Home > Cornerstone Bank > Loan Charge- Offs and Recoveries
Cornerstone Bank, Loan Charge- Offs and Recoveries
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,674,000 | 923 |
| Loans secured by real estate, total | $1,150,000 | 790 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,150,000 | 790 |
| Construction and land development | $63,000 | 955 |
| Secured by farmland | $30,000 | 348 |
| Total charge-offs secured by 1-4 family residential properties | $372,000 | 682 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $685,000 | 603 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,511,000 | 575 |
| Loans to individuals | $13,000 | 7,926 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $13,000 | 7,472 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $462,000 | 972 |
| Loans secured by real estate, total | $352,000 | 397 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $352,000 | 397 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $20,000 | 1,492 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $332,000 | 205 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $110,000 | 1,457 |
| Loans to individuals | $0 | 10,546 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 10,286 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $2,212,000 | 906 |
| Loans secured by real estate, total | $798,000 | 909 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $798,000 | 909 |
| Construction and land development | $63,000 | 901 |
| Secured by farmland | $30,000 | 300 |
| Secured by 1-4 family residential properties- net charge-offs | $352,000 | 615 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $353,000 | 839 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,401,000 | 515 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $13,000 | 6,604 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $13,000 | 6,101 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.