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Core Business Bank, Income and Expense

2013-03-31 (YTD Data)Rank
Total interest income$595,0005,749
Total interest expense$89,0005,354
Net interest income$506,0005,754
Provision for loan and lease losses$-85,0006,839
Total noninterest income$16,0006,583
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$6,0006,510
Trading account gains and fees$0148
Additional Noninterest Income$10,0006,142
Total noninterest expense$569,0005,322
Salaries and employee benefits$295,0005,373
Premises and equipment expense$80,0004,789
Additional noninterest expense$194,0005,211
Pre-tax net operating income$38,0005,966
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$38,0006,010
Extraordinary gains, net$010
Net income$38,0006,011
Minority interest net income$076
Net income of bank and minority interests.$38,0006,011
Net charge-offs$-30,0006,567
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$4,000682
Net operating income$38,0005,920
2012-12-31 (YTD Data)Rank
Total interest income$2,569,0005,761
Total interest expense$356,0005,739
Net interest income$2,213,0005,696
Provision for loan and lease losses$150,0004,271
Total noninterest income$510,0004,462
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$25,0006,600
Trading account gains and fees$0166
Additional Noninterest Income$485,0003,387
Total noninterest expense$2,539,0005,141
Salaries and employee benefits$1,189,0005,409
Premises and equipment expense$480,0003,901
Additional noninterest expense$870,0005,112
Pre-tax net operating income$34,0006,080
Securities gains (losses)$88,0002,368
Applicable income taxes$04,751
Income before extraordinary items$122,0006,000
Extraordinary gains, net$029
Net income$122,0005,996
Minority interest net income$093
Net income of bank and minority interests.$122,0005,999
Net charge-offs$-3,0006,454
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$35,000761
Net operating income$34,0006,085
2012-09-30 (YTD Data)Rank
Total interest income$1,938,0005,848
Total interest expense$261,0005,903
Net interest income$1,677,0005,761
Provision for loan and lease losses$150,0003,869
Total noninterest income$388,0004,482
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$18,0006,699
Trading account gains and fees$0157
Additional Noninterest Income$370,0003,377
Total noninterest expense$1,938,0005,140
Salaries and employee benefits$877,0005,475
Premises and equipment expense$417,0003,619
Additional noninterest expense$644,0005,178
Pre-tax net operating income$-23,0006,322
Securities gains (losses)$40,0002,560
Applicable income taxes$04,802
Income before extraordinary items$17,0006,359
Extraordinary gains, net$020
Net income$17,0006,358
Minority interest net income$086
Net income of bank and minority interests.$17,0006,358
Net charge-offs$13,0005,228
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$19,000770
Net operating income$-23,0006,328
2012-06-30 (YTD Data)Rank
Total interest income$1,264,0005,938
Total interest expense$171,0006,027
Net interest income$1,093,0005,846
Provision for loan and lease losses$75,0004,155
Total noninterest income$374,0003,788
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$12,0006,742
Trading account gains and fees$0153
Additional Noninterest Income$362,0002,801
Total noninterest expense$1,346,0005,075
Salaries and employee benefits$587,0005,514
Premises and equipment expense$332,0003,188
Additional noninterest expense$427,0005,211
Pre-tax net operating income$46,0006,113
Securities gains (losses)$40,0002,188
Applicable income taxes$04,770
Income before extraordinary items$86,0006,026
Extraordinary gains, net$019
Net income$86,0006,026
Minority interest net income$084
Net income of bank and minority interests.$86,0006,026
Net charge-offs$17,0004,718
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$14,000725
Net operating income$46,0006,103
2012-03-31 (YTD Data)Rank
Total interest income$638,0005,964
Total interest expense$86,0006,104
Net interest income$552,0005,861
Provision for loan and lease losses$05,254
Total noninterest income$111,0004,777
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$6,0006,762
Trading account gains and fees$0148
Additional Noninterest Income$105,0003,629
Total noninterest expense$638,0005,229
Salaries and employee benefits$282,0005,619
Premises and equipment expense$135,0003,709
Additional noninterest expense$221,0005,137
Pre-tax net operating income$25,0006,171
Securities gains (losses)$26,0001,495
Applicable income taxes$04,704
Income before extraordinary items$51,0005,965
Extraordinary gains, net$019
Net income$51,0005,965
Minority interest net income$078
Net income of bank and minority interests.$51,0005,965
Net charge-offs$25,0003,537
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$4,000737
Net operating income$25,0006,147
2011-12-31 (YTD Data)Rank
Total interest income$2,031,0006,416
Total interest expense$397,0006,219
Net interest income$1,634,0006,418
Provision for loan and lease losses$305,0004,081
Total noninterest income$145,0006,082
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$63,0006,099
Trading account gains and fees$0146
Additional Noninterest Income$82,0005,505
Total noninterest expense$2,585,0005,265
Salaries and employee benefits$1,149,0005,613
Premises and equipment expense$503,0004,027
Additional noninterest expense$933,0005,066
Pre-tax net operating income$-1,111,0006,616
Securities gains (losses)$6,0003,464
Applicable income taxes$04,719
Income before extraordinary items$-1,105,0006,670
Extraordinary gains, net$029
Net income$-1,105,0006,671
Minority interest net income$096
Net income of bank and minority interests.$-1,105,0006,670
Net charge-offs$552,0003,061
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$511,000409
Net operating income$-1,111,0006,644
2011-09-30 (YTD Data)Rank
Total interest income$1,506,0006,508
Total interest expense$304,0006,299
Net interest income$1,202,0006,497
Provision for loan and lease losses$304,0003,585
Total noninterest income$133,0005,974
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$56,0005,923
Trading account gains and fees$0145
Additional Noninterest Income$77,0005,377
Total noninterest expense$1,975,0005,214
Salaries and employee benefits$875,0005,584
Premises and equipment expense$379,0004,051
Additional noninterest expense$721,0005,017
Pre-tax net operating income$-944,0006,781
Securities gains (losses)$6,0003,178
Applicable income taxes$04,740
Income before extraordinary items$-938,0006,839
Extraordinary gains, net$021
Net income$-938,0006,840
Minority interest net income$087
Net income of bank and minority interests.$-938,0006,839
Net charge-offs$403,0002,904
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$507,000343
Net operating income$-944,0006,815
2011-06-30 (YTD Data)Rank
Total interest income$971,0006,610
Total interest expense$207,0006,376
Net interest income$764,0006,609
Provision for loan and lease losses$295,0003,067
Total noninterest income$81,0006,107
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$10,0006,818
Trading account gains and fees$0153
Additional Noninterest Income$71,0005,058
Total noninterest expense$1,423,0005,078
Salaries and employee benefits$641,0005,431
Premises and equipment expense$260,0004,016
Additional noninterest expense$522,0004,888
Pre-tax net operating income$-873,0006,937
Securities gains (losses)$6,0002,492
Applicable income taxes$04,697
Income before extraordinary items$-867,0006,986
Extraordinary gains, net$015
Net income$-867,0006,985
Minority interest net income$089
Net income of bank and minority interests.$-867,0006,986
Net charge-offs$378,0002,419
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$506,000222
Net operating income$-873,0006,974
2011-03-31 (YTD Data)Rank
Total interest income$470,0006,693
Total interest expense$107,0006,420
Net interest income$363,0006,700
Provision for loan and lease losses$272,0002,100
Total noninterest income$71,0005,459
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$5,0006,822
Trading account gains and fees$0158
Additional Noninterest Income$66,0004,229
Total noninterest expense$759,0004,940
Salaries and employee benefits$336,0005,339
Premises and equipment expense$144,0003,809
Additional noninterest expense$279,0004,718
Pre-tax net operating income$-597,0007,130
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-597,0007,170
Extraordinary gains, net$09
Net income$-597,0007,171
Minority interest net income$086
Net income of bank and minority interests.$-597,0007,171
Net charge-offs$546,0001,261
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$2,000861
Net operating income$-597,0007,161
2010-12-31 (YTD Data)Rank
Total interest income$1,424,0007,103
Total interest expense$351,0006,917
Net interest income$1,073,0007,101
Provision for loan and lease losses$441,0004,322
Total noninterest income$77,0006,856
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$51,0006,211
Trading account gains and fees$0175
Additional Noninterest Income$26,0006,495
Total noninterest expense$2,895,0005,112
Salaries and employee benefits$1,280,0005,487
Premises and equipment expense$599,0003,723
Additional noninterest expense$1,016,0005,051
Pre-tax net operating income$-2,186,0006,804
Securities gains (losses)$206,0001,557
Applicable income taxes$04,655
Income before extraordinary items$-1,980,0006,845
Extraordinary gains, net$029
Net income$-1,980,0006,845
Minority interest net income$0111
Net income of bank and minority interests.$-1,980,0006,846
Net charge-offs$512,0003,625
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$16,0001,119
Net operating income$-2,186,0006,856
2010-09-30 (YTD Data)Rank
Total interest income$1,021,0007,252
Total interest expense$251,0007,094
Net interest income$770,0007,246
Provision for loan and lease losses$345,0004,124
Total noninterest income$61,0006,963
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$42,0006,224
Trading account gains and fees$0165
Additional Noninterest Income$19,0006,686
Total noninterest expense$2,172,0005,132
Salaries and employee benefits$945,0005,585
Premises and equipment expense$440,0003,833
Additional noninterest expense$787,0004,963
Pre-tax net operating income$-1,686,0007,002
Securities gains (losses)$206,0001,357
Applicable income taxes$04,726
Income before extraordinary items$-1,480,0007,043
Extraordinary gains, net$023
Net income$-1,480,0007,042
Minority interest net income$0110
Net income of bank and minority interests.$-1,480,0007,043
Net charge-offs$326,0003,619
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-1,686,0007,058
2010-06-30 (YTD Data)Rank
Total interest income$654,0007,356
Total interest expense$166,0007,188
Net interest income$488,0007,348
Provision for loan and lease losses$235,0004,001
Total noninterest income$50,0006,850
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$37,0005,969
Trading account gains and fees$0152
Additional Noninterest Income$13,0006,724
Total noninterest expense$1,446,0005,166
Salaries and employee benefits$624,0005,634
Premises and equipment expense$289,0003,911
Additional noninterest expense$533,0004,908
Pre-tax net operating income$-1,143,0007,060
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$-1,143,0007,135
Extraordinary gains, net$019
Net income$-1,143,0007,134
Minority interest net income$0105
Net income of bank and minority interests.$-1,143,0007,135
Net charge-offs$326,0002,948
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,143,0007,113
2010-03-31 (YTD Data)Rank
Total interest income$317,0007,478
Total interest expense$78,0007,357
Net interest income$239,0007,448
Provision for loan and lease losses$51,0004,818
Total noninterest income$14,0007,324
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$7,0006,721
Trading account gains and fees$0175
Additional Noninterest Income$7,0006,844
Total noninterest expense$731,0005,179
Salaries and employee benefits$306,0005,764
Premises and equipment expense$143,0003,999
Additional noninterest expense$282,0004,760
Pre-tax net operating income$-529,0007,203
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$-529,0007,286
Extraordinary gains, net$016
Net income$-529,0007,286
Minority interest net income$091
Net income of bank and minority interests.$-529,0007,287
Net charge-offs$449,0001,664
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-529,0007,264
2009-12-31 (YTD Data)Rank
Total interest income$1,120,0007,646
Total interest expense$298,0007,595
Net interest income$822,0007,604
Provision for loan and lease losses$968,0003,565
Total noninterest income$27,0007,550
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$8,0007,035
Trading account gains and fees$0211
Additional Noninterest Income$19,0006,977
Total noninterest expense$2,686,0005,487
Salaries and employee benefits$1,270,0005,680
Premises and equipment expense$568,0004,035
Additional noninterest expense$848,0005,672
Pre-tax net operating income$-2,805,0006,847
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$-2,805,0006,950
Extraordinary gains, net$034
Net income$-2,805,0006,949
Minority interest net income$0115
Net income of bank and minority interests.$-2,805,0006,949
Net charge-offs$246,0004,743
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-2,805,0006,959
2009-09-30 (YTD Data)Rank
Total interest income$803,0007,762
Total interest expense$215,0007,724
Net interest income$588,0007,707
Provision for loan and lease losses$537,0003,699
Total noninterest income$17,0007,714
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$5,0007,106
Trading account gains and fees$0212
Additional Noninterest Income$12,0007,206
Total noninterest expense$2,012,0005,504
Salaries and employee benefits$999,0005,583
Premises and equipment expense$427,0004,072
Additional noninterest expense$586,0005,878
Pre-tax net operating income$-1,944,0007,030
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$-1,944,0007,150
Extraordinary gains, net$027
Net income$-1,944,0007,150
Minority interest net income$0118
Net income of bank and minority interests.$-1,944,0007,149
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,944,0007,148
2009-06-30 (YTD Data)Rank
Total interest income$522,0007,855
Total interest expense$136,0007,845
Net interest income$386,0007,770
Provision for loan and lease losses$431,0003,160
Total noninterest income$8,0007,848
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$2,0007,196
Trading account gains and fees$0193
Additional Noninterest Income$6,0007,431
Total noninterest expense$1,374,0005,476
Salaries and employee benefits$712,0005,440
Premises and equipment expense$284,0004,090
Additional noninterest expense$378,0005,977
Pre-tax net operating income$-1,411,0007,202
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-1,411,0007,298
Extraordinary gains, net$021
Net income$-1,411,0007,298
Minority interest net income$0112
Net income of bank and minority interests.$-1,411,0007,297
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-1,411,0007,301
2009-03-31 (YTD Data)Rank
Total interest income$264,0007,907
Total interest expense$66,0007,928
Net interest income$198,0007,798
Provision for loan and lease losses$213,0002,767
Total noninterest income$3,0007,960
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$1,0007,216
Trading account gains and fees$0171
Additional Noninterest Income$2,0007,617
Total noninterest expense$718,0005,319
Salaries and employee benefits$374,0005,356
Premises and equipment expense$155,0003,877
Additional noninterest expense$189,0005,746
Pre-tax net operating income$-730,0007,502
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-730,0007,595
Extraordinary gains, net$015
Net income$-730,0007,596
Minority interest net income$0102
Net income of bank and minority interests.$-730,0007,596
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-730,0007,584
2008-12-31 (YTD Data)Rank
Total interest income$621,0008,149
Total interest expense$170,0008,134
Net interest income$451,0008,108
Provision for loan and lease losses$334,0004,447
Total noninterest income$7,0008,042
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,0007,282
Trading account gains and fees$0154
Additional Noninterest Income$5,0007,796
Total noninterest expense$2,438,0005,708
Salaries and employee benefits$1,515,0005,311
Premises and equipment expense$385,0005,190
Additional noninterest expense$538,0006,461
Pre-tax net operating income$-2,314,0007,457
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$-2,314,0007,469
Extraordinary gains, net$039
Net income$-2,314,0007,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$13,859,000124
Net operating income$-2,314,0007,561
2008-09-30 (YTD Data)Rank
Total interest income$428,0008,260
Total interest expense$82,0008,269
Net interest income$346,0008,192
Provision for loan and lease losses$195,0004,255
Total noninterest income$1,0008,215
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$07,386
Trading account gains and fees$0148
Additional Noninterest Income$1,0008,065
Total noninterest expense$1,729,0005,851
Salaries and employee benefits$1,137,0005,321
Premises and equipment expense$226,0005,795
Additional noninterest expense$366,0006,663
Pre-tax net operating income$-1,577,0007,755
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$-1,577,0007,738
Extraordinary gains, net$031
Net income$-1,577,0007,737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$13,881,00081
Net operating income$-1,577,0007,824
2008-06-30 (YTD Data)Rank
Total interest income$190,0008,383
Total interest expense$36,0008,367
Net interest income$154,0008,353
Provision for loan and lease losses$73,0004,716
Total noninterest income$08,311
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$07,428
Trading account gains and fees$0149
Additional Noninterest Income$08,191
Total noninterest expense$963,0006,356
Salaries and employee benefits$634,0005,896
Premises and equipment expense$105,0006,661
Additional noninterest expense$224,0006,856
Pre-tax net operating income$-882,0007,851
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$-882,0007,946
Extraordinary gains, net$021
Net income$-882,0007,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$13,852,00060
Net operating income$-882,0007,927
2008-03-31 (YTD Data)Rank
Total interest income$18,0008,487
Total interest expense$2,0008,474
Net interest income$16,0008,481
Provision for loan and lease losses$06,080
Total noninterest income$08,338
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$07,431
Trading account gains and fees$0158
Additional Noninterest Income$08,220
Total noninterest expense$260,0007,592
Salaries and employee benefits$143,0007,617
Premises and equipment expense$37,0007,277
Additional noninterest expense$80,0007,424
Pre-tax net operating income$-244,0007,826
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-244,0007,909
Extraordinary gains, net$015
Net income$-244,0007,908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$13,832,00033
Net operating income$-244,0007,875

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.