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Cornerstone Bank, Assets and Liabilities
| 1992-12-31 | Rank | |
| # of Employees: | 95 | 2,272 |
| Assets and Liabilities | ||
| Total Assets: | $231,980,000 | 2,048 |
| Cash and due from depository institutions | $16,935,000 | 2,272 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $51,530,000 | 2,648 |
| Federal funds sold & reverse repurchase agreements | $18,700,000 | 914 |
| Net loans & leases | $134,876,000 | 2,062 |
| Loan loss allowance | $3,834,000 | 1,252 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,840,000 | 1,508 |
| Other real estate owned | $2,976,000 | 2,272 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,123,000 | 3,398 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $231,980,000 | 2,048 |
| Total liabilities | $217,062,000 | 2,015 |
| Total deposits | $208,858,000 | 1,979 |
| Interest-bearing deposits | $144,147,000 | 2,504 |
| Deposits held in domestic offices | $208,858,000 | 1,968 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,984,000 | 1,541 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,321,000 | 1,578 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $899,000 | 3,579 |
| Total equity capital | $14,918,000 | 2,574 |
| Total bank equity capital | $14,918,000 | 2,574 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $5,875,000 | 623 |
| Surplus | $5,875,000 | 2,258 |
| Undivided profits | $3,168,000 | 5,744 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,773,000 | 1,772 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $868,000 | 2,283 |
| Earning assets | $205,106,000 | 2,106 |
| Long-term assets (5+ years) | $7,789,000 | 5,055 |
| Average Assets, year-to-date | $232,221,800 | 2,003 |
| Average Assets, quarterly | $232,495,500 | 2,029 |
| Volatile liabilities | $40,356,000 | 1,382 |
| Insider loans | $1,100,000 | 748 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $20,068,000 | 1,816 |
| Tier 1 (core) risk-based capital | $14,918,000 | 2,509 |
| Tier 2 risk-based capital | $1,793,710 | 1,763 |
| Total risk weighted assets | $141,456,710 | 1,984 |
| Total unused commitments | $20,068,000 | 1,832 |
| Derivatives | $0 | 651 |