Home > CoreStates Bank of Delaware > Income and Expense
CoreStates Bank of Delaware, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $283,025,000 | 187 |
| Total interest expense | $108,850,000 | 219 |
| Net interest income | $174,175,000 | 173 |
| Provision for loan and lease losses | $192,696,000 | 24 |
| Total noninterest income | $57,485,000 | 206 |
| Gross Fiduciary activities income | $1,443,000 | 386 |
| Service charges on deposit accounts | $39,000 | 8,702 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $56,003,000 | 159 |
| Total noninterest expense | $86,318,000 | 235 |
| Salaries and employee benefits | $19,990,000 | 354 |
| Premises and equipment expense | $5,955,000 | 369 |
| Additional noninterest expense | $60,373,000 | 184 |
| Pre-tax net operating income | $-47,354,000 | 10,944 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-16,573,000 | 10,920 |
| Income before extraordinary items | $-30,781,000 | 10,920 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-30,781,000 | 10,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,719,000 | 23 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-30,781,000 | 10,919 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $258,206,000 | 219 |
| Total interest expense | $95,961,000 | 259 |
| Net interest income | $162,245,000 | 191 |
| Provision for loan and lease losses | $100,415,000 | 40 |
| Total noninterest income | $50,221,000 | 231 |
| Gross Fiduciary activities income | $1,156,000 | 469 |
| Service charges on deposit accounts | $40,000 | 9,108 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $49,025,000 | 175 |
| Total noninterest expense | $89,823,000 | 264 |
| Salaries and employee benefits | $18,104,000 | 414 |
| Premises and equipment expense | $4,333,000 | 524 |
| Additional noninterest expense | $67,386,000 | 196 |
| Pre-tax net operating income | $22,228,000 | 432 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $8,460,000 | 402 |
| Income before extraordinary items | $13,768,000 | 452 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $13,768,000 | 453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,024,000 | 42 |
| Cash dividends | $15,000,000 | 334 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $13,768,000 | 446 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $182,961,000 | 294 |
| Total interest expense | $66,319,000 | 356 |
| Net interest income | $116,642,000 | 244 |
| Provision for loan and lease losses | $55,984,000 | 46 |
| Total noninterest income | $75,030,000 | 178 |
| Gross Fiduciary activities income | $803,000 | 590 |
| Service charges on deposit accounts | $43,000 | 9,448 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $74,184,000 | 120 |
| Total noninterest expense | $103,861,000 | 240 |
| Salaries and employee benefits | $21,885,000 | 371 |
| Premises and equipment expense | $7,397,000 | 370 |
| Additional noninterest expense | $74,579,000 | 174 |
| Pre-tax net operating income | $31,827,000 | 343 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $12,303,000 | 324 |
| Income before extraordinary items | $19,524,000 | 359 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $19,524,000 | 358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,330,000 | 61 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $19,524,000 | 356 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $97,571,000 | 414 |
| Total interest expense | $24,017,000 | 619 |
| Net interest income | $73,554,000 | 328 |
| Provision for loan and lease losses | $28,660,000 | 78 |
| Total noninterest income | $97,672,000 | 148 |
| Gross Fiduciary activities income | $580,000 | 695 |
| Service charges on deposit accounts | $68,000 | 9,072 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $97,024,000 | 95 |
| Total noninterest expense | $97,765,000 | 250 |
| Salaries and employee benefits | $25,133,000 | 340 |
| Premises and equipment expense | $6,857,000 | 386 |
| Additional noninterest expense | $65,775,000 | 185 |
| Pre-tax net operating income | $44,801,000 | 266 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $17,181,000 | 235 |
| Income before extraordinary items | $27,620,000 | 272 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $27,620,000 | 271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,806,000 | 142 |
| Cash dividends | $10,292,000 | 339 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $27,620,000 | 277 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $58,043,000 | 611 |
| Total interest expense | $9,915,000 | 1,352 |
| Net interest income | $48,128,000 | 447 |
| Provision for loan and lease losses | $12,138,000 | 242 |
| Total noninterest income | $107,988,000 | 120 |
| Gross Fiduciary activities income | $625,000 | 681 |
| Service charges on deposit accounts | $42,000 | 10,341 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $107,321,000 | 77 |
| Total noninterest expense | $93,371,000 | 254 |
| Salaries and employee benefits | $27,926,000 | 308 |
| Premises and equipment expense | $4,934,000 | 501 |
| Additional noninterest expense | $60,511,000 | 196 |
| Pre-tax net operating income | $50,607,000 | 207 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $19,290,000 | 187 |
| Income before extraordinary items | $31,317,000 | 231 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $31,317,000 | 239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,247,000 | 320 |
| Cash dividends | $11,785,000 | 251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $31,317,000 | 221 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $48,375,000 | 812 |
| Total interest expense | $10,222,000 | 1,688 |
| Net interest income | $38,153,000 | 550 |
| Provision for loan and lease losses | $7,790,000 | 442 |
| Total noninterest income | $91,052,000 | 130 |
| Gross Fiduciary activities income | $826,000 | 597 |
| Service charges on deposit accounts | $28,000 | 11,127 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $90,198,000 | 83 |
| Total noninterest expense | $78,322,000 | 289 |
| Salaries and employee benefits | $16,865,000 | 440 |
| Premises and equipment expense | $5,547,000 | 473 |
| Additional noninterest expense | $55,910,000 | 224 |
| Pre-tax net operating income | $43,093,000 | 186 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $14,769,000 | 193 |
| Income before extraordinary items | $28,324,000 | 206 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $28,324,000 | 210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,744,000 | 341 |
| Cash dividends | $47,051,000 | 56 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $28,324,000 | 184 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.