Coral Gables Federal Savings and Loan Association, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$163,358,000296
Total interest expense$83,083,000253
Net interest income$80,275,000306
Provision for loan and lease losses$-3,450,00012,571
Total noninterest income$10,637,000564
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$10,637,000399
Total noninterest expense$48,665,000402
Salaries and employee benefits$28,836,000310
Premises and equipment expense$7,673,000356
Additional noninterest expense$12,156,000603
Pre-tax net operating income$45,697,000261
Securities gains (losses)$266,000413
Applicable income taxes$17,889,000228
Income before extraordinary items$28,074,000267
Extraordinary gains, net$0249
Net income$28,074,000265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$405,0001,581
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$466,000556
Net operating income$27,903,760273
1993-12-31 (YTD Data)Rank
Total interest income$171,010,000271
Total interest expense$91,467,000214
Net interest income$79,543,000303
Provision for loan and lease losses$-2,450,00013,256
Total noninterest income$10,140,000601
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$10,140,000432
Total noninterest expense$47,980,000417
Salaries and employee benefits$26,849,000317
Premises and equipment expense$7,532,000368
Additional noninterest expense$13,599,000616
Pre-tax net operating income$44,153,000236
Securities gains (losses)$-37,00013,044
Applicable income taxes$15,889,000220
Income before extraordinary items$28,227,000250
Extraordinary gains, net$6,878,00045
Net income$35,105,000219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,387,000911
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$125,000,00011
Net operating income$28,250,680239
1992-12-31 (YTD Data)Rank
Total interest income$194,339,000265
Total interest expense$112,557,000223
Net interest income$81,782,000298
Provision for loan and lease losses$12,468,000315
Total noninterest income$11,647,000547
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$11,647,000401
Total noninterest expense$52,351,000394
Salaries and employee benefits$24,106,000328
Premises and equipment expense$8,451,000338
Additional noninterest expense$19,794,000459
Pre-tax net operating income$28,610,000258
Securities gains (losses)$1,394,000513
Applicable income taxes$12,944,000217
Income before extraordinary items$17,060,000310
Extraordinary gains, net$3,237,00050
Net income$20,297,000271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,403,000402
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$16,167,840291

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.