Home > CoreStates Delaware > Income and Expense
CoreStates Delaware, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $398,000 | 10,753 |
| Total interest expense | $188,000 | 10,686 |
| Net interest income | $210,000 | 10,769 |
| Provision for loan and lease losses | $51,000 | 6,594 |
| Total noninterest income | $18,000 | 10,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,956 |
| Total noninterest expense | $917,000 | 8,620 |
| Salaries and employee benefits | $216,000 | 10,459 |
| Premises and equipment expense | $186,000 | 7,092 |
| Additional noninterest expense | $515,000 | 6,382 |
| Pre-tax net operating income | $-740,000 | 10,805 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-259,000 | 10,814 |
| Income before extraordinary items | $-481,000 | 10,750 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-481,000 | 10,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,419 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-481,000 | 10,730 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $208,000 | 11,373 |
| Total interest expense | $88,000 | 11,339 |
| Net interest income | $120,000 | 11,380 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $5,000 | 11,354 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 11,207 |
| Total noninterest expense | $962,000 | 8,815 |
| Salaries and employee benefits | $181,000 | 11,113 |
| Premises and equipment expense | $158,000 | 7,875 |
| Additional noninterest expense | $623,000 | 6,211 |
| Pre-tax net operating income | $-897,000 | 11,325 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-314,000 | 11,312 |
| Income before extraordinary items | $-583,000 | 11,292 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-583,000 | 11,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,157 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-583,000 | 11,269 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $31,000 | 11,960 |
| Total interest expense | $18,000 | 11,930 |
| Net interest income | $13,000 | 11,960 |
| Provision for loan and lease losses | $46,000 | 6,390 |
| Total noninterest income | $2,000 | 11,924 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 11,869 |
| Total noninterest expense | $572,000 | 10,696 |
| Salaries and employee benefits | $100,000 | 11,872 |
| Premises and equipment expense | $114,000 | 9,208 |
| Additional noninterest expense | $358,000 | 8,613 |
| Pre-tax net operating income | $-603,000 | 11,821 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-211,000 | 11,795 |
| Income before extraordinary items | $-392,000 | 11,770 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-392,000 | 11,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-392,000 | 11,762 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $0 | 12,605 |
| Total interest expense | $0 | 12,589 |
| Net interest income | $0 | 12,599 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $0 | 12,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 12,536 |
| Total noninterest expense | $19,000 | 12,602 |
| Salaries and employee benefits | $0 | 12,599 |
| Premises and equipment expense | $10,000 | 12,540 |
| Additional noninterest expense | $9,000 | 12,600 |
| Pre-tax net operating income | $-19,000 | 12,131 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-7,000 | 12,067 |
| Income before extraordinary items | $-12,000 | 12,059 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-12,000 | 12,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $1,463,000 | 360 |
| Net operating income | $-12,000 | 12,083 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.