Home > Coppermark Bank > Income and Expense

Coppermark Bank, Income and Expense

2013-03-31 (YTD Data)Rank
Total interest income$11,717,000528
Total interest expense$1,506,000581
Net interest income$10,211,000522
Provision for loan and lease losses$200,0001,346
Total noninterest income$2,307,000735
Gross Fiduciary activities income$1,0001,109
Service charges on deposit accounts$810,000434
Trading account gains and fees$0148
Additional Noninterest Income$1,496,000750
Total noninterest expense$16,710,000343
Salaries and employee benefits$7,603,000384
Premises and equipment expense$2,555,000254
Additional noninterest expense$6,552,000305
Pre-tax net operating income$-4,392,0007,005
Securities gains (losses)$01,966
Applicable income taxes$-1,774,0007,006
Income before extraordinary items$-2,618,0006,990
Extraordinary gains, net$010
Net income$-2,618,0006,990
Minority interest net income$076
Net income of bank and minority interests.$-2,618,0006,990
Net charge-offs$175,0001,469
Cash dividends$1,962,000324
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-2,618,0006,985
2012-12-31 (YTD Data)Rank
Total interest income$52,355,000501
Total interest expense$7,228,000587
Net interest income$45,127,000497
Provision for loan and lease losses$845,0001,992
Total noninterest income$12,375,000581
Gross Fiduciary activities income$3,0001,224
Service charges on deposit accounts$3,451,000429
Trading account gains and fees$0166
Additional Noninterest Income$8,921,000532
Total noninterest expense$32,025,000650
Salaries and employee benefits$17,236,000611
Premises and equipment expense$3,655,000663
Additional noninterest expense$11,134,000638
Pre-tax net operating income$24,632,000368
Securities gains (losses)$03,810
Applicable income taxes$8,572,000306
Income before extraordinary items$16,060,000428
Extraordinary gains, net$029
Net income$16,060,000427
Minority interest net income$093
Net income of bank and minority interests.$16,060,000427
Net charge-offs$2,502,000979
Cash dividends$14,800,000243
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$16,060,000413
2012-09-30 (YTD Data)Rank
Total interest income$39,736,000498
Total interest expense$5,497,000608
Net interest income$34,239,000492
Provision for loan and lease losses$895,0001,593
Total noninterest income$9,381,000564
Gross Fiduciary activities income$3,0001,175
Service charges on deposit accounts$2,569,000432
Trading account gains and fees$0157
Additional Noninterest Income$6,809,000517
Total noninterest expense$24,451,000640
Salaries and employee benefits$12,907,000603
Premises and equipment expense$2,769,000660
Additional noninterest expense$8,775,000613
Pre-tax net operating income$18,274,000373
Securities gains (losses)$03,575
Applicable income taxes$6,939,000299
Income before extraordinary items$11,335,000452
Extraordinary gains, net$020
Net income$11,335,000451
Minority interest net income$086
Net income of bank and minority interests.$11,335,000451
Net charge-offs$2,249,000849
Cash dividends$14,650,000165
Sale, conversion, retirement of capital stock, net$0952
Net operating income$11,335,000438
2012-06-30 (YTD Data)Rank
Total interest income$26,727,000501
Total interest expense$3,728,000623
Net interest income$22,999,000494
Provision for loan and lease losses$950,0001,143
Total noninterest income$6,223,000569
Gross Fiduciary activities income$2,0001,169
Service charges on deposit accounts$1,706,000428
Trading account gains and fees$0153
Additional Noninterest Income$4,515,000510
Total noninterest expense$16,236,000643
Salaries and employee benefits$8,591,000600
Premises and equipment expense$1,809,000675
Additional noninterest expense$5,836,000611
Pre-tax net operating income$12,036,000366
Securities gains (losses)$03,178
Applicable income taxes$4,533,000300
Income before extraordinary items$7,503,000443
Extraordinary gains, net$019
Net income$7,503,000442
Minority interest net income$084
Net income of bank and minority interests.$7,503,000442
Net charge-offs$2,042,000677
Cash dividends$2,650,000417
Sale, conversion, retirement of capital stock, net$0928
Net operating income$7,503,000427
2012-03-31 (YTD Data)Rank
Total interest income$13,183,000506
Total interest expense$1,899,000627
Net interest income$11,284,000502
Provision for loan and lease losses$300,0001,500
Total noninterest income$3,135,000563
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$845,000428
Trading account gains and fees$0148
Additional Noninterest Income$2,290,000494
Total noninterest expense$8,103,000633
Salaries and employee benefits$4,277,000604
Premises and equipment expense$885,000690
Additional noninterest expense$2,941,000593
Pre-tax net operating income$6,016,000366
Securities gains (losses)$02,210
Applicable income taxes$2,301,000294
Income before extraordinary items$3,715,000443
Extraordinary gains, net$019
Net income$3,715,000444
Minority interest net income$078
Net income of bank and minority interests.$3,715,000444
Net charge-offs$1,238,000580
Cash dividends$1,500,000340
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,715,000419
2011-12-31 (YTD Data)Rank
Total interest income$55,111,000493
Total interest expense$8,595,000672
Net interest income$46,516,000471
Provision for loan and lease losses$1,527,0001,867
Total noninterest income$13,023,000508
Gross Fiduciary activities income$2,0001,223
Service charges on deposit accounts$3,770,000406
Trading account gains and fees$0146
Additional Noninterest Income$9,251,000451
Total noninterest expense$33,598,000595
Salaries and employee benefits$16,623,000581
Premises and equipment expense$3,884,000640
Additional noninterest expense$13,091,000556
Pre-tax net operating income$24,414,000315
Securities gains (losses)$03,838
Applicable income taxes$9,062,000268
Income before extraordinary items$15,352,000376
Extraordinary gains, net$029
Net income$15,352,000377
Minority interest net income$096
Net income of bank and minority interests.$15,352,000377
Net charge-offs$1,924,0001,598
Cash dividends$5,495,000396
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$15,352,000356
2011-09-30 (YTD Data)Rank
Total interest income$41,401,000495
Total interest expense$6,638,000682
Net interest income$34,763,000475
Provision for loan and lease losses$1,372,0001,598
Total noninterest income$10,109,000494
Gross Fiduciary activities income$2,0001,160
Service charges on deposit accounts$2,913,000402
Trading account gains and fees$0145
Additional Noninterest Income$7,194,000443
Total noninterest expense$25,647,000589
Salaries and employee benefits$12,517,000573
Premises and equipment expense$2,910,000646
Additional noninterest expense$10,220,000534
Pre-tax net operating income$17,853,000325
Securities gains (losses)$03,555
Applicable income taxes$6,794,000275
Income before extraordinary items$11,059,000385
Extraordinary gains, net$021
Net income$11,059,000385
Minority interest net income$087
Net income of bank and minority interests.$11,059,000385
Net charge-offs$1,612,0001,425
Cash dividends$4,020,000355
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$11,059,000380
2011-06-30 (YTD Data)Rank
Total interest income$27,585,000504
Total interest expense$4,567,000693
Net interest income$23,018,000478
Provision for loan and lease losses$1,172,0001,367
Total noninterest income$6,761,000500
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$2,031,000381
Trading account gains and fees$0153
Additional Noninterest Income$4,730,000446
Total noninterest expense$16,768,000613
Salaries and employee benefits$8,376,000573
Premises and equipment expense$1,980,000642
Additional noninterest expense$6,412,000568
Pre-tax net operating income$11,839,000317
Securities gains (losses)$02,914
Applicable income taxes$4,478,000267
Income before extraordinary items$7,361,000379
Extraordinary gains, net$015
Net income$7,361,000379
Minority interest net income$089
Net income of bank and minority interests.$7,361,000378
Net charge-offs$1,028,0001,451
Cash dividends$2,570,000356
Sale, conversion, retirement of capital stock, net$0986
Net operating income$7,361,000372
2011-03-31 (YTD Data)Rank
Total interest income$13,603,000510
Total interest expense$2,373,000694
Net interest income$11,230,000488
Provision for loan and lease losses$547,0001,359
Total noninterest income$3,408,000495
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$1,128,000345
Trading account gains and fees$0158
Additional Noninterest Income$2,280,000472
Total noninterest expense$8,236,000623
Salaries and employee benefits$4,134,000591
Premises and equipment expense$958,000679
Additional noninterest expense$3,144,000571
Pre-tax net operating income$5,855,000320
Securities gains (losses)$01,772
Applicable income taxes$2,250,000256
Income before extraordinary items$3,605,000384
Extraordinary gains, net$09
Net income$3,605,000383
Minority interest net income$086
Net income of bank and minority interests.$3,605,000383
Net charge-offs$659,0001,128
Cash dividends$1,200,000322
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,605,000371
2010-12-31 (YTD Data)Rank
Total interest income$56,689,000523
Total interest expense$11,780,000675
Net interest income$44,909,000483
Provision for loan and lease losses$2,760,0001,703
Total noninterest income$14,032,000500
Gross Fiduciary activities income$9,0001,166
Service charges on deposit accounts$4,549,000349
Trading account gains and fees$0175
Additional Noninterest Income$9,474,000475
Total noninterest expense$34,000,000599
Salaries and employee benefits$16,693,000573
Premises and equipment expense$3,610,000715
Additional noninterest expense$13,697,000558
Pre-tax net operating income$22,181,000275
Securities gains (losses)$03,793
Applicable income taxes$8,311,000251
Income before extraordinary items$13,870,000338
Extraordinary gains, net$029
Net income$13,870,000337
Minority interest net income$0111
Net income of bank and minority interests.$13,870,000339
Net charge-offs$1,219,0002,423
Cash dividends$4,924,000344
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$13,870,000323
2010-09-30 (YTD Data)Rank
Total interest income$42,111,000528
Total interest expense$9,206,000672
Net interest income$32,905,000487
Provision for loan and lease losses$2,360,0001,486
Total noninterest income$10,238,000504
Gross Fiduciary activities income$9,0001,113
Service charges on deposit accounts$3,358,000354
Trading account gains and fees$0165
Additional Noninterest Income$6,871,000467
Total noninterest expense$25,541,000587
Salaries and employee benefits$12,470,000561
Premises and equipment expense$2,695,000726
Additional noninterest expense$10,376,000530
Pre-tax net operating income$15,242,000295
Securities gains (losses)$03,651
Applicable income taxes$5,705,000250
Income before extraordinary items$9,537,000361
Extraordinary gains, net$023
Net income$9,537,000362
Minority interest net income$0110
Net income of bank and minority interests.$9,537,000362
Net charge-offs$863,0002,369
Cash dividends$3,804,000298
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$9,537,000355
2010-06-30 (YTD Data)Rank
Total interest income$27,759,000540
Total interest expense$6,391,000673
Net interest income$21,368,000496
Provision for loan and lease losses$1,860,0001,337
Total noninterest income$7,130,000480
Gross Fiduciary activities income$5,0001,142
Service charges on deposit accounts$2,205,000356
Trading account gains and fees$0152
Additional Noninterest Income$4,920,000425
Total noninterest expense$17,184,000581
Salaries and employee benefits$8,145,000574
Premises and equipment expense$1,769,000745
Additional noninterest expense$7,270,000508
Pre-tax net operating income$9,454,000311
Securities gains (losses)$03,184
Applicable income taxes$3,515,000257
Income before extraordinary items$5,939,000368
Extraordinary gains, net$019
Net income$5,939,000368
Minority interest net income$0105
Net income of bank and minority interests.$5,939,000368
Net charge-offs$685,0002,112
Cash dividends$2,604,000264
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$5,939,000362
2010-03-31 (YTD Data)Rank
Total interest income$13,878,000561
Total interest expense$3,339,000679
Net interest income$10,539,000514
Provision for loan and lease losses$825,0001,328
Total noninterest income$3,336,000489
Gross Fiduciary activities income$5,0001,053
Service charges on deposit accounts$1,095,000354
Trading account gains and fees$0175
Additional Noninterest Income$2,236,000449
Total noninterest expense$8,358,000600
Salaries and employee benefits$4,045,000593
Premises and equipment expense$883,000759
Additional noninterest expense$3,430,000535
Pre-tax net operating income$4,692,000295
Securities gains (losses)$02,284
Applicable income taxes$1,747,000249
Income before extraordinary items$2,945,000369
Extraordinary gains, net$016
Net income$2,945,000371
Minority interest net income$091
Net income of bank and minority interests.$2,945,000371
Net charge-offs$163,0002,645
Cash dividends$1,255,000266
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,945,000359
2009-12-31 (YTD Data)Rank
Total interest income$56,257,000580
Total interest expense$16,172,000708
Net interest income$40,085,000540
Provision for loan and lease losses$2,996,0001,989
Total noninterest income$14,289,000493
Gross Fiduciary activities income$2,0001,311
Service charges on deposit accounts$4,253,000394
Trading account gains and fees$0211
Additional Noninterest Income$10,034,000441
Total noninterest expense$33,668,000621
Salaries and employee benefits$16,294,000580
Premises and equipment expense$3,595,000749
Additional noninterest expense$13,779,000589
Pre-tax net operating income$17,710,000244
Securities gains (losses)$03,754
Applicable income taxes$6,254,000231
Income before extraordinary items$11,456,000280
Extraordinary gains, net$034
Net income$11,456,000282
Minority interest net income$0115
Net income of bank and minority interests.$11,456,000282
Net charge-offs$3,820,0001,382
Cash dividends$4,996,000357
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$11,456,000281
2009-09-30 (YTD Data)Rank
Total interest income$42,201,000595
Total interest expense$12,455,000734
Net interest income$29,746,000551
Provision for loan and lease losses$1,894,0001,978
Total noninterest income$11,047,000488
Gross Fiduciary activities income$3,0001,227
Service charges on deposit accounts$3,118,000402
Trading account gains and fees$0212
Additional Noninterest Income$7,926,000431
Total noninterest expense$26,367,000604
Salaries and employee benefits$12,517,000587
Premises and equipment expense$2,649,000775
Additional noninterest expense$11,201,000535
Pre-tax net operating income$12,532,000263
Securities gains (losses)$03,497
Applicable income taxes$4,531,000237
Income before extraordinary items$8,001,000319
Extraordinary gains, net$027
Net income$8,001,000319
Minority interest net income$0118
Net income of bank and minority interests.$8,001,000320
Net charge-offs$1,581,0001,722
Cash dividends$4,046,000311
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$8,001,000316
2009-06-30 (YTD Data)Rank
Total interest income$27,871,000620
Total interest expense$8,378,000770
Net interest income$19,493,000567
Provision for loan and lease losses$875,0002,234
Total noninterest income$7,043,000515
Gross Fiduciary activities income$2,0001,233
Service charges on deposit accounts$1,980,000421
Trading account gains and fees$0193
Additional Noninterest Income$5,061,000453
Total noninterest expense$17,215,000622
Salaries and employee benefits$8,400,000591
Premises and equipment expense$1,739,000805
Additional noninterest expense$7,076,000562
Pre-tax net operating income$8,446,000265
Securities gains (losses)$03,136
Applicable income taxes$3,080,000245
Income before extraordinary items$5,366,000328
Extraordinary gains, net$021
Net income$5,366,000325
Minority interest net income$0112
Net income of bank and minority interests.$5,366,000327
Net charge-offs$981,0001,650
Cash dividends$2,070,000430
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$5,366,000313
2009-03-31 (YTD Data)Rank
Total interest income$13,749,000631
Total interest expense$4,137,000809
Net interest income$9,612,000567
Provision for loan and lease losses$400,0001,987
Total noninterest income$3,357,000505
Gross Fiduciary activities income$2,0001,166
Service charges on deposit accounts$959,000423
Trading account gains and fees$0171
Additional Noninterest Income$2,396,000449
Total noninterest expense$8,502,000600
Salaries and employee benefits$4,176,000591
Premises and equipment expense$859,000825
Additional noninterest expense$3,467,000500
Pre-tax net operating income$4,067,000296
Securities gains (losses)$02,434
Applicable income taxes$1,477,000260
Income before extraordinary items$2,590,000369
Extraordinary gains, net$015
Net income$2,590,000370
Minority interest net income$0102
Net income of bank and minority interests.$2,590,000371
Net charge-offs$627,0001,226
Cash dividends$1,200,000367
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,590,000341
2008-12-31 (YTD Data)Rank
Total interest income$61,780,000606
Total interest expense$20,611,000763
Net interest income$41,169,000535
Provision for loan and lease losses$3,124,0001,346
Total noninterest income$16,175,000419
Gross Fiduciary activities income$8,0001,246
Service charges on deposit accounts$4,088,000425
Trading account gains and fees$0154
Additional Noninterest Income$12,079,000339
Total noninterest expense$33,242,000595
Salaries and employee benefits$16,532,000592
Premises and equipment expense$3,272,000842
Additional noninterest expense$13,438,000517
Pre-tax net operating income$20,978,000272
Securities gains (losses)$03,220
Applicable income taxes$7,867,000217
Income before extraordinary items$13,111,000308
Extraordinary gains, net$039
Net income$13,111,000308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,070,0001,888
Cash dividends$4,600,000612
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$13,111,000323
2008-09-30 (YTD Data)Rank
Total interest income$46,956,000618
Total interest expense$16,005,000770
Net interest income$30,951,000548
Provision for loan and lease losses$1,979,0001,202
Total noninterest income$12,783,000417
Gross Fiduciary activities income$7,0001,205
Service charges on deposit accounts$3,049,000434
Trading account gains and fees$0148
Additional Noninterest Income$9,727,000347
Total noninterest expense$25,295,000580
Salaries and employee benefits$12,366,000602
Premises and equipment expense$2,446,000850
Additional noninterest expense$10,483,000469
Pre-tax net operating income$16,460,000323
Securities gains (losses)$03,106
Applicable income taxes$6,480,000256
Income before extraordinary items$9,980,000373
Extraordinary gains, net$031
Net income$9,980,000372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$643,0001,687
Cash dividends$3,695,000608
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$9,980,000388
2008-06-30 (YTD Data)Rank
Total interest income$31,601,000621
Total interest expense$11,194,000764
Net interest income$20,407,000548
Provision for loan and lease losses$1,379,0001,006
Total noninterest income$8,976,000415
Gross Fiduciary activities income$7,0001,174
Service charges on deposit accounts$1,922,000443
Trading account gains and fees$0149
Additional Noninterest Income$7,047,000337
Total noninterest expense$17,253,000569
Salaries and employee benefits$8,250,000602
Premises and equipment expense$1,629,000846
Additional noninterest expense$7,374,000450
Pre-tax net operating income$10,751,000344
Securities gains (losses)$03,233
Applicable income taxes$4,407,000283
Income before extraordinary items$6,344,000443
Extraordinary gains, net$021
Net income$6,344,000442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$470,0001,364
Cash dividends$2,595,000628
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$6,344,000425
2008-03-31 (YTD Data)Rank
Total interest income$16,325,000622
Total interest expense$6,406,000720
Net interest income$9,919,000562
Provision for loan and lease losses$779,000738
Total noninterest income$5,396,000371
Gross Fiduciary activities income$7,0001,068
Service charges on deposit accounts$926,000452
Trading account gains and fees$0158
Additional Noninterest Income$4,463,000292
Total noninterest expense$9,040,000546
Salaries and employee benefits$4,052,000622
Premises and equipment expense$804,000863
Additional noninterest expense$4,184,000390
Pre-tax net operating income$5,496,000368
Securities gains (losses)$02,688
Applicable income taxes$2,540,000273
Income before extraordinary items$2,956,000516
Extraordinary gains, net$015
Net income$2,956,000517
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$303,000973
Cash dividends$1,685,000502
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,956,000491
2007-12-31 (YTD Data)Rank
Total interest income$70,778,000599
Total interest expense$29,628,000661
Net interest income$41,150,000552
Provision for loan and lease losses$1,619,000994
Total noninterest income$12,310,000532
Gross Fiduciary activities income$2,0001,406
Service charges on deposit accounts$3,352,000518
Trading account gains and fees$0178
Additional Noninterest Income$8,956,000440
Total noninterest expense$31,196,000599
Salaries and employee benefits$15,376,000626
Premises and equipment expense$3,375,000788
Additional noninterest expense$12,445,000491
Pre-tax net operating income$20,645,000451
Securities gains (losses)$02,146
Applicable income taxes$6,402,000451
Income before extraordinary items$14,243,000474
Extraordinary gains, net$039
Net income$14,243,000471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$695,0001,340
Cash dividends$6,635,000582
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$14,243,000467
2007-09-30 (YTD Data)Rank
Total interest income$52,751,000600
Total interest expense$21,875,000673
Net interest income$30,876,000551
Provision for loan and lease losses$752,0001,144
Total noninterest income$9,950,000511
Gross Fiduciary activities income$2,0001,352
Service charges on deposit accounts$2,469,000517
Trading account gains and fees$0184
Additional Noninterest Income$7,479,000413
Total noninterest expense$22,892,000603
Salaries and employee benefits$11,616,000625
Premises and equipment expense$2,510,000798
Additional noninterest expense$8,766,000501
Pre-tax net operating income$17,182,000449
Securities gains (losses)$01,655
Applicable income taxes$6,228,000404
Income before extraordinary items$10,954,000500
Extraordinary gains, net$033
Net income$10,954,000499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$331,0001,438
Cash dividends$5,775,000502
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$10,954,000494
2007-06-30 (YTD Data)Rank
Total interest income$34,513,000625
Total interest expense$14,178,000704
Net interest income$20,335,000574
Provision for loan and lease losses$181,0002,293
Total noninterest income$6,633,000529
Gross Fiduciary activities income$2,0001,311
Service charges on deposit accounts$1,630,000529
Trading account gains and fees$0168
Additional Noninterest Income$5,001,000435
Total noninterest expense$15,222,000622
Salaries and employee benefits$7,749,000637
Premises and equipment expense$1,655,000818
Additional noninterest expense$5,818,000508
Pre-tax net operating income$11,565,000474
Securities gains (losses)$01,444
Applicable income taxes$4,210,000438
Income before extraordinary items$7,355,000529
Extraordinary gains, net$029
Net income$7,355,000528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$229,0001,216
Cash dividends$4,710,000446
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$7,355,000517
2007-03-31 (YTD Data)Rank
Total interest income$17,164,000623
Total interest expense$6,948,000706
Net interest income$10,216,000570
Provision for loan and lease losses$200,0001,154
Total noninterest income$3,202,000523
Gross Fiduciary activities income$1,0001,263
Service charges on deposit accounts$798,000520
Trading account gains and fees$0195
Additional Noninterest Income$2,403,000439
Total noninterest expense$7,569,000618
Salaries and employee benefits$3,873,000644
Premises and equipment expense$853,000791
Additional noninterest expense$2,843,000504
Pre-tax net operating income$5,649,000485
Securities gains (losses)$01,187
Applicable income taxes$2,056,000444
Income before extraordinary items$3,593,000539
Extraordinary gains, net$022
Net income$3,593,000538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0001,157
Cash dividends$3,850,000287
Sale, conversion, retirement of capital stock, net$0885
Net operating income$3,593,000523
2006-12-31 (YTD Data)Rank
Total interest income$66,786,000599
Total interest expense$25,189,000673
Net interest income$41,597,000554
Provision for loan and lease losses$1,473,000724
Total noninterest income$14,606,000474
Gross Fiduciary activities income$7,0001,322
Service charges on deposit accounts$3,290,000524
Trading account gains and fees$0130
Additional Noninterest Income$11,309,000381
Total noninterest expense$31,433,000582
Salaries and employee benefits$15,367,000612
Premises and equipment expense$3,405,000746
Additional noninterest expense$12,661,000457
Pre-tax net operating income$23,297,000484
Securities gains (losses)$01,687
Applicable income taxes$8,260,000446
Income before extraordinary items$15,037,000523
Extraordinary gains, net$051
Net income$15,037,000521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,050,000652
Cash dividends$7,087,000520
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$15,037,000518
2006-09-30 (YTD Data)Rank
Total interest income$49,286,000616
Total interest expense$17,973,000695
Net interest income$31,313,000566
Provision for loan and lease losses$1,548,000510
Total noninterest income$11,304,000486
Gross Fiduciary activities income$6,0001,272
Service charges on deposit accounts$2,475,000517
Trading account gains and fees$0126
Additional Noninterest Income$8,823,000387
Total noninterest expense$23,207,000601
Salaries and employee benefits$11,041,000652
Premises and equipment expense$2,544,000762
Additional noninterest expense$9,622,000458
Pre-tax net operating income$17,862,000494
Securities gains (losses)$01,388
Applicable income taxes$6,566,000457
Income before extraordinary items$11,296,000548
Extraordinary gains, net$045
Net income$11,296,000548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$864,000525
Cash dividends$3,532,000722
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$11,296,000536
2006-06-30 (YTD Data)Rank
Total interest income$31,919,000622
Total interest expense$11,187,000704
Net interest income$20,732,000570
Provision for loan and lease losses$1,013,000507
Total noninterest income$7,469,000487
Gross Fiduciary activities income$6,0001,233
Service charges on deposit accounts$1,643,000517
Trading account gains and fees$0126
Additional Noninterest Income$5,820,000392
Total noninterest expense$15,666,000602
Salaries and employee benefits$7,561,000648
Premises and equipment expense$1,692,000765
Additional noninterest expense$6,413,000459
Pre-tax net operating income$11,522,000505
Securities gains (losses)$01,185
Applicable income taxes$4,171,000471
Income before extraordinary items$7,351,000557
Extraordinary gains, net$039
Net income$7,351,000555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$623,000488
Cash dividends$2,182,000755
Sale, conversion, retirement of capital stock, net$0887
Net operating income$7,351,000542
2006-03-31 (YTD Data)Rank
Total interest income$15,401,000623
Total interest expense$5,202,000712
Net interest income$10,199,000570
Provision for loan and lease losses$600,000400
Total noninterest income$3,706,000482
Gross Fiduciary activities income$5,0001,164
Service charges on deposit accounts$803,000511
Trading account gains and fees$0115
Additional Noninterest Income$2,898,000395
Total noninterest expense$7,757,000594
Salaries and employee benefits$3,690,000657
Premises and equipment expense$840,000773
Additional noninterest expense$3,227,000461
Pre-tax net operating income$5,548,000516
Securities gains (losses)$0955
Applicable income taxes$2,034,000466
Income before extraordinary items$3,514,000575
Extraordinary gains, net$021
Net income$3,514,000574
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$293,000471
Cash dividends$1,372,000584
Sale, conversion, retirement of capital stock, net$0648
Net operating income$3,514,000563
2005-12-31 (YTD Data)Rank
Total interest income$51,505,000633
Total interest expense$14,839,000768
Net interest income$36,666,000602
Provision for loan and lease losses$2,800,000382
Total noninterest income$14,246,000497
Gross Fiduciary activities income$3,0001,412
Service charges on deposit accounts$3,270,000516
Trading account gains and fees$0138
Additional Noninterest Income$10,973,000410
Total noninterest expense$30,322,000586
Salaries and employee benefits$13,955,000649
Premises and equipment expense$3,290,000734
Additional noninterest expense$13,077,000446
Pre-tax net operating income$17,790,000585
Securities gains (losses)$02,296
Applicable income taxes$6,037,000563
Income before extraordinary items$11,753,000635
Extraordinary gains, net$046
Net income$11,753,000636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,588,000479
Cash dividends$4,659,000705
Sale, conversion, retirement of capital stock, net$0934
Net operating income$11,753,000620
2005-09-30 (YTD Data)Rank
Total interest income$36,847,000640
Total interest expense$10,226,000787
Net interest income$26,621,000607
Provision for loan and lease losses$2,292,000342
Total noninterest income$10,821,000494
Gross Fiduciary activities income$2,0001,379
Service charges on deposit accounts$2,452,000517
Trading account gains and fees$0126
Additional Noninterest Income$8,367,000408
Total noninterest expense$23,002,000579
Salaries and employee benefits$10,407,000646
Premises and equipment expense$2,541,000715
Additional noninterest expense$10,054,000439
Pre-tax net operating income$12,148,000629
Securities gains (losses)$02,317
Applicable income taxes$4,466,000563
Income before extraordinary items$7,682,000708
Extraordinary gains, net$035
Net income$7,682,000709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,065,000476
Cash dividends$3,706,000610
Sale, conversion, retirement of capital stock, net$0769
Net operating income$7,682,000688
2005-06-30 (YTD Data)Rank
Total interest income$23,342,000653
Total interest expense$6,207,000803
Net interest income$17,135,000619
Provision for loan and lease losses$1,592,000327
Total noninterest income$7,021,000494
Gross Fiduciary activities income$2,0001,342
Service charges on deposit accounts$1,599,000518
Trading account gains and fees$0116
Additional Noninterest Income$5,420,000416
Total noninterest expense$14,973,000589
Salaries and employee benefits$6,778,000658
Premises and equipment expense$1,610,000744
Additional noninterest expense$6,585,000443
Pre-tax net operating income$7,591,000644
Securities gains (losses)$02,146
Applicable income taxes$2,787,000587
Income before extraordinary items$4,804,000736
Extraordinary gains, net$030
Net income$4,804,000737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$718,000464
Cash dividends$2,198,000661
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,804,000717
2005-03-31 (YTD Data)Rank
Total interest income$10,933,000687
Total interest expense$2,770,000855
Net interest income$8,163,000636
Provision for loan and lease losses$750,000326
Total noninterest income$3,489,000478
Gross Fiduciary activities income$1,0001,320
Service charges on deposit accounts$777,000517
Trading account gains and fees$0115
Additional Noninterest Income$2,711,000398
Total noninterest expense$7,271,000603
Salaries and employee benefits$3,316,000661
Premises and equipment expense$800,000754
Additional noninterest expense$3,155,000447
Pre-tax net operating income$3,631,000675
Securities gains (losses)$01,685
Applicable income taxes$1,334,000616
Income before extraordinary items$2,297,000765
Extraordinary gains, net$024
Net income$2,297,000766
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$397,000415
Cash dividends$1,098,000605
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,297,000744
2004-12-31 (YTD Data)Rank
Total interest income$38,376,000722
Total interest expense$9,095,000886
Net interest income$29,281,000672
Provision for loan and lease losses$2,450,000458
Total noninterest income$14,671,000470
Gross Fiduciary activities income$5,0001,406
Service charges on deposit accounts$3,435,000508
Trading account gains and fees$0138
Additional Noninterest Income$11,231,000381
Total noninterest expense$27,868,000606
Salaries and employee benefits$12,284,000693
Premises and equipment expense$2,952,000767
Additional noninterest expense$12,632,000452
Pre-tax net operating income$13,634,000663
Securities gains (losses)$03,819
Applicable income taxes$5,062,000597
Income before extraordinary items$8,572,000771
Extraordinary gains, net$034
Net income$8,572,000772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,526,000564
Cash dividends$5,731,000550
Sale, conversion, retirement of capital stock, net$0872
Net operating income$8,572,000745
2004-09-30 (YTD Data)Rank
Total interest income$28,139,000736
Total interest expense$6,587,000905
Net interest income$21,552,000686
Provision for loan and lease losses$1,860,000437
Total noninterest income$11,344,000473
Gross Fiduciary activities income$4,0001,368
Service charges on deposit accounts$2,631,000512
Trading account gains and fees$0134
Additional Noninterest Income$8,709,000379
Total noninterest expense$21,175,000602
Salaries and employee benefits$9,043,000702
Premises and equipment expense$2,163,000782
Additional noninterest expense$9,969,000431
Pre-tax net operating income$9,861,000697
Securities gains (losses)$03,710
Applicable income taxes$3,662,000623
Income before extraordinary items$6,199,000809
Extraordinary gains, net$026
Net income$6,199,000810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,209,000498
Cash dividends$4,455,000506
Sale, conversion, retirement of capital stock, net$0738
Net operating income$6,199,000772
2004-06-30 (YTD Data)Rank
Total interest income$18,589,000741
Total interest expense$4,411,000883
Net interest income$14,178,000686
Provision for loan and lease losses$1,300,000432
Total noninterest income$7,572,000464
Gross Fiduciary activities income$4,0001,319
Service charges on deposit accounts$1,726,000515
Trading account gains and fees$0130
Additional Noninterest Income$5,842,000374
Total noninterest expense$14,042,000602
Salaries and employee benefits$5,954,000712
Premises and equipment expense$1,409,000798
Additional noninterest expense$6,679,000428
Pre-tax net operating income$6,408,000706
Securities gains (losses)$03,413
Applicable income taxes$2,327,000643
Income before extraordinary items$4,081,000806
Extraordinary gains, net$021
Net income$4,081,000806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$788,000515
Cash dividends$2,870,000521
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,081,000772
2004-03-31 (YTD Data)Rank
Total interest income$9,374,000750
Total interest expense$2,197,000904
Net interest income$7,177,000685
Provision for loan and lease losses$750,000379
Total noninterest income$3,713,000472
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$835,000516
Trading account gains and fees$0121
Additional Noninterest Income$2,878,000373
Total noninterest expense$7,077,000601
Salaries and employee benefits$2,988,000720
Premises and equipment expense$703,000817
Additional noninterest expense$3,386,000421
Pre-tax net operating income$3,063,000729
Securities gains (losses)$02,934
Applicable income taxes$1,057,000701
Income before extraordinary items$2,006,000825
Extraordinary gains, net$016
Net income$2,006,000825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$433,000469
Cash dividends$1,470,000484
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,006,000777
2003-12-31 (YTD Data)Rank
Total interest income$38,357,000739
Total interest expense$11,338,000783
Net interest income$27,019,000703
Provision for loan and lease losses$2,277,000589
Total noninterest income$16,370,000461
Gross Fiduciary activities income$6,0001,429
Service charges on deposit accounts$3,465,000495
Trading account gains and fees$0160
Additional Noninterest Income$12,899,000374
Total noninterest expense$28,981,000586
Salaries and employee benefits$11,755,000726
Premises and equipment expense$2,782,000806
Additional noninterest expense$14,444,000421
Pre-tax net operating income$12,131,000719
Securities gains (losses)$04,500
Applicable income taxes$4,205,000713
Income before extraordinary items$7,926,000819
Extraordinary gains, net$054
Net income$7,926,000822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,145,000525
Cash dividends$4,892,000671
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,926,000770
2003-09-30 (YTD Data)Rank
Total interest income$29,082,000749
Total interest expense$8,908,000777
Net interest income$20,174,000711
Provision for loan and lease losses$1,847,000552
Total noninterest income$12,738,000470
Gross Fiduciary activities income$5,0001,384
Service charges on deposit accounts$2,598,000500
Trading account gains and fees$0153
Additional Noninterest Income$10,135,000385
Total noninterest expense$22,239,000589
Salaries and employee benefits$8,917,000733
Premises and equipment expense$2,061,000831
Additional noninterest expense$11,261,000419
Pre-tax net operating income$8,826,000765
Securities gains (losses)$04,204
Applicable income taxes$3,020,000765
Income before extraordinary items$5,806,000876
Extraordinary gains, net$040
Net income$5,806,000877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,668,000503
Cash dividends$3,488,000649
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,806,000808
2003-06-30 (YTD Data)Rank
Total interest income$19,455,000753
Total interest expense$6,100,000786
Net interest income$13,355,000715
Provision for loan and lease losses$1,270,000542
Total noninterest income$8,563,000468
Gross Fiduciary activities income$5,0001,338
Service charges on deposit accounts$1,750,000496
Trading account gains and fees$0150
Additional Noninterest Income$6,808,000383
Total noninterest expense$15,050,000579
Salaries and employee benefits$5,965,000733
Premises and equipment expense$1,344,000846
Additional noninterest expense$7,741,000413
Pre-tax net operating income$5,598,000799
Securities gains (losses)$03,782
Applicable income taxes$1,897,000804
Income before extraordinary items$3,701,000915
Extraordinary gains, net$030
Net income$3,701,000916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,078,000501
Cash dividends$1,810,000817
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,701,000841
2003-03-31 (YTD Data)Rank
Total interest income$9,716,000756
Total interest expense$3,085,000795
Net interest income$6,631,000719
Provision for loan and lease losses$721,000482
Total noninterest income$4,278,000471
Gross Fiduciary activities income$3,0001,293
Service charges on deposit accounts$863,000492
Trading account gains and fees$0134
Additional Noninterest Income$3,412,000386
Total noninterest expense$7,569,000577
Salaries and employee benefits$2,942,000740
Premises and equipment expense$674,000852
Additional noninterest expense$3,953,000404
Pre-tax net operating income$2,619,000861
Securities gains (losses)$02,891
Applicable income taxes$868,000899
Income before extraordinary items$1,751,000963
Extraordinary gains, net$021
Net income$1,751,000962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$580,000441
Cash dividends$995,000717
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,751,000888
2002-12-31 (YTD Data)Rank
Total interest income$39,565,000764
Total interest expense$13,951,000805
Net interest income$25,614,000738
Provision for loan and lease losses$3,604,000481
Total noninterest income$17,527,000432
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$3,251,000503
Trading account gains and fees$0153
Additional Noninterest Income$14,276,000352
Total noninterest expense$29,369,000570
Salaries and employee benefits$11,215,000720
Premises and equipment expense$2,616,000836
Additional noninterest expense$15,538,000412
Pre-tax net operating income$10,168,000859
Securities gains (losses)$04,537
Applicable income taxes$3,424,000820
Income before extraordinary items$6,744,000925
Extraordinary gains, net$070
Net income$6,744,000924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,636,000476
Cash dividends$3,766,000779
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,744,000886
2001-12-31 (YTD Data)Rank
Total interest income$41,898,000814
Total interest expense$18,853,000868
Net interest income$23,045,000768
Provision for loan and lease losses$3,667,000451
Total noninterest income$18,149,000411
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$2,793,000546
Trading account gains and fees$0177
Additional Noninterest Income$15,356,000338
Total noninterest expense$28,815,000579
Salaries and employee benefits$10,222,000732
Premises and equipment expense$2,278,000917
Additional noninterest expense$16,315,000404
Pre-tax net operating income$8,712,000870
Securities gains (losses)$04,612
Applicable income taxes$2,901,000863
Income before extraordinary items$5,811,000949
Extraordinary gains, net$0105
Net income$5,811,000950
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,829,000444
Cash dividends$3,389,000826
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,811,000907
2000-12-31 (YTD Data)Rank
Total interest income$39,665,000896
Total interest expense$17,531,0001,012
Net interest income$22,134,000788
Provision for loan and lease losses$3,006,000464
Total noninterest income$16,485,000427
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$2,282,000587
Trading account gains and fees$0180
Additional Noninterest Income$14,203,000356
Total noninterest expense$26,323,000600
Salaries and employee benefits$9,230,000767
Premises and equipment expense$1,939,0001,031
Additional noninterest expense$15,154,000432
Pre-tax net operating income$9,290,000825
Securities gains (losses)$01,956
Applicable income taxes$3,255,000777
Income before extraordinary items$6,035,000872
Extraordinary gains, net$038
Net income$6,035,000871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,000,000477
Cash dividends$3,075,000938
Sale, conversion, retirement of capital stock, net$0969
Net operating income$6,035,000873
1999-12-31 (YTD Data)Rank
Total interest income$32,135,0001,025
Total interest expense$12,345,0001,230
Net interest income$19,790,000892
Provision for loan and lease losses$3,327,000385
Total noninterest income$13,558,000510
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,970,000670
Trading account gains and fees$0173
Additional Noninterest Income$11,588,000418
Total noninterest expense$22,496,000697
Salaries and employee benefits$8,068,000846
Premises and equipment expense$1,764,0001,136
Additional noninterest expense$12,664,000507
Pre-tax net operating income$7,525,0001,030
Securities gains (losses)$03,155
Applicable income taxes$2,690,000964
Income before extraordinary items$4,835,0001,136
Extraordinary gains, net$035
Net income$4,835,0001,136
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,705,000386
Cash dividends$2,800,0001,031
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,835,0001,118
1998-12-31 (YTD Data)Rank
Total interest income$31,547,0001,038
Total interest expense$13,192,0001,174
Net interest income$18,355,000919
Provision for loan and lease losses$3,397,000418
Total noninterest income$11,382,000554
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,781,000688
Trading account gains and fees$0224
Additional Noninterest Income$9,601,000448
Total noninterest expense$19,223,000771
Salaries and employee benefits$7,177,000916
Premises and equipment expense$1,575,0001,220
Additional noninterest expense$10,471,000571
Pre-tax net operating income$7,117,0001,062
Securities gains (losses)$04,449
Applicable income taxes$2,548,0001,005
Income before extraordinary items$4,569,0001,174
Extraordinary gains, net$032
Net income$4,569,0001,174
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,230,000360
Cash dividends$2,529,0001,107
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,569,0001,138
1997-12-31 (YTD Data)Rank
Total interest income$29,729,0001,137
Total interest expense$12,914,0001,233
Net interest income$16,815,0001,044
Provision for loan and lease losses$2,917,000439
Total noninterest income$9,094,000612
Gross Fiduciary activities income$2,0001,413
Service charges on deposit accounts$1,915,000665
Trading account gains and fees$0239
Additional Noninterest Income$7,177,000502
Total noninterest expense$16,108,000881
Salaries and employee benefits$6,356,0001,039
Premises and equipment expense$1,410,0001,386
Additional noninterest expense$8,342,000668
Pre-tax net operating income$6,889,0001,155
Securities gains (losses)$03,944
Applicable income taxes$2,434,0001,116
Income before extraordinary items$4,455,0001,229
Extraordinary gains, net$044
Net income$4,455,0001,230
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,569,000428
Cash dividends$2,190,0001,211
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,455,0001,204
1996-12-31 (YTD Data)Rank
Total interest income$26,989,0001,269
Total interest expense$11,893,0001,361
Net interest income$15,096,0001,192
Provision for loan and lease losses$2,048,000605
Total noninterest income$7,006,000749
Gross Fiduciary activities income$14,0001,378
Service charges on deposit accounts$2,029,000667
Trading account gains and fees$0262
Additional Noninterest Income$4,963,000650
Total noninterest expense$12,757,0001,146
Salaries and employee benefits$5,675,0001,181
Premises and equipment expense$1,276,0001,600
Additional noninterest expense$5,806,0001,008
Pre-tax net operating income$7,297,0001,032
Securities gains (losses)$04,148
Applicable income taxes$2,582,000989
Income before extraordinary items$4,715,0001,094
Extraordinary gains, net$053
Net income$4,715,0001,095
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,970,000582
Cash dividends$2,074,0001,245
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,715,0001,078
1995-12-31 (YTD Data)Rank
Total interest income$25,348,0001,353
Total interest expense$11,139,0001,464
Net interest income$14,209,0001,270
Provision for loan and lease losses$1,386,000748
Total noninterest income$6,458,000804
Gross Fiduciary activities income$10,0001,474
Service charges on deposit accounts$2,004,000677
Trading account gains and fees$0522
Additional Noninterest Income$4,444,000711
Total noninterest expense$12,672,0001,164
Salaries and employee benefits$5,344,0001,248
Premises and equipment expense$1,285,0001,580
Additional noninterest expense$6,043,000974
Pre-tax net operating income$6,609,0001,165
Securities gains (losses)$-8,0009,956
Applicable income taxes$2,301,0001,109
Income before extraordinary items$4,300,0001,236
Extraordinary gains, net$065
Net income$4,300,0001,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,074,000847
Cash dividends$1,958,0001,266
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,305,2001,204
1994-12-31 (YTD Data)Rank
Total interest income$20,769,0001,483
Total interest expense$7,731,0001,633
Net interest income$13,038,0001,371
Provision for loan and lease losses$986,000942
Total noninterest income$5,595,000856
Gross Fiduciary activities income$7,0001,498
Service charges on deposit accounts$1,803,000743
Trading account gains and fees$0475
Additional Noninterest Income$3,785,000761
Total noninterest expense$11,876,0001,249
Salaries and employee benefits$4,995,0001,355
Premises and equipment expense$1,280,0001,612
Additional noninterest expense$5,601,0001,070
Pre-tax net operating income$5,771,0001,293
Securities gains (losses)$03,600
Applicable income taxes$1,991,0001,210
Income before extraordinary items$3,780,0001,325
Extraordinary gains, net$0249
Net income$3,780,0001,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$705,0001,084
Cash dividends$1,578,0001,349
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,780,0001,340
1993-12-31 (YTD Data)Rank
Total interest income$18,826,0001,660
Total interest expense$6,690,0001,947
Net interest income$12,136,0001,492
Provision for loan and lease losses$968,0001,330
Total noninterest income$4,840,0001,005
Gross Fiduciary activities income$7,0001,531
Service charges on deposit accounts$1,527,000855
Trading account gains and fees$0532
Additional Noninterest Income$3,306,000897
Total noninterest expense$11,502,0001,336
Salaries and employee benefits$5,009,0001,339
Premises and equipment expense$1,210,0001,734
Additional noninterest expense$5,283,0001,227
Pre-tax net operating income$4,506,0001,552
Securities gains (losses)$07,477
Applicable income taxes$1,404,0001,656
Income before extraordinary items$3,102,0001,639
Extraordinary gains, net$03,149
Net income$3,102,0001,689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$612,0001,567
Cash dividends$1,519,0001,260
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,102,0001,546
1992-12-31 (YTD Data)Rank
Total interest income$18,570,0001,914
Total interest expense$7,572,0002,244
Net interest income$10,998,0001,674
Provision for loan and lease losses$989,0001,859
Total noninterest income$4,006,0001,140
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,432,000911
Trading account gains and fees$0504
Additional Noninterest Income$2,574,0001,057
Total noninterest expense$10,523,0001,463
Salaries and employee benefits$4,454,0001,488
Premises and equipment expense$998,0002,098
Additional noninterest expense$5,071,0001,300
Pre-tax net operating income$3,492,0001,767
Securities gains (losses)$72,0003,538
Applicable income taxes$1,057,0002,009
Income before extraordinary items$2,507,0001,810
Extraordinary gains, net$01,422
Net income$2,507,0001,830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$591,0002,192
Cash dividends$1,235,0001,289
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,456,6001,702

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.