Home > Cornerbank > Income and Expense
Cornerbank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,843,000 | 2,473 |
| Total interest expense | $399,000 | 2,832 |
| Net interest income | $4,444,000 | 2,404 |
| Provision for loan and lease losses | $36,000 | 3,168 |
| Total noninterest income | $1,410,000 | 1,691 |
| Gross Fiduciary activities income | $240,000 | 608 |
| Service charges on deposit accounts | $887,000 | 717 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $283,000 | 3,100 |
| Total noninterest expense | $5,043,000 | 1,899 |
| Salaries and employee benefits | $2,610,000 | 2,024 |
| Premises and equipment expense | $749,000 | 1,523 |
| Additional noninterest expense | $1,684,000 | 1,792 |
| Pre-tax net operating income | $775,000 | 3,505 |
| Securities gains (losses) | $1,041,000 | 140 |
| Applicable income taxes | $50,000 | 3,393 |
| Income before extraordinary items | $1,766,000 | 1,844 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,766,000 | 1,843 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,766,000 | 1,843 |
| Net charge-offs | $6,000 | 3,264 |
| Cash dividends | $320,000 | 2,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $756,230 | 3,225 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,437,000 | 2,450 |
| Total interest expense | $201,000 | 2,830 |
| Net interest income | $2,236,000 | 2,410 |
| Provision for loan and lease losses | $36,000 | 2,426 |
| Total noninterest income | $686,000 | 1,692 |
| Gross Fiduciary activities income | $141,000 | 576 |
| Service charges on deposit accounts | $428,000 | 735 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $117,000 | 3,311 |
| Total noninterest expense | $2,321,000 | 2,050 |
| Salaries and employee benefits | $1,174,000 | 2,216 |
| Premises and equipment expense | $351,000 | 1,628 |
| Additional noninterest expense | $796,000 | 1,866 |
| Pre-tax net operating income | $565,000 | 2,823 |
| Securities gains (losses) | $218,000 | 280 |
| Applicable income taxes | $27,000 | 3,344 |
| Income before extraordinary items | $756,000 | 2,088 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $756,000 | 2,088 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $756,000 | 2,088 |
| Net charge-offs | $-5,000 | 4,858 |
| Cash dividends | $187,000 | 2,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $544,540 | 2,564 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,778,000 | 2,410 |
| Total interest expense | $792,000 | 2,843 |
| Net interest income | $8,986,000 | 2,353 |
| Provision for loan and lease losses | $366,000 | 1,683 |
| Total noninterest income | $3,167,000 | 1,550 |
| Gross Fiduciary activities income | $557,000 | 572 |
| Service charges on deposit accounts | $1,856,000 | 703 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $754,000 | 2,725 |
| Total noninterest expense | $10,203,000 | 1,860 |
| Salaries and employee benefits | $5,455,000 | 1,907 |
| Premises and equipment expense | $1,388,000 | 1,644 |
| Additional noninterest expense | $3,360,000 | 1,803 |
| Pre-tax net operating income | $1,584,000 | 3,423 |
| Securities gains (losses) | $298,000 | 560 |
| Applicable income taxes | $54,000 | 3,601 |
| Income before extraordinary items | $1,828,000 | 2,888 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,828,000 | 2,891 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,828,000 | 2,891 |
| Net charge-offs | $34,000 | 3,503 |
| Cash dividends | $1,039,000 | 2,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,538,940 | 3,133 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,319,000 | 2,435 |
| Total interest expense | $590,000 | 2,893 |
| Net interest income | $6,729,000 | 2,373 |
| Provision for loan and lease losses | $296,000 | 1,536 |
| Total noninterest income | $2,282,000 | 1,608 |
| Gross Fiduciary activities income | $370,000 | 601 |
| Service charges on deposit accounts | $1,365,000 | 732 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $547,000 | 2,793 |
| Total noninterest expense | $7,339,000 | 1,934 |
| Salaries and employee benefits | $3,893,000 | 2,003 |
| Premises and equipment expense | $978,000 | 1,767 |
| Additional noninterest expense | $2,468,000 | 1,838 |
| Pre-tax net operating income | $1,376,000 | 3,228 |
| Securities gains (losses) | $150,000 | 794 |
| Applicable income taxes | $41,000 | 3,709 |
| Income before extraordinary items | $1,485,000 | 2,794 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,485,000 | 2,794 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,485,000 | 2,795 |
| Net charge-offs | $21,000 | 3,328 |
| Cash dividends | $637,000 | 2,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,339,500 | 2,929 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,825,000 | 2,462 |
| Total interest expense | $384,000 | 2,961 |
| Net interest income | $4,441,000 | 2,391 |
| Provision for loan and lease losses | $140,000 | 1,885 |
| Total noninterest income | $1,409,000 | 1,679 |
| Gross Fiduciary activities income | $252,000 | 604 |
| Service charges on deposit accounts | $875,000 | 752 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $282,000 | 3,140 |
| Total noninterest expense | $4,793,000 | 1,993 |
| Salaries and employee benefits | $2,569,000 | 2,030 |
| Premises and equipment expense | $569,000 | 2,001 |
| Additional noninterest expense | $1,655,000 | 1,830 |
| Pre-tax net operating income | $917,000 | 3,225 |
| Securities gains (losses) | $130,000 | 710 |
| Applicable income taxes | $24,000 | 3,796 |
| Income before extraordinary items | $1,023,000 | 2,712 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,023,000 | 2,713 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,023,000 | 2,714 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $375,000 | 2,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $895,600 | 2,891 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,337,000 | 2,534 |
| Total interest expense | $190,000 | 3,003 |
| Net interest income | $2,147,000 | 2,450 |
| Provision for loan and lease losses | $50,000 | 2,062 |
| Total noninterest income | $661,000 | 1,741 |
| Gross Fiduciary activities income | $126,000 | 606 |
| Service charges on deposit accounts | $413,000 | 767 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $122,000 | 3,311 |
| Total noninterest expense | $2,254,000 | 2,097 |
| Salaries and employee benefits | $1,166,000 | 2,218 |
| Premises and equipment expense | $286,000 | 2,020 |
| Additional noninterest expense | $802,000 | 1,878 |
| Pre-tax net operating income | $504,000 | 3,004 |
| Securities gains (losses) | $62,000 | 760 |
| Applicable income taxes | $49,000 | 3,007 |
| Income before extraordinary items | $517,000 | 2,652 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $517,000 | 2,655 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $517,000 | 2,655 |
| Net charge-offs | $-7,000 | 5,272 |
| Cash dividends | $188,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $460,580 | 2,806 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,600,000 | 2,490 |
| Total interest expense | $801,000 | 3,032 |
| Net interest income | $8,799,000 | 2,405 |
| Provision for loan and lease losses | $1,176,000 | 755 |
| Total noninterest income | $3,232,000 | 1,475 |
| Gross Fiduciary activities income | $590,000 | 575 |
| Service charges on deposit accounts | $1,595,000 | 836 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,047,000 | 2,268 |
| Total noninterest expense | $9,981,000 | 1,892 |
| Salaries and employee benefits | $5,234,000 | 1,960 |
| Premises and equipment expense | $1,270,000 | 1,822 |
| Additional noninterest expense | $3,477,000 | 1,783 |
| Pre-tax net operating income | $874,000 | 4,351 |
| Securities gains (losses) | $153,000 | 959 |
| Applicable income taxes | $72,000 | 3,565 |
| Income before extraordinary items | $955,000 | 4,039 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $955,000 | 4,038 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $955,000 | 4,040 |
| Net charge-offs | $574,000 | 1,338 |
| Cash dividends | $956,000 | 2,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $812,710 | 4,232 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,212,000 | 2,503 |
| Total interest expense | $604,000 | 3,074 |
| Net interest income | $6,608,000 | 2,422 |
| Provision for loan and lease losses | $656,000 | 931 |
| Total noninterest income | $2,486,000 | 1,459 |
| Gross Fiduciary activities income | $425,000 | 583 |
| Service charges on deposit accounts | $1,160,000 | 873 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $901,000 | 2,080 |
| Total noninterest expense | $7,396,000 | 1,922 |
| Salaries and employee benefits | $3,801,000 | 2,026 |
| Premises and equipment expense | $930,000 | 1,876 |
| Additional noninterest expense | $2,665,000 | 1,730 |
| Pre-tax net operating income | $1,042,000 | 3,682 |
| Securities gains (losses) | $106,000 | 959 |
| Applicable income taxes | $64,000 | 3,544 |
| Income before extraordinary items | $1,084,000 | 3,349 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,084,000 | 3,350 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,084,000 | 3,350 |
| Net charge-offs | $133,000 | 2,415 |
| Cash dividends | $738,000 | 1,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $984,360 | 3,478 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,817,000 | 2,498 |
| Total interest expense | $403,000 | 3,109 |
| Net interest income | $4,414,000 | 2,402 |
| Provision for loan and lease losses | $263,000 | 1,408 |
| Total noninterest income | $1,935,000 | 1,313 |
| Gross Fiduciary activities income | $302,000 | 572 |
| Service charges on deposit accounts | $725,000 | 906 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $908,000 | 1,550 |
| Total noninterest expense | $5,018,000 | 1,886 |
| Salaries and employee benefits | $2,561,000 | 2,014 |
| Premises and equipment expense | $628,000 | 1,870 |
| Additional noninterest expense | $1,829,000 | 1,690 |
| Pre-tax net operating income | $1,068,000 | 2,846 |
| Securities gains (losses) | $106,000 | 754 |
| Applicable income taxes | $84,000 | 3,152 |
| Income before extraordinary items | $1,090,000 | 2,487 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,090,000 | 2,490 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,090,000 | 2,491 |
| Net charge-offs | $-21,000 | 5,911 |
| Cash dividends | $551,000 | 1,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $991,420 | 2,619 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,373,000 | 2,535 |
| Total interest expense | $199,000 | 3,193 |
| Net interest income | $2,174,000 | 2,425 |
| Provision for loan and lease losses | $89,000 | 1,721 |
| Total noninterest income | $892,000 | 1,353 |
| Gross Fiduciary activities income | $151,000 | 576 |
| Service charges on deposit accounts | $345,000 | 938 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $396,000 | 1,670 |
| Total noninterest expense | $2,380,000 | 2,000 |
| Salaries and employee benefits | $1,172,000 | 2,199 |
| Premises and equipment expense | $310,000 | 1,924 |
| Additional noninterest expense | $898,000 | 1,694 |
| Pre-tax net operating income | $597,000 | 2,578 |
| Securities gains (losses) | $23,000 | 917 |
| Applicable income taxes | $46,000 | 3,014 |
| Income before extraordinary items | $574,000 | 2,340 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $574,000 | 2,341 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $574,000 | 2,342 |
| Net charge-offs | $-21,000 | 6,063 |
| Cash dividends | $187,000 | 1,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $552,610 | 2,360 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,128,000 | 2,641 |
| Total interest expense | $913,000 | 3,148 |
| Net interest income | $8,215,000 | 2,537 |
| Provision for loan and lease losses | $15,000 | 4,807 |
| Total noninterest income | $2,862,000 | 1,667 |
| Gross Fiduciary activities income | $577,000 | 571 |
| Service charges on deposit accounts | $1,471,000 | 941 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $814,000 | 2,653 |
| Total noninterest expense | $9,894,000 | 1,916 |
| Salaries and employee benefits | $5,136,000 | 1,988 |
| Premises and equipment expense | $1,415,000 | 1,662 |
| Additional noninterest expense | $3,343,000 | 1,897 |
| Pre-tax net operating income | $1,168,000 | 3,822 |
| Securities gains (losses) | $234,000 | 810 |
| Applicable income taxes | $44,000 | 3,814 |
| Income before extraordinary items | $1,358,000 | 3,340 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,358,000 | 3,342 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,358,000 | 3,343 |
| Net charge-offs | $344,000 | 2,415 |
| Cash dividends | $450,000 | 2,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,131,020 | 3,618 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,736,000 | 2,694 |
| Total interest expense | $707,000 | 3,154 |
| Net interest income | $6,029,000 | 2,603 |
| Provision for loan and lease losses | $15,000 | 4,590 |
| Total noninterest income | $2,039,000 | 1,773 |
| Gross Fiduciary activities income | $400,000 | 589 |
| Service charges on deposit accounts | $1,094,000 | 944 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $545,000 | 2,885 |
| Total noninterest expense | $6,995,000 | 2,029 |
| Salaries and employee benefits | $3,717,000 | 2,062 |
| Premises and equipment expense | $1,068,000 | 1,665 |
| Additional noninterest expense | $2,210,000 | 2,110 |
| Pre-tax net operating income | $1,058,000 | 3,588 |
| Securities gains (losses) | $157,000 | 939 |
| Applicable income taxes | $54,000 | 3,681 |
| Income before extraordinary items | $1,161,000 | 3,136 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,161,000 | 3,140 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,161,000 | 3,140 |
| Net charge-offs | $308,000 | 2,090 |
| Cash dividends | $262,000 | 2,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,010,280 | 3,333 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,423,000 | 2,725 |
| Total interest expense | $487,000 | 3,132 |
| Net interest income | $3,936,000 | 2,646 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,301,000 | 1,852 |
| Gross Fiduciary activities income | $259,000 | 598 |
| Service charges on deposit accounts | $711,000 | 943 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $331,000 | 3,068 |
| Total noninterest expense | $4,597,000 | 2,060 |
| Salaries and employee benefits | $2,513,000 | 2,045 |
| Premises and equipment expense | $729,000 | 1,632 |
| Additional noninterest expense | $1,355,000 | 2,267 |
| Pre-tax net operating income | $640,000 | 3,714 |
| Securities gains (losses) | $144,000 | 898 |
| Applicable income taxes | $45,000 | 3,552 |
| Income before extraordinary items | $739,000 | 3,218 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $739,000 | 3,221 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $739,000 | 3,222 |
| Net charge-offs | $316,000 | 1,639 |
| Cash dividends | $112,000 | 2,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $603,640 | 3,495 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,186,000 | 2,768 |
| Total interest expense | $254,000 | 3,113 |
| Net interest income | $1,932,000 | 2,690 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $663,000 | 1,812 |
| Gross Fiduciary activities income | $133,000 | 601 |
| Service charges on deposit accounts | $343,000 | 968 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $187,000 | 2,872 |
| Total noninterest expense | $2,234,000 | 2,126 |
| Salaries and employee benefits | $1,184,000 | 2,185 |
| Premises and equipment expense | $359,000 | 1,683 |
| Additional noninterest expense | $691,000 | 2,253 |
| Pre-tax net operating income | $361,000 | 3,464 |
| Securities gains (losses) | $-5,000 | 6,741 |
| Applicable income taxes | $56,000 | 2,917 |
| Income before extraordinary items | $300,000 | 3,560 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $300,000 | 3,561 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $300,000 | 3,562 |
| Net charge-offs | $-4,000 | 5,794 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $304,200 | 3,447 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,681,000 | 2,645 |
| Total interest expense | $1,214,000 | 3,170 |
| Net interest income | $8,467,000 | 2,539 |
| Provision for loan and lease losses | $-317,000 | 6,964 |
| Total noninterest income | $1,290,000 | 2,841 |
| Gross Fiduciary activities income | $567,000 | 569 |
| Service charges on deposit accounts | $1,480,000 | 974 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-757,000 | 6,977 |
| Total noninterest expense | $9,320,000 | 2,049 |
| Salaries and employee benefits | $4,930,000 | 2,031 |
| Premises and equipment expense | $1,404,000 | 1,679 |
| Additional noninterest expense | $2,986,000 | 2,178 |
| Pre-tax net operating income | $754,000 | 4,413 |
| Securities gains (losses) | $503,000 | 939 |
| Applicable income taxes | $58,000 | 3,825 |
| Income before extraordinary items | $1,199,000 | 3,549 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,199,000 | 3,551 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,199,000 | 3,552 |
| Net charge-offs | $112,000 | 4,331 |
| Cash dividends | $1,106,000 | 1,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $721,150 | 4,260 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,391,000 | 2,658 |
| Total interest expense | $940,000 | 3,217 |
| Net interest income | $6,451,000 | 2,530 |
| Provision for loan and lease losses | $-333,000 | 7,097 |
| Total noninterest income | $848,000 | 3,062 |
| Gross Fiduciary activities income | $429,000 | 573 |
| Service charges on deposit accounts | $1,096,000 | 986 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-677,000 | 7,102 |
| Total noninterest expense | $6,616,000 | 2,170 |
| Salaries and employee benefits | $3,580,000 | 2,087 |
| Premises and equipment expense | $1,041,000 | 1,705 |
| Additional noninterest expense | $1,995,000 | 2,427 |
| Pre-tax net operating income | $1,016,000 | 3,602 |
| Securities gains (losses) | $1,000 | 3,476 |
| Applicable income taxes | $55,000 | 3,739 |
| Income before extraordinary items | $962,000 | 3,506 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $962,000 | 3,506 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $962,000 | 3,508 |
| Net charge-offs | $85,000 | 4,121 |
| Cash dividends | $188,000 | 2,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $961,050 | 3,348 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,971,000 | 2,646 |
| Total interest expense | $645,000 | 3,251 |
| Net interest income | $4,326,000 | 2,516 |
| Provision for loan and lease losses | $-332,000 | 7,174 |
| Total noninterest income | $582,000 | 2,976 |
| Gross Fiduciary activities income | $260,000 | 601 |
| Service charges on deposit accounts | $733,000 | 976 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-411,000 | 7,153 |
| Total noninterest expense | $4,538,000 | 2,121 |
| Salaries and employee benefits | $2,426,000 | 2,062 |
| Premises and equipment expense | $721,000 | 1,647 |
| Additional noninterest expense | $1,391,000 | 2,332 |
| Pre-tax net operating income | $702,000 | 3,523 |
| Securities gains (losses) | $1,000 | 3,081 |
| Applicable income taxes | $55,000 | 3,486 |
| Income before extraordinary items | $648,000 | 3,484 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $648,000 | 3,485 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $648,000 | 3,485 |
| Net charge-offs | $45,000 | 4,124 |
| Cash dividends | $188,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $647,080 | 3,301 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,524,000 | 2,624 |
| Total interest expense | $326,000 | 3,327 |
| Net interest income | $2,198,000 | 2,495 |
| Provision for loan and lease losses | $50,000 | 3,648 |
| Total noninterest income | $360,000 | 2,636 |
| Gross Fiduciary activities income | $122,000 | 614 |
| Service charges on deposit accounts | $351,000 | 1,004 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-113,000 | 7,167 |
| Total noninterest expense | $2,130,000 | 2,236 |
| Salaries and employee benefits | $1,108,000 | 2,249 |
| Premises and equipment expense | $370,000 | 1,606 |
| Additional noninterest expense | $652,000 | 2,450 |
| Pre-tax net operating income | $378,000 | 3,405 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $39,000 | 3,256 |
| Income before extraordinary items | $339,000 | 3,411 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $339,000 | 3,414 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $339,000 | 3,414 |
| Net charge-offs | $52,000 | 2,991 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $339,000 | 3,243 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,214,000 | 2,713 |
| Total interest expense | $1,487,000 | 3,470 |
| Net interest income | $8,727,000 | 2,520 |
| Provision for loan and lease losses | $210,000 | 4,576 |
| Total noninterest income | $2,346,000 | 1,800 |
| Gross Fiduciary activities income | $588,000 | 526 |
| Service charges on deposit accounts | $1,492,000 | 987 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $266,000 | 4,044 |
| Total noninterest expense | $9,928,000 | 1,924 |
| Salaries and employee benefits | $4,823,000 | 2,008 |
| Premises and equipment expense | $1,388,000 | 1,789 |
| Additional noninterest expense | $3,717,000 | 1,819 |
| Pre-tax net operating income | $935,000 | 3,846 |
| Securities gains (losses) | $608,000 | 682 |
| Applicable income taxes | $44,000 | 3,815 |
| Income before extraordinary items | $1,499,000 | 2,777 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,499,000 | 2,780 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,499,000 | 2,780 |
| Net charge-offs | $289,000 | 3,842 |
| Cash dividends | $522,000 | 2,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $909,240 | 3,601 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,661,000 | 2,736 |
| Total interest expense | $1,143,000 | 3,535 |
| Net interest income | $6,518,000 | 2,545 |
| Provision for loan and lease losses | $125,000 | 4,726 |
| Total noninterest income | $1,904,000 | 1,667 |
| Gross Fiduciary activities income | $445,000 | 523 |
| Service charges on deposit accounts | $1,126,000 | 982 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $333,000 | 3,314 |
| Total noninterest expense | $7,252,000 | 1,979 |
| Salaries and employee benefits | $3,460,000 | 2,101 |
| Premises and equipment expense | $1,048,000 | 1,791 |
| Additional noninterest expense | $2,744,000 | 1,852 |
| Pre-tax net operating income | $1,045,000 | 3,227 |
| Securities gains (losses) | $607,000 | 557 |
| Applicable income taxes | $55,000 | 3,572 |
| Income before extraordinary items | $1,597,000 | 2,204 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,597,000 | 2,204 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,597,000 | 2,205 |
| Net charge-offs | $297,000 | 3,258 |
| Cash dividends | $325,000 | 2,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,008,210 | 2,946 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,110,000 | 2,756 |
| Total interest expense | $780,000 | 3,567 |
| Net interest income | $4,330,000 | 2,547 |
| Provision for loan and lease losses | $50,000 | 5,106 |
| Total noninterest income | $1,341,000 | 1,607 |
| Gross Fiduciary activities income | $358,000 | 485 |
| Service charges on deposit accounts | $743,000 | 975 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $240,000 | 3,211 |
| Total noninterest expense | $4,985,000 | 1,936 |
| Salaries and employee benefits | $2,163,000 | 2,249 |
| Premises and equipment expense | $705,000 | 1,797 |
| Additional noninterest expense | $2,117,000 | 1,623 |
| Pre-tax net operating income | $636,000 | 3,353 |
| Securities gains (losses) | $464,000 | 383 |
| Applicable income taxes | $58,000 | 3,271 |
| Income before extraordinary items | $1,042,000 | 2,200 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,042,000 | 2,200 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,042,000 | 2,200 |
| Net charge-offs | $138,000 | 3,502 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $601,200 | 3,100 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,520,000 | 2,802 |
| Total interest expense | $396,000 | 3,629 |
| Net interest income | $2,124,000 | 2,585 |
| Provision for loan and lease losses | $25,000 | 4,826 |
| Total noninterest income | $720,000 | 1,544 |
| Gross Fiduciary activities income | $236,000 | 417 |
| Service charges on deposit accounts | $350,000 | 1,028 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $134,000 | 3,092 |
| Total noninterest expense | $2,706,000 | 1,816 |
| Salaries and employee benefits | $1,050,000 | 2,332 |
| Premises and equipment expense | $363,000 | 1,779 |
| Additional noninterest expense | $1,293,000 | 1,363 |
| Pre-tax net operating income | $113,000 | 5,000 |
| Securities gains (losses) | $40,000 | 835 |
| Applicable income taxes | $5,000 | 4,051 |
| Income before extraordinary items | $148,000 | 4,481 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $148,000 | 4,480 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $148,000 | 4,481 |
| Net charge-offs | $-6,000 | 6,852 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $109,200 | 4,833 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,222,000 | 2,906 |
| Total interest expense | $1,821,000 | 3,794 |
| Net interest income | $8,401,000 | 2,610 |
| Provision for loan and lease losses | $400,000 | 4,443 |
| Total noninterest income | $2,932,000 | 1,580 |
| Gross Fiduciary activities income | $615,000 | 510 |
| Service charges on deposit accounts | $1,575,000 | 958 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $742,000 | 2,602 |
| Total noninterest expense | $9,603,000 | 2,026 |
| Salaries and employee benefits | $4,622,000 | 2,091 |
| Premises and equipment expense | $1,348,000 | 1,897 |
| Additional noninterest expense | $3,633,000 | 1,950 |
| Pre-tax net operating income | $1,330,000 | 2,910 |
| Securities gains (losses) | $-11,000 | 7,037 |
| Applicable income taxes | $14,000 | 4,130 |
| Income before extraordinary items | $1,305,000 | 2,754 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,305,000 | 2,750 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,305,000 | 2,755 |
| Net charge-offs | $420,000 | 3,878 |
| Cash dividends | $627,000 | 2,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,315,890 | 2,631 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,639,000 | 2,976 |
| Total interest expense | $1,392,000 | 3,893 |
| Net interest income | $6,247,000 | 2,659 |
| Provision for loan and lease losses | $400,000 | 3,898 |
| Total noninterest income | $2,264,000 | 1,539 |
| Gross Fiduciary activities income | $471,000 | 506 |
| Service charges on deposit accounts | $1,200,000 | 978 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $593,000 | 2,503 |
| Total noninterest expense | $6,899,000 | 2,100 |
| Salaries and employee benefits | $3,354,000 | 2,167 |
| Premises and equipment expense | $984,000 | 1,966 |
| Additional noninterest expense | $2,561,000 | 2,022 |
| Pre-tax net operating income | $1,212,000 | 2,760 |
| Securities gains (losses) | $147,000 | 1,617 |
| Applicable income taxes | $29,000 | 3,838 |
| Income before extraordinary items | $1,330,000 | 2,367 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,330,000 | 2,365 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,330,000 | 2,369 |
| Net charge-offs | $351,000 | 3,521 |
| Cash dividends | $300,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,185,940 | 2,433 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,077,000 | 3,008 |
| Total interest expense | $944,000 | 3,948 |
| Net interest income | $4,133,000 | 2,677 |
| Provision for loan and lease losses | $400,000 | 3,175 |
| Total noninterest income | $1,501,000 | 1,509 |
| Gross Fiduciary activities income | $328,000 | 496 |
| Service charges on deposit accounts | $794,000 | 993 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $379,000 | 2,489 |
| Total noninterest expense | $4,541,000 | 2,130 |
| Salaries and employee benefits | $2,109,000 | 2,307 |
| Premises and equipment expense | $663,000 | 1,961 |
| Additional noninterest expense | $1,769,000 | 1,951 |
| Pre-tax net operating income | $693,000 | 3,049 |
| Securities gains (losses) | $123,000 | 1,279 |
| Applicable income taxes | $-35,000 | 7,033 |
| Income before extraordinary items | $851,000 | 2,396 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $851,000 | 2,392 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $851,000 | 2,395 |
| Net charge-offs | $325,000 | 2,954 |
| Cash dividends | $100,000 | 2,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $728,000 | 2,587 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,566,000 | 3,036 |
| Total interest expense | $488,000 | 4,001 |
| Net interest income | $2,078,000 | 2,680 |
| Provision for loan and lease losses | $250,000 | 2,660 |
| Total noninterest income | $814,000 | 1,423 |
| Gross Fiduciary activities income | $196,000 | 464 |
| Service charges on deposit accounts | $387,000 | 1,023 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $231,000 | 2,183 |
| Total noninterest expense | $2,369,000 | 2,066 |
| Salaries and employee benefits | $1,055,000 | 2,336 |
| Premises and equipment expense | $335,000 | 2,004 |
| Additional noninterest expense | $979,000 | 1,770 |
| Pre-tax net operating income | $273,000 | 3,534 |
| Securities gains (losses) | $-23,000 | 7,569 |
| Applicable income taxes | $-90,000 | 7,435 |
| Income before extraordinary items | $340,000 | 2,885 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $340,000 | 2,883 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $340,000 | 2,885 |
| Net charge-offs | $207,000 | 2,393 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $363,000 | 2,625 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,432,000 | 2,880 |
| Total interest expense | $2,914,000 | 3,485 |
| Net interest income | $8,518,000 | 2,547 |
| Provision for loan and lease losses | $1,893,000 | 2,556 |
| Total noninterest income | $3,508,000 | 1,443 |
| Gross Fiduciary activities income | $540,000 | 528 |
| Service charges on deposit accounts | $1,694,000 | 1,026 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,274,000 | 1,845 |
| Total noninterest expense | $10,148,000 | 1,995 |
| Salaries and employee benefits | $4,595,000 | 2,136 |
| Premises and equipment expense | $1,473,000 | 1,841 |
| Additional noninterest expense | $4,080,000 | 1,823 |
| Pre-tax net operating income | $-15,000 | 5,448 |
| Securities gains (losses) | $570,000 | 802 |
| Applicable income taxes | $-18,000 | 6,295 |
| Income before extraordinary items | $573,000 | 3,674 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $573,000 | 3,672 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $573,000 | 3,672 |
| Net charge-offs | $2,027,000 | 2,022 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,000 | 5,471 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,658,000 | 2,898 |
| Total interest expense | $2,318,000 | 3,466 |
| Net interest income | $6,340,000 | 2,575 |
| Provision for loan and lease losses | $1,504,000 | 2,206 |
| Total noninterest income | $2,767,000 | 1,420 |
| Gross Fiduciary activities income | $413,000 | 528 |
| Service charges on deposit accounts | $1,267,000 | 1,028 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,087,000 | 1,724 |
| Total noninterest expense | $7,498,000 | 2,014 |
| Salaries and employee benefits | $3,294,000 | 2,264 |
| Premises and equipment expense | $1,164,000 | 1,759 |
| Additional noninterest expense | $3,040,000 | 1,766 |
| Pre-tax net operating income | $105,000 | 5,262 |
| Securities gains (losses) | $451,000 | 750 |
| Applicable income taxes | $10,000 | 4,043 |
| Income before extraordinary items | $546,000 | 3,538 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $546,000 | 3,535 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $546,000 | 3,538 |
| Net charge-offs | $1,472,000 | 1,793 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $104,020 | 5,227 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,816,000 | 2,906 |
| Total interest expense | $1,641,000 | 3,439 |
| Net interest income | $4,175,000 | 2,602 |
| Provision for loan and lease losses | $1,043,000 | 2,019 |
| Total noninterest income | $1,918,000 | 1,377 |
| Gross Fiduciary activities income | $264,000 | 537 |
| Service charges on deposit accounts | $838,000 | 1,016 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $816,000 | 1,628 |
| Total noninterest expense | $5,129,000 | 1,987 |
| Salaries and employee benefits | $2,080,000 | 2,429 |
| Premises and equipment expense | $789,000 | 1,761 |
| Additional noninterest expense | $2,260,000 | 1,615 |
| Pre-tax net operating income | $-79,000 | 6,047 |
| Securities gains (losses) | $167,000 | 1,132 |
| Applicable income taxes | $-15,000 | 6,838 |
| Income before extraordinary items | $103,000 | 5,182 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $103,000 | 5,180 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $103,000 | 5,180 |
| Net charge-offs | $1,118,000 | 1,554 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-64,000 | 6,058 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,992,000 | 2,863 |
| Total interest expense | $883,000 | 3,364 |
| Net interest income | $2,109,000 | 2,565 |
| Provision for loan and lease losses | $688,000 | 1,489 |
| Total noninterest income | $768,000 | 1,594 |
| Gross Fiduciary activities income | $145,000 | 517 |
| Service charges on deposit accounts | $419,000 | 986 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $204,000 | 2,489 |
| Total noninterest expense | $2,254,000 | 2,181 |
| Salaries and employee benefits | $1,035,000 | 2,478 |
| Premises and equipment expense | $396,000 | 1,786 |
| Additional noninterest expense | $823,000 | 1,944 |
| Pre-tax net operating income | $-65,000 | 6,535 |
| Securities gains (losses) | $72,000 | 1,140 |
| Applicable income taxes | $9,000 | 4,029 |
| Income before extraordinary items | $-2,000 | 6,409 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,000 | 6,409 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,000 | 6,410 |
| Net charge-offs | $588,000 | 1,270 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-48,080 | 6,540 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,454,000 | 2,558 |
| Total interest expense | $5,753,000 | 2,612 |
| Net interest income | $8,701,000 | 2,495 |
| Provision for loan and lease losses | $1,308,000 | 2,318 |
| Total noninterest income | $3,487,000 | 1,403 |
| Gross Fiduciary activities income | $624,000 | 519 |
| Service charges on deposit accounts | $1,909,000 | 935 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $954,000 | 2,184 |
| Total noninterest expense | $9,804,000 | 1,967 |
| Salaries and employee benefits | $5,032,000 | 2,016 |
| Premises and equipment expense | $1,685,000 | 1,636 |
| Additional noninterest expense | $3,087,000 | 1,966 |
| Pre-tax net operating income | $1,076,000 | 3,630 |
| Securities gains (losses) | $-72,000 | 7,206 |
| Applicable income taxes | $127,000 | 3,199 |
| Income before extraordinary items | $877,000 | 3,534 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $877,000 | 3,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,504,000 | 1,557 |
| Cash dividends | $1,210,000 | 2,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $939,640 | 3,557 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,262,000 | 2,510 |
| Total interest expense | $4,734,000 | 2,497 |
| Net interest income | $6,528,000 | 2,518 |
| Provision for loan and lease losses | $372,000 | 3,194 |
| Total noninterest income | $2,667,000 | 1,431 |
| Gross Fiduciary activities income | $497,000 | 512 |
| Service charges on deposit accounts | $1,435,000 | 931 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $735,000 | 2,240 |
| Total noninterest expense | $7,141,000 | 2,011 |
| Salaries and employee benefits | $3,746,000 | 2,057 |
| Premises and equipment expense | $1,269,000 | 1,641 |
| Additional noninterest expense | $2,126,000 | 2,046 |
| Pre-tax net operating income | $1,682,000 | 2,606 |
| Securities gains (losses) | $49,000 | 1,442 |
| Applicable income taxes | $124,000 | 3,411 |
| Income before extraordinary items | $1,607,000 | 2,194 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,607,000 | 2,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,191,000 | 1,165 |
| Cash dividends | $1,023,000 | 1,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,561,430 | 2,368 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,783,000 | 2,479 |
| Total interest expense | $3,364,000 | 2,442 |
| Net interest income | $4,419,000 | 2,480 |
| Provision for loan and lease losses | $32,000 | 5,548 |
| Total noninterest income | $1,765,000 | 1,461 |
| Gross Fiduciary activities income | $358,000 | 502 |
| Service charges on deposit accounts | $940,000 | 933 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $467,000 | 2,353 |
| Total noninterest expense | $4,610,000 | 2,082 |
| Salaries and employee benefits | $2,356,000 | 2,204 |
| Premises and equipment expense | $852,000 | 1,632 |
| Additional noninterest expense | $1,402,000 | 2,049 |
| Pre-tax net operating income | $1,542,000 | 2,138 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $96,000 | 3,493 |
| Income before extraordinary items | $1,446,000 | 1,861 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,446,000 | 1,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,261 |
| Cash dividends | $835,000 | 1,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,446,000 | 1,826 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,060,000 | 2,442 |
| Total interest expense | $1,793,000 | 2,456 |
| Net interest income | $2,267,000 | 2,417 |
| Provision for loan and lease losses | $16,000 | 5,047 |
| Total noninterest income | $927,000 | 1,412 |
| Gross Fiduciary activities income | $184,000 | 499 |
| Service charges on deposit accounts | $448,000 | 963 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $295,000 | 1,996 |
| Total noninterest expense | $2,287,000 | 2,097 |
| Salaries and employee benefits | $1,200,000 | 2,192 |
| Premises and equipment expense | $439,000 | 1,596 |
| Additional noninterest expense | $648,000 | 2,159 |
| Pre-tax net operating income | $891,000 | 1,977 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $56,000 | 3,451 |
| Income before extraordinary items | $835,000 | 1,754 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $835,000 | 1,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,215 |
| Cash dividends | $485,000 | 1,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $835,000 | 1,688 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,226,000 | 2,506 |
| Total interest expense | $7,541,000 | 2,448 |
| Net interest income | $8,685,000 | 2,536 |
| Provision for loan and lease losses | $238,000 | 3,629 |
| Total noninterest income | $3,620,000 | 1,410 |
| Gross Fiduciary activities income | $555,000 | 567 |
| Service charges on deposit accounts | $1,910,000 | 935 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,155,000 | 2,021 |
| Total noninterest expense | $9,073,000 | 2,023 |
| Salaries and employee benefits | $4,751,000 | 2,127 |
| Premises and equipment expense | $1,558,000 | 1,690 |
| Additional noninterest expense | $2,764,000 | 1,993 |
| Pre-tax net operating income | $2,994,000 | 2,478 |
| Securities gains (losses) | $-38,000 | 7,947 |
| Applicable income taxes | $745,000 | 2,221 |
| Income before extraordinary items | $2,211,000 | 2,620 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,211,000 | 2,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 2,742 |
| Cash dividends | $1,751,000 | 1,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,239,500 | 2,589 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,118,000 | 2,521 |
| Total interest expense | $5,605,000 | 2,466 |
| Net interest income | $6,513,000 | 2,554 |
| Provision for loan and lease losses | $172,000 | 3,290 |
| Total noninterest income | $2,661,000 | 1,445 |
| Gross Fiduciary activities income | $435,000 | 558 |
| Service charges on deposit accounts | $1,428,000 | 922 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $798,000 | 2,125 |
| Total noninterest expense | $6,650,000 | 2,055 |
| Salaries and employee benefits | $3,467,000 | 2,172 |
| Premises and equipment expense | $1,121,000 | 1,755 |
| Additional noninterest expense | $2,062,000 | 1,952 |
| Pre-tax net operating income | $2,352,000 | 2,534 |
| Securities gains (losses) | $-38,000 | 8,115 |
| Applicable income taxes | $705,000 | 2,073 |
| Income before extraordinary items | $1,609,000 | 2,826 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,609,000 | 2,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,161 |
| Cash dividends | $1,285,000 | 1,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,635,600 | 2,780 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,008,000 | 2,562 |
| Total interest expense | $3,674,000 | 2,515 |
| Net interest income | $4,334,000 | 2,578 |
| Provision for loan and lease losses | $157,000 | 2,525 |
| Total noninterest income | $1,712,000 | 1,509 |
| Gross Fiduciary activities income | $286,000 | 568 |
| Service charges on deposit accounts | $936,000 | 954 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $490,000 | 2,273 |
| Total noninterest expense | $4,209,000 | 2,183 |
| Salaries and employee benefits | $2,131,000 | 2,397 |
| Premises and equipment expense | $761,000 | 1,747 |
| Additional noninterest expense | $1,317,000 | 2,043 |
| Pre-tax net operating income | $1,680,000 | 2,483 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $650,000 | 1,743 |
| Income before extraordinary items | $1,030,000 | 2,977 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,030,000 | 2,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,700 |
| Cash dividends | $911,000 | 1,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,030,000 | 2,962 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,923,000 | 2,600 |
| Total interest expense | $1,801,000 | 2,542 |
| Net interest income | $2,122,000 | 2,622 |
| Provision for loan and lease losses | $91,000 | 2,141 |
| Total noninterest income | $841,000 | 1,498 |
| Gross Fiduciary activities income | $165,000 | 539 |
| Service charges on deposit accounts | $435,000 | 986 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $241,000 | 2,270 |
| Total noninterest expense | $2,137,000 | 2,166 |
| Salaries and employee benefits | $1,119,000 | 2,298 |
| Premises and equipment expense | $379,000 | 1,756 |
| Additional noninterest expense | $639,000 | 2,059 |
| Pre-tax net operating income | $735,000 | 2,709 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $581,000 | 1,147 |
| Income before extraordinary items | $154,000 | 5,594 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $154,000 | 5,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,927 |
| Cash dividends | $50,000 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $154,000 | 5,576 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,627,000 | 2,606 |
| Total interest expense | $6,042,000 | 2,575 |
| Net interest income | $8,585,000 | 2,626 |
| Provision for loan and lease losses | $323,000 | 2,643 |
| Total noninterest income | $3,291,000 | 1,490 |
| Gross Fiduciary activities income | $495,000 | 589 |
| Service charges on deposit accounts | $1,861,000 | 951 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $935,000 | 2,334 |
| Total noninterest expense | $8,624,000 | 2,042 |
| Salaries and employee benefits | $4,443,000 | 2,201 |
| Premises and equipment expense | $1,527,000 | 1,669 |
| Additional noninterest expense | $2,654,000 | 1,997 |
| Pre-tax net operating income | $2,929,000 | 2,817 |
| Securities gains (losses) | $-9,000 | 7,249 |
| Applicable income taxes | $815,000 | 2,445 |
| Income before extraordinary items | $2,105,000 | 2,989 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,105,000 | 2,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,569 |
| Cash dividends | $968,000 | 2,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,111,480 | 2,975 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,843,000 | 2,616 |
| Total interest expense | $4,399,000 | 2,574 |
| Net interest income | $6,444,000 | 2,639 |
| Provision for loan and lease losses | $304,000 | 2,127 |
| Total noninterest income | $2,448,000 | 1,509 |
| Gross Fiduciary activities income | $397,000 | 572 |
| Service charges on deposit accounts | $1,389,000 | 959 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $662,000 | 2,406 |
| Total noninterest expense | $6,344,000 | 2,077 |
| Salaries and employee benefits | $3,274,000 | 2,242 |
| Premises and equipment expense | $1,133,000 | 1,693 |
| Additional noninterest expense | $1,937,000 | 2,026 |
| Pre-tax net operating income | $2,244,000 | 2,877 |
| Securities gains (losses) | $-9,000 | 7,556 |
| Applicable income taxes | $594,000 | 2,616 |
| Income before extraordinary items | $1,641,000 | 2,995 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,641,000 | 2,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 2,275 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,647,570 | 2,977 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,050,000 | 2,637 |
| Total interest expense | $2,822,000 | 2,566 |
| Net interest income | $4,228,000 | 2,677 |
| Provision for loan and lease losses | $250,000 | 1,756 |
| Total noninterest income | $1,587,000 | 1,548 |
| Gross Fiduciary activities income | $278,000 | 564 |
| Service charges on deposit accounts | $910,000 | 960 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $399,000 | 2,563 |
| Total noninterest expense | $4,119,000 | 2,143 |
| Salaries and employee benefits | $2,108,000 | 2,328 |
| Premises and equipment expense | $744,000 | 1,718 |
| Additional noninterest expense | $1,267,000 | 2,071 |
| Pre-tax net operating income | $1,446,000 | 2,950 |
| Securities gains (losses) | $-12,000 | 7,917 |
| Applicable income taxes | $395,000 | 2,637 |
| Income before extraordinary items | $1,039,000 | 3,129 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,039,000 | 3,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 2,400 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,047,640 | 3,093 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,439,000 | 2,644 |
| Total interest expense | $1,338,000 | 2,577 |
| Net interest income | $2,101,000 | 2,677 |
| Provision for loan and lease losses | $125,000 | 1,687 |
| Total noninterest income | $782,000 | 1,547 |
| Gross Fiduciary activities income | $170,000 | 514 |
| Service charges on deposit accounts | $418,000 | 1,017 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $194,000 | 2,540 |
| Total noninterest expense | $2,059,000 | 2,154 |
| Salaries and employee benefits | $1,080,000 | 2,280 |
| Premises and equipment expense | $374,000 | 1,717 |
| Additional noninterest expense | $605,000 | 2,138 |
| Pre-tax net operating income | $699,000 | 2,974 |
| Securities gains (losses) | $-2,000 | 7,972 |
| Applicable income taxes | $182,000 | 2,738 |
| Income before extraordinary items | $515,000 | 3,090 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $515,000 | 3,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 2,876 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $516,480 | 3,065 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,064,000 | 2,700 |
| Total interest expense | $4,106,000 | 2,598 |
| Net interest income | $7,958,000 | 2,711 |
| Provision for loan and lease losses | $390,000 | 2,314 |
| Total noninterest income | $2,936,000 | 1,644 |
| Gross Fiduciary activities income | $457,000 | 604 |
| Service charges on deposit accounts | $1,726,000 | 1,023 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $753,000 | 2,638 |
| Total noninterest expense | $8,324,000 | 2,008 |
| Salaries and employee benefits | $4,223,000 | 2,175 |
| Premises and equipment expense | $1,773,000 | 1,387 |
| Additional noninterest expense | $2,328,000 | 2,145 |
| Pre-tax net operating income | $2,180,000 | 3,479 |
| Securities gains (losses) | $-17,000 | 7,746 |
| Applicable income taxes | $505,000 | 3,353 |
| Income before extraordinary items | $1,658,000 | 3,549 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,658,000 | 3,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,343 |
| Cash dividends | $138,000 | 5,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,671,090 | 3,498 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,865,000 | 2,692 |
| Total interest expense | $2,854,000 | 2,636 |
| Net interest income | $6,011,000 | 2,670 |
| Provision for loan and lease losses | $376,000 | 1,803 |
| Total noninterest income | $2,203,000 | 1,645 |
| Gross Fiduciary activities income | $372,000 | 578 |
| Service charges on deposit accounts | $1,283,000 | 1,029 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $548,000 | 2,704 |
| Total noninterest expense | $6,212,000 | 1,997 |
| Salaries and employee benefits | $3,112,000 | 2,187 |
| Premises and equipment expense | $1,395,000 | 1,309 |
| Additional noninterest expense | $1,705,000 | 2,174 |
| Pre-tax net operating income | $1,626,000 | 3,541 |
| Securities gains (losses) | $-17,000 | 8,109 |
| Applicable income taxes | $370,000 | 3,447 |
| Income before extraordinary items | $1,239,000 | 3,583 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,239,000 | 3,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 2,470 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,252,090 | 3,526 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,851,000 | 2,659 |
| Total interest expense | $1,781,000 | 2,648 |
| Net interest income | $4,070,000 | 2,611 |
| Provision for loan and lease losses | $279,000 | 1,638 |
| Total noninterest income | $1,436,000 | 1,655 |
| Gross Fiduciary activities income | $261,000 | 570 |
| Service charges on deposit accounts | $820,000 | 1,049 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $355,000 | 2,742 |
| Total noninterest expense | $4,037,000 | 2,039 |
| Salaries and employee benefits | $1,983,000 | 2,270 |
| Premises and equipment expense | $915,000 | 1,317 |
| Additional noninterest expense | $1,139,000 | 2,165 |
| Pre-tax net operating income | $1,190,000 | 3,268 |
| Securities gains (losses) | $-14,000 | 8,251 |
| Applicable income taxes | $304,000 | 3,086 |
| Income before extraordinary items | $872,000 | 3,429 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $872,000 | 3,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 2,257 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $882,360 | 3,359 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,848,000 | 2,694 |
| Total interest expense | $824,000 | 2,726 |
| Net interest income | $2,024,000 | 2,616 |
| Provision for loan and lease losses | $139,000 | 1,568 |
| Total noninterest income | $721,000 | 1,607 |
| Gross Fiduciary activities income | $137,000 | 575 |
| Service charges on deposit accounts | $394,000 | 1,059 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $190,000 | 2,562 |
| Total noninterest expense | $1,887,000 | 2,190 |
| Salaries and employee benefits | $889,000 | 2,521 |
| Premises and equipment expense | $458,000 | 1,323 |
| Additional noninterest expense | $540,000 | 2,254 |
| Pre-tax net operating income | $719,000 | 2,794 |
| Securities gains (losses) | $-11,000 | 8,547 |
| Applicable income taxes | $199,000 | 2,605 |
| Income before extraordinary items | $509,000 | 3,010 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $509,000 | 3,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,069 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $516,920 | 2,934 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,401,000 | 2,733 |
| Total interest expense | $2,719,000 | 2,841 |
| Net interest income | $7,682,000 | 2,629 |
| Provision for loan and lease losses | $288,000 | 3,013 |
| Total noninterest income | $2,687,000 | 1,762 |
| Gross Fiduciary activities income | $430,000 | 613 |
| Service charges on deposit accounts | $1,778,000 | 995 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $479,000 | 3,389 |
| Total noninterest expense | $7,949,000 | 2,016 |
| Salaries and employee benefits | $4,000,000 | 2,166 |
| Premises and equipment expense | $1,793,000 | 1,284 |
| Additional noninterest expense | $2,156,000 | 2,256 |
| Pre-tax net operating income | $2,132,000 | 3,369 |
| Securities gains (losses) | $-58,000 | 8,623 |
| Applicable income taxes | $473,000 | 3,441 |
| Income before extraordinary items | $1,601,000 | 3,468 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,601,000 | 3,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,369 |
| Cash dividends | $633,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,645,660 | 3,338 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,702,000 | 2,725 |
| Total interest expense | $2,000,000 | 2,845 |
| Net interest income | $5,702,000 | 2,626 |
| Provision for loan and lease losses | $255,000 | 2,546 |
| Total noninterest income | $2,015,000 | 1,773 |
| Gross Fiduciary activities income | $357,000 | 590 |
| Service charges on deposit accounts | $1,317,000 | 1,016 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $341,000 | 3,482 |
| Total noninterest expense | $5,735,000 | 2,088 |
| Salaries and employee benefits | $2,840,000 | 2,278 |
| Premises and equipment expense | $1,343,000 | 1,283 |
| Additional noninterest expense | $1,552,000 | 2,325 |
| Pre-tax net operating income | $1,727,000 | 3,248 |
| Securities gains (losses) | $-54,000 | 8,814 |
| Applicable income taxes | $409,000 | 3,260 |
| Income before extraordinary items | $1,264,000 | 3,409 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,264,000 | 3,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 2,796 |
| Cash dividends | $275,000 | 3,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,305,040 | 3,251 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,078,000 | 2,749 |
| Total interest expense | $1,329,000 | 2,837 |
| Net interest income | $3,749,000 | 2,642 |
| Provision for loan and lease losses | $230,000 | 1,975 |
| Total noninterest income | $1,419,000 | 1,681 |
| Gross Fiduciary activities income | $227,000 | 601 |
| Service charges on deposit accounts | $848,000 | 1,042 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $344,000 | 2,758 |
| Total noninterest expense | $3,797,000 | 2,105 |
| Salaries and employee benefits | $1,897,000 | 2,277 |
| Premises and equipment expense | $906,000 | 1,271 |
| Additional noninterest expense | $994,000 | 2,395 |
| Pre-tax net operating income | $1,141,000 | 3,227 |
| Securities gains (losses) | $-73,000 | 8,949 |
| Applicable income taxes | $200,000 | 3,775 |
| Income before extraordinary items | $868,000 | 3,308 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $868,000 | 3,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,563 |
| Cash dividends | $275,000 | 3,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $927,130 | 3,037 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,453,000 | 2,848 |
| Total interest expense | $662,000 | 2,886 |
| Net interest income | $1,791,000 | 2,777 |
| Provision for loan and lease losses | $115,000 | 1,912 |
| Total noninterest income | $702,000 | 1,660 |
| Gross Fiduciary activities income | $138,000 | 545 |
| Service charges on deposit accounts | $388,000 | 1,107 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $176,000 | 2,676 |
| Total noninterest expense | $1,803,000 | 2,214 |
| Salaries and employee benefits | $861,000 | 2,517 |
| Premises and equipment expense | $433,000 | 1,345 |
| Additional noninterest expense | $509,000 | 2,319 |
| Pre-tax net operating income | $575,000 | 3,187 |
| Securities gains (losses) | $-25,000 | 8,993 |
| Applicable income taxes | $164,000 | 2,923 |
| Income before extraordinary items | $386,000 | 3,604 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $386,000 | 3,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,346 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $403,500 | 3,374 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,033,000 | 2,815 |
| Total interest expense | $2,967,000 | 2,904 |
| Net interest income | $7,066,000 | 2,733 |
| Provision for loan and lease losses | $541,000 | 2,027 |
| Total noninterest income | $2,639,000 | 1,864 |
| Gross Fiduciary activities income | $376,000 | 646 |
| Service charges on deposit accounts | $1,497,000 | 1,152 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $766,000 | 2,810 |
| Total noninterest expense | $7,580,000 | 2,077 |
| Salaries and employee benefits | $3,917,000 | 2,169 |
| Premises and equipment expense | $1,687,000 | 1,346 |
| Additional noninterest expense | $1,976,000 | 2,438 |
| Pre-tax net operating income | $1,584,000 | 3,985 |
| Securities gains (losses) | $28,000 | 2,979 |
| Applicable income taxes | $539,000 | 3,251 |
| Income before extraordinary items | $1,073,000 | 4,445 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,073,000 | 4,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,737 |
| Cash dividends | $653,000 | 3,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,054,240 | 4,324 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,498,000 | 2,862 |
| Total interest expense | $2,281,000 | 2,920 |
| Net interest income | $5,217,000 | 2,789 |
| Provision for loan and lease losses | $482,000 | 1,716 |
| Total noninterest income | $2,017,000 | 1,887 |
| Gross Fiduciary activities income | $300,000 | 633 |
| Service charges on deposit accounts | $1,096,000 | 1,198 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $621,000 | 2,781 |
| Total noninterest expense | $5,464,000 | 2,166 |
| Salaries and employee benefits | $2,800,000 | 2,270 |
| Premises and equipment expense | $1,261,000 | 1,366 |
| Additional noninterest expense | $1,403,000 | 2,546 |
| Pre-tax net operating income | $1,288,000 | 3,878 |
| Securities gains (losses) | $55,000 | 2,240 |
| Applicable income taxes | $451,000 | 3,206 |
| Income before extraordinary items | $892,000 | 4,315 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $892,000 | 4,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,155 |
| Cash dividends | $378,000 | 3,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $855,700 | 4,257 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,956,000 | 2,919 |
| Total interest expense | $1,525,000 | 2,998 |
| Net interest income | $3,431,000 | 2,814 |
| Provision for loan and lease losses | $348,000 | 1,611 |
| Total noninterest income | $1,327,000 | 1,887 |
| Gross Fiduciary activities income | $188,000 | 655 |
| Service charges on deposit accounts | $715,000 | 1,205 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $424,000 | 2,695 |
| Total noninterest expense | $3,681,000 | 2,133 |
| Salaries and employee benefits | $1,883,000 | 2,246 |
| Premises and equipment expense | $848,000 | 1,355 |
| Additional noninterest expense | $950,000 | 2,488 |
| Pre-tax net operating income | $729,000 | 4,321 |
| Securities gains (losses) | $38,000 | 2,204 |
| Applicable income taxes | $170,000 | 4,280 |
| Income before extraordinary items | $597,000 | 4,318 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $597,000 | 4,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,544 |
| Cash dividends | $378,000 | 2,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $567,360 | 4,237 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,498,000 | 2,920 |
| Total interest expense | $766,000 | 3,054 |
| Net interest income | $1,732,000 | 2,789 |
| Provision for loan and lease losses | $174,000 | 1,528 |
| Total noninterest income | $648,000 | 1,884 |
| Gross Fiduciary activities income | $103,000 | 636 |
| Service charges on deposit accounts | $335,000 | 1,249 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $210,000 | 2,635 |
| Total noninterest expense | $1,802,000 | 2,178 |
| Salaries and employee benefits | $864,000 | 2,442 |
| Premises and equipment expense | $428,000 | 1,349 |
| Additional noninterest expense | $510,000 | 2,296 |
| Pre-tax net operating income | $404,000 | 4,009 |
| Securities gains (losses) | $24,000 | 1,809 |
| Applicable income taxes | $76,000 | 4,452 |
| Income before extraordinary items | $352,000 | 3,779 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $352,000 | 3,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $130,000 | 2,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $332,320 | 3,773 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,700,000 | 2,839 |
| Total interest expense | $3,562,000 | 3,044 |
| Net interest income | $7,138,000 | 2,676 |
| Provision for loan and lease losses | $2,216,000 | 684 |
| Total noninterest income | $2,435,000 | 1,830 |
| Gross Fiduciary activities income | $350,000 | 672 |
| Service charges on deposit accounts | $1,424,000 | 1,134 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $661,000 | 2,794 |
| Total noninterest expense | $7,179,000 | 2,090 |
| Salaries and employee benefits | $3,660,000 | 2,193 |
| Premises and equipment expense | $1,563,000 | 1,408 |
| Additional noninterest expense | $1,956,000 | 2,354 |
| Pre-tax net operating income | $178,000 | 8,010 |
| Securities gains (losses) | $340,000 | 823 |
| Applicable income taxes | $-50,000 | 8,991 |
| Income before extraordinary items | $568,000 | 6,106 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $568,000 | 6,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,537,000 | 488 |
| Cash dividends | $370,000 | 3,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $228,000 | 7,591 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,189,000 | 2,776 |
| Total interest expense | $5,450,000 | 2,912 |
| Net interest income | $6,739,000 | 2,658 |
| Provision for loan and lease losses | $304,000 | 3,170 |
| Total noninterest income | $2,034,000 | 1,987 |
| Gross Fiduciary activities income | $326,000 | 706 |
| Service charges on deposit accounts | $1,205,000 | 1,235 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $503,000 | 3,121 |
| Total noninterest expense | $6,309,000 | 2,269 |
| Salaries and employee benefits | $3,240,000 | 2,313 |
| Premises and equipment expense | $1,376,000 | 1,564 |
| Additional noninterest expense | $1,693,000 | 2,598 |
| Pre-tax net operating income | $2,160,000 | 3,006 |
| Securities gains (losses) | $28,000 | 2,876 |
| Applicable income taxes | $679,000 | 2,726 |
| Income before extraordinary items | $1,509,000 | 3,212 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,509,000 | 3,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,883 |
| Cash dividends | $620,000 | 3,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,489,680 | 3,134 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,676,000 | 2,961 |
| Total interest expense | $5,617,000 | 2,959 |
| Net interest income | $6,059,000 | 2,909 |
| Provision for loan and lease losses | $175,000 | 4,079 |
| Total noninterest income | $1,656,000 | 2,174 |
| Gross Fiduciary activities income | $336,000 | 698 |
| Service charges on deposit accounts | $878,000 | 1,561 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $442,000 | 3,151 |
| Total noninterest expense | $5,392,000 | 2,530 |
| Salaries and employee benefits | $2,863,000 | 2,493 |
| Premises and equipment expense | $908,000 | 2,273 |
| Additional noninterest expense | $1,621,000 | 2,632 |
| Pre-tax net operating income | $2,148,000 | 3,138 |
| Securities gains (losses) | $-7,000 | 8,117 |
| Applicable income taxes | $487,000 | 3,542 |
| Income before extraordinary items | $1,654,000 | 3,000 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,654,000 | 2,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,979 |
| Cash dividends | $1,141,000 | 2,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,659,390 | 2,985 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,331,000 | 3,123 |
| Total interest expense | $5,034,000 | 2,903 |
| Net interest income | $5,297,000 | 3,280 |
| Provision for loan and lease losses | $90,000 | 5,432 |
| Total noninterest income | $1,313,000 | 2,514 |
| Gross Fiduciary activities income | $310,000 | 762 |
| Service charges on deposit accounts | $658,000 | 2,017 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $345,000 | 3,717 |
| Total noninterest expense | $5,172,000 | 2,610 |
| Salaries and employee benefits | $2,690,000 | 2,620 |
| Premises and equipment expense | $808,000 | 2,514 |
| Additional noninterest expense | $1,674,000 | 2,572 |
| Pre-tax net operating income | $1,348,000 | 4,412 |
| Securities gains (losses) | $-43,000 | 9,756 |
| Applicable income taxes | $140,000 | 6,401 |
| Income before extraordinary items | $1,165,000 | 3,968 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,165,000 | 3,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 2,058 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,203,270 | 3,836 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,803,000 | 2,987 |
| Total interest expense | $5,313,000 | 2,834 |
| Net interest income | $5,490,000 | 3,124 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $1,285,000 | 2,544 |
| Gross Fiduciary activities income | $281,000 | 798 |
| Service charges on deposit accounts | $665,000 | 1,914 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $339,000 | 3,761 |
| Total noninterest expense | $4,802,000 | 2,719 |
| Salaries and employee benefits | $2,362,000 | 2,872 |
| Premises and equipment expense | $661,000 | 2,918 |
| Additional noninterest expense | $1,779,000 | 2,351 |
| Pre-tax net operating income | $1,673,000 | 3,859 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $344,000 | 4,806 |
| Income before extraordinary items | $1,333,000 | 3,598 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,333,000 | 3,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 1,853 |
| Cash dividends | $1,675,000 | 1,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,329,840 | 3,513 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,073,000 | 2,944 |
| Total interest expense | $5,271,000 | 2,841 |
| Net interest income | $5,802,000 | 3,009 |
| Provision for loan and lease losses | $725,000 | 1,290 |
| Total noninterest income | $1,386,000 | 2,349 |
| Gross Fiduciary activities income | $302,000 | 805 |
| Service charges on deposit accounts | $748,000 | 1,735 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $336,000 | 3,674 |
| Total noninterest expense | $4,199,000 | 3,039 |
| Salaries and employee benefits | $2,135,000 | 3,100 |
| Premises and equipment expense | $535,000 | 3,491 |
| Additional noninterest expense | $1,529,000 | 2,687 |
| Pre-tax net operating income | $2,264,000 | 3,177 |
| Securities gains (losses) | $-44,000 | 10,611 |
| Applicable income taxes | $697,000 | 3,246 |
| Income before extraordinary items | $1,523,000 | 3,317 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,523,000 | 3,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $318,000 | 1,883 |
| Cash dividends | $774,000 | 2,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,553,360 | 3,187 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,494,000 | 3,435 |
| Total interest expense | $4,680,000 | 3,194 |
| Net interest income | $4,814,000 | 3,672 |
| Provision for loan and lease losses | $1,350,000 | 815 |
| Total noninterest income | $1,290,000 | 2,552 |
| Gross Fiduciary activities income | $264,000 | 904 |
| Service charges on deposit accounts | $697,000 | 1,949 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $329,000 | 3,851 |
| Total noninterest expense | $3,960,000 | 3,378 |
| Salaries and employee benefits | $1,825,000 | 3,623 |
| Premises and equipment expense | $512,000 | 3,707 |
| Additional noninterest expense | $1,623,000 | 2,927 |
| Pre-tax net operating income | $794,000 | 6,531 |
| Securities gains (losses) | $48,000 | 1,356 |
| Applicable income taxes | $128,000 | 8,253 |
| Income before extraordinary items | $714,000 | 5,700 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $714,000 | 5,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $949,000 | 933 |
| Cash dividends | $218,000 | 5,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $673,200 | 5,821 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,869,000 | 3,663 |
| Total interest expense | $4,374,000 | 3,402 |
| Net interest income | $4,495,000 | 3,903 |
| Provision for loan and lease losses | $240,000 | 2,643 |
| Total noninterest income | $1,207,000 | 2,706 |
| Gross Fiduciary activities income | $237,000 | 958 |
| Service charges on deposit accounts | $639,000 | 2,129 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $331,000 | 3,761 |
| Total noninterest expense | $3,575,000 | 3,666 |
| Salaries and employee benefits | $1,739,000 | 3,751 |
| Premises and equipment expense | $552,000 | 3,453 |
| Additional noninterest expense | $1,284,000 | 3,535 |
| Pre-tax net operating income | $1,887,000 | 3,681 |
| Securities gains (losses) | $-55,000 | 11,225 |
| Applicable income taxes | $449,000 | 4,533 |
| Income before extraordinary items | $1,383,000 | 3,504 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,383,000 | 3,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $458,000 | 1,458 |
| Cash dividends | $822,000 | 2,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,424,250 | 3,379 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,755,000 | 4,366 |
| Total interest expense | $2,739,000 | 4,286 |
| Net interest income | $4,016,000 | 4,365 |
| Provision for loan and lease losses | $210,000 | 2,926 |
| Total noninterest income | $1,269,000 | 2,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $582,000 | 2,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $687,000 | 2,361 |
| Total noninterest expense | $3,498,000 | 3,849 |
| Salaries and employee benefits | $1,525,000 | 4,224 |
| Premises and equipment expense | $603,000 | 3,254 |
| Additional noninterest expense | $1,370,000 | 3,599 |
| Pre-tax net operating income | $1,577,000 | 4,230 |
| Securities gains (losses) | $-154,000 | 11,806 |
| Applicable income taxes | $314,000 | 5,710 |
| Income before extraordinary items | $1,109,000 | 4,140 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,109,000 | 4,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,047 |
| Cash dividends | $588,000 | 2,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,229,120 | 3,804 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,272,000 | 4,771 |
| Total interest expense | $2,378,000 | 5,032 |
| Net interest income | $3,894,000 | 4,517 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $1,190,000 | 2,924 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $578,000 | 2,379 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $612,000 | 2,854 |
| Total noninterest expense | $3,306,000 | 4,120 |
| Salaries and employee benefits | $1,489,000 | 4,301 |
| Premises and equipment expense | $581,000 | 3,428 |
| Additional noninterest expense | $1,236,000 | 4,094 |
| Pre-tax net operating income | $1,688,000 | 3,901 |
| Securities gains (losses) | $46,000 | 3,527 |
| Applicable income taxes | $441,000 | 4,658 |
| Income before extraordinary items | $1,293,000 | 3,730 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,293,000 | 3,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,663 |
| Cash dividends | $1,019,000 | 1,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,258,500 | 3,629 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,995,000 | 4,824 |
| Total interest expense | $3,039,000 | 5,099 |
| Net interest income | $3,956,000 | 4,494 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $1,112,000 | 3,041 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $496,000 | 2,803 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $616,000 | 2,781 |
| Total noninterest expense | $3,368,000 | 4,069 |
| Salaries and employee benefits | $1,653,000 | 3,883 |
| Premises and equipment expense | $522,000 | 3,823 |
| Additional noninterest expense | $1,193,000 | 4,361 |
| Pre-tax net operating income | $1,610,000 | 3,778 |
| Securities gains (losses) | $72,000 | 3,538 |
| Applicable income taxes | $420,000 | 4,612 |
| Income before extraordinary items | $1,262,000 | 3,645 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,262,000 | 3,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 13,268 |
| Cash dividends | $2,246,000 | 760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,208,000 | 3,500 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.