Home > Corn Belt Bank and Trust Company > Income and Expense
Corn Belt Bank and Trust Company, Income and Expense
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $20,381,000 | 1,877 |
| Total interest expense | $13,235,000 | 1,227 |
| Net interest income | $7,146,000 | 2,993 |
| Provision for loan and lease losses | $20,930,000 | 360 |
| Total noninterest income | $234,000 | 6,250 |
| Gross Fiduciary activities income | $57,000 | 957 |
| Service charges on deposit accounts | $183,000 | 4,956 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-6,000 | 8,034 |
| Total noninterest expense | $4,768,000 | 3,706 |
| Salaries and employee benefits | $2,011,000 | 4,426 |
| Premises and equipment expense | $945,000 | 2,764 |
| Additional noninterest expense | $1,812,000 | 3,127 |
| Pre-tax net operating income | $-18,318,000 | 8,090 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-50,000 | 6,956 |
| Income before extraordinary items | $-18,268,000 | 8,080 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-18,268,000 | 8,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,211,000 | 320 |
| Cash dividends | $975,000 | 2,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-18,268,000 | 8,105 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,308,000 | 1,815 |
| Total interest expense | $10,369,000 | 1,219 |
| Net interest income | $5,939,000 | 2,750 |
| Provision for loan and lease losses | $20,929,000 | 236 |
| Total noninterest income | $244,000 | 5,760 |
| Gross Fiduciary activities income | $39,000 | 971 |
| Service charges on deposit accounts | $146,000 | 4,884 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $59,000 | 6,377 |
| Total noninterest expense | $3,443,000 | 3,810 |
| Salaries and employee benefits | $1,638,000 | 4,199 |
| Premises and equipment expense | $658,000 | 2,959 |
| Additional noninterest expense | $1,147,000 | 3,501 |
| Pre-tax net operating income | $-18,189,000 | 8,274 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-50,000 | 7,450 |
| Income before extraordinary items | $-18,139,000 | 8,271 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-18,139,000 | 8,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,185,000 | 221 |
| Cash dividends | $975,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-18,139,000 | 8,282 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,516,000 | 1,739 |
| Total interest expense | $7,194,000 | 1,220 |
| Net interest income | $4,322,000 | 2,533 |
| Provision for loan and lease losses | $1,318,000 | 1,029 |
| Total noninterest income | $158,000 | 5,887 |
| Gross Fiduciary activities income | $26,000 | 984 |
| Service charges on deposit accounts | $103,000 | 4,787 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $29,000 | 6,828 |
| Total noninterest expense | $2,174,000 | 3,983 |
| Salaries and employee benefits | $1,081,000 | 4,259 |
| Premises and equipment expense | $426,000 | 3,046 |
| Additional noninterest expense | $667,000 | 3,848 |
| Pre-tax net operating income | $988,000 | 2,984 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-27,000 | 7,698 |
| Income before extraordinary items | $1,015,000 | 2,537 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,015,000 | 2,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,095,000 | 811 |
| Cash dividends | $725,000 | 1,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,015,000 | 2,497 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,815,000 | 1,768 |
| Total interest expense | $3,686,000 | 1,269 |
| Net interest income | $2,129,000 | 2,561 |
| Provision for loan and lease losses | $874,000 | 691 |
| Total noninterest income | $87,000 | 5,705 |
| Gross Fiduciary activities income | $13,000 | 995 |
| Service charges on deposit accounts | $43,000 | 5,092 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $31,000 | 5,863 |
| Total noninterest expense | $1,192,000 | 3,718 |
| Salaries and employee benefits | $586,000 | 4,043 |
| Premises and equipment expense | $215,000 | 3,023 |
| Additional noninterest expense | $391,000 | 3,381 |
| Pre-tax net operating income | $150,000 | 5,436 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-41,000 | 7,994 |
| Income before extraordinary items | $191,000 | 4,752 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $191,000 | 4,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 715 |
| Cash dividends | $250,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $191,000 | 4,644 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $24,132,000 | 1,765 |
| Total interest expense | $14,735,000 | 1,362 |
| Net interest income | $9,397,000 | 2,371 |
| Provision for loan and lease losses | $3,036,000 | 622 |
| Total noninterest income | $522,000 | 4,943 |
| Gross Fiduciary activities income | $118,000 | 898 |
| Service charges on deposit accounts | $194,000 | 4,967 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $210,000 | 4,964 |
| Total noninterest expense | $4,257,000 | 3,925 |
| Salaries and employee benefits | $2,135,000 | 4,174 |
| Premises and equipment expense | $857,000 | 2,914 |
| Additional noninterest expense | $1,265,000 | 3,924 |
| Pre-tax net operating income | $2,626,000 | 2,716 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $66,000 | 4,768 |
| Income before extraordinary items | $2,560,000 | 2,304 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,560,000 | 2,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,170,000 | 577 |
| Cash dividends | $2,369,000 | 1,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,560,000 | 2,298 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $17,960,000 | 1,786 |
| Total interest expense | $10,862,000 | 1,384 |
| Net interest income | $7,098,000 | 2,360 |
| Provision for loan and lease losses | $1,053,000 | 867 |
| Total noninterest income | $401,000 | 4,897 |
| Gross Fiduciary activities income | $107,000 | 858 |
| Service charges on deposit accounts | $151,000 | 4,911 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $143,000 | 5,190 |
| Total noninterest expense | $3,213,000 | 3,896 |
| Salaries and employee benefits | $1,636,000 | 4,097 |
| Premises and equipment expense | $699,000 | 2,713 |
| Additional noninterest expense | $878,000 | 4,094 |
| Pre-tax net operating income | $3,233,000 | 1,976 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $117,000 | 4,293 |
| Income before extraordinary items | $3,116,000 | 1,623 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,116,000 | 1,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,035 |
| Cash dividends | $1,983,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,116,000 | 1,610 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,743,000 | 1,838 |
| Total interest expense | $7,102,000 | 1,414 |
| Net interest income | $4,641,000 | 2,432 |
| Provision for loan and lease losses | $504,000 | 1,019 |
| Total noninterest income | $239,000 | 5,180 |
| Gross Fiduciary activities income | $90,000 | 833 |
| Service charges on deposit accounts | $95,000 | 5,045 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $54,000 | 6,160 |
| Total noninterest expense | $2,026,000 | 4,095 |
| Salaries and employee benefits | $1,017,000 | 4,365 |
| Premises and equipment expense | $442,000 | 2,856 |
| Additional noninterest expense | $567,000 | 4,184 |
| Pre-tax net operating income | $2,350,000 | 1,898 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $74,000 | 4,429 |
| Income before extraordinary items | $2,276,000 | 1,544 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,276,000 | 1,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,876 |
| Cash dividends | $1,368,000 | 1,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,276,000 | 1,525 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,665,000 | 1,889 |
| Total interest expense | $3,431,000 | 1,447 |
| Net interest income | $2,234,000 | 2,517 |
| Provision for loan and lease losses | $165,000 | 1,333 |
| Total noninterest income | $138,000 | 4,817 |
| Gross Fiduciary activities income | $61,000 | 775 |
| Service charges on deposit accounts | $47,000 | 5,004 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $30,000 | 5,964 |
| Total noninterest expense | $979,000 | 4,208 |
| Salaries and employee benefits | $496,000 | 4,459 |
| Premises and equipment expense | $218,000 | 2,906 |
| Additional noninterest expense | $265,000 | 4,350 |
| Pre-tax net operating income | $1,228,000 | 1,826 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $37,000 | 4,433 |
| Income before extraordinary items | $1,191,000 | 1,457 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,191,000 | 1,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $211,000 | 2,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,191,000 | 1,448 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $21,112,000 | 1,902 |
| Total interest expense | $11,669,000 | 1,443 |
| Net interest income | $9,443,000 | 2,412 |
| Provision for loan and lease losses | $1,792,000 | 614 |
| Total noninterest income | $458,000 | 5,328 |
| Gross Fiduciary activities income | $119,000 | 902 |
| Service charges on deposit accounts | $163,000 | 5,368 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $176,000 | 5,339 |
| Total noninterest expense | $3,954,000 | 4,031 |
| Salaries and employee benefits | $1,889,000 | 4,460 |
| Premises and equipment expense | $639,000 | 3,587 |
| Additional noninterest expense | $1,426,000 | 3,426 |
| Pre-tax net operating income | $4,155,000 | 2,194 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $66,000 | 5,268 |
| Income before extraordinary items | $4,089,000 | 1,752 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,089,000 | 1,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $449,000 | 1,261 |
| Cash dividends | $2,898,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,089,000 | 1,738 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $15,717,000 | 1,907 |
| Total interest expense | $8,468,000 | 1,443 |
| Net interest income | $7,249,000 | 2,388 |
| Provision for loan and lease losses | $861,000 | 884 |
| Total noninterest income | $299,000 | 5,646 |
| Gross Fiduciary activities income | $68,000 | 944 |
| Service charges on deposit accounts | $130,000 | 5,312 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $101,000 | 5,828 |
| Total noninterest expense | $2,968,000 | 4,011 |
| Salaries and employee benefits | $1,461,000 | 4,329 |
| Premises and equipment expense | $479,000 | 3,587 |
| Additional noninterest expense | $1,028,000 | 3,535 |
| Pre-tax net operating income | $3,719,000 | 1,958 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $54,000 | 5,394 |
| Income before extraordinary items | $3,665,000 | 1,526 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,665,000 | 1,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 1,444 |
| Cash dividends | $2,512,000 | 952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,665,000 | 1,505 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,110,000 | 1,926 |
| Total interest expense | $5,290,000 | 1,469 |
| Net interest income | $4,820,000 | 2,402 |
| Provision for loan and lease losses | $536,000 | 928 |
| Total noninterest income | $215,000 | 5,480 |
| Gross Fiduciary activities income | $58,000 | 917 |
| Service charges on deposit accounts | $84,000 | 5,367 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $73,000 | 5,716 |
| Total noninterest expense | $1,824,000 | 4,253 |
| Salaries and employee benefits | $956,000 | 4,404 |
| Premises and equipment expense | $295,000 | 3,818 |
| Additional noninterest expense | $573,000 | 4,054 |
| Pre-tax net operating income | $2,675,000 | 1,847 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $33,000 | 5,515 |
| Income before extraordinary items | $2,642,000 | 1,422 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,642,000 | 1,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 1,628 |
| Cash dividends | $1,805,000 | 897 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,642,000 | 1,411 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,909,000 | 1,938 |
| Total interest expense | $2,524,000 | 1,454 |
| Net interest income | $2,385,000 | 2,413 |
| Provision for loan and lease losses | $199,000 | 1,163 |
| Total noninterest income | $94,000 | 5,729 |
| Gross Fiduciary activities income | $27,000 | 937 |
| Service charges on deposit accounts | $39,000 | 5,460 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $28,000 | 6,187 |
| Total noninterest expense | $888,000 | 4,362 |
| Salaries and employee benefits | $476,000 | 4,436 |
| Premises and equipment expense | $128,000 | 4,229 |
| Additional noninterest expense | $284,000 | 4,062 |
| Pre-tax net operating income | $1,392,000 | 1,740 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $20,000 | 5,352 |
| Income before extraordinary items | $1,372,000 | 1,335 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,372,000 | 1,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,838 |
| Cash dividends | $440,000 | 1,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,372,000 | 1,316 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,676,000 | 2,264 |
| Total interest expense | $7,177,000 | 1,583 |
| Net interest income | $7,499,000 | 2,859 |
| Provision for loan and lease losses | $1,518,000 | 703 |
| Total noninterest income | $452,000 | 5,473 |
| Gross Fiduciary activities income | $133,000 | 890 |
| Service charges on deposit accounts | $177,000 | 5,296 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $142,000 | 5,824 |
| Total noninterest expense | $2,849,000 | 4,953 |
| Salaries and employee benefits | $1,484,000 | 5,087 |
| Premises and equipment expense | $445,000 | 4,530 |
| Additional noninterest expense | $920,000 | 4,689 |
| Pre-tax net operating income | $3,584,000 | 2,420 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $24,000 | 6,255 |
| Income before extraordinary items | $3,560,000 | 1,927 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,560,000 | 1,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $735,000 | 850 |
| Cash dividends | $2,287,000 | 1,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,560,000 | 1,904 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,230,000 | 2,366 |
| Total interest expense | $4,900,000 | 1,648 |
| Net interest income | $5,330,000 | 2,990 |
| Provision for loan and lease losses | $431,000 | 1,613 |
| Total noninterest income | $313,000 | 5,679 |
| Gross Fiduciary activities income | $74,000 | 936 |
| Service charges on deposit accounts | $142,000 | 5,192 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $97,000 | 5,995 |
| Total noninterest expense | $1,919,000 | 5,279 |
| Salaries and employee benefits | $1,080,000 | 5,165 |
| Premises and equipment expense | $281,000 | 5,047 |
| Additional noninterest expense | $558,000 | 5,361 |
| Pre-tax net operating income | $3,293,000 | 2,075 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $18,000 | 6,335 |
| Income before extraordinary items | $3,275,000 | 1,606 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,275,000 | 1,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,113 |
| Cash dividends | $2,037,000 | 1,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,275,000 | 1,572 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,239,000 | 2,517 |
| Total interest expense | $2,970,000 | 1,701 |
| Net interest income | $3,269,000 | 3,178 |
| Provision for loan and lease losses | $329,000 | 1,407 |
| Total noninterest income | $189,000 | 5,862 |
| Gross Fiduciary activities income | $39,000 | 974 |
| Service charges on deposit accounts | $91,000 | 5,229 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $59,000 | 6,157 |
| Total noninterest expense | $1,260,000 | 5,307 |
| Salaries and employee benefits | $728,000 | 5,118 |
| Premises and equipment expense | $187,000 | 5,041 |
| Additional noninterest expense | $345,000 | 5,576 |
| Pre-tax net operating income | $1,869,000 | 2,307 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $13,000 | 6,301 |
| Income before extraordinary items | $1,856,000 | 1,838 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,856,000 | 1,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 2,069 |
| Cash dividends | $1,384,000 | 1,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,856,000 | 1,804 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,974,000 | 2,585 |
| Total interest expense | $1,376,000 | 1,734 |
| Net interest income | $1,598,000 | 3,229 |
| Provision for loan and lease losses | $102,000 | 2,017 |
| Total noninterest income | $87,000 | 5,983 |
| Gross Fiduciary activities income | $18,000 | 999 |
| Service charges on deposit accounts | $40,000 | 5,458 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $29,000 | 6,226 |
| Total noninterest expense | $604,000 | 5,499 |
| Salaries and employee benefits | $369,000 | 5,106 |
| Premises and equipment expense | $91,000 | 5,179 |
| Additional noninterest expense | $144,000 | 6,135 |
| Pre-tax net operating income | $979,000 | 2,201 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $7,000 | 6,248 |
| Income before extraordinary items | $972,000 | 1,727 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $972,000 | 1,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,076 |
| Cash dividends | $505,000 | 1,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $972,000 | 1,693 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,028,000 | 2,822 |
| Total interest expense | $4,477,000 | 1,815 |
| Net interest income | $5,551,000 | 3,516 |
| Provision for loan and lease losses | $495,000 | 1,977 |
| Total noninterest income | $426,000 | 5,656 |
| Gross Fiduciary activities income | $145,000 | 860 |
| Service charges on deposit accounts | $157,000 | 5,693 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $124,000 | 6,044 |
| Total noninterest expense | $2,347,000 | 5,507 |
| Salaries and employee benefits | $1,303,000 | 5,422 |
| Premises and equipment expense | $350,000 | 5,212 |
| Additional noninterest expense | $694,000 | 5,554 |
| Pre-tax net operating income | $3,135,000 | 2,495 |
| Securities gains (losses) | $32,000 | 2,072 |
| Applicable income taxes | $12,000 | 6,712 |
| Income before extraordinary items | $3,155,000 | 1,986 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,155,000 | 1,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,186 |
| Cash dividends | $1,415,000 | 1,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,123,000 | 1,958 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,255,000 | 2,888 |
| Total interest expense | $3,234,000 | 1,851 |
| Net interest income | $4,021,000 | 3,583 |
| Provision for loan and lease losses | $126,000 | 3,901 |
| Total noninterest income | $307,000 | 5,760 |
| Gross Fiduciary activities income | $95,000 | 889 |
| Service charges on deposit accounts | $121,000 | 5,700 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $91,000 | 6,107 |
| Total noninterest expense | $1,751,000 | 5,483 |
| Salaries and employee benefits | $978,000 | 5,392 |
| Premises and equipment expense | $234,000 | 5,543 |
| Additional noninterest expense | $539,000 | 5,404 |
| Pre-tax net operating income | $2,451,000 | 2,429 |
| Securities gains (losses) | $32,000 | 1,992 |
| Applicable income taxes | $7,000 | 6,881 |
| Income before extraordinary items | $2,476,000 | 1,915 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,476,000 | 1,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,331 |
| Cash dividends | $1,185,000 | 1,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,444,000 | 1,892 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,707,000 | 2,946 |
| Total interest expense | $2,111,000 | 1,874 |
| Net interest income | $2,596,000 | 3,662 |
| Provision for loan and lease losses | $84,000 | 3,858 |
| Total noninterest income | $193,000 | 5,903 |
| Gross Fiduciary activities income | $67,000 | 880 |
| Service charges on deposit accounts | $74,000 | 5,866 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $52,000 | 6,365 |
| Total noninterest expense | $1,159,000 | 5,546 |
| Salaries and employee benefits | $658,000 | 5,401 |
| Premises and equipment expense | $154,000 | 5,586 |
| Additional noninterest expense | $347,000 | 5,539 |
| Pre-tax net operating income | $1,546,000 | 2,526 |
| Securities gains (losses) | $9,000 | 2,475 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $1,554,000 | 2,017 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,554,000 | 2,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 2,756 |
| Cash dividends | $785,000 | 1,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,545,000 | 1,970 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,343,000 | 2,970 |
| Total interest expense | $1,057,000 | 1,890 |
| Net interest income | $1,286,000 | 3,684 |
| Provision for loan and lease losses | $42,000 | 3,681 |
| Total noninterest income | $90,000 | 6,013 |
| Gross Fiduciary activities income | $28,000 | 935 |
| Service charges on deposit accounts | $37,000 | 5,836 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $25,000 | 6,426 |
| Total noninterest expense | $544,000 | 5,759 |
| Salaries and employee benefits | $293,000 | 5,807 |
| Premises and equipment expense | $74,000 | 5,726 |
| Additional noninterest expense | $177,000 | 5,481 |
| Pre-tax net operating income | $790,000 | 2,451 |
| Securities gains (losses) | $9,000 | 2,096 |
| Applicable income taxes | $-4,000 | 8,819 |
| Income before extraordinary items | $803,000 | 1,954 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $803,000 | 1,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $109,000 | 2,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $794,000 | 1,877 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,036,000 | 3,097 |
| Total interest expense | $4,436,000 | 2,012 |
| Net interest income | $4,600,000 | 3,938 |
| Provision for loan and lease losses | $944,000 | 1,259 |
| Total noninterest income | $527,000 | 5,296 |
| Gross Fiduciary activities income | $109,000 | 945 |
| Service charges on deposit accounts | $165,000 | 5,687 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $253,000 | 4,841 |
| Total noninterest expense | $1,896,000 | 6,169 |
| Salaries and employee benefits | $1,122,000 | 5,863 |
| Premises and equipment expense | $263,000 | 6,040 |
| Additional noninterest expense | $511,000 | 6,499 |
| Pre-tax net operating income | $2,287,000 | 3,083 |
| Securities gains (losses) | $260,000 | 1,144 |
| Applicable income taxes | $22,000 | 6,748 |
| Income before extraordinary items | $2,525,000 | 2,355 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,525,000 | 2,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $657,000 | 1,289 |
| Cash dividends | $1,366,000 | 1,868 |
| Sale, conversion, retirement of capital stock, net | $900,000 | 441 |
| Net operating income | $2,267,600 | 2,472 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,705,000 | 3,168 |
| Total interest expense | $3,337,000 | 2,082 |
| Net interest income | $3,368,000 | 4,023 |
| Provision for loan and lease losses | $908,000 | 964 |
| Total noninterest income | $366,000 | 5,545 |
| Gross Fiduciary activities income | $85,000 | 941 |
| Service charges on deposit accounts | $126,000 | 5,684 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $155,000 | 5,278 |
| Total noninterest expense | $1,364,000 | 6,281 |
| Salaries and employee benefits | $848,000 | 5,807 |
| Premises and equipment expense | $179,000 | 6,311 |
| Additional noninterest expense | $337,000 | 6,830 |
| Pre-tax net operating income | $1,462,000 | 3,567 |
| Securities gains (losses) | $226,000 | 1,158 |
| Applicable income taxes | $16,000 | 6,892 |
| Income before extraordinary items | $1,672,000 | 2,723 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,672,000 | 2,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 1,783 |
| Cash dividends | $1,142,000 | 1,582 |
| Sale, conversion, retirement of capital stock, net | $900,000 | 323 |
| Net operating income | $1,448,260 | 2,890 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,405,000 | 3,228 |
| Total interest expense | $2,232,000 | 2,147 |
| Net interest income | $2,173,000 | 4,129 |
| Provision for loan and lease losses | $872,000 | 714 |
| Total noninterest income | $263,000 | 5,322 |
| Gross Fiduciary activities income | $66,000 | 916 |
| Service charges on deposit accounts | $83,000 | 5,687 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $114,000 | 5,091 |
| Total noninterest expense | $908,000 | 6,311 |
| Salaries and employee benefits | $564,000 | 5,820 |
| Premises and equipment expense | $120,000 | 6,262 |
| Additional noninterest expense | $224,000 | 6,843 |
| Pre-tax net operating income | $656,000 | 4,607 |
| Securities gains (losses) | $194,000 | 1,061 |
| Applicable income taxes | $10,000 | 6,956 |
| Income before extraordinary items | $840,000 | 3,375 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $840,000 | 3,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 1,335 |
| Cash dividends | $782,000 | 1,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $647,940 | 3,892 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,181,000 | 3,262 |
| Total interest expense | $1,117,000 | 2,185 |
| Net interest income | $1,064,000 | 4,210 |
| Provision for loan and lease losses | $36,000 | 4,248 |
| Total noninterest income | $71,000 | 6,688 |
| Gross Fiduciary activities income | $17,000 | 1,042 |
| Service charges on deposit accounts | $35,000 | 5,954 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $19,000 | 7,007 |
| Total noninterest expense | $407,000 | 6,660 |
| Salaries and employee benefits | $258,000 | 6,145 |
| Premises and equipment expense | $49,000 | 6,835 |
| Additional noninterest expense | $100,000 | 7,147 |
| Pre-tax net operating income | $692,000 | 2,758 |
| Securities gains (losses) | $48,000 | 1,413 |
| Applicable income taxes | $4,000 | 6,977 |
| Income before extraordinary items | $736,000 | 2,118 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $736,000 | 2,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 938 |
| Cash dividends | $182,000 | 2,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $688,480 | 2,103 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,050,000 | 3,282 |
| Total interest expense | $5,074,000 | 2,211 |
| Net interest income | $3,976,000 | 4,368 |
| Provision for loan and lease losses | $334,000 | 3,230 |
| Total noninterest income | $350,000 | 6,101 |
| Gross Fiduciary activities income | $83,000 | 1,028 |
| Service charges on deposit accounts | $180,000 | 5,464 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $87,000 | 6,718 |
| Total noninterest expense | $1,712,000 | 6,431 |
| Salaries and employee benefits | $962,000 | 6,273 |
| Premises and equipment expense | $244,000 | 6,223 |
| Additional noninterest expense | $506,000 | 6,472 |
| Pre-tax net operating income | $2,280,000 | 3,094 |
| Securities gains (losses) | $66,000 | 2,156 |
| Applicable income taxes | $-6,000 | 8,832 |
| Income before extraordinary items | $2,352,000 | 2,464 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,352,000 | 2,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 2,583 |
| Cash dividends | $1,264,000 | 1,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,286,000 | 2,437 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,159,000 | 3,585 |
| Total interest expense | $5,749,000 | 2,775 |
| Net interest income | $3,410,000 | 4,644 |
| Provision for loan and lease losses | $430,000 | 2,467 |
| Total noninterest income | $322,000 | 6,232 |
| Gross Fiduciary activities income | $43,000 | 1,162 |
| Service charges on deposit accounts | $178,000 | 5,424 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $101,000 | 6,420 |
| Total noninterest expense | $1,665,000 | 6,420 |
| Salaries and employee benefits | $907,000 | 6,338 |
| Premises and equipment expense | $263,000 | 5,926 |
| Additional noninterest expense | $495,000 | 6,472 |
| Pre-tax net operating income | $1,637,000 | 3,655 |
| Securities gains (losses) | $21,000 | 3,115 |
| Applicable income taxes | $13,000 | 7,494 |
| Income before extraordinary items | $1,645,000 | 3,011 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,645,000 | 3,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,371 |
| Cash dividends | $922,000 | 2,391 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 404 |
| Net operating income | $1,624,210 | 2,938 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,080,000 | 4,096 |
| Total interest expense | $5,004,000 | 3,313 |
| Net interest income | $3,076,000 | 5,064 |
| Provision for loan and lease losses | $388,000 | 2,334 |
| Total noninterest income | $235,000 | 6,931 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 5,560 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 7,177 |
| Total noninterest expense | $1,363,000 | 7,082 |
| Salaries and employee benefits | $780,000 | 6,827 |
| Premises and equipment expense | $250,000 | 6,046 |
| Additional noninterest expense | $333,000 | 7,687 |
| Pre-tax net operating income | $1,560,000 | 3,964 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $15,000 | 7,958 |
| Income before extraordinary items | $1,545,000 | 3,179 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,545,000 | 3,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 1,977 |
| Cash dividends | $1,733,000 | 1,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,545,000 | 3,172 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,727,000 | 4,554 |
| Total interest expense | $3,941,000 | 3,631 |
| Net interest income | $2,786,000 | 5,445 |
| Provision for loan and lease losses | $189,000 | 3,688 |
| Total noninterest income | $273,000 | 6,693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 5,603 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 6,454 |
| Total noninterest expense | $1,028,000 | 8,034 |
| Salaries and employee benefits | $591,000 | 7,805 |
| Premises and equipment expense | $205,000 | 6,733 |
| Additional noninterest expense | $232,000 | 8,729 |
| Pre-tax net operating income | $1,842,000 | 3,552 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $187,000 | 5,850 |
| Income before extraordinary items | $1,655,000 | 3,001 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,655,000 | 3,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,524 |
| Cash dividends | $350,000 | 4,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,655,000 | 2,964 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,103,000 | 4,940 |
| Total interest expense | $3,465,000 | 4,170 |
| Net interest income | $2,638,000 | 5,638 |
| Provision for loan and lease losses | $197,000 | 3,561 |
| Total noninterest income | $230,000 | 7,214 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 6,065 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 6,932 |
| Total noninterest expense | $925,000 | 8,356 |
| Salaries and employee benefits | $512,000 | 8,281 |
| Premises and equipment expense | $184,000 | 6,975 |
| Additional noninterest expense | $229,000 | 8,801 |
| Pre-tax net operating income | $1,746,000 | 3,723 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $642,000 | 3,231 |
| Income before extraordinary items | $1,104,000 | 4,170 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,104,000 | 4,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,193 |
| Cash dividends | $275,000 | 4,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,104,000 | 4,085 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,093,000 | 5,719 |
| Total interest expense | $2,766,000 | 5,025 |
| Net interest income | $2,327,000 | 6,324 |
| Provision for loan and lease losses | $92,000 | 5,344 |
| Total noninterest income | $203,000 | 7,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 7,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 6,624 |
| Total noninterest expense | $873,000 | 8,774 |
| Salaries and employee benefits | $474,000 | 8,792 |
| Premises and equipment expense | $191,000 | 7,010 |
| Additional noninterest expense | $208,000 | 9,301 |
| Pre-tax net operating income | $1,565,000 | 4,327 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $575,000 | 3,803 |
| Income before extraordinary items | $990,000 | 4,742 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $990,000 | 4,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,367 |
| Cash dividends | $240,000 | 5,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $990,000 | 4,681 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,328,000 | 6,553 |
| Total interest expense | $2,307,000 | 5,838 |
| Net interest income | $2,021,000 | 7,102 |
| Provision for loan and lease losses | $48,000 | 6,700 |
| Total noninterest income | $202,000 | 8,196 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 7,673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 6,864 |
| Total noninterest expense | $773,000 | 9,536 |
| Salaries and employee benefits | $430,000 | 9,395 |
| Premises and equipment expense | $174,000 | 7,546 |
| Additional noninterest expense | $169,000 | 10,316 |
| Pre-tax net operating income | $1,402,000 | 4,575 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $504,000 | 4,120 |
| Income before extraordinary items | $896,000 | 4,887 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $896,000 | 4,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,914 |
| Cash dividends | $331,000 | 4,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $897,280 | 4,827 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,650,000 | 7,369 |
| Total interest expense | $1,816,000 | 6,855 |
| Net interest income | $1,834,000 | 7,683 |
| Provision for loan and lease losses | $48,000 | 6,309 |
| Total noninterest income | $158,000 | 9,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 7,660 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,088 |
| Total noninterest expense | $674,000 | 10,283 |
| Salaries and employee benefits | $388,000 | 10,034 |
| Premises and equipment expense | $105,000 | 9,481 |
| Additional noninterest expense | $181,000 | 10,668 |
| Pre-tax net operating income | $1,270,000 | 5,051 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $470,000 | 4,385 |
| Income before extraordinary items | $800,000 | 5,451 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $800,000 | 5,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $342,000 | 4,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $800,000 | 5,426 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,104,000 | 7,879 |
| Total interest expense | $1,388,000 | 7,245 |
| Net interest income | $1,716,000 | 8,263 |
| Provision for loan and lease losses | $48,000 | 6,241 |
| Total noninterest income | $155,000 | 9,612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 8,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 8,873 |
| Total noninterest expense | $704,000 | 10,688 |
| Salaries and employee benefits | $336,000 | 10,888 |
| Premises and equipment expense | $91,000 | 10,316 |
| Additional noninterest expense | $277,000 | 10,219 |
| Pre-tax net operating income | $1,119,000 | 5,503 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $404,000 | 4,721 |
| Income before extraordinary items | $715,000 | 5,822 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $715,000 | 5,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $10,000 | 8,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $715,000 | 5,894 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,101,000 | 8,170 |
| Total interest expense | $1,451,000 | 7,373 |
| Net interest income | $1,650,000 | 8,642 |
| Provision for loan and lease losses | $49,000 | 7,550 |
| Total noninterest income | $136,000 | 10,502 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 8,554 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,560 |
| Total noninterest expense | $781,000 | 10,759 |
| Salaries and employee benefits | $470,000 | 9,956 |
| Premises and equipment expense | $119,000 | 9,813 |
| Additional noninterest expense | $192,000 | 11,846 |
| Pre-tax net operating income | $956,000 | 6,083 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $350,000 | 5,498 |
| Income before extraordinary items | $606,000 | 6,726 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $606,000 | 6,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $3,000 | 9,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $606,000 | 6,489 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,214,000 | 8,615 |
| Total interest expense | $1,710,000 | 7,865 |
| Net interest income | $1,504,000 | 9,259 |
| Provision for loan and lease losses | $135,000 | 6,388 |
| Total noninterest income | $128,000 | 10,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 9,405 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 10,164 |
| Total noninterest expense | $767,000 | 11,167 |
| Salaries and employee benefits | $460,000 | 10,198 |
| Premises and equipment expense | $116,000 | 10,180 |
| Additional noninterest expense | $191,000 | 12,354 |
| Pre-tax net operating income | $730,000 | 6,938 |
| Securities gains (losses) | $11,000 | 6,349 |
| Applicable income taxes | $255,000 | 6,577 |
| Income before extraordinary items | $486,000 | 7,453 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $486,000 | 7,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 6,285 |
| Cash dividends | $3,000 | 8,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $478,740 | 7,135 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.