,000 | 4,448 |
| Provision for loan and lease losses | $-430,000 | 6,234 |
| Total noninterest income | $293,000 | 5,018 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $144,000 | 4,445 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $149,000 | 4,860 |
| Total noninterest expense | $3,504,000 | 4,138 |
| Salaries and employee benefits | $1,691,000 | 4,365 |
| Premises and equipment expense | $256,000 | 4,947 |
| Additional noninterest expense | $1,557,000 | 3,469 |
| Pre-tax net operating income | $759,000 | 4,552 |
| Securities gains (losses) | $164,000 | 918 |
| Applicable income taxes | $3,000 | 4,369 |
| Income before extraordinary items | $920,000 | 4,108 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $920,000 | 4,108 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $920,000 | 4,109 |
| Net charge-offs | $496,000 | 1,469 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $756,000 | 4,333 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,199,000 | 4,368 |
| Total interest expense | $509,000 | 3,415 |
| Net interest income | $2,690,000 | 4,457 |
| Provision for loan and lease losses | $-430,000 | 6,367 |
| Total noninterest income | $150,000 | 5,478 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $107,000 | 4,518 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $43,000 | 5,729 |
| Total noninterest expense | $2,561,000 | 4,216 |
| Salaries and employee benefits | $1,213,000 | 4,482 |
| Premises and equipment expense | $176,000 | 5,156 |
| Additional noninterest expense | $1,172,000 | 3,466 |
| Pre-tax net operating income | $709,000 | 4,325 |
| Securities gains (losses) | $164,000 | 732 |
| Applicable income taxes | $3,000 | 4,402 |
| Income before extraordinary items | $870,000 | 3,759 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $870,000 | 3,762 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $870,000 | 3,763 |
| Net charge-offs | $-79,000 | 6,159 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $706,000 | 4,063 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,153,000 | 4,363 |
| Total interest expense | $350,000 | 3,391 |
| Net interest income | $1,803,000 | 4,455 |
| Provision for loan and lease losses | $-180,000 | 6,393 |
| Total noninterest income | $255,000 | 4,294 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $69,000 | 4,570 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $186,000 | 3,748 |
| Total noninterest expense | $1,663,000 | 4,303 |
| Salaries and employee benefits | $852,000 | 4,393 |
| Premises and equipment expense | $110,000 | 5,303 |
| Additional noninterest expense | $701,000 | 3,733 |
| Pre-tax net operating income | $575,000 | 3,949 |
| Securities gains (losses) | $182,000 | 511 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $757,000 | 3,204 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $757,000 | 3,210 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $757,000 | 3,210 |
| Net charge-offs | $-73,000 | 6,250 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $575,000 | 3,646 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,036,000 | 4,485 |
| Total interest expense | $179,000 | 3,398 |
| Net interest income | $857,000 | 4,609 |
| Provision for loan and lease losses | $-180,000 | 6,558 |
| Total noninterest income | $99,000 | 4,644 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $37,000 | 4,453 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $62,000 | 4,275 |
| Total noninterest expense | $799,000 | 4,444 |
| Salaries and employee benefits | $411,000 | 4,508 |
| Premises and equipment expense | $55,000 | 5,343 |
| Additional noninterest expense | $333,000 | 3,873 |
| Pre-tax net operating income | $337,000 | 3,611 |
| Securities gains (losses) | $19,000 | 970 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $356,000 | 3,221 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $356,000 | 3,224 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $356,000 | 3,224 |
| Net charge-offs | $-49,000 | 6,307 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $337,000 | 3,293 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,248,000 | 4,479 |
| Total interest expense | $1,163,000 | 2,626 |
| Net interest income | $3,085,000 | 4,872 |
| Provision for loan and lease losses | $50,000 | 4,250 |
| Total noninterest income | $674,000 | 3,929 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $175,000 | 4,321 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $499,000 | 3,360 |
| Total noninterest expense | $3,666,000 | 4,138 |
| Salaries and employee benefits | $1,798,000 | 4,318 |
| Premises and equipment expense | $234,000 | 5,322 |
| Additional noninterest expense | $1,634,000 | 3,431 |
| Pre-tax net operating income | $43,000 | 6,094 |
| Securities gains (losses) | $203,000 | 887 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $246,000 | 5,579 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $246,000 | 5,584 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $246,000 | 5,584 |
| Net charge-offs | $422,000 | 2,202 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $43,000 | 6,104 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,189,000 | 4,523 |
| Total interest expense | $951,000 | 2,537 |
| Net interest income | $2,238,000 | 4,984 |
| Provision for loan and lease losses | $150,000 | 2,922 |
| Total noninterest income | $583,000 | 3,731 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $133,000 | 4,338 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $450,000 | 3,174 |
| Total noninterest expense | $2,797,000 | 4,103 |
| Salaries and employee benefits | $1,372,000 | 4,290 |
| Premises and equipment expense | $179,000 | 5,308 |
| Additional noninterest expense | $1,246,000 | 3,399 |
| Pre-tax net operating income | $-126,000 | 6,435 |
| Securities gains (losses) | $203,000 | 816 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $77,000 | 6,104 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $77,000 | 6,106 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $77,000 | 6,105 |
| Net charge-offs | $413,000 | 1,790 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-126,000 | 6,449 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,131,000 | 4,527 |
| Total interest expense | $683,000 | 2,443 |
| Net interest income | $1,448,000 | 5,067 |
| Provision for loan and lease losses | $120,000 | 2,706 |
| Total noninterest income | $398,000 | 3,720 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $86,000 | 4,368 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $312,000 | 3,153 |
| Total noninterest expense | $1,927,000 | 4,048 |
| Salaries and employee benefits | $938,000 | 4,265 |
| Premises and equipment expense | $121,000 | 5,291 |
| Additional noninterest expense | $868,000 | 3,299 |
| Pre-tax net operating income | $-201,000 | 6,557 |
| Securities gains (losses) | $203,000 | 747 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $2,000 | 6,358 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,000 | 6,360 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,000 | 6,360 |
| Net charge-offs | $327,000 | 1,610 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-201,000 | 6,575 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,099,000 | 4,488 |
| Total interest expense | $364,000 | 2,390 |
| Net interest income | $735,000 | 5,047 |
| Provision for loan and lease losses | $90,000 | 2,172 |
| Total noninterest income | $111,000 | 4,689 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $44,000 | 4,324 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $67,000 | 4,335 |
| Total noninterest expense | $973,000 | 4,059 |
| Salaries and employee benefits | $464,000 | 4,333 |
| Premises and equipment expense | $61,000 | 5,302 |
| Additional noninterest expense | $448,000 | 3,229 |
| Pre-tax net operating income | $-217,000 | 6,735 |
| Securities gains (losses) | $203,000 | 462 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-14,000 | 6,484 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-14,000 | 6,485 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-14,000 | 6,485 |
| Net charge-offs | $314,000 | 1,024 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-217,000 | 6,740 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,847,000 | 4,390 |
| Total interest expense | $1,745,000 | 2,406 |
| Net interest income | $3,102,000 | 5,023 |
| Provision for loan and lease losses | $-57,000 | 6,863 |
| Total noninterest income | $-53,000 | 6,886 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $207,000 | 4,198 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-260,000 | 6,847 |
| Total noninterest expense | $4,053,000 | 3,998 |
| Salaries and employee benefits | $1,888,000 | 4,269 |
| Premises and equipment expense | $269,000 | 5,193 |
| Additional noninterest expense | $1,896,000 | 3,213 |
| Pre-tax net operating income | $-947,000 | 6,651 |
| Securities gains (losses) | $3,000 | 3,606 |
| Applicable income taxes | $-125,000 | 6,731 |
| Income before extraordinary items | $-819,000 | 6,678 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-819,000 | 6,672 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-819,000 | 6,674 |
| Net charge-offs | $745,000 | 2,149 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-821,610 | 6,627 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,710,000 | 4,396 |
| Total interest expense | $1,342,000 | 2,453 |
| Net interest income | $2,368,000 | 5,070 |
| Provision for loan and lease losses | $-117,000 | 7,029 |
| Total noninterest income | $204,000 | 5,393 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $157,000 | 4,225 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $47,000 | 5,813 |
| Total noninterest expense | $2,997,000 | 4,073 |
| Salaries and employee benefits | $1,428,000 | 4,271 |
| Premises and equipment expense | $203,000 | 5,230 |
| Additional noninterest expense | $1,366,000 | 3,345 |
| Pre-tax net operating income | $-308,000 | 6,588 |
| Securities gains (losses) | $3,000 | 3,350 |
| Applicable income taxes | $-111,000 | 6,923 |
| Income before extraordinary items | $-194,000 | 6,612 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-194,000 | 6,610 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-194,000 | 6,610 |
| Net charge-offs | $659,000 | 1,883 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-195,920 | 6,534 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,507,000 | 4,402 |
| Total interest expense | $922,000 | 2,464 |
| Net interest income | $1,585,000 | 5,083 |
| Provision for loan and lease losses | $120,000 | 3,606 |
| Total noninterest income | $248,000 | 4,552 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $106,000 | 4,190 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $142,000 | 4,155 |
| Total noninterest expense | $1,969,000 | 4,119 |
| Salaries and employee benefits | $967,000 | 4,262 |
| Premises and equipment expense | $134,000 | 5,263 |
| Additional noninterest expense | $868,000 | 3,471 |
| Pre-tax net operating income | $-256,000 | 6,665 |
| Securities gains (losses) | $3,000 | 2,959 |
| Applicable income taxes | $-63,000 | 6,968 |
| Income before extraordinary items | $-190,000 | 6,715 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-190,000 | 6,716 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-190,000 | 6,716 |
| Net charge-offs | $612,000 | 1,582 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-192,250 | 6,636 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,281,000 | 4,399 |
| Total interest expense | $474,000 | 2,488 |
| Net interest income | $807,000 | 5,077 |
| Provision for loan and lease losses | $60,000 | 3,447 |
| Total noninterest income | $120,000 | 4,637 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $50,000 | 4,284 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $70,000 | 4,214 |
| Total noninterest expense | $1,014,000 | 4,064 |
| Salaries and employee benefits | $483,000 | 4,294 |
| Premises and equipment expense | $65,000 | 5,356 |
| Additional noninterest expense | $466,000 | 3,266 |
| Pre-tax net operating income | $-147,000 | 6,798 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-5,000 | 6,940 |
| Income before extraordinary items | $-142,000 | 6,850 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-142,000 | 6,851 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-142,000 | 6,851 |
| Net charge-offs | $410,000 | 1,235 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-142,000 | 6,803 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,981,000 | 4,071 |
| Total interest expense | $2,452,000 | 2,360 |
| Net interest income | $3,529,000 | 4,878 |
| Provision for loan and lease losses | $567,000 | 3,287 |
| Total noninterest income | $267,000 | 5,391 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $270,000 | 3,813 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-3,000 | 6,730 |
| Total noninterest expense | $4,554,000 | 3,772 |
| Salaries and employee benefits | $2,059,000 | 4,104 |
| Premises and equipment expense | $318,000 | 5,106 |
| Additional noninterest expense | $2,177,000 | 2,896 |
| Pre-tax net operating income | $-1,325,000 | 6,670 |
| Securities gains (losses) | $675,000 | 622 |
| Applicable income taxes | $46,000 | 3,796 |
| Income before extraordinary items | $-696,000 | 6,555 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-696,000 | 6,555 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-696,000 | 6,554 |
| Net charge-offs | $1,290,000 | 2,070 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,371,000 | 6,701 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,598,000 | 4,036 |
| Total interest expense | $1,915,000 | 2,362 |
| Net interest income | $2,683,000 | 4,867 |
| Provision for loan and lease losses | $608,000 | 2,623 |
| Total noninterest income | $145,000 | 5,876 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $213,000 | 3,729 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-68,000 | 7,034 |
| Total noninterest expense | $3,472,000 | 3,750 |
| Salaries and employee benefits | $1,582,000 | 4,028 |
| Premises and equipment expense | $239,000 | 5,137 |
| Additional noninterest expense | $1,651,000 | 2,881 |
| Pre-tax net operating income | $-1,252,000 | 6,860 |
| Securities gains (losses) | $513,000 | 634 |
| Applicable income taxes | $-56,000 | 6,941 |
| Income before extraordinary items | $-683,000 | 6,762 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-683,000 | 6,762 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-683,000 | 6,762 |
| Net charge-offs | $971,000 | 1,923 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,154,960 | 6,865 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,164,000 | 3,991 |
| Total interest expense | $1,310,000 | 2,390 |
| Net interest income | $1,854,000 | 4,788 |
| Provision for loan and lease losses | $578,000 | 2,153 |
| Total noninterest income | $134,000 | 5,488 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $144,000 | 3,664 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-10,000 | 7,022 |
| Total noninterest expense | $2,406,000 | 3,685 |
| Salaries and employee benefits | $1,108,000 | 3,938 |
| Premises and equipment expense | $167,000 | 5,089 |
| Additional noninterest expense | $1,131,000 | 2,870 |
| Pre-tax net operating income | $-996,000 | 6,979 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-239,000 | 7,239 |
| Income before extraordinary items | $-757,000 | 6,952 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-757,000 | 6,951 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-757,000 | 6,952 |
| Net charge-offs | $972,000 | 1,495 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-757,000 | 6,937 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,582,000 | 4,014 |
| Total interest expense | $664,000 | 2,433 |
| Net interest income | $918,000 | 4,802 |
| Provision for loan and lease losses | $20,000 | 4,994 |
| Total noninterest income | $143,000 | 4,268 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $71,000 | 3,675 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $72,000 | 4,081 |
| Total noninterest expense | $1,205,000 | 3,686 |
| Salaries and employee benefits | $554,000 | 3,946 |
| Premises and equipment expense | $80,000 | 5,222 |
| Additional noninterest expense | $571,000 | 2,829 |
| Pre-tax net operating income | $-164,000 | 6,787 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-5,000 | 6,953 |
| Income before extraordinary items | $-159,000 | 6,825 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-159,000 | 6,825 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-159,000 | 6,825 |
| Net charge-offs | $221,000 | 2,039 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-159,000 | 6,818 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,596,000 | 3,680 |
| Total interest expense | $3,116,000 | 2,523 |
| Net interest income | $4,480,000 | 4,258 |
| Provision for loan and lease losses | $7,504,000 | 839 |
| Total noninterest income | $448,000 | 4,762 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $313,000 | 3,548 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $135,000 | 5,093 |
| Total noninterest expense | $5,182,000 | 3,505 |
| Salaries and employee benefits | $2,285,000 | 3,841 |
| Premises and equipment expense | $340,000 | 5,130 |
| Additional noninterest expense | $2,557,000 | 2,637 |
| Pre-tax net operating income | $-7,758,000 | 7,270 |
| Securities gains (losses) | $319,000 | 1,210 |
| Applicable income taxes | $244,000 | 2,551 |
| Income before extraordinary items | $-7,683,000 | 7,307 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,683,000 | 7,307 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-7,683,000 | 7,307 |
| Net charge-offs | $5,997,000 | 882 |
| Cash dividends | $73,000 | 3,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-8,002,000 | 7,305 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,898,000 | 3,673 |
| Total interest expense | $2,395,000 | 2,565 |
| Net interest income | $3,503,000 | 4,204 |
| Provision for loan and lease losses | $7,504,000 | 636 |
| Total noninterest income | $280,000 | 5,159 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $245,000 | 3,531 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $35,000 | 6,311 |
| Total noninterest expense | $3,847,000 | 3,536 |
| Salaries and employee benefits | $1,731,000 | 3,853 |
| Premises and equipment expense | $261,000 | 5,143 |
| Additional noninterest expense | $1,855,000 | 2,662 |
| Pre-tax net operating income | $-7,568,000 | 7,494 |
| Securities gains (losses) | $297,000 | 1,090 |
| Applicable income taxes | $-15,000 | 6,868 |
| Income before extraordinary items | $-7,256,000 | 7,520 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-7,256,000 | 7,520 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-7,256,000 | 7,520 |
| Net charge-offs | $5,590,000 | 721 |
| Cash dividends | $73,000 | 3,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-7,553,000 | 7,513 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,946,000 | 3,693 |
| Total interest expense | $1,645,000 | 2,590 |
| Net interest income | $2,301,000 | 4,251 |
| Provision for loan and lease losses | $2,486,000 | 1,087 |
| Total noninterest income | $42,000 | 6,986 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $160,000 | 3,576 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-118,000 | 7,545 |
| Total noninterest expense | $2,615,000 | 3,498 |
| Salaries and employee benefits | $1,163,000 | 3,856 |
| Premises and equipment expense | $173,000 | 5,202 |
| Additional noninterest expense | $1,279,000 | 2,579 |
| Pre-tax net operating income | $-2,758,000 | 7,384 |
| Securities gains (losses) | $297,000 | 716 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-2,461,000 | 7,401 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,461,000 | 7,401 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,461,000 | 7,401 |
| Net charge-offs | $454,000 | 2,556 |
| Cash dividends | $73,000 | 3,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,758,000 | 7,420 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,018,000 | 3,688 |
| Total interest expense | $844,000 | 2,646 |
| Net interest income | $1,174,000 | 4,224 |
| Provision for loan and lease losses | $220,000 | 2,876 |
| Total noninterest income | $226,000 | 3,403 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $79,000 | 3,603 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $147,000 | 2,876 |
| Total noninterest expense | $1,396,000 | 3,336 |
| Salaries and employee benefits | $584,000 | 3,906 |
| Premises and equipment expense | $89,000 | 5,215 |
| Additional noninterest expense | $723,000 | 2,329 |
| Pre-tax net operating income | $-216,000 | 6,857 |
| Securities gains (losses) | $3,000 | 1,999 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-213,000 | 6,947 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-213,000 | 6,948 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-213,000 | 6,947 |
| Net charge-offs | $67,000 | 3,472 |
| Cash dividends | $73,000 | 2,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-216,000 | 6,918 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,612,000 | 3,322 |
| Total interest expense | $4,281,000 | 2,587 |
| Net interest income | $5,331,000 | 3,786 |
| Provision for loan and lease losses | $4,913,000 | 1,449 |
| Total noninterest income | $600,000 | 4,369 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $419,000 | 3,241 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $181,000 | 4,810 |
| Total noninterest expense | $5,836,000 | 3,251 |
| Salaries and employee benefits | $2,899,000 | 3,279 |
| Premises and equipment expense | $348,000 | 5,335 |
| Additional noninterest expense | $2,589,000 | 2,671 |
| Pre-tax net operating income | $-4,818,000 | 7,167 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-651,000 | 7,132 |
| Income before extraordinary items | $-4,167,000 | 7,172 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,167,000 | 7,171 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,167,000 | 7,171 |
| Net charge-offs | $4,559,000 | 1,232 |
| Cash dividends | $151,000 | 3,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-4,167,000 | 7,178 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,398,000 | 3,317 |
| Total interest expense | $3,368,000 | 2,599 |
| Net interest income | $4,030,000 | 3,774 |
| Provision for loan and lease losses | $2,486,000 | 1,670 |
| Total noninterest income | $681,000 | 3,582 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $326,000 | 3,178 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $355,000 | 3,378 |
| Total noninterest expense | $4,325,000 | 3,278 |
| Salaries and employee benefits | $2,223,000 | 3,234 |
| Premises and equipment expense | $265,000 | 5,331 |
| Additional noninterest expense | $1,837,000 | 2,757 |
| Pre-tax net operating income | $-2,100,000 | 7,073 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-741,000 | 7,467 |
| Income before extraordinary items | $-1,359,000 | 6,942 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,359,000 | 6,943 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,359,000 | 6,943 |
| Net charge-offs | $2,035,000 | 1,488 |
| Cash dividends | $136,000 | 3,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,359,000 | 6,920 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,059,000 | 3,282 |
| Total interest expense | $2,336,000 | 2,604 |
| Net interest income | $2,723,000 | 3,729 |
| Provision for loan and lease losses | $1,808,000 | 1,493 |
| Total noninterest income | $448,000 | 3,628 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $214,000 | 3,180 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $234,000 | 3,404 |
| Total noninterest expense | $2,841,000 | 3,361 |
| Salaries and employee benefits | $1,511,000 | 3,218 |
| Premises and equipment expense | $179,000 | 5,353 |
| Additional noninterest expense | $1,151,000 | 2,932 |
| Pre-tax net operating income | $-1,478,000 | 7,233 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-449,000 | 7,549 |
| Income before extraordinary items | $-1,029,000 | 7,158 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,029,000 | 7,158 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,029,000 | 7,159 |
| Net charge-offs | $1,407,000 | 1,388 |
| Cash dividends | $50,000 | 3,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,029,000 | 7,153 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,491,000 | 3,362 |
| Total interest expense | $1,204,000 | 2,626 |
| Net interest income | $1,287,000 | 3,857 |
| Provision for loan and lease losses | $295,000 | 2,385 |
| Total noninterest income | $285,000 | 3,118 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $111,000 | 3,071 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $174,000 | 2,705 |
| Total noninterest expense | $1,411,000 | 3,301 |
| Salaries and employee benefits | $770,000 | 3,204 |
| Premises and equipment expense | $92,000 | 5,322 |
| Additional noninterest expense | $549,000 | 2,777 |
| Pre-tax net operating income | $-134,000 | 6,745 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-99,000 | 7,553 |
| Income before extraordinary items | $-35,000 | 6,593 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-35,000 | 6,594 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-35,000 | 6,594 |
| Net charge-offs | $131,000 | 2,561 |
| Cash dividends | $30,000 | 2,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-35,000 | 6,475 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,061,000 | 3,261 |
| Total interest expense | $5,339,000 | 2,802 |
| Net interest income | $5,722,000 | 3,593 |
| Provision for loan and lease losses | $2,718,000 | 1,491 |
| Total noninterest income | $1,113,000 | 3,198 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $540,000 | 2,848 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $573,000 | 2,963 |
| Total noninterest expense | $5,504,000 | 3,311 |
| Salaries and employee benefits | $3,029,000 | 3,221 |
| Premises and equipment expense | $393,000 | 5,129 |
| Additional noninterest expense | $2,082,000 | 2,760 |
| Pre-tax net operating income | $-1,387,000 | 7,170 |
| Securities gains (losses) | $33,000 | 1,871 |
| Applicable income taxes | $-810,000 | 7,639 |
| Income before extraordinary items | $-544,000 | 6,736 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-544,000 | 6,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,187,000 | 1,221 |
| Cash dividends | $910,000 | 2,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-565,120 | 6,888 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,539,000 | 3,241 |
| Total interest expense | $4,012,000 | 2,897 |
| Net interest income | $4,527,000 | 3,481 |
| Provision for loan and lease losses | $1,261,000 | 1,593 |
| Total noninterest income | $809,000 | 3,319 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $398,000 | 2,900 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $411,000 | 3,139 |
| Total noninterest expense | $4,055,000 | 3,348 |
| Salaries and employee benefits | $2,228,000 | 3,322 |
| Premises and equipment expense | $301,000 | 5,101 |
| Additional noninterest expense | $1,526,000 | 2,738 |
| Pre-tax net operating income | $20,000 | 6,680 |
| Securities gains (losses) | $10,000 | 2,365 |
| Applicable income taxes | $-177,000 | 7,635 |
| Income before extraordinary items | $207,000 | 5,668 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $207,000 | 5,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,499,000 | 1,015 |
| Cash dividends | $850,000 | 2,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $197,000 | 5,884 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,771,000 | 3,243 |
| Total interest expense | $2,712,000 | 2,971 |
| Net interest income | $3,059,000 | 3,439 |
| Provision for loan and lease losses | $1,131,000 | 1,139 |
| Total noninterest income | $570,000 | 3,234 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $273,000 | 2,829 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $297,000 | 3,032 |
| Total noninterest expense | $2,760,000 | 3,311 |
| Salaries and employee benefits | $1,490,000 | 3,354 |
| Premises and equipment expense | $205,000 | 5,075 |
| Additional noninterest expense | $1,065,000 | 2,603 |
| Pre-tax net operating income | $-262,000 | 7,390 |
| Securities gains (losses) | $10,000 | 2,438 |
| Applicable income taxes | $-220,000 | 7,999 |
| Income before extraordinary items | $-32,000 | 7,113 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-32,000 | 7,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $957,000 | 891 |
| Cash dividends | $850,000 | 1,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-38,400 | 7,098 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,941,000 | 3,282 |
| Total interest expense | $1,430,000 | 3,011 |
| Net interest income | $1,511,000 | 3,466 |
| Provision for loan and lease losses | $79,000 | 3,082 |
| Total noninterest income | $289,000 | 3,205 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $138,000 | 2,792 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $151,000 | 3,028 |
| Total noninterest expense | $1,425,000 | 3,217 |
| Salaries and employee benefits | $790,000 | 3,204 |
| Premises and equipment expense | $101,000 | 5,131 |
| Additional noninterest expense | $534,000 | 2,566 |
| Pre-tax net operating income | $296,000 | 4,186 |
| Securities gains (losses) | $10,000 | 1,965 |
| Applicable income taxes | $58,000 | 3,403 |
| Income before extraordinary items | $248,000 | 4,214 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $248,000 | 4,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,828 |
| Cash dividends | $825,000 | 890 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $239,900 | 4,184 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,854,000 | 3,104 |
| Total interest expense | $6,589,000 | 2,775 |
| Net interest income | $6,265,000 | 3,398 |
| Provision for loan and lease losses | $489,000 | 2,362 |
| Total noninterest income | $1,082,000 | 3,380 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $565,000 | 2,801 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $517,000 | 3,249 |
| Total noninterest expense | $4,777,000 | 3,571 |
| Salaries and employee benefits | $2,705,000 | 3,506 |
| Premises and equipment expense | $418,000 | 4,887 |
| Additional noninterest expense | $1,654,000 | 3,152 |
| Pre-tax net operating income | $2,081,000 | 3,236 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $615,000 | 2,471 |
| Income before extraordinary items | $1,466,000 | 3,497 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,466,000 | 3,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 3,021 |
| Cash dividends | $275,000 | 4,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,466,000 | 3,482 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,666,000 | 3,081 |
| Total interest expense | $4,909,000 | 2,787 |
| Net interest income | $4,757,000 | 3,371 |
| Provision for loan and lease losses | $421,000 | 1,794 |
| Total noninterest income | $870,000 | 3,205 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $412,000 | 2,836 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $458,000 | 2,987 |
| Total noninterest expense | $3,479,000 | 3,647 |
| Salaries and employee benefits | $1,998,000 | 3,543 |
| Premises and equipment expense | $308,000 | 4,936 |
| Additional noninterest expense | $1,173,000 | 3,249 |
| Pre-tax net operating income | $1,727,000 | 3,169 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $533,000 | 2,450 |
| Income before extraordinary items | $1,194,000 | 3,477 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,194,000 | 3,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,397 |
| Cash dividends | $175,000 | 4,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,194,000 | 3,461 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,315,000 | 3,150 |
| Total interest expense | $3,150,000 | 2,880 |
| Net interest income | $3,165,000 | 3,402 |
| Provision for loan and lease losses | $404,000 | 1,227 |
| Total noninterest income | $561,000 | 3,308 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $270,000 | 2,872 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $291,000 | 3,067 |
| Total noninterest expense | $2,230,000 | 3,796 |
| Salaries and employee benefits | $1,288,000 | 3,666 |
| Premises and equipment expense | $192,000 | 5,156 |
| Additional noninterest expense | $750,000 | 3,368 |
| Pre-tax net operating income | $1,092,000 | 3,333 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $347,000 | 2,562 |
| Income before extraordinary items | $745,000 | 3,678 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $745,000 | 3,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,912 |
| Cash dividends | $175,000 | 3,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $745,000 | 3,658 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,109,000 | 3,186 |
| Total interest expense | $1,521,000 | 2,957 |
| Net interest income | $1,588,000 | 3,382 |
| Provision for loan and lease losses | $187,000 | 1,231 |
| Total noninterest income | $255,000 | 3,475 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $138,000 | 2,762 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $117,000 | 3,484 |
| Total noninterest expense | $1,095,000 | 3,847 |
| Salaries and employee benefits | $664,000 | 3,602 |
| Premises and equipment expense | $92,000 | 5,299 |
| Additional noninterest expense | $339,000 | 3,622 |
| Pre-tax net operating income | $561,000 | 3,271 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $142,000 | 2,796 |
| Income before extraordinary items | $419,000 | 3,381 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $419,000 | 3,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,471 |
| Cash dividends | $50,000 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $419,000 | 3,359 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,320,000 | 3,245 |
| Total interest expense | $5,200,000 | 2,940 |
| Net interest income | $6,120,000 | 3,477 |
| Provision for loan and lease losses | $942,000 | 1,096 |
| Total noninterest income | $1,042,000 | 3,451 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $505,000 | 3,038 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $537,000 | 3,218 |
| Total noninterest expense | $4,112,000 | 3,906 |
| Salaries and employee benefits | $2,272,000 | 3,880 |
| Premises and equipment expense | $377,000 | 5,114 |
| Additional noninterest expense | $1,463,000 | 3,353 |
| Pre-tax net operating income | $2,108,000 | 3,531 |
| Securities gains (losses) | $-13,000 | 7,384 |
| Applicable income taxes | $524,000 | 3,090 |
| Income before extraordinary items | $1,571,000 | 3,671 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,571,000 | 3,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,030,000 | 663 |
| Cash dividends | $395,000 | 4,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,580,750 | 3,638 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,286,000 | 3,279 |
| Total interest expense | $3,729,000 | 2,960 |
| Net interest income | $4,557,000 | 3,509 |
| Provision for loan and lease losses | $738,000 | 1,005 |
| Total noninterest income | $712,000 | 3,678 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $387,000 | 3,010 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $325,000 | 3,600 |
| Total noninterest expense | $2,928,000 | 4,045 |
| Salaries and employee benefits | $1,704,000 | 3,876 |
| Premises and equipment expense | $274,000 | 5,213 |
| Additional noninterest expense | $950,000 | 3,764 |
| Pre-tax net operating income | $1,603,000 | 3,640 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $409,000 | 3,147 |
| Income before extraordinary items | $1,194,000 | 3,756 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,194,000 | 3,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $869,000 | 522 |
| Cash dividends | $295,000 | 3,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,194,000 | 3,734 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,362,000 | 3,320 |
| Total interest expense | $2,337,000 | 2,995 |
| Net interest income | $3,025,000 | 3,525 |
| Provision for loan and lease losses | $727,000 | 697 |
| Total noninterest income | $498,000 | 3,543 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $269,000 | 2,920 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $229,000 | 3,475 |
| Total noninterest expense | $1,915,000 | 4,118 |
| Salaries and employee benefits | $1,087,000 | 4,019 |
| Premises and equipment expense | $189,000 | 5,108 |
| Additional noninterest expense | $639,000 | 3,733 |
| Pre-tax net operating income | $881,000 | 4,105 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $207,000 | 3,569 |
| Income before extraordinary items | $674,000 | 4,163 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $674,000 | 4,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $915,000 | 365 |
| Cash dividends | $195,000 | 3,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $674,000 | 4,157 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,606,000 | 3,331 |
| Total interest expense | $1,113,000 | 2,991 |
| Net interest income | $1,493,000 | 3,548 |
| Provision for loan and lease losses | $395,000 | 616 |
| Total noninterest income | $234,000 | 3,634 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $129,000 | 2,926 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $105,000 | 3,627 |
| Total noninterest expense | $886,000 | 4,374 |
| Salaries and employee benefits | $539,000 | 4,067 |
| Premises and equipment expense | $77,000 | 5,732 |
| Additional noninterest expense | $270,000 | 4,230 |
| Pre-tax net operating income | $446,000 | 4,017 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $115,000 | 3,401 |
| Income before extraordinary items | $331,000 | 4,166 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $331,000 | 4,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $496,000 | 323 |
| Cash dividends | $109,000 | 3,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $331,000 | 4,144 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,625,000 | 3,888 |
| Total interest expense | $2,930,000 | 3,398 |
| Net interest income | $4,695,000 | 4,139 |
| Provision for loan and lease losses | $658,000 | 1,514 |
| Total noninterest income | $887,000 | 3,835 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $445,000 | 3,302 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $442,000 | 3,599 |
| Total noninterest expense | $2,989,000 | 4,780 |
| Salaries and employee benefits | $1,689,000 | 4,686 |
| Premises and equipment expense | $204,000 | 6,691 |
| Additional noninterest expense | $1,096,000 | 4,121 |
| Pre-tax net operating income | $1,935,000 | 3,768 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $609,000 | 3,054 |
| Income before extraordinary items | $1,326,000 | 4,099 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,326,000 | 4,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,354 |
| Cash dividends | $158,000 | 5,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,326,000 | 4,071 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,299,000 | 4,071 |
| Total interest expense | $1,916,000 | 3,624 |
| Net interest income | $3,383,000 | 4,255 |
| Provision for loan and lease losses | $415,000 | 1,668 |
| Total noninterest income | $630,000 | 3,958 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $338,000 | 3,280 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $292,000 | 3,848 |
| Total noninterest expense | $2,121,000 | 4,941 |
| Salaries and employee benefits | $1,205,000 | 4,814 |
| Premises and equipment expense | $137,000 | 6,900 |
| Additional noninterest expense | $779,000 | 4,262 |
| Pre-tax net operating income | $1,477,000 | 3,793 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $513,000 | 2,896 |
| Income before extraordinary items | $964,000 | 4,264 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $964,000 | 4,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $964,000 | 4,213 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,300,000 | 4,206 |
| Total interest expense | $1,156,000 | 3,726 |
| Net interest income | $2,144,000 | 4,396 |
| Provision for loan and lease losses | $198,000 | 2,189 |
| Total noninterest income | $429,000 | 3,874 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $223,000 | 3,255 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $206,000 | 3,716 |
| Total noninterest expense | $1,351,000 | 5,087 |
| Salaries and employee benefits | $767,000 | 4,945 |
| Premises and equipment expense | $85,000 | 7,031 |
| Additional noninterest expense | $499,000 | 4,381 |
| Pre-tax net operating income | $1,024,000 | 3,648 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $377,000 | 2,699 |
| Income before extraordinary items | $647,000 | 4,222 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $647,000 | 4,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $647,000 | 4,170 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,593,000 | 4,296 |
| Total interest expense | $552,000 | 3,743 |
| Net interest income | $1,041,000 | 4,494 |
| Provision for loan and lease losses | $113,000 | 1,870 |
| Total noninterest income | $217,000 | 3,777 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $119,000 | 3,049 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $98,000 | 3,767 |
| Total noninterest expense | $632,000 | 5,336 |
| Salaries and employee benefits | $375,000 | 5,042 |
| Premises and equipment expense | $42,000 | 7,127 |
| Additional noninterest expense | $215,000 | 4,837 |
| Pre-tax net operating income | $513,000 | 3,607 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $201,000 | 2,581 |
| Income before extraordinary items | $312,000 | 4,254 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $312,000 | 4,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $312,000 | 4,209 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,102,000 | 4,776 |
| Total interest expense | $1,920,000 | 3,772 |
| Net interest income | $3,182,000 | 5,237 |
| Provision for loan and lease losses | $614,000 | 1,614 |
| Total noninterest income | $736,000 | 4,271 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $365,000 | 3,843 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $371,000 | 3,853 |
| Total noninterest expense | $2,345,000 | 5,510 |
| Salaries and employee benefits | $1,299,000 | 5,436 |
| Premises and equipment expense | $152,000 | 7,313 |
| Additional noninterest expense | $894,000 | 4,727 |
| Pre-tax net operating income | $959,000 | 5,352 |
| Securities gains (losses) | $-12,000 | 8,276 |
| Applicable income taxes | $265,000 | 4,376 |
| Income before extraordinary items | $682,000 | 5,660 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $682,000 | 5,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $431,000 | 1,506 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $690,640 | 5,559 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,640,000 | 4,935 |
| Total interest expense | $1,386,000 | 3,842 |
| Net interest income | $2,254,000 | 5,398 |
| Provision for loan and lease losses | $411,000 | 1,729 |
| Total noninterest income | $541,000 | 4,331 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $258,000 | 4,025 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $283,000 | 3,841 |
| Total noninterest expense | $1,733,000 | 5,526 |
| Salaries and employee benefits | $997,000 | 5,334 |
| Premises and equipment expense | $113,000 | 7,292 |
| Additional noninterest expense | $623,000 | 4,926 |
| Pre-tax net operating income | $651,000 | 5,689 |
| Securities gains (losses) | $-15,000 | 8,589 |
| Applicable income taxes | $171,000 | 4,678 |
| Income before extraordinary items | $465,000 | 5,984 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $465,000 | 5,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 2,086 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $475,950 | 5,862 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,326,000 | 5,078 |
| Total interest expense | $906,000 | 3,907 |
| Net interest income | $1,420,000 | 5,574 |
| Provision for loan and lease losses | $254,000 | 1,806 |
| Total noninterest income | $365,000 | 4,333 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $164,000 | 4,129 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $201,000 | 3,722 |
| Total noninterest expense | $1,127,000 | 5,637 |
| Salaries and employee benefits | $652,000 | 5,431 |
| Premises and equipment expense | $75,000 | 7,342 |
| Additional noninterest expense | $400,000 | 5,060 |
| Pre-tax net operating income | $404,000 | 5,833 |
| Securities gains (losses) | $-15,000 | 8,750 |
| Applicable income taxes | $103,000 | 4,808 |
| Income before extraordinary items | $286,000 | 6,134 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $286,000 | 6,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 1,532 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $297,100 | 5,983 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,129,000 | 5,173 |
| Total interest expense | $452,000 | 3,965 |
| Net interest income | $677,000 | 5,744 |
| Provision for loan and lease losses | $171,000 | 1,308 |
| Total noninterest income | $202,000 | 4,039 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $71,000 | 4,385 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $131,000 | 3,178 |
| Total noninterest expense | $546,000 | 5,747 |
| Salaries and employee benefits | $335,000 | 5,348 |
| Premises and equipment expense | $36,000 | 7,453 |
| Additional noninterest expense | $175,000 | 5,515 |
| Pre-tax net operating income | $162,000 | 6,281 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $31,000 | 5,362 |
| Income before extraordinary items | $131,000 | 6,322 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $131,000 | 6,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,134 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $131,000 | 6,205 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,287,000 | 5,396 |
| Total interest expense | $1,845,000 | 4,271 |
| Net interest income | $2,442,000 | 5,988 |
| Provision for loan and lease losses | $374,000 | 2,721 |
| Total noninterest income | $1,008,000 | 3,712 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $270,000 | 4,561 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $738,000 | 2,868 |
| Total noninterest expense | $2,251,000 | 5,596 |
| Salaries and employee benefits | $1,410,000 | 5,065 |
| Premises and equipment expense | $149,000 | 7,409 |
| Additional noninterest expense | $692,000 | 5,535 |
| Pre-tax net operating income | $825,000 | 5,623 |
| Securities gains (losses) | $16,000 | 3,357 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $841,000 | 5,120 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $841,000 | 5,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 3,001 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $825,000 | 5,004 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,153,000 | 5,523 |
| Total interest expense | $1,374,000 | 4,424 |
| Net interest income | $1,779,000 | 6,090 |
| Provision for loan and lease losses | $152,000 | 3,888 |
| Total noninterest income | $772,000 | 3,720 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $206,000 | 4,540 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $566,000 | 2,916 |
| Total noninterest expense | $1,739,000 | 5,460 |
| Salaries and employee benefits | $1,121,000 | 4,845 |
| Premises and equipment expense | $111,000 | 7,438 |
| Additional noninterest expense | $507,000 | 5,594 |
| Pre-tax net operating income | $660,000 | 5,661 |
| Securities gains (losses) | $16,000 | 3,083 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $676,000 | 5,080 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $676,000 | 5,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,434 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $660,000 | 4,961 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,061,000 | 5,642 |
| Total interest expense | $901,000 | 4,576 |
| Net interest income | $1,160,000 | 6,166 |
| Provision for loan and lease losses | $124,000 | 3,416 |
| Total noninterest income | $514,000 | 3,678 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $131,000 | 4,632 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $383,000 | 2,863 |
| Total noninterest expense | $1,157,000 | 5,464 |
| Salaries and employee benefits | $741,000 | 4,878 |
| Premises and equipment expense | $74,000 | 7,447 |
| Additional noninterest expense | $342,000 | 5,545 |
| Pre-tax net operating income | $393,000 | 5,910 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $393,000 | 5,457 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $393,000 | 5,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,344 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $393,000 | 5,247 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $999,000 | 5,774 |
| Total interest expense | $433,000 | 4,792 |
| Net interest income | $566,000 | 6,254 |
| Provision for loan and lease losses | $44,000 | 4,021 |
| Total noninterest income | $255,000 | 3,591 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $58,000 | 4,839 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $197,000 | 2,742 |
| Total noninterest expense | $579,000 | 5,457 |
| Salaries and employee benefits | $378,000 | 4,824 |
| Premises and equipment expense | $37,000 | 7,479 |
| Additional noninterest expense | $164,000 | 5,647 |
| Pre-tax net operating income | $198,000 | 5,865 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $198,000 | 5,361 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $198,000 | 5,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,300 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $198,000 | 5,169 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,629,000 | 6,217 |
| Total interest expense | $1,533,000 | 5,657 |
| Net interest income | $2,096,000 | 6,475 |
| Provision for loan and lease losses | $391,000 | 2,889 |
| Total noninterest income | $805,000 | 3,975 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $170,000 | 5,598 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $635,000 | 2,874 |
| Total noninterest expense | $1,978,000 | 5,900 |
| Salaries and employee benefits | $1,230,000 | 5,393 |
| Premises and equipment expense | $149,000 | 7,457 |
| Additional noninterest expense | $599,000 | 5,939 |
| Pre-tax net operating income | $532,000 | 6,652 |
| Securities gains (losses) | $-3,000 | 8,756 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $529,000 | 6,263 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $529,000 | 6,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,776 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $2,243,000 | 271 |
| Net operating income | $532,000 | 6,103 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,786,000 | 7,466 |
| Total interest expense | $1,558,000 | 6,874 |
| Net interest income | $1,228,000 | 7,828 |
| Provision for loan and lease losses | $367,000 | 2,795 |
| Total noninterest income | $303,000 | 6,402 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $99,000 | 6,593 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $204,000 | 4,883 |
| Total noninterest expense | $1,541,000 | 6,705 |
| Salaries and employee benefits | $922,000 | 6,274 |
| Premises and equipment expense | $138,000 | 7,719 |
| Additional noninterest expense | $481,000 | 6,567 |
| Pre-tax net operating income | $-377,000 | 9,094 |
| Securities gains (losses) | $8,000 | 3,714 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-369,000 | 9,165 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-369,000 | 9,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,263 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-377,000 | 9,124 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,140,000 | 9,275 |
| Total interest expense | $512,000 | 9,227 |
| Net interest income | $628,000 | 9,243 |
| Provision for loan and lease losses | $244,000 | 3,295 |
| Total noninterest income | $23,000 | 9,651 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 8,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,315 |
| Total noninterest expense | $1,567,000 | 6,569 |
| Salaries and employee benefits | $928,000 | 6,212 |
| Premises and equipment expense | $157,000 | 7,488 |
| Additional noninterest expense | $482,000 | 6,559 |
| Pre-tax net operating income | $-1,160,000 | 9,751 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-1,160,000 | 9,757 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,160,000 | 9,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $6,606,000 | 140 |
| Net operating income | $-1,160,000 | 9,762 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.