Home > Cornerstone Bank > Net charge- offs to loans
Cornerstone Bank, Net charge- offs to loans
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1602% | 5,327 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1333% | 5,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4822% | 5,427 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2775% | 4,045 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5768% | 5,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5420% | 5,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0946% | 5,357 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0662% | 5,205 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0134% | 4,845 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2061% | 5,431 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1172% | 4,212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1705% | 693 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4488% | 5,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1471% | 2,962 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1471% | 2,827 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1498% | 5,480 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1312% | 5,432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0119% | 4,851 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4159% | 5,566 |
| Percentage Net Loans Charged-off: Home equity loans | -1.4493% | 4,256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4361% | 5,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2926% | 2,190 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2926% | 2,048 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1326% | 5,492 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1123% | 5,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0180% | 5,023 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3420% | 5,593 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3416% | 51 |
| All other 1-4 family - Percent of loans charged-off, net | -1.0101% | 5,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4271% | 5,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2850% | 2,060 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2850% | 1,932 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0439% | 5,126 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0247% | 5,020 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0187% | 5,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0585% | 5,280 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1383% | 4,171 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0271% | 5,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4232% | 5,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8472% | 973 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8472% | 868 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2089% | 1,333 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0125% | 4,861 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 4,852 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1619% | 4,685 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0181% | 2,408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0166% | 754 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0187% | 2,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2560% | 514 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2025% | 5,459 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2025% | 5,406 |
| Percentage Net Loans Charged-off: All other loans and lease | 32.4675% | 55 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3011% | 763 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0392% | 5,256 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0072% | 4,925 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2464% | 4,723 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0299% | 5,216 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1539% | 4,275 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0164% | 2,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6672% | 312 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0626% | 3,128 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0626% | 2,978 |
| Percentage Net Loans Charged-off: All other loans and lease | 34.6234% | 49 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1299% | 5,700 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0634% | 5,457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1508% | 5,712 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1644% | 4,317 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1458% | 5,710 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4896% | 5,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0944% | 2,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0944% | 2,565 |
| Percentage Net Loans Charged-off: All other loans and lease | 38.0952% | 41 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1456% | 5,765 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1055% | 5,678 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2460% | 5,857 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1978% | 4,360 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2635% | 5,872 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4159% | 5,582 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3737% | 1,597 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3737% | 1,468 |
| Percentage Net Loans Charged-off: All other loans and lease | 16.3265% | 59 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2694% | 1,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2266% | 831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9394% | 5,985 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6005% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8253% | 173 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1610% | 40 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3222% | 668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4781% | 1,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1486% | 2,934 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1486% | 2,777 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1470% | 928 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2192% | 1,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0605% | 1,920 |
| Percentage Net Loans Charged-off:Construction & development | 1.9615% | 161 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.3052% | 6,094 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6261% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2752% | 724 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1366% | 4,442 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4326% | 441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8577% | 557 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2013% | 2,453 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2013% | 2,318 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1573% | 834 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1899% | 1,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1056% | 1,356 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.0201% | 6,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.4621% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7692% | 228 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1442% | 4,470 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1206% | 128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6031% | 641 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0992% | 5,279 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0992% | 5,223 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1182% | 791 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9501% | 253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4194% | 402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3150% | 6,112 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.3793% | 12 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1116% | 5,954 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1146% | 4,493 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1105% | 5,965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2277% | 125 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1972% | 5,457 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1972% | 5,405 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1478% | 610 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7166% | 515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1610% | 1,762 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3337% | 904 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9756% | 95 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1535% | 6,190 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0680% | 4,536 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1883% | 6,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8535% | 281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6952% | 1,395 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6952% | 1,285 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1059% | 1,082 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1503% | 6,243 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0942% | 6,115 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0396% | 5,842 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1630% | 6,240 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1079% | 4,632 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1858% | 6,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5297% | 5,990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7347% | 1,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7347% | 1,093 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0467% | 1,151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2071% | 6,348 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1018% | 6,189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0467% | 5,943 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1760% | 6,327 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1081% | 4,648 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2045% | 6,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6542% | 6,086 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0908% | 5,509 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0908% | 5,441 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0695% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2799% | 6,467 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2844% | 6,475 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0771% | 6,186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5238% | 6,529 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0538% | 4,581 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7291% | 6,543 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3578% | 5,949 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6150% | 1,068 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8674% | 586 |
| Percentage Net Loans Charged-off:Construction & development | 0.2969% | 1,242 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1556% | 503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9698% | 488 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3931% | 253 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7607% | 712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0138% | 3,031 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8579% | 6,523 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8579% | 6,480 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1784% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8015% | 733 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0906% | 408 |
| Percentage Net Loans Charged-off:Construction & development | 0.3927% | 1,044 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5339% | 353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1672% | 384 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4095% | 285 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0448% | 455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1376% | 2,140 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1582% | 6,614 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1582% | 6,572 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2914% | 756 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9441% | 654 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1772% | 410 |
| Percentage Net Loans Charged-off:Construction & development | 0.5576% | 862 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9646% | 269 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0277% | 504 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0939% | 4,837 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6109% | 300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5271% | 1,221 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7202% | 6,690 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.7202% | 6,651 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7287% | 471 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8010% | 270 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0848% | 199 |
| Percentage Net Loans Charged-off:Construction & development | 0.9181% | 567 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5267% | 199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4684% | 165 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0919% | 4,830 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8543% | 90 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9647% | 696 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3674% | 1,897 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3674% | 1,755 |
| Percentage Net Loans Charged-off: All other loans and lease | 12.5984% | 89 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9685% | 1,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8520% | 1,199 |
| Percentage Net Loans Charged-off:Construction & development | 0.3458% | 1,938 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6478% | 516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6183% | 1,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8564% | 743 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4852% | 1,768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5119% | 1,054 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0762% | 6,166 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0762% | 6,098 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5608% | 340 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1167% | 904 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8209% | 1,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.4455% | 1,709 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1630% | 710 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8444% | 1,055 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1568% | 545 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6683% | 1,297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3022% | 685 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1957% | 6,414 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1957% | 6,338 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1738% | 272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5274% | 643 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0363% | 946 |
| Percentage Net Loans Charged-off:Construction & development | 0.8845% | 1,331 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1714% | 688 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1443% | 775 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7136% | 356 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8233% | 1,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4619% | 470 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1417% | 6,173 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1417% | 6,100 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.6296% | 198 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9899% | 474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2031% | 2,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0714% | 1,355 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4329% | 1,581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6713% | 1,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.3349% | 184 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5521% | 6,657 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5521% | 6,604 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.7041% | 156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3891% | 1,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5162% | 1,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.4458% | 2,467 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3643% | 2,270 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.9821% | 133 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1488% | 488 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5809% | 230 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6826% | 724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8675% | 2,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3609% | 663 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3204% | 561 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7067% | 684 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3554% | 1,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3504% | 1,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.5702% | 2,126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4778% | 1,720 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.0251% | 185 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8557% | 563 |
| Percentage Net Loans Charged-off: Home equity loans | 5.2496% | 148 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8968% | 1,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1556% | 1,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8933% | 495 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8260% | 423 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9895% | 678 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4708% | 961 |
| Percentage Net Loans Charged-off:Construction & development | 1.5262% | 1,486 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7026% | 1,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9276% | 437 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0930% | 504 |
| Percentage Net Loans Charged-off: Home equity loans | 9.8907% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4478% | 1,933 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2059% | 659 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2561% | 320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1176% | 269 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8796% | 1,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0957% | 1,116 |
| Percentage Net Loans Charged-off:Construction & development | 1.6719% | 1,058 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3407% | 1,272 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8530% | 230 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3099% | 781 |
| Percentage Net Loans Charged-off: Home equity loans | 10.5927% | 69 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2574% | 1,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1323% | 2,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7058% | 865 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6207% | 691 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.4109% | 6,501 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.0515% | 173 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6979% | 1,138 |
| Percentage Net Loans Charged-off:Construction & development | 1.0123% | 2,507 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3627% | 2,359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1974% | 324 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7818% | 334 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2350% | 359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 15.6630% | 107 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7305% | 1,258 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2602% | 711 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.0956% | 93 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0362% | 845 |
| Percentage Net Loans Charged-off:Construction & development | 0.6884% | 2,444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4738% | 1,803 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.1417% | 202 |
| Percentage Net Loans Charged-off: Home equity loans | 3.8176% | 223 |
| All other 1-4 family - Percent of loans charged-off, net | 4.1697% | 216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 18.9879% | 81 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8623% | 1,128 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2314% | 665 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7187% | 2,421 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0033% | 1,600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3132% | 1,782 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2421% | 509 |
| Percentage Net Loans Charged-off: Home equity loans | 4.9702% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0197% | 612 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3613% | 7,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1024% | 981 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6061% | 814 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2083% | 3,668 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0396% | 7,490 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0970% | 7,561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1044% | 7,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1680% | 2,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9285% | 506 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.2232% | 6,831 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2194% | 637 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9546% | 1,077 |
| Percentage Net Loans Charged-off:Construction & development | 1.1500% | 2,484 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8856% | 1,253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4844% | 311 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6659% | 376 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7183% | 317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.8759% | 471 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7290% | 922 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8802% | 578 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8916% | 1,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1472% | 1,403 |
| Percentage Net Loans Charged-off:Construction & development | 0.2828% | 2,714 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8524% | 951 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1271% | 487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4226% | 1,106 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7260% | 375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0503% | 784 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4813% | 1,734 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5202% | 690 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9298% | 971 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0387% | 1,341 |
| Percentage Net Loans Charged-off:Construction & development | 0.1084% | 2,504 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0008% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9086% | 514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5035% | 848 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5850% | 374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4737% | 641 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6218% | 1,482 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6870% | 585 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3565% | 2,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0269% | 3,492 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0694% | 2,361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1034% | 2,033 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9695% | 1,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3017% | 970 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2663% | 429 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5563% | 740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8614% | 1,059 |
| Percentage Net Loans Charged-off:Construction & development | 1.2367% | 1,426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1342% | 1,620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1688% | 509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0698% | 1,257 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6442% | 345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7482% | 543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9763% | 2,334 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7438% | 334 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4359% | 555 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0691% | 599 |
| Percentage Net Loans Charged-off:Construction & development | 1.6004% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0150% | 1,635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5030% | 297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1340% | 182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6425% | 566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8291% | 2,247 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.5340% | 271 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3994% | 457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9289% | 548 |
| Percentage Net Loans Charged-off:Construction & development | 0.2059% | 1,296 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0457% | 1,101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2679% | 160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1853% | 99 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0030% | 407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6647% | 2,408 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0086% | 310 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1036% | 2,970 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0121% | 7,840 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0462% | 8,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4183% | 1,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0765% | 3,809 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3197% | 213 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1362% | 3,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0700% | 2,529 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1012% | 1,068 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1110% | 1,794 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2151% | 542 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0736% | 2,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3368% | 2,285 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0208% | 7,475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.9490% | 205 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0646% | 3,829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0517% | 2,065 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0257% | 7,946 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1512% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3032% | 323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0975% | 1,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0195% | 6,919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3333% | 3,399 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.9141% | 158 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0736% | 3,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0651% | 1,509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0384% | 8,028 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1923% | 814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3277% | 258 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1445% | 901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0073% | 2,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1687% | 3,814 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.7829% | 139 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0700% | 2,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0510% | 1,201 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0766% | 8,160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1794% | 667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6852% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0450% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3410% | 2,604 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.5046% | 148 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8876% | 349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3470% | 410 |
| Percentage Net Loans Charged-off:Construction & development | -0.1393% | 7,812 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9441% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6734% | 217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0109% | 678 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8641% | 154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3210% | 407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5127% | 2,826 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 20.8333% | 77 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0084% | 223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3296% | 314 |
| Percentage Net Loans Charged-off:Construction & development | -0.2036% | 7,829 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2727% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5941% | 217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0147% | 520 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7528% | 159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8497% | 272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9175% | 1,461 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 14.2015% | 93 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5962% | 133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7966% | 110 |
| Percentage Net Loans Charged-off:Construction & development | 0.7985% | 80 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9312% | 27 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1068% | 92 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2881% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3197% | 78 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9920% | 197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9003% | 1,418 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7389% | 128 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0175% | 70 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6605% | 60 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0592% | 48 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5470% | 215 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3235% | 960 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1000% | 3,658 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0492% | 1,969 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0780% | 1,645 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0960% | 1,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0999% | 3,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0856% | 5,775 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.1915% | 109 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0056% | 5,875 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0222% | 3,264 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0296% | 7,543 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0088% | 5,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0354% | 2,696 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0456% | 7,369 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0221% | 3,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0846% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0922% | 7,257 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5317% | 1,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0397% | 2,522 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0633% | 2,008 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0810% | 6,052 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0983% | 1,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4881% | 978 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4076% | 4,281 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2937% | 1,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8509% | 1,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2435% | 4,720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4490% | 1,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3103% | 842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2742% | 4,227 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0268% | 4,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5663% | 2,735 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2844% | 2,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8211% | 1,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4342% | 4,567 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0147% | 8,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0603% | 7,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0786% | 6,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0194% | 8,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0845% | 7,804 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1200% | 5,444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0403% | 8,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1812% | 8,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2451% | 4,077 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1423% | 4,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0618% | 2,343 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1344% | 1,395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5796% | 148 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2703% | 3,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4008% | 4,803 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3109% | 2,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0465% | 2,436 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1210% | 1,355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5968% | 164 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9462% | 1,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3079% | 5,253 |
| Percentage Net Loans Charged-off: Credit card loans | 19.2308% | 64 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,622 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |