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Cornerstone Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,774,000 | 2,111 |
| Total interest expense | $5,683,000 | 2,931 |
| Net interest income | $11,091,000 | 1,662 |
| Provision for loan and lease losses | $2,652,000 | 925 |
| Total noninterest income | $3,299,000 | 1,320 |
| Gross Fiduciary activities income | $52,000 | 1,358 |
| Service charges on deposit accounts | $1,573,000 | 832 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,674,000 | 1,416 |
| Total noninterest expense | $10,659,000 | 1,446 |
| Salaries and employee benefits | $4,733,000 | 1,401 |
| Premises and equipment expense | $1,458,000 | 1,472 |
| Additional noninterest expense | $4,468,000 | 1,473 |
| Pre-tax net operating income | $1,079,000 | 5,335 |
| Securities gains (losses) | $106,000 | 2,913 |
| Applicable income taxes | $403,000 | 4,769 |
| Income before extraordinary items | $782,000 | 5,451 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $782,000 | 5,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,212,000 | 906 |
| Cash dividends | $792,000 | 1,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $712,040 | 5,512 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.