Home > Coquina Bank > Income and Expense
Coquina Bank, Income and Expense
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,851,000 | 4,400 |
| Total interest expense | $498,000 | 5,663 |
| Net interest income | $2,353,000 | 3,962 |
| Provision for loan and lease losses | $454,000 | 1,094 |
| Total noninterest income | $145,000 | 6,544 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $128,000 | 4,721 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $17,000 | 7,905 |
| Total noninterest expense | $1,250,000 | 5,293 |
| Salaries and employee benefits | $609,000 | 5,651 |
| Premises and equipment expense | $223,000 | 4,437 |
| Additional noninterest expense | $418,000 | 4,914 |
| Pre-tax net operating income | $794,000 | 4,138 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $274,000 | 3,232 |
| Income before extraordinary items | $520,000 | 4,636 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $520,000 | 4,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,524 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $520,000 | 4,548 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,404,000 | 4,478 |
| Total interest expense | $243,000 | 5,793 |
| Net interest income | $1,161,000 | 3,996 |
| Provision for loan and lease losses | $85,000 | 2,404 |
| Total noninterest income | $80,000 | 6,291 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $63,000 | 4,680 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $17,000 | 7,062 |
| Total noninterest expense | $642,000 | 5,211 |
| Salaries and employee benefits | $299,000 | 5,743 |
| Premises and equipment expense | $137,000 | 3,844 |
| Additional noninterest expense | $206,000 | 4,963 |
| Pre-tax net operating income | $514,000 | 3,446 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $184,000 | 2,710 |
| Income before extraordinary items | $330,000 | 4,015 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $330,000 | 4,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $330,000 | 3,884 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,291,000 | 4,704 |
| Total interest expense | $1,066,000 | 5,938 |
| Net interest income | $4,225,000 | 4,192 |
| Provision for loan and lease losses | $196,000 | 4,069 |
| Total noninterest income | $390,000 | 6,020 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $281,000 | 4,473 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $109,000 | 6,381 |
| Total noninterest expense | $2,347,000 | 5,450 |
| Salaries and employee benefits | $1,095,000 | 5,948 |
| Premises and equipment expense | $396,000 | 4,761 |
| Additional noninterest expense | $856,000 | 4,817 |
| Pre-tax net operating income | $2,072,000 | 3,313 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $730,000 | 2,711 |
| Income before extraordinary items | $1,342,000 | 3,835 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,342,000 | 3,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,866 |
| Cash dividends | $87,000 | 5,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,342,000 | 3,677 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,965,000 | 4,761 |
| Total interest expense | $826,000 | 5,976 |
| Net interest income | $3,139,000 | 4,246 |
| Provision for loan and lease losses | $129,000 | 4,241 |
| Total noninterest income | $309,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $210,000 | 4,482 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $99,000 | 6,099 |
| Total noninterest expense | $1,782,000 | 5,371 |
| Salaries and employee benefits | $808,000 | 5,981 |
| Premises and equipment expense | $312,000 | 4,591 |
| Additional noninterest expense | $662,000 | 4,666 |
| Pre-tax net operating income | $1,537,000 | 3,468 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $541,000 | 2,894 |
| Income before extraordinary items | $996,000 | 3,988 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $996,000 | 3,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,484 |
| Cash dividends | $87,000 | 4,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $996,000 | 3,827 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,653,000 | 4,784 |
| Total interest expense | $574,000 | 5,970 |
| Net interest income | $2,079,000 | 4,279 |
| Provision for loan and lease losses | $77,000 | 4,362 |
| Total noninterest income | $216,000 | 5,831 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $136,000 | 4,529 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $80,000 | 5,712 |
| Total noninterest expense | $1,178,000 | 5,386 |
| Salaries and employee benefits | $528,000 | 6,056 |
| Premises and equipment expense | $214,000 | 4,514 |
| Additional noninterest expense | $436,000 | 4,702 |
| Pre-tax net operating income | $1,040,000 | 3,427 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $371,000 | 2,840 |
| Income before extraordinary items | $669,000 | 3,989 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $669,000 | 3,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,662 |
| Cash dividends | $87,000 | 4,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $669,000 | 3,813 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,327,000 | 4,811 |
| Total interest expense | $289,000 | 6,057 |
| Net interest income | $1,038,000 | 4,284 |
| Provision for loan and lease losses | $29,000 | 4,819 |
| Total noninterest income | $97,000 | 5,987 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $65,000 | 4,539 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $32,000 | 6,104 |
| Total noninterest expense | $589,000 | 5,405 |
| Salaries and employee benefits | $266,000 | 6,035 |
| Premises and equipment expense | $110,000 | 4,431 |
| Additional noninterest expense | $213,000 | 4,739 |
| Pre-tax net operating income | $517,000 | 3,414 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $182,000 | 2,864 |
| Income before extraordinary items | $335,000 | 3,929 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $335,000 | 3,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,762 |
| Cash dividends | $87,000 | 3,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $335,000 | 3,751 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,149,000 | 5,079 |
| Total interest expense | $1,451,000 | 5,837 |
| Net interest income | $3,698,000 | 4,585 |
| Provision for loan and lease losses | $175,000 | 4,644 |
| Total noninterest income | $359,000 | 6,035 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $266,000 | 4,535 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $93,000 | 6,581 |
| Total noninterest expense | $2,217,000 | 5,508 |
| Salaries and employee benefits | $1,030,000 | 6,024 |
| Premises and equipment expense | $417,000 | 4,497 |
| Additional noninterest expense | $770,000 | 5,066 |
| Pre-tax net operating income | $1,665,000 | 3,833 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $566,000 | 3,209 |
| Income before extraordinary items | $1,099,000 | 4,326 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,099,000 | 4,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $82,000 | 5,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,099,000 | 4,216 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,800,000 | 5,759 |
| Total interest expense | $2,106,000 | 5,939 |
| Net interest income | $2,694,000 | 5,465 |
| Provision for loan and lease losses | $232,000 | 3,823 |
| Total noninterest income | $267,000 | 6,700 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $177,000 | 5,436 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $90,000 | 6,656 |
| Total noninterest expense | $1,930,000 | 5,870 |
| Salaries and employee benefits | $880,000 | 6,454 |
| Premises and equipment expense | $409,000 | 4,528 |
| Additional noninterest expense | $641,000 | 5,603 |
| Pre-tax net operating income | $799,000 | 5,484 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $282,000 | 4,394 |
| Income before extraordinary items | $517,000 | 5,980 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $517,000 | 5,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $517,000 | 5,874 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,599,000 | 6,826 |
| Total interest expense | $1,770,000 | 6,657 |
| Net interest income | $1,829,000 | 6,868 |
| Provision for loan and lease losses | $185,000 | 3,897 |
| Total noninterest income | $152,000 | 7,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 6,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 7,811 |
| Total noninterest expense | $1,631,000 | 6,412 |
| Salaries and employee benefits | $827,000 | 6,600 |
| Premises and equipment expense | $314,000 | 5,287 |
| Additional noninterest expense | $490,000 | 6,502 |
| Pre-tax net operating income | $165,000 | 8,522 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $66,000 | 6,992 |
| Income before extraordinary items | $99,000 | 8,715 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $99,000 | 8,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $99,000 | 8,702 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,470,000 | 7,943 |
| Total interest expense | $1,183,000 | 7,692 |
| Net interest income | $1,287,000 | 8,014 |
| Provision for loan and lease losses | $135,000 | 4,497 |
| Total noninterest income | $74,000 | 9,230 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 8,070 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 8,669 |
| Total noninterest expense | $992,000 | 8,150 |
| Salaries and employee benefits | $513,000 | 8,268 |
| Premises and equipment expense | $171,000 | 7,309 |
| Additional noninterest expense | $308,000 | 8,056 |
| Pre-tax net operating income | $234,000 | 8,409 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $92,000 | 7,032 |
| Income before extraordinary items | $142,000 | 8,697 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $142,000 | 8,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $142,000 | 8,653 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,110,000 | 9,753 |
| Total interest expense | $515,000 | 9,664 |
| Net interest income | $595,000 | 9,749 |
| Provision for loan and lease losses | $162,000 | 3,991 |
| Total noninterest income | $30,000 | 10,094 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 8,901 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,387 |
| Total noninterest expense | $929,000 | 8,341 |
| Salaries and employee benefits | $426,000 | 8,802 |
| Premises and equipment expense | $138,000 | 7,911 |
| Additional noninterest expense | $365,000 | 7,521 |
| Pre-tax net operating income | $-466,000 | 10,170 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-161,000 | 10,287 |
| Income before extraordinary items | $-305,000 | 10,125 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-305,000 | 10,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $8,225,000 | 129 |
| Net operating income | $-305,000 | 10,095 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.